school times for music i somehow i didn't even think about doing music in fact at that time although i always sang but i didn't dream of being an artist and... then somehow everything grew so much that i went headlong into sports, and for me summer was such a part of my life when i was preparing for something big, we had competitions, we had all sorts of sports contests and i happily participated in them, and a week before september 1st comes the understanding that all this is slowly taking away from you, because school starts, but i really liked to gather early in the morning on the football field, we gathered from our school, there was this ceremonial line-up, it was great, how are you? with whom we

communicated all summer, then we waited for school time to come in order to skip classes, we loved it, there is our own passion in this, yes, we loved competitions, these school district competitions when the school competes with another school, we really loved that, so for me this is. life, some kind of truly real life, these are the memories, they are deposited, i still remember them with warmth, that's why it seems to me that september 1st is important, there were some traditions when you got into a new class, anets say, you know, the fact that it's different, september 1st, yes, first of all, you are different, we, we essentially change every day , imagine how much has passed already, and you are already different adults, how something has changed for someone, i changed schools, that's it... but

- it's a wonderful time, because you move on, you develop, you study, you learn something new, and i remember, in parallel with school i had some additional training, master classes, tutors, a music school, a cossack choir, i sang in a folk choir, in a cossack choir, so yes, this development, of course, in the summer you are kind of outside of everything. yes, you can be lazy, lie somewhere there in your grandmother 's attic, no one bothers you, you do what you want, so i understood that i was getting bored, just by the end, by the beginning, so to speak, of school time, i directly understood that yes, finally something is starting, here is a new breath of air, so everything is very even, well done, planned in terms of holidays and training, that's how it should be, i think you will sing for us today? want to perform a song

at home well? annette sai in the podcast 20 years later at home well. warms the soul. the beauty of the lands will take away sorrows. we do not choose where to be born. everyone has their own homeland and traditions. different beautiful capitals, the soul is drawn to the homeland, you take away my sorrows, all relatives have always healed, my role, my soul ...

and so calmly and easily, all sorrows forget, well, how good it is at home , my close people, it's good at home, like on the cries , it's good at home and my chest is easy to breathe, it's good at home, let my soul sing,

bodina pray, my busho is warmer, it has an edge.

school, i studied guitar, i performed at school, i remember how i first won first place in one of the competitions with the song zemlyatari, what a great guy, you were already a rocker then, yes, a little carpet, well, a little carpet, yes , you sang like that, but for me it was something incredible, because i had never won first place anywhere, and for me it was straight, i remember it well, ivan, what are you sleeping there is a song called this world. the river of time, a path from afar, the first steps, we meet, all the winds, we begin, we ourselves

appoint our fate, close. to help or let go to the bottom, we choose, you know, in this world, beauty has come, i ask you, open the eyes of the scabs. taking, we build a world for ourselves, the rest, we throw fire, but the main thing is, we forget, everything that can save us, hear

me talyu, anyone. sofia, dmitry aliyev, alexandra trusova,

premiere of new programs, hot ice, opening of the season, live broadcast, tomorrow on the first. incredibly beautiful very mystical, well risky, but just no other people nothing like that, we want no one to interfere with us, and we want to do it with your hands, if these are the people i think, they have eyes everywhere, novgenievich, in fact, the gray cardinal, very soon you will be rewarded according to your merits, if i find out that you traded me for someone, i will curse you, from zero hours.

but not to football players, i sang all my life, once i sang badly, then even when i played football, yes, that's why i give up, then i started singing a little better, that's it, but to my great regret, in our time, to become an artist, it is not necessary to sing well, unfortunately, i really root for, for example, the youth, i generally think that the youth should be helped, we have so many cool, talented youth, they just need a little kick in the ass, in order to show them that somehow you can live differently, that's why i... i want to say a huge thank you to the project, for example, the voice of children on the first channel, and which laid the foundation i got this initial foundation,

with the help of this project i saw what the world of big show business is, its backstage, i met big artists, i met creative people, that's probably the moment i realized that it would probably be great to connect my life with music. akmal, you are self-taught, you have your own landmarks, after all , was someone a beacon for you? vasily mikhailovich basta became my first mentor in the world of big music, so i got into his team, and he really helped a lot gave true, correct instructions in the world of music, for this i am extremely grateful to him, let's listen together with vasily mikhailovich , our whole country, what you will sing for us today, dear, this is a cover version of the legendary song oronevskaya, which was written by alexey romanov, today i will sing it here with you. akmal in the podcast 20 years later, a song earlier.

