you're watching bbc newsroom live. it's 11.003m and these are the main stories this morning: plans to overhaul england's waste systems are unveiled to make it easier to know "what" and "when" to recycle. what we need to do is to make sure that that food waste does not go to landfill, because that creates significant environmental harms and we want to avoid that. and we'll be putting your questions about recycling to our expert panel in #bbcaskthis, just after 11.30am. the cabinet meets to discuss plans for a no deal brexit after theresa may said mps won't get to vote on her deal until late january. jose mourinho has been sacked as the manager of manchester united, after their worst start to a season in 28 years. a clampdown on the cost of overd rafts, regulators announce measures to make them more affordable. good morning.

welcome to bbc newsroom live. the government has set out a new strategy for dealing with waste in england. the measures are designed to improve the environment, cut the amount of plastic that ends up in landfill and the sea and curb emissions. there'll be a weekly food waste collection for households to prevent waste rotting and releasing greenhouse gases. there will also be a deposit scheme for bottles, cans and disposable cups. manufacturers will have to pay for the disposal of any packaging they produce. and they'll have to introduce consistent labelling on packaging so consumers know what they can and can't recycle. the plans will be put out to consultation in the new year. here's our environment analyst, roger harrabin. the way we deal with waste is about to change. new rules will aim to end confusion over what can be recycled and what can't.

the government says we need to use resources more wisely. scientists say we are all using too much of the planet's resources, buying stuff and then just throwing it away. that in turn generates greenhouse gases that are overheating the earth. it's got to change they say government, local government, businesses, you and me. here is one solution, if food waste is collected separately and rotted in a tank, it gives a stream of valuable gas and a load of soilfertiliser. ministers want all households in the uk to be offered a food waste caddy to help in this process. what we need to do is make sure that that food waste does not go to landfill because that creates significant environmental harms and we want to avoid that. it's only through separate food waste collection that we can ensure that we actually use that material in a way which is environmentally sensitive. and there is more. getting rid of waste imposes big costs on us all, ministers want manufacturers

of goods to pay the bill for disposing of them. then there are plans to tackle the curse of fly—tipping by tracking the movements of disposal firms with electronic systems. some of today's ideas are themselves recycled, industry has been fighting proposals for fear of increased costs, councils worry about that too. environmentalists praise the ambitions of today's strategy, but want to see firm policies emerge from the coming series of consultations. roger harrabin, bbc news. one of those key recommendations is that manufacturers should pay for the disposal of their own packaging. so how might this affect business and consumers? peter andrews is head of sustainability at the british retail consortium. welcome. it's going to make things more expensive for consumers because costs will be passed down from money

factories to retailers, to the shoppers. i think what we'd like to see from the strategy is incentivising responsible business practice. if the government can get the system right it will drive producers, retailers and manufacturers to be putting onto the market recyclable packaging or with recycled contents. if that can incentivise the new system that will be more affordable. incentivised, how? financial incentives? the chancellor has proposed a new tax on packaging, if it's not recycled, if it doesn't have recycled content in it. that will stimulate more and more responsible businesses to put onto the market recycled content. the brc has talked about its concerns about putting vending

machines where people can return them metal cans, whatever, to get them metal cans, whatever, to get the deposit back. members of the brc will have to step up and take their share of the cost. why do they fear, for example, the cost of installing these, when consumers will be drawn to businesses who are doing their bit? we've welcomed dot-mac we recognise we will be paying more into the system and we welcome that is part of looking at the whole system in how we can improve recycling and waste in this country. where we have raised concerns is where this is focused on just england. it doesn't include scotland oi’ england. it doesn't include scotland or wales, northern ireland and ask an great complexities which can be challenging for us to get over. we wa nt to challenging for us to get over. we want to work with governments on the detailed understand those. want to work with governments on the detailed understand thosem want to work with governments on the detailed understand those. it sounds like you're very wary of the cost. you are but do you accept the fundamental level that you have to step up and take your share of this?

we do and we are. we have been taking billions of tonnes of packaging and waste out of the system, collectively or collaboratively since 2005. we are eliminating unnecessary packaging. we are working towards targets and working with the public to move forward. through this new strategy we can really work together with lots of different partners to eliminate waste as much as we can and make much more circular economy. thank you very much. if you've got any questions about recycling — whether it's about what happens to waste, what can and can't be recycled, or tips on how to recycle your waste most efficiently, send them in to us. you can see the contact details now. we'll be putting your questions to our expert paneljust after 11.30

this morning here on bbc news. the cabinet is meeting for the last time this year and are believed to be discussing whether preparations for a no deal brexit should be ramped up amid uncertainty over the fate of the prime minister's proposed deal. ministers will set out how much money each department is to receive for preparations, should the uk leave the eu without a formal agreement. meanwhile, jeremy corbyn has tabled a motion of no confidence in the prime minister, after she postponed the vote on her deal until the middle of january. downing street says the government will not play "silly political games". 0ur assistant political editor, norman smith, is at downing street. that cabinet meeting is continuing,

i assume. any news emerging? not yet. we know they hope to announce later on today the many individual departments will get to spend on a no deal planning, how much cash will have to go to recruit more border guards, how much cash will have to go to it projects for additional customs controls, all that sort of thing. the striking thing is this cabinet meeting is totally focused on no deal, that is the one issue under discussion and thatis the one issue under discussion and that is because there is a growing realisation that if theresa may's deal goes down, that is a strong possibility we could leave en masse the 29th without any agreement whatsoever. there is a sub dish and thatis whatsoever. there is a sub dish and that is theresa may's game plan, to mmp that is theresa may's game plan, to ramp up the pressure on mps to back her deal or to risk the possibility ofa no her deal or to risk the possibility of a no deal, something theresa may and other cabinet ministers have

warned would be damaging for business and forjobs. interestingly this morning, we heard from andrea leadsom as she was leaving home to come to cabinet, floating this idea ofa come to cabinet, floating this idea of a managed no deal. what that would mean is we would basically pay a huge slab of money to the eu to buy a little mill time to get our act together before leaving on no deal. have a listen to what she said. morning, mrs leadsom. are you supporting a no—deal brexit? we are preparing for all eventualities. we are certainly not intending to have no—deal brexit but parliament does need to vote for a deal otherwise the legal default position is we will head for no brexit, no—deal in march 2019. is managed no deal an option? in my view, it certainly is if all else fails but what we're trying for is the prime minister's deal and she is working very hard on making that address the concerns that have been expressed by all parliamentarians. thanks very much. but isn't the prime minister's deal dead in the water, mrs leadsom? no, it certainly isn't. why not? you know there's no

parliamentary majority for it. what has been interesting over the past 2a hours or so is some of those brexiteers from the european research group have been most critical of mrs may and who only a few days ago were trying to topple her, now appear to have rallied behind her, not her deal. their calculations seem to be when mrs may puts her deal to a parliament in the middle of january, yes, puts her deal to a parliament in the middle ofjanuary, yes, it will be voted down and then there won't be the time to come up with any form of plan b so we will have to leave without a deal on march the 29th. if they are sounding increasingly supportive, those former tory remainders are increasingly aghast at the prospect that were not going to get this boat into the middle of january, squeezing the amount of

time available before brexit. justine greening suggesting parliament should just sit through christmas to vote on mrs may's deal. i'm quite happy frankly for us to sit over christmas and into the new year. nothing is more important for us to now resolve. i think it's totally inappropriate that whilst everybody else will be getting back to work on the 2nd ofjanuary, parliament isn't coming back until the seventh. all of these things need to be speeded up and we need parliament sitting and taking decisions, and we need government to allow parliament to have that vote and have that debate. now, the suspicion of many is the prime minister is deliberately running down the clock on brexit to crank up the pressure on mps when we come to that vote in the middle of january. they have to decide whether they are really prepared to risk voting down mrs may's deal all

facing the possibility then of leaving the eu without any deal at all, given all the warnings we have heard from the treasury and of course from the governor of the bank of england about the impact of unemployment, the impact on house prices and the impact on the economy. the view is that team may think at the last minute, made the mps will crack, they will balk at the idea of risking no deal and so in order to avoid that they will swing behind the play melissa's deal. i have to say it is a long shot because at the moment there very little sign to support swinging behind the prime ministerfor her deal. manchester united have sacked their manager jose mourinho following a series of disappointing results. his last match in charge was a 3—1 defeat by liverpool on sunday. united's haul of 26 points, after their first 17 premier league games, is their worst tally in the top flight at this stage since 1990—91.

well, martin lipton is the sun's deputy head manchester united released this statement. well, martin lipton is the sun's deputy head of sport and joins us now. good morning, thanks for your time today. does there come a point when the relationship between the manager and the team bad that it is better to get rid of that manager even if there are lots of games coming up and find someone on a temporary basis? are you surprised by the timing at

all? i think so. are you surprised by the timing at all? ithink so. it is are you surprised by the timing at all? i think so. it is such a busy period for football. martin piller i'm sorry to interrupt you, we have having problems with the sound here, it is difficult to hear what you are saying. apologies, we may be able to try you again. at the moment we can't continue the

conversation unfortunately. martin, thank you. the headlines on bbc news... plans to overhaul england's waste systems are unveiled to make it easier to know what and when to recycle. the cabinet meets to discuss plans for a no—deal brexit after theresa may said mps won't get to vote on her deal until late january. jose mourinho has been sacked as the manager of manchester united after their worst start to a season in 28 years. and in sport — we'll bring you more onjose mourinho's sacking. his departure confirmed by the club this morning following the club's worst start to a league season in 28 years. a caretaker manager from outside the club will be appointed until the end of the season. i'll be back with more on those stories later. tugs are on their way to help a 16,000 tonne russian cargo ship

that's run aground off cornwall in extreme weather. the kuzma minin is stuck off the coast of falmouth with a crew of 18 on board. it's thought there's no cargo aboard or any sign of pollution. earlier i spoke to simon daw, the owner of the gylly beach cafe in falmouth, close to where the cargo ship has grounded. good morning. yeah, we are just sitting inside the cafe because the terrace is completely soaked with the wind and rain that we have had. but outside i would say at about a0 yards off the beach we have got a russian tanker thatjust seems to be grounded there. broadside to the beach with various coastguard vessels dotted around it. the local coastguard helicopter has just winched the local pilot on board. sorry, say again, i didn't quite catch what you said. the coastguard helicopter has winched who on—board? the falmouth pilot on board, the local guy who has got the knowledge of the local...

