you will be at the bank office and everything will work out. sber presents a loan with cashback. allow yourself more every month, return 2.5% of the rate with sber bonuses. thank you, hurry up to apply for a loan with increased cashback. get a better deal with prime. we continue. this is the podcast life of the remarkable, i am its leading writer alexey varlamov and today in our studio, uh, film director, writer, public figure karen shakhnazarov but i’m interested, you say in your interviews, and soviet cinema is a legend of soviet cinema. and yet. you do you admit it yourself? yes, there were so many difficulties, there were censorship, there were all these editorial councils. and so, it seems to you, this is the idea to return, yes, to take something positive from soviet cinema. it will work, in general you say censorship, yes, by the editors, well, i worked in foreign cinema. i made a picture in america. i made

a picture of the killer with british producers and worked with italians. started canvas number six with the italian morel arrangement in italy worked. but you know this everywhere, and moreover, i myself am much more of a producer. cruel, how do you understand the soviet film system? today we accept films by voting. well, they can’t read the script there, then vote, well, she can work with the script. in soviet cinema it was necessary to work with scripts. when i wrote jazz from borodiansky for the first time, so we wrote the script in 10 days, we brought it, we think, it’s all brilliant now, well, i had danelia’s advice as the artistic director of the association of comedy musical films, where ryazanov also worked, but danelia was there main, not like that. so, they smashed

the script to smithereens and danelia remembered this phrase very well. he says. what did you think, nationals have to work for a year. and he was right. yes, that's true, that's why soviet cinema has a script. it’s just that you entered into an agreement for three options at once, that’s correct. this is all the same everywhere, this is how they work in hollywood, so there are questions of censorship. well, yes, they cut it out of my first picture. eh, they cut some of my jazs. well, firstly, this is an element of survival. listen to this and don't exaggerate that yes. yes, of course they weren't simple, but to a certain extent it educated us. well, well, if we go back, here’s to your work, and you are reviewing your films. well, sometimes, if it’s on tv , i can do this. your films, i can’t say that

each film has some value for itself. this is how i remember my life. my daughter was born here. here i got divorced and got married. here again this son was born. that's how i would rather say it, you know. i read, a gain that i consider mine. the main teacher in this life and even once sat with next to him in the moscow village he received the second one for the courier, but the very first one for the film interview and we sat next to each other. so i translated for him in english there. so she had it once and read it from him. he wrote that a film is good if it has four good scenes. i thought, he’s right, so i’d rather say that here i am, if i remember, i think, that’s where i succeeded. scene. this is where it worked. this is what happened. here's a specific example. this is what you would be especially proud of, yes, but for example, i think that in a white tiger there is a fight in

village, well, the best is taken. and for example, in the indigenous theater and horse racing there is a good scene. uh, in the american daughter. here are the prices on the beach. they, when they talk, he seems to be better than each other. get a haircut , drive a car , mostly 3-4 good ones, but you have some kind of evolution there such a period such a period.

yes, it seems that you have some kind of periodization of your work, but i think, yes, of course, there is the first period of my life in the evening. why did they change the ending of the story and the ending of the film in the courier? well, i don’t know, i wanted to take pictures andrey was supposed to shoot it at gorky studio. he liked the story. i didn’t intend to take it off at all, he came and said, is that how you are? i say, take it, film everything, well, he was a young director, my comrade. the only thing, says sasha to borodyansky.

we are constantly going down to write the script, they adapted it, and gorky’s studio did not let the hero pass it by. you don't know the soviets there. no, well, in general something like that. and here i am, when i finished the winter evening at gagrakh’s and sasha came and said, well, maybe we’ll make a script. let's we'll fix it there. if something doesn't suit you. you can do it all without pictures now you've finished it. i also say, well, they didn’t let me through there. well, let's try, we sent the script to the hospital and they missed it. although later at the party committee there was order there, i still read powder on mosfilm, but it did n’t matter; young people's buffoonery elevated to a principle. we don't need anything. we're all on our own we know, i, we, our generation wants to know for

