this is worklife from bbc news, with sally bundock and david eades. can he get across the line — after false starts and stutters could today be the day westminster backs the prime minister's brexit deal? live from london, that's our top story on tuesday the 22nd of october. today will see a final, and i mean final, bid to get the uk to leave the eu by the end of the month — so what do businesses think? also in the programme — leading the pack, we hear

about women inspiring the next generation of female leaders and entrepreneurs. and motherhood is no 9—5 — new evidence on why being a working mum makes career progression harder. and we'll be getting the inside track on a new gig in the gig economy with the firm that insures those drivers we all rely on. new research suggests banks should intervene when you go overboard on your next shopping spree. helpful support or simple meddling? let us know — just use the hashtag #bbcworklife. hello and welcome to worklife. please get in touch on all the

stories we are covering and what you are spotting where you are in business. we start with brexit and yet another crunch vote in westminster. uk prime minister borisjohnson will today start the process of trying to get his brexit deal through the commons. the government is hoping to have the legislation in place to allow the uk to leave the european union on schedule a week on thursday. but some mps are threatening to block the move, saying they need more time. more time, golly. our correspondent helen catt is in westminsterfor us. give us an idea, it's easy to ask but what on earth is going to happen today? your guess is as good as mine with brexit but we know what is scheduled to happen. today will be the first test of whether boris johnson has actually got the numbers to get his withdrawal deal through parliament. as you said, what is

going before parliament today is a piece of legislation which would turn the withdrawal agreement into uk law. the way parliament works is this would need to be passed through the house of commons and the house of lords, through several different stages, before next thursday. that is quite a difficult task. today we are getting a second reading so it needs to pass a vote of mps to progress to the next stage which is called the committee stage, that's where mps would try and change the legislation using amendments. if that follows on from that it would go to another vote of mps on thursday evening and would have to pass that before the house of lords repeat the same process. there are quite a number of points where it could all fall apart for the government. there is a vote tonight, if it doesn't pass it, it is over. there is also another crucial vote tonight on the timing. they are trying to push the debate through in the house of commons in three days

and that is a very, very short amount of time for this sort of legislation. a lot of mps are very unhappy. they get the chance to vote tonight so it's possible they will vote against the shortened timetable which makes it much more difficult for the government to push this through in time to meet the leaving date of next thursday. there are simply not enough hours in the day. also the european parliament have got to get it through as well. thank you. edwin morgan, director of policy at the institute of directors is with me now. you've been listening to this, give us you've been listening to this, give us your take on where we are at and what your members are saying. we surveyed our members once the deal was published last week in the short answer isa was published last week in the short answer is a majority back to steal. we have known for a long time that businesses want the uncertainty and indecision to end, it is not necessarily that they have read

every detail of the bill but a slim majority want this to go through and they want to get on with their lives. you represent directors and we had a hew from small businesses yesterday on the general view was we aren't prepared, we aren't ready, big business has far more wherewithal to do that. from your perspective, is big business at least ready for whatever it might be? we did a range of different sizes of business in our membership but generally speaking larger businesses are more prepared. preparation is pretty low among smaller businesses. it's about 40% of our members who have prepared. that is why if it were to be no deal, and it's not totally off the table, then businesses would still be very drastically underprepared. we are providing lots of information to business to help them but it is very late now. what are your members

and northern ireland telling you, particularly about this deal as opposed to the backstop?‘ particularly about this deal as opposed to the backstop? a majority of member support it but there are pockets of concern and northern ireland is one of those. for lots of businesses in northern ireland, the backstop was seen as a guarantee for them as well. it isn't unanimous and there will be some businesses who just want this to get through as well but it is more complexity, trade barriers and all of those things that put those businesses in a different position to those in the re st of a different position to those in the rest of the uk. presumably, your members are saying, just give us a transition. that must be the bottom line. absolutely. preventing no deal, securing a transition period, allowing us to continue for a while without the terms of trade changing rapidly, absolutely. what is going to happen this week, come on?|j

would hope the deal could get through. i think possibly it's quite likely there will be an extension. whether that is a technical extension or to finish off the stages or a slightly longer one, i wouldn't put money on it. people will be equating that now around the country! eight when, thank you. —— people will be quoting that. let's take a look at some of the other stories making the news. just months ago the office space provider wework was expected to float on the stock market with a value of almost $50 billion. now japan's softbank has reportedly offered almost $10 billion to keep the struggling company afloat. the deal would see founder adam neumann paid around $200 million to step aside as chairman and relinquish his voting power. in the us, four drugs companies have reached a $260 million settlement with two 0hio counties over their role in fuelling the opioid crisis. the agreement averts a trial that had been scheduled to start in cleveland. the counties had been seeking billions from the firms.