0k, and any sign of those tugs yet? the tugs that are going to take the ship off the beach, i don't think so. falmouth, i don't think has anything big enough for that. so they are going to have to get those from other ports within the country. and then with this wind and rain, i'm not sure how long that is going to take. i don't think this ship is going anywhere, definitely today. and it might be tomorrow before it is taken off here. and the images that we are showing our viewers on the screens, some still photos, and obviously from your description of the weather on the terrace of the cafe, i imagine the sea is pretty choppy at the moment. it is pretty choppy. the cafe sits on a south easterly facing beach, and we have definitely got a strong south—easterly wind that is coming through at the moment. so we are at...it is most problematic for us. the seas are up quite high. i have seen them worse down here, but they are definitely quite high this morning.

and is all of this bringing a little bit of extra trade to the cafe? yeah, you might be able to hear in the background that we are quite busy. a lot of people have come down and taking photos etc. so we are probably busier than we would be on a normal tuesday morning. pro—government forces in yemen say a ceasefire in the red sea port of hodeida has been broken, minutes after it came into effect. houthi rebels and the saudi—backed government agreed to halt the fighting at talks sponsored by the united nations in sweden last week. but a government official said there had been renewed fighting almost immediately to the east of hodeida. the port serves as a vital gateway for the delivery of humanitarian aid to millions of yemenis in danger of starving. cbs reporter liz palmer sent this report from a clinic where dozens of malnourished children and their mothers are being treated. assam is two. and so malnourished he weighs half what he should. the nurse tries to feed him

nutrition packed paste, but he doesn't want it. why would he refuse food? he wants to vomit, it's like... 0h, he can't keep it down? assam's muscles are so wasted he can no longer walk. there are 25 malnourished children and their mothers in this clinic. but many more never make it to this small outpost of mercy in yemen's rugged north—west. this is dry land farming country, but venture off the main road and you will spot clusters of makeshift tents everywhere. at least 15,000 people have fled here afterfighting and saudi air strikes destroyed their homes and their lives. the nurse introduced us to the people of this camp who crowded round to show us their desperation. they are so short of food they are eating leaves. they are cooking these to eat them. yes, they say, even though it gives

the children diarrhoea. and they want to know why isn't more help coming? the fact is aid agencies are trying to scale up. but they are facing huge obstacles. meanwhile, the he go is more acute everyday. the nurse told me, "i can offer my compassion, "but they need a whole lot more than that." elizabeth palmer, cbs news for bbc news in yemen. robert mueller, the special counsel investigating alleged russian interference in the us presidential election, has released details of the lies told by former national security adviser michael flynn to fbi agents. it comes ahead of mr flynn's sentencing today. 0ur north america correspondent peter bowes reports from los angeles. the retired ex—army general was one of donald trump's closest advisers

and most ardent supporters during the 2016 campaign. he was appointed as national security advisor despite the president's predecessor, barack 0bama, warning mr trump against giving michael flynn a topjob. he was in the post for just 23 days, sacked by donald trump when it was revealed he had discussions with the russian ambassador to washington about lifting us sanctions on russia before mr trump took office. it also come out that he'd lied to the us vice president mike pence about that conversation. last december, he pleaded guilty to charges that he'd lied to the fbi about his contacts with russia and he became the most senior member of the trump administration to be indicted. since then, he's been corporating with the investigation led by the special counsel robert mueller looking into whether the trump campaign colluded with russia. earlier this month, robert mueller said mr flynn has provided substantial assistance to the inquiry with first—hand details of contacts between the president's transition team and russian

government officials. as a result, the special counsel has said michael flynn should not go to jail for lying to federal investigators. he could get up to six months. the bodies of two scandinavian tourists have been found near a village in the high atlas mountains of morocco. the remains of the women — one from denmark, and the other from norway — were discovered close to the village of imlil. they were found in an isolated area on the way to north africa's highest peak, which is a popular trekking destination. rules to make it easier for companies to run individual train services alongside existing franchises could come into force in the new year. the rail regulator says it wants to create more competition by making it easier to run trains under so—called "open access" agreements. the office of road and rail says the contracts , which are already in place in some parts of britain's rail network , make tickets cheaper and improve services.

daily and monthly overdraft charges could be abolished, as the regulator plans to introduce new rules that would force banks to charge one set interest rate. the financial conduct authority said overdrafts were "a dysfunctional market" that needed to be sorted out. it also wants to get rid of extra charges for unarranged overd rafts. 0ur personal finance correspondent simon gompertz explained more. we live in a world where you can be charged £5 to £10 a day for going into overdraft. so you might be just a few hundred pounds, but if you are paying £5—£10 a day, these are extraordinarily high rates of charge that make overdrafts more expensive than payday loans for instance if you have the wrong sort. in addition to that, there are other charges that you might face. people have being calling for the whole thing to be capped in the same way as payday loans and what we call rent to own. that isn't what they've come up with today.

so, what would these new rules force banks to do? what sort of impact would it have on us all and our bank accounts? in simple terms, they gave us a sneak preview of this a few months ago, instead of having these fixed charges every day that mount up if you have a small overdraft, they'll have to charge a percentage rate, an interest rate for an overdraft. that means if you have a small overdraft you don't pay so much. if you have a big overdraft you pay more. the big change they've come up with today is whereas they had been thinking of saying, for unauthorised overdraft, when you haven't permission to do it, you pay a higher interest rate, they'd let the banks do that, today they are saying no, it has to be the same interest rate whatever sort of overdraft it is and this, they think, will clamp down on the sort of charges are so many people are facing like a small percentage, 1.5% of people with overdraft pay the bulk of the charge is those vulnerable people they tend to dip into its quite often. so it should make things clearer. does it mean the end of free banking as some people have been speculating?

some people have said that. the reason for raising the idea of free banking which sounds great is that banks have been taking money from us for not paying interest on money we deposit and from these high charges. if they clamp down on high charges then it could be our day—to—day banking, they say, will no longer be free and they will start charging for it and that'll be more open and straightforward. however, the first bank to say we're going to stop free banking of the first regulater to say, it is outlawed, will be seen as a heroic in the industry. we like it and it is unlikely to happen soon. a judge in the american state of missouri has come up with a unique approach to making a deer hunter see the errors of his ways. as part of his sentence, david berry must watch the walt disney classic, bambi, once a month during his year—long prison term for killing hundreds of deer as trophies. the film has topped polls of the saddest moments in cinema because of the scene where a young fawn's mother is shot. now it's time for a

look at the weather. we've got wet and windy weather out of there at the moment. we've had some really strong gusts of wind this morning across western part of the uk. across western scotland in particular. that heavy rain is continuing to move its way eastwards, the gales for a time around these western coasts. they will ease off later. it is the rain that will move through and could lead to localised flooding this afternoon. it is windy for all of us, these are the wind gusts, the black arrows, 35 mph. as that ranges from northern ireland, the wind easing here and the temperature was that a drop out through these western parts as well. through this evening, watch out for that heavy rain as it moves away into the north sea. we are left with clear spells,

a few showers moving in that it will be chillier compared with last night. the temperatures getting down to single figures. for wednesday, is the case of sunny spells and showers. most of the shower around coastal areas. temperatures about 8-10 coastal areas. temperatures about 8—10 soldiers. hello this is bbc newsroom live. plans to overhaul england's waste systems are unveiled to make it easier to know what and when to recycle. the cabinet meets to discuss plans for a no—deal brexit after theresa may said mps won't get to vote on her deal until late january. jose mourinho is sacked as the manager of manchester united, after their worst start to a season in 28 years. a clamp—down on the cost of overd rafts, regulators announce measures to make them more affordable. time for sport.

