a new crackdown on high—interest lending — but consumer groups say the proposals should go further. there will be restrictions on shops selling white goods and furniture for weekly payments — but there no limits are planned on bank overdrafts. it's basically been about a0 quid a week that i spend which is a lot, andi week that i spend which is a lot, and i do think the fees they charge is really, you know, expensive. we'll have more on the proposals from the financial conduct authority. also this lunchtime. an islamic state supporter who called forjihadis to attack prince george admits a string of terrorism offences. a deficit of nearly £1 billion — nhs trusts in england are facing double the expected debt after the toughest winter in a decade. zinedine zidane quits as real madrid boss — five days after leading them to a third straight champions league triumph. no, fork ‘andles. well, there you are, four candles. no, fork ‘andles! ‘andles for forks! laughter the handwritten script

for one of the best loved comedy sketches of all time, is going under the hammer. and, the number two seed at the french open wins his match — but is defeated by a yorkshire accent. you enjoy your tennis. not as much as your accent, buddy, you enjoy your tennis. not as much as youraccent, buddy, i you enjoy your tennis. not as much as your accent, buddy, i love that. i will come to all of your press conferences now. | i will come to all of your press conferences now. i love that! we will have all of the features from the bbc sports centre coming up in half an hour. good afternoon and welcome to the bbc news at one. britain's financial watchdog has announced a crackdown

on companies which offer loans with high interest rates. the financial conduct authority wants a cap on the amount that can be charged by rent—to—own firms — where interest levels mean customers often end up paying many times what goods would cost on the high street. but the fca said it needs to do more work before deciding whether to cap bank overdraft charges, as emma simpson reports. doncaster, a town where there are no shortage of stories about the high cost of credit. i've got one with a finance company, it got me into a mess and i've never looked at them since. so i've got a washer, i've got a dryer. this single mum uses her purchase, or so—called rent—to—own, to buy big—ticket items. it's basically been about 40 quid a week that i spend, which is a

lot, and! quid a week that i spend, which is a lot, and i do think the fees they charge is really, you know, expensive. she's one of 400,000 customers using rent—to—own where the costs can be easily three times as much as the off—the—shelf price. the financial regulator is now proposing a cap on these fees and it's looking at a ban on the sale of extended warranties, saving consumers millions of pounds a year. at the moment they are not getting a good deal and we owe it to them. we owe it to the more vulnerable members of society to frankly ensure they get credit on better terms because they need it to buy essential goods and spread the cost. it is frankly not fair at the moment. it's notjust rent-to-own companies like this one which can charge sky—high fees. unauthorised overd rafts from banks can charge sky—high fees. unauthorised overdrafts from banks can also cost consumers overdrafts from banks can also cost consumers dear. overdrafts from banks can also cost consumers dear. 0n overdrafts from banks can also cost consumers dear. 0n planned overd rafts are a

consumers dear. 0n planned overdrafts are a big moneyspinner for the banks. they made nearly £700 million from them in 2016. the regulator wants banks to use mobile phone alerts to warn customers about their overdrafts and to help them better manage their accounts. but that's not enough for some. we are really disappointed to see the regulator hasn't taken action today to put a cap on unplanned overdraft fees. it has already taken action in other high cost areas like payday loa ns other high cost areas like payday loans and now on planned overdrafts are more expensive than payday loans in some scenarios, yet banks are still getting away with charging customers rip—off fees for unplanned ove rd rafts. customers rip—off fees for unplanned overdrafts. but the regulator says a cap on overdraft charges is still on the table. its message, more fundamental changes could eventually be on the way to prevent vulnerable consumers be on the way to prevent vulnerable consumers being exploited. and we can speak to emma. 0verall overall how big shake—up are these

the regulator rethinks it will be eventually but there is a whole process of consultation to go through first. what it is saying is that credit is necessary. so, for instance, these rent—to—own companies have a role to play but what the fca is saying today is the cost of credit is just too much. so today we have this package of measures, and of course, the most eye—catching one is that crackdown, the likely crackdown on rent—to—own companies. it has had a look at the effects of the crackdown on payday lenders. that's worked well saving consumers, lenders. that's worked well saving consumers, hard pressed consumers, millions of pounds. it is clear they would like to see this extended to rent—to—own. as for a cap on overd rafts there rent—to—own. as for a cap on overdrafts there is no firm proposal today. it is up for potential discussion. so for it's just not radical enough. emma simpson, thank you. a supporter of the islamic state group who called for supporters to attack prince george has admitted a string of terrorism offences.

