myth and reality of passive income, how to create a stable income without active activity. our guest is elena kornilova, phd in economics, associate professor at the financial university under the government of the russian federation. hello, elena. hello, mikhail. well, you know, as my younger children say, the meme passive income is a beach, necessarily sand, sea, palm trees, and if we are talking about remote work or some financial investments, then there is a computer calculator, right?

watch our podcast right away, that just from the sky nothing will be possible to obtain. first of all, passive income is a consequence of some of our active actions that took place in the past, yes, that took place earlier and its existence cannot be denied, that is , i will simply emphasize it now, for our audience it is a brilliant formulation: passive income is a consequence of our active activity in the past, when we created it, that is, passive income itself, as if by magic, does not appear from anywhere, sorry for interrupting, but for the sake of such a beautiful formulation it was worth it, you can immediately say that it can be created, but for this you need to work, how did passive income develop in our country, well, actually, as we understand, in the middle ages there were landowners, feudal lords who leased out land and received rent from it, yes, that same passive income, that is, they themselves did nothing with the land, but ... characteristic, even in this picture,

pay attention that the landowner, he is not just lying on the beach, the rent is somewhere there dripping, no, he walks, checks that the peasants worked on the land, because the land itself will not bring in income, where will it come from, that is, the peasants must earn so much that they can still pay him rent, that is, in fact, a very illustrative picture, that there is no such thing as just idleness, here you can even add that it was not enough to own the land, sometimes it was unsuitable , they, among others...

that passive income is when you do not choose the companies yourself, take a fund that is already thought of for you, collected there and some companies, so you bought the funds of this fund, here it is for you passive income, no need, don't manage, here use only this, well also check, as they say, the company can evaporate and something will happen to it, i will say for our listeners, viewers for our audience that we are talking about the 20th century and despite the fact that elena said that... the last years, but i will refer you all to

the wonderful writer anton pavlovich chekhov, his work the cherry orchard, which was written at the beginning of the 20th century century, and if it seems to you that... this is about some incomprehensible countries, this is about russia, because at the beginning of the 20th century, the main character of this work, when he explains what he will do with the estate sold, at the beginning of the century, he says that i will invest this money in government bonds and will receive such-and-such coupon income, i remember when i first heard this in the theater, i thought that i had professional deformation, and it seems to me, no, i then recalculated, yes, it really is so, that is, at the beginning of the 20th century in russia...

under you, but still you have to push them every month, yes, push, stimulate, and it works, it's not to what beach you go there, they will all run away there and create their own little pyramids, you know, i really liked one example, i don't remember where i read it, how to test whether it is passive income, and imagine that you fell into a coma for a year, if a year later you woke up, and the income continues to drip, it really was passive, elena, just another bravo and a wonderful, precise formulation, what is very... simple way to check, i honestly hear it for the first time, to check whether your income is really passive, or whether it requires your participation, there, let's say, you went to the himalayas on a retreat and on a program without telephone connections for a year, and you sit in the mountains for a whole year, talking with higher

powers, and exactly a year later, when you return, everything should be as you were in whatever state you left your financial affairs, they should only increase by the planned amount, that's if it happened. then your income is completely, absolutely passive, if it didn't happen, then you know how something went wrong, but in general for russia it seems to me the most typical, well, that is, well, when communicating even with some of my acquaintances, and they have an idea of ​​passive income, it is necessary to buy several apartments, to rent them out, it's as if there is nowhere more passive, but this is a sacred topic for a russian person, yes , that is, real estate, everything is rolled up in concrete - this is our everything, that is, this is the only way we can increase them, but here it starts with... the most interesting thing, yes, yes, here comes simple mathematics, everyone wants to buy a one-room apartment in moscow, it doesn't even matter what region they live in, but for some reason it is figuratively believed that if i have a one-room apartment in moscow, i can rent it out, then i will, so to speak, provide myself with a comfortable old age, yes, well, such a modern one, well , let's take the outskirts somewhere in moscow, well, not

very far from the metro, so that it is really loyal, let's say this apartment costs about 8-8.5 million, the rent, let's say somewhere around 35-40 thousand, and if we... we just include regular mathematics, well , let's skip these inflationary , simply banal things, then only in about 18 years will you start to receive it, that is , the payback of these investments is about 18 years, and we still don't take into account that, firstly, tenants tend to move out because they don't like it, yes, that is, we haven't included downtime here yet, that is, when you part with one tenant and wait there for a month, but in the best case, while calculating, if you spend 8 million...

