www.aljazeera.com. we continue to watch washington and wall street as the dow falls as washington tries to do something about the debt ceiling. hi, i'm lisa fletcher and you're in the stream. young adults can make or break the affordable care act. but are they buying in to health care reform? >> looking out -- we have a ton of community engagement on this. everybody oh is curious about obama care. how does this effect the generation. that's what we're going to dive in to. >> we actually have a poll. if you are eligible for the

affordable care act. you plan to opting in to obama care. >> the discussion and throughout the discussion. >> millions are eligible to get health care insurance through the affordable care act also known as obama care. there's a lot of confusion. according to a poll, fewer than 6 to 10 americans knew obama

care was on its way it had a lot of young adults ill informed on what it actually means for them. to*ers say it's cheaper to opt out. open enrollment has already started. joining us to try figure this out is page win field. in our google plus hang out we have unanswered questions about obama care. >> a student and a founder of network red. john ram say freelance journalists whether oh plans on taking advantage of the program and a health care consultant who oh decide that she's undecide about obama care. >> the affordable care act is 900 pages long. it's accused of not reading it. a lot of americans obvious i will haven't read it which might be part of the reason for the confusion. >> it sthaoepls because of that,

people are getting biased or incomplete information about it. the biggest challenge to take a 906 page document. is it impossible the to sum it up? >> you're absolutely right. most persons didn't know what it said three years go. most persons still don't know what it says. if i was going to sum it up, basically, the law requires on one insurance regulations it requires insuresers to cover more service without charging people co-pays. it limits how much money they can spend on over head. there's a couple of other the regulations and the second major part of it is the extension to a lower income it expands medicaid for very low income and also provides marketplaces where

people are low to moderate income can go and can buy plan and get insurance to help pay for it. there are a lot of other provisions and that's probably the biggest part. >> what are the opponents of the affordable care act is coverage for young adults. breakdown how that's different. what that offers young people now. >> before the law was passed, a lot of young people didn't have insurance coverage. for sort of obvious reasons. they don't have to think about folks. the law will now require everyone to have cove trapblg startin coveragestarting in january. are the young people going to enroll in the law. are they going to pay for something that they haven't had the to pay for before. a lot of them are feeling as though it's not going to be worth it. they are in really good health and why should i have to pay for

premium these over $100 every month when i don't really need it. so, so nobody knows what's going to happen this year. >> i think the administration can have b much better. >> it has a misinformation and that the second law. >> so, shawna, i know you're critical. then some question, go for it. >> i will agree with the last statement. beginning, you see the biggest reporters and how these all working out.

and to be honest, it's a lot like monopoly. if you're a lesser company they go. business. i think it's going to be debt mental for a consumer who doesn't get to buy something for the free market and the government said -- i think this is a really big problem. i also don't think we will not know what the bill says and how it functions. >> how about you? >> you have a question for paige? you understand how this works? >> for me, a freelanceer. i don't have insurance. i just turned 26 recently people no longer on my parent's insurance and would like to be covered. question i have, when it comes to the cost for the people, are the health this care exchange tradition -- >> that's a really great question.

i was just looking at a sur stray today by the american action forum and you're right. they probably are going to be -- when you're looking at someone your age a26-year-old healthy male before the law was passed, you will be able to go inside a catastrophic coverage bare e-bones plan for less than a $100 probably. tphoup they are required to cover more services in their plan. even though there are different tiers of coverage that you'll be able to buy on the exchanges like the plans. even the bronze plans are going to end up being more expensive than the coverage than you could buy this year. just to give you an idea. the average plan fa for a young male is $165 a month on the exchanges. that's compared to a $60 or $70

a month plan that a lot of young people were able to buy. that is a pretty big increase. that is a very big increase that they have on their side. that costs are going up for young people. i guess it's that now you're getting a plan that includes more service perhaps that the plan that you had before. but, your concern is a concern that a lot of people your age share when they are looking at next year and thinking do i want to fay penalty for not buying coverage or do i want to choose one of these plans and face the cost every month. >> what you're saying it is in to something that a columnists just wrote. i was reading it this morning. it says you're talking about what obama care is and what it's not. it's insurance industry biggest wishes of all.