china is home to more billion—dollar start—ups than the united states. that's according to a report by the china—based hurun institute. the country has reportedly produced 206 unicorns, as they're called, while the us has 203. together, they are home to 80% of these privately—held companies. what would the world look like with a women running the show? laughter we haven't got time to a nswer laughter we haven't got time to answer that question!” laughter we haven't got time to answer that question! i will cower in the corner. well, that's exactly what the bbc 100 women event is all about. every year, the bbc selects 100 women who have been pioneers in theirfield. this year, for the first time, the conference is being held in delhi, where 12 female leaders are speaking about their experiences.

devina gupta is there. is there an main scene? these are powerhouse people. absolutely, we've talked about the mainstream and what with the future look like if it was driven by women? we have 12 speakers and as the event is being held in india we have seven indians speakers as well. we have a speaker from israel talking about sustainable fashion and 3d printing. earlier we had an economist from new zealand, she was new zealand's youngest female politician back in the early 19805. she spoke about whether motherhood should be paid work. how much women around the world are doing unpaid work from domestic chores to being in agriculture and cultural context in india, a lot of

women are in the informal sector and are not recognised. two countries need to change their accounting syste m need to change their accounting system to make sure these women are recognised as legitimate workers in the economy? we also had an indian economist talking about the same thing, she said one of the ways in which the governments could move ahead is providing infrastructure in villages where women have to check the long hours to carry water which is then unproductive work. some interesting sessions with a space scientist from india who talked about how you can change and have a flight about how you can change and have a flight to space if there are more women. who knows? we'll be bringing more updates. thank you, 100 women is an inspirational annual event. lots of big issues there.

in the markets today, japan is closed, they were enjoying a day of rest because there was a huge event going on in tokyo, the ascension of the new emperor to the throne. no trade there, but elsewhere in asia it was strong. in europe, a similar scene because word is coming out of washington that the us china trade talks are progressing well. yesterday, generally closing at their best level for a year. holding onto those gains, the dax. in europe, all eyes on westminster this week. now to the us, where the oil giant exxon mobil faces an unprecedented climate change lawsuit. samira hussain has the story. the fight against climate change is now heading to an american court, as the state of new york takes on the oil giant exxon. at issue is whether the company defrauded investors by misleading them about the risks posed to its business by climate change. this is a new approach to holding businesses accountable for environmental damage.

if exxon is found guilty, it could cost anywhere between $476 million to $1.6 billion. it could also open the company up to similar losses from other states. but if exxon is found not guilty, it could protect them from any future lawsuits and it would really deliver a blow to this new angle in the fight against climate change. time now for our daily look at some of the newspaper and website stories which have caught our eye. joining us is priya lakhani, the founder and ceo of century tech. you picked out this story in the times. becoming a mother makes career progression harder. it is a headline i didn't want to read in this day and age but it is still

true, isn't it? it is and i wonder how we are going to break that glass ceiling. what this is really about, the study has been taken and it says the study has been taken and it says the gap widens, less women who were previously the chief breadwinner, less of them continue to be so after having children. the mortifying fact is that proportionately less women are promoted within the first five years of returning to work than men and that is something that employers should look at. mckinsey have done the studies about how it would add $12 trillion to global gdp if we look at advancing women's equality but it is still really difficult today. i remember those times when i was on the phone to suppliers but i had breast pumps attached to me making all sorts of funny noises! you are starting a business and having your children at the time,

was that just having your children at the time, was thatjust coincidence? many women choose to start a business because it's easier for them to manage that and enjoy a career than to stay in the job they had previously. i think it's that break in life, that new stage when you think, can i do something different? i was already running a business, i had children throughout running the businesses and not many employees so no maternity leave. not to complain about that because you tend to have flexibility as well, but it's not a running your own shop. am i allowed? you're allowed! it's about quality. it's interesting you could set up your own business, because of problems in the workplace if you like but this is a capitalist system of opportunity and freedom of choice and if you choose to have a family, you can't expect everyone else to put things on hold while you do that for six or nine months and come back and expect nothing to have changed. you can't expect it but there are

