[000:00:00;00] aksionova is actually the director of the play, she is a merciless theater director, it’s here that the theater director starts with, well, how can i say it, at the start, this is zero directing, and theaters are already in full swing, definitely a director, this will be your mo today, this is a formula that i attach great importance to meaning, well, this is known, well, here is the performance, sitting in the hall are russian emigrants, soviets, well then, yes, already russians, yes, russians, journalists, guests, a lot of russian-hearing people, russian speakers,

in love with mayakovsky, italians are coming captions in italian and so on, you were, you were one of the dear guests of this evening, it was very dear to me, so i include my first words from this performance: for all of you who liked or like, we keep them with icons to the soul in a cave, like a cup of wine in a banquet hall to say hello, a skull filled with poems under my name, i’m increasingly thinking whether it would be better to put a bullet point at my end, today, just in case, i’m giving a farewell concert, this is the beginning of the performance, and there your favorite poems from your beloved also sound mayakovsky's poem, man, in the sky of my bethlehem no signs burned, no one

stopped the curly-headed wise men from sleeping with their graves. was absolutely like everyone else, sickeningly the same, the day of my descent to you, and no one guessed to hint to the narrow-minded, indelicate star, the star supposedly is too lazy to shine in vain, if it’s not a human birthday, then the devil’s star should still be celebrated, and so on and maykovsky for life, maikovsky - this is my admission to the theater institute, i read in 140 a dream the sunset was burning at the mkhat studios school to my to the senior father veniamin zakharovich rodomyslensky, the rector of the studio school, and to the immortal, beloved papa vena, as everyone called him papa vena, and from tabakov and batalov, he entered the studio school, entered boris evgenievich zakhara, the rector, vakhtangov’s favorite, graduated and preferred

vakhtangov, the theater performances, we continue, and i remind you that our guest today is theater and film actor and writer, veniamin borisovich smekhov. it seems to me that you have finally come to literature, new and new books, not just memories, but also books of different genres, yes, that’s what it is for you, and what seems most important to you, memories or your original works. now i will combine two names, fomenko and lyubimov, fomenko and lyubimov, the theater, that is, the workshop of pyotr fomenko, and the taganka of yuri petrovich lyubimy, differ from all other theaters in many ways, but most of all, of course, in their devotion to

the word, for the beloved prose on the stage , here... poetry was a very important genre and stage, very important theater of words, theater of verse, yes, that ’s the whole point, probably my favorite theaters, glasha aksyonova will argue, because it is impossible to call the taganka only a theater, the theater at the taganka of a loved one is a theater of many, it is a theater of a great crossroads, loved, as if, by those who did not know that the theater is a crossroads, a crossroads of arts, it a word, this is sound, this is music, this is painting, this is a gesture, this is graphics, yeah, and lyubimov turned out to be a genius, as a collector, yes, yes, he was a combinator, he collected everything, so it was funny when

a brilliant composite... regular guests and friends of the theater. voznesensky, and then mezherov repeated it, this is music, what else? pasternak called petrovich, poetry is, first of all, sound, in the heart or soul of this combination, yeah, music, gesture, painting and so on. akhmadulina still probably says the opposite, i really love her lines, where it seems to be about the opposite situation

, maybe i’m wrong, the music comes first, but the speech is free for the music to speak, after all, or there is no contradiction here, probably not, it was like this at taganka, at pyotr fomenko’s theater, his schools, his students, these are people devoted to sound, to words. with mayakovsky began. mayakovsky is friendship sent to me from heaven with his friends, with his muses, with lilia yuryevna brik, with vasily katanyan. maikovsky means admission, as i said, to institutes. and listen to the play, which lyubimov staged, and the management was uncultured. culture banned him, but it didn’t succeed, too good people stood up for us, why didn’t mayakovsky please, it seems like he is, how can i say this, officially recognized, although vulnerable, honest,

