good morning. welcome to breakfast with charlie stayt and mega munchetty. our headlines today: accusation and emphatic denial. the us senate hears dramatic testimonies in the row over donald trump's supreme court nominee or donald trump's nominee for the us supreme court and the woman who accuses him of sexual assault —— with what degree of certainty do you believe brett kavanaugh assaulted you? 100%. i swear today, under oath, before the senate and the nation, before my family and god, i am innocent of this charge. around 1,000 headteachers prepare to march on downing street to demand extra funding for schools. a new plan to get your stolen money back, as our banks looks to reduce the payments we make to fraudsters. in sport, let battle commence. europe's golfers are hoping that home advantage will help them snatch the ryder cup off the americans. it all starts in paris in just over an hour. it isa

it is a music they are a celebration of the power of music to change lives. live at glasgow central station, this choir sounds sensational, they will be joined by a special breakfast performance by the scottish singer amy macdonald. if dry and sunny weather is music to your ears, you will like the forecast. it will feel cold, details on that and your full forecast here on that and your full forecast here on brexit. —— breakfast. it's friday the 28th of september. good morning. our top story: "powerful, honest and riveting", that was donald trump's assessment on twitter of the testimony of his nominee for the supreme court, brett kavanaugh whose accused of sexual assault. yesterday, professor christine blasey gave dramatic details of the alleged attack, she said happen 36 years ago. 0ur washington correspondent, chris buckler, watched as the highly personal testimony became entangled in political rivalries. at times, this committee hearing felt more like a court,

with senators left to judge the testimony of a supreme court nominee against a woman who has accused him of a horrific attack when they were both teenagers. i am here today not because i want to be, i am terrified. i am here because i believe it is my civic duty. details of christine blasey ford's allegations had already been published. but in the hushed committee room, her words had a different impact. i believed he was going to rape me. i tried to yell for help. when i did, brett put his hand over my mouth to stop me from yelling. this is what terrified me the most. there was a stark difference in tone from brett kavanaugh. he didn't try to hide his anger, as he denied the allegations. my family and my name have been totally and permanently destroyed. he was careful in the language he used about dr blasey ford,

but he attacked the process. describing it as a political hit—job that had impacted severely on his family. the other night ashley and my daughter eliza said their prayers. little eliza, all of ten years old, said to ashley, "we should pray for the woman". it's a lot of wisdom for a io—year—old. across america, people watched the highly—charged proceedings that saw democrats clash with both judge kavanagh and republican senators. in a tweet, president trump said judge kavanaugh had shown america exactly why he had nominated him. the committee heard powerful, personal testimony, but some will argue it was ultimately drowned out by america's deep political divides.

chris buckler, bbc news, washington. we'll be discussing this with political analyst eric ham from washington at 6:20. it was an emotional day of testimony at the us senate, —— around 1,000 headteachers will march to westminster later, in protest over education budgets. they say that schools across england are chronically underfunded, while the department of education say it's spending more than ever. jayne mccubbin is at a school in west sussex this morning, where teachers are getting ready. jayne, what makes today's protest significant? it has been described as unprecedented because you will be familiar with scenes of teachers marching all going on strike, you'll be familiar with scenes of teacher unions taking direct action. but head teachers, that is what is unusual. they are a conservative bunch, conservative with a small—c.

what is happening? at the moment they are saying that the government is saying record sums are being spent on education, but the institute for fiscal studies has confirmed that over the last ten yea rs confirmed that over the last ten years that represents an 8% decrease infunding. that years that represents an 8% decrease in funding. that is why around 20 head teachers will meet here at the school this morning, get on a coach, go to london and meet around 1000 warheads where they will march on downing street, go to philip hammond and amended more funds. they say class sizes are up, teaching numbers are down and they are unable to look after the most vulnerable, something has to give. this is what the schools minister had to tell us last night. we are spending record amounts on school funding, that —— 43.5 billion pounds by 2020. of course, schools are being asked to do more and have eight increases that other employers are facing,

such as employers national insurance and traditions. standards are rising in both the proportions of schools and the reading ability of people. —— pupils. and the reading ability of people. -- pupils. the head teacher of school has organised this much, we'll be talking to him and other teachers later in the programme. back to you. six minutes past six right now. police in the netherlands have arrested seven men over an alleged plot to carry out a major terrorist attack involving guns and explosives. the men, aged between 21 and 34, were arrested on thursday. three had been arrested previously for trying to travel abroad to join foreign militants. banks, insurers and phone companies are facing an investigation into how they treat long—standing customers. this was after citizens advice said that being loyal was costing consumers more than £4 billion a year. the charity has lodged a "super—complaint" with the competition and markets authority, it means the cma now has 90 days to come up with ideas for dealing with the issue. here's more from our personal finance correspondent,

simon gompertz. it is an effort, shopping around every year for everything just to get a saving. 0lder customers like this over 50 scrip in southend in essex, are particularly loyal. providers that it and make more money. it means we have got to put in the effort and those of us who are not savvy with the internet have are not savvy with the internet have a lot of trouble changing from one thing to another. i think they should give us something off if you have been at the years. iphone the company, they say yes, we will do something for you and immediately ta ke something for you and immediately take that money off until i am back to where i was paying and i think thatis to where i was paying and i think that is right, wrong. citizens advice says that after sticking with your provider after a year, would at —— at up toa your provider after a year, would at —— at up to a loyalty penalty of

£877 if you carried on with all them. yet there is support for the charities super complaint, which forces the competition authorities to ta ke forces the competition authorities to take a look. that is exactly the problem. most people are not aware they are paying this loyalty penalty if they were they would take action to switch. this is basically a systematic scam where copies are taking advantage of the fact that we are not paying attention and are ripping us off on the basis of that. there are new rules coming in for mobile phone chargers, plus a price cap on energy bills. . citizens advice wants more controls and less reliance on simply telling people to shop around. simon gompertz, bbc news, southend. us regulators have charged tesla co—founder elon musk with fraud. financial authorities say that he deliberately misled investors earlier this year when he sent out tweets suggesting he wanted to take the electric carmaker back into private ownership. mr musk said the action was unjustified. shares in tesla plunged over 10% after the announcement. borisjohnson has set

out his own plan for brexit, arguing that the uk should ditch the government's current plan and negotiate a canadian—style free trade deal with the eu instead. the former foreign secretary has written a newspaper article in which he describes theresa may's chequers strategy as "a moral and intellectual humiliation". his comments come as the conservative party prepares for its annual conference, which starts on sunday. there's a warning that people on low incomes are being pushed into poverty when they face criminal charges because of the restrictions placed on legal aid. the law society say those earning the minimum wage are finding themselves struggling to make payments, or going without legal representation. the ministry ofjustice say it's in the process of conducting a full review of the system. rya nair has cancelled around 250 flights today, as some of its pilots and cabin crew stage a new strike, over pay and conditions,

in six european countries. the airline has played down concerns about disruption, it says it's notified affected customers and insists that the vast majority of scheduled flights will go ahead as normal. it appears that popular home remedies to prevent slugs and snails eating through plants don't work. the royal horticultural society tested several deterrents commonly used, like copper tape and eggshells, and found they offered no protection from the pests. instead they're encouraging gardeners to rely on natural predators such as birds. i noticed to my right that mike is nodding knowingly. when i was a child i tried to see slugs and i was discouraged. did you actually see one? half, yes. i do remember, iwas only about three. not the natural predator. i wish i hadn't asked. you

should learn! what is going on here ) the thing i love about the ryder cup, all of this great individual stars thrust into this team game, this team sport. in the past we have seen how that has completely thrown a great in the past. we have the opening format walls. how long? and how? no. is ten past seven. yes, and hours. laughter. it is happening in paris. a great setting. forget all the hype, all the stats. history shows us that form, goes out of the window when it comes to the ryder cup. it all starts in paris in the next hour or so.

this was yesterday's opening ceremony, where the europe captain thomas bjorn announced that four of his five rookie players, will feature in this morning's four ball matches, against one of the strongest american teams ever. glasgow city are through to the last 16, of the women's champions league, despite defeat at home. somatio barcelona, a team from cyprus. glasgow lost 1—0 on the night, but go through 2—1 on aggregate. the final of middleweight boxing's, super series, takes place in saudi arabia tonight. two britons, george groves and callum smith, face each other to win this knockout competition. and salford have pretty much secured their place in super league next season, after beating the french side toulouse, 44—10 in the qualifiers. much more to come on the ryder cup in the papers shortly. there is nothing else to talk about, you know that? pretty much. here's matt with a look at this morning's weather. what is the weather like for the rydercup? what is the weather like for the ryder cup? looking good, dry but a little bit cooler than it has been and that is the story for us here in

the uk today. 25 degrees yesterday in parts of lincolnshire, we will still have some good, sunny skies to be enjoyed across the country, but it will feel much cooler, some are good 10 degrees or so if not all that it more. this morning, actually start, unlike yesterday it is the northern half where the coldest of the error is. green on the chart indicates single figures, touch of frost in northern ireland, far north of england, more mild in the south and that is because we have the weather front bringing that cold air, a bit more cloud to begin with but that will push its way into the near continent and the sunshine will return. 0r many of you, it is a day of sunny skies. there will be a bit more cloud across the north of scotland, breezy at times, this morning one or two shells for shetland but most will stay dry. in the sunshine, sun still has a bit of strength this stage in the year, but look at the temperatures are. no 20s on the charts today. with cool air by day, will air by night. the

nights longer, see tempertaures will drop. a bit more cloud parts of northern scotland, outbreaks of rain in shetland, a few showers for the highlands, but most dry and temperatures lately in single figures of. this time it is the rest of england and wales were because the touch of frost to take into the start of the weekend. saturday is looking great. england and wales in particular. blue skies, cloud for northern ireland, many seeing dry weather, sunny spells. if you showers here and there and later on into the highlands we will see the rain turning a bit more persistent. averages 11 degrees, maybe up a degree further south but still a chilly day by and large. as a finisher today going into sunday, rain across northern scotland will work southwards on this cold front bringing even colder airfor work southwards on this cold front bringing even colder air for the second half of the weekend. by sunday it is across england and wales, the more cloud for saturday, one 01’ wales, the more cloud for saturday, one or two shells in the forecast. —— showers. the temperatures here

may not get across single figures all day long. stornaway, just ten and another chilly day further south of the even with dry weather dominating for the weekend. a high—pressure system bringing us the dry weather will be —— be with us all the way into next week. varied amount of clouds, a few sunshine was in the north of the country, as we start to week fairly chilly, 11 in edinburgh and 14 in london, the temperatures will creep up on bit. back to where we should be by the middle part of the week. lots of dry weather to come, lots of sunshine this weekend. but that sunshine will feel a little bit on the cool side. thanks so much! let's take a look at some of the front pages. the guardian leads on the testimony of christine blasey ford to the us senate judiciary committee. we will see more of that this morning. we're talking to our correspondent in washington in a moment, extraordinary scenes in the senate yesterday, that testimony...

we will pick up on how some of the reaction in the states has been in a couple of minutes. borisjohnson dominates the front page of the telegraph with his plan for a better brexit. the former foreign secretary calls on theresa may to scrap her chequers deal and negotiate a super canada free trade deal with the eu. the times reports that top independent schools are calling for an end to unconditional university offers because head teachers claim they are damaging performance at a—level. there's also a picture of the wives and girlfriends of europe's ryder cup team. i drew attention to this this morning, i thought it was curious they were all wearing the same clothes. they're part of the team, though. are they? they are there to provide backup. mike will talk about this, they provide backup, the motion. its traditional. do golfers all were the same thing? bacon salt and have a little chat. that was

designed —— they consult. unlike charlie and i this morning! the closest i could get to a to a ryder cup tie. we do consult a lot. do you wa nt to cup tie. we do consult a lot. do you want to kick us off? why not. a couple of big stories, on the front of the telegraph business page, sainsbury's, asda, the investigations go on by the competition authorities about that merger, is it good for customers? hundreds of stores under scrutiny. 0ver hundreds of stores under scrutiny. over 400 stores around the uk are very close to each other, 400 sainsbury's and asda stores in similar locations. that means they're going to take a more in—depth look at whether that's good for the consumer, consumer if they merge, less competition in the area may be. huge figures, watchdog is to probe for billion—dollar loyalty rip—off of consumers —— watchdog. citizens advice have put in a super

complaint to the authorities to say you need to look at the fact that people are loyal, whether it is mortgages, mobile, broadband, if you are loyal, you don't get as good a deal. it is familiar, lots of people say this, you stay with someone and you get treated worse. it can be £900 a year. older consumers tend to be more loyal. and less likely to use some be more loyal. and less likely to use some of the newfangled apps to switch and that kind of thing. we will talk about that through the morning. the ryder cup dominating the back pages and lots being made about thomas bjorn, the captain of europe, he's been called the gamble, so europe, he's been called the gamble, so many first timers in the ryder cup. four in the opening 4—balls this morning that he has selected —— gamble. we were talking about this this morning, naga, when you're talking about players like tommy fleetwood. so on form! whether they are fleetwood. so on form! whether they a re keys fleetwood. so on form! whether they