more onjose more on jose mourinho. more onjose mourinho. that news coming from the club this morning. after two and half years in charge, manchester united have sacked jose mourinho. defeat to liverpool last weekend leaves them 19 points off the league leaders, 11 points off fourth—placed chelsea it's been the club's worst start to a season in 28 years. the club is in danger of not qualifying for the champions league. 0ne qualifying for the champions league. one of their worst start to the season since 1990. 0llie foster is live at old trafford. i guess the big question, we know about the problems on the pitch and jose mourinho's forlorn figure at times. why have the club decided to act now? i think it is the nature of the defeat, not just those now? i think it is the nature of the defeat, notjust those results. they have only had one win since the beginning of november in the premier

league. that was one week or so ago against fulham. it was the nature of that defeat against liverpool, the league leaders. 19 points behind them now. they were shambolic at best losing that 3—1. i think the golf was clear to see them. the task that manchester united find themselves in to be contenders yet again for the title. they were runners up again for the title. they were runners up to manchester city last season but a long way off the runaway winners then. 19 points then. 19 points now. manchester united find themselves closer to the relegation zone points wise that they do to the top of the table. they find themselves in sixth, but it isa they find themselves in sixth, but it is a fight to qualify for the champions league. they are in the knockout stage of the champions league when that resumes in february, but they are a long way off where they ought to be, a club off where they ought to be, a club of this size and magnitude. so the

special one, the self—styled special one finds himself yet again the sacked one. this three season syndrome coming back to bite him yet again when things to just go bad in his third seasons. enjoying early success in his second spell at chelsea but it went wrong in the third season. the same at real madrid and the same here at manchester united. you can't say thatjose mourinho manchester united. you can't say that jose mourinho hasn't manchester united. you can't say thatjose mourinho hasn't been back in the transfer market, a £350 million spent. a lot of unrest, seemingly, in the dressing room. we never paul pogba was on the bench against a record signing brought in to play those matches. has that u nrest to play those matches. has that unrest and the falling out with key players been behind the departure, perhaps? just as it was at chelsea, almost exactly three years ago to the day when he was sacked there, falling out with key players like hazard. his relationship with paul

pogba who was bought for a club record four over £80 million. lukaku bought four over £70 million. he has been a distant, forlorn figure, a shadow of the striker he once was. it is that relationship with paul pogba. look what paul pogba posted on social media, it was rapidly deleted. it was this picture of him, what is that look on his face? this is paul pogba saying caption this. it was just reported a few weeks ago thatjose mourinho said that paul pogba was a virus in the manchester united dressing room. i think paul pogba has won this one but how much longer will he have at this club? the new manager coming in will have to try to sort out this dressing room very quickly. he will indeed. for the moment, many thanks indeed. we will have plenty more throughout the day. more reaction to come to

that news this morning thatjose mourinho hasn't sacked. we will be looking at the contenders, those names in the frame. the now that is all from the bbc sports centre. you can get more reaction to that departure this morning. that is the top story on our website. it is back top story on our website. it is back to you now. the government has set out a new strategy for dealing with waste in england. the measures are designed to improve the environment, cut the amount of plastic that ends up in landfill and the sea and curb emissions. with me now to answer your questions on domestic recyling and waste management are councillor martin tett, environment spokesperson for the local government association, and professor margeret bates who lectures in sustainable waste management at the university

of northampton who joins us from our studio there. thanks for taking time to answer our viewers' questions. we will begin with this question, i will start with this question, i will start with you, martin. how do we recycle food waste? if the collection of household food waste is important for the production of gas, which in turn is used to produce green electricity, why aren't local authorities collecting food waste from restaurants, supermarkets, cafes etc to increase the output of electricity for the benefit of household? that is a big and compact question. food waste is important because when you dispose of it, you have to treat it separately from things like green waste. green waste can be treated as compost. because of food has been cooked unprepared, you need an aerobic die gestured to deal with it. effectively, what we are obliged to do when we get council taxpayers to dispose of

household waste. rest, businesses and so one has to dispose of their own waste including food. there is a difference in law in terms of what we do and they do. the idea of collecting more food separately and getting it properly treated is really good because that does cut down on methane emissions, and it is something we would like to work with government on. professor, if all food waste was effectively collected, what sort of difference could not make to the environment? it could make a huge difference to the environment, not only because we wouldn't be dealing with the waste food, but also because we would be having better renewable energy. the waste strategy does actually address business waste and food waste as well. so one of the things i quite liked about it is it seems to be addressing most waste streams. we know that currently if we are talking about domestic food waste, there are different procedures for different areas. some councils collect those and some don't. we will come on to that. the next

question is from deborah. professor, if my food waste disposal unit has the same effect on the climate as if the same effect on the climate as if the food went into the landfill. no, it doesn't. it is better to send it to an aerobic by gesturing which is the preferred option. with an aerobic die gesturing it is easy to control. we control more of the gas, we get more complete breakdown and we get more complete breakdown and we can use the other materials as fertilisers or soil conditioners as well. it is much better than it going to landfill. a question for you, martin. why doesn't the government insist on one system for all local authorities in the same uniform way? at present they all work differently, some collect others and some don't. it is a good question, a question that has been asked before. wouldn't it be simpler

to have that uniformity across the board? that is part of the consultation with the local government strategy. it is quite complex because if you just look at it, it sounds very simple solution. actually the country is very different. if you have delivered a tower block in the city of london, if you live in back—to—back houses in the of england, if you live in a large gravel drive house in surrey, the space you have the bins and the number of variety of collections is very different. what local councils have done historically is tailored to the collection to the local areas. local government policy, the way the food is disposed of, is varied across the country as well. sometimes it goes to landfill, sometimes to incineration, sometimes to multiuse recycling plants and so on. coming in line with the new government regulations, it still has to reflect on local circumstances in local areas and that is something we wa nt local areas and that is something we want a dialogue with government on. and i know that some local

authorities both collect and dispose of waste, others don't. margaret, as a sub question to whatjeff was asking, how difficult do you think it is going to be to change that? to get that sort of uniformity to that if you go to one area, you know that the disposal and collection arrangements are that the much the same as anywhere else?” arrangements are that the much the same as anywhere else? i think it is a complicated system but i think we have got the incentive to do it now. the trouble will be the result. 0ne of the things people often talk about about standardisation of waste collections is at least if all the bins were the same colour, if i knew that went in that been etc. if you are making a lot, or not most local authorities treating the bins, that will be a significant impact and the question is where the money will come from for that. martin, that is a good question. all of this has to be funded. where is the money going to come from, do you have any idea at this stage? exactly, if i can

after what the professor has just said, there is an enormous investment that local government have made in recycling over the last 20 years. this is billions of pounds in terms of beans and collection contracts. some of these contracts go for ten or 20 years. as we move towards more standardisation which must reflect local circumstances, we will need government to step in and help on this. this will be a vast cost and we shouldn't underestimate what it will take to actually find this standardisation approach across the country. very briefly, the money that the councils currently spend on the cycling items and what bin manufacturers produce, if they have to ta ke manufacturers produce, if they have to take the sponsor but even that, does that mean the councils have more money freed up to spend on other areas of waste management? not really. we absolutely support, obviously, we have lobbied for this many years that producers should pay and not the council taxpayer. when you actually look at the model the government is putting forward, they are proposing that garden waste should be free, many councils

currently charge for garden waste. they vast costs involved in collecting food waste. we need to look at the positives and negatives financially this. professor, waste food needs a disposable recyclable bag. is there legislation allowing easy at the dedication of these instead of black bags? one of the troubles at the moment is we have got compostable, all sorts of user—friendly, less plastic plastic bags, if that makes sense. the labelling for that is unclear. 0ne of the things the strategy addresses is more and clear consistent labelling. notjust is more and clear consistent labelling. not just the is more and clear consistent labelling. notjust the bag but for other stuff. a lot of the an aerobic digestion have the backing facilities so whatever bag you take and put it in, it will come out that. but this labelling and this understanding and consistency is something that we really need to address. it will need to be very clear about what they can and cannot

re cycle, clear about what they can and cannot recycle, what the environmental implications of what they are buying is. that is absolutely key to this being a success, isn't it? what is happening to waste electrical goods? i see no policy for this toxic cocktail of heavy metals buried next to this fresh water supply every day. i need to be clear on what the gentleman means. most political goods are covered by an eu standard whereby manufacturers of fridges contribute towards the cost of recovery. if you go to most waste sites, you will find there is a separate area for waste heavy goods. things like batteries are covered by the new standard. a lot of waste sites already collect them separate lever that is one of the changes the government is now proposing. can you please let me know if old pots and pans can be put in the brown cycling then. i'll have a go at answering

it. one of the things we need to do when we talk about standardisation, a lot of waste will have a separate place for collecting metal. in my own area in buckinghamshire we have separate bins for metal. but it is down to local areas at the moment to specify what is collected and in what containers. the earlier question about standardisation was releva nt question about standardisation was relevant there because it becomes easier when people know exactly what can be put in different coloured bins across the country. perhaps, margaret, people need to travel to the local tip where they have even more options for recycling various bits and bobs. you mean the household waste recycling centre. we don't say the tip any more! in common parlance! that shows the common parlance! that shows the common confusion, pots and pans can be aluminium, copper to surround it. so it depends. 0ne be aluminium, copper to surround it. so it depends. one of the things i have found helpful is that if you are going to a household waste

recycling centre, ask the guys who work there. one of the changes we have seen over recent years is that the guy who's who work there, guys and girls who work there, they are proud of what they do and they are competitive over getting ready high recycling rates. if you ask them, they will tell you what the best thing to do is on their side. margaret is absolutely right, ask the experts on the site. the question now... since these products are made from compostable materials, i'd like to know which bins are suitable for this. that seems like an obvious way of cutting down on a single use plastic. is this a good idea and are they easily recyclable, martin? the answer on the specific asi martin? the answer on the specific as i don't know, would have to look at the specifics there. i have seen these increasingly introduced in restau ra nts, these increasingly introduced in restaurants, in hospitality, these bamboo type instruments. in

principle, they are a good idea because i hate all the plastic litter that you get around the country. but you would have to look at the specifics of the competition. margaret, can you advise him on this? it depends on what your recycling collection is. if you home compost, and it is compostable, then thatis compost, and it is compostable, then that is easy, but it in your home composting. unfortunately, what you probably need to look at is how they perform in an anaerobic digestion scenario which is different from composting because it is rather than aerobic. most food waste collection... it is how it degrades and aerobically which is important. he should inform people he supplies to. it is going to be very popular with consumers, people want to, perhaps, give their business to

