if you do it with credit money, firstly, now the grace period on the cards allows you to insert such terms into the interest-free period, and this is credit money, you know, yes, there is a risk that you will not receive the income that, uh, that you were counting on, but in any case it should not be a purchase, but an emotional one, b for entertainment, and you know why you are taking this car and what you will earn on it even in this quarter left before the new year, so i usually have such examples of this kind, what is called: what is justified credit? well, conscious, all actions should be conscious, because in principle, here - in my, in my universe , credit is like medicine, it means that you are sick, that is, if you - manage your budget in such a way that you need loans constantly, and god forbid more loans to pay off loans, it's like taking pills to extinguish the effects of other pills that you took before, you got even worse, yes, well, really, that is, you can treat loans, what does this mean, something is wrong in king. credit is the lack of planning,

it means that you plan poorly, or at all or do not plan at all, yes, because here i called a mortgage and a business loan, i have not seen a single example of another loan that can be justified, they tried to name many different examples, there is not a single loan, not a single goal, credit is evil, well , you can do it this way, your own carelessness lack of discipline, so even if even if.

months can get up, get up and change something in your life, or it will be a sum, months are enough, usually a person for 3-4 which will be spent on those very unexpected extra diseases, something else no, this is not, this is exactly if, if we are talking about medicine, and this can be expenses there tens of millions of rubles, then here a good insurance. will help, it is inexpensive,

loans are not needed, it is possible to plan everything in advance and just take into account, think, think through the risks, well, in general, summing up our conversation, the topic is actually endless, and we have now analyzed only the first layer, telling our audience, that the answer to the question of how to start keeping a family budget, the answer is very simple: start, well, really, no matter how funny and simple it sounds, just start writing down all your expenses and income. then the understanding will come by itself, well, if you review our podcast again, how to work with this, what mistakes there are, and then correctly, having coped with this task, you will come to financial planning, where you can already set long-term goals, tasks, including your own development and development there - children, that is, delving into infinity into any horizons. thank you very much, alexey, i think that we had a very high-quality conversation, analyzed the mistakes, recorded. somewhere there

we walked, there we trampled just enough to remember it, especially thank you for that wonderful advice about burning, and if you missed this moment, be sure to review it, about burning money, yes-yes-yes, you heard right, there is a very useful management when you need to burn money, it was the easy money podcast, i host mikhail khanov, and we talked about the family budget, all episodes of the podcast easy money you can find on the channel one website. hello, i am still dmitry bak, we, as always when i appear on the screen, will have an episode of the literary podcast: let them not talk, let them read. our episode today. what kind of people live there, who

comes there, how new modern writers appear, what genres they work in, how they build their lives, we will talk about all this today with the director on the development of the peredelkino house of creativity by yulia vronskaya. hello, yulechka, hello, dima, we'll be on first-name terms, as in life, and also with the proselyte and playwright ivan bevz. hello, ivan! hello, dmitry petrovich, we'll be novy, again, as in life, although this will not prevent us from communicating, and we'll start with you, i'd like to ask, here's what, well , i introduced you as a writer and playwright, and you seemed to agree, you didn't say: no, it's not true, i'm actually an astronaut or someone else, and

how would you define it, since when have you you feel like that, and how is it connected to your life, well, in soviet times it was accepted to think that you had to study for this, graduate from... a literary institute, or you had to dream about it, being an engineer not of human souls, but somewhere in a factory, now, when it happened, when this identification happened, when you published a novel that received good press, we'll talk about this later, or earlier, was it a dream or later, how did it all happen to you, it seems to me that a person who writes fiction can call himself a writer literature is everything, he doesn't necessarily... but if you play hamlet brilliantly in front of your bathroom mirror, absolutely brilliantly,

and you are absolutely convinced of it, your mother, neighbor, and friend, vasya, are convinced, you are not an actor , anyway, yes, that is, no one knows about you, that is, a writer who feels that he is a writer, is already a writer. yes, well, the inner feeling is still more important to me than any titles that someone can give me, but i did not dare to call myself a writer, for example, until the twenty-first year, until i got into the residence of the house creativity, we'll talk about this, that is, yes, there was a moment when i was allowed some kind of recognition from the side that i would work on something literary, someone was not against it, like , yes, like, work, we'll see, yes, yes, yes, well, as the master let you in at the machine, so to speak, something like that, yes, at that moment i already began to calmly call myself a writer, before that i was a little embarrassed, although i had already written something, a terribly curious thing, well, i had a side topic, but a graphomaniac always convinced that he is a great writer, let it be, if you only knew how many requests i receive by mail to look at some texts,