using government power to become the industry's permanent customers. are young people feeling that last sentiment? >> i think some are. he's right in that the health care law was big deal for insurance. there are low regulations. there are some perhaps concessions or compromises that they made that they realize that it's hard for the overall health care reform and they were going to come out the by getting all these extra customers and a lot of it is at the expense of young people. because i think both sides agree that young people are going to be paying for the cost that is folks. you have to have younger people in the insurance to bring down the rest and e essentially, a lot of the premiums that the young people are going to be paying are going to pay for those higher health care cost

and older people. if they don't need projections. i will have the break that st-t potential fall after that. what's at stake for young adults. will they decide whether or not to participate in a program that in some way depends on them. >> hi, i'm michael, director of

[[voiceover]] every day, events sweep across our country. and with them, a storm of views. how can you fully understand the impact unless you've heard angles you hadn't considered? antonio mora brings you smart conversation that challenges the status quo with unexpected opinions and a fresh outlook. including yours. consider this. unconventional wisdom.

[[voiceover]] there's more to america. more stories. more voices. more points of view. >>from our headquarters in new york ... [[voiceover]] now there's a news channel with more of what americans want to know. >>i'm ali velshi, and this is real money. >>this is america tonight. >>our news coverage, reporting, and documentaries explore, inspire, and reveal more of america's stories. >>i'm here to investigate genetically modified salmon. >> welcome back. a substantial number of people between ages of 18 to 34 had to join. page, we

talked about this before the break. what happens the number doesn't meet projections. >> a moment just started yesterday. enrolled. the hope is that out of the 7 million people that the administration hoped for enrollment here, 2.7 million of those thereby young people but nobody knows at this point. there's a lot of outreach efforts that are going on right now. if they don't, the skerpb that premiums can go up even more. >> the premiums are already rising every year and that's probably going to continue because this law really doesn't curve the growth of health care costs. that's the biggest complaints that they have it's something that they have the growth that some of the young people will start paying in the system. >> u you mentioned outreach. the obama administration made the mistake that the affordable care act will sell itself. did the administration do a good

job of making sure that the afford tabl care act was for young americans. >> there is some concern that they could be doing a better job. tad minute administration came back and said it requested this law. law was passed three and a half years ago. >> so, i think you saw the administration ramp up its game over summer and try to have some out reach efforts. there's also a number of non-profit groups that are trying to reach people. they just went to a meeting this morning which is one of the most active groups to promote the law. they just had $ 5 million-dollar ad campaign. >> there is a non-profit so a lot of the staffers formally worked on the obama campaign and so on and so fourth. but,

they are nonpartisan and are basically for the purpose of trying to get people enrolled in coverage. they will focus on ten states where it's really high and state government st-pbt trying to pubize the law. we have chimed in from our online community. weston says:and shareen says : christine says: >> join our conservation. i know you u have a question for paige. go for it. >> hi, paige. great job of explaining it so far. why the poll

city and this evolution of health care and business in america as well as the policy side and especially medicare and medicare cade and one thing i have a question of, i have been trying to figure out on my own and hopefully you can help me. there's many going on at the top level. >> many are for us. >> that's a really good question. there are, as you said, some in the health care law. in the whole scheme of things, they are not huge. i think one of the biggest problems, if you will, of the health care law is that it actually doesn't reform medicare. so a lot of the problems that we have with medicare before the law went in to effect are still there. the medicare line is still dry ten years from now. so the hope to earlier this year

is that congress would be able to give the medicare fund. instead they r-p so busy of funding the the medicare law that they haven't done anything with medicare. i guess the answer to your question is the that the law doesn't do much with medicare. >> you mentioned some campaigns for non-profits that are working to enroll people. what facts are those groups trying to get out to me limb yum? i would say that well, there's a lot of misinformation that's being spread by the opponents of the law. they certainly have some good arguments on their side which we already covered health care costs going out and things like that. but, some of their advertising crosses the line a little bit. there's one line that is on our -- this is a government take over of health care. something that you're hearing a

lot in ads that's going on. >> is it the state's option or the t it it's handled at the state level. >> they do have an option of opting out. >> they don't have the an option, -- well they have an option of not running the state exchange. the law is it is a regulation of health care and it is a new entitlement for people to get these federal subsidies to buy coverage. the best misconception of the law. >> it effects woman's health. it's fabulous and obama care is the best thing to t-fr happen to woman. . >> with the new care coverage in the eca and the amount of young woman that are using their obgyn's over their primary care physician will we be able to add to care such as heart screening and still be covered?