are keys or not doesn't affect their tea m are keys or not doesn't affect their team playing ability. —— whether they are team players or not —— whether they are keys or not doesn't affect their team player ability. —— rob key is. that isn't his hair, that is a bit of the earth. he wore it for quite a while. also a lovely story from the world of football, vincent kompany has been at manchester city for ten yea rs, has been at manchester city for ten years, his testimonial year, has been at manchester city for ten years, his testimonialyear, he has been at manchester city for ten years, his testimonial year, he has seen his club grow, but homelessness has grown in the city, he is giving his testimonial receipts to help get people off the streets with a fund. iam hiding people off the streets with a fund. i am hiding this very carefully. i'm doing it in a quiz style. let me

know if you've seen this already. which movistar, as in the individual, the actor, has saved the world most often in the movies —— movie star. bruce willis? arnold schwarzenegger. we have arnold schwarzenegger. we have arnold schwarzenegger here. schwarzenegger. we have arnold schwarzenegger herelj schwarzenegger. we have arnold schwarzenegger here. i said bruce willis. sean has read it so you can give us the answer. is it sean collier me? sean connery has saved the world the most times —— is it sean connery? bruce willis is a good guess, ten times he has saved the world. third is keanu reeves, who creeps in with nine world saving opportunities. then harrison ford, will smith. mine was a pretty bad guess. that's the number of people he has killed on screen. that is a different list. fascinating. now you know. do you have another one, shaun presland i am done. we are all

finished. that's nice, isn't it -- do you have another one, sean?|j finished. that's nice, isn't it -- do you have another one, sean? i am done. i would have done another quiz ifi done. i would have done another quiz if i knew that we have the time. we have moeen ali coming up later. the king of spain. we will make sure we have lots of time coming up —— the king of spain. and a tawny owl! typical breakfast! what more could you want? —— the king of spain. around 1000 heads are expected to show up but the government says there's more money going to schools than ever before. jayne mccubbin has finding out more. here in philip potter's special school, they have made seven teachers redundant. specials like this used to be considered essential and affordable. today they ask pa rents to and affordable. today they ask parents to pay. it is so important

for young people that we pay for this through fundraising. i'm expecting to run a deficit budget for this financial year, which will mean will be about 200,000 to 200 50 homers spent by the end of the year. you have cut staffing and increased class sizes, do you worry children here are safe? i've got a deficit and if! here are safe? i've got a deficit and if i reduce that as expected that will cause risks. today's march will involve 1000 head teachers, some from the most affluent part of the country. forecasts predict more than half of all schools here in the education secretary's constituency will be in deficit within three yea rs. latest will be in deficit within three years. latest figures show over a quarter of secondary schools in england already are. in this primary, they've had to cut four teachers, and say it's already had an impact on attainment. it's no mystery to me that losing those

qualified teachers out of the system has caused that issue. the department for education told us the oecd department for education told us the 0ecd has confirmed the uk is the third highest spender on education in the world, but the institute for fiscal studies says rising pupil numbers mean record spending is actually an 8% cut in real terms. we're at a crunch point, for us to continue to do what we went into the job for is getting almost impossible at that point. we everyday teachers, we're not unions, when not the litter size, something has to change. 0ver over the coming months breakfast will look at what's going on behind the school gates, in our new series educating uk. get in touch with your thoughts, we would love to hear what you think. you're watching breakfast. still to come this morning: it's bbc music day, so we've sent colin paterson to glasgow train station where events will be taking place throughout the day. what've you got in store for us, colin? doesn't look like the most obvious

location but there's a reason. what's going on? oh, yes. it is bbc music day, all about celebrating the power of music to change lives. at events taking place right around the uk, kylie minogue is making announcements, there's a special bargain hunt with theirs from the hgppy bargain hunt with theirs from the happy mondays taking onjarvis cocker from pulp. —— happy mondays taking onjarvis cockerfrom pulp. —— bez. and there's a choir here taking on amy mcdonald. first the news, travel and weather where you are. good morning from bbc london news, i'm alex bushell. it's estimated there are 187 new cases of children being sexually abused every day in london. now there are calls to make free preventative therapy available for those who cast themselves as paedophiles. the uk's only nhs facility that

offers free paedophile treatment is based in london but only treats those already convicted for child sexual abuse. 0ne expert says more needs to be done here in the capital. we need to be making therapy freely available as a form of child protection in order to prevent children being damaged and harmed by these people. i'm very disappointed that london doesn't offer us anything like this. and the government refused to respond to our request for a response on that story. the water regulator, 0fwat, has warned companies it won't hesitate to ta ke warned companies it won't hesitate to take action if they fail they can't protect customers in extreme weather. in february and march, thousands were left without running water as what became known as the beast from the east brought freezing temperatures. of what has ordered firms to submit a detailed action plan setting out what lessons have been learned. let's have a quick look at the travel. 0n the tube, minor delays on the district line and the piccadilly

line remains suspended because of strike action that lasts until this afternoon at around 3:30pm it should resume but will wind down again until about 10pm with no night tube. great northern services between alexandra palace and hertford north are disrupted until midday because ofa are disrupted until midday because of a defective track. 0n the roads, traffic building on the a102 blackwall lane, northbound towards the blackwall tunnel. northolt, traffic lights out of action on the a1 32, church traffic lights out of action on the a132, church road at the junction with eskdale avenue. let's look at the weather with elisabeth rorts sean spicer, will it be staying warm? good morning. —— let's look at the weather with elizabeth rizzini, will it be staying warm? a big dip in temperature and quite a bit more cloud around but also some sunshine emerging. we saw a cold front sink southwards last night, and it's brought with it quite a lot

of cloud, a few outbreaks of drizzle, that's how we start the day but fairly mild. that i will push its way southwards, and as it does, will brighten up through the morning. sunny spells brew the late morning. sunny spells brew the late morning lasting into the afternoon with just a bit of fairweather cloud here and there —— sunny spells through the morning. temperatures only up to between 14 and 16 celsius, so all in all feeling a lot cooler than yesterday. and it will bea cooler than yesterday. and it will be a chilly night to come too. the skies will clear, the winds will lighten and temperatures in the rural spots could be lower enough for a touch of frost on the grass into tomorrow morning with our overnight lows here of around three 01’ overnight lows here of around three orfour, perhaps overnight lows here of around three or four, perhaps six or seven overnight lows here of around three orfour, perhaps six or seven in central london. quite a chilly start to the weekend tomorrow, lots of sunshine, 18 degrees. sunday, a cloudy day but staying dry and settled. i'm back with the latest from the bbc london news room in about half an hour. but now, back to charlie and naga. good morning, you're watching

brea kfast good morning, you're watching breakfast with charlie stayt and naga munchetty. we'll bring you the latest news and sport in a moment. also on breakfast this morning: the beard that is feared by many. cricketer moeen ali will be joining us on the sofa. he's written his autobiography atjust 31 years old. gosh he has got a lot of stories to tell! also this morning, could the classic twit—twoo bird call be in decline? that wasn't a very good owl in person nation, i'm not going to do that again. —— impersonation. 0rnithologists think so and they're asking for your help. we'll be joined by experts and chester the tawny owl just after 8am. that is the perfect link into the next guest. a comedian. charlie, you could rival his comedy with that impression! and later, maths teacher turned stand—up comedian romesh ranganathan will be here to put us in the mood for the weekend. good morning.

here's a summary of today's main stories from bbc news. "powerful, honest and riveting" that was donald trump's assessment on twitter of the testimony of his nominee for the supreme court, brett kavanaugh, whose accused of sexually assaulting a teenage girl 36 years ago. mr kavanaugh declared that the allegations had destroyed his family and his good name. earlier his accuser, professor christine blasey ford, insisted that the attack did happen, and described its devastating impact. i believed he was going to rape me. i tried to yell for help. when i did, brett put his hand over my mouth to stop me from yelling. this is what terrified me the most. eye and here today to tell the truth. i have never sexually assaulted anyone, not in high school, not in college, not ever. —— lam here school, not in college, not ever. —— i am here today. around 1,000 headteachers will march

to westminster later, in protest over education budgets. they say that schools across england are chronically underfunded, while the department of education say it's spending more than ever. we are spending record amounts on school funding, £43.5 billion by 2020. but schools are being asked to do more and they have faced some cost increases that other employers are also facing, such as employers nationally since contributions. standards are rising both in terms of the proportional to schools, and the reading ability pupils. police in the netherlands have arrested seven men over an alleged plot to carry out a major terrorist attack involving guns and explosives. the men, aged between 21 and 34, were arrested on thursday. three had been arrested previously for trying to travel abroad to join foreign militants. us regulators have charged tesla co—founder elon musk with fraud. financial authorities say that he deliberately misled investors earlier this year

when he sent out tweets suggesting he wanted to take the electric carmaker back into private ownership. mr musk said the action was unjustified. shares in tesla fell more than 10% after the announcement. there's a warning that people on low incomes are being pushed into poverty when they face criminal charges because of the restrictions placed on legal aid. the law society say those earning the minimum wage are finding themselves struggling to make payments, or going without legal representation. the ministry ofjustice say it's in the process of conducting a full review of the system. borisjohnson has set out his own plan for brexit, arguing that the uk should ditch the government's current plan and negotiate a canadian—style free trade deal with the eu instead. the former foreign secretary has written a newspaper article in which he describes theresa may's chequers strategy as "a moral and intellectual humiliation". his comments come as the conservative party prepares for its annual conference, which starts on sunday.

rya nair has cancelled around 250 flights today, as some of its pilots and cabin crew stage a new strike, over pay and conditions, in six european countries. the airline has played down concerns about disruption, it says it's notified affected customers and insists that the vast majority of scheduled flights will go ahead as normal. a boeing 737b passengerjet has sunk in a lagoon after overshooting the runway in the federated states of micronesia, in pacific. all passengers were rescued safely. latest reports say that no serious injuries have been reported. the time is 6:32am. time to talk to mike. iam the time is 6:32am. time to talk to mike. i am so excited. the time is 6:32am. time to talk to mike. i am so excitedlj the time is 6:32am. time to talk to mike. i am so excited. i think the whole of europe is excited. and america. why is it such a big deal and why is it not typical golf? america. why is it such a big deal and why is it not typical golfim is one of the great sporting

traditions because of its history, it is america against europe. very different to your normal golf because normally golfers are playing as individuals, playing as the stars. here, they are thrown into a team sport, how do you know if your caddy will get on with your teammate's caddy? there is a lot of dilemma study there are four balls in play, playing their own shots, but it is the best score from your team that goes through. it is this team that goes through. it is this team dynamic and we have seen in the past have this is completely thrown some of the world 's best golfers are. “— some of the world 's best golfers are. —— golfers. usa can claim the big players, but they haven't won in europe since 1993. we basically need to get the cup act. basically. --

back. europe will be hoping home advantage, helps them, take the first steps towards, regaining the ryder cup, when it gets under way in paris this morning. yesterday saw the opening ceremony at le golf national, the kaiser chiefs, performed. but the biggest noise of the day came with team europe's arrival. look at the crowds! both they and team usa have one of the strongest teams they've ever fielded. all top 10 players in the world, will feature this weekend, in the kind of atmosphere that's unique to the ryder cup. this great sporting occasion is the one time where europe is united. this great continent can at times be a fragmented place. but when it comes to the ryder cup, it is different. when it comes to the ryder cup, europe stands as one. applause. these are the players who could really set the tone in the first morning of competition then. justin rose is among

the first players out, he'll play with the talented spaniard john rahm against brooks koepka and the the usa's last wildcard pick, tony finau. rory mcilroy‘s playing in his fifth ryder cup, he'll partner denmark's thorbjorn 0lesen, who's playing in his first. they go up against the world number one dustin johnson and rickie fowler. paul casey's back in team europe for the first time in a decade. he'll play with fellow englishman tyrrell hatton in match three. and match four could be a classic. this year's 0pen champion francesco molinari plays with england's tommy fleetwood, they face the returning tiger woods, who's fresh from winning his first title win in five years last weekend. what do you reckon? i am so excited. i think it will be really close, europe will edge it. you know they are all sponsored why certain brands of balls? howl are all sponsored why certain brands of balls? how i beat deciding when they take ultimate shots thomas foods ball they use? can you find

that out? i will find that out. they have been practising with each other's balls. very important issue. a must be governing committee has something to say, we will find out. so which of the 24 players in action will be the ones to make ryder cup memories this weekend? europe have been fairly dominant since the turn of the century, but they're looking for redemption this time round after being convincingly beaten at hazeltine, where patrick reed and rory mcilroy had one of the all—time great singles matches. one of the all—time great ryder cups came six years ago when ian poulter inspired an extraordinary european comeback, a year after the great seve ballesteros passed away. there were tears for darren clarke, who lost his wife heather months before the 2006 ryder cup at the k club, which europe won by nine points. this year the usa are looking to win on european soil for the first time in 25 years. 1993 was their last victory here which came at the belfry.

perhaszim furyk‘s team will look to this moment for inspiration, when sam torrance ended europe's 28 year wait for a ryder cup win in any location back in 1985. wales' aarom ramsey looks set to leave arsenal in the coming months, as the club have withdrawn a new contract offer. ramsey's the longest serving player in the current arsenal squad. neither he nor the club have said why the deal‘s collapsed. he could leave the club for free next summer, or during the january transfer window. cristiano ronaldo will be free to play against his former club manchester united in the champions league, after uefa decided not to increase his automatic one match ban. you might remember earlier this month ronaldo broke down in tears when he was sent off forjuventus, but he'll only miss the champions league match with young boys, so he's likely to play at old trafford on the 23rd of october. ronaldo might be spared those tears in the champions league next season

because var will be in use in the competition, just like it was at the world cup this summer. uefa say they're confident it'll be more robust by this time next year. germany have been chosen as the host of euro 2024. the olympic stadium in berlin will host the final, just like it did at the world cup in 2006. the german bid beat off turkey, who've lost out on hosting a major tournament for the fourth time. glasgow city are through to the last 16 of the women's champions league despite defeat at home to cypriots somatio barcelona. leading 2—0 from the first leg in cyprus two weeks ago, glasow had to hang on after krystyna freda gave the cypriots an early lead. —— glasgow. but hang on, they did, and they reach the last 16 for the 4th time in their history. to the ryder cup, you mentioned this earlier, pictures of the wives and girlfriends. part of the pretournament tilt up is the gala.

