mutual assistance, yes, that is, it is clear that we explain. here we help grandmother, for example, there we help, there all grandmothers and help some other people. and this is the culture of mutual assistance about charity, including, it is present, we discuss it and go into it and participate in some kind of charity events and so on. will some context grow here that he will help there when he becomes an adult. well, i don’t know, it’s difficult for me to say in such a way as to put pressure in this direction and speak. here you are obliged there to help. tra-ta-ta, because it’s the way it is, rather not, because it doesn’t respond to me myself. this is an idea, yes, that is, i want him to either understand, thanks to the culture of upbringing, that this is good, that this is correct, on some examples he saw it , if he reads, that this is good and correct? yes, but in such a way as to directly say that you owe and owe it, probably, well, it contradicts my values, including, but i return to the topic of teenagers and money, depending on the time period. yes, it's weekly quarter.

that is, let's put it this way, i correctly understood that at the age of 14, it is generally desirable to stop this story depending on the time, that is, 14 years old - this is hmm, which already brings the child into an official part- time job opportunity. well, it seems to me that it’s cool if he directly tries and thinks about it and makes money on his wishlist himself well when there are financiers for shoes. both support this story support this ideology theory. and dad, at least he doesn’t interfere, but with some kind of stuffing with you. or vice versa, says something to grout this nonsense. you’re wasting your time here, it’s unclear what the child will have left for there. don't ruin his life there. let him play. what to do when one of the parents? and as i understand it, this happens often? it could be the father, on the contrary. yes, there is a mother there, what to do, how , in fact, to communicate with parents with each other, it is clear that the issue is more than all technologies, but nevertheless it is psychology. that's exactly financial education. are there any correct words or techniques? how to convince your husband? not my wife

support you in this endeavor. i would say that to convince directly, if someone is strongly against and does not want to enter. here's to some new context. this is true , probably not a very rewarding job, because, well, we are already adults, in principle, and it is difficult. yes, there, probably to convince. if someone doesn't want to do something. you can just do it with some of your own actions. yes , there is a demonstration of what, for example, is obtained by some kind of stories by some kind of discussion. here. well, if i’m like a mother, it’s an honor to do this. yes, i'm studying for example, they start buying some books there to organize the environment around. so it’s easy to demonstrate that look, how would we do this, of course , gradually you know a lot in practice of such examples, when here and this is more connected with adult family finances, when there the wife understands, all of a sudden what needs to be done there , taking into account the same it is there somehow to plan, and the husband is so gay, there, i earn money. in general, i’m not interested in anything anymore or vice versa. no, interesting, this is nonsense. the main thing is that he does not interfered. you understand. i understand, so i

just mean that very often one of the couple begins to organize processes, some results are obtained. well , for example, on the topic of tax deductions, for example, it’s very good. we can get together. yes? here it is for me too. yes, for example, there is a current story there. so some joint contexts are taking place, which are slowly starting more dialogues. yes, as if more than some thoughts, the same is true with children, but now it’s just a common culture, yes, and information background. it’s the fact that people have begun to discuss some issues more now, it’s easier for them, yes, that is, this taboo is leaving, yes, you can’t say directly about it, that it’s somehow embarrassing or that’s all we start our journey , so to the most beautiful perm region, right foot forward with the right hand by the handle, left hand at chest level oh, so, how beautiful there is the legend that everyone who visits? this cave in one tourist session remains in its own law. the state is so immodest

question. how old are you? this is the ninety- third year already. the secret ingredient that will add volume and cool taste to our dish is the dust from porcini mushrooms let's go premiere on saturday on the first and always on 1tv.ru. the question of investment yes, in its purest form, that is, money is not just like , uh, some kind of material goal, but money as money, as a tool in the future, when it enters the child's brain, when can you start, uh, try to pawn a child's head, for example, we have. yes, it’s okay there are already gazprom shares purchased at a separate brokerage

check. and yes it is. it was fun. yes, okay, an absolutely natural process, i’ll tell you this story. guys. we went to halloween and told them about the girl’s rhyme. emma is sitting on the pipe. something is going on there, suddenly a pipe explodes. there gazprom dreams come true. well, yes, they all went to the older guys as a sister, so with this everyone was collecting sweets on foot at some point, then he remembered him and such mom and what is gazprom well, from this stitch i told him i showed him a video, i found some a video where it just beautifully shows what’s there workers, what are they doing? yes, that’s why all this needs to be beautiful. can you buy some of this company? so you can buy some for yourself? yes, just like that, respectively, there are six. yes, six years. here you can buy some. he says, well, like, what am i saying, well, i open the brokerage application and show him. see how this is an investment. this is where dad works. here. but we can buy gazprom shares, which was interesting at the moment. we transferred 4,000 rubles to a brokerage account there. and from his money.