restau ra nts, perhaps, give their business to restaurants, cafes, who are doing this rather than those who are still using the old plastic cutlery for example. there is a move away from plastic straws which takes you back to my childhood. i think these types of cutlery be very popular in the future, i think it is a trend of the future. what a lot of councils do is they collect separately garden waste from food waste. that sort of thing could probably go in the garden waste but depending on local circumstances. margaret, a question now. this does ring a bell with me. there are quite a few do elements around where you can put waste plastics and putting them in road surfaces is one of the things. we need more understanding and testing about the wear because one of the big environmental concerns is about micro plastics. we need to be very

sure that by putting plastics in road surfaces, we are not adding to micro plastics. but also we need to make sure that we have the quality and the quantity so we need to make sure that stuff is good enough to do what we need it to do. a lot of the things we are seeing at pilot should become mainstream in the next few years. it takes a while because we need to make sure it is the right thing to do. martin, you are nodding in agreement. i probably get a letter about this once or twice a week. there are lots of companies entering this field. as margaret says, we need to look at the cost, the durability, the long—term effects of potential plastic getting into the atmosphere because of road use. there are a lot of unknowns on this but it could be very valuable. very interesting, thank you for your a nswe rs very interesting, thank you for your a nswers to very interesting, thank you for your answers to our viewers up to the questions. thanks again and thank you for sending in your questions. i

hope you found those answers useful and interesting. let's get more now on the russian cargo ship that has run aground off cornwall in extreme weather. 0ur correspondent sarah ransome is in falmouth. as you can see behind me she is here just metres off the coast in falmouth. the emergency call came early this morning when coastguards and lifeguards, you can probably see monitoring her offshore. what they have had to try and do is stabilise her because that was at low tide. what they are waiting for is high time. she is 118 metres long, she doesn't have any cargo on board, there is no fear at the moment of their being oil coming out from her,

they don't believe that she is hold. they believe there is 18 crew on board. to give us a flavour of where we are up to with that coast guard operation is mark thomas. you are leading this incident here at the beach. it has been grim weather for you, hasn't it? the weather has been horrendous. we have had gale force onshore winds creating very big seas making the rescue effort extremely difficult. where are you at at the moment? just a short time ago there was a line put onto the ship to try and,i was a line put onto the ship to try and, iguess, was a line put onto the ship to try and, i guess, stabilise her? absolutely, we are working with the harbour master and their tugs and we have three on scenes. we have two lines on the vessel to try to stop it being pushed further up onto the beach. as the tide rises, hopefully they can then pull her clear from they can then pull her clear from the beach here at falmouth. she is absolutely massive. she was, i

think, en route to the nomads. how much of a worry was it when you got the call when you saw the size of her and the kind of oil and the fuel that she had on—board? her and the kind of oil and the fuel that she had on-board? given the conditions, it was a catalyst of lot of different things which make this a big incident, declared a major incident. it is a very big vessel. we are fortunate that where she did beach, the majority of the vessel is on the sand. it is only the very bow of the vessel which has clipped the reef. any damage, we believe, is very minor at this time. there is no risk of pollution or the environment at this time. thank you very much, i will let you get back to the team to coordinate all of that. today, since this became clear in the early hours of this morning, it has become something of a tourist attraction at the local beach cafe. the owner tells me he is doing very well this

morning. he also told me that when i spoke to him this morning. a silver lining to him. sarah in falmouth for us there. plans to overhaul england's waste systems are unveiled to make it easier to know what and when to recycle. the cabinet meets to discuss plans for a no—deal brexit after theresa may said mps won't get to vote on her deal until late january. jose mourinho is sacked as the manager of manchester united, after their worst start to a season in 28 years. i'm ben thompson, in the business news: the city watchdog has announced more measures to crack down on high—cost credit. the fca says it wants to change how banks charge for overdrafts which, it says, would stop banks charging higher prices for unarranged overd rafts. it's proposing a simple, single interest rate. energy regulator 0fgem says changes to the energy market

could save consumers £115 per year. it wants to lower the returns network companies can pay to shareholders, and it also wants to lower borrowing costs for energy firms. the new system could also help customers benefit from new technology such as electric vehicles and renewables. the uk's big four accountancy firms are facing a major shake—up under reforms planned by the competition watchdog. the competition and markets authority wants to separate audit firms from consulting services, while also encouraging a wider choice of auditors. the market is dominated by four main firms — pwc, kpmg, deloitte, and ey. they clearly don't like the vowels in accounting. let's get more on those plans to stop big banks charging higher fees for unarranged overd rafts. the financial watchdog says banks earned more than £2.11 billion from overdraft charges last year, with around 30% of that from unarranged overdrafts —

where customers become overdrawn without agreeing it first with the bank. it also includes going over your overdraft limit. but critics of the move say that's one of the few ways that banks can make money from current accounts, which allows them to offer accounts to customers for free. let's talk to guy anker, deputy editor at moneysavingexpert.com. morning to you. it is interesting this, we also didn't like the sleaze but that is where the banks make their money and that is what lets us have free current accounts. they make a lot of money as you just said. it can't be right that the poorest in society are paying such high amounts. we welcome these proposals, with further to go further with a cap on charges. nevertheless, it should hopefully bring the cost up and make it easier to compare. right now it is difficult for people compare overdraft costs. some banks charge a daily fee, some charge interest,

some are1p in daily fee, some charge interest, some are 1p in every £7 overdrawn. it is difficult to know which is the best banks to go for. or that clarity very welcome of course because you can shop around and get a bank that better suits your needs. we would also say it is in the interest of the consumer to work out what money they need, will they regularly use an overdraft, and actually don't go into an arranged one because we know that is extensive. yeah, absolutely. we sometimes demonise credit cards, quite rightly sometimes. people sometimes don't think of debit cards as debt, and overdraft costs can be much higher than credit card costs and higher than payday loans. you are right, it is important people see an overdraft is not their money. and work as hard as they can, obviously everyone has different means, work as hard as you can not be overdrawn. is there a danger that if you start reining in the power of banks to make money from these sort of services, the other services, we

would see the end of the free bank account. we like to think that our accou nts account. we like to think that our accounts are free but we pay for them through interest and things. they need to make money to offer us these free accounts, don't they? they need to make money to offer us these free accounts, don't they7m is impossible not to pay a fee for your current account. more fees have appear. we have been having this debate for over ten years and we could have the same conversation ten yea rs could have the same conversation ten years ago, will free banking still exist? it does still exist. banks have other ways to make money, only they know on their balance sheets whether they can subsidise free accounts. we will wait and see. this debate has been going on for well over ten yea rs debate has been going on for well over ten years and we still have free banking. interesting, isn't it? in other business news... one of the great hopes of the uk tech sector, blippar, has collapsed into administration over a funding row. the augmented reality firm was one of the uk's tech "unicorns" — start—up businesses that are worth $1 billion or more.

yesterday's dire warnings from asos that its sales were down — hit shares in most retailers. the fear is that the slowdown on the high street has now spread to online firms too. asos shares fell 40% yesterday dragging others down with it. it's opened 2.5% higher today. it has a long way to go before it goes back to where it was. and les moonves, the former boss of cbs, will not receive his £95 million severance package after an inquiry into alleged sexual misconduct. the us broadcaster said that he misled the company over the allegations and failed to work with investigators, meaning it had grounds to fire him. mr moonves stepped down in september after new claims of sexual harassment. let me show you what is happening on the numbers. 0il let me show you what is happening on the numbers. oil is falling so some

good news and some bad news. the ftse 100 good news and some bad news. the ftse100 dragged down by all of those retail updates. if a source isn't working online, what hope is there for other retailers, that is what people are saying. now it's time for a look at the weather. we have had some very strong winds this morning and some heavy rain affecting many parts of the uk. the strongest winds have been across the west of scotland around the irish sea coast gusting 60—80 mph. it is linked to this area of low pressure, the isobars squeezed. we have strong winds and this cold front moving eastwards giving us some heavy rainfall. this is earlier run, the rainfall. this is earlier run, the rainfall radar imagery. you can see

that rain as it pushes its way further eastward. the rain is clearing from northern ireland and we will see brighter skies developing here. still some heavy rain across scotland down to england and wales. the far east of england perhaps drier. if you bright spells here. these are the wind gusts, the black arrows. 110—55 mph. the dust will ease off in northern ireland on the irish sea coast. it is quite a mild afternoon for most of us with temperatures between nine and 11 celsius. if you had out later this afternoon, noticed this line here of dark blue. this is a squall line. an intense band of rainfall moving eastward through the midlands. it pushes its way into northern part of england. still heavy rainfall to come elsewhere for this afternoon but heavy winds. that rain will clear for most of scotland. 0vernight tonight, but rain will

continue to push away and we are left with clear spells. and showers affecting southern and western coasts of wales and england. a chilly night compared to last night with temperatures down in low single figures. 0n with temperatures down in low single figures. on wednesday, showers around southern coasts and the west coast of wales into north—west england. for most it should be a most of the dry day during wednesday. there will be sunny spells especially in central and eastern parts of england and the north—east of scotland. a chilly day with temperatures around eight, ten or 11 celsius. low pressure still dominating the weather on thursday which brings us this unsettled weather. this week weather front will just weather. this week weather front willjust run weather. this week weather front will just run through weather. this week weather front willjust run through bringing some early morning rain on thursday which will soon clear a way. more showers piling on mainly towards the north and the west. the westerly winds still a bit blustery across england and wales. again, there will be sunny spells on thursday with temperatures at about eight — 11

degrees. by friday will see more in the way in cloud and rain from the south—west. all in all this week, it is fairly unsettled with the strongest winds and heaviest rain through this afternoon. you're watching bbc newsroom live. these are today's main stories: plans to overhaul england's waste systems are unveiled, to make it easier to know "what" and "when" to recycle. what we need to do is to make sure that that food waste does not go to landfill, because that creates significant environmental harms and we want to avoid that. jose mourinho is sacked as the manager of manchester united, after their worst start to a season in 28 years. the cabinet has met to discuss plans for a no—deal brexit, after theresa may said mps won't get to vote on her deal until late january. a 16,000 tonne russian cargo ship has run aground off a beach in cornwall, in extreme weather. good afternoon.

