400,000 is about 30 5, even a little less than 33 something 33,000 rubles, if you have a salary per month, then you pay taxes on 52,000 per year, so if you open an individual investment account for 400,000, you will get 52,000 back. any special offers for banks? yes, basically it is now cashback, that is, this is a return, in fact , marketing promotions for banks and networks. or some enterprises, when you are already conducting these trades, but you will simply receive a return, i am there all, all the top banks, there, as we say, there are red and blue, and the green ones, they all are, and the yellow ones, they all are - they are holding similar promotions, i know financial consultants, working not just as private ones, but as some kind of consultants, doing consultations there from time to time, and these are serious people working... in very large

investment companies, they use certain cards, i remember, misha, you just don't understand, look at these amounts, and people are happy with the return and they are right to return 10,000 in 15, when even more significant amounts accumulate over the year cashback at their level of spending, is the savings function useful by opening a family account, well, you need to look at the conditions, this is such a private question, although it is very... often, indeed, now many banks make such offers, you need to look at what the percentage is, what cashbacks you get, do you use these grocery chains or delivery services or mobile communications, there operators often offer cashback, there where the operator has a bank in the ecosystem, especially, it is very profitable to top up your account, spend part of the money on, say, purchases, using a bank, yes, included in... the operator's system and

sometimes receive sums there that allow you to fully pay for your mobile communications, well , in fact, we already talked about how to protect yourself from unnecessary expenses, i repeat, this is more a question of psychology, that is, you should, as trite, boring, tedious as it sounds, you should say it, and better yet, write it down, yes, it really helps to write it down, and with a pen on a piece of paper, and not with buttons on a gadget, it is better to write down that you will receive every minute now, what joy you are buying for yourself, i will repeat again, how you will regret it tomorrow, how much this joy will be as significant for you as it is now, how much it will be significant for you in the morning, yes , the same method works here, as it works there with the same documents, decisions, it is very good for him to lie down, yes, what is called to sleep with him, it is amazing how the brain works, but here you are sitting in this process, yes , here you are... sleeping, the brain is cleansed, it cleanses

unnecessary emotions, unnecessary connections, and in the morning, or better yet the next day, you look at this document with completely different eyes, what other motivational techniques for saving exist, i assure you that if you start at least recording the first month, the second, the third, here are 3 months of daily expenses, you will already have all this sorted into blocks in the program, you will already know where you can... what expenses are unnecessary , i assure you that you will think, why did i do this, why was this expense, therefore here is actually the most important motivational technique, an incentive for savings, it is the following, here again i am not talking about posters, write yourself on the back page of the diary, why you did it, just take it and reread it, the temptation is very great, yes, you started putting money aside there, saved 500 rubles, a thousand, well, now i’ll go out with friends, have a beer there or something else. yes, no,

here you set a goal for yourself, yes, here i live like this for six months and then i will make a decision, it’s hard for me to live, i’m ready to pay this price, yes, can i go into this transformation at all, i can’t, and if you refuse this, yes, here again , everything is broken, yes, motivations did not work, then you need to rebuild your attitude to the situation, you need to tell yourself, that’s it, look, i have so much money, here i live like this, yes, i can’t afford anything. well , because i’m not able to change myself, i don’t have enough motivation, remember, yes, this is the most important thing, i don’t have the motivation to change, let’s say, everything is fine with motivation, everything is fine with goals, everything we read, we do everything, uh, actually, what else can i specifically advise right here right now in order to somehow increase income, well, the easiest way is to use, try to use those who don't... your own skills

in order to monetize them, talking about what you can personally, but here is a difficult moment, you can there, for example, if you are a teacher, you can give private lessons. or you can apply your knowledge there to help someone with car repairs, something else, well, each of you know there are millions of such ways, if you have a hobby there, you are a wonderful cook, well start making some cakes to order for your friends, as you remember before, there is someone there too, of my generation, that many women knitted socks, hats, sweaters, beautiful ones, sold them without saying: that they sewed a dress, there was a whole profession there, such a tailor at home, do not put blinders on yourself, try to find that knowledge, those skills that you can capitalize on, do not inadequately evaluate them, it will not bring you million dollars at once, yes, but it will teach you to capitalize on the knowledge, the skills