husnain rashid changed his plea during his trial at woolwich crown court, which had been told he used a chat group to urge people to target the prince. our home affairs correspondent dominic casciani is with me. explain exactly what happened in court this morning, dominic. quite a dramatic change in circumstances, jane. this man, tim threw, who is 32 and a teacher at a local mosque in nelson, among other things, for weeks he denied having anything to do with posting messages on a secret social media channel last year in which he encouraged an attack on prince george. it was within weeks of the young prince starting nursery, in effect what he did what he created an image of the prince at nursery and on the background he put the silhouette of effectively masked jihadi fighters saying somebody should go and kill this young royal. for weeks he has held out, suddenly changing his plea this morning and

admitting everything, simply because the evidence was overwhelming. he created a channel called the lone holy warrior and part of that meant he was in contact with a very won an british fighter in syria, but also could have inspired potentially a burning man who last year admitted planning a knife attack. thejudge, lees, told rashid today he is potentially so dangerous he faces a life sentence when he comes back to be sentenced last month potentially —— next month, potentially. be sentenced last month potentially -- next month, potentially. dominic casciani, thank you. nhs trusts in england have reported a combined financial deficit of nearly £1 billion — almost double the amount they had planned for. the regulator, nhs improvement, said the service had endured its toughest winter in a decade, with increased patient demand, especially at a&e departments. ministers have promised a new long—term financial plan for the nhs, which is expected within weeks, as our health editor hugh pym reports. the figures covering hospital, ambulance, mental health and other trusts in england show the finances getting worse.

the regulator nhs improvement says a surge in patient demand had affected performance in key areas including waiting times. more than 2,600 patients were waiting longer than 12 months for nonurgent treatment in march, a 75% increase over the year. the regulator said hundreds of thousands more patients than the previous year had been to a&e but the nhs didn't buckle under pressure. today's report says that nhs trusts in england had planned for a total deficit of a96 million for the financial year which ended in march. but the actual figure was 960 million, higher than the £791 million the previous year. some analysts argue the underlying position was even worse. there's a lot of windowdressing in today's figures which are bad enough on the face of an. but they are flattered by the very large amounts of one—off emergency funding which will not be available in future years, one—off savings, and also one—off sales of land

and property that the nhs has managed to find last year. but obviously you can't sell a spare hospital building every year. nhs leaders argued there were significant challenges for the service creating intense pressure on hospitals and other trusts and their staff. we've got rapidly rising demand, so 3.5% more people coming to a&e every year, we've got really big workforce shortages, 93,000 vacancies, and we are in the middle of a very long and deep funding squeeze. so there's a real issue about the pressure that the nhs is under. if you think about those pressures it's actually quite a good result. but we now have to do something to put the nhs on a long—term sustainable footing. the prime minister says she's planning a new long—term strategy for nhs funding in england, and that is expected within weeks. hugh pym, bbc news. the ukrainian authorities have been heavily criticised after admitting that its security services faked the murder of a russian journalist — in order, they claimed, to save him from an

assassination plot by russia. moscow said the world had been misled by propaganda. europe's security body, the 0sce, said it deplored ukraine's tactics. steve rosenberg is in moscow. what more is being said about this extraordinary situation, steve? what we have been seeing today is the russian state media using this fake murder in kiev to try to undermine the credibility of some of the many accusations that have been levelled against russia over the last few yea rs. against russia over the last few years. so, for example, the government newspaper today likened the story of arkady babchenko to the case of the skripals, poisoned in salisbury, claiming that their recovery was somehow similar to the resurrection of a russian journalist. i think the aim is clear, to lump all of this together as fake useful stop i think from now

on every time russia will be accused of something, whether it's hacking or meddling in elections, or cyber attacks or whatever, the russians will point to what happened in kiev yesterday and cry fake news louder than ever. —— fake news. the ukrainian authorities have come in for international criticism over the way they organise this sting. 0sce, the organisation for security and cooperation in europe said it had spread disinformation. ukraine is unrepentant. 0fficials spread disinformation. ukraine is unrepentant. officials say they have arrested a ukrainian national who they say offered a hit man $30,000 to carry out the proposed assassination of the russian journalist. steve, thank you. steve rosenberg. talks are continuing to try to secure a summit between president trump and the north korean leader, kim jong—un. the historic meeting was planned for next month, before it was abruptly cancelled by mrtrump. officials from the two countries have held meetings