direct, now i’ll tell you to choose from, just a phrase that sounded in our performance, we turned history around, see off the old stuff forever, a communist and a person who cannot be bloodthirsty. this is mayakovsky’s response to what was done to the family of nicholas ii. and this is a performance that was unbearable for the bolshevik cultural leaders. every year a loved one received a proposal to remove him from the repertoire. it’s clear, yes, the performance lived a big, happy life. and i'm twice as happy. i, i wrote this script and was a co-author, my favorite is also literature, too literature, yes, because this is not only a game, but this is a word, no, this is a word, this is literature, and my friends stood next to me, there were five

mayakovskys, sherbakovs, khmelnitsky, zolotukhin, vysotsky and me, well, next to me, my friends of early taganka, vysotkiye scrofula. zolotukhin is a wonderful prose writer, yes, of course, and vysotsky is a brilliant russian poet, that’s all. well, so it was all close, close, no words were dropped, no words were muttered, there was a responsibility to the word. and then we all choked, then in the new bookstores new products here is yuri trifonov, a great, great prose writer, next to him for me is vladimir tendrikov. that’s all... there were people whom tvordovsky, well, looked after in the new world , you know, i’m so sorry that they are practically not in the reading circle, now, this sounds very scary, i adore yuri valentinovich, of course, and dendrkovov too

, but i communicate with students, oddly enough, for some reason, well , a house on the embankment, maybe, but there are other wonderful things, yes, there is a time and a place, there is impatience, there are old people. dima, well i’m trying, but so far, most likely, no, parents, i had a friend whom i included in all my memoirs, andrei egorov, the favorite of the great mathematician andrei nikolaevich kolmagov, a great genius, yes, we read books during the race, this is a competition , i think, the norm for teenagers, in our time too , i was lucky, i saw a lot of young... people who prefer paper, so to speak, literature, this is just butter for my soul on our podcast, this is just on topic, let me tell you about today, zhenya

mironov invited me to the play koakkolo, this is a play by anna kozlova, a very successful author of serials and drama, a wonderful play called: the name of this village near lenin near st. petersburg is called and it is very close to me. because mayakovsky very often boasted of a seven-day week, he came to kookola without a penny of money, he was fed one day by chukovsky, the second by repen, and this is now called the last summer, six premiere performances passed, to my joy, all my doubts were dispelled, i i doubted, as i doubt, and this is normal, before each new performance, i was lucky, i play a twelve-year-old boy

, a hero who, after as many years as i have, i remember my childhood, i am convinced that each of our viewers, there are moments when they turn on the film archive of memory, undoubtedly, and from there some specific days emerge, summer, autumn, spring, winter. this is what this play is like, i play with wonderful actors, my mom and dad are yulia peresilt and misha troynik, misha troynik is my student, so this is wonderful, vanya dobronravov plays a wonderful role there, well, lena nikolaeva is my second mother, and so on , the performance begins, poems, the departure

of you and me, i remember, dad is still young, i remember the departure, some training camps, and the editor, dashing, curled, horse, carriage, whip and springs, i remember, mother is still young, smiling at our neighbors, and somewhere we are going, where, and somewhere, for some reason we are going, the forged horse clicks loudly, and the cobblestones in some passage, the domes are fading, fire, candles are lit, constellations, father is young, and mother is young, the horse is hot and the carriage is winged, and we are going to god knows where, we are all going and going somewhere, inside i am reading yesenin’s favorite poem, it is the penultimate one, in the twenty-fifth year, the wind is whistling, a silver wind, in the shoyelka... rustling snow noise, in the first

since i noticed it in myself, i have never thought so before, even though there is rotten dampness outside the window, i don’t regret it, and i’m not sad , i still fell in love with this life , i fell in love with it as if in the beginning, a woman looks with a quiet smile, i i’m already excited, what kind of shoulders, the troika will rush by on the road , unsteady, i’m already in it, i’ll look far away. happiness, oh my happiness and all the good luck, human happiness, loved by the earth, the one who cries at least once on earth means luck has rushed past , we need to live easier, we need to live more simply, accepting everything that is in the world, that’s why, stunned over the grove, he whistles wind, silver wind, this is yesenin, i thank you with all my heart for today’s conversation, thank you very much,