that you and so you have them, yes, having removed these blinkers, blocks, it is impossible, yes, it is impossible, because, yes, remember, we cross out, we write: it is possible if the second point e is not to go far to the side, yes there, if you work in a certain specialty, think about how you can upgrade your career. the easiest way, i tell you, as a manager, as - well, there is a person who hired, fired during his career, probably, there is a person, well about 500 people, that's right, just go to your manager, if you really deserve it, just come and say it straight out... straight to the point, respected sergey petrovich, or ivan ivanovich, yes, as is customary here, i work, yes, i think that since you don't make any claims to me about my work, uh, i think that my salary, it should be like this, because the market is like this and so on and so forth. be

prepared for the fact that if you are refused, then you should seriously think about the fact that you can work change, if you really are as good as you imagine yourself to be, what for? i said about my entrepreneur, not a single manager, if everything is good, if his employee works to the fullest, gives his all, works hard, does everything, we will not come , he will say, listen, brother, you work so well, here is another salary for you, no such thing, but if you come, say, listen, in my opinion, i am worth 10% more there, listen, i myself have long wanted to offer you, but i'm sorry that i didn't do it, i got caught up, yes, it's high time, here you get a 10% raise, here's another one-time bonus, you're a very valuable employee. for the company, please, we want you to continue working with us. if you can't grow here, think about how you can appropriate, apply your knowledge and skills in related areas, where these skills are in demand, where you will be loved and

appreciated, yes, that is, uh, well, standard sayings, they weren't just born there , the underlying stone, water doesn't flow, you can do it a little differently, yes, in a soft form, you can come to the manager and say:

and today we talked about how to start saving money, how to save it if there is little, but in fact we talked about how to change your life and how to change yourself. you can find all the episodes of the easy money podcast on the channel one website.

very fast pace, i feel behind me, someone, as if walking, i can't hear the steps, but i feel something terrible, they found her between the villages, between the hospital, here and here is the hospital, and then there, even further , the mosquitoes continue, there is a village, they found her right here, she was sitting in the bushes, completely naked, her underwear folded in a cultured manner. only then, well, how can i say, the police were called, everyone was called, so

it all started spinning, no one could explain his death, that he had undressed completely naked, and died there in the forest, yeah, so then they were looking for him, they were walking around here, they were telling me that she had undressed completely, all the moss had been pulled out, it was obvious that he had tortured him very badly, who was it, yeah, and somehow on tv. show him, yeah, i 'm not running, but i'm walking very fast, i'm walking so fast, yeah, all the time i have the feeling that he's following me someone is coming, uh-huh, but i can't hear, and i can't hear, but i'm afraid to turn around, that i might fall hard, probably, well, well, it's like i even feel that 15-20 meters from me at such a distance, someone uh-huh, uh-huh, and he's coming, coming, someone is watching. well, there are those who

take with them, in our village there was such a deceased person, well, you could say, there was one, everyone avoided her, even the cattle tried not to drive through, well past her house, the village only said, this is for what she did. legs, do you feel, can you move? hold on, we're going to pull you out now. can i ask you a question, why are you saving people? everyone has their own reasons, someone has to do it, talk to andrey, i have

my first call today, i need a day, artery, hold the mirror, victoria, today you couldn't save a person. do you feel, there is no tourniquet, there is only a beat, take off the belt, quickly, i don't think this is a proper question, come on, this is all just a joke, yeah, closer, don't move, that's it, time, time, guys, that's it, time is up, well, the victim died as a result of a massive blood loss, damn, get up, lyokha, i failed to protect you again, forget it, it's hard to die so many times a day, by the way,