in singapore, and in new york, where the american secretary of state, mike pompeo, has met one of north korea's top generals. 0ur correspondent barbara plett—usher is in new york. more talks getting under way roundabout now? yes, that's right, jane. they seem to have had quite a friendly dinner last night here at this private residence in this apartment building in manhattan. and now for the tough bit, in less than an hour they are going to meet again for talks expected to last throughout the morning and into the early afternoon. they are trying to get on the same page enough so that the summit can go ahead. there is no secret they are quite far apart on the main issue, the disarming or denuclearisation of north korea. the americans want everything to go, all of the nuclear weapons to go and for them to go quickly. the north korean is not so much command not so fast

and what do we get in return? they wa nt and what do we get in return? they want security guarantees to give up their weapons. they have not clearly put on the table what it is they are willing to do. secretary pompeo wa nts a willing to do. secretary pompeo wants a clear idea of what that might be before the summer goes ahead so the americans can calculate their worthwhile. barbara plett—usher, thank you. their worthwhile. barbara plett-usher, thank you. -- before the summit goes ahead. the time is 1:1apm. our top story this lunchtime. consumer groups welcome proposals by the financial conduct authority to curb high interest charges, but say they should go further. and coming up — it's one of the fastest growing parts of our economy, so what will brexit mean for the uk's creative industries? later in the hour we'll have sportsday on the bbc news channel, with all the latest reports, results, interviews and features from the bbc sports centre. the creative industries are one

of this country's success stories, contributing more than £90 billion a year to the uk economy. with only ten months to go before the uk leaves the european union, people in the sector are asking how they'll be affected. 0ur arts correspondent david sillito has this report. what you're looking at is the work of a british company called jellyfish, which is just a part of the uk's fast—growing visual effects industry. this is rogue one, star wars, we've done a lot of work on star wars within the last two or three years. this is really high—end hollywood stuff, though. yeah, and we are one of the — if not the leading centre for doing visual effects animation in the world. this has become very big business.

there are more people making special effects in the uk these days than work in the coal industry. but what's really striking is how international the workforce is. as you can see everyone's busily working away here. this fellow‘s from spain, poland, ireland, belgium, sweden. well, if we're going to really show you what it's like here we've got to get everyone together. here they all are. now, if you take away the workers from other european union countries you begin to see just how much they rely on access to european talent. and what's more, all the technology and software is stored remotely on cloud computing. the office just needs a good internet connection. the only reason they're here is because of the people. this office in particular has no computers, it's silent, it's very rare in our industry. that gives us the ability

to pick this up and move it to where the talent is and we will do that if we have to, and many of us are already doing that. but what of other parts of the so—called creative industries? this is the city of birmingham symphony orchestra. colette 0verdijk is from holland. her orchestral life began in the eu's youth orchestra, which was based in the uk and is now moving to italy. you feel part of one big european family and it feels very sad that this is now ripped apart. but for the man in charge, leaving the eu is all about practicalities. much of their income comes from touring europe. if we had to go and sort out visits to embassies, visas, work permits, all of that, just to go to germany, france or the netherlands actually those tours become non—viable, which is a problem because we rely on that income but we also rely on that reputational pull.

the same is true, frankly, of the instruments. paperwork for every instrument crossing every frontier is not what they want. so there are many questions. but the big issue, though, is how can we continue to grow our creative exports and it is possible the new trade deals we are going to do with the rest of the world will assist that. but there is a caveat, and that is the creative industry is really about selling digital packages around the world. you don't need lots of rules, regulations and standards for that. and we don't want the new trade deals we do to say you should run yourselves differently. so, there are hopes that brexit could help unlock new global trade deals but there is clearly still much to resolve. david sillito, bbc news, birmingham. let's assess how significant the eu is for britain's rate of industries.