0ne pretournament tilt up is the gala. one is feeling a bit left out, he is the only single player on either side. all alone in the middle for the ryder cup gala in paris. lucky 13, rest of the wives and girlfriends did pose in this photo with him. it looks like great fun! similardidn't with him. it looks like great fun! similar didn't happen to rickie fowler, 2016 when he was the only single player. i think shadow is single. —— bryson dechambeau. it looks like fun. if you haven't been there, the atmosphere is great, bands playing and so on. the timeout is 6:39 a.m.. let's return to our top story now. the man nominated for a vacant post on the us supreme court by donald trump has denied allegations of sexual assault against him.

brett kavanaugh has accused democratic senators of destroying his family and his good name for political reasons. earlier, christine blasey ford said an assault by mr kavanaugh 36 years ago had drastically affected her life. we can listen to some of that emotional testimony now. iam here i am here today not because i want to be, i and terrified. i am here because i believe it is my civic duty to tell you what happened to me while brett kavanaugh and i were in high school. the other night, ashley and my daughter liza said their prayers. and little liza, all of ten years old, said to ashley "we should pray for the woman". that is a lot of wisdom from a ten—year—old. pray for the woman". that is a lot of wisdom from a ten—year—oldlj believed he was going to rape me. i tried to yell for help. when i did,

it put his hand over my mouth to stop me from yelling. this is what terrified me the most.|j stop me from yelling. this is what terrified me the most. i am here today to tell the truth. i have never sexually assaulted anyone. not in high school, not in college, not ever. very powerful testimony from both sides of. —— both sides. the us political analyst, eric ham, joins us from washington now. how powerful did you think this was? very emotional testimony. it was. how powerful did you think this was? very emotionaltestimony. it was. in fa ct, very emotionaltestimony. it was. in fact, if you look back to 1991 when we heard comments from nowjustice clarence thomas, when he called the hearing and faced members of the over issues of sexual allegations and he called it a high—tech winching. —— lynching. today we saw the testimony from doctor ford, which i think we'll go down, her testimony was very powerful and i think there were many people who we re

think there were many people who were struck by not only her courage, but also her ability to stare down her accuser as well as those in the senate, on a very, very tough issue. compare and contrast. what were the emotions of all characters displayed by both? what you saw from doctor ford, this was someone who, even though she was clearly struggling with this, it was so obvious that she was vulnerable and i think many people saw that and also, more importantly, she over and over showed a willingness to be collegial and to be helpful with the senators. she kept saying is that 0k and to be helpful with the senators. she kept saying is that ok with you? it's this 0k she kept saying is that ok with you? it's this ok with you? the amount of difference that we saw from her. it was very striking, particularly when you put it up againstjudge kavanagh, you put it up againstjudge kava nagh, who you put it up againstjudge kavanagh, who came out and was very belligerent and seemed to be yelling and openly defiant, not something you openly expect to see from a

supreme court nominee. is also very emotional in his opening statement. definitely. choked up at times, at times erratic come a very difficult to watch and i think contrast from both doctor ford and judge kavanagh will go a long way in determining how the senators vote on this nomination. what did you make of donald trump's reaction? donald trump, ithink donald trump's reaction? donald trump, i think is reaction was to be expected. he knows that this nomination is on the line, his presidency was staked on his ability to actually nominate these types of judges and so he thinks that he got a win, that we saw kavanagh actually come out and attack, attack, attack, which is what he wanted to see. it is important to note that i think today what we saw from judge

kavanagh, today what we saw from judge kava nagh, that he today what we saw from judge kavanagh, that he was performing for an audience of one, the president. again, when you think about someone being elevated to the highest court in the land, typically we seek politics usually stop at the water ‘s edge and that did not happen today. just explain why this has caught so much attention. you have explained that he has been put to nominate —— nomination by president trump, but also that the fbi is not investigating this allegation either. i think the reason why this is so important, whoever takes this seat on the supreme court will shape the nation for more than, and probably for the next 30—40 years, particularly as it relates to the law of the land. we could see a woman's right to choose, under direct threat. healthcare could be on the chopping block. more importantly, voting right, which we have seen that become a very major sticking point over the last decade.

so now we look at who will actually ta ke so now we look at who will actually take a seat on the supreme court. we see the courts move very far to the right and back to be very striking in terms of the level of infringement, particularly on rights of people of colour and women, could be in the crosshairs. thank you for going through all of that with a. thank you for talking. the time is 6:45am. here's matt with a look at this morning's weather. good morning. friday comes with an extra little bit of yay in the fact we have more blue skies overhead, like yesterday. but unlike yesterday, particularly in parts of england and wales, feeling substantially cooler. yesterday morning you might be casting your jacket off quickly, but today you might hold onto it for a bit longer with temperatures down 10 degrees in some spots. to begin the day, the cold est some spots. to begin the day, the coldest air in scotland, northern ireland and northern england. single

figures in the greens, a touch of frost. milder in the south, a sheet of cloud is a cold front bringing in the cooler air. look at how that diminishes and breaks up to sunny skies and goes to france this afternoon. sunshine develops widely, afternoon. sunshine develops widely, a few showers in the far north of the above most will have a dry day. winds generally light away from the north of scotland and some eastern pa rt north of scotland and some eastern part of england, but yes, those temperatures down on yesterday. we saw 25 yesterday. 17 or 18 in mainland england this afternoon. the warmest of the air lingering across the channel islands, 19 in st helier. here the cooler air will push into tonight, more they breezed through the next 24 hours in the south and the breeze picks up tonight in parts of scotland, bringing rain into the northern and western isles later —— more of a breeze. a chillier night than the nightjust gone breeze. a chillier night than the night just gone uk breeze. a chillier night than the nightjust gone uk wide, down into single figures, the touch of frost anywhere in the countryside but you will be rewarded tomorrow morning

with the weekend getting under way with the weekend getting under way with lots of sunshine. more cloud in scotla nd with lots of sunshine. more cloud in scotland and northern ireland tomorrow, and after a few initial showers, longer spells of rain into the highlands and islands. temperatures, though, like today's, generally around the teams, maybe a degree or so down on the date. —— teens. a cold night, especially in england and wales —— today. a weather front pushing across scotland, northern ireland and northern england bringing cold air. it will work south across england and wales, so sunday in england and wales, more cloud compare it to saturday, still some sunny spells with some showers. more showers in north—west england, scotland and northern ireland but note the temperatures, 9—13. and added chill and a stronger breeze by sunday. but really for most, naga and charlie, through this weekend, not of dry weather and sunny weather to enjoy, but keep the jacket on a bit longer

—— a lot of dry weather. but keep the jacket on a bit longer -- a lot of dry weather. do you think anyone is going on —— going out because of the ryder cup? actually, that's right! stay in! we are talking about cash transfers and people getting it back. we are talking about cash transfers and people getting it backm we are talking about cash transfers and people getting it back. it can be traumatic because of the size of money some people are losing. morning, all. this is about being tricked into making authorised push payments, which crucially, as far as the bank is concerned, look like a legitimate payment. it's a big problem. industry figures in the first six months of 2018 show that these scams came in at more than £90 million, that's just to individuals, not including the businesses that are scammed. but look at this — only around £15 million was returned to customers. this is made up of partial recovery from the fraudsters and goodwill payments. should we officially put things in

place? stephenjones is the chief exec of uk finance, the group that represents the banking sector. good morning. good morning, sean. firstly, for customers who have lost out and not got their money back in the past, what are the changes that people like yourself want to be put in place to improve that figure? firstly, we're talking about victims of crime and we need greater certainty, clarity and consistency in terms of the circumstances when a victim of crime should expect to be reimbursed. what this draft code the steering group of banks and consumer groups have worked hard on for the last six months opposes our standards of care, that a bank or other payment provider should be required to adopt consistently in making payments. standards of care that a reasonable consumer should be required to undertake when accessing the payment system, and proposes that in circumstances where the banks have not met their standards

of care, but the consumer has, then the consumer should expect to be reimbursed by the bank. and then that opens more consultation what happens in circumstances where the bank has acted reasonably, as has the consumer, but the consumer has fallen victim to criminal scam fraud, as you said. when we talk about this, and we have done a lot, and we hearfrom people who have been defrauded and haven't got their money back, so often they say the bank has transferred the money, we know the account it has gone too but i can't get my money back. people would like to trust the banking system to cover them for their losses. around £7 billion profit was made by the banks in the first half of the year, why can't you cover the £90 million and worry about getting it back yourself? would you expect a car manufacturer to repay the victim of a hit—and—run? to repay the victim of a hit-and-run? it is different from the banking sector, because you are the banking sector, because you are the banking sector, because you are the bank on one side of the payment, and another one on the other side

taking the payment. if both of those banks have acted reasonably in accordance with the principles set out in this draft code, we would expect we need a consultation about where the victim should be reimbursed from. i don't think it is necessarily right because a bank is involved in the payment, the payment, you know, has happened, the payment has happened in accordance with legal obligations the bank have to make that payment on behalf of e—customer. if the customer has acted reasonably, we need to have a customer about where reimbursement should come from —— on behalf of the customer. we think they should be reimbursed. but who pays? 0ne pays? one final question, we're talking about the super complaint put forward by citizens advice about why people who are loyal with whoever is providing them with a financial services... a loose out. £900 a year per customer —— they lose out. why is it if you're loyal to a bank or insurance provider you won't get as

good a deal as a new customer?” can't talk about insurance but i can talk about sabre savings and mortgages in banking. there's lots of work that's gone on —— about savings. when people transferfrom one deal to another, that number is increasing enormously. a code has been put in place to make it easy for a customer on a reversionary right to get a new deal with the bank even if they don't meet the new affordability standards banks are required to implement under the new mortgage regulations. this is a general problem among multiple issues. i think we welcome the consumer focus on this and the cma looking at this and circumstances in which we may be able to change things —— siem a. which we may be able to change things -- siem a. stephen jones, the chief executive of uk finance, head of the banking industry. banks need to be put under the spotlight but customers as well need to do their bit. sean, thanks very much.

railway stations are not always the most harmonious of places, particularly during the friday morning commute. but today mightjust be different as choirs and singing groups perform on station platforms across the uk. it's all part of bbc music day. 0ur arts and entertainment correspondent, colin paterson, is at glasgow central station to tell us more. good morning, colin. isee you're getting into the mood there? good morning! yes, bbc music day has three big themes this year more women in music, choirs and transport and they've managed to combine them all here. this is the soundsational choir. it is to help people with dementia create a music playlist. 0ne care home in scotland have found that using music has helped them to

reduce the amount of medication they give out. i've been finding out more. laura whittaker lives with dementia. but one thing that always puts a smile on herface is music. but one thing that always puts a smile on her face is music. that was an old one! for the last eight years and lily burn care homejust for the last eight years and lily burn care home just north of glasgow, they've been creating music playlists for each resident with dementia, made up of their favourite songs. lorna, using to do enjoy that singing there? well, i do. what kind of memories is it bringing back? all these nice ones. and the results have been startling. medicine can be a quick fix for people, perhaps with dementia, but for lorna in particular, we try

music before medicine. music has helped bring about a 60% drop in the use of sedating drugs in the care home, and playlists are being prescribed by gps. this is actually being treated as seriously as medication? yeah, because we realise it's a big issue with people with dementia, and if we can control their distress and agitation, it makes a big difference to their quality of life. to help people create playlists for loved ones with dementia, the new digital platform, bbc music memories, has been launched to tie in with bbc music day. it's really good, isn't it? i know. at a dementia cafe in hamilton, school pupils were showing couples, one of whom has dementia, how easy the platform is to use. i'll say to him where are your slippers and he'll lift a cup, he remembers these kinds of things, no problem.”

