they promote russian song through pleasure, because you radiate happiness on your faces, you’re great, we love it, yes, of course, but how can you do something you don’t love? but for me personally, when i created the team, we first worked on authentic folklore, that is, we actually took recordings and made them without any electronic processing and there was no smell of that, i also had younger children, but then it served as some kind of impetus for me tina kuznetsova. and i wanted to learn the same thing, but, unfortunately, in universities they don’t teach us how to write arrangements, then this is all about making some kind of marketing plans, developing a promotion strategy, this is all very interesting, what am i doing now, i literally left management, i told the girls there, i say, girls, choose a song, do it, and i’ll be there to promote something somewhere else, and for me it serves as an example...

for me it was just, well, wow, i kind of looked at the person who finished the folk choir with my brain, but i already had these prerequisites for sound production, in general to any promotion, i just think i i must do the same, well, everyone has some kind of...

our land, and oh, yes, you are a race, our land, yes, ah, yes, here is a lot of grief, grief, grief, wilted, yes, not yes. foot of grief, yes i have accepted grief, grief, oh yes , you have accepted a lot of grief, yes, oh yes, that’s a lot of glory, oh yes of glory, glory, glory.

subdittos, yes, you guessed correctly, these are subdittos, here, but in general we do more like acapella singing, because it ’s like either arrangements or acapella, yes, but here we took subdits, that’s just simple express, we can even sing with the four of you, if you howl scratches, let's take turns, now, now the first one, i 'll give the tone now, a lot, a lot,

oh, don't wear beads girls, beads aren't great either, don't be beads, guys they love you for your cheerful eyes, oh my friend, you’re losing weight, you’re losing weight, i’m losing weight because of such love, you and i are both, couples, and now you are more, here we are watching podcasts on channel one at this late, late hour, oh, how good it is for us, oh, trouble, trouble, trouble is fenced in, oh white bird cherry, what love has done, thank you,

expedition, you said that songs are being collected, you are traveling around the tula region, there , bryansk, volgograd, belgorod, yes, the tula region, well, here in tula. there is only one grandmother left in the box , a clean woman lives here, they still go to her, there are still grandmothers in bryansk, whom we also go to, so i had girls on an expedition, we recorded the magical-agrarian rite of the arrow, which is precisely the junction of paganism , orthodoxy and the grandmothers somehow developed it there, this ritual has not changed for about 200 years, it is aimed at preventing lightning from killing us, so that yes, so that these lightning and thunderstorms water the crops, this is done. from easter to the ascension , korogodnye songs are sung, yes, this is the power of the vereshchaks, they still perform this ritual there, does she tell it or sing it? there are many grandmothers gathering, the ritual is taking place, and the whole village is gathering, and both young people and children, and grandmothers put on these costumes

, everyone puts on the costumes, i observe everything with embroidery in which it is laid out for this case, this is necessary, because this is a reproduction of this ritual, the first times yes. but very with your sincere visit, you gave me pleasure, i hope our tv viewers, and we continue to live on this great land to follow the best traditions, and this is our task, just to pass it on from generation to generation, thank you for being there guys, thank you for inviting me, you know , what’s most important while i’m giving birth.

early in the morning on the grass and with your bass feet sneaking water with your bare palms , lying around until dawn, chatting with your girlfriends in the cornflower pole, and going to work on the girls' share until dawn, working in the cornflower pole. gifts, and girlish little girls, oh, chamomile, cornflower, cornflower, chamomile, fell in love with the strong, open heart, oh, chamomile, cornflower, cornflower, chamomile, red order on

the city, white shirt. you are watching the podcast melody of my life, i am its host valery syutkin, today we are talking about our native russian folk song. and the music that this land has given us, fortunately, i state the fact that today there is a wonderful performer who is achieving great heights and recognition, with such a truly folk repertoire, and a vivid example of this is my guest tatyana kortukova from