see you again here, well, to our interlocutors, as always, i joyfully say the same phrase, today we listened to poetry , but does not prevent you from reading them more often, as well as prose, dramaturgy and much more, read with pleasure, dear friends. this is an easy money podcast, i am its host , mikhail khanov, and today our topic is women in investments, and today our guest is the senior vice president, director of external relations of the bank, vera aleksandrovna podguzova. hello, let's start with the most important thing, vera, does gender exist in investments? well, gender probably exists relatively relatively in investments, investments after all. this is such a general concept for men

and women, this is the approach to these very investments, but different genders have different ones, well, probably in accordance with such psychological probably, some kind of fundamentals, how men and women differ , well, the main behavioral ones, you know, like i really like to give an example, but i haven’t changed anything for 1000 years on our planet earth, just imagine a tribe, i don’t know, i don’t... who sits in the evening, has dinner, a fire, a forest, darkness, females, males, cubs, suddenly strange sounds are heard, creepy, yes, someone roars, men do, men stand up, say, come on, now we'll sort it out, what kind of roars there, and they go, well, half of them die, because there are some vilaceraptors, there are also tougher dinosaurs, what do females do, and then at the dawn of civilization, they do exactly what humanity saved as a species, because they take the cubs into their arms, move away in the opposite direction from the sound, this is now applicable to investments, that is

, to what extent - the level of risk perception has remained since those prehistoric times, well, it ’s natural that men are more courageous. v their decisions, make these decisions more quickly, at some moments they are less thoughtful than women, but at the same time they invest much more money, and therefore, in terms of their type of investment, they are more of a risky type of investment, women are more conservative, they they are trying to save their finances, think about it, so probably the volume of the same money that women and men send is completely different, men can spend a larger amount... than men, but at the same time they earn more often and the risk of investments is much lower, and the period, here is a very important indicator in investments, such as the investment period, who has it longer, men or women, women,

of course, because women expect longer-term investments, they understand why are they doing this, why and in essence, save up money to earn money there for a child’s education or for some medical purposes, maybe for repairs, for the purchase of something large, for example, what were your first investments? yes, probably a contribution to the very first ones, but what still remains most popular among the population is contributions. yeah, well, i know that your bank, together with the scientific and financial institute of the ministry of finance , has developed a new index of savings investment activity of citizens. that today we read more and more often that almost officials fall for some kind of fraudulent schemes, yes, not to mention ordinary citizens, the question is financial literacy and financial activity, that’s what the level is in russia now, that’s how you could we characterize it? well ours

studies show that now about a little less than half of the population , that is, about 48% are more or less savvy in investments, partly just informing about investments, then these percentages are divided into several more categories, who actively invest and the smallest percentage component is approximately 8%, and then it increases depending on deposits, well, approximately what percentage of the country’s active population can be called financially literate, a financially literate is someone who, let’s say, will immediately call the bet on the deposit and will not fall for some elementary tricks of scammers, you understand... that free cheese can only be found in a trap, in fact, about 17%, i would highlight this one, because again, i repeat, investment the products are different, some trust themselves, some trust themselves, some trust banks, some brokers, some financial companies and others, and of course, the simplest, i’m talking

here about a wide range, the simplest investment products are probably the most popular, we count bank deposits, well, essentially we count. because well it's not absolutely, of course, an investment product, so let’s say, yes, if we look at this terminology in depth, but in our case, in the case of russians, probably yes, this can be classified as an investment product, because the trust of the population is understanding, the main understanding is investment, but in that including a deposit, or for example, real estate, also a kind of investment, but not such a direct product, and when did this start, the transition to the fact that we generally started talking about women as investors, that is, how the trend began that women began to actively look, let’s say, not trusting their men, and they also began to get up to look, what’s growling there and it can’t be used for meat either, or at least i don’t know, put the atom in the peaceful service of the family, probably women as investors they were , well, in fact, always, when investment investments began to develop in general, when a man came home