let's turn to the bbc‘s reality check correspondent, chris morris. it's often been said that brexit will have an impact on every part of the british economy, but you may not have considered what it might mean for what we do right here — broadcasting. when the prime minister gave her big speech on brexit and future economic relations with the eu, at the mansion house in march, she highlighted two sectors of the economy that have never been part of a free trade agreement before — financial services, and broadcasting. 0n broadcasting we recognise that we cannot have exactly the same arrangements with the eu as we do now. currently, because of the country of origin principle, a company based in the uk can be licensed by 0fcom and broadcast in to any eu member state and vice versa. the relevant directive will not apply to the uk as we leave the eu and relying solely on precedents will hurt consumers and businesses on both sides. so let's break that down a bit. under current rules, if your channel is licensed in the uk, you can then broadcast throughout the eu, and vice versa. and a majority of multinational

broadcasters have their european operations based in the uk. the uk regulator 0fcom says it has issued just over a00 licences for broadcast into the rest of the eu, but industry sources say in reality the number of channels involved is higher even than that. but none of it will be possible once the uk has left the single market. so unless the government can negotiate a special deal, hundreds of channels will have to find another eu country in which to get a licence. among them, all the well—known names — disney, the bbc‘s own international channel bbc world news, and turner. plenty of countries have already been touting for business leaving the uk — among them ireland, germany and the benelux countries, belgium, the netherlands and luxembourg. in some cases, companies may have to move part of their workforce to the eu. in others they will be able to rely on what are known as ‘secondary technical criteria' to be licensed in a country from where their satellite signal is uploaded. but the concern in london is that

if channel licensing has to change, the uk economy will take a hit. it would certainly mean a loss of revenue for 0fcom, which currently charges channels a percentage of their pan—european revenue. and if some companies decide to move part of their production or editorial teams to other countries, that would have an even bigger impact on the economy as a whole. a report commissioned by the commercial broadcasters association estimates that the international broadcast sector was worth just over £1 billion to the uk economy in 2017, if you take into account all sorts of things like content commissioning, post—production, transmission and marketing. so there's a lot at stake. the uk — and london in particular — is likely to remain a creative broadcasting hub, come what may. but it's no surprise that the government wants to resolve the licensing issue if it can, nor that other eu countries may well be asking — why should we allow you to be a special case once you've left? thank you, chris morris.

the muslim council of britain has repeated its demand for the conservatives to hold an independent inquiry into alleged islamophobia within the party. the group, an umbrella organisation for 500 mosques and schools, says there are "more than weekly incidents" involving tory candidates and representatives. let's find out more from our assistant political editor, norman smith. explain exactly what's going on and how damaging this is, norman? and muslim council has died a series of remarks mostly on social media mostly by conservative councillors and members which they say are anti—muslim and in many ways this row was a mirror image of that which engulfed the labour party over anti—semitism. the obligations may not be as significant or serious but they carry precisely the same risks

in terms of how the party is perceived, how it responds, whether it is seen to take the allegations sufficiently seriously and so far the conservatives have rejected calls to set up an independent investigation, to establish training courses, investigation, to establish training courses, and the danger simply of alienating a significant section of the community, indeed there are some tories who believe one of the reasons mrs may lost ground at the last election was because she haemorrhaged support particularly in the muslim kim. this lunchtime we heard from the pop form a party cherubim sayeeda warsi who said it was up to mrs may to take a lead and confront islamophobia within the party. well, what i would like first and foremost is a very clear statement of an acknowledgement of the issue and the fact that the party will tackle it and i want that to come from the top, either the prime minister or the chairman of the party. because i think up to now, sadly, there are certain parts of the party that have been in denial about this issue. those close to mrs may reject the

suggestion she is in denial over the issue. they point to the fact she's appointed sajid javid, the first muslim as home secretary, they also point to the fact she up racial disparity unit to monitor discrimination against minority communities. but the real difficulty i think for the conservatives is that we know they have a profound problem in attracting support amongst ethnic minorities. how much more difficult is that going to be when you have the main muslim organisation in britain accusing them of islamophobia. norman, thank you, norman smith at westminster. it's one of the nation's best—loved comedy moments — the classic two ronnies sketch in which ronnie barker walks into a hardware shop looking for fork handles, and is offered four candles. now fans of the duo can get their hands on the original hand—written script, which is up for auction in bristol. it's expected to fetch tens of thousands of pounds, as jon kay reports. it's one of the most famous sketches

in the english language. there you are. four candles. no, fork handles. well, there you are, four candles! no, fork 'andles! 'andles for forks! laughter four candles. and here it is, ready for auction. ronnie barker's script. every word so familiar. there you are, four candles. it's all written by him in his own hand in red pen across four pages of blank writing paper. four pages? four pages! it'sjust four pages of writing but too many people it's much more than that. something that's made millions and millions of people laugh over a 40 year period. laughter the script is expected to sell for at least £25,000.