sit, sit with me, sedyana, sit on your silver-covered head, then silence. i played, you could not have done the same, i know, you yourself, you yourself, for yourself, for everyone, with everyone, but alone, and outside the window the moon, your faithful friend, loneliness, servant, why did you let go of my hand? why, tell me, where the performance ends, real life begins, so as

not to feel anything, i will pretend to be a plaster statue, mom, i ask only one thing, do not bury me behind the baseboards, this is a special edition of the podcast 20 years later, dedicated to the first of september, the all-russian day of knowledge, with you the host alexander anatolyevich, and konstantin mikhailov and ... our guests are students in the recent past, now adults, serious guys, a sorcerer and burito, hello, hi, do you remember september 1st, how we walked, my parents are teachers, so i studied at the school where they worked, yes, where they worked, i go , i go, so everything is fine, everything was good, i was under protection, a criminal, and what were my favorite subjects, my favorite was physical education, which i did not go to, i was excused due to illness, and my favorite...

in principle, i was not very visible at home at school, i spent a lot of time training in the class, but it was precisely the hikes and school life that laid in me a lot of the emotional base that i now i use, you put together a band called burita, which at first played almost hoy metal, well, such an alternative rock, yes, we did concerts rock against sold-out houses, that is , only five or six people who knew us went to our concerts, that is, there were fewer people in the hall than on stage, fewer than at rehearsals. the concept is great in general, listen, i like it, these are the best concerts on earth, and who did

little garik want to become? i didn’t dream of it, you know, yes, dreams ended somehow early, turned into goals, but i can say that school taught me always made me happy, yes, because in addition to school i had a school activist group, where we created various events, and just the first theatrical experiences were obtained just on... on the stage of our assembly hall, then, why, probably, then i had an assembly hall, yes, yes, the first numbers and so the desire to go into directing was born, first i entered the zhevskoye college of culture, after... school just, probably, thanks to the class activist group, i now remember that we did musical numbers, syncrobuffs, that is, on a parody, parodies of yes, well, we tried it to do professionally, and the children already knew what a synchro-buffoonery was, just a second, a synchro-buffoonery, and apparently this is what made me want to become a director, garik, hello, what's wrong with singing, metamorphosis.

somehow they take lies seriously, you and i are where the word hype burns out the brain, where we will definitely survive everything together, years fly by us quickly , cities grow with us and without us, and i still can't understand why, but why were you, you, you, you, you, not mine, not mine? not mine, not mine, not mine, not mine, until this day, but why were you, you, you, you, you, were not mine, not mine, not mine, were not mine, not mine, not mine, until this day, it's not easy for us to be ourselves, in the dark night they flow like a river, our tears, were noroses, metamorphoses,

metamorphoses, you still wonder at the day. that run like a stream over stones, cold water over roots and palms, but why did you, you, you, you, you, were not mine, not mine, not mine, were not mine, not mine, not mine, for this day, but why did you, you, you, you, you, were not mine, not mine, not mine, were not mine, not mine, not mine, until this day, until this day. this is the podcast 20 years later, with you hosts alexander anatolyevich and konstantin mikhailov, our guests are dmitry koldun and burito, what was school for you, well with this it is clear, it means a criminal person with this, by the way, i graduated from school with a medal, well of course, silver, no, well i was already studying in a specialized school, i

wanted to become a doctor actually, a veterinarian or a doctor, but then i decided that no, music has always been. hobby and also since school i had a group, it was called heavy kolovy plow, we agreed with the guys that we would sing songs on agricultural topics exclusively, that is, well, such an agricultural group, belarusian, real, well , that's right, that we had songs about a watering hose that was stolen, very cool, about a grain storage facility, one of my favorites, it was called zerneshovische, listen, well , you have such an image, you are so positive, correct, good, right, and... here is such a dark side, well, as i said, garik said, that first one thing, then another, it somehow flows, like grandmothers, for example, at a concert, which it would turn out, they must be hard of hearing, they always say that it is loud for them, that is why everything changes a little, dmitry koldun in the podcast 20 years later,