lift a cup, he remembers these kinds of things, no problem. i would recommend anybody who's going to visit someone in a care home, hospital or going to see their ground, get it out, have a wii play, have a wee listen, and particularly listen out for the tv theme tunes. and this is only the beginning. a commission of health and music experts is calling for every person in the uk with dementia to have their own playlist by the end of 2020. that's a nice cheery one, isn't it? we are with the soundsational choir at glasgow central station. a community choir from lanarkshire. at glasgow central station. a community choirfrom lanarkshire. we can have a quick word before their big part. what is your dayjob?

self—promotion. big part. what is your dayjob? self-promotion. i'm a nurse. what does singing bring to you? it's a great thing to do. i do it every week, i enjoy it, very uplifting. what you get from everyone is amazing. it's a great thing to do. and after a day of nursing, what difference does it make to sing with these ladies? amazing, it fills you with confidence, self—esteem. these ladies? amazing, it fills you with confidence, self-esteem. it's fantastic, such a great team around us. fantastic, such a great team around us. it's wonderful. would you recommend peoplejoining us. it's wonderful. would you recommend people joining the choir? absolutely, i've got my sister involved and all my friends. a great thing to do. i'm going to let you have a bit of a sing. let's get the news, travel and weather where you are, but let's get a bit of singing first. good morning from bbc london news, i'm alex bushell. it's estimated there are 187

new cases of children being sexually abused every day in london. now there are calls to make free preventative therapy available for those who cast themselves as paedophiles. the uk's only nhs facility that offers free psychological treatment is based in london but only treats those already convicted for child sexual abuse. 0ne expert says more needs to be done here in the capital. we need to be making therapy freely available as a form of child protection in order to prevent children being damaged and harmed by these people. i'm very disappointed that london doesn't offer us anything like this. and the government refused to respond to our request for a response on that story. the water regulator, 0fwat, has warned companies it won't hesitate to take action if they fail they can't protect customers in extreme weather. in february and march, thousands were left without running water as what became known as the beast from the east brought freezing temperatures. 0fwat has ordered firms

to submit a detailed action plan setting out what lessons have been learned. let's have a quick look at the travel. 0n the tube, minor delays on the district line and the piccadilly line remains suspended because of strike action that lasts until this afternoon at around 3:30pm, it should resume but will wind down again until about 10pm with no night tube. great northern services between alexandra palace and hertford north are disrupted until midday because of a defective track. this is the view of traffic building on the right of the screen on the a102 north bound towards the blackwall tunnel. northolt, traffic lights out of action on the a132 church road at the junction with eskdale avenue. let's look at the weather with elizabeth rizzini, will it be staying warm? hello, good morning. over the last couple of days or so, we've seen temperatures peak in the low

20s in celsius with lots of blue sky and sunshine, but today it's going to feel really rather different. a cooler feeling day, a big dip in temperature and also quite a bit more cloud around too, but also some sunshine emerging at times. now, we saw a cold front sink southwards last night, and it's brought with it quite a lot of cloud, a few outbreaks of drizzle, that's how we're starting off the day, but it's still fairly mild out there. that cloud is going to push its way southwards, and as it does, will brighten up through the morning. some sunny spells through the late morning lasting into the afternoon, just a bit of fairweather cloud here and there and quite a brisk and chilly northerly breeze at times too. temperatures only up to between 14 and 16 celsius, so all in all feeling a lot cooler than it did yesterday. and it will be a chilly night to come too. the skies will clear, the winds will lighten, and we'll see temperatures in the rural spots cold enough for a touch of frost on the grass into tomorrow morning with our overnight lows here of around three or four, perhaps six or seven in central london. quite a chilly start to the weekend tomorrow, lots of sunshine, 18 degrees.

sunday, a cloudier day but staying dry and settled. i'm back with the latest from the bbc london news room in about half an hour. but now, back to charlie and naga. much more on the website at the usual address. bye for now. good morning. welcome to breakfast with charlie stayt and naga munchetty. 0ur headlines today: accusation and emphatic denial. the us senate hears dramatic testimonies in the row over donald trump's supreme court nominee 0r donald trump's nominee for the us supreme court and the woman who accuses him of sexual assault give dramatic testimonies on capitol hill. with what degree of certainty do you believe brett kavanaugh assaulted you? 100%. i swear today, under oath, before the senate and the nation, before my family and god, i am innocent of this charge. around 1,000 headteachers prepare to march on downing street

from schools like this one. demanding better funding for schools. punished for staying loyal. this morning, a consumer body is launching a super complaint aimed at ending the so—called loyalty penalty, which is costing customers up to £900 a year. and we'll speak to england's king of spin, moeen ali, about his dream summer. talking of sport, let apple commenced. europe's golfers are hoping home advantage will help them snatch back the ryder cup, it all gets under way in paris in ten minutes. and we are live in glasgow central station for bbc music days. it is all about the power of music. this choir will be joined by an exclusive performance with the scottish singer amy macdonald. dry, sunny weather might be music to your ears of. it will feel substantially

cooler than yesterday. details on that and your weekend forecast, right here on breakfast. it's friday the 28th of september. our top story: "powerful, honest and riveting" that was donald trump's assessment on twitter of the testimony of his nominee for the supreme court, brett kavanaugh, whose accused of sexual assault. yesterday, professor christine blasey ford gave dramatic details of the alleged attack, she said happened 36 years ago. 0ur washington correspondent, chris buckler, watched as the highly personal testimony became entangled in political rivalries. nothing but the truth, so help you god? i do. at times, this committee hearing felt more like a court, with senators left to judge the testimony of a supreme court nominee against a woman who has accused him of a horrific attack when they were both teenagers. i am here today not because i want to be, i am terrified. i am here because i believe it is my civic duty. details of christine blasey ford's allegations had already been published.

but in the hushed committee room, her words had a different impact. i believed he was going to rape me. i tried to yell for help. when i did, brett put his hand over my mouth to stop me from yelling. this is what terrified me the most. there was a stark difference in tone from brett kavanaugh. he didn't try to hide his anger, as he denied the allegations. my family and my name have been totally and permanently destroyed. he was careful in the language he used about dr blasey ford, but he attacked the process. describing it as a political hit—job that had impacted severely on his family. the other night ashley and my daughter liza said their prayers. little liza, all of ten years old, said to ashley, "we should pray for the woman". it's a lot of wisdom for a 10—year—old.

across america, people watched the highly—charged proceedings that saw democrats clash with both judge kavanagh and republican senators. in a tweet, president trump said judge kavanaugh had shown america exactly why he had nominated him. republicans are now expected to push ahead with a vote of the committee, that's likely to lead to a senate vote next week. the committee heard powerful, personal testimony, but some will argue it was ultimately drowned out by america's deep political divides. chris buckler, bbc news, washington. around 1,000 headteachers will march to westminster later, in protest over education budgets. they say that schools across england are chronically underfunded, while the department of education say it's spending more than ever. jayne mccubbin is at a school in west sussex this morning, where teachers are getting ready. an important moment and

unprecedented, isn't it? and unusual moment. good morning. you will be familiar with scenes of teachers taking protest, but head teachers, how far out of your comfort zone argue this morning? seriously. you don't normally see head teachers with banners and placards. what are you saying? it is unprecedented but something of that —— something has got to give. here is the reason why, they are taking action at a time where the government has hurt there has never been higher levels of spending. it is because there was a baby boom around 2000 and all of those baby boomers are working their way through the school system now. the number of pupils is up, cost are up. even though there is record spending, the institute of fiscal studies said that her pupil funding is down about 8% over the last ten yea rs of. is down about 8% over the last ten years of. that is why these head

teachers will deliver this letter today to 11 downing st, demanding more funding. they say they cannot carry on, they say that class sizes are up and they have had to cut curriculum and are less able to support children going through the schools, especially the most vulnerable. is into this, this is what nick gibbs, the schools minister had to say to us last night. —— listened to this. —— listen to this. we are spending record amounts on school funding, £43.5 billion by 2020. but yes, of course, schools are being asked to do more and they have faced some cost increases that other employers are also facing, such as employers national insurance contributions. standards are rising both in terms of the proportional of schools an acknowledgement that he understands that things are under pressure, but he says that standards are rising. we will put that to the head teachers here, expect more this morning, they will be joining around

1000 head marching on downing street later today. they will be setting off on later today. they will be setting offona later today. they will be setting off on a coach in about one hours. back to you. ——1 hour. a boeing 737 passengerjet has crashed in a lagoon off a remote island in micronesia, in the western pacific. it's understood the plane attempted to land at chuuk international airport, butjust missed the runway. a flotilla of boats was deployed and all 47 people on board were rescued. no serious injuries have been reported. police in the netherlands have arrested seven men over an alleged plot to carry out a major terrorist attack involving guns and explosives. the men, aged between 21 and 34, were arrested on thursday. three had been arrested previously for trying to travel abroad to join foreign militants. banks, insurers and phone companies are facing an investigation into how they treat long—standing customers. this after citizens advice said that being loyal was costing consumers more than £4 billion a year.

the charity has lodged a "super—complaint" with the competition and markets authority. it means the cma now has 90 days to come up with ideas for dealing with the issue. borisjohnson has set out his own plan for brexit, arguing that the uk should ditch the government's current plan and negotiate a canadian—style free trade deal with the eu instead. the former foreign secretary has written a newspaper article in which he describes theresa may's chequers strategy as "a moral and intellectual humiliation". his comments come as the conservative party prepares for its annual conference, which starts on sunday. killer whales are likely to be extinct within this century. the zoological society of london took a study of the creatures, which found that half of the world ‘s killer whales are under threat. victoria gill reports of. the ultimate marine predator

is falling prey to an invisible threat — manufactured chemicals lingering in the ocean. polychlorinated biphenyls, or pcbs, that were once used to heat—proof everything from electrical components to paint and glue, are leaching into the marine environment and are found at toxic levels in the bodies of killer whales. the pcbs alone, no other threat, just the pcbs alone, is enough to cause the extinction of more than half of the world's killer whale populations, which is really devastating, really. this is a killer whale apocalypse. polychlorinated biphenyls are extremely stable, heat—resistant chemicals. they were used in a huge range of products, including paints and sealants, until research revealed them to be toxic. they were widely banned in the 1980s. their legacy, though, has proven just as toxic. the un estimates that 14 million tons of pcbs have yet to be disposed of safely, and they may still be leaking from landfill sites today. in the ocean it is killer whales, apex predators, who suffer

the worst consequences. but, while this study forecasts a bleak future for many killer whale populations, scientists hope it will also provide a catalyst to clean up this chemical legacy, ensuring that populations that escaped it will continue to thrive. victoria gill, bbc news. the time is 11 minutes past seven. hundreds of thousands of stillbirths could be being missed beacuse of the different ways they are recorded across europe, according to a new study. in the uk, a stillbirth is registered after 24 weeks but the world health organisation only collects data on babies born after 28 weeks of pregnancy. researchers say this means they are not being properly investigated. we're joined now by dr lucy smith from the university of leicester,

who led the study and steph wild, whose baby was stillborn at 23 weeks. it is interested in statistics how they are recorded. tell us way, it was so important, you lost your child at 23 weeks, why it is so important that this was recorded as a birth and not a miscarriage in terms of the law? we got absolutely no knowledge went that bea ever existed, no birth certificate, no death certificate, i was just saying earlier that the only acknowledgement i have got off bea ever existing is a cremation certificate, that is the only thing i have got that says she actually existed. you are very keen to show us existed. you are very keen to show usa existed. you are very keen to show us a picture of bea and we will show our audience and our. this is bea shortly after she was born. you are very keen, you work quickly took —— people to educate, about how it feels, how to treat people who are not necessarily brekkie lies in the

system. —— recognised.” not necessarily brekkie lies in the system. -- recognised. iset not necessarily brekkie lies in the system. -- recognised. i set up a charity called beyond bea charity, i go across the uk sticking to health professionals and students about how to deliver kare appropriately. i was lucky in that the majority of my ca re lucky in that the majority of my care was lucky in that the majority of my ca re was amazing lucky in that the majority of my care was amazing and i got time with bea, but a lot of officials do not have that experience or don't have the exposure and are scared to be around babies that have died. 0bviously, around babies that have died. obviously, we don't talk about it and it is quite daunting and people don't understand that taking photographs of your baby that has died isa photographs of your baby that has died is a normal thing to do. at the end of the day she looked like any other baby, she looked asleep, she is not offensive, she doesn't look abnormal, she is just is not offensive, she doesn't look abnormal, she isjust a baby that is sleeping and that was the biggest thing to me, that we are still got memories of her. it was very recent,