welcome to bbc newsroom live. i'm anita mcveigh. the government has set out a new strategy for dealing with waste in england. the measures are designed to improve the environment, cut the amount of plastic that ends up in landfill and the sea and curb emissions. there'll be a weekly food waste collection for households, to prevent waste rotting and releasing greenhouse gases. there will also be a deposit scheme for bottles, cans and disposable cups. manufacturers will have to pay for the disposal of any packaging they produce. and they'll have to introduce consistent labelling on packaging so consumers know what they can and can't recycle. the plans will be put out to consultation in the new year. here's our environment analyst, roger harrabin.

the way we deal with waste is about to change. new rules will aim to end confusion over what can be recycled and what can't. the government says we need to use resources more wisely. scientists say we are all using too much of the planet's resources, buying stuff and then just throwing it away. that in turn generates greenhouse gases that are overheating the earth. it's got to change they say, government, local government, businesses, you and me. here is one solution, if food waste is collected separately and rotted in a tank, it gives a stream of valuable gas and a load of soilfertiliser. ministers want all households in the uk to be offered a food waste caddy to help in this process. what we need to do is make sure that that food waste does not go to landfill because that creates significant environmental harms and we want to avoid that. it's only through separate food waste collection that we can ensure that we actually use

that material in a way which is environmentally sensitive. and there is more. getting rid of waste imposes big costs on us all, ministers want manufacturers of goods to pay the bill for disposing of them. then there are plans to tackle the curse of fly—tipping by tracking the movements of disposal firms with electronic systems. some of today's ideas are themselves recycled, industry has been fighting proposals for fear of increased costs, councils worry about that too. environmentalists praise the ambitions of today's strategy, but want to see firm policies emerge from the coming series of consultations. roger harrabin, bbc news. craig bennet is the chief executive of the campaign group friends of the earth and joins me now. good afternoon. your welcoming the

ambition of this strategy, aren't you? we are, this much in this strategy which is welcome and for the first time in many years we start to see a level ambition that mightjust, with a bit of luck and follow—through, enable britain to start reaching recycling levels that we have on the continent in europe. the problem is, would really have to have that follow—through and delivery because we have seen a lot of promises being made by this government over the last day, lots of headline grabbing announcements about initiatives they are going to bring in and then it goes to consultation and industry gets in and lobbies here in whitehall, then government backtracks. earlier this year, the treasury was proposing a levy on single use coffee cups. tens of thousands of people went into the treasury to supported but lobbying got the better of them and that proposal never came through. if this is implemented it is all good but thatis

is implemented it is all good but that is dangerous that lobbying could get in the way. there's talk about some of those areas, beginning with industry taking responsibility for dealing with and paying for the disposal, the recycling of all the packaging it produces. i do think it is going to take to get industry to do that? to take that responsibility without wanting to wriggle out of it to some degree? in one sense it would be welcome this industry would not make this place in the first —— stuff in the first place. that is the benefit of forcing businesses to pay for their packaging. hopefully it will force businesses to redesign their products so they don't need so much packaging, or use much less of it if they're going to use it. take for example the crisis around plastic pollution which has gained so much attention and concern from people over the last year since the blue planet series in particular.

any prediction of single use plastics is bad. recycling plastics is not the solution long—term. we've got to stop making the stuff if we're going to stop plastics ending up we're going to stop plastics ending up in the ocean. it isn't as plastics from coffee cups and taps from ice cream and things like that, we're seeing micro plastics coming off clothing off car tyres and so on. we need business to take responsibility and redesign their products of these aren't put into the waste stream in the first place. that is the real difference we need here. that is only going to happen if business is forced to pay if they carry on producing damaging products. let's look at the domestic end of the scale, watch each other‘s in our homes can do. in conjunction, importantly, with local authorities, there are is whether local authorities will have the money to implement better, more defective consistent recycling schemes. that

is an important point. what is welcome about this proposal today is ita welcome about this proposal today is it a lead to an alignment about how waste is collected and separated across the uk. that will make it easierfor across the uk. that will make it easier for recycling facilities to have a common standard for local authorities about how waste is separated and can be recycled. that should make it cheaper to do this as well. the current patchwork of local authorities having a different approach is confusing for people and not the best way of making sure we recycle the products, the material. it is worth saying that this is an issue where the public really care about it. i find, issue where the public really care about it. ifind, as chief issue where the public really care about it. i find, as chief executive of the friends of the earth, wherever i go to a meeting local communities, one of the first questions i get asked is about recycling. people are frustrated about how difficult it is. anything that makes it simpler will be good. we need to see a really clear targets and timescales as to how the

government is going to massively increase the amount of waste it has recycled. those are not in the proposals today. there is a lot to welcome and we welcome the ambition michael gove has set out, we need to see the follow—through in the face of industry pressure to water this down, we need to see targets and timescales about how when this will be delivered, and that constant pressure if this is going to come to fruition. thank you very much indeed. we are hearing that the fanatical neo—nazi couple who named their baby son after hitler have been sentenced at birmingham crown court to six and a half years and five years imprisoned respectively for membership of a terrorist group. the couple sentenced to six and a half years and five years respectively for membership of a terrorist group after naming their

baby son after hitler. manchester united have sacked their manager, jose mourinho, following a series of disappointing results. his last match in charge was a 3—1 defeat by liverpool on sunday. united's haul of 26 points, after their first 17 premier league games, is their worst performance at this stage since the 1990—91 season the club released the following statement as they announced mourinho's departure. well, joining us now is sam homewood, a broadcaster and football fan. was this the right decision at the right time? yes, i think so. 0therwise we're

looking at a season where you say it looks like the manager and the club have fallen out and they don't necessarily agree on what is happening. it is better to not wait five more months of that happening and get it done and part ways. if you are in a relationship you wouldn't go, it isn't going to work after now, just get on with it. any reaction from paul pogba? yes. it is a tweet from adidas football using his account and i think it was badly timed by the pr people looking after his social media. a lot of fans have got on his back but i were given the benefit of the doubt, it isn't him he's at training. it is people from the commercial arms of those industries going to maybe we can step in. it was removed. why do you think this relationship between

mourinho and the players just wasn't working? there are lots of big egos, devastate, involved. that doesn't happen across the board so why was this particular recipe not a good one? there's lots of reasons. football styles come and go. all of the more successful teams in europe play an attacking style of football, mourinho's is pragmatic. i imagine a lot of the players are looking at clu bs lot of the players are looking at clubs like manchester city, liverpool, real madrid saying they are not worried if they'd let in one or two because they can score five or two because they can score five or six. that is not the style of football mourinho has been sexed full—width. he has been an enormously successful manager, that is why he was employed. they are you

can at least try to score goals.|j wa nt to can at least try to score goals.|j want to bring in a tweet from the bbc sport website, interesting observation if we can show our viewers. he says, to think... verities. —— there it is. what i clubs to do? what is manchester united to do to get the right recipe for success? what is manchester united need to do? who can they turn to to turn the game around? potter chino is the favourite and then we have zinedine zidane. it is difficult because like that david moyes contract, they got rid of him when it was clear he couldn't do the job. we are talking about manchester united continuing after the legacy of the greatest. manager of all time, a club built on

an unprecedented levels of success. at that to a mad commercial era in sport and they are trying their best to keep that level of expectation. if you dip below is, you will lose yourjob. that is true of clubs like real madrid. does that to eat not illustrate they have been too quick to get rid of a manager, not to give that manager more time to turn things around? no, i'd think so, i think they have very fair. all managers accept the responsibility. if they don't get the best out of players they are not doing their job. if the residents don't follow, they can't keep the job. manchester united boss my records tumbled when david moyes was in charge. their home record was abysmal. thank you very much for your thoughts on that news about jose mourinho. more on today's main stories

cming up on newsroom live here on the bbc news channel, but now we say goodbye to viewers on bbc two. the cabinet has met for the last time this year and are believed to have discussed whether preparations for a no—deal brexit should be ramped up amid uncertainty over the fate of the prime minister's proposed deal. ministers set out how much money each department will receive for preparations, should the uk leave the eu without a formal agreement. meanwhile, jeremy corbyn has tabled a motion of no confidence in the prime minister, after she postponed the vote on her deal until the middle of january. downing street says the government will not play "silly political games". let's get the latest with norman

smith in downing street. so much uncertainty as we head towards christmas and the new year. that is the big underlying theme. christmas and the new year. that is the big underlying themem christmas and the new year. that is the big underlying theme. it is, particularly for business anxious to know what happens after march the 29th which is one of the driving forces behind the move to put in place more concrete no deal planning. that cabinet meeting which has broken up went on for about two and half hours, it points to the enormity of some of the decisions that are having to be taken in terms of how much cash is going to be allocated to different projects, to recruiting more border staff, to putting in place new it systems to deal with customs checks and so on. the reason why the planning is having to be accelerated and more attention given to it is because if mrs made's yield goes down when it