city ​​of penza, which has already established itself as an accomplished performer of folk and original songs. tanya, how did you fall in love with this music? this is the melody of your life, folk, how did it appear? it was in early childhood, at a certain period of my life a teacher appeared who introduced me to folk songs, folklore, this is... it is multi-genre, it has a lot of branches, i am attracted to it because the music is very branchy with its variations , this is a very beautiful polyphony, it seems to me, well, it’s impossible not to fall in love, tell me, you, in fact, like me, i love, if you’re going to do something, it’s immersive, and your immersion in folk music is not limited solely to melodies, you even have a collection of costumes. the truth, how did it happen, how did it come into your life, this love for collecting everything russian? well, it’s

small, but it can probably already be called a collection of authentic clothes that i collected on ethnographic expeditions, the expeditions took place in the villages of the penza region, that is, you perform in them too, yes here in the photo you can see an authentic ponyova, a shirt sewn according to an authentic model, by a penza craftswoman who... specializes in such costumes, such clothes, some things were given to me by my friends who know that i am engaged in such creativity , i am fond of collecting such clothes, okay, thank you, this is a genuine antique scarf, you see on my head, which is very old, it is more than 100 years old, and if we talk about pensions from the point of view of russian folklore, how to characterize this music that exactly... this region gave birth to, well, firstly, this dialect is so inimitable, in general, every region has its own dialect, and

of course, in song folklore, it is reflected in this dialect, that is, these are such acrimonious vowels , open, yes, this is such a singing with a smile, that is, it is very, folklore of the pendensky region, it is very kind, yes, although it is multi-genre, that is, it is closer to the sound of a, like moscow, by the way, it is no longer like where somewhere in the kirov region, i remember. why are these such drawn out words, here are the lyrical songs of the pendensky region, yes they are very syllable one can stretch out into very, very many sounds, which makes it not always clear to the average person what is heard in the song, it is not always possible to make out the words, but i believe that in addition to simply understanding the words, you can immerse yourself in such... meditative state, listen to this beautiful music, this beautiful polyphony and enjoy. tanya,

tell me, today these are your colleagues, with whom you communicate, like-minded people, exactly the same age as my children, some are already old enough to be granddaughters, that is, many people love and carefully promote russian folk song. i wonder if you have some kind of community today, or do you stay quite isolated? i want to emphasize that it’s not just young people. people who are old enough to be your children, yes, but already many children who are old enough to be my children are engaged in folklore, and i would like to give an example that music school number three in the city of penza, where i studied, a lot of children study there , the folklore department is very large, it has grown, the children themselves ask their parents to they took them to study in the folklore department, folk music, not only folk music, this is folk art, that is, everything related to folklore. of course, it’s wonderful that this approach is comprehensive, because children not only study music, they are

, in principle, immersed in our native culture, connected to their roots, to their history, and generally know where we came from, what is it? tell me, when young guys and girls do all sorts of symbioses with modern rhythms, everything turns out differently, it all depends on taste and how to do it, delicately or indelicately, you are a supporter of what... it should be authentic and there is no need to mix genres or there are examples that you think were successfully done, so i think that authenticity is where we start, this first of all, which means that we collect folklore from people who can pass it on to us, yes, well , this is no longer the primary source, they also collected from their grandmothers, heard from their grandfathers, we collect folklore, music in the same ethnographic expeditions , dancing. costumes, therefore, as for mixing such genres,

styles, i think this is great, because in this way we are giving folklore a new path, a new life, and the more people hear it and become interested, albeit through different forms, the better it is, and you have a large team that helps you , we have a large group, in addition to folk music, i perform original music, a wonderful author, aleksandrovich andreev, who writes to me: songs, we denounce this as my folk style, why does it turn out to be folk, because initially i sing folk songs, many think that they the original songs that pyotr aleksandrovich writes for me are...