november, thank you for coming on and talking to us about it. it is so important to hear the personal side, doctor smith, why the thing the discrepancy exists between different places treat it in the terms of numberof weeks of places treat it in the terms of number of weeks of when it is classified and when it is not? number of weeks of when it is classified and when it is nowm number of weeks of when it is classified and when it is not? it is very difficult. for parents, in the uk we register stillbirths from kuraby four weeks and baby born before that, before a june pregnancy, as steph said, don't receive any birth or death certificate. their experience might be very different to babies stillborn after 24 weeks. what we are trying to do is report stillbirths as early as possible, so that we can start to understand the causes of why that might occur. if we don't register and report them, then we don't have the information to try and understand how we could put in interventions of. in terms of that number of weeks timeline, what

you can should be appropriate point at which stillbirths should be recorded as such? the more information we have, the better for many gestation. but it is important that when we compare between countries, that we are comparing the same data. if countries are reporting babies in different ways, then that can buy us —— biased the results we can see and we make get inappropriate comparisons. the 28 weeks was taken by the world health organization as a way of making sure that all of the data is consistent between countries and so differences we know our real. we are saying that a lot of countries in europe now report stillbirths as early as 22 weeks or earlier and we can reliably start to get a feel for how many stillbirths are occurring at that stage of pregnancy. we can start to acknowledge the losses of parents like steph. there is an edge of

compassion that is being missed in terms of, 23 weeks and four days was the age of bea and it is classed as a miscarriage of. is not recorded. now, regardless of whether there is valuable information or not, she lost a baby and there are parents out there, mothers and fathers who have been devastated by this news. surely, why is there a system in place to acknowledge this? cannot even get a birth or death certificate. it is like the system doesn't need it acknowledge the baby has been born. absolutely. in the uk it's extremely difficult. we've interviewed parents all over the uk who've lost a baby before 24 weeks, and their experiences of not receiving a birth or death certificate... there's no validation of the life of their baby. steph, how much does that compound the wreck issue with no official

recognition, compound the loss? nothing, i walked out of hospital with a memory box with bits in. i have nothing to say i came out without a baby. when you talk to midwives and colleagues, and you talk to them, because it happens, women and families and parents are going through this, how do you change the language around that? you refer to the baby as the baby's name. there are keywords, not using the words like fetus, miscarriage, it isa the words like fetus, miscarriage, it is a baby, a wanted baby that existed, has lived and has died. you still use their name, making sure they are or have an acknowledgement. make a certificate, how hard is it? it's not official, but if you feel someone it's not official, but if you feel someone else acknowledged your baby existed, that's one more person that met your baby and think how few people meet their baby. if they've acknowledge them, it makes them a

person. thank you so much. bea was your baby so thanks for coming in and talking to us today —— if they've acknowledge to them, it makes them a person. for details of organisations which offer advice and support, you can go online to bbc.co.uk/actionline. here's matt with a look at this morning's weather. good morning. after a feel of some yesterday in some parts, 25 in lincolnshire, back to autumn today —— feel of summer. dry and sunny weather to come nationwide. the cold est weather to come nationwide. the coldest weather to begin with, the green colours, where we have temperatures close to if not below freezing in some parts of scotland, northern ireland and northern england. not as chilly as yesterday morning in the south because of a sheet of cloud, linked to a cold front edging southwards, introducing the colder and fresher air to take us the colder and fresher air to take us through the next few days. it

will break up and lots of sunshine into this afternoon in england and wales, good parts of northern ireland and southern scotland with generally light winds. a bit breezy in east anglia, the faster beast and the channel islands, and for the hebrides and northern isles, a few showers —— the far south—east. 11—17 for many, maybe 19 in the channel islands. tonight after a cooler day, a chilly night to come. widely turning to frost in rural areas, temperatures very close in some of the towns and cities. avoiding bad, the towns and cities. avoiding bad, the far north of scotland, cloud and outbreaks of rain to take us into saturday morning across northern and western isles —— avoiding that. that will edge into the highlands at times but for the vast majority, a lovely start to the weekend. dry with good, long sunny spells and the winds lightest of the further south you are, but temperatures if anything after that chilly start, down a couple of degrees on today.

not special but nothing untoward for the time of year. we end with persistent rain in northern scotland and into sunday, that area of rain will fragment into a zone of cloud pushing south. for sunday in england and wales, cloud around for a time, some sunny spells with light rain and drizzle on the hills. sunny spells in the north, quite a breeze and frequent showers in the far north of scotland, some heavy and thundery and temperatures struggling to get into double figures. sunday feeling cooler but a lot of dry weather to come, not a bad weekend for many. if you have friends and family having a holiday at the moment to the east of the mediterranean, you might want to let them know there could be something stormy on the way. this zone of cloud throwing showers and storms into italy, sicily potentially today, but it could wind up into what is akin to a category one hurricane, pushing its way to southern greece, into the aegean, may be affecting crete. stormy seas,

destructive winds, not a great way to spend the last few days of probably an extended summer for some. by the way, naga and charlie, we call this a medicane. a mediterranean hurricane. what was that? a medicane. not something you get from a prescription at the doctors, a warm storm, similar to the characteristics of a hurricane. that is a new one on me, matt! we learn we learn something new everyday. fascinated by that! sean is on the sofa talking about scams. we are talking about personal finances, authorised push payments, where you make the payment yourself effectively, unauthorised ones would be where someone has tricked you... not necessarily tricked you but got your details and made a payment without you knowing. this is where a fraudster manages to get you to make a payment. they have gained your confidence and

then you personally make a payment? could be the click of an e—mail or face—to—face. we've talked about the size of the figures, £90 million lost in the first half of the year, only a fifth of that has been retrieved and so the banking industry and other sectors involved have come up with plans to make it less effectively, to make it better for plans to make it less effectively, to make it betterfor consumers. things like a new code of conduct to make it tougher for fraudsters to make it tougher for fraudsters to make those payments, new customer protection. we spoke to the boss of the banking industry about this and i asked him why it wasn't that the banks would cover costs in the first place. we need a consultation about where the victim should be expected to be reimbursed. i don't think it's right because a bank is involved in the payment, the payment has happened, the payment has happened in accordance with legal obligations the bank have to make that payment on behalf of the customer. if the customer's acted reasonably, we need to have a conversation about where reimbursement should come from.

interesting he used the word reasonably, lots of people, so many people are embarrassed if they have been scammed and they don't want to talk about ed, but where is the line between you being stupid or falling for some think that anyone else might think is obvious, and the difference between a sophisticated scam and trick. either way crime has been committed, but should the banks cover it if it is your fault? that is the line they are treading at the moment, how much onus is on the customer and how much is on the banks. he was effectively saying, he used the example of you wouldn't blame a used the example of you wouldn't blamea car used the example of you wouldn't blame a car manufacturer in a hit—and—run, why would you blame a bank when a surplus payment has been made? a difficult and controversial one when the rules come into place about when customers can trust the banks to get their money back or not. be where is the moral of the story. the good news is we consta ntly story. the good news is we constantly do stories about extra exposing these things. it is a

growing problem. -- about exposing these things. when you go out to eat you probably take it for granted that the cafe or restaurant you're eating in is clean and hygienic. but how do you know? if you live in wales or northern ireland it's a legal requirement for businesses to display their hygiene rating, but not in england. that's something the local government association is hoping to change. i think if you saw one with a number you wouldn't go in. genuinely i think they wouldn't show it. definitely think their import and you should know what you're eating and if it is claimed. you wouldn't eat at home like that, so why would you choose them —— and —— lee hsien loong think they're important. i wouldn't go in there. how often would you see a one star rating in a

restau ra nt would you see a one star rating in a restaurant window? you wouldn't, would you? i'm one of those people who does look for it. in the window? it is the green thing, 1—5, it will make me change my mind. i found the green thing, 1—5, it will make me change my mind. ifound out the other day that somewhere i like eating is only a four. that is the thing. i saw somewhere i liked was only a four and it has put me off from going. anabel car is with us, a food hygiene consultant. good morning. you saw how much people pay attention to it and their concerns, how much can we trust the signs and how much can we trust the signs and how visible normally are they? as you mention, in wales and northern ireland, the signs have to do by law be displayed. in england at the moment, there is no mandatory requirement for them to be displayed. you'll find some businesses are displaying them and some that aren't. but if you've got one, why

on earth would you not display it? you might not display it if you've got a poor rating. if you're at the bottom end, zero, one, two, maybe a three, you might think that sends a bad impression and you might not wa nt to bad impression and you might not want to display it. that's probably the key motivation for people. that's the key, the application is if you're in england and you can't see a sign on the window of a cafe or restaurant, probably means they got a bad result? i'd say that's the most likely reason, but there are other factors as well. some large brands don't think the branding of the food hygiene rating, the big green and black, they don't think that matches their brand look or appearance. might not meet the aesthetic for want of a better word of their brand, and they might not have a policy not to display the rating —— might have a policy. so it doesn't show the whole story if they are not displayed. what about the rating itself, how often are they

updated? rating itself, how often are they updated ? often you rating itself, how often are they updated? often you go into a place and it looks spotless, beautiful, everything is pristine but it is behind—the—scenes. it is in the preparation, sometimes you can see the kitchen area, which looks spotless, but it's about the food and how it is kept as well? it is useful to look at how the ratings scheme is scored, it is complex and so scheme is scored, it is complex and soi scheme is scored, it is complex and so i won't go into too much detail, but a lot of people would think, like you mentioned, it's about the cleanliness of the restaurants, both in the eating areas in the kitchen, but not mr cerny that much else —— eating areas and the kitchen. —— but not word there are three areas, one is hygiene, which includes cleanliness, but also how it is handled. temperature control —— there are three areas. how clean the chefs are working. in terms of touching their cells and watching their hands —— washing their hands afterwards —— themselves. their hands —— washing their hands afterwards -- themselves. are they

tested randomly? how often do they ta ke tested randomly? how often do they take place? the frequency is determined by the local authority. once a year, once every three months, how long? the longest period of time would be around three years. that would be for a very low risk business. that would be a business that doesn't have any raw food, any raw meat or cooked meat, for example, and preparing those at the same time. it would probably be somewhere that is prepacked foods, like chocolate and snacks, maybe a corner shop. this is your area of expertise, do you think people should use their own judgement? expertise, do you think people should use their ownjudgement? you can see the scorecard, but it could have been 2.5 years since their last test. go in and look at the place, is that ultimately the best test?” would say the food hygiene rating is the best test because you have the professional, experienced opinion of an environmental health officer awarding that score. for restaurant

is, generally the frequency of inspection is much more regular, somewhere around every 18 months —— for restaurants. the higher risk of the business, the more complex the food they're producing, the more frequently it will be visited and rated. average home, what would that rate? depends on your average home. what do you think the hygiene ratings of our homes would be? difficult to say, it's notjust based on when lillis, there's factors like documentation and implying with the law. also the condition of the building, how it is laid out and the quality of the structure. -- based on cleanliness and. thanks for coming in. time to get the news, travel and weather where you are —— based on cleanliness. time now to get the news, travel and weather where you are. good morning from bbc london news, i'm alex bushell. it's estimated there are 187 new cases of children being sexually abused every day in london.

now there are calls to make free preventative therapy available for those who cast themselves as paedophiles. the uk's only nhs facility that offers free psychological treatment is based in london but only treats those already convicted for child sexual abuse. one expert says more needs to be done here in the capital. we need to be making therapy freely available as a form of child protection in order to prevent children being damaged and harmed by these people. i'm very disappointed that london doesn't offer us anything like this. and the government refused to respond to our request for a response on that story. the water regulator, 0fwat, has warned companies it won't hesitate to take action if they fail they can't protect customers in extreme weather. in february and march, thousands were left without running water as what became known as the beast from the east brought freezing temperatures. 0fwat has ordered firms to submit a detailed action plan setting out what lessons have been learned. let's have a quick

look at the travel. on the tube, minor delays on the district line and the overground and the piccadilly line remains suspended because of strike action that lasts until this afternoon ataround 3:30pm, it should resume but will wind down again until about 10pm with no night tube. great northern services between alexandra palace and hertford north are disrupted until midday because of a defective track. this is the view of the a11 hijab or high—street —— whitechapel high street. let's look at the weather with elizabeth rizzini. hello, good morning. over the last couple of days or so, we've seen temperatures peak in the low 20s in celsius

with lots of blue sky and sunshine, but today it's going to feel really rather different. a cooler feeling day, a big dip in temperature and also quite a bit more cloud around too, but also some sunshine emerging at times. now, we saw a cold front sink southwards last night, and it's brought with it quite a lot of cloud, a few outbreaks of drizzle, that's how we're starting off the day, but it's still fairly mild out there. that cloud is going to push its way southwards, and as it does, will brighten up through the morning. some sunny spells through the late morning lasting into the afternoon, just a bit of fairweather cloud here and there and quite a brisk and chilly northerly breeze at times too. temperatures only up to between 14 and 16 celsius, so all in all feeling a lot cooler than it did yesterday. and it will be a chilly night to come too. the skies will clear, the winds will lighten, and we'll see temperatures in the rural spots cold enough for a touch of frost on the grass into tomorrow morning with our overnight lows here of around three or four, perhaps six or seven in central london. quite a chilly start to the weekend. tomorrow, lots of sunshine, 18 degrees. sunday, a cloudier day but staying dry and settled. i'm back with the latest