they are 910% terrible, but the person is convinced that he is a great writer, it is very scary sometimes, well, okay, well, that's what i was planning... a writer can start his career, can continue it, can meet other writers, at some point just dissolve in this magical creative air of peredelkino to create, well, this is peredelkina 2:0, a new peredelkina, yes,

all this is clear, then i will return to yulia i'll ask, what is it for you? well, it's several noble estates, which are larger? times, well, how to put it mildly, ceased to exist, yes, yuriyovich samarin, for example, the most wonderful, all this is destroyed, it's such a sacred place, where you can only endlessly bow in repentance to what was destroyed, or is this the place where the coryphaeuses lived, korney chukovsky, lev kasil, boris pasternak and so on. peredelkino, when i first got there, having just started working in yasnaya polyana, being a very young person, i it was necessary to hand over books and documents to igor petrovich zolotuskiy, a literary critic,

god bless him, he lives in peredelkino, he is over 90, but we recently filmed an interview with him, and i remember what it was like. akudzhava, that this is a place where poets lived, who spoke to a large number of people through their poems, probably with this bulatshalovich with a guitar, young, strong, beautiful, against the backdrop of some snow, yes, most likely in his own dacha, modest in peredelkino. it may well be that this is a dacha peredelka, where the museum is now, the guitar is not very functional, simple, yes, now i

perceive peredelkino differently, rather more rationally soberly than romantically, on the one hand, this is a place that reflects the complex history of the country, which can simply be compared with how someone lived, what was the reaction in history, on the other hand, now for... for our modern development of the creative center and for the modern development of writers it is important that this place is full, authentic with its own history, there is something build everything you want to build, that is, there is some kind of succession line, because these 40 or 20 years of desolation can be counted differently, but 20 for sure, when everything was falling apart, all this has been overcome to one degree or another, yes, that is, some kind of thread has been found that connects. the soviet idea, to settle all the writers together, rather, this gives the opportunity

to understand that you have a name, a title, alterations, a great history behind you, you act not based on your preferences or desires, how can this be done, there is the basis and then you can do something, so now for me this opportunity is reworking, no matter how long it lasts, this is the kind of... development of the creative house to use the entire resource that we have, which includes, the reel, yes, we understand that this is, that we have a large resource, as a place, a symbolic resource, so the experience of the team, so the opportunity to now support authors, to show how you can now enter literature in a new way, the key word is support, this is exactly it, this is important, this form, form of support for authors now. is very important for us, because it helps to discover new names in literature, when there is

only one known path, well, for example, send a manuscript to a publishing house, maybe receive or not receive in response, or go to a seminar in lipki, that is, until the peredelkino house of creativity appeared, and i would also mention the association of unions of writers and publishers of russia, which also make residences, that is , until these two institutions appeared, paths to get into literature.

when i was, i read science fiction, they read science fiction, what kind, i wonder what years this is, ivan, the watches, i read lukyanenko, these are the years 2000-2008, somewhere i was very fascinated by action-packed science fiction novels, lukyanenko's watches, of course, i also wrote a diploma thesis, even about science fiction, of course,

lukyanenko was not yet in the pomene, yes, have you read science fiction, no, i have not read practically science fiction, it does not attract me, perhaps i have a very bad imagination, no, no, well science fiction is not about imagination, yes, vanya, but - in many ways about imagination, adventure novels, to me it seems that this is a very good entry point for teenagers into literature in general, that is, if a child does not read at all, if he reads teenage literature, fantasy novels, the second is of course preferable, then it is better to start here, it is better to start here, because yes, a teenager will not be interested in a heavy thing right away, well, how heavy?

yes, about this, well, not in the sense of some kind of imposed morality, where there are ready-made answers, this is some kind of combination of the universal modern, on the one hand you have a clear coordinate system, unveiled, like in modern literature for adults, on the other hand you have some kind of world to escape from your world, that is, fantasy, a combination of such iscopicism, an exit from the real world, in which there is a lot.