is voted on, they will be little time left for anything else but for the uk to gradually slip towards no deal. that is really focusing minds, albeit, some cabinet ministers are floating this idea of a managed no deal where we would pay the eu cash to get more time to arrange a no deal exit. we would buy another two yea rs by deal exit. we would buy another two years by paying who knows got up to £20 billion, to provide a bit more of breathing space was about as an idea which the leader of the house andrea leadsom gave some space to this morning when she left for the cabinet. morning, mrs leadsom. are you supporting a no—deal brexit? we are preparing for all eventualities. we are certainly not intending to have no—deal brexit but parliament does need to vote for a deal otherwise the legal default position is we will head for no brexit, no—deal in march 2019. is managed no deal an option? in my view, it certainly is if all else fails but what we're trying for is

the prime minister's deal and she is working very hard on making that address the concerns that have been expressed by all parliamentarians. thanks very much. but isn't the prime minister's deal dead in the water, mrs leadsom? no, it certainly isn't. why not? you know there's no parliamentary majority for it. now, one of the interesting things that has emerged of the last 2a hours is the way some of the hardline brexiteers have now begun to rally around behind hind misses me, not behind her deal but behind the prime minister. 0nly me, not behind her deal but behind the prime minister. only a few days ago, they were campaigning to topple her. their thinking seems to be that if mrs made's deal goes down in the middle of january, as if mrs made's deal goes down in the middle ofjanuary, as many believe it will do, there really will be no alternative but to gravitate towards no deal which they are entirely

co mforta ble no deal which they are entirely comfortable with. the people most uncomfortable are the former tory pro—remainders. we had from the likes ofjustin greening, former cabinet minister this morning saying, let's get this meaningful vote over with much sooner. why not say that parliament should meet over the christmas holiday period to have theresa may's vote. i'm quite happy frankly for us to sit over christmas and into the new year. nothing is more important for us to now resolve. i think it's totally inappropriate that whilst everybody else will be getting back to work on the 2nd ofjanuary, parliament isn't coming back until the seventh. all of these things need to be speeded up and we need parliament sitting and taking decisions, and we need government to allow parliament to have that vote and have that debate. you we should learn later today the sort of no deal planning that ministers are now beginning to bolt

in place. it does seem to many at westminster that this is all part of theresa may's strategy to believe the meaningful vote on her deal until pretty close to her deadline of january the 21st to concentrate minds, as it were, to force mps to the why and where they have to decide whether they are going to back mrs made's deal or risk the possibility of no deal, given all the warnings we have had from the treasury and the bank of england, but the impact on jobs and the impact on house prices. the hope being in team may, maybe some mps will blink and think, i don't like that deal much but i certainly don't wa nt to that deal much but i certainly don't want to risk a no deal. those are the possibilities, i guess. thank you, norman smith. sport now, here'sjohn watson. after two and half years in charge,

manchester united choosing to sack jose mourinho this morning, defeat to liverpool leaving them 19 points off the league leaders, 11 points off the league leaders, 11 points off that all—importa nt off the league leaders, 11 points off that all—important fourth place in the premier league. it has been united's worst start to a season in 28 years. united's worst start to a season in 28 yea rs. we united's worst start to a season in 28 years. we can get more now with 0llie foster that he is outside 0ld trafford for us. hatter points to one single thing that has contributed to his sacking. it seems there have been a culmination of factors. yes, all the statistics you can throw to this. the worst as to the premier league, they are closer to the relegation zone points wise than liverpool. the signals have been there all season from early on when

you had jose mourinho the railing against the board, the executive vice—chairman saying he could get big signings he wanted but he spends an awful lot of money in his 2.5 yea rs. an awful lot of money in his 2.5 years. when you see the club's record by paul pogba, the french international, when he didn't make it off the bench against liverpool at anfield, then you suggest something is not going right at all. it is the nature of their performances really, the result guy yes, they have only won once at the last six weeks since the beginning of november. they were shambolic against liverpool. they finished a long way behind manchester city last season in the league, 19 points. they now find themselves 19 points behind liverpool. the feeling was, at board level, the verve and the swagger they wanted jose mourinho to produce here, to get them to be

title contenders, they are 1 produce here, to get them to be title contenders, they are1 million miles away from that. they feel a change was needed. it will cost £80 million to get him out of his contract. —— £18 million. i wonder what it'll cost them in the long run if they don't qualify for the champions league. they need to get the club back to where they feel they belong, in the elite of european football, world football. interesting as well to note that state m e nts interesting as well to note that statements that came from the club this morning side, a caretaker manager will be put in temporary charge until the end of the season before they can find a permanent successor allowing them to undertake a full recruitment process. who then are the names in the frame? they are going to look externally for the caretaker role so it won't be michael carrick. it won't be

nicky but who is a coach at the club, youth level. the former player here, the france manager, the paris st germain manager, can kemen? zinedine zidane who won three champions league titles in a row before walking out real madrid at the end of last season, he's up there as well. there are really not fancy, every time mourinho has had a wobble over the last six or seven months, they've talked about mauricio pochettino, who is doing a finejob at mauricio pochettino, who is doing a fine job at tottenham hotspur at the moment. he is in the middle of a project there with spurs. here in the champions league knockout stages and have a new stadium on the way. it isa and have a new stadium on the way. it is a coveted job this one but it is manchester united team that might not be playing european football next season as well. my word, they got to get this recruitment right.

farfrom got to get this recruitment right. far from straightforward, whoever comes in. many thanks indeed. we will have more from him during the day. that is from the bbc sports centre at the moment. it is back to you, anita. tugs are on their way to help a 16,000 tonne russian cargo ship that's run aground off cornwall in extreme weather the kuzma minin is stuck off the coast of falmouth with a crew of 18 on board. it's thought there's no cargo aboard, or any sign of pollution. earlier i spoke to our correspondent sarah ransome who is monitoring the developments for us in falmouth. tugs are on their way to help a 16,000 tonne russian cargo ship as you can probably see behind me she is here just metres off the coast in falmouth. the emergency call came early this morning when coastguards and lifeboats, you can probably see a tug monitoring her offshore. what they have had to try and do is stabilise her because that was at low tide. what they are waiting for is high tide. she is 180 metres long,

she doesn't have any cargo on board, there is no fear at the moment of there being oil coming out from her, they don't believe that she is holed. they believe there is 18 crew on board. to give us a flavour of where we are up to with that coastguard operation is mark thomas. you are leading this incident here at the beach. it has been grim weather for you, hasn't it? the weather has been horrendous. we have had gale force onshore winds creating very big seas making the rescue effort extremely difficult. where are you at at the moment? just a short time ago there was a line put onto the ship to try and, i guess, stabilise her? absolutely, we are working with the harbour master and their tugs and we have three on scene. we have two lines on the vessel to try to stop it being pushed further up onto the beach.

as the tide rises, hopefully they can then pull her clear from the beach here at falmouth. she is absolutely massive. she was, i think, en route to murmansk. how much of a worry was it when you got the call when you saw the size of her and the kind of oil and the fuel that she had on—board? given the conditions, it was a catalyst of lots of different things which make this a big incident, and why we declared a major incident. it is a very big vessel. we are fortunate that where she did beach, the majority of the vessel is on the sand. it is only the very bow of the vessel which has clipped the reef. any damage, we believe, is very minor at this time. there is no risk of pollution or to the environment at this time. thank you very much, i will let you get back to the team to coordinate all of that.

today, since this became clear in the early hours of this morning, it has become something of a tourist attraction at the local beach cafe. the owner tells me he is doing very well this morning. robert mueller, the special counsel investigating alleged russian interference in the us presidential election, has released details of the lies told by former national security adviser michael flynn to fbi agents. it comes ahead of mr flynn's sentencing today. 0ur north america correspondent peter bowes reports from los angeles. the retired us army general was one of donald trump's closest advisers and most ardent supporters during the 2016 campaign. he was appointed as national security advisor despite the president's predecessor, barack 0bama, warning mr trump against giving michael flynn a topjob. he was in the post for just 23 days, sacked by donald trump when it was revealed

he had discussions with the russian ambassador to washington about lifting us sanctions on russia before mr trump took office. it also come out that he'd lied to the us vice president mike pence about that conversation. last december, he pleaded guilty to charges that he'd lied to the fbi about his contacts with russia and he became the most senior member of the trump administration to be indicted. since then, he's been corporating with the investigation led by the special counsel robert mueller looking into whether the trump campaign colluded with russia. earlier this month, robert mueller said mr flynn has provided substantial assistance to the inquiry with first—hand details of contacts between the president's transition team and russian government officials. as a result, the special counsel has said michael flynn should not go to jail for lying to federal investigators. he could get up to six months. a warrant has been issued for a look

like of the friends star, david schwimmer. he didn't appear in court. he is accused of theft and fraud. the ross lookalike, i'm sure you remember this story, is said to have stolen a coat, a phone and a wallet from a restaurant in blackpool. a judge in the american state of missouri has come up with a unique approach to making a deer hunter see the errors of his ways. as part of his sentence, david berry must watch the walt disney classic, bambi, once a month during his year long prison term for killing hundreds of deer as trophies. the film has topped polls of the saddest moments in cinema because of the scene where a young fawn's mother is shot. now it's time for a look at the weather. let's had across the news room. good