, his wife asked where the money was, took all the salary, put a jar in the sat, and you can say so, let’s say that we had several experts visiting who deal with personal finances, planning, and, as a rule , the first step in the family to drawing up a budget, yes, but this is the basics, in fact, before you start investing, you start with something, at least start keeping a family budget, there, well, almost not in 90% of cases women start doing this, so i repeat, that’s when this shift happened, that is , when in the nineties and zeros, when women felt that they needed to take over the palm tree. well, probably at the end of the 2000s there were more active people like this, yeah, well did the crisis influence or that of course crises influence women who more clearly feel these economic... some shifts, crises , they are trying to maintain the family income, and therefore , of course, this influences very strongly, men

somehow get their bearings later, that’s why, by the way , now there are a lot, there has become such a trend towards the growth of women on boards of directors, because they are just such a conservative approach, a restraining factor to some extent, while the analysis probably brings their own just, well, here i will support you, i ...himself as an independent director in quite large companies, he has a lot of experience, and i can say that in russia , unlike the whole world, where this is introduced forcibly, you know, how it should be like this, but there on a gender basis, and so in russia it really is women very often serve as, well, if not the chairman, then as the great deputy chairman of the board of directors, why? because she brings that same healthy conservatism, yes, when a man says, let’s go and have a look, and a woman says, we won’t go anywhere. no money, yes, to go there look, let's take a risk, no, don't, this approach, it has gained respect and acceptance from

the shareholders, yes, who naturally, with much greater calm, will leave the company to a board of directors where there is, well , let's say, well, a direct brake, yes there is a clear brake, a clear stopping factor , yes, and it’s not just that we won’t do anything, a woman , as a rule, argues her position very well, but when you know how, when there is no argument left, because i... said so, portfolio by profitability, that's if to say that, you have already mentioned that , as a rule, the return on women’s portfolios is lower, these figures can be named , there are some figures, here is the average return on a woman’s portfolio and a man’s, right here, well, the difference is somewhere on the order of magnitude 3-5%, if you compare portfolios, in terms of profitability, well, if there is a survivor’s mistake, that is, those men who lost everything, these are the ones who remained, right? yes, who survived, who received some kind of their final investment, received some kind of profitability, i think that if you add up with those

who died in the fight, the investments are unequal, then i think that the profitability of women will be significantly higher , well, i wouldn’t say so, because again, women simply invest less due to the fact that they earn about 27% less, if you compare the profession or specialty of men and women , for some reason, this is the trend, tell me, there are some studies that show how much more often men... deviate from the investment strategy than women, that is, how much more women are, well, i can’t say die-hard, but let ’s say , consistent execution of their strategy and how far they go to the end, rather than men who change, give up, something else, there is this kind of research data, well, i think it’s generally in percentage terms, about 20%, because the difference between women and men investing in our country is approximately the same, and of course, these are generally the largest cities. and another interesting fact , by the way, is that they invest in any product, i’m starting from deposits, real estate, it’s very

interesting with the world, we really don’t have that this year the study was not carried out, but according to data from just last year, why did we even begin to actively engage in this topic, because we analyzed our own portfolio in the bank, how many women, how many men , in order to simply understand what the actual ratio is, and what products , and in general we looked at the world , it turned out that the russians are ahead of almost the entire planet and the first spanish women, by the way , take place, yes, and then the russians go, but the only thing that, again, i repeat, is only large cities, and that this is a temperament, i think that in fact this is a historical factor, that firstly, russian women have become increasingly more informed and are trying to open up some new products for family income and savings, this first. the second point is important - it’s just a search for additional income, i think this is connected with this, well, plus, after all