has anyone seen my cigarettes, you can smoke later, teams, get ready, we'll practice evacuating the deceased with rape, and visibility in the forest is within 20-30 m, we work on response at 200-300 meters, this is provided that the person is conscious and can give us a response so that we can hear him, in general, rescuers have a rule, regardless of how many people are missing, if they find one alive, they must be taken to the medics immediately to pass on. then they started to come back, tell me the truth, it's priceless, in general, it saved the work in caves is one of the most difficult, because we are fighting for the life of the victim, who is maximally unsuitable for this condition, well , here we have such a dummy, the heaviest one, so it will not be easy for us to drag it, the most unloved thing in our work is when we work with corpses, i understand that there is no one left to save, all that remains for us is to deliver the body to the base and hand it over to relatives, so what? that's all, i have everything ready, lift, lift,

hold on, slippery, careful, the biggest mistake is of course to look for a person only after 24 hours, because every hour can cost a life, hold on, calmly, and this can take him out of the water, i can, yeah, no need, definitely not, okay then, fine. our team is engaged in searching for people in natural conditions, that is, in other words, in forests, swamps, in those same caves, be careful, come on, come on! look, what a bunch of guys fell here, stop, stop, stop, quiet, come on, come on, and here it's blocked, completely blocked, there was a passage here, blocked, if you go into the forest, it makes sense to wear brightly colored clothes, that is

, something like this, yellow, orange, red, that is, you don't need to go into the forest in camouflage, you definitely need to charge your mobile. following these simple rules will help us find you if something happens, there 's a blockage, now stop, stop, i'll check where you went, why are you looking at the camera, no, no, relax, behave, well, heroism, in fact, is a threat to the hero's life, that's it, and we try to responsibly avoid it, well, because that the first one.

here he is trained to look for people, actually living people, that's because searching for the dead is a separate specialization, he doesn't do that, he's still alive, wait, wait, your harness got caught, back up a little , back up a little, like that, that's it, that's it, and now exhale a few times , inhale, exhale, inhale, exhale, exhale hard, harder, come on, come on, come on, come on, come on, just a little more, just a little more. well done, that's it, you have the sphere of passage, and tell me about the beacon, and the beacon, and the beacon is needed for work in the twilight, in the dark, in fog, in conditions of poor visibility, for example, in the same caves, yeah, yeah, little by little, little by little, quietly, keep running, eighty

-two, space and earth were collected. bedbug, come on, come on, what kind of warehouse do you have here, i'm inspecting the filming equipment, this is a goprokha, yeah, i took two pieces, a good model, this one, the one that is attached to the head, and this is the main camera, it records even in complete darkness, and what did you come there for, i think you were going with an operator, to hell with him moment transferred to another project, nothing to do, i'm not going back, right, if you need any help, then contact me. well, just help, or are we already recording? yeah, i'm kristina erofeeva and right now we are watching the next stage of training volunteers of the iskra search and rescue team to provide first aid to victims underground. very soon, 100 km from here , the annual one will start. come on, you know, i 'll tell you the second part first, and let's

turn around. just now we could observe in action the latest. european technical system, which simulates catastrophic bleeding as realistically as possible. thanks to sponsorship and the work of volunteers, our rescuers have the opportunity to practice their skills in conditions as close as possible. hey, are you okay there? yeah, we're on our way. andrey, over. yeah, over. we have an urgent request. not far from your caves, a 14-year-old match disappeared. my younger brother and i went into the forest, my brother came back, he's in shock, he's silent, anyway, stop your training, you're closer now everyone, and i'll send maxim's group to you, it should be night, as you can hear, over, andrey, center, understand, i confirm, call accepted, waiting for coordinates, to the station, stand down.