for me this is very important, since this is my small homeland, even though i was born in the city of khabarovsk, my wonderful years were spent in the city of penza, and at 91 i wrote the lyrics to the song melodies of zhenya khavtan to the song moscow beat, if you...

the ladies were in a hurry, they were afraid of the volyka, oh, they were afraid of the volyka, they were afraid of the seriva, they were afraid of the volyka, they were afraid of the sereva, oh, they were not afraid of the same valak

as the palezkurechy. "dear tv viewers, we convey to you and tatyana kortukova our signature pervokanal mood, well i also wanted to ask you about the lyrical shades of your work, to say there, our folk song has so many moods, when you are sad, what kind of music inspires you, maybe an example not even necessarily from a folk song or some kind of melody. for us, for the tv viewers and for me at this late hour, so that there is a bright sadness, i call this mood, i listen to different music, but just for this mood, yes, evening, night, i would like to perform the voronezh romance area, this folk romance, which is called elemental

from the repertoire of the folk ensemble volya, a chic group and a chic romance, i... love it very much, the quiet mute sleeps, i don’t move, i flock over the fast water, oh, how i want to forget myself now, lonely, sad , young, oh, how i want to forget myself now, oh, yes, sad, young, oh, tanechka, i wish you every success, may everything you have in mind come true, be what you love, and you love a folk art song, and

you succeeded, congratulations, thank you. expensive tv viewers, this is the podcast melody of my life, i am its host valery syutkin, today we are meeting with new, bright representatives of folk music. my guests are two charming representatives of trio khvoya, a folk group khvoya from the city of penza. let's talk about you, about how this love for folk music appeared in your life; there must be some kind of story. it so happened that i had always sung since childhood, they wanted to send me to the pop-jazz department, but it turned out that they were mistaken we walked through the door into the classroom where people were being taught.

from classic rock and roll from soviet songs of the 1900s, and it seems to me that it is already approximately clear what the person is performing, in this variety of folk songs, you, as one would say, are representatives of which branch of folk music? it so happened that everyone also asks us what exactly, where you are, but we don’t have a clear answer, because we are experimenters in our field and we have folk with almost all the directions that we basically have. you you use - so to speak, underlays of modern rhythms, some kind of mixes, yes, that is, we have songs in the folk rock style, in the style of folk drum and base, some

other dance styles, so there is some clear category , our clear, our clear answer, it doesn’t exist, that is, look, my podcast is called the melody of my life, and you and i have been talking for quite some time, but the beauty of the people’s brains is that it does not require any additional funds, and i know what are you... a lot of works perform what we sing today for our tv viewers? let's sing a song: oh on the mountain of the knee, come on, oh on the mountain of the knee, oh on the mountain of the knee, here fry my sorry , my knee, yes, it's a pity, it's a pity on my knee, there was a girl walking, but there the girl wanted, oh, my pity, my pity wanted.

when i was 5 years old, 5 years old, i first heard lyudmila georgievna zykina in a frame on the screen, my first door was opened by this very performer. you know that we are celebrating our 95th birthday this year, something to add to your repertoire comes from the repertoire of lyudmila zykina, our favorite song from her repertoire is 18 years old, so even though she is no longer 18 years old, we sing it with joy, if suddenly we are going to come there to each other. on a visit or for some events, we love to sing it, now we want to perform it in grishin’s arrangement, grishin was the director of the choir named after oktyabr

vasilyevich grishin, in our penes region. so, khvoya, 18 years old, across the river, behind the forest, the sun is setting, something likes me... friends, don’t sit at home, sweet from the volume, bird cherry color, can you stay at home for 18 years, tell me, girls, what kind of music besides... do you still listen or have you devotedly protected yourself from this overseas infection? we listen, of course, folklore songs, in their