the auctioneers have even had interest from america and australia. when i first saw it and first opened it up it was kind of like a light bulb in a briefcase moment, kind of like it shone out of the box at me. why does this matter so much? it's the sketch really. it's the comedy sketch that epitomises british humour. it's got a bit of everything. it's got some wordplay in it, it's got the character acting, and it's kind of a tightly made sketch, and everybody loves it, everybody knows it, it's completely iconic. nearly every single day, particularly in this profession, i hear people drop into it every now and then as customers collect stuff. you know, it's part of the british conscience. ronnie barker wrote the sketch under his pseudonym gerald wiley with production notes suggesting this was a first draft. it was uncovered on the bbc‘s antiques road show 12 years ago after being found in a bag of rubbish. now four pages — for sale — if you're prepared to fork out. jon kay, bbc news, bristol.

zinedine zidane has resigned as the head coach of real madrid , five days after the spanish football club won their third consecutive champions league title. he told a news conference he'd decided "not to continue" in the role. well, our sports correspondent richard conway is here. it's a surprise, isn't it? a big surprise. the real madrid president said he only knew about this yesterday, it was that later decision. they've announced it now. zinedine zidane, just five days after taking a third consecutive champions league title with real madrid saying he wants to move on, and new voices needed within the real madrid dressing room. this is the most political of clubs. it's no surprise perhaps ultimately that he is going to move on. people don't last long as real madrid managers because it's a very political place in which to operate and i think it wears managers out eventually. this is what he's had to say in the last

hourin is what he's had to say in the last hour in very diplomatic about his reasons for moving. translation: the team needs to continue winning and change is needed. after three years i need another challenge, a new way of working, and that's why i took the decision. i think it's the right moment for all of us. first of all for me, and for the squad and the club. i know it's a strange moment but i think it's also important. i had to do this for everyone. who is next? the bookies' favourite, mauricio pochettino, he's signed a new long—term deal with his club. the managing us left napoli, another name, and arsene wenger, leaving arsenal after all those years, could be —— could he be in line to go to the burn about? zinedine zidane says he wants a new challenge, could we see him in the premier league, perhaps the french national team

manager if they don't have a world cup, cars if they don't have a good world cup. it's a decision lots of people didn't see coming, real madrid now looking to the future. richard conway, thanks very much. nick grimshaw is stepping down from the radio1 breakfast show, after six years presenting it. audience figures have been declining. the show lost 600,000 listeners in the first three months of this year. his fellow radio 1 presenter greg james will take over the slot. the world's largest known freshwater pearl, which once belonged to catherine the great, is up for auction in the netherlands. called "the sleeping lion" because of its shape, it's believed to be about 300 years old. in that time it has changed hands between colonial merchants, nobles and european royals. now lots of brits are in action in the french open today — cameron norrie, kyle edmund and heather watson. but what aboutjonathan pinfield? he's a reporterfor an online radio station — and stole all the headlines at roland garros after this interview with german tennis player alexander zverev.

you've enjoyed some good success on the atp tour with some big title wins, haven't quite translated it into a grand slam yet, but do you feel like roland garros could be a turning point for you in terms of having a run in this tournament, and if so, what will the difference be? where are you from, buddy? do you want to guess? yorkshire, in england. 0k, nice. if they ever make a tournament there, i'm definitely coming just because of that accent! love it. i didn't understand a word you're saying, but it's not important! you clearly enjoy your tennis, you say you don't... not as much as your accent, buddy, i love that. i'll come to every one of your press conferences now. good, nice, i'll love that. if you get to the final we'll make sure i can ask a question then. 0k. because i get edged out. i'll definitely make sure

if i get to the final you're asking multiple questions. excellent! that was the scene at roland garros yesterday. time for a look at the weather. really variable depending on where you are? absolutely, this is the scene yet again. we are getting used to this in scotland and northern ireland. i've picked the very best of it. i have to say the sunshine is not as widespread as it has been, but you are benefiting because you are quitea but you are benefiting because you are quite a long way from the big area of low pressure, which we've talked about over biscay, which has been feeding in this humid thundery atmosphere and the met office have issued this and the weather warning for thunderstorms across parts of