from the bbc london news room in about half an hour. but now, back to charlie and naga. much more on the website at the usual address. bye for now. hello, this is breakfast with charlie stayt and naga munchetty. the time is 7:33am. the main stories this morning: "powerful, honest and riveting", that was donald trump's assessment on twitter of the testimony of his nominee for the supreme court, brett kavanaugh, whose accused of sexually assaulting a teenage girl 36 years ago. mr kavanaugh declared that the allegations had destroyed his family and his good name. earlier, his accuser professor christine blasey ford, insisted that the attack did happen and described its devastating impact. i am here today not because i want to be, —— i believed he was going to rape me. i tried to yell for help. when i did, brett put his hand over

my mouth to stop me from yelling. this is what terrified me the most. i am here today to tell the truth. i have never sexually assaulted anyone. not in high school, not in college, not ever. around 1,000 headteachers will march to westminster later in protest over education budgets. they say that schools across england are chronically underfunded, which could lead to increased class sizes and the loss of special needs provisions, while the department of education say it's spending more than ever. a boeing 737 passengerjet has crashed in a lagoon off a remote island in micronesia, in the western pacific. it's understood the plane attempted to land at chuuk international airport, butjust missed the runway. a flotilla of boats was deployed and all 47 people on board were rescued. no serious injuries have been reported. police in the netherlands have arrested seven men over an alleged plot to carry out a major terrorist attack involving guns and explosives. the men, aged between 21 and 34, were arrested on thursday. three had been arrested previously for trying to travel abroad to join foreign militants. us regulators have charged tesla

co—founder elon musk with fraud. financial authorities say that he deliberately misled investors earlier this year when he sent out tweets suggesting he wanted to take the electric carmaker back into private ownership. mr musk said the action was unjustified. shares in tesla fell more than 10% after the announcement. rya nair has cancelled around 250 flights today, as some of its pilots and cabin crew stage a new strike, over pay and conditions, in six european countries. the airline has played down concerns about disruption, it says it's notified affected customers and insists that the vast majority of scheduled flights will go ahead as normal. the time now is 7:35am. coming up, we'll get the weather with matt. they have teed off. the opening for

race in the ryder cup as europe try to win the cup back from america. one hour ago you ask me that when it comes to the four balls this afternoon, because the players have their own sponsored all is. in 2006 it was relaxed, since then, they alternate. each hole, they can pick alternate. each hole, they can pick a particular players ball and the other player can use their ball in the next. what is it and who is playing? originally it was the british isles versus america than it became the whole of europe. a unique tea m became the whole of europe. a unique team sport, golf is usually individual, but many of them play on a team, relying on teammates. this is the opening format walls. they have all got the ball in play and you take the best from your team to carry forward and win a point. there isa carry forward and win a point. there is a mixture of four balls and singles. it is under way, that is

the main thing. the first balls have been hit, europe trying to win it back from the americans. you can see the lavatorial like amphitheatre. over 7000 there, the biggest stand ata over 7000 there, the biggest stand at a first key to greetjustin rose. the honour of the first shot went to the american rookie tony finau. he almost pushed the opening shot into the water. justin rose, in contrast, hit a beauty. he has left himself poised for a birdie beauty. he has left himself poised fora birdie and beauty. he has left himself poised for a birdie and a chance to win the first hole, which he has made them i have just heard, to first hole, which he has made them i havejust heard, to put first hole, which he has made them i have just heard, to put europe first hole, which he has made them i havejust heard, to put europe 1—0. if you are looking for inspiration in the early stages, they can take it from the european one armed golf team. there you go. you can see the

opening stages there. what a match to finish with later on this morning. i was saying, if they wa nted morning. i was saying, if they wanted inspiration, the european team, they can take it from the one armed european team that won the equivalent against the americans last weekend. they beat the americans 17—11 in their ryder cup equivalent, last weekend. earlier this week, i met rob paul, one of the stars of the european team, he has cerebal palsy and has always played using just one arm. he showed me how much of a challenge this can be. more on this tomorrow, when we will also hear from britain's double world champion at long drive, joe miller, who can hit his tee shot over 500 yards. that is more than most part four ——

par fours. it is a morning of pure excitement. and icon. look at who has stuck onto the sofa! uk back brilliantly this summer after a disappointing ashes series. what was evenit disappointing ashes series. what was even it within you that gave you the belief to carry on? —— you came back. i think the fact that i have done before for england, watching at home, you feel it is nice to have a bit of a break. you watched test matches and you miss that, the feel of the crowd, the noise and being out with the boys. i guess that drove me to get back into the side and perform for worcester. you have written a book, 31 years old, but it

is very interesting. can you talk about your history of cricket in your family about your history of cricket in yourfamily and your about your history of cricket in your family and your father's role in pushing you and your brother into becoming brilliant but basically and having the goal to play for england one—day. having the goal to play for england one-day. my father had his passion for cricket and this drive, i am guessing he played cricket, he was a decent player himself, but he had his passion and this drive, no matter what, he dropped everything for us guys to try and make it. i guess he saw the talent. he gave up hisjob to guess he saw the talent. he gave up his job to make guess he saw the talent. he gave up hisjob to make sure that he could ferry you guys around. he did little jobs here and there to support us every way he could. did he sell chickens at one point? sold chickens, did a bit of taxi. loads of little jobs he had to try to do to get us playing. it was me, my

brother and cousin who had trouble around, we had one car between the two families and had to try to get destinations and that was a easy. the support of him and my mother that they gave, was amazing. because of your success, your profile grows, you know —— people know who you are. one side—effect is that you are known as a high—profile muslim figure in the sport. is that something that has been comfortable for you? how something that has been comfortable for you ? how have something that has been comfortable for you? how have you tried to deal with that over the years?” for you? how have you tried to deal with that over the years? i have just tried to get on playing with cricket, really, let people decide and talk about whatever they want. for me, is about trying to be my best. there will always be mistakes and things like that, but i feel trying to live a bit of a private life and family life kind of thing. i guess ijust tried to play and do the best i can. it is important, that somebody who looks like it is seen on that somebody who looks like it is seen on the international sporting stage. for kids, like you said, you

grew up in birmingham, was either in —— wasn't even in the mindset that you would be an international cricketer. you do play a role and it is important. it is important because from a young age, i wanted somebody to look up to as well. when icame up somebody to look up to as well. when i came up someone “— somebody to look up to as well. when i came up someone —— came across someone i came up someone —— came across someone like muhamed ali for example, that was very inspiring and something that he believed in and stood up for, i believed that i could do the same. it was very easy to meet, but it is very important that somebody like a self is playing international sport and is out there for other people to look at for inspiration. i loved the fact that he took that the team dynamic, such an important part of england team, but imported for other players, when they celebrate victory to celebrate by spraying champagne, they do it separately and another one with you without the champagne, which means a lot. like i said before, i

appreciate that so much from the guys. we win a series and we take pictures and they called me to make sure that the body sprays, the word goes around that you should not spray me. i take a picture and leave and then they can do it they want.” was mindful of shaking your hand, thatis was mindful of shaking your hand, that is where your skills lie. you must take great care, i know cricketers now, there was an era, i am thinking of another era how they look after themselves probably wasn't the number one priority. look after themselves probably wasn't the number one prioritym has changed a lot. yeah, you try to look after yourself as best you can. try to look after your hands and everything. you have little wear and tear is, but you do deal with it. couple of years ago i did a piece for him, learning about the king of spin, you're telling me it is opening a door knob. i have tried that. that is how i let. opening a door knob. i have tried that. that is how! let. i

opening a door knob. i have tried that. that is how i let. i try to think about it as opening a door.” didn't get near any of the balls used at me. did you not get one? i got one, but it would have gotten caught. it was interesting him talking about you looking after yourselves, interesting in terms of foot wall is. you guys play football before a match and i think you said when you are in manchester you play snooker? i do. you guys are allowed to play football, it is not really competitive? it is very competitive. definitely. a lot of us, what of the players are quite good at football is either use the palais quite a lot and the standard is quite — cricketers. —— are used to play foot all a lot. —— that all. cricketers. —— are used to play foot all a lot. -- that all. who was the worst? alistair cooke was all right, but not the best. a lot of top level sportsmen are good at lots of sports, i get so annoyed, could have

been a cricketer and a footballer. we have loads of guys who are good, jos buttler and chris woakes. we have loads of guys who are good, jos buttler and chris woakesm even annoys you. you fly to shrike on sunday. it is an amazing place to go and! on sunday. it is an amazing place to go and i was excited with what is to come. “— go and i was excited with what is to come. —— troll anchor. go and i was excited with what is to come. —— trollanchor. looking forward to it, can't wait. —— troll anchor. —— sri lanka. these are what we have, i feel i have a good squad out there, especially for the one—day is. i am sure we will relish the challenge of. lovely to see you on a sofa, thank you for coming. the time is 745. his book is called moeen. bigger class sizes and staffing cuts and reduced fees are some of the things that will be much time in downing street today. around 1,000 heads are expected to show up, but the government say there's more money going into schools

than ever before. jayne mccubbin is at a secondary school in west sussex where teachers are gathering. morning jayne. the coach has arrived to take these head teachers from horsham to london, they will deliver this letter to the chancellor, philip hammond, demanding more money. this comes at a time when the government says we've never spent much more money on education. how do you square those two things? the institute of this cool studies has confirmed that even though there are record sums being spent, rising pupil numbers and costs means actually that equates to an 8% cut in real terms over the last ten yea rs in real terms over the last ten years —— institute for fiscal studies. let's hear from jules, years —— institute for fiscal studies. let's hearfrom jules, who is the head teacher who has organised the march today. nick gibson says you're doing a really good job at doing less with more, yes it is difficult but eve ryo ne more, yes it is difficult but everyone has to play their part.

what do you say? we're trying to play our part with austerity, but that's the misleading nonsense that's been driving us mad for years. looking at house prices 30 years ago, of course they cost more but that doesn't mean there's more but that doesn't mean there's more going into schools in real terms. we have cut and cut but we can't keep on doing more with less. you lobbied over the last few years but you've described the action today as unprecedented. we are relentlessly reasonable, we try to stick to the facts and we've gone down the usual channels but unfortunately the government just isn't listening. let's speak to the other head teachers. good morning, everybody! show of hands, how many head teachers have had to had to cut class sizes? increase class sizes, apologies! how many of you guys have had to cut curriculum offer? how many of you have taken part in anything like this before? nobody, unusual. becky, you are a

primary school teacher.” nobody, unusual. becky, you are a primary school teacher. i am, nobody, unusual. becky, you are a primary schoolteacher. i am, yes. but i'm what we are talking about, class sizes, curricula offer, you're worried about the health welfare of students? —— curriculum of offer. their mental and social health is being impacted the most. resources outside of school aren't there, they've been cut to the bone and in school we're trying to pick up but we don't have the staff and capacity to do it. how far out of your comfort a re to do it. how far out of your comfort are you holding banners and placards, you haven't done anything like this before? seriously out of our comfort zone, we can't deliver on the cuts, we are making decisions not in the best interests of students. but education has been protected more than other government departments, the government says, and you're doing a good job with less. it is difficult. schools are being asked to do a lot to support

children's's mental— health problems with eating disorders, self—harm, radicalisation and so on —— children's. but we can't afford geography teachers and french teachers. the bus leaves in the next 20 minutes and we will see you off hopefully, but from us, back to you in the studio. over the coming months, breakfast will be taking a look at what's going on behind the school gates in our new series, educating uk. here's matt with a look at this morning's weather. it isn't too bad, it's almost like we've had a bit of warmth ahead of the chill? exactly, a bit of late summer. good morning. a bit cooler today, but lots of sunshine to add to the friday feeling, like we've already seen friday feeling, like we've already seen here. chilli across the north of the country this morning because the green colours in the chart, widely in single figures, touch of frost —— chilly. not as cold in southern counties of england and wales, a grey start to your friday, but the cloud will break up, turning

sunny quickly through the morning and the cloud eventually going to the channel islands with a bit of a breeze. that's the cold front introducing cold air to all. more of a north to north—easterly breeze blowing across england and wales today particularly. more of a breeze in northern scotland bringing the odd shower, but the vast majority of the uk will be dry. in lots of sunshine through the afternoon, but temperatures could be as ten cooler for some at around 11—17 —— lots of sunshine. warmest in the channel islands. a chilly night to come after the cooler day. uk wide temperatures into single figures. these towns and cities, in the countryside many areas could have the risk of frost to start the weekend. a cracking start to the weekend, lots of sunshine overhead, the exception being the northern and western isles of scotland, outbreaks of rain here will eventually slide into the highlands, turning more persistent through the afternoon and evening but most, another dry day on