we just had books, and my mother and grandmother, who loved to read, were terribly worried that i did not read, and my mother invented a wonderful trick, which i fell for several times, she left a book, attention, a life hack from vronskaya, attention, and she left a book of poetry on the table, eh, that i forgot gomileva, akhmatova, tsvitaeva, severianina, and once, when i was leaving for work, i dropped, well, this is an adult, don't read, yeah, i mean, don't read. and yulia opens it and sees: i'm all in something spanish, and she thinks, this is cool, for adults, this is for adults, my parents weren't worried at all, but they weren't worried that i was dressed, fed, uh, happy, but they weren't mm, this intelligent feeling was pressing on them, as i'm not talking about what happened, but they didn't turn me away from

this, i'm infinitely grateful that they didn't teach me how to live, right? in fact, they didn't teach me to live, so i could do what i wanted myself, and i came to the very thing from which they could have turned me away. well, we continue our most interesting conversation about where new modern russian writers come from, and how literature lives today, about new genres, about those events that, well, kind of surround the literary process or precede it all. this is incredibly interesting, let's continue our conversation. in the middle of each issue, as you certainly remember, there is a column by the host, well, that is, mine, i beg your pardon, this is me, and i do one of three things: i either show an old book, definitely from my library, never from a museum, or i analyze, read a lyric poem, or a fragment of prose, but

a book is the most fertile story, yes, because our program is called upon - after all, mm , to explain to you, well, why there are still paper books, although they are not very interesting to you and why there are people, like me, who love them and even have them in huge quantities, well... i have in my hands such an old , rather old book, which was published in 1923, 101 years ago, this is the diary of, who do you think, alexander sergeevich pushkin, this is the diary that pushkin kept in the thirty -third-thirty-fifth years, in such an important period of his life, the second bolden autumn, the thirty-third year, the queen of spades, the bronze horseman, this diary exists. in different editions, now there is such a book, this is a modern edition, beautiful, it was published in ninety-seventh year

by the publishing house of the 3rd century, this is also pushkin's diary, but we all the time i repeat to you, our esteemed interlocutors, that the author of this book not pushkin, the author of this book, the compilers, the commentators, so when you just type on the internet... a strict factographer, he has an extensive commentary, but more oriented towards a specialist, in moscow a whole team did all this, these are names known to philologists,

georgievskiy, spiranskiy, sovodnik, shaternikov, this was a commentary not so extensive in factual completeness, but more oriented towards the reader: what should the republisher do, what should the one who is going to publish this book now do, or maybe... but you see the history of collective reading classic text, this is the fullness that we need, and not just a flat

screen version, read books, dear colleagues, and maybe then you too will become writers, or at least lovers of literature, ivan smiles very sarcastically somehow, because, of course, now in the spotlight. in some sense a school for fools, yes, on the other hand, the nineties, well, there is the non-returnee kabakov, relatively speaking, or the beginning of the two thousandths, about the same era,

after all, in what row, mainly, this about time or about young people, about formulas, about universals, probably it’s about everything at once, but i didn’t have any clear references in mind, what tradition i wanted to fit this book into, i didn’t have such a question, probably at...

well, that is, here’s the context, the republic of shkit, yes, something like that, but during my growing up, i wanted to bring some kind of nostalgic spirit there, so that people who, like me now, are about thirty, would remember something from films, tv series, from music, from the culture of that time, well and shed a stingy nostalgic tear, that is , this book is based on personal experience, it can be different, yes, well, a pharmacy should not try all the medicines yes...

stories about what is good and what is bad, but there is always our yard, which is parallel to reality, parents and ancestors, as they said in my time, or is its extreme embodiment, yes, they kind of left, that is, we went out into the yard, the usual way, dim, you will go out, it was your little one, yes, and dima will go out, now it is impossible to go out, but

now is a different time. yard, there is a yard, the yard culture is gone, gone, the alterations are not all there, i say, with joy, the children are friends there, they can easily go to each other, but dima, you go out, they told me, i say , dad, i went, he says, well, come back at five, yes, dad told me, there are no mobile phones, and i got on my bike and went somewhere, and my parents, even if they wanted, did not know what was happening to me in these 3 hours, this is such a break that now it is hardly even possible, yes -

we have summer and winter pitching, we tell the residents who are ready to present their work in front of publishers to come to peredelkino, we invite about twenty publishers of different formats, teenage, children's, adult, non-fiction literature, each author who was in our

residence has 5-7 minutes. to say what he wrote, how he sees his audience, to introduce himself as a publisher, well , there is a contradiction here, of course, because vanya says that he just writes: that's it, here you need to tell, you remember what tolstoy answered those who told him that they read onna korenina and did not understand anything, he said: "i already i said it all, read it again, i won't explain it, yes, but we ask the author, we ask him to formulate what his work is about, so that it would be easier for the publisher to understand, and this is a very successful activity, we were surprised that this is important, very important for authors, since they get access to publishers and publishing houses."