afternoon. 0ne let's had across the news room. good afternoon. one of the more unpleasant weather days of the week this week. we've got lots of heavy rain around and strong to gale force winds. it was severe gale force in one or two spots. they will ease now but lots of rain on the charts, pushing its way northwards and easterners. this darker rain showing up easterners. this darker rain showing up on the chart, that's where we've got intense rain and squally winds. that will work with the rain across wales and england as we go into the rest of the afternoon. through the evening rush hour, it hits east anglia and the south—east before clearing overnight. temperatures, clearing overnight. temperatures, clear skies across many eastern areas, could be cooler than last night. showers across southern counties, wales into tomorrow morning. the worst of the showers will be in the morning, they will ease away and head back to the

coast. then we start more showers develop across another western areas with a strengthening breeze. the wind not quite as strong as today bitter temperature know what it will be that little bit chilly. the best of the in the east. this is bbc bbc newsroom live. plans to overhaul england's waste systems are unveiled, to make it easier to know "what" and "when" to recycle. jose mourinho is sacked as the manager of manchester united, after their worst start to a season in 28 years. the cabinet has met to discuss plans for a no—deal brexit after theresa may said mps won't get to vote on her deal until late january. and an operation to rescue the crew of a russian ship that's run aground off cornwall. there are fears the ship could be leaking oil. daily and monthly overdraft charges could be abolished,

as the regulator plans to introduce new rules that would force banks to charge one set interest rate. the financial conduct authority said overdrafts were "a dysfunctional market" that needed to be sorted out. it also wants to get rid of extra charges for unarranged overd rafts. 0ur personal finance correspondent, simon gompertz, explained more... we live in a world where you can be charged £5 to £10 a day for going into overdraft. so you might be just a few hundred pounds, but if you are paying £5—£10 a day, these are extraordinarily high rates of charge that make overdrafts more expensive than payday loans for instance if you have the wrong sort. in addition to that, there are other charges that you might face. people have being calling for the whole thing to be capped in the same way as payday loans and what we call rent to own. that isn't what they've come up with today.

so, what would these new rules force banks to do? what sort of impact would it have on us all and our bank accounts? in simple terms, they gave us a sneak preview of this a few months ago, instead of having these fixed charges every day that mount up if you have a small overdraft, they'll have to charge a percentage rate, an interest rate for an overdraft. that means if you have a small overdraft you don't pay so much. if you have a big overdraft you pay more. the big change they've come up with today is whereas they had been thinking of saying, for unauthorised overdraft, when you haven't permission to do it, you pay a higher interest rate, they'd let the banks do that, today they are saying no, it has to be the same interest rate whatever sort of overdraft it is and this, they think, will clamp down on the sort of charges that so many people are facing like a small percentage. 1.5% of people with overdrafts pay the bulk of the charges, it's those vulnerable people who tend to dip into it quite often. so it should make things clearer. does it mean the end of free banking as some people have been speculating? some people have said that.

the reason for raising the idea of free banking, which sounds great, is that banks have been taking money from us for not paying interest on money we deposit and from these high charges. if they clamp down on high charges then it could be that our day—to—day banking, they say, will no longer be free and they will start charging for it and that'll be more open and straightforward. however, the first bank to say we're going to stop free banking or the first regulater to say it is outlawed, will be seen as a heroic in the industry. we like it and it is unlikely to happen soon. the cabinet has met to consider its planning for a no—deal brexit, amid uncertainty over the fate of theresa may's plans. each department has been asked to prepare for the possibility that the uk leaves the eu on the 29th of march without a formal agreement. mps will not vote on the pm's deal until the third week injanuary. 0ur reality check correspondent, chris morris, is with me. let's ta ke

let's take a look at how much money the government is spending on brexit planning, including the possibility ofa no planning, including the possibility of a no deal. the chancellor says £42 of a no deal. the chancellor says £4.2 billion has been set aside from 2016 to the end of the next financial year, until april 2020. that is not just financial year, until april 2020. that is notjust for no deal, even if there is a deal you will need to spend money on creating and in permitting fisheries policy, a new agriculture policy,. the problem is all about money being spent. according to the treasury plan, £1.5 billion is due to be spent this year on brexit planning. the office for budget responsibility has said it thinks mini one third of that, £400 million, would be spent by the end of this year. so far this year, it is seeming that a lot more has not

been spent. why? part of the problem is busy people aren't sure what they are planning for. are they planning for a no deal? the running for a deal? what you need to spend it on? if you are trying to take on new staff, you need to get them trained and vetted. it is difficult to get them through the door in time and then get out and get those policies incremented. part of the problem with spending the money quickly enough is that the politics has been so messy that it is difficult for people to spend money perhaps in the most appropriate way. chatting with norman smith the short while ago we we re norman smith the short while ago we were talking about the huge uncertainty that dominate at the moment. we are hearing about different possibilities, different options that may or may not happen between now and the 29th of march next year. one of those that seems to have been talked about a little bit more at the moment is the idea ofa bit more at the moment is the idea of a managed no deal. what exactly

would not involve? i think managed no deal is a slightly less scary way to say no deal. the management office, the management is you need someone on the other side to negotiate with. there has been a proposal from negotiate with. there has been a proposalfrom some negotiate with. there has been a proposal from some leading tory brexiteers that perhaps we should cut the amount that we are prepared to pay to the eu on exit in half, roughly £20 billion rather than the £39 billion proposed, then have a 21 month transition period after brexit to negotiate a new free trade agreement. the trouble is the transition period after brexit is an integral part of the withdrawal agreement. if we walk away from the withdrawal agreement then the money we have agreed to pay there, the eu is saying they will not be a transition and we would have to move on to transition and we would have to move ontoa transition and we would have to move on to a situation where they would ta ke on to a situation where they would take unilateral measures to prepare the no deal, and we would have to do the no deal, and we would have to do the same. if there is a proposal to

not pay any expected at the eu, that would have a big impact, surely, on any future trade negotiations?m wouldn't create a conducive atmosphere. we already know that there are some things that the eu says it would be prepared to do, the unilateral measures it would be prepared to take. it said that in aviation it would unilaterally allow uk flights to the eu to continue as long as the uk reciprocated. 0n board as, for example, there is no sense that the eu is willing to keep borders as open as they are now if the uk became a third country. there is an interesting statement released by the cabinet office that didn't get much attention at the time this month, the european commission has made it clear that in the event of a no deal scenario, it will impose full third country controls on people and goods entering the eu from the uk, and therefore cross

government planning assumptions have been revised. this statement goes on to say, released on a friday night earlier this month, but in the worst—case scenario, there would be significantly access between dover and calais. the big economic links to this country, the six months. the government itself is saying in no deal terms there would be a big problem that we would have to sort. chris morris, thank you very much. the government has set out a new strategy for dealing with waste in england. the measures are designed to improve the environment, cut the amount of plastic that ends up in landfill and the sea and curb emissions i put your questions to a panel of experts earlier in a special ask this. we begin with this question. how do we recycle food waste if the

collection of household food waste is important for the production of gas, which in turn is used to produce green electricity, why aren't local authorities electing food waste from businesses to increase the output of electricity for the benefit of households? that is a big and compact question. food waste is important because when you dispose of it, you have to treat it separately from things like green waste. green waste can be treated as compost. because of food has been cooked unprepared, you need anaerobic digestion to deal with it. effectively, what we are obliged to do when we get council taxpayers to dispose of household waste. restaurants, businesses and so on have to dispose of their own waste including food. there is a difference in law in terms of what we do and they do.

the idea of collecting more food separately and getting it properly treated is really good because that does cut down on methane emissions, and it is something we would like to work with government on. professor bates, if all food waste was effectively collected, what sort of difference could that make to the environment? it could make a huge difference to the environment, not only because we wouldn't be dealing with the waste food, but also because we would be having better renewable energy. the waste strategy does actually address business waste and food waste as well. so one of the things i quite liked about it is it seems to be addressing most waste streams. we know that currently if we are talking about domestic food waste, there are different procedures for different areas. some councils collect those and some don't. we will come on to that. the next question is from deborah. professor, if my food waste disposal unit has the same effect on the climate as if the food went into the landfill? no, it doesn't. it is better to send it

to anaerobic digestion which is the preferred option. with anaerobic digestion it is easy to control. we control more of the gas, we get more complete breakdown and we can use the other materials as fertilisers or soil conditioners as well. it is much better than it going to landfill. a question for you, martin. why doesn't the government insist on one system for all local authorities in the same uniform way? at present they all work differently, some collect some things and some don't. it is a good question, a question that has been asked before. wouldn't it be simpler to have that uniformity across the board? that is part of the consultation within the government's strategy. it is quite complex because if you just look at it, it sounds very simple solution.

actually the country is very different. if you live in a tower block in the city of london, if you live in back—to—back houses in the north if you live in a large gravel drive house in surrey, the space you have the bins and the number of variety of collections is very different. what local councils have done historically is tailored the collection to the local areas. local government policy, the way the food is disposed of, is varied across the country as well. sometimes it goes to landfill, sometimes to incineration, sometimes to multiuse recycling plants and so on. coming in line with the new government regulations, it still has to reflect local circumstances in local areas and that is something we want a dialogue with government on. and i know that some local authorities both collect and dispose of waste, others don't. margaret, as a sub question to what geoff was asking, how difficult do you think it is going to be to change that? to get that sort of uniformity so that

if you go to one area, you know that the disposal and collection arrangements are that the much the same as anywhere else? i think it is a complicated system but i think we have got the incentive to do it now. the trouble will be the result. one of the things people often talk about about standardisation of waste collections is at least if all the bins were the same if i knew that went in that bin etc. if you are making a lot, if not most local authorities change the bins, that will be a significant impact and the question is where the money will come from for that. martin, that is a good question. all of this has to be funded. where is the money going to come from, do you have any idea at this stage? exactly, if i can add to what the professor has just said, there is an enormous investment that local government have made in recycling over the last 20 years. this is billions of pounds in terms of bins and collection contracts. some of these contracts go for ten or 20 years.