whom we lived and fought. it would be interesting to know, young man, your principles. by which you are going to exist in society. it’s interesting that after the courier of such a film, well, quite realistic , you seemed to be drawn into mysticism. and the city of zero appears in general, so mysterious, a picture full of some hints of some nebulous symbolism of an incomprehensible picture, about which they have argued a lot and continue to argue. what you yourself wanted to say with this film, i don’t know, are making history, which i liked. i can’t say that i always absolutely feel that it is, but i can’t, i generally believe that cinema is being born. but this is a bit of a process, but, probably, in the city there was a zara hall, of course, a feeling. the catastrophe that we are approaching was in the eighty-eighth year. and this is probably not what i wanted to convey. but this is how it poured out on its own

, as in the sensations, when i made this picture. i didn't order anything. don't worry. that's it, this is not included in the count. just a little present from our chef. what is this? cake basically, in this picture, actually, i would say, some people call it mystical. in general, there is no mysticism in it. and this is a special department. is there nothing there that can’t happen in life? well, basically, the voice of the secretary, she can sit, it’s not like she is, if she were hidden, it

could be, it’s another matter that they don’t seem to sit like that. that is, it’s like this is a combination of some things that are absolutely real, but they’re not like, well, there’s some kind of kafka there, just, yes, the hero finds himself in this space, from which he cannot escape, but only we could not escape, but i think there is, in principle, a panorama of russian life, russian life, which has not changed at all. then, of course, the excellent king is a killer. yes, this picture is so psychologically intense. why did you suddenly become interested in this plot, how did it happen? i read in the magazine rodina came out for the first time in many years. as you understand, the topic was completely closed, what if there was such a writer in rodina magazine, a famous helium writer? ryabov yes of course, that's what he wrote. oh, he was such a fan of this topic and he did a very good turn, in general he was so detailed about this whole

story of the execution of a family. and suddenly it was published. and as you understand, the topic was tightly closed, but i was, of course , so hooked by the overall drama of this whole story. i didn’t even make a political picture, not even political. i didn’t condemn the bolsheviks. this is what i did, people, the fate of nikolai yurovsky, fate, the executioner, tried to understand this psychology. we wrote a script for sasha. at first he somehow did not work. we have such a historical

one. before this we did canvas number six. before this we were in the mood. this is with the italian, that we had to play canvas number six in formation. we wrote a script almost the same as the one i shot 20 years later and we all went to italy there. we were there at the launch and we did it. we transferred everything to modern times, we did it, as if it were a television report. well, that's it. modern some kind of experimental film. they seemed to accept everything from the italians. sylveomeg was known there. we have nikita there was also a producer working, and he had a contract with the mood and marcel was supposed to play ragin. and in short, they really wanted to play. we are coming. everything settles with us and then they started, let me change the script. still. let's get more into the more into the classic form. everything there, in principle, now i understand

that they were right, because what we came up with, but it was not for the marcelli. in short, they started to leave it all behind. what to give and change, we spent a great time there for a month and a half. we talked, we we drank a lot of wine in the building, but somehow we didn’t want to. this is the sweetest side of life. yes, yes, there was a full program there, yes, and then this one and most importantly, we wanted to leave all the time, and they wouldn’t let us go, and i, uh, sit down and leave. and what am i saying, sasha listen , just don’t tell anyone. well , you can say that the dudes are staying in good hotels in italy. there in the city center the daily allowance was 100 dollars, or something, she paid us in court at that time. something is not measured. here i sent 100 to naples on an excursion, then, well, so that and you want to leave, but we are still there every time.

well, maybe it’s okay that we’ll run away and that’s it, and we sat like that for a month and a half. so i got a little bit of satanism from him. although , of course, it’s a beautiful city. in short, we had a lot of material. for the ward we went through a lot of madhouses. we collected two in the province. just a lot of notes , all these are on me. this made a very strong impression then. i remember why you are keeping me here for dozens. hundreds of crazy people roam free, so why should all these unfortunate people sit here for everyone? all your hospital bastard moral relations are immeasurably lower than each of us, so why are we sitting, and you are not, where is the logic of moral relations and logic has nothing to do with it, it all depends on the case . whoever was imprisoned sits, whoever is not imprisoned, walks. and so, when this suddenly turned

