hello. this is bbc news. we'll be taking a look at tomorrow mornings papers in a moment, first the headlines. rescue teams continue to step up their efforts to try and reach thousands of stranded families in flood—hit indian province of kerala. almost 200 people have died in the last 10 days. a british woman who was rescued after spending ten hours in the sea after falling from a cruise liner near croatia says she's "lucky to be alive". she's now in a stable condition in hospital. the campaign for another brexit vote has received £1 million boost, after a donation from the co—founder of the fashion label superdry. pakistan's new prime minister imran khan addresses the nation, promising to tackle corruption and improve the country's finances. hello and welcome to our look ahead to what the the papers will be

bringing us tomorrow. with me are the economic adviser to the arbuthnot banking group, ruth lea, and the economics editor at the independent, ben chu. let's have a look at some of tomorrow's front pages. the metro leads on the rescue of the british passenger who fell off a cruise ship and survived for nearly ten hours in the sea before being found. ‘cruise a lucky girl', that's the headline for the sun, which describes the forty—six—year old woman‘s ‘miracle survival‘. the daily telegraph also covers the cruise ship rescue, but leads on demands from mps for a larger expenses budget to accommodate an increased workload due to brexit. the times splashes on a government takeover of a jail in birmingham after it was condemned by the prisons watchdog for its ‘appalling violence and squalor‘. it‘s the same story

on the front of the daily mail, which goes with the headline ‘jail taken over by the inmates‘. the i carries warnings over the marking of gcses, with claims the exam results due out in the coming week are being distorted by regulators. the online independent covers news of an upsurge in the number of british girls being forced into marriage overseas. and the financial times says china‘s banking regulator wants the country‘s banks to increase lending to ease growing concerns about a trade war between china and the united states. so, a mix of stories making the front pages tomorrow morning. take us to. —— take us to the daily mail. the chief inspector of prisons has the a surprise inspection of birminghamjailand his has the a surprise inspection of birmingham jail and his report from the details we got this evening is a hellish landscape of drugs, violence, even arson taking place.

the consequences that the justice secretary has taken this privately run prison into state hands. he has gotten rid of the governor and it is a revolution in how it is run, presumably with the belief that this will turn it around and prevent those dreadful things happening and put it into a fit condition began for the detention and rehabilitation of inmates. iphone is absolutely extraordinary. they talk about drugs and staff being beat up. —— i find this absolutely extraordinary. the chief inspector of residence accuses the minister ofjustice of an abject failure to monitor the jail, which was run on a 15 year £30 million private contract. that is quite a sizeable sum of money, apart from

the chaos which is obvious in this jail. what is the minister of justice doing having these private contracts with considerable sums of money when it isn't monitoring the prisons pop —— this is properly? i find it absolutely extraordinary. but continue with the times. in your mind, does it raise further questions about this approach of private running of jails? questions about this approach of private running ofjails? ruth questions about this approach of private running of jails? ruth was absolutely right. there will be political fallout from this. if ministers have taken the view that it is run by a private company, our responsibility ends at there. that is clearly wrong and clearly there needs to be a new approach there. i think it is important to put a bit of context in it. the chief inspector has been warning about the entire prison state, public and

private, saying that three quarters of ukjails are private, saying that three quarters of uk jails are overcrowded as it is in this whole sector is taken severe cut its 2010. so it is not a question of private good, public bad, but very specific issues about whether they were monitoring this private jail need to be answered. whether they were monitoring this private jail need to be answeredm is in the second time that the state has taken over a private prison.|j think it is absolutely right, the prison system is under pressure but the list ofjustice clearly needs to raise its game. —— ministry of justice. this headline from the sun. woman overboard, but the headline, lucky girl. i found this very interesting, i lucky girl. i found this very interesting, lam informed lucky girl. i found this very interesting, i am informed that cruise ships have large railings and it is hard to get over. these are actually quite substantially built ships. you do notjust for. the

second thing that strikes me is that she was in the waterford ten hours. what was she doing? doggy paddle, treading water did she have a lifejacket? you wouldn't because she was presumably standing at the back of the ship waiting to fall out. i ama of the ship waiting to fall out. i am a bit sceptical. i am a bit sceptical. if i cannot —— out of the water after ten hours and look as good as she does i would be quite pleased. i am good as she does i would be quite pleased. iam not good as she does i would be quite pleased. i am not sure i could paddle for ten hours either. an extraordinary story. the adriatic sea is not too cold this time of year. i have not tried it. the headline is good. there is the photograph of her being rescued after the ordeal. she has now been fully named. if there is a genuine

case, i apologise to her for being sceptical. that was very naughty of me. i am sure your apology will be accepted. let‘s move on. take us to the express. this is to do with how much money we are putting aside the. an issue about paying for social care. this idea that the granny tax... any party that tries to do this has gotten into trouble. the third rail of british politics, this is one of. an odd story because it is one of. an odd story because it is saying that only one in ten of people are saving enough for their potential care bills. it is extraordinary but it is that high because as we were discussing earlier, these bills can go into the hundreds of thousands of pounds if you are very unlucky. the idea that

people have enough ready cash to pay for that on hand, what it underlines is that we really need to push ahead with a proper comprehensive solution to this because it is totally unrealistic to expect people to cover their bills out their own savings. you need some kind of state guarantee, subsystem, some cap. go the basic frame or —— framework of what we need, it is up to ministers to sell it to the public. the deal not enquiry was a few years ago. 2011. they hoped the insurance market would develop, which i thought made a lot of sense. —— dllmott. —— dilmott. you are talking about money, cash, things that are readily liquidated. a lot of people do have their assets in property, which of course they can sell to pay for their old age, for their care.