in the bank, but at the same time we don't need it there to sort things out with neighbors, who flooded whom, our tenants or not our tenants, he threw some kind of party there, again the whole house was in an uproar. a great example of passive income, a bank deposit, that is, everything is exactly as you have formulated it: first you spent enough effort to earn this money, then, here in its pure form, you take it to the bank up to 1,400 under the state deposit insurance program guarantees you that you will get this money back, let's say consider such amounts less, that is, you have the same passive income with a full guarantee from the state. here you do nothing at all, that is, the only action that is needed is now

you don’t even need to go to the bank to fill out documents, before it was work, now it’s all done there with two buttons in the application, you open a deposit, that’s all, you don’t do anything else, you don’t even need to close it, because it closes automatically if you checked the box, the conditions close and you will receive it in a year, well, now your 18%, here is a typical example of passive income, this is so, if we remove for... such a concept as inflation, because and to a large extent deposit rates, well now of course we will remove the situation a little, which is happening now, they are either less than inflation, or well comparable to it, that is, this is what will allow us to simply save, that is, about increasing some, yes , we are not talking, if we think that passive income is what should help us later, well, there, provide a good old age, yes, that is this is x2 yes in relation to inflation, that is, we must understand that we will start. this is to spend, and the capital must be renewed. there are,

in fact, two classic such methods, when we have capital, and we eat it up, then over the course of life, when we can no longer work actively, or the capital must be of such a level that its income allows us to withdraw part and add part back, so that this capital continues to grow, the question immediately arises, where to get that same initial capital? said that there really is no magic pill after all no, if we consider the financial component to be the start-up capital, yes, then there are definitely no other ways, but the start-up capital, if we expand the concept a little, is essentially our knowledge, our professional skills, which the more we, so to speak, pump ourselves up, yes, this is a fashionable word, pump up, it turns out that we can earn more for our activities, that is, we become an expert for... for whom they are ready to pay more on the market, this is, in fact, it seems to me, such an analogue of a magic pill, like

double your income. this is the easy money podcast, i, its host mikhail khanov, we continue the conversation about whether it is possible to create passive income without the active participation of the one creating it. by the way, another example of passive income, if this can be attributed to passive income, is royalties from authors, for example, of songs. or from authors of some works and memorization, well , here you just need to monitor, yes, so that your rights, they are not infringed and you receive royalties on time, yes, these very royalties from their intellectual property, that is , intellectual property can be safely attributed to passive income, yes, this is true, but here again it turns out that we either need to hire someone, or monitor it ourselves, because pirate sites are multiplying, those wishing to upload it somewhere. leaking a work also multiplies and we need to monitor it so that no one, so to speak, steals our

passive income by distributing our free, that is, it turns out that it is also work, that even what i am citing always an example when people tell me that well, in fact , here is a dream to have six or better yet 10 commercial premises in moscow to rent out and how and how offices, well, those who do not understand how it works, they think that you have rented out everything. the company for managing these real estate objects already controls only this

company, but there are five to six people working there who are engaged in the fact that there is a way to transfer to trust management, well, that is, there are such already specially educated, that is, you have let's say there's one apartment there, i don't want to do it myself or it's an apartment in another city, we find a management company, but here again we need to understand, we'll have to share the income, how much is left there, the miracle didn't happen again, what else could it be? from what can be called passive income, it 's as close as possible to a bank deposit, where you don't have to do anything at all, really, i would still say that this scary word that many there don't understand, diversification is our everything, well roughly in other words, we don't put our eggs in one basket, that is, we have some capital or we are just forming it, we put part of it in the bank, we bought some, let's say, good government bonds with part of it, with part of it, perhaps , if we still have some left, we bought some real estate there, which we can also rent out, then

it works out for us, and we reduce the risks that we have, the vest has slipped, we have a bank deposit. the bank deposit there closed, the rates there are very bad, yes, and we had good bonds saved up here, we do get some income from them, but it's just like in the old soviet era, the combination is important, it all just works, let's show you, i 've prepared a slide for you on the details of what to do in order not to work, and firstly, we must have significant capital so that the income covers all expenses, where does it come from, we can say, we earn it, here, unfortunately, my dears... no miracle, you yourselves are your own means of production, you either work yourself or organize the work of others, if you are an entrepreneur, accordingly, as soon as you received capital, then you need capital so that the income from this capital covers - expenses, well, at least your living expenses, so yes, well then this problem of conditionally not passive

income begins, we still need to manage it, that is, large capital, it still requires management, so through diversification, we find several. sources of income and well , again, lying on the beach still won't work, because you still need to somehow look after them to look after, roughly speaking, well, or to look for a specially trained person, well then you will have to pay him, you will have to control him for everything, you know, i had another thought, passive income is a pension, you can say that a pension is passive income, here you do nothing, you only choose the state that will pay you correctly, in fact, you live in this.