dedicated to september 1, a sweet song. oh my god, my dear, you walk through life boldly alone, no longer may, my dear! is this what you wanted, my dear, don't be silent, tell me how you are, i almost let go, i almost started all over again, i got used to being without you, but i still love,

every day the scent, the closest native, i forget yours. oh, no longer mine, my dear, you walk through life boldly, alone, no longer mine, darling, did you want this yourself? darling, so many words about you, i see, i see, i see, but sometimes the pain grows dull, i forget our love. it will carry you away into the twilight into a time where we are together, we are together, i am learning to be different, i am learning to be alone, my darling, no longer mine, darling, you

walk through life boldly alone, no longer mine, darling. did you want this yourself? we continue the podcast 20 years later, we talk about september 1, about school, about those who work and study in these schools, in general, the day of knowledge and the year of knowledge begins, yes, our guests are the wonderful singers mayak and vogel, aka robert, hi guys, hi, hi, tell me what school is to you? i love school very much, or rather loved it, remembering my school days with warmth, it is one of the most wonderful times in my life, my best

friends are also from school, i have good relationships with teachers from school, they all follow my work, support me, so i always remember with warmth, always went with pleasure on september 1st. please note, some are dragged along, they cry and say: no, i will not go, he says, stop crying, you are already going. class, that's who you are to treated more? well, i was something in between, probably, that is, i was a pretty bad student at school, probably, i was more of a slacker, but at the same time i was an activist, we played kvn, i was even the school president for one year, and what was the school president's job description, frankly speaking, just pretending that you are the school president, everything, well, how can i say, no, why did i really, when i was running, they brought us into the office, they said, here are two girls, we need to compete, they will beat us up, those who ran for the garages, do something, here are us they decided to put it, they say, i

wrote from balda, i promised shawarma there, that we will add it to the school cafeteria, you have an election campaign, well, i drew something there, and there quickly, i really, when it turned out that i became president, i wanted to fulfill it, but they said shawarma, no, you can’t, there are sanitary rules and all that, how did you end up in such a post, in principle, they knew me at school, they knew that there was some kind of... joker, so maybe they also just chose me for fun, i do n’t know, in the podcast 20 years later, vogel and his song with himself, you will never know the outcome, our life is a casino, it is hardly possible to go this way without a single mistake, because we... people sometimes make mistakes yes, but why then are we afraid of at least trying, no one

knows how to do it right, so why invent rules, people themselves do not give themselves any peace, there is always time to fix everything, never try to please everyone, you can be who you want, but it is better to remain yourself. oh oh, yourself, yourself, oh, yourself, yourself, life is like a movie, i am the director in it, i have allowed so much mistakes, but so far i'm lucky, maybe tomorrow i'll go somewhere else, i'm not afraid of losing, i 'll lose everything with pleasure, i somehow finished school, barely passed the exam, didn't get into anywhere and wasn't accepted anywhere, i remember how the teachers unanimously

said, marina, your son is hopeless, but he won't become anything, but we worked as a satornik on monday, in a cork room, while we shared the light on the ninth floor of one gray panel, a cheap microphone, there was no money in the studio, no, i'm not complaining about anything, as i said to myself that without any reason it would be so-so. by ourselves, by ourselves, oh, by ourselves, by ourselves. this is a podcast 20 years later, a special edition dedicated to september 1, the day of knowledge. with you, alexander anatolyevich and konstantin mikhailov. and our wonderful guests - the singer mayak and the singer fogel. mayak!

i have questions for you, tell me, was there a school uniform and where did you study, in what city? no, i grew up in moscow, there was no school uniform, i was scolded for it, taken to the principal, because there in the year fifteen there was a fashion for tight skinny jeans, everyone wore black jeans, so tight, and we with my classmates, my girlfriends fought for the opportunity to wear black skinny jeans, not trousers or skirts, because well, teenagers, you know.

