the internet giant google is fined a record £2.1 billion for putting its own online shopping services at the top of search results. the european commission said google had abused its market dominance and gave it 90 days to stop the practice. google has abused its market dominance in its search engine by promoting its own shopping comparison service in its search result and demoting its competitors. we'll have the latest, as google says it is considering an appeal. also this lunchtime. theresa may says there was a national investigation needed into the use of cladding, sample from 95 buildings around the country have failed safety tests since the g re nfall tower

failed safety tests since the grenfall tower fire. the bank of england warns car finance deals and borrowing on credit cards are rapidly increasing. a sikh couple say a berkshire adoption agency told them they were the wrong culture to adopt a white child. and the changing face of banking. this is what we've come to. less a cash machine than a mini bank. and coming up in the sport on bbc news, johanna konta prepares to carry british hopes at wimbledon as she continues her grass court preparations at eastbourne today. good afternoon and welcome to the bbc news at one. the internet giant google has been fined a record £2.1 billion by the european commission for putting its own online

shopping services at the top of search results. it's the biggest fine in the commission's history. it said google had abused its market dominance. google now has 90 days to end the practice. more details from our technology correspondent rory cellanjones. but the name of something you might wa nt to but the name of something you might want to buy into google ‘s search engine and right at the top, up pops a helpful box with images of products. do it on a mobile phone and the images are even more prominent. every time you click on one of the adverts, the search giant aims money. it is called google shopping and now it has resulted in a record fine from europe's competition commissioner. google has abused its market dominance in its search engine by promoting its own shopping comparison service in its

search results and demoting its competitors. google is underfire because of its sheer size for the pit accused of using its position as the dominant player in online search to squash rivals. a price competitive site is being squeezed by google shopping is celebrating today's move. without competition, google can charge merchants whatever they like for advertising. with competition, you end up with lots of people like ourselves, companies competing on prices which brings the price down and that's got to be good for consumers. merchants will charge less. that a good day for consumers. google said it come from tech giants like amazon and it believes brussels has improved the consumers are being harmed for the firm released a statement saying google showed shopping at connecting our users with thousands of advertisers large and small in ways that are useful for both. we respectfully disagree with the conclusions announced today. this is the latest in a

series of battles which have pitched europe against american technology companies. the eu says it's enforcing competition law and the americans may suspect this is all about politics. it's an eye watering finer. what is the significance of it? it's hugely significant added the latest in the battles in which brussels has been seen by americans as unfairly picking on them. one interesting thing to see what happens next is whether the president tweets about this. it is a very political affair. google has its own decisions to make. it looks likely it will appeal and that could tie it up in the courts for many yea rs, tie it up in the courts for many years, but there will also have to become compact negotiations between google and the european commission about what sort of action it would need to take to the mode that shopping service. there are also worrying implications for the company in that it has all sorts of services which will now come under

the microscope and could have further legal action against it. there will be a lot of work for competition lawyers in all of this. thank you very much. the bank of england has warned against rising consumer borrowing and household debt in its twice—yearly report about the uk economy. borrowing on credit cards and car finance are at their fastest rate in more than a decade. banks will also be forced to find a further £11 billion in the next 18 months to protect their finances against the risk of bad loans. our economics correspondent andy verity has the details. are we borrowing too much? could we still afford it if something went wrong? the bank of england warned today banks were loosening their lending to consumers and action was needed to make it tighter. consumer borrowing outside of mortgages is nearly £200 billion. consumer credit crowd has far outpaced household income in the past year with notable

increases across credit cards, personal loans and auto finance. in an environment of intense competition, interest margins of fallen and risk assessments by banks have declined, by lenders, i should say, have declined. lenders are more vulnerable to losses and stressful stop the big concern is consumer lending, lending on credit cards, personal loans and notably car finance. so far, there haven't been many people who can't keep up their payments, but the bank said lenders may be assuming it's just going to carry on that way. the banks acting to stop lenders being complacent in case those loans go bad, with consumer credit act by io.3%, car loa ns consumer credit act by io.3%, car loans growing at 15%, far faster than wages, banks are being ordered to set aside £11 billion in case those loans can't be repaid.|j to set aside £11 billion in case those loans can't be repaid. i think mark carney wants to be proactive and he talked about increasing capital a year ago but he held off because the brexit and i think you