yes, he agreed to this and he looks like this. and that this green thing happened while we were buying there in a glass it grew a little. i say, well, this is already a little bit of a share grown. if we sell them right now. it is clear there that we will not comment on taxes there. here, and now we are with him, and now on gazprom, plus here is the portfolio as a whole, here, to which we added sberbank at some point. that's a small plus. and we are looking at it throughout. well , once a week we go, and we started at the beginning of this year, started 23. well , the good thing here is that we could start earlier. you just asked me a question, how would you explain when a minus, well, i will definitely wait for a minus and discuss it in this context. well, we just went into practice, yes, that is, at this age, it’s probably difficult to explain that someday this will all grow there. so we went into empirical practice now regularly. yes, we go there, buy something , see if there is money, so that once a week, that is, once a week, that’s the period

pocket money, yes, when he checks there, 200 rubles fell on my card there. there, what’s going on in my piggy bank is yes, but it’s early, really, it’s early. this is my kind of experiment. yes, and on the basis of this experiment i can say with certainty that this is a frame like this, there is no need for such a big goal. uh, righteous beautiful and definitely useful as an education. eh, who should pay for it the child himself to save or give birth to himself? i think parents. and if we are talking about higher education, yes, if we are talking about a baby, if simply in everything, this is what is located any price figures and so on. we are talking about higher education, because well, if you take top universities there, then the amount is about i don’t know 400-500,000 per year. yes , in my coordinate system, this is still financed by the parents, yes, that is, i understand that parents do not always have the opportunity to do this. and then it can come into play. there is an educational loan, for example, which

a child will take. maybe not a child. a teenager, for example, is almost a personal matter. if it's threesomes parents continue fund education. well, this is a question for the parent. i would continue. unless it ’s negotiations with the child and the understanding that this is not going in the right direction at all and he really doesn’t need a whole story. there with one of the older children of daughters, when, uh, the plan was drawn to me. yes, there suddenly in the tenth grade the university was changed, i was now faced with the fact that there was an unified state exam with this one, not the aunt who needed it, they weren’t very good there. is that okay, how's dad? so don’t worry, now we have a plan like this: i’m in the top 10, so, and there it’s a 50% discount, then top five there it is. well, in almost a year we are switching to free and in general everyone is now happy and happy with the excellent plan. simply wonderful. right now, uh, the first session was over with, uh, two triples. dad said so. how so? yes, well, that

is, what's the point of paying for triples. yes, i say, you can also say whatever you want, well, on a budget, yes, here for money, that is, the point of studying for money is bad. no, it's just a mistake, an accident and so on. well, in the summer everything will change in the summer there were threes and twos for a period of. well, in general, so on. well, here 's another mechanism at work. uh, there were two programs in the second year and uh, you know how, your dad will understand me. i said, we are recording a loss. yeah, here we are with the review. i have withdrawn the money for the second semester. well, uh, i didn’t talk to the child myself. there's still that resentment, but then she took out student loans and uh. halfway through, she ended up with just one b, blagovryat graduated with honors, and i was reinstated there as the best, dad. but this lesson has started, that is. well, that's very cool situation. yes, financial development and ready-made answers. i think not here, because it all depends. it really depends on how the event develops and how the participants in these events show their investments. i

understand correctly that this is a non-repayable investment. once again, we said to you that this is an investment without depravity - this is in fact. so you define for yourself that your comfort zone is psychological. how, how much do you invest in a child? without expecting anything exactly. this is how it works coordinates are so. yes, i think that i will also say here that here, for example, as part of our family financial plan. yes, right now the goals of children’s education and the financial goals of education, the shadows that we will directly buy a specific amount of money and it is not there. yes, that is, my husband and i are discussing this. that is, we understand that something will happen there. and how many are the oldest? elders are 12 and 9. well, there is certain funding from accumulative life insurance, which may go towards education, that is , money - in principle, there is, well, it’s clear to say that this is the goal. we don’t have one. why not? because we can't really tell? what will happen there? this is what they seem to want, i’ll tell you from my own experience, it’s interesting that there’s a wind in their head about