saturday. sunniest in the further south you are but cool once again, with temperatures if anything down on today. another chilly night will follow for england and wales were high pressure holds on to take us through saturday night into sunday, but rain turning showery as it goes, across scotland, northern ireland and into england but this weather front is this zone of cloud pushing south across england and wales giving another drop in temperature. england and wales on sunday, lots of cloud, sunny spells, the chance of a shower. the best chance of a shower further north, some heavy and thundery in northern scotland, strong winds here but note the temperatures on sunday, 10—16. naga and charlie, the 25 yesterday a distant memory for some, but not a bad weekend. thanks, matt. not too bad at all! we're going to talk about an issue lots of people talk about a lot of the time... whether you stay with a company, could be a phone supplier ora bag, company, could be a phone supplier or a bag, you stay for a long time

so or a bag, you stay for a long time so you have a or a bag, you stay for a long time so you have a sense or a bag, you stay for a long time so you have a sense of loyalty, do they treat you well or is your loyalty wasted ? —— ora bank. it is loyalty wasted ? —— or a bank. it is all about getting penalised whether you switch or not. customer service and the money behind it as well, are you losing out? good morning, everybody. this is all about companies taking advantage of consumers who think that by sticking with a company they'll be rewarded for their loyalty. the consumer charity citizens advice has done some number crunching around the so—called loyalty penalty. it says that customers who stay loyal to their essential service provider could be paying nearly £900 over the odds each year, across all consumers that's around £4 billion. this morning it's launching a super complaint. the competition and markets authority have 90 days to respond. citizens advice doesn't do this very often. once in the past was the pp! mis—selling super complaint, we know £32 billion or something like that has been claimed since that was founded. katie martin is head of public affairs citizens advice. good morning, katie. these super

complaints are a big thing, notjust a little grumble, this is a big bit of research you have done. when you see a massive figure like £4 billion, what do you want to put in place to reduce that? as you say, it's a huge problem and our research has found eight in ten are paying the loyalty penalty across one of these products or services probably without realising. it's a really big problem and we think the competition and markets authority should look at it seriously, conduct a thorough study and come up with concrete measures to fix it once and for all. in lots of these markets, you can switch, it is possible to move and save money but customers aren't. absolutely. like you say, it is possible to switch, although often it's very difficult. there are measures to be taken to encouraged switching, but we know it's people who are least able to pay that are being penalised for their loyalty. people on low incomes, older people,

people with mental health problems. these are regulated markets for a reason, their essential services and they have a duty to look after those people and make sure the markets are working for them as well as everyone else. you don't mention the energy sector, is that because you're happy with how they're running, is it competitive enough? we think the price cap the government is in the process of introducing will go a long way to stop loyal customers being penalised. does that mean you're looking for price caps on mobile phone bills as well? not necessarily, we know there is no one size fits all approach for this, we know for different products and different services there will be different services there will be different answers. we don't have all the answers but we hope the competition and markets authority, with all their resources, can put some weight behind this and come up with concrete solutions that work for everyone. the buzzword is loyalty, is it loyalty? are people loyalty, is it loyalty? are people loyal to the brand of their mobile service provider, or can't they be bothered to switch? is almost

certainly a mixture, it's not almost —— it's almost a mixture of both —— is almost certainly a mixture of both. it is not a concept we are familiar with —— it's almost certainly a mixture of both. we agree with people who think this is unfairand agree with people who think this is unfair and that's why we think the siem a need to act. katie martin from citizens advice —— cma. the regulator will have to respond to see what they do next. bbc music day today, celebration of music. even in unlikely places like railway stations and that is where colin is today, in glasgow. good morning, colin. welcome from glasgow central station, we are here for bbc music day, which celebrates the power of music to change lives. all kinds of events happening countrywide, including in glasgow, amy mcdonald performing a couple of

firsts with this performance? it's the first time i have performed just myself and a choir. the soulsational quire. incredible and the first time i've performed in a train station. you know the station very well?” lived here so yes. you're going to treat us from one of your new songs? this is a track called this is the life. take it away. # over wind whistles down, the cold dark street tonight, and the people we we re dark street tonight, and the people we were dancing, to the music. # and the boys chased the girls with the curls in the hair, sitting way over there, and the song's getting

louder, each one better than before. and you're singing the song thinking this is the life and you wake up in the morning and your head feels twice the size, were you going to 90, twice the size, were you going to go, were you going to sleep tonight? and you're singing a song, singing this is the life, and you wake up in the morning and your head feels twice the size, were you going to 90, twice the size, were you going to go, were you going to sleep tonight? were you going to sleep tonight? —— we re were you going to sleep tonight? —— were you going to sleep the night. later in the programme we will have more from amy. good morning from bbc london news, i'm alex bushell. it's estimated there are 187 new cases of children being sexually abused every day in london. now there are calls to make free preventative therapy available for those who cast themselves as paedophiles. the uk's only nhs facility that offers free psychological treatment is based in london but only treats those already convicted for child sexual abuse. one expert says more needs to be done here in the capital. we need to be making therapy freely

available as a form of child protection in order to prevent children being damaged and harmed by these people. i'm very disappointed that london doesn't offer us anything like this. the government refused to respond to our request for a response on that story. the water regulator, 0fwat, has warned companies it won't hesitate to take action if they fail they can't protect customers in extreme weather. in february and march, thousands were left without running water as what became known as the beast from the east brought freezing temperatures. 0fwat has ordered firms to submit a detailed action plan setting out what lessons have been learned. let's have a quick look at the travel. on the tube, minor delays on the district line and the overground and the piccadilly line remains suspended because of strike action that lasts until this afternoon ataround 3:30pm, it should resume but will wind down again until about 10pm with no night tube.

disruption for southeastern services between dartford and greenwich until around 9am this morning. on the roads, the aat 11 whitechapel high street is closed eastbound at the junction with commercial street due toa junction with commercial street due to a police investigation —— a11. traffic lights out of action on church road at the junction with eskdale avenue. let's look at the weather with elizabeth rizzini. will it stay warm? hello, good morning. over the last couple of days or so, we've seen temperatures peak in the low 20s in celsius with lots of blue sky and sunshine, but today it's going to feel really rather different. a cooler feeling day, a big dip in temperature and also quite a bit more cloud around too, but also some sunshine emerging at times. now, we saw a cold front sink southwards last night, and it's brought with it quite a lot of cloud, a few outbreaks of drizzle, that's how we're starting off the day, but it's still fairly mild out there. that cloud is going to push its way southwards, and as it does,

will brighten up through the morning. some sunny spells through the late morning lasting into the afternoon, just a bit of fairweather cloud here and there and quite a brisk and chilly northerly breeze at times too. temperatures only up to between 14 and 16 celsius, so all in all feeling a lot cooler than it did yesterday. and it will be a chilly night to come too. the skies will clear, the winds will lighten, and we'll see temperatures in the rural spots cold enough for a touch of frost on the grass into tomorrow morning with our overnight lows here of around three or four, perhaps six or seven in central london. quite a chilly start to the weekend. tomorrow, lots of sunshine, 18 degrees. sunday, a cloudier day but staying dry and settled. i'm back with the latest from the bbc london news room in about half an hour. the first frost on its way for the year! there we are! bye for now. good morning and welcome to breakfast with charlie stayt

and naga munchetty. our headlines today... accusation and emphatic denial — the us senate hears dramatic testimonies in the row over donald trump's supreme court nominee. i believed he was going to rape me. identity to yell for help. before my family and god, i am identity to yell for help. before my family and god, lam innocent identity to yell for help. before my family and god, i am innocent of discharge. around 1,000 headteachers prepare to march on downing street to demand extra funding for schools. punished for staying loyal. this morning, a consumer body is launching a super complaint aimed at ending the so—called loyalty penalty, which is costing customers up to £900 a year. europe strike first in the ryder cup. in front of record crowds, a brilliant first hole byjustin rose means they have the advantage over the americans, in the first 4 balls match of the opening day. straight outta crawley — romesh ranganathan tells

about his journey to success from the mean streets of west sussex! and bbc music day celebrates the power of music to change lives. this is the soundsational choir and they will be performing with amy macdonald later in the programme, and if dry and sunny weather is music to your ears, you will like the forecast today! that's coming up! it's friday 28th september. our top story. "powerful, honest and riveting." that was donald trump's assessment on twitter of the testimony of his nominee for the supreme court brett kavanaugh, who is accused of sexual assault. yesterday, professor christine blasey ford gave dramatic details of the alleged attack, she said happened 36 years ago. our washington correspondent chris buckler watched as the highly

personal testimony became entangled in political rivalries. nothing but the truth, so help you god? i do. at times, this committee hearing felt more like a court, with senators left to judge the testimony of a supreme court nominee against a woman who has accused him of a horrific attack when they were both teenagers. i am here today not because i want to be, i am terrified. i am here because i believe it is my civic duty. details of christine blasey ford's allegations had already been published. but in the hushed committee room, her words had a different impact. i believed he was going to rape me. i tried to yell for help. when i did, brett put his hand over my mouth to stop me from yelling. this is what terrified me the most. there was a stark difference in tone from brett kavanaugh. he didn't try to hide his anger, as he denied the allegations. my family and my name have been

totally and permanently destroyed. he was careful in the language he used about dr blasey ford, but he attacked the process. describing it as a political hit—job that had impacted severely on his family. the other night ashley and my daughter liza said their prayers. little liza, all of ten years old... ..said to ashley, "we should pray for the woman". it's a lot of wisdom from a 10—year—old across america, people watched the highly—charged proceedings that saw democrats clash with both judge kavanagh and republican senators. in a tweet, president trump said judge kavanaugh had shown america exactly why he had nominated him. the committee heard powerful, personal testimony, but some

will argue it was ultimately drowned out by america's deep political divides. chris buckler, bbc news, washington. around 1,000 headteachers will march to westminster later in protest over education budgets. they say that schools across england are chronically underfunded, while the department of education says it's spending more than ever. jayne mccubbin is at a school in west sussex this morning, where teachers are getting ready. they are galvanised? yes, they are and this is unprecedented because although you might be familiar with the scenes of teachers and unions taking direct action, for headteachers to do this, this is quite out of the ordinary, isn't it? let me give you a couple of figures from earlier this year. at the moment, about a quarter of secondary schools are in deficit in england, about 60% of special schools are overspent, too. how does that square

with the government's message that never before has more been spent on education? well, that is factually correct but it is also true that pupil numbers are rising as our real—time costs. we can hear from schools minister. we are spending re cord schools minister. we are spending record amounts on school funding, £43 billion by 2020 but yes, of course, schools are being asked to do more and they have faced some cost increases which other employers are also facing such as national insurance contributions. but standards are rising up in terms of the proportion of schools judged good or outstanding and in terms of the reading ability of pupils. as you heard, the minister says you are successfully doing more with less, but you're concerned about the most vulnerable in your schools? we are doing everything we can, with less. but the special needs budget is crazy, we have a notional special—needs budget which doesn't come close to meeting the needs of

our special needs pupils. we have to juggle our special needs pupils. we have to juggle all the time, are we meeting their needs or are we meeting the needs of the mainstream pupils? concerns also about the most disadvantaged students, how do you believe they are impacted? we get a special sum of money called the pupil premium for disadvantaged families but we are having to prop up families but we are having to prop up our main budget with that type of moneyjust to make ends meet, it's just not good enough. we're going to let you head off to london now, they are going to be meeting about 1000 more heads who will be taking a letter to the chancellor demanding more money. back to you. a boeing 737 passengerjet has crashed in a lagoon off a remote island in micronesia, in the western pacific. it's understood the plane attempted to land at chuuk international airport, butjust missed the runway. a flotilla of boats was deployed and all 47 people on board were rescued. no serious injuries have been reported. police in the netherlands have arrested seven men over an alleged

plot to carry out a major terrorist attack involving guns and explosives. the men, aged between 21 and 34, were arrested on thursday. three had been arrested previously for trying to travel abroad to join foreign militants. us regulators have charged tesla co—founder elon musk with fraud. financial authorities say that he deliberately misled investors earlier this year when he sent out tweets suggesting he wanted to take the electric carmaker back into private ownership. mr musk said the action was unjustified. shares in tesla fell more than 10% after the announcement. rya nair has cancelled around 250 flights today, as some of its pilots and cabin crew stage a new strike, over pay and conditions, in six european countries. the airline has played down concerns about disruption, saying it has notified affected customers and insists that the vast majority of scheduled flights will go ahead as normal. killer whales are likely to be extinct in british waters within a century, after being made infertile by a chemical which was widely used in products like paint and glue.