wa nt to because the brexit and i think you want to make sure the banks are reminded they have to be more cautious in their consumer lending given the speed at which their loan books are grown in the past few yea rs. books are grown in the past few years. if banks are forced to tighten up consumer lending, households won't find it as easy to top up cycling incomes with borrowing. there will be consequences. borrowing. there will be consequences. banks will charge more and lend less and currently in our country there are 8.8 million people who are using creditjust country there are 8.8 million people who are using credit just for daily living costs. and it's those people who i'm concerned about because they will get into trouble and what we need to make sure is we need to protect those people. most of the growth in consumer borrowing has beenin growth in consumer borrowing has been in personal purchase agreements for cars where car buyers can return the car when the loan period is up. second heart prices will drop but lenders could be hit. if that did happen, the banks at least could withstand any losses. our economics editor kamal ahmed is here. we often hear about as borrowing too

much. out concerning an significant is this particular warning do you think? mark carney the governor has raised an amber warning today. we are not back in the time of the financial crisis where a huge high level of consumer debt were a real problem, interest rates were far higher and people were at risk from the recession, losing theirjobs. it's not like that. he is saying we have become very used to ultralow interest rates and to very high levels of employment and so that has led to this increased borrowing. he has given an amber warning, saying, make sure you lend strictly, to banks, and you don't lend to people who can't repay. that's why he has increased the safety net. and also to the consumers, i asked him in a press c0 nfe re nce , to the consumers, i asked him in a press conference, are you to the consumers, i asked him in a press conference, are you warning consumers? the answer very

carefully, no, people should go around their business, being careful, but nevertheless, if interest rates go up and brexit affects the economy negatively as people think it might do, then be aware that you might struggle to make those repayments, so test the future now, relatively safe, but test the future, can you repay if things changed ? test the future, can you repay if things changed? thank you. scotland's first minister nicola sturgeon will set out her position this afternoon on what she refers to as "the way forward for scotland". nicola sturgeon had called for a second independence referendum to be held in the autumn of next year or the spring of 2019. but it's thought she has been reflecting on those proposals since the general election earlier this month. our scotland correspondent lorna gordon is in edinburgh. what are you hearing, lorna? its three month since nicola sturgeon set out her plans to hold a second independence referendum and after

that, of course, she mandate from the parliament in holyrood to try and make that happen but a lot has happened since then. the general election campaign where the unionist party in scotland, who are implacably opposed to a second independence referendum, campaigned heavily on that issue in a general election result which saw the snp lose a considerable number of their seats, 21 seats in total. they still do remain the largest party here in scotland, nonetheless, nicola sturgeon said the prospect of an independence referendum was a factor in the election result and said that she would go away and reflect on that. i think it is likely or widely expected this afternoon she may well soften her position on that second referendum. while, of course, trying to do the difficultjuggling act of keeping options open going forward but that will be difficult. she has unionist parties heavily opposed to

the idea and on the other she has the idea and on the other she has the greens saying they want the timetable to stick and members of her own party saying they strongly believe in an independence referendum going forward. lawler, thank you. lorna gordon. downing street and the dup say their deal to secure support for theresa may's minority conservative government makes the restoration of power sharing in northern ireland more likely. the prime minister has been accused by sinn fein ofjeopardising the good friday peace agreement by promising the dup a billion pounds of extra funding for northern ireland. a deal to revive power sharing at the stormont assembly has to be agreed by thursday. theresa may has told the cabinet that there needs to be a major national investigation into the use of cladding on high—rise buildings, stretching back decades. new figures show that 95 samples of cladding have failed fire safety tests conducted following the grenfell tower fire — a 100% failure rate. our home affairs correspondent tom symonds is here. what more is theresa may saying and