they really touch me inside, and i try to do it through such emotion, that is, i am so bursting in fact, and i approach music as therapy, that is, i have emotions inside, it gnaws at me so much, and i give it out and just shout it out in a song, yes, rebelliously, guys, thanks for coming, this is a podcast 20 years later, dedicated to september 1, and we are listening to the song mayak dynamite. i dissolve in the street as in boiling water, kolcha sugar with nezhinka on the tongue, i want to stay in the city for a couple of days, be in the passages among the broken lanterns, i merge with the wall of cheap shop windows, home and at night in my grief, i'm always alone, i'm always alone, i'm always alone, i'm

always alone, but... i hold your hand and it doesn't hurt and nothing else hurts in my chest instead of a heart dynamite dynamite dynamite dynamite dynamite i hold your hand and it doesn't hurt and nothing else hurts in my chest instead of a heart dynamite dynamite dynamite dynamite dynamite salty sea on your cheeks, why i always say it wrong, why do i always say it, i'm always not who asked me to open my mouth, it seems to you that i'm the coldest ice, you 're trying to break through like a fjord through the earth, you think that everything is an offensive joke, but i'm blooming, blooming, i... i hold your hand and it doesn't hurt and

nothing else hurts in my chest instead of a heart dynamite dynamite dynamite dynamite dynamite i hold your hand and it doesn't hurt and nothing else hurts in my chest instead of a heart dynamite dynamite dynamite dynamite dynamite dynamite dynamite

dating there, friends and so on, but then of course gradually, probably after a couple of weeks you understand that something is wrong here, we were deceived, all this uncertainty is clear to us, that we were deceived and they said that school is good, in fact, i don’t miss my school, i’ll say this, yes sometimes i look through albums there and maybe i would like to meet some of the people there with some of my classmates, but now after such a long time, but

so... no, and what were your favorite subjects, my favorite lesson was english, well, because there was a great one there teacher who in a playful way, no, gorgeous in the sense that she taught the subject very much.

you recognize her, you recognize her, you recognize her, you recognize her, you recognize her, you recognize her , you recognize her, you recognize her, you recognize her, hey, you recognize her, you recognize her, you recognize her, you recognize her, you recognize her, you recognize her, you recognize her, you recognize her, you recognize her, she loves timid speech. forest applique in a vertical river, her handwriting of a car, rock, her profile, like

sonshin, you recognize her, you recognize her, you recognize her, you recognize her, you recognize her, you you will recognize her, you will recognize her, you will recognize her, she. her image is carved on the heart, you will recognize her

from a thousand messengers by her eyes by her voice. and the image on the heart is carved with the aromas of gladiolus, you will recognize her, she will be yours, you just need to believe at least a little in your luck, he who seeks and believes, gets his, it cannot be otherwise, you will recognize her, you will recognize her, from a thousand sent. words, by the eyes, by the voice, her image on the heart is carved with the aromas of gladiolus, this was a podcast 20 years later,

dedicated to the holiday of knowledge on september 1, well we wish everyone to study well, be good or bad, but talented, podcast before and konstantin mikhailov, all the best, this is the easy money podcast, me and its host mikhail khanov, preferential mortgage, today we will figure out what has changed since july 1, what programs are in effect now. and what kind of housing can be bought with the help of current preferential programs from the state. our guest is alexey vyacheslavovich yakovlev, director of the department of financial policy of the ministry of finance of the russian federation. hello, alexey. mikhail, hello, thank you for

an invitation to your studio. well, we actually learn the information first-hand, who else but the ministry of finance, to talk about what has changed, what successes this program has achieved, what goals have been achieved. and let's start with some figures. as far as i know, about 3 million households have taken advantage of this program, because it was precisely since 2018 that various preferential programs have been in effect, family, support. i am trembling, since, probably, for each

of us, the acquisition of our own apartment is one of the most important purchases that we have in life, if you allow me, i will take a step back a little, a little, so that we have clarity regarding what support measures are in effect today, because you said it right, the preferential program, families with many children, well, but in fact the set of support measures is quite broad, well, but nevertheless we need to differentiate between them a little, in 2018 we had... the family mortgage program, it is in effect to this day, by decision of the president it was extended until 2030, then we had a preferential mortgage, it appeared in 2020 during the covid period, because support was needed by everyone, both citizens in the purchase of housing, and our builders, since it is expected that, taking into account all the restrictions, there was a significant decrease in demand and the possibility of introducing new housing, this program ... ended on july 1 of this year, that is why a broad