into a twist to some kind of not just a historical picture, but somehow through a madman into a madhouse. here it is, as it were, she allowed, firstly, it made it easier to communicate with the material, and secondly, to move around during this other motor activity. that's when the script came out. and before that, we were the first to remember, the version was written purely and english appeared. this is the actor mcdowell, too, in general it was a story, i’ll tell you. at that time i was a soviet atheist. probably then. for the first time, i had a real understanding, because it was born in a very strange way, including, sometimes we wrote scripts for mcdown. we presented to mcdown. in yurovsky and oleg yankovsky in nikolai but valekinkovskaya, okay, he’s at hand. yes , magdal, in general it could not have occurred to me

that he would have been a megastar then after a clockwork orange colligula, that’s generally, well, he thundered. i think he was one of the three, probably, the biggest stars in hollywood at that time, and here is an english actor, but he already lived in a million. in short, but we wrote the script and launched it, and suddenly the british producer ben brahms came to me and he said, i’m interested this theme. and i have already started launches. i'm already auditioning for actors. by the way, petrenko tried it. this is what i remember, and he he says, i want to participate in this matter. that's what interests me. i heard that you are filming. i don't even know what you can participate in. it seems like i have funding. all. he says, well, i say mcdown. firstly, well, it’s unlikely, perhaps, it’s clear that, well, this, well, okay, two weeks pass suddenly, he calls me and says, and you know, we dropped agent mcdal, she has two

agents in london and los angeles, and he became interested. come on, come to london, i'll do it for you , here it is switzerland and zhenya and you will meet, i i come to london, he sends me geneva, i’ve been walking around geneva since the morning, i arrived in the morning, i think, if he wasn’t mobile, his wife wasn’t, like at 5:00, well, okay, five or six, i don’t remember, i come to this one, there ’s actually a mcdows sitting in this forehead with a girl , whom kelly later became his wife , but says, yes, yes, what i’m saying is, this is the story, he says, you have a script. we didn’t have it in english. i say no. he says, well, tell me. the scenario is quite complicated. i speak english, but it is also not that simple. well, i gave him about 40 minutes began to talk, and then he spoke. well, send me here and translate the script. send it was like march in august, it was already

filming. this is the most interesting thing about vladimir for me. we became friends later and he told me it was an interesting thing. he says, you know, you told me when i didn’t understand anything, but for some reason i was absolutely sure that i would star in this film. it was the same with me. for some reason i was absolutely sure that he would all star in the film. although, uh, after i was already there. maybe then it won’t be like that. well, often i experienced enough , this doesn’t happen with mega-stars so that in march they tell him in august. he filmed it, it was some kind of miracle. we continue. this is the podcast life of the remarkable, i’m its leading writer alexey varlamov and today in our studio, uh, film director, writer, public figure karen shakhnazarov and how anna karenina came to be, it’s just a temptation that doesn’t exist. i

have always really liked this triangle. the whole story of karenin vronsky anna she’s natural. i've seen this in my life. sorry, i saw this in life and in in your own life and in the lives of your friends. i know this , moreover, i read it, by the way, i don’t remember the book after the picture, our good one is also a writer. he probably wrote the book there are the diaries of sofya andreevna and lev nikolaevich . listen to this directly. well, well, this is it. she is karina, everything is the same there. i don’t know all these stories, which means who he wrote. i think he wrote. it’s just all taken from life. this is the truth of the relationship between a man and a woman in all its difficulties, in all its drama, in all its charms and in all its unpredictability. here this has always fascinated me. in any case, i always wanted to, if i were to film the hooks, then i really wanted to film this. and a few scenes. this is how

it happens. in many ways, i just wanted to film the horse racing ball and theater as a director. how do you feel about criticism? have you seen this movie? in general, he has such a mixed reaction. well, yes. well, you see, i treat this normally, that is, as normal , i can’t say that i love her, i can’t say that i don’t love her. i'm somehow in this it's ours profession, but we are filming, and someone, yes, everyone can express their opinion, let there be such a sequoia there. this story has a lot of clichés . many people want to see it as melodrama and it is desirable that anna was deceived, seduced