so it isa for their old age, for their care. so it is a bit misleading, i think, because it seems to imply that you don't have assets apart from cash, which you do have assets apart from cash. the report also makes a point about how few people have discussed what kind of care they would like with family or friends and that is clearly pa rt with family or friends and that is clearly part of the story. the whole issue creates a whole amount of insecurity. they haven‘t discussed it, they donate how they will pay for it. a lot of people probably don‘t even want to engage with it and that is why you need a state funding system. maybe not entirely state funded, maybe co— public and private something that people know there is a safety net. the kind of ca re there is a safety net. the kind of care you discuss with family and friends and that is individual. it is not so much about public policy. you can animate generalisations, you cannot predict the future. that is different from wanting people to

actually have the funding. let's go back to the times. as you will see, above that horse, sweet green. scientists find perfect recipe to healthier cakes. i like the horse, ifi healthier cakes. i like the horse, if i may say so. we are not supposed to discuss the horse. they are much more interesting. fork sugar. it is suggested that the sugar content of british chocolate ours could fall by 40% but it will still be a sweet. in other words, it strikes me as quite a good idea for people who are watching their calories, presumably. how can they be sure it taste the same? were getting about other exa m ples of same? were getting about other examples of this over the years where they said we will reduce this and it will taste the same and often it doesn‘t. and it will taste the same and often it doesn't. the proof of the pudding will be in the eating, as they say. if true, if this worked out it will

be fantastic for the nation ‘s waistlines, because as we have been learning, it is not that gets you, it is sugar. if we can radically reduce our sugar in the levels it is suggesting, that will be fantastic. and with no impact on taste, which is the promise. let‘s wait and see what it taste like. what they have discovered is interesting. when you look at the detail. they are planning to alter their recipes after scientists found a way for the pace to reach the tongue without any reduction. i couldn't possibly comment. i will take the word for it. i want to come to you for the next one because you wrote it. the front of the independent. it will hopefully show you not just a line of his headline, but there is a photograph at the top. what have you

found? a very interesting piece of research published by the bank of england last week. the researchers looked at people who work in the us financial advisory industry, lot of information about what happens to people when they make a mistake or do something wrong, how severely they are punished. what was interesting about it was that they found that women get much severe punishments for similar misdemeanours and they are much more likely to lead the industry, implying they don‘t get a second chance. not just women, implying they don‘t get a second chance. notjust women, it was ethnic minorities, they seem to get a more rough deal when they make the same kind of mistakes as white financial advisers at. so i used this piece of evidence to look at and talk about issues about fairness in the workplace. do people have double standards? do they get treated unfairly relative to their peers? is it necessarily a

deliberate discrimination or is it an unconscious bias? it is interesting because we often talk about these examples of unfair treatment and there isn‘t always a lot of evidence behind it. one thing i found particularly heartening lot of evidence behind it. one thing ifound particularly heartening is that when you have more diversity in the managements of these companies, there seems to be less unfair treatment, which is an argument for saying that is one of the reasons why we need more diversity because some of these unconscious bias as could get ironed out or at least eroded slightly. what is your experience? i worked for a couple of major international banks, it could be subliminal. i suspect it is unconscious itiost be subliminal. i suspect it is unconscious most of the time. certainly we all make mistakes and i have somehow survived. how do you change it is the obvious question,

if it is happening and clearly shouldn‘t, what do you do? if it is happening and clearly shouldn't, what do you do? you have got to talk about it and publicise it. i think the big lesson from this set of research is the more diversity does help in the results and the outcomes, it seems to have and the outcomes, it seems to have an effect. that is gradually happening, a question of how quickly? and how you can shove those who are not making it happen enough. we have a minute left. let‘s turn to somejokes and we have a minute left. let‘s turn to some jokes and the daily express. these are, it is the bestjoke award from edinburgh. the festivalfringe, specifically. pick us something that made you smile. i thought these were rubbish. i will read some of them out of. had a job drilling holes for water. it was well boring. perhaps it is too late at night or i have not had enough to drink, but i don't think it is very funny or i have no sense of humour. this is the one

that won the. the cream of edinburgh. working at thejobcentre has to be a tense job, knowing that if you get fired you still have to come in the next day. so if you are going to edinburgh this year, that is what you have got to look forward to. i've got ajob is what you have got to look forward to. i've got a job collecting the jumpers left in the parks, it is not easy, they keep moving the goalposts. i think that was quite good.