as we move towards more standardisation which must reflect local circumstances, we will need government to step in and help fund this. this will be a vast cost and we shouldn't underestimate what it will take to actually fund this standardisation approach across the country. very briefly, the money that the councils currently spend on recycling items and what big manufacturers produce, if they have to take responsibility for that, does that mean the councils have more money freed up to spend on other areas of waste management? not really. we absolutely support, obviously, we have lobbied for this many years that producers should pay and not the council taxpayer. when you actually look at the model the government is putting forward, they are proposing that garden waste should be free, many councils currently charge for garden waste. there could be vast costs involved in collecting food waste. we need to look at the positives and negatives financially for this. plans to overhaul england's waste

systems a re plans to overhaul england's waste systems are put into place to know what and when to recycle. jose mourinho is sacked as manchester united manager after their worst start the season in 28 years. the cabinet has met to discuss plans we re cabinet has met to discuss plans were no—deal brexit acid theresa may said mps won't get to vote on her until late january. elections are being held in the democratic republic of the congo this week, two years after they were delayed by the government. the bbc‘s africa correspondent alastair leithead has spent nearly six weeks travelling the congo river to try and understand why a country so rich in minerals and forests is so poor. today he's heading to the mineral—rich province of katanga. the congo is one of the world's fastest flowing rivers and could power africa

if its hydroelectric potential was harnessed. the democratic republic of the congo is rich in natural resources, yet its people are poor. it has the largest continuous rainforest outside the amazon, and is home to animals found nowhere else on earth. we have come in search of eastern lowland gorillas. four families are used to humans and can be visited if you can find them. there is no path to follow, we have to cut through the deep rainforest. i think we are getting close, because we can hear, a couple of times we've heard them. but the guys are still trying to pick up the trail. it is tough going. through here. after three hours, we got our first glimpse, just a few metres ahead. the young ones caught us by surprise coming so close.

the masks we are wearing protect the gorillas from our germs. this is the silverback. it is incredible. there are probably fewer than 5,000 eastern lowland gorillas left but few tourists bring their money here. there is a struggle between preserving nature and cashing in the country's resources. the congo is rich in copper and cobalt, gold, diamonds and uranium. cobalt has become a key ingredient in electric car batteries. its price has rocketed and 60% of the world's supply is here. so this is the final product, this is 35% cobalt. it will be refined further, this is what they export from here. wealth like this should transform the country but the exploitation continues. we have a lot of resources, and if these re—sources have been our malediction.

but at the same moment, these resources, if we can really manage them very well, we can make it. is it corruption? that has eaten away at the wealth of this country? yes, corruption is one challenge among which we have to deal with. the congo has mineral reserves worth trillions of dollars. if used properly, they could change the country's fortunes and pull millions out of poverty. moroccan police have arrested a suspect in the murder of two scandinavian women tourists who were found dead near a village in the high atlas mountains of morocco. the remains of the women — one from denmark, and the other from norway — were discovered close to the village of imlil. they were found in an isolated area on the way to north

africa's highest peak, which is a popular trekking destination. rules to make it easier for companies to run individual train services alongside existing franchises could come into force in the new year. the rail regulator says it wants to create more competition by making it easier to run trains under so—called ‘open access' agreements. the office of road and rail says the contracts, which are already in place in some parts of britain's rail network, make tickets cheaper and improve services. the 1978 film version of the classic children's novel watership down left an entire generation in tears. now a remake is coming to bbc one this christmas. the two—pa rt adaptation has an all—star cast, including star wars actorjohn boyega. tim muffett caught up with john during production. i'm not letting you get to the others, hazel. if you want to leave, go. watership down for a new generation. we'll be able to see any yellow coming from miles away.

john boyega is the voice of bigwig. go now, captain holly, or we'll kill the lot of you. we should go back and kill cowslip. we should kill the lot of them. first of all, i mean, i was in there watching a bit of your recording, really interesting process. how does that compare to other work you've done? it's tough, because it's different from filming on set, you're just having to imagine whatever it is you have to imagine. there's a lot of running, there's a lot of fighting. several different things that don't make sense in the room. you've a nerve coming here... watership down, i remember seeing this when i was about six i think, and i was kind of traumatised, i have to say, by the original one. i vividly remember it. # bright eyes, burning like fire...# ijust remember being freaked out by it. just these big rabbits with nails and black eyes and fighting and scratching and blood. i'll settle with you myself, bigwig.

come and try, you crack— brained slave driver! rabbits are not supposed to be that! what i love about watership down is it's a... it mirrors off a story we all love — get characters that don't fit into those circumstances and put them into a situation that is bigger than themselves. the original was 2—d animation, and it still kind of struck a chord. so what then happens is when you add a little tablet of the hyperreal cg to it. it's not live—action, but it gives you an emotional turn that feels like it's live—action. from promising young actor to the hollywood a—list, star wars changed everything. this journey you've been on, what has it been like for you? star wars is always going to be great, being part of that, because you live forever being in that kind of franchise. it is an opportunity

for you to collaborate with everybody in the industry, as for me, i pick and choose. one of my visions was always to come back to london theatre. i get a chance to go back to my roots. you talk about your roots, i mean, you're from peckham in south london, do you feel different in anyway and do people treat you differently? last time i was there i went to the off—licence to get a flaming hot monster munch and some ka pineapple. pretty normal! it's strange, in london ijust get a kind of like... "oh, yeah, congratulations," and people keep on moving. i thought the paparazzi would be hiding in your bin bags. i thought that was how my life was going to be — you can't go out onto the street, following you around and people outside your hotel screaming your name. a bit disappointing it hasn't happened? no, it's great. i'm good with it! you can hearjohn boyega in the first episode

of watership down on bbc one this saturday at 7pm and the second episode airs on sunday at 7.20pm. the cartoon series the simpsons is the longest—running us sitcom in history. to mark the show‘s 30th anniversary, a special celebration was held at the empire state building in new york. russell trott reports. # the simpsons. 0h, hi. an iconic theme tune for an iconic cartoon. the simpsons never took themselves or anyone else too seriously, the everyday story of an american suburban family, if a little dysfunctional, captured the imagination of television viewers around the world. so, to mark its 30th year, where better to celebrate than midtown manhattan? where producers, actors and costume characters gathered at the very top of the empire state building. a long way perhaps from small—town

springfield where the series is based, but somehow the perfect setting. i think that it's just amazing how our writers, how do i say this? it's like they are so in tune to what is happening currently that the way that time ticks forward, it seems like it's happened right now. do you know it takes like eight months to do one episode? the show has always been ahead of the times, it's taken on transgender issues and even foresaw who might one day be president. the joke of trump becoming president, i think, we did it in 1999. it wasjust a late night, 2am, what it would be like... we were just looking for one joke and it was like who would be the stupidest person to have as president? we stuck it in the script, we didn't think twice about it. and here we are. all right, well done. so the empire state

building was fittingly lit in the simpsons trademark yellow. it boasts of being the longest—running scripted show in television history. so happy birthday the simpsons, here's to another 600 episodes. in a moment it's time for the one o'clock news with ben brown but first it's time for a look at the weather. this weatherford has been crossing within a broad area of rain. this will give a specially gusty winds. across eastern parts of wales, central and eastern parts of england as we finish the afternoon. clear skies to the west but a windy afternoon with winds gusting 40—60

mph in some spots. easing off in the west compared to this morning but temperatures dropping at the same time. by the evening rush—hour, some pa rt time. by the evening rush—hour, some part of the west will be dry. part of hampshire towards london the midlands, as northern england will be wet. within that there will be shorter spells of pretty intense rain. the rain will be clearing away from eastern part of mainland scotla nd from eastern part of mainland scotland by the time we hit the end of the evening rush—hour. still raining quite heavily. and quite persistent and the cost parts of the shetlands. as we go into tonight, the rain will last for a few hours in east anglia and the south—east and then that will clear through. some showers to the south and the west through the night but a cold night and last night. clear skies, especially in northern england and northern ireland. don't be surprised to see frost. as for tomorrow, overall it is a sunshine and showers story. showers plentiful across the southern counties then the focus

will be in the west. parts of southern scotland, northern england and the east midlands may stay dry. low pressure still with us through wednesday night into thursday. still feeling in the showers overnight. a touch of frost in northern and eastern parts. the focus of the showers on thursday will be further north, northern ireland, western scotland, northern england the main areas to see those showers. the odd shower elsewhere. some heavy with rain and thunder but parts of the south and east will stay largely dry with temperatures very similar to those on wednesday. that is your forecast. rubbish at recycling: the government's new plans to improve the way we deal with waste. there'd be weekly collections of food waste across england, and a deposit scheme for bottles and cans. across the country from maidstone to

manchester you have this same approach to recycling and critically we enable people to also deal with food waste. producers would have to pay for what they produce. the special one gets the sack: jose mourinho fired by manchester united. ecstatic, absolutely thrilled. just heard about it. thought i would come down to the ground, see what was going on and i'm thrilled. the cabinet discuss ramping up preparations for a no—deal brexit. banking on your overdraft: why proposed changes mean