the guardian says the royal bank of scotland has agreed a $4.9bn penalty payment with the us department ofjustice to end an investigation into sales of mortgage products in the run—up to the 2008 financial crisis. the independent reports on music streaming giant spotify who has introduced a new "public hate content and hateful conduct" policy that will prevent controversial artists such as r kelly featuring on spotify algorithmic playlists. and finally on the reuters website, lovers of art who aren't crazy about wearing clothes may finally have found their perfect place. paris museum, palais de tokyo, has opened its doors for the first time to nudist visitors, granting them special visiting hours to tour an exhibit in a one—off naturist event. he is fully dressed this morning, thank goodness.

with me isjoseph sternberg, who's europe editorial page editor at the wall streetjournal what do you think of naked are?m you go to a lot of galleries, you find that many galleries don't need a lot of this... find that many galleries don't need a lot of this. .. will return to that but let's talk seriously first. a big story in the news, in the times. the strikes we have seen between israel and syria. this is interesting because, basically, it worries a lot of people that it will start a major conflict in the middle east. is your take on this? is it all down to donald trump opening things up? question we need to ask is what was iran doing in syria in the first place. that is the main comments. and in many ways this regional war has already been

happening as the ryan tries twix and its influence in the region, encouraging fighting in syria —— happening as you run tries to increase its influence in the region. to a degree, one could argue that the door has been opened a little now for israel because we have seen russia not getting involved. the europeans, although they spoke about this, i think boris johnson warned that the stakes were very high, they have not been involved in is either. so this is israel moving ahead towards the us and its dance. speaking about european —— us and its dance. this expanding iranian influence across the region is a problem. is this the

way to fight the influence? military intervention? we run out of options the longer that we wait to address problems like this. you can either try to deal with it early, through diplomacy and targeted strikes or you will have a bigger problem later. sticking with diplomacy. the new york times talks about a humiliated eu looking friend antidote to deal with trump. it is a long list. he removed himself from the paris deal, they had been trying to get him to stick to the iran nuclear deal and that has not worked. what role does europe now have globally because of web president trump stands? has been diminished willard bring europe together? something important to remember is that this is not changing because of donald trump himself. if you look at the climate agreement or the iran nuclear deal, those were agreements that the obama

administration made and there was not a lot of widespread support to those commitments in washington. amongst republicans? there was more support amongst democrats and the wider american public. again, remember that the republicans have consistently been able to wind majorities in congress. they clearly do represent a non— trivial chunk of the american public. if europe is looking for ways forward, i think that emmanuel macron was probably on the right track by trying to better understand what some of the concerns with these things such as the nuclear deal were. and then to find ways to speak to those concerns. what is the best approach for europe? to pander and please donald trump and the us or do you think they should take a difficult or more aggressive approach?” they should take a difficult or more aggressive approach? i would not freeze it in terms of pandering. i

think theyjust freeze it in terms of pandering. i think they just need freeze it in terms of pandering. i think theyjust need to be willing to work with him. and if they don't agree? that is the nature of diplomacy that you do not agree with your partners. emmanuel macron's visit to washington was interesting because he was following a model of trying to not necessarily give up on these principles, either this support for climate change deal is all the nuclear deal, but he was saying that there were aspects that trump did not like. he did put forward this point of view in a diplomatic way. i think the key point was recognising that you just have to play the cards that you are dealt and one of those cards is that you have the trump administration and you need to find somewhere to work with them. now, rbs. the royal bank of scotland. we thought it would be more than 4.9 billion. i know people at home think it is huge

but in terms of what we were expecting and the wider principles here, it is not as bad as we were expecting. right. and one interesting thing about the story is the timing. we are ten years after the timing. we are ten years after the crisis now and people are still trying to get a handle on exactly what happened. why has it taken so long? we are still finding people. it was a complicated problem, the factors that led to the crisis and the nature of government and regulations moves slowly. i think that should be a clue as to how you prevent the next one. you need to focus on things like enforcement after the fact or do you need to think about the broader policy before a crisis happens? looking at the company its self, you read here that it says that in terms of the penalty, it will take a small slice out of the company's proffered that only small because it has put muggy