authentic sound, but we also cannot do without modern music, we are lovers of rock and pop styles, that is, in our life there is a little bit of everything, that is , when you mix, you will have something - a little heavy, right? yes, we even have a fit with one musical group, where we mixed the people. the khvoya team will perform today for our dear tv viewers song: ice. ice. girls, thank you for visiting our podcast melody of my life. i wish you to have only those melodies in your life that you want to listen to. don’t take anything unnecessary to heart, our country will succeed with you, this was the melody of my life podcast, valery syutkin, for you, dear tv viewers, channel one, good

mood. oh, my zeal hurts. oh, it’s burning, my heart has no rest, oh, it hurts, oh, it hurts, my dear, quietly sleeping, oh, it hurts, oh, it hurts, keeps its silence, the wind behind the canopy, gently moves, dear little cat, says to another girl, oh, yes it hurts, oh, yes

it hurts, says to another girl, oh yes it hurts, oh yes it hurts, my heart is screaming for an explosion, my tere there's a lot of ice, i'll throw a sad handkerchief, i'll go from home to people, my heart is like a lot, a lot of ice, i'll throw a sad handkerchief and go. tus at home in public , oh yes it hurts, oh yes it hurts, oh it hurts, oh it hurts, oh it hurts, oh it hurts, oh it hurts, oh it hurts, oh it hurts, oh it hurts, i’m still thinking , i think, what a blessing for me. again

i’ll think how sweet it is for me to forget, oh, it hurts, oh, it hurts, he’s talking to another girl, oh, it hurts, oh, it hurts, my heart will scream out to explode, my heart, there’s a lot of ice, i’ll throw it sad, i cried, i will go from home to people, my heart.

oh it hurts, oh it hurts, oh it hurts, oh it hurts, it hurts, oh it hurts. this is the easy money podcast, me and its host mikhail khanov, today we are dealing with national payment systems, new means of payment, and most importantly, new technologies that provide all this, in our guest is the first deputy chairman of the bank of russia olga nikolaevna skorobogatova,

hello! hello, mikhail. thank you very much for coming. there are no comments from market participants, from commercial banks, first of all, that the central bank is pulling the wool over its shoulders. here, let’s say, if the mir payment system, which, by the way, no one believed in either, yes, with what difficulty and squeak it was launched, now, de facto, we have already become so accustomed that it stands on a par with the global payment systems, card systems, here the role the central bank is, let’s say, supportive, regulating, and if we are talking about such... to what extent do you get the remark from market participants that the central bank wants to become the main bank, that is, why is all this, and how will we be in this paradigm of ourselves? feel? you know, in general, the attitude of market participants is very different, for example, by the way, you remembered the world map, at the beginning of the journey, well, in addition to skepticism that this could not be done in the time frame in which we did it, and there was also

skepticism, why is this at all necessary, we are doing great. to all three questions, and why are we, why did we do this, what did it give us, this is the situation we are faced with, but when we talk about some other such infrastructure centralized solutions, of course some of the participants always try to interpret that we are trying to enter into commercial activities commercial players, which is not true for one simple reason: the central bank cannot and should not serve clients, that is, servicing clients physically... and trying to say that the central bank has become a commercial player, to put it mildly, incorrect, because it inherently cannot become a commercial player. what

the central bank should and can do is to create an equally remote infrastructure, when all participants can use its services, and by all participants, here i mean not only participants in the financial market, but certainly citizens and businesses. the central bank does not take commissions, let’s say for our audience, the central bank takes commissions from banks or from financial participants if they make payments, for participation and for connecting to this or that system, here are the tariffs themselves, there limits on transactions or some kind of package services or cashbacks, this is set by the commercial players themselves, that is, we as consumers are accustomed to everything, i think that all of our viewers and listeners have used sbp at least once in their lives, everyone knows these... .how