here at this point the children crossed the road entered the forest, here the lumberjacks saw them, further on it only gets worse. we'll start there, listen, we won't find a healthy search area, how far is it, let's say, from here to the nearest dwelling? look, 15 km to the south there is a village where they came from, here is a sawmill on the shore. so, and if you zoom out, here is a big swamp, in fact, it's a real backwater, we're studying the maps now, and judging by everything,

the terrain is really difficult to pass, andryukha, be careful, you'll kill the dog, you can't be more careful, it 's fluff. so, we're here, we'll set off in 5 minutes to get ready, so look at me, yeah, great, beauty, ilya, where's the tablet, there's some loaves here, listen, turn it on, please, i need to see if it works? on the camera, what is it for, vik, turn around, come a little closer, the red light is bare, that means it's working, listen, elyukha, well, is it difficult for you, please, okay, one second, now, what kind

of connection do you have there, standard, and 4:00, damn, all sorts of crap has accumulated in the car, and what is this pistol, a signal, and a revolutionary one from the hebel company, they knew how to make it before, lyosh, and what is this, this, this is a search siren, it's infuriating. to the car, actually, focusing on its sound, a person can come to us,

group, we enter the search area, the siren has failed, so we work on response, we call and listen. nika, look into the camera, pikonfet took, not yet, nikita, on the sides, look, listen up, the rescue team is working on the response now, nikita, our search siren broke, it doesn't work anymore. we're going to the thicket, nikita, to the north further there's a sawmill, where the boy was seen,

there's a path 5 m away, let 's split up now, i'll take vikona, we 'll follow the trail, and you then, lesha and vika, yeah, check this path, just don't diverge more than 5 m, so that you constantly have good visual contact, let's split up. visual contact, don't forget, bacon, nikita, nikita, the sun is shining, the speed is getting dark, nikita! listen, it's no use, we won't find anyone anyway, why? well, why? i've had about 100 rescue operations in 3 years, not a single one has been saved yet,

i'm unlucky, maybe everything will work out for me, beginners are lucky, you think, yeah, i don't know, nikita, lyosha, but you feel that there's a smell of burning, but no. damn, it seemed like it, maybe it was night. vika!

everything is ready, i'll let my legs go lower, an elderly woman found completely naked in the forest is in a state of shock and can't explain. take her further to the medical facility, and the fate of the missing boy still remains unknown.

hold her head, yes i'm holding her, she's not breathing, i'm holding her, hold her, hold her head, i'm holding her, open her mouth, look what's there, you go away, cross her, go away, let's open her mouth, let's see, there's something wrong there, elukh, at the light, i'll get it now, give me the knife, not here, don't give me the knife, you'll break your teeth, so hold her, open her mouth, open her mouth, what kind of crap is this,

it seems to be breathing, she almost chopped off my fingers, this woman, and tighten it up so normally, if anything else happens to me, and hold your finger, like she did there, let me see now, woman, can you hear us? the main thing is that she makes it to the hospital, maybe we should give her some pills? no, what are you saying, why? well, because if you give her an injection or a pill, there will be an overdose or an allergy, then they'll drag it through the courts. you can only give the medications that the victim has with him, we give everything else at our own risk, scroll down here. yeah, lyosha, what did you catch there? yeah, listen, everything's bad, well, because it's down there.

so guys, it was that way, let's get a stretcher and see what's going on there, go there, yeah, be careful, trees, be careful, don't hurt them, nikita, lyosh, where are you going? lyosha lyosha, lyosh, there's nothing here, probably the trees are covered, meanwhile the group went. on the right

track right now, when every minute counts for us. ilya, look, it's interesting, it looks like a frog, but no, it's not really a frog. it used to be customary in villages to leave icons or crosses on old dry trees, they could mean the path to a saint or, on the contrary, to an unclean place, here too, it's more likely to be unclean. here. look, such a strange one head, this is typical of the unclean force, the only thing that is strange is such broken drooping legs, they used to say that you will see such goodness from them, but it's all nonsense, so the team, gathered, let's go, time is running, ready, we took it in one go, here we look.