tell us more about these protests. —— tests. it clear the kind of tests the government is using is stricter than the previous standards for this sort of material on these sorts of buildings. the government has yet, and with ask this question almost daily for the last week, to tell us what those tests are and how they are being carried out. i know this is starting to be an issue because around the country councils are being told effectively you failed a serious safety test, they are also being told if you fail the test, you have to take certain steps, for example in the case of camden, moving out five tower blocks of residence, four in the end, so the big issue for them. they want to know what they're doing wrong so that's the first current issue. theresa may signalling now she wants a much wider public enquiry so not just looking at the grenfall tower fire, the response to it, the history of its refurbishment, and

the way in which residents were treated, but also looking at the whole method of refurbishing these council tower blocks with a material that is opposed to make the tower blocks warmer and make them look better. and, of course, when you start an enquiry like that, that's a considerablejob start an enquiry like that, that's a considerable job and you have to have terms of reference, decide who is going to give evidence and get a chairman. theresa may will know that doing it quickly will run into problems. she was the person who set up problems. she was the person who set up the child abuse enquiry and that was two years of turmoil before it properly got going. tom, thanks very much for now. two weeks after the devastating fire at grenfell tower in west london, families from the area and beyond are still facing uncertainty about where to live. hundreds of people were told to leave their flats in camden in north london at the weekend after tower blocks there were found to be covered in the same type of cladding as grenfell but some people are now adamant they will return home, as our correspondent tom burridge has been finding out. help for the hundreds in north

london still out of their homes. most turning up here at the local leisure centre are staying in hotels. 10.45 in the evening, somebody called and said, we've found you a place, can you move? isaid, yes, i can, but for how long? and they said two nights. i'm not going to move for two nights. with the children and everything, you wake them up 10.45 in the evening, they don't sleep because we have to move. we will be somewhere else and then tomorrow you have to return back into the sports hall. other residents pitched up this morning with donations for those who had been evacuated. people's lives put on hold. on the one hand, camden council says their homes are not safe, but for many moving out suddenly with small children or elderly residents and into a hotel simply hasn't worked and many tell us they're now moving back into their flats. people like osman and his wife and theirfive children — last night seven of them stayed in three rooms.

the hotel told us we have to check out today 12 o'clock and we have got one hour and a half to go and pack our stuff and leave and we don't know where we are going to go next. all this because the cladding, together with other fire safety measures in their block of flats, was not deemed safe. some residents have complained about conditions in their hotels. in response britannia hotels released a statement: buildings across the country, public and private, are being inspected following the fire at grenfell. it was a tragedy that demands change. tom burridge, bbc news. at least 1,700 patients could have been harmed by an administrative error which led to thousands of nhs records being accidentally sent to storage. the records included test results for cancer and child protection notes that should have been sent to hospitals or gp surgeries.

here's our health editor hugh pym. test results including cancer and treatment plans were among letters from hospitals which never got to gps. a company contracted to forward mailfor patient gps. a company contracted to forward mail for patient twhos had moved gps. a company contracted to forward mailfor patient twhos had moved or changed doctors allowed letters to pile up in a warehouse. a report by the watchdog the national audit office said a backlog of 709,000 letters built up. for everyone, every bit of correspondence, they're looking to see if there was harm and they're letting the patients know and getting experts to look at it.

they have identified potential harm. for those cases they're looking into it to find out has there been actual harm caused. patients' representatives are angry that the programme was allowed to continue for so long and some people may find their care was affected. we are shocked on behalf of patients that such a scandal has occurred. and to add to that, the lack of transparency is worrying. for everyone. and patients will have their confidence in the system dented even further. the department of health said no cases of harm to patients had been identified so far. and that work was continuing with nhs england to ensure that this didn't happen again with officials mindful of the need for transparency. the issue was raised by labour in the house of commons. isn't it a scanned that will 709,000