and this is even close to what you, is it good or bad when they see something there that you did not expect? i think this is the magic of literature, including that each experience each individual person's reading generates their own understanding of what i wrote, yeah, accordingly, some new world appears uh and freedom of interpretation, well, that is , it's cool, even if you didn't intend it, but urigairu takoiru, by the way, it looks like what you said, that is, there's a happy childhood. not at all what you thought, that's how this genre is deciphered, and your readers, who were they, these are the children's parents, these are the children themselves, these are people in bandanas and leather jackets, or vice versa, these are such nerds who are straight

such as you and me in the reports, what kind of people were they, i wonder, they were very different people, for me it was a big surprise that in fact teenagers come to my presentations and...

for young people, and maybe i would also look at the youth nomination, the yasnaya polyana awards, which also responded to this trend, and is now considering books for an adult audience, there is, for example

, daria misropova with the novel she ate an elephant, which you can also pay attention to, yeah, well, that is, a whole set of names: ptitseva, misropova, lebedeva, pavlova, blagova. there are different connections between the arts, but as far as i know, there are attempts to bring together writers and future screenwriters, yes, yes, this is our next step that we want to take, to organize, to organize these pitchings not only for publishers, next time we will invite filmmakers, those who represent film studios, and this can be forms and films based on books, these can be films based on books, and they can be interested at the level

of your feelings, where does what come from in you, this book by elena popova 80°, this is for us, for peredelkino such a production project, because we saw this text, we immediately knew who we needed to introduce to, who could introduce it to which publisher, there is already a mechanism in advance that, if desired, provided you have talent , will bring you straight to the movie screen, are you planning something like that, yes, i really wanted to see my story on the screen, how cool is that, in general, our dear interlocutors, today we have covered a very wide range,

as you can see, we began the conversation with the fact that in russia, in general in the world everything is connected with literature, but in modern literature so arranged, that a lot happens before it appears, and around its appearance, that is, literature is not only a writer, publisher, critic, reader, but also many other professions, actions, actions. let them sometimes be called by words that are not quite familiar to our ears yank adult or residence, remember the film resident's mistake from the soviet era, there are completely different residents, but it is terribly curious to hear, it is very important to understand that all this is around us, for this conversation i sincerely thank the director of development of the house peredelkina's creativity yulia vronskaya, thank you, yulia, that we will see each other here

more than once and the prose writer playwright ivan bevz, ivan, thank you very much, i think that there is still something to talk about, to you, our esteemed interlocutors, i say as always with emphasis, read with pleasure, dear friends. sunday time on the air. hello. loss. today alexander vasilyevich moslyakov passed away. he was 82 years old. 60 years on...

fate - at some point gave me a chance, so i tried to use it, it's good that i did it, or did it poorly, but i tried. good evening, is alexander vasilyevich receiving? actually, no, but today in honor of the holiday, i think he will clap a little. his whole life is connected with the club of cheerful resourceful people, the host, the leader, the director. he personally participated in the preparation of the programs from the first rehearsals to the final editing. for the players and the audience, he was i am basically a switchman, you understand, my job is to make sure that the trains go in the right direction, that is the function of the host in the kvn game. modesty, in fact, he knew very well how important for the team is his reaction to this or that joke. so, yesterday morning the phone rings,

i look, alvasmas, well, i pick it up, such hello alexander vasilyevich, do you dream of conquering the screens of the whole world and reaching hollywood or do you want

to learn creativity in a fun and creative way, this is also such an opportunity embedded in this game, to somehow have fun and creatively conduct some kind of. "well, what kind of kvn do you like more, remember, that's when the eighties were, i always say, i'm interested in kvn, which will be tomorrow, because they will come different, they will have different thoughts, they will come from another life to the kvn stage, this will be

interesting for us, and i hope, for tv viewers, today i will fall asleep until the morning". there was enough energy to manage the song of the year project, to be a jury of the minute of fame show. maslyakov is one of the founders of the program, what where-when and was even its first host. well, and in several other programs i was used as a kind of test pilot, well, maslyakov, he will not fail for sure, but maybe he will not make a difference, but at least something will be clear, let him try. he came out on stage and said: good evening, smiled, immediately captured the attention of the audience, the magical timbre of his voice, energy, charisma. beauty can no longer be spoiled. it seemed that all this was easy, but if you only knew how he, even being a legend of kvn, felt during the first 10 minutes of the stage.

i really get nervous when in...