aside. is really going to have a major impact? it seems like a small slap on the wrist. you also need to ask if we should be looking to have an impact in this way. if your other concern is that the banks need to build up their capital buffer against the next crisis. you have regulation working at odds with itself. moving on. spotify. we have spoken about this story earlier. we spoken about this story earlier. we spoke about this with people on twitter as well. is it right that text companies should tell us who we should not listen to based on their own opinions about what that person has done or allegedly done? the way that they are probably thinking about this at spotify is can we afford to be bolstering this kind of controversial content from the perspective of our own business? from that sense i think these

platform companies, such as spotify, facebook they are discovering that maybe they are not so different from the bbc or the wall streetjournal in terms of the public having an expectation of editorial management for quality. it is a new public hate content and public conduct policy introduced. how do you define hateful conduct? who defines that?” would rather that a company like spotify do that and be responsive to market than have the government imposing a particular restriction. that is the key point to remember here. spotify is a company and they need to respond to where they think the majority of their customers are and the marker will judge the majority of their customers are and the marker willjudge them on whether people think they struck the right balance. this is a story that

isa right balance. this is a story that is a bit of fun for us but nudists ina museum. is a bit of fun for us but nudists in a museum. there is a lot of nudity anyway, as you mentioned earlier, in an museum already so i guess this is ok. anything but a museum wants to do to try and put people through the doors... or are going naked? would you go naked? definitely not. nor i. isuppose going naked? would you go naked? definitely not. nor i. i suppose you need to have a passion for it. again, ithink need to have a passion for it. again, i think that is museum wants to experiment, they are welcome to try. thank you very much indeed for joining us. that is all we have time foran joining us. that is all we have time for an the briefing. hello once again. let's bring you right up—to—date with how we see the next couple of days developing across the british isles and i have to say there is some uncertainty about how the weekend is exactly

going to shape up. thursday was a very pleasant day indeed, came to a glorious end and, indeed, for the many parts, was a glorious day, plenty of sunshine on offer. i hope you made the most of it, especially so if you're intending to spend friday across the western side of the british isles because looming not very far over the horizon is another set of weather fronts. notice too how those isobars begin to tighten up and that stronger wind will be there to be had across parts of scotland and indeed northern ireland as well. not a bad start to the day across central and eastern parts, quite a chilly one as well. some of the overnight temperatures will be down i, 2, 3 degrees, something of that order. a bright enough start with the sunshine flooding through. that won't be the case out out towards the west where in the middle part of the afternoon, we find the first signs of the thicker cloud producing some rain across the western isles and the western fringes of the mainland. still some pleasant sunshine further to the east. the rain all over northern ireland, some of it really quite heavy at times and the rain becoming more of a present threat there across the western

and southern parts of wales down into the south—west of england. it's a dry day for the most part across central and eastern parts. in fact, you won't get to see that rain until really quite late on in the night, if you see it at all, i think it will be confined to the northern half of the british isles. the banner of cloud helping to keep the temperatures up much higher than will have been the case from thursday on into friday. so this is the weekend. low pressure not a million miles away, will gradually sink its way towards the south—western approaches. it's the weather front further to the east that's causing the forecasting headaches at the moment and it looks as though having been a rather weak affair, it may well pep up from the south—east and then the rain becoming really rather stuck over scotland. some of that is really open to a good deal of uncertaintyjust at the moment. we think there'll be a peppering of showers across some eastern spots during saturday and then a great dry swathe and as you come back towards that area of low pressure, that'll just throw some showers into parts of wales and the south—west, the odd one getting into northern ireland too.

here is saturday night on into sunday, it may well be the heavier parts of rain works its way up to the south—eastern quarter and runs along the line of the front and it may well become the dominant feature across a good part of scotland as we get into the latter part of sunday, then the drier swathe and we come back to that raft of showers across the south—west. hello, this is breakfast, with charlie stayt and naga munchetty. a £50 million fund for grammar schools to expand. the money for existing schools is aimed at helping disadvantaged pupils. critics say it's the wrong policy when education budgets are at breaking point. good morning, it's the friday 11th of may.

also this morning: a ban on junk food advertising on london's transport network is announced by the city's mayor in a bid to tackle child obesity. more insurance claims over pot—holes so far this year than in the whole of 2017. the aa says it costs £1 million a month to repair damage to vehicles. good morning.