and abandoned to say this. it’s like they want to watch for this reason. it's like with women. such, well, the desire is understandable, as they say, and by the way, i have statistics, if it is watched by a woman, 80% of the viewers are women, by the way, it’s interesting that you know what the original title of karenin’s novel was? well done woman in the front row? well, oh, but i didn’t want to at all. i also didn’t want to film a melodrama, and as they say, hmm , there’s tolstoy. it’s clear from you at the beginning that her charm is that she has a complex, passionate nature, in principle, she does a lot of bad things that are not good at all, that’s the charm, in general and depth. just this story that tolstoy wrote in his diaries, i remember his wonderful phrase. he said man is a current creature, and he is evil and good and

brave and cowardly and greedy. that's all. it's in this here. tolstoy's creed it seems to me you have to approach this, but it doesn’t suit you when there are clichés, so then from the very beginning i said as an actor, we have to play them in no way. there is a certain idea of ​​how aristocrats should be played. they were not like this and these all, like consultants. naturally , the consultants told me. so i say how at the officer’s ball there he says, the sovereign categorically forbade officers to wear spurs, categorically that they tore these outfits from the ladies. i say that then he says, well , yes, but they still walked. they don't care walked because they want to jingle their spurs. here you go, yes, as they say, that’s why i

treat it normally. well, criticism, whoever needs it, understood that you were going to finish, but you started with the fact that yes, when a person enters vgik, well, of course, there is a sweet side of life in cinema, there is such a hard working well, change the world. yes, that's how it seems to you. your company has somehow changed something in this world to judge. i think that, of course, i treated it differently at one time. basically what was good about in soviet education, in general, there was, of course, a very important thing they taught us. uh, make a better person change the world. yes, it was an installation, so i somehow have different stages. on the one side. yes, what can cinema change? then i had the feeling that there was nothing cinema could change. this is all

nonsense. this is nothing life can change, but now i have some kind of palliative. i think i’ll just look at myself remembering my youth. eh, well, i understand that some pictures are not deep for you become. so it somehow affects me. so this shapes me. and that means my actions accordingly. even if it’s insignificant, it also somehow changes this world, which means to some extent it is. we can say that it’s still important in cinema. you know, especially for young people, by the way, literature. in my opinion, to a greater extent. today influences me more than cinema. but the youth. she is very receptive to him grandfather. children, i just have the most vivid memories from that childhood movie i watched. and i repeat in in soviet times, we went to everything;

the ticket cost 10 kopecks. and we are everything that came out on the screens. we watched everything. it was some kind of mess. not that they chose science fiction there. yes, it doesn't matter. that's it, seriously. i remember wenger's painting when i was very young at school. there was vengerov, a wonderful director, from whom german later emerged. he was his assistant in a workers’ village. i remember i was so delighted with this picture, it’s still in my memory, and it’s the hardest. soviet new realism, by the way, there were amazing films - this is such advice for those who haven't seen it. i advise you to watch the blind soldier came from the front, the difficult post-war life - it’s made so amazing. i was 12 years old and i still remember this picture as if it were today, so somehow. well, it remains in me, and i think that to this extent, perhaps,

cinema is not something that can change. but a person can be influenced by a person. after all , formation may have something to do with this. thank you thank you very much for this conversation. this was a podcast about the lives of wonderful people, i am its leading writer alexey varlamov a guest. i had a director, writer and public figure. karen says that shakhnazarov thank you very much alexey nikolaevich this is an easy money podcast, i’m its host mikhail khanov today i’m visiting. anna moneyna expert of the national center for financial literacy, teacher, author of financial literacy programs for children and parents. hello anna , you know, i have four children, although the youngest is now 15 years old. and it’s probably too late to talk about starting