the choice of up to the 17th oscillator. i had it there. yes, there, she would have had a tough situation. there in due time. it was in afghanistan . there were only 6 universities and where they recruited into the army from, so i strictly knew where i would go, but since it was physics and mathematics, i was chosen. better than him there, thank god for brains it was enough to get there. in this case, that is, what happened to me, i can say there , well, both of the older daughters there. uh, such a situation that now my daughter, who was 18 , she entered there, i think that this is one of the best universities, strange, but it turned out that this one? it’s no longer a cake, as i said, you know, that would be drastic, there was a mistake pop- well, i can do that, no question. yes, of course you can, that's fine. the main thing is that not in 7 years. there was a profession of a doctor on time, yes, and i found out that after six months, not only did the quality of education is far from the ideal standards that were drawn for ourselves. so the profession itself turned out to be the same thing.

well, so, unfortunately, we don't really want to be dogmatic about the coordinates. yes, in this sense you need to listen to the child, and unfortunately, there is no such thing as that. well, that's it, here 's 17 for you. now the tenth decision was made. here remained. this, unfortunately, doesn't work. as practice shows. i'm even in my own range. yes, age, we understand that everything changes so much that you constantly need to retrain yourself there to get something somewhere, so, well, you know, they continue this topic. i'm just a few of these children there daughter's classmates. well, how did you consult? yes helped choosing here here there are a few there. rules by which you should choose a university the first and most important rule is that you don’t have to treat this as a matter of your whole life forever and so on. i 'm telling you, you have already figured out what the first education you will receive will be, because it will be another education, like minimum. there, in the format of self-study and profession, you change. it's almost a 100% chance. so further, when i

talk about how to choose a university, i say that, well, you roughly draw a circle for yourself . yes, this is approximately what i want to do. yes, faculties, there are not 20 all. yes there , and you choose four or five, there and then the first first thing that she can do here and you look at how the information is presented, because no matter what anyone says about it, well, it’s all nonsense. here we have everything like this, the site looks like the kolkhoz site being renovated in the nineties, but on in fact, we have nothing of the kind. here, as the information provided, so is the learning process. this is how it all works and so on and the second moment you read these texts. very carefully. and at least you don’t get sick of what you read, because this set of words is these combinations of words. you will hear at least 4 years very often here are two criteria. the first is how the information is presented. this is what people have in the head of teachers? yes, that's why this wow, what's in sunlayha, when you choose, well, this must do. children, it’s not you who should do it for them here, rather, well, such a skill,

including the analysis of information, critical thinking, and the world of perception in general. now this manifests itself, but it doesn’t seem to manifest itself right away; even in many adults, it doesn’t immediately manifest itself. that is, it is a skill. well , that is, which must be directly trained. in my opinion. well, to summarize our conversation, we can say that everything is in our hands, that we raise children in this way, and how we would like them to treat us in the future, but, and ask what you force them to do is impossible for children only by your own example of attitude towards elders and the generation. we can show you how to treat. well, what do you think, or rather, is it correct, as you know, this is how such a question is established here. here it is in our family. like this. yes, if the child grows up, if you manage to raise him in harmony, and in this habit, and count b-saving and you invest. this is already the pinnacle of financial planning, so to speak, and i think it’s fruitful. eh, they won't force themselves wait, including just even there, it’s not

necessary there, uh, parents must be poor in old age. well, they just see that your child is happy, that he does not need. he 's found, uh, something he loves and knows how to manage money. don't litter. you are this. this is already worth a lot. this is peace for the sake of life. thank you very much anna thank you very interesting conversation. thanks on the first channel news time. my name is yuri shcherbakov hello powerful crews carried out a fire strike on militant positions in the kupyansk direction of the special operation t-80 tanks of the western military district on the offensive path of our motorized rifles. scouts discovered the enemy with infantry support.