some measures we can take. a lot of women, it's your natural right to have children and they will essentially take that break, go on maternity leave and we have to look at things like childcare. it is really, really expensive. sometimes you weigh up your salary and pay for childcare and you can't afford it. there's lots of measures we can take but it makes it really impractical for a lot of women. the idea of promotion, the idea that you will go back to work and statistically we can see you are more likely to be promoted. that is a really good point. employers have to look at that, as a female employee of lots of women who have been pregnant, i have to look at that and we have to consciously think, is there any bias happening? you've got to correct that because it's wrong. we can't tell everyone but the second most

popular destination of all timers. we'll come back it later. bhutan is number one. still to come. we hear from the company that's insuring the gig economy can stay insured — the boss of zego willjoin us later. you're with worklife from bbc news. here is a question. would you let your bank question your spending? half of customers would be happy for banks to moniter their finances, if it would help them stay out of debt, according to a new report. isn't that what your partner is supposed to do? 0r isn't that what your partner is supposed to do? or is that another story? the money and mental health policy institute believe banks and building societies could play a crucial role in helping customers avoid money problems. helen undy is the chief executive. this is about banks being proactive and spotting dangerous spending patterns.

that is absolutely right. we know that when people are struggling with their money and in financial difficulty it can be difficult to ask for help. 100,000 people in england every year try to take their own lives while they are struggling with money. if banks can spot the signs that this is happening, whether it's a sudden drop in income ora whether it's a sudden drop in income or a change whether it's a sudden drop in income ora change in whether it's a sudden drop in income or a change in spending, we think they have a role to reach out. joking aside, this is a very serious issue. it is interesting that this issue. it is interesting that this is coming from the consumer.m issue. it is interesting that this is coming from the consumer. it is. we've been looking at this to see how banks could do it and how they could do it in the right way to give consumers a choice and control over their data. there has been worries from firms that consumers don't want to send when we have conducted research, over half of people support firms doing this and only 10% say they don't. there is a fair bit of uncertainty to overcome as well. one thing to point it out but

another thing to put a block on. i assume that's an option? it is but primarily we are looking at offers of help and support. that might be a sign posting to a debt advice charity if someone's income stops, finding a charity that might help them apply for benefits orjust giving someone information that their spending has changed. we don't a lwa ys their spending has changed. we don't always put those patterns and sometimes having the information is the first step. has things got worse in terms of people's debt? we know when people are working in the gig economy it can be hard to know what you are going to be earning which makes it harder to stay on track of managing your money. it may be the case those working in the gig economy might be using overdrafts to manage their money. thank you so much.

you're watching worklife. a reminder of our top story — boris johnson will urge mps to back his brexit deal later, as he launches a final bid to get the uk to leave the eu by the end of the month. we will keep you across every twist and turn. now time for a breather from that story. the modern jobs market is clearly changing with nearly five million workers in the uk alone now part of the so called gig economy — that's where companies contract workers for short term jobs. well, one man who's seen an opportunity in this change is sten saar. while heading up operations for deliveroo, he realised a need for an insurance product tailored to gig workers. sten saar, ceo and co—founder, zego. how does it work? so, a driver signs

up how does it work? so, a driver signs up with uber, deliveroo, many of those companies, then they sign up with zego. then we link those accounts. every time they say they are ready for work we start the insurance. when they say they are going home it stops the insurance. we make sure that they are insured for the period they are working. it's a bit like a metre running on a taxi in terms of how much it costs. exactly. we start from as low as 55p an hourand exactly. we start from as low as 55p an hour and someone who decides to work five hours a week instead of full time, now they can do so. that is critical for the economy workers because they just couldn't afford the insurance they have to have to do thejob. the insurance they have to have to do the job. annual insurance is £1500 a year and if they want to only work 5—10 hours a week, having that annual insurance means they would have to work a lot longer. now, they earn the money to pay for

their insurance and assete now, they earn the money to pay for their insurance and asset a quick aside, could i use that? if i don't use my car very often it could be a good way for everyone. absolutely. we have around 10,000 car users in this country who use it on a regular basis like that. it sounds like a great idea and it's obviously working, but tell us how you set it up. you are underwritten by some big insurance companies. it wasn't easy to persuade them to get on board, was it? the idea came when we were at deliveroo and we realised it is a struggle to hire drivers. then we we nt struggle to hire drivers. then we went and spoke to several insurers and it was a real struggle finding insurers because they are used to customers and drivers who only work 296 customers and drivers who only work 2%a customers and drivers who only work 2% a year when they sell an annual