we are going correctly, there are such places here that the locks will sink, yes, i also have a feeling that we are walking in circles, the rescue operation has been going on for more than 3 hours, the demon found a woman, we have almost no villages left, but we continue and interfere, please, a fight is also necessary filming, we walk for 8 hours, and then we go to work, yeah, neat. so let's take turns, go down, so let's go guys, load, load,

guys, maybe this is none of my business, but what are we going to do with a missing child, why aren't we going to look, remember the rules, whoever we find first, we save, let's go?

back on the pose sat down, well, what's there , yes, sat on the belly, yeah, sat on the bridge, i 'll raise the low gear now, i'll give the command, you push right away, okay, yeah, andrey, maybe i should get out too, get out of the victim, your weight won't... decide, ready, come on, push, push

, how much does it weigh, three tons, no less, take away these sticks, put a normal log, lyosha, take them away, okay, put

them under the wheel together, yes, under the wheel, put them, that's it, move away, i 'll pull now, move away, the cable might break, that's it, cut it out, yeah, okay!

we'll see what happens. well, did you really knock it over, of course, i have a cut, oh well, sit down now.

everything's fine, how are you feeling, we're rescuers, we found you in the forest, you're safe now, you're in our car, i'm vika, how what's your name? zoya, give me some water. what do you mean, now no one will get out, no one can leave here, what are you talking about? you see, she's tempting, the temple widow is leading. "it happened a long time ago, another double,

red-haired sofia, the peasant's daughter sumorova strangled her husband, people started screaming, why did she ruin the man, they couldn't stand it, they grabbed her legs with an iron rod"? they broke her, put her naked on a cart , threw her into a blocked pit, what's wrong, everything 's fine, probably the wiring, they drowned her in the black shadow, on the canon of the intercession day, the old people said, since then there's been evil spirits in the blocked pit started. iryuk,

a rumor began to spread around the area that a dead woman with broken legs wanders around at night, buys people. takes their clothes, people, they were then afraid to go into the forest, fuck, where the guys wander, but the thundering widow in the rotten earth will wait for her, take her, what will she take? and without a shroud

they threw the cold ones into the pit without hope, will not let anyone out of the forest, that's it, they arrived, what ... and some kind of ficni, hey, woman, you better sleep , in short, the situation there is such, i generally see such a thing for the first time, got so sick that you can't walk, can't drive, i don't know at all what to do, things aren't starting yet, but can we go around? elukh, yes, look, there's an option , here from the forks onto the parallel logging road, i think we can go back to the start of the route, and if we get lost, let 's go somewhere quickly, please, the main thing is the turn, don't miss it, that's it, the car

won't start, that's it, let's go, ilyuk, give me the tablet.

there's no fork here on the map, tell me honestly, we 're lost, i'll go there and check, just don't go alone, lyosha, go with vika, and i 'll look here, ilya, can you help me, come on, let's go, carefully, just. is it coming? yes, it's coming. let's go. in less than an hour , october 14th will arrive. in the folk calendar , this time is called the day of the intercession or simply the intercession. our ancestors believed that this was the scariest night of the year, when evil spirits run amok, and then go into hibernation until spring. of course, you and i know that many frightening legends have already found their

explanation, but finding yourself in a dense forest, alone with wild nature, you can reconsider folk tales in a completely different way. some, i said, i'm unlucky, but we found a man and are saving him, how could we not have to save ourselves now, and what's this? it looks so much like hay, how strange. look, another one, where did they come from? listen, it's creepy here, let's get out of here, yeah, let's go. lyu,

let's go here, i know where to go. well, it's deep there, it seems okay, let's drive slowly, yes, what slowly, sit down, we'll pass at a walk. he's breathing, he's breathing, it seems, andryukh, don't rush,

if i. i'm not going to spend the sun, and anyway , my wife is waiting for me at home, where she's safe, here zaklita, what was that anyway, listen, i thought it was a bear, are you kidding me, look, yuko, stop, stop, yukon, yokon, a person, probably,