financial literacy. well, i can to share such a story, it is clear that there were no programs. then probably 15, there it was 20 years ago, especially since i’m talking about older children. but when you deal with money yourself, you come to many things intuitively, and uh, i’ll just tell you how we solved the buy-buy-buy problem. the children had their own money. and practically there , almost from the first grade of juniors, and with which they were encouraged for successfully passing this test with an excellent mark only excellent, that is, they were only encouraged fives. you know, how in ancient greece only the winners receive a gold medal, everyone there gets an a, so. the financial reward there is small, thousands or several thousand rubles, but nevertheless, at some point, when the house was already turning into some kind of cluttered fortress. yes , all these little trinkets there, which are just right. it is known that children play with emotional toys, that any emotional toy is much more happiness, brings something fancy train or

constructor. so at some point a wonderful idea occurred to me. i said guys. you have your own money to buy. he says, buy it, i say, buy it, and you know, just like that, it’s cut off, yes, that is, they look, it’s probably not necessary. here, probably coffee for something heavy. and that is intuitive. this is the right step. yes, the absolutely correct step is precisely the idea that arose in your head, parent, that here is some kind of insight click, that something needs to be done differently and you are absolutely right to do it, because, when children have their own financial resources, their brains also switch. and they start to really understand what i can do. this is how i can do this, and it seems that i no longer need something that my parents can finance, but i need to think about something more serious, maybe put it in a piggy bank and so on, so the step is absolutely accurate and cool that you they caught this situation right in time and did so. well, it’s no coincidence that there was a fairy tale in russia when a rich father sent his son to work. every time. there thanks to that respect for his father. he just had money then. he threw them away. remember the money, every time

my son looked at me with an indifferent look. then he sent to some distant village, where he plowed for this gold. there's blood there for a whole year , then, and so on, and then, when his father was going to throw him out, but no, dad, it's golden. it's very dear to me. yes, it remains how to start a conversation about money in general, in a good way, when a child is already entering economic life. that is, he starts buying something. i'm starting to want this 2 1/2-3 years, if the child develops normally. yes, that is, if this is the norm for a typical child, then it begins to enter economic life early and directly, and economic socialization begins at two and a half years. he can go to the store, he can choose. he begins to understand that if he wants something, then it may be something mandatory that needs to be bought, for example, for the whole family. and what do you need me to do, that is , this story about the needs about the desire he has here? yes, and you won’t believe it, here i am in my empirical experience as a parent , i got into this story of the financial development of children when our eldest was 9 months old. well, that is, it was just a little thing. so

it happened that, well, i was kind of on maternity leave and decided to study. having raised my children financially, i ended my financial career in a bank. and so i decided that now, as if my children were my everything, my house began to simply become overgrown with various elements of the financial environment, because i began to teach for other children. for example, those who are in childhood the senior group was in kindergarten, that is, six-nine months, which i’ll tell you now, some no, well, what kind of pacifier look appeared, for example, some piggy banks appeared, i got several piggy banks, shells appeared, which i used as material when i explained to the children . here , well, the trading day, yes, cowrie plugs, can be exchanged and so on, that is, evolution, when we explain and the sea the child began to interact with it. i began to pay attention to this. i started showing him how to put money in a piggy bank, for example, then he at some point i became interested in the wallet. well , that is, such a wallet there, yes, and, as it were, many parents are from this. well, kind of not for you. these are like cubes for adults. there was no unattractive machine, this story was about the fact that various elements appeared in the environment of the house, and he paid attention to this. for

me. this was important, and we began to interact with him. so we got acquainted with the wallet. he became familiar with cards. i slowly explained all this. naturally. we went to the store, and in the store like this radio broadcast mode with a list of what we will buy? let's look in the refrigerator, what do you need to put it in the cart. according to the list, he specially drew such a list with pictures, where it should be circled, and i have a direct evidence base. now 2.5 years old, my eldest child circles what he chooses . now what we need goes to the store in the cart , puts it all in, unloads it at the checkout, and so on. well, the masses cause emotions in everyone around, but in fact it works. these are the first questions: boys or girls? boy no-no, whoever listen faster, it happens differently. well, because we have a household, four children too, yes, and there is also a girl, and she is now 9 years old, and she came into this topic. papuazha. why to the household? oh, because these are children from my husband’s first marriage. they. well, of course, i call it a family, a household, rather in professional slang. yes, well,