much is it now? in your example, by the way , with 100 thousand, if we are talking about sbp, 100,000 per month for free, over 100 thousand, no more than 0.5 by the way, yes, now we are talking about c2c transfers, the so-called, when a person transfers to another person , in this frame, over 100 thousand to 0.5, the very in fact, if you look, banks also set very different commissions, some 0.2, some 0.3, some 0.5, this is just to the topic, that yes, we set the threshold, but further, as far as the bank works with the client, it makes this decision itself, but now, and just recently, a law was passed that concerns transfers to oneself, i’m talking about 30 million, which you or i can transfer within a month for free to another bank account, that is - i will repeat once again

what olga said, from the lips of the deputy president of the dcb it was said that now users are their own c2c is a customer, then customers from english abbreviations can transfer up to 30 million rubles without. sbp system, obviously. in fact, this applies to absolutely all types of payments, that is, you can transfer it simply according to your payment order, that is, from your account. or through sbp. are there any limits on pieces, that is, how much is it? 1 million, 2, 3, you know, we had no restrictions on transferring the amount to the sbb.

is there room for further development of svp? oh yes, the issue of payment technologies, probably in all countries, it comes out on top from the point of view of in terms of their connection, because the seamlessness, the so-called seamlessness of the connection and in general all the new innovations that can be applied in payments, because of course commercial players for our money, they make money on it, this is understandable, the question is who does it faster, more conveniently, who comes up with something new, it becomes more interesting to the client one of... now, let’s say, i’ll let you hear about the projects, this is a universal, so -called universal qr code, what is it, let’s start with this and what changes await us here? now works central bank? what we faced was when we

quite actively already saw the results of implementing fast payment systems when paying, that is, there are two parts, either you transfer to yourself or to another person, or you pay, for example , a retail and service point, i think that everyone who regularly visits stores and pharmacies. in general, everywhere we go, pay attention to the fact that the number of stickers on the glass in front of the cashier grows with different periods, and to be honest, when there were two or three of them, well, people somehow got their bearings. now it reaches in places 5-6 will also be 7 8 9 10, if in this regard nothing is done further, the person will definitely get lost and generally cease to understand what, with what and at what moment he should pay. on the other hand, why do we want this payment service through sbp for qara and not only through sbp? now i’ll tell you that universal qr is not only a technology for sbp. let's explain once again: a qr code is a square of lines that we have here. it’s stuck on it, it says, for example, pay with a power supply or pay with such and such an application

bank or some kind of application, sbp and qr code are different mechanisms, tools, and these are not that different tools, sbp is like a payment infrastructure, and a qr code is a technology that will allow you to make payments both sbp, as for other payment services of banks, the initiative for a universal qr code comes from the central bank, so let’s continue. why did it go away from us, and we still decided on it, although i’ll be honest, we thought for a long time, as you rightly say, it still works, but if everything works and don’t give the opportunity to create something new, then you can very quickly become outdated, but we, as a country, want to always be in the top three in innovation and payments and generally take first place, even there i’m second and third, but that’s why it appeared? that is, we just realized that technologically it is necessary

to develop a qara standard, when a person does not think about what kind of money to pay him, or what payment instrument, what bank to pay him decrypted, yes, that is, how it will look there for you and me as consumers , we are coming from the consumer, we are coming from the consumer, and you go, for example, to some store, you have one sticker with a qp code, or it is generated dynamically on the terminal, different technologies. to simplify, enter the amount that i have to pay for the goods, if it’s a fixed sticker, it ’s not dynamic, of course there is interaction with the cash terminal, yes, but well, the sticker is here, actually someone should, then the person is simply pointing his phone at qr code, he chooses not only which tool to pay himself, this is the key word himself, but he is not forced, yes, that is, he can. pay, as i said from the bp, or you can pay with a payment order from some