more and more, more and more people are retiring, and new workers do not appear, so the call is very simple: give birth as you can have more children so that they feed not you, no, well you too, but so that in general people earn money, pay taxes to provide for old age, that same passive income in old age, which is called a pension, so once again, is a pension passive income or not? still, probably not, the pension will drip, unless of course, someone considers you conditionally dead, will prepare. but let's yes, let's agree that we will consider the pension its original, like a contribution, in fact, these are two pure examples, here just exclusively from the point of view of definition, yes, as i say, mathematically exactly fits the definition, it fits when we have created sources of income, here is constant monitoring, control of asset management, and if you have gone through all three

stages, well, we find out that, conditionally, you can afford to work less. than others work, well, for a woman there is always the option of getting married successfully, oh, an excellent example, a wonderful example, elena, marriage is passive income, you know, and i met one such, let's say, housewife, who in the end, when she tells him, well, you 're not doing anything anyway, she got all worked up, wrote it out, that is, went to the websites where the job was written, which means, here are the services of a housekeeper, here...

at the machine with children, yes, we now take children of course, that is, when a woman has found it so successfully , you go to the office and it's always possible to blah-blah-blah there with colleagues, then we went and drank some tea, surfed the internet, and at the same time read all the news there, and the woman at home, she got married for passive income, that she has no children, nothing, and her husband leaves for work in the morning, she stays alone, but yes, i'll say this here , but since men are attracted to beautiful, charming, attractive , sexy women, then a girl needs to keep herself in shape, diet, gym, some other hobby, that darling, you're not developing, i'm bored and uninterested with you, yes, that is , this is also a huge job, if.

that just elena had a very simple slide, yes, diversify, in fact , diversification - it seems so simple, here we said there part to the bank, part to the apartment, part there, yes, in the best case,

as we have discussed, this covers inflation, it turns out that we are talking about the fact that our capital is decreasing, well, given that we are all different there and by temperament and experience, people also perceive very poorly in principle that it is necessary to invest there , for example, in different assets, well, by the nature of my work, i often communicate with different. people, so i can even, you know, divide them into several categories, there are such, here are conservatives, i will only bank deposits, that's it, i don't believe in anything else, and even then this person will be first in line when some rumor has gone around that our big green guy won't give money to anyone, that's it, he'll be the first one at the atm to withdraw this money from there, and there's a second category, all these stock markets of yours, it's all bullshit, just real business. "now i 'll go to my friends, now i'll give them some money, i'll invest in their projects, that's where the money lives, that's where you can make money, these are the kind of risky guys i call them, you can

tell them as much as you like about bonds and investing in stocks, they'll never buy them never, but there are those who are interested in what shares you have there, well , that's interesting, that's interesting, i'll download the application, i'll put 10.00 there, and a minus will go, no, it doesn't work, it doesn't work, it doesn't work, what do you have there?" "invest in a business, you say, yes, but how much is needed, well, well, well, no, that's somehow too much, you want too much, no, that's also not there, here he goes for years, yes, here he does nothing, he 's just interested, yes, eh, there are those who, as we have already voiced, this is a separate category, only concrete, only concrete, take out a bunch of mortgages by any means, find money, buy up a bunch of real estate, like the king of the mountain sit on this real estate, so you can invest this concept, you need to diversify here and there , try there and there, but even if you really send everyone to a psychologist, with age it somehow correlates, no, yes, it correlates of course with age, the first group is

how many years, the first group is you know, even more people who, well, grew up in the nineties, survived the collapse of the union, everyone remembers like, well, 50 plus or 40 plus, no, i would say over 50, yes, for those who are 40 plus - that's the category of rolling everything into concrete, that's... 100,000 dollars 110, and it started to cost 650, just six times, well, actually six times in 4 years, that's where i know a lot of examples of guys who worked as analysts, who

went, took out several mortgages, bought one-room apartments in the cities there, sputnik, there, so to speak, there dolgopudny lyubertsy, mytishche, they grew in price five times, accordingly , they paid this mortgage there, and then at once closed and received capital, there are such periods, but in order to.