, our internet community is quite wide and no matter what anyone says, and the availability of the internet in the country is quite high, and apparently this is the moment that also plays a role, however, however, if we talk about financial literacy and just about the mentality that you touched upon, this is precisely what is the stopping factor, in principle, for investments in the country. ignorance , financial is such a gap to some extent, and we devote quite a lot of our work to the topic of financial literacy, we film all sorts of video lessons and actually somehow try to expand the awareness of our clients, in principle, russians, that’s why it’s gradually like this... gradually we crept up on the topic women's investments, as far as i know, no one is doing this, well, the topic is really very interesting, because, as i already said, the profitability of women compared to

men is lower, and in the regions this is really a very good help for the female population to increase their income, and also, as you know, investment and investment growth is, of course, support for the regional economy. if you want to know more about investments, financial literacy, and how financial life works in our country, look for episodes of the easy money podcast on the website first channel 1tv.ru. fasting, for health or against? yes, great. mongol is the best product in the world, it’s good when they’re gone, we treat acne, the program to live healthy, always next to you, tomorrow on the first, premiere, i love my country, on saturday, on the first, this is

an easy money podcast, and today we’re discussing topic: women in investments, at one time , when i was thinking about this topic, and when they also analyzed the audience, i think that initially - perhaps two factors led to the fact that women began to actually think, think about investments, but firstly, these are wars, yes, that our country has experienced , this is the civil war, and the great patriotic war, when a huge number of women on their shoulders actually bore all this burden, when all the men went to the front, then the same thing during crises, yes, which periodically shock , but well, even in the modern history of russia, this is the ninety-eighth year and 2000 is the eighth year, i’m not even taking liquidity crises there, god bless them there is the fourteenth and covid, that’s it time turns out so that men go to earnings, yes, the woman answers, that is, the man has no time to be distracted, that is, his task is to thresh at the face, and there to produce what is called coal, and then the woman begins with the distribution,

in fact, she is involved, and the actual question is this, that’s difference... portfolios, let's get down to specifics a little, when we talk about women in investments , let's say we don't take deposits, yes, what is it, just according to statistics, what do women, investors, pay attention to? well, of course, these are stocks, blue chips, that is, this is what more predictable, federal loan bonds, this is more difficult, although it is quite popular, but now, well, apparently there is knowledge. still, to the end, and if federal bonds, they, more so to speak, enjoy the trust of the population, then if you are talking about some companies, that is, not state-owned, but some, it is more difficult here, this is the very last place now, because more analysis is needed, because hearing is blue chips, but here it is needed, you need to dig deep, that is, women also lack patience, not only there is not enough knowledge, in fact

there is not enough knowledge, how many times we talked to women in general, it’s very much. invests in real estate in general among russians, including among russians, but real estate is our sore russian issue , but all children should also have an apartment, there is no better place, you know, as you know, there is a saying that the best cheese is sausage, so we have the best investment - this is to buy an apartment and in moscow, well, a woman, i want to say i don’t know about men, but here i can assume that after all, that’s exactly what such long-suffering is more common among... the female population likes to invest in real estate precisely from the point of view of resale, i know one woman who , actually a businessman, began her investment activity precisely by buying an apartment, resale, just like that, gradually, gradually, that is, in principle, she bought real estate not for the child , not for herself, precisely to increase profitability , well, here the state also pushes long-termism with taxation, and that is, for 3

years no one canceled the periods that were needed withstand, so as not to pay tax on... yes, received with, well, the house still needs to be built, but even so we say, that is, we say, there was such a situation, although i believe that there should still be a portfolio mixed and different tools need to be used, well, i understand correctly that a woman is actually an example of a classic conservative investor, so if we take a gradation and move away from gender, then we say that women, as a rule , are an example, an example of a conservative one. investment portfolio after all, there are, yes, there are, of course, such , headless horsewomen, and we also met such people, it’s very interesting to communicate with them, who are just headless asses , you’ll have to remember, very well, who invest their money in some kind of then such operations are just risky, but as a rule , they still, firstly, limit the budget, and