bank or a payment service from an account in general , he chooses which instrument to pay and chooses through which bank and confirms the payment, but the most remarkable thing is that when he then, for example, goes to some other store, if it wants to pay with the same instrument and the same banks, it simply confirms the payment, that is, we will also create a technology that will allow the client to remember the last bank that he it’s convenient, it took a long time to write the platform, you know, in general, in our country the principle always works, but i paraphrased it a little for myself, before it was a five-year plan in 3 years, for me it always sounds like a five-year plan in a year, that’s basically honest, when with good organization of inspiration and the correct structure of the project , even the most complex projects can be completed from scratch in a year, in terms of qara - this is less time, it took us about four months. you, as a person who a, leads these projects, b, actually

creates them there, almost by hand from scratch, compiles them together and at the same time looks at how they fit into existing realities, attention, question, 10 years have passed, do you think people will use cards more often when paying for goods and services or a universal qr code, i think in 5 years people will use both a qr code and a digital ruble. this is the podcast easy money, i am its host mikhail khanov, today we are talking about national payment systems, about new tools, about technologies that allow these implement tools, our guest, first deputy chairman of the bank of russia skarbogatovo, olga nikolaevna, helps us with this. a scary word for everyone - bioacquiring. olga, what is this? alone too. of our new projects, it became possible, among other things

, due to the fact that a law was adopted to create a state information system of biometrics, which is called a unified biometric system, this is 115 not a law on protection, this is not 115, there are several laws, including 115 changes were made, yes, but once again a unified biometric system so that well, to explain in simple language, yes, it is voluntary, this is the key thing, which is also extremely important for us, let me also explain for... at your request the opportunity to submit biometrics, that is, your photograph, to this system, well, let’s simplify it, well, a photograph is a photograph, roughly speaking a photograph. yes, the voice goes there, the voice goes there, and that is, photographs of the voice in those branches of the bank who provide this service, you need to look at this on the banks’ website, they directly give specific addresses where you can go, do this, for what? for that, that if you then want to use, for example, your biometrics, that is, your

sample, you can use this when making payments in the store, that is, even now you sometimes see that there are terminals like pay there with your face or pay with a smile yes. here, but the point is that when we talk about a unified biometric system, then all participants, well, all banks will be able to provide such a service to their clients, not just one or two participants, all banks, again, if the client wants, that is, you once submitted your biometrics, your photograph to the system, a single biometric system, then, if you sign yourself, this is the second, second check for you, do you want to use your biometrics when paying, do you want to use, for example, when passing... to the business lounge at the airport, do you want to use , for example, when passing through russian railways, that is, there will be many services there, not only financial, but also non-financial, that can be done, namely using your biometrics that you submitted earlier, but they use this biometrics when you are identified, when you go somewhere. then, exclusively, you're right

they said, this is already encoded information, that is, they do not use your photograph, it lies and is stored, it is ensured - we will separately emphasize all the security requirements in a single geometric sphere , so yes, but directly what this or that organization works with, for example a bank or there for example in subsequent russian railways and so on, this is encoded information, that is , it is not directly photographed in any case, but the so -called hashed information there that is used by one or another organization when you said you are submitting biometrics to whom i i rent it out, who is the owner of this central bank database, who are the russian railways banks?

they are watching or listening to us now, yes, yeah, well now, that means the scammers called me, of course, now they listened to my voice, and also added from social networks, since they know everything there, including hnews and so on, they found my photo on social networks , compared, now they are there based on my biometrics, not only will they collect credits, but they will also empty the account there, there is no such thing, why not, because organizations that can work with your encoded information, that is, point first, encoded information, paragraph two, organization. a huge number of security parameters, they will be able to work with this, that is, there is a lot of echelon security system in

different areas, which, well, makes this system, let’s say, as secure as possible, let’s say i happen. i will say with my tongue everything that you said, and you will correct me, whether i am right or not, that is, if, our dear listeners, viewers, if suddenly it seems to you that - having submitted your biometrics, your photo data, voices, and some other there is no i know, cutaneous eyes, you are afraid that you will become a victim of scammers, then the scammers, if they suddenly somehow get your photograph, a sample of your voice, they will not be able to come with this, they will say, here i am, it’s you, yes, because the first one is the most...