>> well, the law does require insurers to offer the exchanges to cover a preventive services. that includes a whole host of things. mammograms, the woman visits. one important thing to remember though is that those costs still have to be paid by somebody. even if you go in to a doctor and don't have to pay a co-pay, the insurance will still roll that cost in to your monthly premium. remember. plans are going to cover the services but that doesn't mean they're free. someone will still have to pay for them. >> crickets for the program have said there's a big difference there's a difference between health care and health insurance. they are skeptical whether the insurance companyless provide care and provide insurance that doesn't give people what they want. what measures are on place to gauge the success of the

people. >> there's a number that they do have to do to make insurance a little bit more understandable to your average person. you look at the insurance plan and most people can't understand what's in it and what it covers. the law does require insurance teams to have standardized forms that you can where it with all the things it covers that it's easier for people to see. but, the t it's what insuresers are covering and how good the medicare care are being provide is -- it's still two different questions. and one complaint that has been far long time about -- a system that we have is people are incentiveed by because people are paid by the insureser. >> in terms of the

administration, how will they measure success? it can't be by the number of people signing up. >> you have seen that all along with the law. there's parts of the law they like to talk about. there's parts they don't like to talk about. something they talked about is the coverage for their parent's plan and the another thing is in the medicare doughnut hole. other parts are how businesses are reacting to the law. as far as next year, they are going to be looking at numbers. there's going to be a lot of look at what the premiums are for next year and since the year after it. >> when we come back from the break, i will talk about what comes down the road . there are a few other stories

that we're feeling right now. . millions who need assistance now. we appreciate you spending time with us tonight. up next is the golden age of hollywood going golden but elsewhere. why l.a.'s mayor has declared a state of emergency for the entertainment industry there. next.

my name is jonathan betz.

welcome back. we are talking about the affordable care act. what are the chances for survival for affordable care? >> that's something we're hearing a lot. they are saying the law will collapse under weight. things. the big thing to watch goinging

forward is going to a, how in people are enrolled. success. >> of course the uninsured rate has droped in massachusetts and money. >> that is my second point which is how much is this going to cost long term? >> this sort of problems the law is that it's not going to have a health care cost. costs are still -- they could keep rising potentially and because the government is now paying a lot of extra money for the medicare expansion, the government is on the look for these new subs disand the private insurance plans. that could be a real concern going in to oh the future. the government is already having problems with forming medicare and a lot of the costs associated there. i think those are going to be the two things to watch, what happens to the insured rate and

what to do the cost look like in the future. >> we have to make a point on how well the government had the marketing the program for young people. i wasn't aware of it and at the stroke of midnight, the social media was telling me to go to health care.gov. in terms of really exciting people about it. i would say that and also the sort of squirmish about the shut down of short reminded people to go to to web-site and check out the fact that obama care was

starting october 1st. >> i don't hit the was coordinated enough to coordinate the conversation on twitter. but, the first day we saw a lot of glitches on the left side, a lot of crashes. that could be indicative of technical problems. it could be that they weren't prepared as much. they had more traffic and they were expecting and people were excited about law and want to enroll. tad minute administration has been trying to pump young people up and get them excited. they have been looking for places where young people go to reach them there. because they are doing a lot of coverage and the administration helped some on college campuses and trying to get people excited. be it social media. but, it has been challenging so far because talking about through all of this, people don't tend to think about health care coverage very much. not really the first thing on our mind.

it's kind of a challenge. >> is there information for people who are used to making decisions -- it's a great web-site all the time it answered a lot of questions about the health care law and health care in general. web-site. you can have basic questions answered. and there's the rule america and other non-profits that are trying to get people enrolled and they all have web-sites where you can go. enroll. >> right. we weren't really going to hear about some of the delays in the law and some of the other parts of the law that are not going. last question. so, let's say this thing survived. crystal ball, what do you think

now. question. what we do know now is that they are trying to predict what it's going to look like. they are trying to say lit go down in flames and destroy the health care system. it's a simple law and trying to make it sound like that everything is going to get covered and will be this great roll out. but ten years down the road, i hit the has to go back to what are those key markers. >> were running out of time. you think sit somewhere in the mid stph-l. >> maybe. >> thank you for all our guests tonight. we appreciate your questions. until our next show. i'll see you online. . ...

>> welcome to al jazeera america. i'm del walter. here are the headlines. gred lock over the shownt. and sever storms are moving through parts of northeast and atlantic. seven days now after the government partially shut down, and still no end in sight to the stalemate. wall street starting to become very