letterses were failed to be delivered, left in an unknown warehouse and many destroyed. delivered, left in an unknown warehouse and many destroyedlj delivered, left in an unknown warehouse and many destroyed. i no government on any side can ever guarantee there will be no breach of contract. but what we can do is make sure we react quickly when that happened, which happened on this occasion and we can make sure we have better assurance than we had on this occasion and i can assure the house that the appropriate lessons will be learned. our top story this lunchtime: google has been fined £2.1 billion by the european commission for breaking competition regulations. coming up: the queen gets a £6 million boost to help with repairs for buckingham palace. coming up in sport — england's women look to bounce back with a win in their second match at the women's world cup against pakistan. the united states has accused

the syrian government of preparing for another chemical weapons attack on forces opposing president assad. 80 people died in the attack in april, which prompted president trump to order a strike against a syrian air base. the us state department said president assad and his military would pay a heavy price if chemical weapons were used again. our correspondent richard lister reports. when the us launched a cruise missile strike on a syrian air base in april, the world was taken by surprise. donald trump had said the us should stay the hell out of syria, but now he's threatening to intervene again. the us was prompted to act then by images of injured children and other civilians in syria after a chemical attack

by assad's forces. washington believes another such strike is being prepared, warning... there's plenty of american firepower in the region already, targeting fighters at the so—called islamic state, but now mr trump is putting president assad on notice, too, and britain is voicing its support. we supported the last american strike, which took out some of the aircraft and the support infrastructure that delivered those chemical strikes and if the united states is carrying out, is planning a similar strike, then we will support it. the diplomatic tension is rising. the us ambassador to the un, nicky hayley, says syria's allies, russia and iran, will also be blamed for any further chemical attacks. moscow has condemned what it calls america's unacceptable threats, but washington's hardline now may

avoid a more dangerous confrontation later. i think the americans are absolutely right to warn the syrians that any use of chemical weapons will be dealt with and they will be struck firmly and hopefully this will prevent their use. in syria, rebel groups are making gains against islamic state in raqqa with us support. but elsewhere, assad's forces are driving back the rebels. washington prefers to stay out of that battle, but it's now clear that another chemical attack by president assad will force an american response. richard lister, bbc news. a sikh couple say they were told they couldn't adopt a white child, because of their cultural heritage. sandeep and reena mander were both born in britain, and told an adoption agency they were happy to take a child from any ethnic background, but say they were advised instead to adopt a child from india. it's legal for adoption agencies to give preference to parents

from the same ethnic group, but government guidelines say different racial backgrounds shouldn't be a barrier. our correspondent sara smith has been to meet the couple. after seven yea rs after seven years of trying and 16 failed ivf attempts san deep and reena went to a session on adoptionment when they told the agency they would like to move forward , agency they would like to move forward, they were informed with only white babies needing family, their indian heritage meant there was no point in proceeding. their indian heritage meant there was no point in proceedinglj their indian heritage meant there was no point in proceeding. i was hurt, we had gone through a long journey and initially i was hurt and then i was angry. they should be looking at us as people and understanding more about our lives, who we are and not just one

particular area, such as cultural heritage. the couple, born and raised in britain, tried to get the decision reversed. they have had support from their mp, theresa may, but they have not been allowed to start the application process. so they're taking legal action.|j start the application process. so they're taking legal action. i feel they're taking legal action. i feel the council has got it wrong in the sense they have prioritised cultural heritage as the one and primary factor they will consider before allowing couples to register. and the effect of doing that is creating a form of segregation. adoption berkshire is the council's adoption agency, when we asked about this case a spokesman agency, when we asked about this case a spokesman said they wouldn't comment on court cases, but on the web—site it says when placing children for adoption it will try to identify adopters that reflect the child's culture. colour doesn't mean

a thing to us, love does haven't a colour, why differentiate that and the well being of the child down to the well being of the child down to the fact that we are brown—skinned. the legal battle, they say, is for future couples in the same position. they have now been approved for adoption from the us. the amount of public money the queen receives to carry out her work as head of state is to rise next year by £6 million, to a total of £82 million. the increase will cover the salaries of her household, official travel, and upkeep of palaces. our royal correspondent nicholas witchell is here. those repairs come with a hefty bill? repairs, £370 million over enyea rs. bill? repairs, £370 million over enyears. year —— over ten years. that is the bill that is necessitating the increase in the sovereign grant. it is the based on