policy. now they are eager to work with us because we distribute these products through technology which they can't do themselves. sounds like the sort of arrangement that could extend to all sorts of different circumstances, not just about drivers and insurance but anything. we started out in the gig economy but now we do right hailing, when you want to rent your friend's car or when you want to rent your friend's caror ryan when you want to rent your friend's car or ryan hale a car in the street —— ride hail a car or ryan hale a car in the street —— ride haila car in car or ryan hale a car in the street —— ride hail a car in the street. any insurance is an opportunity. we are here to build a global company and solve problems for individuals and solve problems for individuals and companies in the 215t century. thank you. in a moment we'll run through some viewer responses to our twitter question. it is about whether you would like your bank to intervene in your

spending if you are going overboard. but first, fruit—sellers are a common sight in the streets of africa. and often what doesn't get sold, gets thrown away. all that wastage led to one woman quitting her dayjob to launch a dried fruit business, outside mozambique's capital maputo. let's take a look at her business journey.

good work! i've seen that a few times this morning and i've been craving dried fruit ever since. at the top of the show, we asked you would you like your bank to intervene when you go on a shopping spree? i would like that for my children's bank accounts! let's take a look at how some viewers have responded. ashok punj says...

"mine does, i get text messages when running low." johna charles tweets... "never blame ‘others' for your own lack of discipline." and c barrett says... "surely this fits the remit of a financal advisor rather than a bank?" this is a really interesting question because i was talking to our team earlier about this and i said is it about managing our money orjust about said is it about managing our money or just about intervention said is it about managing our money orjust about intervention when it looks like we are losing control of our spending? if you think about your mobile, if you're up on your limitand your mobile, if you're up on your limit and about to go over it, they a lwa ys limit and about to go over it, they always tell you. from that point of view it seems reasonable. is there any concern about fraud? in other words, someone is using your card, they are in there straightaway. maybe this is the way forward. they are in there straightaway. maybe this is the way forwardlj think it is sensible, as long as that's all it is an no use of our personal information, as ever. great to have your company. that's it from worklife today. goodbye for now.

good morning. we've had some mist and fog in central and southern areas of england this morning. much of that has cleared but one or two patches could linger for the next few hours. it's wicking dry today but there will be some rain across the north of scotland. that rain could be a bit heavy and persistent into the afternoon. staying cloudy for the rest of scotland and northern ireland today, for england and wales however, it will turn right into the afternoon. some sunny spells developing and maximum temperatures up to 12—15. three tonight, continuing with outbreaks of rain across scotland.

with those clear spells turning chilly, not quite as cold further north and west. low pressure is moving in from the north. another weather system in the south—east will bring more cloud and eventually a bit of rain down to the south—east of england. in between some drier weather and some sunshine for wales, the midlands, northern england, quite cloudy for scotland and some rainfor quite cloudy for scotland and some rain for northern ireland and the west of scotland. maximum temperature is getting to 12—15. into thursday, that area of low pressure is still there. the cold front moving south, merging together with the warm front in the south—east. a messy picture on thursday with a band of cloud drifting eastward. rain returning for northern ireland and the west of

scotla nd for northern ireland and the west of scotland as we go through and into friday this weather system moves south—eastward and friday this weather system moves south—eastwa rd and it's friday this weather system moves south—eastward and it's going to bring in colder airfrom the north. another weather system moving in from the south—west. dividing line between cold air moving in from the north, this system from the south—west without rain. as they meet, an increasing chance we will see snow, maybe over the mountains of scotla nd see snow, maybe over the mountains of scotland and northern england. really quite wet for many. a chilly day, 8—10 celsius for many. warm in the south—east. still some uncertainty is at the week.

you're watching bbc news at nine with me, annita mcveigh. the headlines: borisjohnson launches a final bid to deliver his brexit deal by the end of the month — but he faces oppositon from mps angry at the lack of time given to examine the detail. the idea that we are going to be bounced, as a country, out of the european union in a period of a few days, without politicians being given the chance to look carefully at the basis on which we are making this decision, is wrong. there will be crucial votes again tonight, but if mps reject a proposal to speed the withdrawal bill through the commons by thursday, borisjohnson's deal is unlikely to be passed by the october 31st deadline. how does the government expect to get a brexit deal done in such a tight timeframe? i'll be talking to matthew parris, political writer and former tory mp,