banks, and where in what services, now thank god there are many, you can look at more favorable rates, because well, really , even with current rates, where in principle everything is not bad, you can always find where it is better, i will give you a very simple example, i always give examples there from the life of my family or me personally, here i talked with my older children, i will say dad, you are just behind the times, they all have electronic cards, each ecosystem, yes there here is the green one. yellow red, yes, that is, they have electronic cards in all systems, they, they have a main card, and it doesn't matter in which bank, they use the financial card of this ecosystem in each of these marketplaces when using the services of this or that ecosystem in order to get the maximum cashback, they just opened my eyes, i got all these cards, now i have wallets there, 9 or 10 icons,

i get it per month. banks, well, if they give me such an opportunity, they spend it on marketing, why not use exactly the same new season, on sunday on the first, in the new season on the first, in the city there are already rumors about this crime, wherever you go, they say everywhere, women are lured into a taxi and shot in the back, i wanted to ask you about your find, this node showed ... very

massive, although it was quite easy to get under, you are honored with great honor, moles, honor and trust of the reich, remember this, after the war i was looking for a fellow soldier son, i was interested in what was happening there at the end of the war, and anything could have happened there, photos of coli you don't have it, it's strange, where are they, were they here, oh my god, like my son? similar, you are the only real witness, the only person he came to openly, well, major, the hunt has begun, confrontation, the premiere of the legendary book by yulian semyonov, this is the easy money podcast, and i am its host mikhail khanov, we continue the conversation about stable income without active management.

len, what advice do you give to beginners, actually, where to start? actually, you need to study both finances and investments, and i would say that the most important thing here is to immediately moderate your ambitions a little, that is, some people come to me and say, i need passive income, i want 2,000 a month of passive income, right? let's start with learning how to provide for yourself, at least 5-10,000 to start with, no one says that you have to live on this, you will learn how to make them conditionally, passively, this is a very big mistake, i'll... now i'll put in my 20 kopecks, everyone thinks that well, we can't do this on kopecks, but if we are given now several million, then we are like wow, this is especially true for speculation on the stock exchange, everyone says, well, this is because 5-10,000, what am i saying, i assure you that you will treat a million, 10 million, 100 the same way, if you lost 10,000, you will lose 100 million. you will learn to make at least 12 from 10, 12 from 10,000 and you will perfectly learn to make two from 1 million, but you need to start with

this. yes, we start small, that is , small investments, we experiment with different sources of income, well, you probably also saw this trend, in total with a thousand rubles, start there, yes, and then, of course, when i see this advertising, i want to kill the people who make it, yes, but i really know people who believe in it, and that is, when you start explaining that you won’t make a million with a thousand rubles, with a thousand rubles you can start learning how to work with money in general, how this tool works, as i always say, when you... start trying, set aside an amount that you don’t mind losing, all of it, yes, yes, because investments are associated with risk, this is necessary understand yourself from the start, if you want to have something more, you need to take this risk, accept it for yourself and then start acting, so we start with a small one, here again, great, today we have put forward an excellent scheme, we open cards in the ecosystems of various banks, we receive cashback from them, in fact, we form

a minimum. capital, yes, now this is a great idea, and with this cashback - this is your starting one , i must say that i talked to one young man who even on all the cards he carried with him had clearly written down what he was spending them on, and he spent a month, a month, well, of course, there weren’t big expenses, i’ll say this right away, he received 64,000 rubles in cashback, well, you have to spend 600 a month, 600, but i mean that you can just spend 600, or you can get 64,000 back, right? that is, this is the point, and then we try, well, what can we try, yes, try some bonds, look, study first, and then try, that is, not just click this in the first caught, it's not to try, to try is when you first studied the topic at least at

some basic level, yes, the internet allows even without any investments to familiarize yourself with the topic for a start, then we try and how, and not just try, studied and live the cycle. this method of investment in order to make sure that it does not work, because if you are told that this topic starts working in six months, if you give it up in a month, you do not know whether it started working or not, yes, but in order plant potatoes, and for some reason they don't grow in a month, they will grow in 4 months, there is also a positive side effect from this, and what can you learn a lot about yourself, because when you haven't tried, well, like many heroes beat their chests and say, yes, i am a very aggressive investor. i am generally ready to lose everything, while they only keep in their heads how much they can earn, here you, for example, if you have chosen some instruments, you can see, and how do i generally react to a minus, here i have -1%, yes, that is, instead of plus 20, which i expected