the net profits of the crown estate. they own a lot of land. normally it is 15% of net profits. it has been increased to 25%. also because the crown estate is doing well. but it is tied to the refurbishment. thank you. a man has denied murdering a schoolgirl more than a0 years ago, before dumping her body on a school field. stephen hough is also on trial for the sexual assault and manslaughter of 15—year—old janet commins, whose body was found in january 1976. one man has already served a sentence after admitting janet's manslaughter, but he insists he did not kill her. our wales correspondent sian lloyd is at mold crown court. janet commins's body was found near a school in flint three days after she was reported missing. the

prosecution say that the 15—year—old had been raped and murdered by stephen hough. he turned 17 the day after her body was found. the jury here has been told it is an unusual case, it dates back a0 years and the jury case, it dates back a0 years and the jury was told that in the 1970s another man was prosecuted for janet's murder. he pleaded guilty to manslaughter. and he served six yea rs manslaughter. and he served six years in prison. he claims that he is not the killer and he says that he confessed, because of pressure that he felt was placed on him at the time. now, stephen hough was questioned back in the 1970s by the police, while they were carrying out their inquiry, the prosecution say he was arrested in 2016 following dna profiling and the doter was told about breakthroughs in science over

those a0 years. stephen hough denies all the charges and the case here continues. thank you. it was a nail—biting finish for rugby fans in wellington, as the british and irish lions were held to a disappointing 31—31 draw with hurricanes in wellington. a tommy seymour double and a george north try had put the lions in control, but down to 1a men they shipped two tries squandering a 31—17 lead. not ideal preparation ahead of the second test against the all blacks on saturday. 50 years ago, the world's first cash machine was installed, outside a branch of barclays in enfield in london. now we rely on 70,000 in the uk, and 3 million across the world to get hold of money. and as simon gompertz reports, the machines are now so sophisticated, they're proving yet another threat to the traditional bank branch. 1967, a revolution — the first money from a hole in the wall.

you put in a voucher and then a code and you got 10 £1 notes. reg varney, a tv celebrity of the time, had a go and the cash machine was born. this is what we have come to. less a cash machine thana mini—bank. on these ones you can even open a bank account, signing your name. it will take my photo as well. just to prove that it's me. you will be able to see and talk to bank staff directly on the screen and take out money using your mobile phone. you don't have to have the card. so we are light years ahead of 50 years ago, but is this the sort of banking we actually want? we are doing our banking on our mobile phones and laptops, why do i need to do it at a cash machine? you're not the only user, there are other users.

don't think of it as a machine, it is a piece of real estate. what can you do with a kiosk with a real estate that's expensive how can you bring more things into this real estate ? wedding? by the time i get there, it will be a christening. it's a piece of real estate which changed our lives, because you didn't have to wor which about when the banks might be open. what about a tip? no, thanks i never accept money from strangers. but now cash itself is under threat from contactless cards and smart phones. the bank of england's chief cashier, who signs our banknotes, agrees the cash machine has to do other things. some people mayjust like the plain vanilla bits they can get, others will be looking for the whizzy bits the cash machine can offer like trading in shares on a cash machine. some people will be sort of striving to get more from that machine and if you get a one—stop shop, brilliant. this one shows you if someone's looking over your shoulder to steal your pin code. reassurance you might want if they close your branch

to replace it with a machine. we are moving towards a no bank branch era. we used to have about 20,000 bank branches in the uk. soon we will have about 4,000. and atms, smart atms as we call them, will actually provide 99% of all the services that people can get from bank branches today. that's not a world everyone will welcome, but the technology unleashed back in the 60s is still transforming the way we bank half a century later. simon gompertz, bbc news. time for the weather. let me tell you, i think we have got a little overdrawn with the sunshine last week. look at this picture, artistic it maybe, but its awful and the outlook for this