well, here are the observations. she came into this a little later, but showed up very cool in this business context. that is, it turned out that she directly made money on some of the needs that we had naked. i needed plates there for a moment i became interested in bowls. so i think, damn, i want plates and ksenia just went to pottery. i'll make these plates. well , basically she sold it to us. yes, it was unexpected, because how did she agree from the series like that. well, now i’ll take an advance from you there. well, we’re like, wow, but in general it didn’t show much before. so, in fact, now they are 6 years old, when they seem to be very enterprising due to their early age. it seems to me that they also immerse themselves in their childhood let's not steal, probably a common question, which is really a common question. it seems to me no, and they often ask me. that's good. you only talk about money. i say, no, of course, in our lives we really have some kind of dialogue about money every day. well, that is, we since many situations are everyday situations, of course, and there is always a little bit,

but this is not what i say edifyingly, i sit him at his desk. come on, now we will have a financial literacy lesson. i 'll really tell you something there. no. this it’s just such contexts, and i don’t think they take away childhood. this is the ordinary life of an ordinary child who lives simply in economic reality interacting with money from interacting with this space at this moment. here is a phrase from parents for 2-5 years, when the question for the baker goes away. we do not have money. this is generally taboo. i am not a supporter of the idea that there is nothing there, that there is no taboo, you just need to explain to the child what you mean by the situation , we don’t have money. well, because i caught myself, for example, thinking that i was also saying this phrase. but what i mean by it is not that i have no money. what, for example, there is no money in the wallet in cash, yes or money, for example, no additional purchases are currently planned. yes and so, if you explain to your child the meaning behind that phrase, when you say, when there is no money, this is quite, everything is normal. not here now. yes, especially

for young children. this is all very important we give. please take a piece of paper and a pen and write down that we are actually starting to teach the children. that's what anna says there. well, almost from the cradle, well, from two to three years old and all situations. you need to play here now, nothing is put off until later and the question is not what to refuse, but to explain why you are doing this and the children understand, of course, the children understand. well , i’ll tell you an example, again with my own, how we got into the history of savings pocket money and so on. well, in general , it is recommended to start giving pocket money there between the ages of five and eight. we started a little earlier, but it was a situation, we had a ritual, we walked with him. well, a couple of times a week after kindergarten we go to the shopping center to buy cars, and at some point we come, and he says, mom doesn’t want a car there, i want a paw patrol base, this costs the paw patrol base, which costs 7 1/ 200 rub. well, the child was not yet 3 years old. i say, dear , it’s great, but i won’t

buy you a base now. there, look how big it is; it will fit all your cars. she costs a lot of money. now they are not ready to pay her that much money. well, he's kind of like that. well, how is it like this upset. i say, but you and i can save there, what does saving mean, we can buy cars for me, we’ll put all this money in a piggy bank. yes, it all seemed to end there, the story is in the moment. we came home so that he agreed, yes, that is, he understood, well, how would it be for me someday there? it’s not clear when, well, okay, well, in any case, i bought them a car that day, yes, that is, he gave me i was left empty-handed. we came home and made a large piggy bank out of a box with our own hands. everything there was painted , a very, very patrol base was pasted on it, and i entered into that same pocket money there, yes, that is, i started giving him 200 rubles there. at first, during the week it was all a little artificial. here i give it to you. well , because otherwise, he will forget from him and now this story is not super, updated. well, we saved for a long time, then i increased it to 500 rubles. to save up quickly when i saw that interest was already a little lost. well, after some

time there will be a couple of months. he probably saved up and got this amount of seven and a half thousand. we took it out of the piggy bank. we have entered tracker. that is, we wrote down what we put in the piggy bank, where i told them. naturally, she helped him and drove it all there. here he got it. i say, well, cool. you can buy a paw patrol base. or you may not buy it, you may spend it on something else, they gave you the opportunity to choose, that here it is and here it is, the resource he did not choose, father. why patrol? we didn't buy it. he spent it on some of his own toys, then some other ideas came to him. but this is the very essence of what he accumulated, what he was able to do, what he waited for. it was very cool and the money was coming. the piggy bank is simply based on the passage of some time or for something that there was no additional motivation for this story. well, that is, it was just what we call pocket money, which is given unconditionally for weeks, and on fridays 200 rubles. then 500 rubles. it’s just definitely money and now it also continues. it’s just that now he is more interested in this