-1, to me it’s normal, well, normal, let’s say, tolerable, yes, and -20, -50, here you can find out a lot about yourself, how aggressive investors really are, what instruments do i need? it’s growing like that, and for all those who , somewhere, somehow, something happens, that it’s like the ad elena mentioned, looks at the stock market as a means of quick enrichment, here was a great example of

risk perception, i can cite the words of the well- known waron buffett, yes, from an investor, investors, a real guru of investment activities in the world for the last few decades, what do you... have nothing to do in the stock market if you are not prepared to lose 50% of your capital, this is normal, in stock market play, it works everywhere, it is even game theory there, and now we will not take zero in the casino, but if you want to win one to one, you bet on the color, and either you lose, or you have already won so much, the same thing, if you want to win more and 36 numbers, you bet on one number then you will win 36 times more, but also the probability of losing accordingly.

you know, when someone comes to me and says: "micha, i have 50,000, i want to increase it multiple times, multiple times." i say, you can't, but there is one way that your investment will bring you an infinite income. usually, i tell this

to men, they say, what to do? i say, buy expensive perfume, flowers and take your beloved woman to an expensive restaurant. and spend this evening on 50,000 so that... then you will receive such dividends over a long period of time, they are simply endless compared to these unfortunate 50 thousand that you spent, yes thank you very much, it was very nice to figure it out and dispel, actually all the myths, i am very glad i hope that we managed to do this about passive income, which works somewhere there without human participation, mutually, well, successful investments of passive income to everyone in the future, all episodes of the podcast "easy money" you can find on the channel one website.

hello, this is the podcast lab ask surkova, today my guests are evgeniya gin and petr pavel surkov, specialists in tris. today we have a painful topic, it just worries every parent. what is a phone, is it evil or good, and how to build a healthy relationship with gadgets? evgeniya, i want to start by telling you that your child is 10 years old and he has phones. no, how did you live to live like this, but here it would be correct and honest to say that he has a tablet that lives at home, yes, that is , he does not have a constant connection that he has with him, and i just do not see, you just said harm or benefit, we, as triz specialists, know that there is harm and benefit in everything, always and it is important weigh what is more in a particular situation, and there is certainly benefit from a phone. however, when we talk about small children, up to

adolescence, maybe a little older, you and i know that children, at least at 10 years old they look like adults, only smaller, but in terms of the maturation of their brain, thinking, volitional functions, they are not like that yet, they are much worse at managing all this, and a phone is a crazy temptation, and if we give it, here it is always in the pocket, then the child should simply be a superman, to counteract this. what kind of relationship do you have, what kind of substitution is this, also a gadget, and also a gadget, yes, at the same time, he has had it for a long time, and here, of course, the question of forming habits, i generally really like the topic of habits, habits of thinking, there, habits of behavior, yes, because they really help build our lives, there was a habit of content that the child consumes, since childhood these were not cartoons, it was popular science, and i myself just love all this educational and the child was also accustomed to this, popular science, it is necessary.

we talk about what is happening now, and what are the alternatives, and what are the advantages, if you consume a lot, and what can you do besides this, and here planning also helps a lot, my son and i, i once asked him, what do you associate me with, and but i must say that at that moment i was sitting at my desk, the context of the situation is important, and he told me that i associate you with your little sticky notes on which you constantly write your to-do list, that's true, that is, i also have everything in electronic form, but that i write down on pieces of paper for the day, my son and

i do the same every day, when we walk home from school, we plan what we will do, and you know, a gadget has become a very simple way to keep yourself busy, you don’t have to strain yourself, so that i can think of a jump rope, a ball , draw , do something else, play sports, and you have to strain yourself a little, you really have to in modern children, a gadget is a lot of things, it is a currency, a way of communication, a way to be in a company. of course, yes, but it is a very simple way to keep yourself busy, well, that is, in any hole he shuts up, yes, and if we have a habit of plugging up any hole, then it, it's like gas, it fills all the space that we have, yes, the whole obtor pavel, you and i have a common child and not just one whole bunch of them, yes, our eleven-year-old daughter got a phone, no one has tablets, well , except for our son, who is seventeen, the two eldest. he doesn't have a tablet either, he has a phone, he has a computer and a phone, yes, but