preferential program that applied to all categories of citizens, regardless of the presence of a social factor, such as the presence of a child, or geographic, respectively, location, that is why this program is not valid from july 1 , remember what the rate was, 8%, 8%, and 8% appeared at the stage of the last changes that were made to this program last year, initially it started with a rate of 6.5%, then there was such a systematic increase, because in fact this program was anti-crisis, that is, it was introduced precisely as a targeted measure during the covid period in order to support citizens and the construction industry, well, because the construction industry, you and i understand perfectly well that it is very resource and material capacious, that is, these are building materials, this is also... the use of equipment, this is transport, this is a huge number

of jobs, and actually wages, which then continued to saturate a small medium business, yes, the service sector, the so-called horika, yes, there are hotels, tourism, cafes, some kind of support methods through actually preferential mortgages, that is, through the development of the construction sector, it in turn there , little by little, these benefits, this money, they were distributed to very broad layers and de facto, they really helped small medium-sized businesses to survive during the pandemic, well , including yes, the construction industry - it's no secret, has, probably, one of the highest multipliers for contribution to the economy, therefore, the application of budgetary efforts here, it really was, probably, and justified, yes, you're right, well, but returning to the specificity and anti-crisis nature of this program, it turned out that from an anti-crisis program it actually became quite... massive, which, in principle, probably, to some extent led to

certain distortions in the market, since the share of programs with state support, it has become quite large, i will also talk about this a little later, for now i will return to listing all our support measures, so, family mortgage, which is offered until the thirtieth year, preferential mortgage, which ceased to be valid on july 1, then there is the far eastern mortgage, which is also valid until the thirtieth year, mortgage, which is valid indefinitely, it-mortgage, which ends at the end of this year, mortgage in new subjects of the russian federation, the rates there are different or approximately the same or will we deal with each point, we can actually spend the entire broadcast, i think, calmly talk about what the conditions are there, there are things that overlap, first of all, these are the housing properties that can be purchased within the framework of these programs, this is the size of the down payment, now it is 20%. for all programs except for mortgages in new entities,

now let's talk about them, well, some interim results that can be summed up after the end of this mass preferential mortgages, it is no secret to anyone that a paradoxical situation has developed on the real estate market, when prices for primary housing exceeded prices for secondary housing by 40%, and the cost of this housing de facto increased there, well , according to some estimates, up to 100%, that is , twice, in fact, now our key rate is about 16, the preferential rate there was about six on average, well, let's say the base rate is eight, but the average preferential rate if. consider there about 6%, it turns out that, well, as they say, then for that, yes, that is, you take money, using state subsidies is twice cheaper, but the housing that you buy costs twice as much as it would have cost without these programs, this moment, i don’t know, confused or didn’t confuse the ministry of finance, well, not that it

confused or didn’t confuse, this is probably the key factor, because when talking about preferential mortgages, we are talking about the availability of housing first of all, that is, when... the economy has grown, therefore, if we talk about the financial leverage that is available for primary housing, respectively, preferential mortgages and about secondary housing, well, here, probably, well yes, here i will explain for our audience that all the preferential programs, if suddenly someone does not know, they applied specifically to primary housing, therefore the demand was specifically for

primary housing and exceeded the prices, in fact, the growth of prices by 40% exceeded the prices for secondary housing, but you touched on a very important point. at 3% we again literally came to there by september, i think, twenty-second year we came to the rate again 8%, then already actually as a reaction to the emerging and growing inflation, including due to the huge number of preferential ones programs, not only for housing, yes, but for

certain industries related to the geopolitical situation, we received with you a reverse growth of the key rate to... the size of the current, current up to 16%. so, returning to our topic of conversation, the average rate, it still did not exceed twice, i think, the preferential mortgage rate for this entire period, and thus we can say that it was still profitable, it was cheaper than before the eighteenth year for the same family precisely as a credit burden, yes, in general, here are those the relationships that you voiced, they...

including, and those values ​​of the key rate that we see, they correlate with the volume of that preferential mortgage that we have today. hello, on air news in the studio sergey tugushev, at the beginning of the broadcast, briefly about the main thing. observation and strongholds, snipers and equipment of the militants. new targets eliminated by our military in the special operation zone, a summary from different directions of the svo. counted.