that's the warning from the zoological society of london. it took part in a global study of the creatures which found that around half of the world's killer whales are under serious threat. our science correspondent victoria gill reports. the ultimate marine predator is falling prey to an invisible threat — manufactured chemicals lingering in the ocean. polychlorinated biphenyls, or pcbs, that were once used to heat—proof everything from electrical components to paint and glue, are leaching into the marine environment and are found at toxic levels in the bodies of killer whales. the pcbs alone, no other threat, just the pcbs alone, is enough to cause the extinction of more than half of the world's killer whale populations, which is really devastating, really. this is a killer whale apocalypse. polychlorinated biphenyls are extremely stable, heat—resistant chemicals. they were used in a huge range

of products, including paints and sealants, until research revealed them to be toxic. they were widely banned in the 1980s. their legacy, though, has proven just as toxic. the un estimates that 14 million tonnes of pcbs have yet to be disposed of safely, and they may still be leaking from landfill sites today. in the ocean it is killer whales, apex predators, who suffer the worst consequences. but while this study forecasts a bleak future for many killer whale populations, scientists hope it will also provide a catalyst to clean up this chemical legacy, ensuring that populations that escaped it will continue to thrive. victoria gill, bbc news. and those are the main stories this morning. missed trains, no suitable toilet facilities and a lack of personal space, just a few of the things rail passengers with disabilities have to deal with on a daily basis. but a new app which will be rolled

out across britain next year promises to make life easier by allowing customers to book the support they need in real—time. we'rejoined now by crispin humm from the rail delivery group and paralympian and campaigner anne wafula—strike. good morning. anne wafula—strike, you are so aware of good morning. anne wafula—strike, you are so aware of the difficulties that people with disabilities face on trainjourneys, that people with disabilities face on train journeys, can you tell us some of the challenges people are facing? apart from the very humiliating one, when i wet myself on the train... this is perhaps something our audience will not know about, if you don't mind talking about, if you don't mind talking about it...? maybe 1.5 about, if you don't mind talking about it. . . ? maybe 1.5 years ago i actually had an accident on the train but this was because the accessible toilet was out of order. and when you're travelling, when you have a journey that is more than two

or three hours, you definitely need to go and relieve yourself, which was really difficult in that case as a wheelchair user. were you want before you were on board all was any explanation given to you all warning? no, there was no warning. there was no explanation. it happened. and it left me feeling really humiliated. but apart from to i lets, really humiliated. but apart from toilets, we have disabled people forgotten on platforms, sometimes we book for assistance and it's not there. and this is all about the booking system, because at the moment you have to call through to the train operator? yeah, at the moment you have to call through and sometimes you are lucky if you get through the first time. so, you prepare yourself to make a very good journey and it doesn't end up like that. so, that's so humiliating, i know it is replicated in lots of different circumstances for people

with disabilities so how can an app change that? " i have apologised to anne wafula—strike privately and this gives me the opportunity to do it publicly. we have a shared ambition to make the railway more accessible, it's part of our long—term plan to open up a railway to more people so that more people can enjoy the benefits of rail travel. what we are targeting with this app is things that go wrong, the very things that go wrong, let's have a look at why sometimes we don't deliver the assistance that is booked. the current system we've got is really clunky, it's really old—fashioned. it's difficult for customers to book, it can take up to 40 minutes on one phone call. it is also inflexible, the automation behind—the—scenes. .. also inflexible, the automation behind-the-scenes. .. take us through how the app woodwork. so, someone is going on a journey and they want to make arrangements, they‘ re

going on a journey and they want to make arrangements, they're going at half past two this afternoon, how does it work? what the service will enable customers to do is to book via an app with an account. at the moment every time anne rings she has to give all her details, this will give heran to give all her details, this will give her an account which makes it easier and quicker to book and puts the power into the customer's hand. the app is reallyjust a shop window, behind—the—scenes, we are talking about a big transformational process, all the systems and technology and processes and procedures that support customers. what we want to do is automate all of that so that our frontline staff can focus on what matters, which is looking after customers. can i be clear about one thing? the implication of what you're saying is, do you already have the infrastructure in place to provide the assistance? there are individuals who are able to do the job, the problem so far has been in booking it...? i'm not clear what

the problem is, is it that you haven't had enough people to do the work, or that the information someone work, or that the information someone is trying to give fire the booking process is not getting through, which is it? there's no-one problem, if it was, it would be easy to solve. but my point is that if you create an app and there is the same number of people, and that was the problem, nothing will change, if there is no—one there when you are at the station, of the app is meaningless... this is absolutely the point, the app isjust the shop window, the front end, the bit which is in the hand of the customer. actually that is only part of the change that we are going to make through to 2019. we're looking at changing all the backup processes, the staff training, to enable our staff to focus on what matters, and that's customers like anne.” staff to focus on what matters, and that's customers like anne. i am quite surprised, i thought you could quite surprised, i thought you could quite easily launch an app, why are we waiting until next year? this is

not a standing start of the railway, we have been interesting to make the railway more accessible for years. we have spent about 500 million in the last decade to make the network more accessible. it is 110 stations that are now step three... but why is the app not able to be used now? so far, we have been improving the current service. what we have done with a very, very capable tech partner is to work with customers and we've spoken to a lot of charities and we've designed, from the bottom—up, with the customer in mind... i'm very conscious that you're trying to do the right thing here, i understand that, but ultimately, it's whether or not you have confidence, does this inspire you with confidence that when you book on the app, anything will be different? i think i have spoken to so different? i think i have spoken to so many of my disabled friends who travel a lot, using trains, and we

feel that at least these guys are now listening to us and they are identifying that there is a problem. and with the digital era that we are living now, we want to be able to put power in the passenger's hand. but this is onlyjust put power in the passenger's hand. but this is only just the put power in the passenger's hand. but this is onlyjust the beginning, and we are still going to be asking these guys to do more than just the app. crispin said, lots of money has been put into the infrastructure, and as you said, this is a shop window, you're making the system is behind the scenes so that the app can be effective. in the year and a half since you wet yourself on the train because there was no available facility, do you think it has improved, have you seen an improvement in the facilities offered? you know, let me tell you, things are still happening. and that's why we are still talking and raising our voices about this. and

sometimes, you're speaking to big franchises, people don't want to put their hands up and say, hey, there's something wrong. for these guys to start listening now, because we are being really hard on them, we are telling them that disability is not a disqualification for accessible transport, because we want to be able to travel and integrate in the community. and they are now starting to listen. leave me, we will hold them to account. after this, we want to know how it is going to deliver and we want to know what else is going to come after this. but at least this is one step in the right direction, and we will be asking for more. and we will be having you both backed on to talk about it next year! thank you both very much traffic time now is 18 minutes past eight. here's matt with a look at this morning's weather. a lovely, sunny start to the day for many parts of the uk. this was the

scene just a many parts of the uk. this was the scenejust a short many parts of the uk. this was the scene just a short while ago overlooking swansea. but it is on the chilly side. the green colours on the chart, an indication of that. a frost around, a bit more cloud in southernmost counties of england at present, that will break up to leave sunshine. but this cloud has been bringing in the cooler air through the night, so a big drop in temperature this afternoon for some compared with yesterday. instead of 25 on the charts, we're looking at more like 14—17. cool day in scotla nd more like 14—17. cool day in scotland after a frosty start for some. a bit more cloud in the afternoon. in the northern and western isles, a chance of one or two showers. some more rain coming in towards shetland, especially and maybe the hebrides towards the end of tonight. uk—wide temperatures into single figures overnight. you

can knock a few digits of these figures for the countryside. it will be another blue sky start tomorrow. turning wetter across the highlands during the day tomorrow. breeze aching up as the cloud generally increases but most will stay dry. the best of the sunshine in england and wales. temperatures not far off today's values, possibly a degree or so today's values, possibly a degree or so down. this weather front will bring you more across scotland initially, turning more showery as it comes towards northern england and there it is on sunday, so a bit more cloud england and wales. pushing southwards. more of a breeze on sunday compared with saturday. that will bring in lots of showers to northern scotland, some of those heavy and thundery. it will be a cool of weekend by and large but nice enough when you've got the sunshine. let me just quickly take

you to the eastern mediterranean. if you to the eastern mediterranean. if you know anybody in greece at the moment, things could be turning stormy. this swarm of cloud is almost looking a bit like a hurricane. it has similar characteristics in fact and could bring hurricane strength winds into greece and the aegean, several months' worth of rain could be coming at the weekend. because it has that similarity to a hurricane, forming in the mediterranean, we call it a "medicane". let's return to our top story now. the man nominated for a vacant post on the us supreme court by donald trump has denied allegations of sexual assault against him. brett kavanaugh has accused democratic senators of destroying his family and his good name for political reasons. earlier, christine blasey ford said an assault

by mr kavanaugh 36 years ago had "drastically" affected her life. let's remind ourselves of some of the testimony heard.” let's remind ourselves of some of the testimony heard. i am here because i believe it is my public duty to tell you what happened to me while brett kavanaugh and i were in high school. the other night ashley and my daughter liza said their prayers. little liza, all of ten years old... ..said to ashley, "we should pray for the woman". pray for the woman. " it's a lot of wisdom from a 10—year—old i believed he was going to rape me. i tried to yell for help. when i did, brett put his hand over my mouth to stop me from yelling. this is what terrified me the most. i'm here today to tell the truth.

i've never sexually assaulted anyone, not in high school, not in college, not ever. what does this all mean, what is the impact it could possibly have? earlier we spoke to the us political analyst eric ham who gave us his take on what was an emotional day on capitol hill. if you look back to 1981 when someone if you look back to 1981 when someone face to members of the senate over issues of sexual allegations, he called it a hi—tech lynching. and today, we saw at least the test are many from dr ford which i think we'll go down, her testimony was very powerful and i think there we re was very powerful and i think there were many people who were struck by not only her courage but also her ability to stare down her accuser as well as those in the senate on a very, very tough issue. donald trump i think was... i think his reaction was to be expected. he knows that

this nation was on the line, his presidency was staked on his ability to nominate these types ofjudges and so he thinks that he got a win, that we saw kavanaugh actually come out and attack, attack, attack, which is what donald trump wanted to see. i think it's very important to note that i think today what we saw from judge kavanaugh was that he was actually performing for an audience of one, the president. the reason why this is so important because whoever takes this seat on the supreme court will shape the nation for probably the next 30—40 years, particularly as it relates to the law of the land. we're going to talk about loyalty to customers and companies you do business with. i have been with a

certain company for a long time, i treated well? well, that is what this is about. citizens advice have looked at the deals we get with mobile phone companies, broadband companies, mortgage providers, savings, not the energy market, but they have come to the conclusion that we are losing out on average by £900 each yearfor each that we are losing out on average by £900 each year for each customer, because we stay with companies longer than we need to, or companies don't offer us better deals for staying loyal with them. and so they've looked at this and they pointed out the energy market and we have seen put in place in the energy market, because people don't switch as often as they should. they weren't necessarily saying that they wa nt to weren't necessarily saying that they want to see caps in other markets but we have already started to see slight changes in some of those sectors in terms of how consumers are being treated. a total of £4 billion so this super complaint has been put into the regulator. what is going to be done about it in the

meantime? well, you've already seen some businesses change, for example, in the mobile phone sector, we heard ofcom, the regulator, saying that they're not ofcom, the regulator, saying that they‘ re not happy ofcom, the regulator, saying that they're not happy with the way people are built, the way your handset is bundled in with whatever data you are paying for and you can end up paying for your handset for months and months after your contract has expired, some companies have already made changes in that area. at it is not moving quickly enough. so then it is down to the customer, isn't it? we bang the drum on this every day, try to switch whenever possible, look around the deals, because they're not going to help you? it has been mixed messages over the last year or two, should we all be switching or is it that companies should be offering lower prices automatically to customers who have been with them a long time? and there is not really a clear a nswer and there is not really a clear answer for that yet. time now to get the hello, good morning. yesterday we

got temperatures in their 20s across parts of england and wales. today, though, it will feel much pressure for many if us across england and wales. despite that there will be good spells of sunshine. some cloud in southern areas this morning, that will clear and sunny spells will develop. right across the uk, we have some sunshine after a chilly start across northern areas with light winds clearing from the north and north—west, it will still feel fresh. maximum temperature is 12—14 in northern areas, the highest temperatures in the channel islands, 19 degrees, 17 degrees in london. this evening and tonight clear spells taking us into saturday morning, beneath them it will turn

chilly for everyone tonight, so we could see temperatures reaching low single figures in the countryside, typical values around three to 6 degrees. for the weekend we start on and dry and sending out across most areas, some cloud, rain and showers moving into northern and north—western areas, a bit of a breeze developing, for most of us another dry and sunny day. once more under the fresh date with maximum temperatures of around 14—18. during sunday the weather front in the north—west will gradually move south and east. not too much in the way of rain associated with this front. it's a band of cloud that will move through. particularly in northern and western areas of scotland, generally speaking on sunday morning more clout compared to saturday, it may be chillier, temperatures in london about 14 degrees, 9011

degrees further north. that's it from me. bye bye. hello. this is business live from bbc news with sally bundock and victoria fritz. electric shock. tesla's boss elon musk is charged with fraud by us financial regulators — sending shares in the car maker tumbling. live from london, that's our top story on friday 28th september. are the wheels coming off at tesla? the sec says elon musk‘s claims he'd secured funding to take the electric carmaker private were "false and misleading". plus — a trillion dollars of trade hanging in the balance —

time is running out