my daughter, who is 11, she got a phone, now, it was a bargaining chip, why did i say that it was such a currency modern, including the relationship between children and parents, because she received a discount on tuition at school, and the initial conditions, that is, as in decent business-some kind of relations, before she began to participate in the olympics, we discussed what she would get if she won this discount, she told me: she would need a phone twice a week for half an hour, very modestly, she received it and spends all her time on school chats, on being in society, in fact, i don’t like it either, like... me to her replace the wonderful school chats, in which some kind of bokhanali happens, i discussed this with her this morning, i listened to who wrote what to whom there, what who forwarded, i sit and think where to run, well, i can’t take the phone, these are the terms of the contract, they are all fulfilled, but i really want

to offer her another way to spend time, not this nonsense, what can i replace it with, offer me a solution to this complex inventive parental. well, here is a specific triz problem: there must be a phone, there should be no phone or that problem containing a contradiction, that is, something should be and something should not be at the same time, well, already in the contradiction itself there is part of the answers, part of the solution, that is, there should be a phone for that , because they promised, because the contract was kept, and there should be no phone, so that there is no wasted time, that is , both, that is, leave her chats and offer something else? or i don’t quite understand, let’s even, i would narrow the task a little here, because the phone is very extensively, here there should rather be communication, the child should have communication, and i, by the way, personally i am not a fan of 24x7 productive time, that is, time, as you say , wasted, it is also needed, time to lie on the couch, it is also needed time to kick, well, that

is, in general, and different yes for the child and for harmonious development, simply for self-awareness, as for us, yes, we also have societies. yes, we need rest, and that is, and i can’t say that i am categorically against this communication and so on, yes for the sake of god, well, the question is always on some main line, are we on the main line about development or are we on the main line about sticking , this is also here, if we speak in the language of contradictions, here there should rather be communication, well, how can we do without it, yes, we are social animals, we need it, at the same time, as i understand it, you are concerned about the quality of this communication, that it is... somehow not right and here there are different points, here you can show the child resources, when we communicate with our friends, what we talk about, what we talk about about skirts and lipstick or who was with whom, who was looked at, and we can discuss some meaningful things, yes, questions that worry you, well, that is, you can be a role

model, we demonstrate how you can discuss books, discuss knowledge, discuss science there and so on, this is the first point we can. find, show in general how you can communicate, because children often have no topic, that's why they chew over all this, secondly, i really like the saying, when it comes to motivation, what do you want, so that the cucumber has become salted, put it in brine, and here is such a moment that we are looking for an environment for our child, communication depends very much on the environment, and there is an environment in which no matter how wonderful our child personally is, he will discuss everything that you do not like,

they also want to be a little nasty, they also want to say forbidden words, they also want to do something like that, but here there is a mixing of two lives, since they are small, they are 11 years old, this is their first experience, they came to high school, it seems to them that we such adults, fifth grade, everything is already happening, this mixing, that they transfer the chat to real life, this is the first experience, the mixing of these lives, virtual and real, and it can be traumatic for children in many ways, but... i want some unique solutions, maybe exercises, maybe games, maybe initiatives to resolve conflicts in these chats or even establish rules, that is, we as psychologists say this:

what is happening, but this is different, because friends are here at the table, in the chats the child he doesn't see, maybe we do the same thing there, it's scary to imagine, when, by the way,

here's a good idea, think about where you can add your child to the family chat, if you don't have one, create one, ask in this family chat his opinion on some absolutely basic topics, for example, what to cook for dinner today, so that he sees that his opinion is important, well, yes, that he is not just a spectator, yes, zhenya, what do you have three hundred pedagogy, about communication in the chat?

we go and i tell them, what do you think, and what the boy felt, and what did his mother feel, and what do you think, this kind of punishment, what are its pros, what are its cons, that is

, again, i don’t pose a dilemma of bad, good, here in triz there is a wonderful game, well , triz teachers even more so, it helps to start studying triz, the game is good bad, when we take one situation or not necessarily a situation, we can take an object, a candy, a phone, what is good about it, what is bad about it, and there are also cool options. games, when we take some situation, name some situation, here obviously bad, a child smokes, for example, a child smokes, what's good about it, nothing, no, so this answer is not accepted, what 's good about it, he will get a negative experience and will not want to do it in the future, probably, maybe, but what exactly is good about it, learn from your mistakes, that's about the future, i want to say, because we hope, for children this is a very distant story, of course, there is a lie here, yes, that is, we...