, when it became clear, already a little older in age, that well, it seems that i want more, then we began to come up with some ideas that it’s still possible, well, let’s see how the labor income is for this or what? well, then i actively introduced a block specifically on children’s financial education and i asked for it. let you pose for me like uh. well, how, as a photographer? i will take a photo and a 200 rubles. here's one straight from the photo shoot, where i selected several high-quality photographs. i also added this to his piggy bank. well, like ideas, now he already has quite a lot of different ideas. he has now even started his own small business. well, that is, this is developing. dad, of course, takes part, but since dad is also there, he is a financier of the financial market and this whole story with the children is also very interesting to him. he also comes up with different contexts. for example, now danya is still interested in sports gymnastics. well, just so professionally, yes, that is, he is already entering competitions. he is progressing, he has certain records. well, for example, he now has the latest

record of 20 pull-ups. so dad, as if spontaneously, without my approval , decided that 2,000 from mom 2,000 from dad for here this is your achievement. this is how he replenished. actually, now i have 4,000 in my piggy bank for my dream. he's saving up a lot of 42,000 for an atv. and he had a little bit left. in general, this question, in principle, does not take the situation out of the language. you know how it generally happens, probably, in the families you advise. mom, that means she keeps strict records and controls 500 rubles. that means a week, and then he comes, dad says, well, she’ll give you 1,000 rubles, son. you are great, absolutely. this story is the same. i'd rather in our family, and the topic is more like an accountant who likes to count. planning for a shorter period, my husband is a strategist. once a year he sits down and draws an excel spreadsheet with our budget. let him see what strategic savings rate we have this year, that’s all, and we don’t set standards for this anymore. maybe savings. you

make it difficult even for me. i think it will do now, we can postpone. e for your financial goals, for example, or for an airbag, no matter how it ends. well, that is, conditionally there, we looked at the budget, figured out, from here to there, we want to spend some more big expenses there, and we understand that there is roughly 15% of our income. we can definitely put it off. this is called what happens when, after all, in this situation, when well, there is one of the parents, let it be the mother in this case, that is , she goes under strict control of something, then 500 rubles. and then comes. dad with a ratka. as he says, well, son, you’re great, you’ll support 20. here ’s 2,000 for you and the child has no idea what to think for these 500 rubles. per month. i'd rather pull myself up. dad should go. well, this is really very vital. yes, and in different ways, sometimes manifestations manifest themselves differently in such situations. we are right now dad, when she announced that 2,000 rubles. for pulling up. that's who i am. well, you know what, dear? give it from your budget. these 2,000 are for me too. and i’m like he’s not for me. well, in general, i asked him to finance these 4,000 rubles. well, because in reality, in

my personal budget, it’s like, well, this is some kind of spontaneous story. so we need to negotiate, of course, we need to clarify certain rules with grandmothers. this often happens too. they like to finance something there. there is some money to be given for something, envelopes, yes, which are unacceptable, for example in a family, that ’s why we need to discuss, of course, we need to come to an agreement. and this doesn’t just happen, because grandmothers are my offended, there is a transition happening or you have switched or you advise from cash in the form of non-cash excellent question i am a supporter of the fact that the card should be used at the age of nine-eight, that is, when the child has already developed enough . neural connections and he understands, including some responsibility for the fact that it is a financial product. yes, she is personal. besides, he knows how to do it very well. well, learn to count. and this is the feeling of texture. yes, that money is a commodity that can be exchanged, that it can be examined in banknotes. there geography must definitely be there. and now, i believe that up to 8-9 years. this should definitely be in

cash, because it is important for children to live through this invoice for personal relationships and understand that they wrote down the money, that up to 8-9 years. the tactile sensation of money is very important, that this is an exchange product, that this is a certain product that can be used to buy any other goods is very important. our sold out ones were purchased at the new ozone sale, wonderful purchases for 699 blogger tool box for 599 club diapers for 699.