hi. good morning. how are you? welcome to bbc news. i'm victoria derbyshire. here are your headlines this monday morning. as nail bars and beauty salons re—open for business today in england, health secretary matt hancock says authorities are dealing with more than 100 coronavirus outbreaks a week. one of those outbreaks is at a farm in herefordshire, where there are 73 confirmed cases of covid—19. and where do you stand on masks? if you're wearing one, why? and if you're trying to avoid wearing one, i'd be really interested to know your reasons. @vicderbyshire or email victoria@bbc.co.uk. after ten when we switch to bbc two, we're going talk to the owner of lifestyle store in scotland where some customers have said they wont be coming back because wearing masks in shops is mandatory.

the government is releasing adverts encouraging you to prepare for the end of the brexit transition period at the start of next year. the conservative andrzej duda has been re—elected as president of poland by a narrow margin. actor kelly preston has died from breast cancer aged 57. her husband john travolta said she fought a courageous fight. good morning. targeted action is being taken against local outbreaks of coronavirus, according to the health secretary. writing in the daily telegraph this morning, matt hancock says officials are dealing with more than 100 outbreaks every week. his comments come after 73 cases of covid—19 were confirmed at

a vegetable farm in herefordshire. around 200 workers have been told to self—isolate on the premises. the local council believes the outbreak is contained on the farm. there's also a further easing of lockdown today. in england, you can now go to beauty salons, nail bars, spas and tattooists. in scotland, you're allowed back into shopping centres as long as you're covering your face. and pubs, bars, restaurants and cafes in wales can start serving customers outdoors. and on the local outbreaks, the justice secretary, robert buckland has said this morning that the ability to take targeted action avoids the need for indiscriminate lockdowns. the fact that you're seeing a particular response in a particular workplace in one part of the country i think should give people confidence that what we are trying to do is really break this down rather than just having indiscriminate lockdowns which can of course cause huge disruption to thousands and tens of thousands of people, really targeting the resource upon a particular workplace or a particular area

where an outbreak has occurred and the rates are way above, significantly above, what we are seeing as an average. more than 70 workers at a farm in herefordshire who tested positive for the virus and up to 200 crop pickers and packers are continuing to self—isolate on rook row farm. the vegetable grower a s green and company, near malvern, has gone into lockdown and staff have been segregated in the mobile homes where they live. karen wright is director of public health for herefordshire and shejoins me now. and as the situation today. good morning. firstly, mr and and as the situation today. good morning. firstly, mrand mrs and as the situation today. good morning. firstly, mr and mrs green are working with us very closely and concerned obviously for the health and well—being of their staff, who are on site. living on site. as of

yesterday, people were well. we had an update this morning. we will find out if people are then unwell. we are providing supplies on a daily basis because if people can't leave a site that's really important to look after people's welfare and there are translators there in order to identify if there is any concerns and making sure we are responding to anybody‘s needs. we are putting daily testing in place, so if you have anybody who becomes symptomatic, we have some people who come on and do swabbing. we provide that daily for the residents of the site and it's important we look after them and obviously reassure the local community. translators i think because i understand a lot of them workers are from eastern europe. tell us how this emerged and

how you found out about it. we heard earlier last week that there was one case and then there were six cases, so case and then there were six cases, so the farm let us know very quickly and less public health england know and less public health england know and we responded and put in mass testing the next day. i thought that was really important to identify the extent to which the virus has spread in the workforce. why do you think it spread so much within that workforce 7 it spread so much within that workforce? what is it about the conditions on the farm which may have contributed to that?” conditions on the farm which may have contributed to that? i think it's fair to say in any of the situations we have got people, some of whom are working closely together, living in shared community, we've seen outbreaks all across the country in care homes and lots of other settings. so these things do happen. i think what's important, though, the farm is looking after people well and

supporting the health and well—being. the people there are mostly asymptomatic so wouldn't have known that they've actually got coronavirus. 0k, thank you very much for talking to us. thank you. do you wear a mask or not? the government's being urged to clarify whether we should wear face coverings when we go into shops, or not in england after what appeared to be differing opinions from boris johnson and cabinet office minister michael gove. 0ur assistant political editor norman smithjoins me now. i've got a disposable mask here and a cloth mask. am i supposed to wear them in shops in england? at the moment, it's pretty much up to you what you do because there is a lack of clarity certainly from the government about exactly what they wa nt government about exactly what they want us to do with face we had boris johnson on friday saying we need to be much stricter in insisting that people with facemasks as they go

into shops, so from him, it looks pretty clear the government is looking at legislation just as arthur moment you have to wear one on public transport and in shops. 0n sunday we had michael gove saying i don't think we want to do that. rely on people to use their good sense. this morning, we have thejustice secretary robert buckland asking should facemasks be mandatory under this response, mandatory, perhaps. confused dot—com. so, i think the bottom line is this. ministers are trying to work out basically they wa nt to trying to work out basically they want to get us back to work, they wa nt want to get us back to work, they want people going into city centres. do making facemasks compulsory help oi’ do making facemasks compulsory help or hinder that? there are two conflicting views. the view around borisjohnson conflicting views. the view around boris johnson appears to conflicting views. the view around borisjohnson appears to be if you area borisjohnson appears to be if you are a facemask we will feel protected, safer, people are taking responsibility and therefore will be more relaxed about returning to city centres going into work and out and

about. the counter is that if we all have to wear facemasks we will all think covid, very, very frightening, my goodness me, i'm not going to bother. basically they don't know how we will react to legally being forced to wear facemasks, so that argument is now being played out. the one thing i thought interesting, looking at research about how european countries respond to facemasks, we are about the worst when it comes to wearing face masks compared to italy and other countries like that. but what is curious is we are about the most risk averse when it comes to covid, but also the most adverse when it comes to wearing facemasks, so it's not just the government comes to wearing facemasks, so it's notjust the government confused, we have a confused attitude ourselves. i got lots of messages about that. let me ask you about brexit. we're all to be preparing now for the end

ofa all to be preparing now for the end of a transition period. what are we all supposed to be doing?“ of a transition period. what are we all supposed to be doing? if we want to go abroad from the end of the year, we will have to do quite a lot, so the government is putting up a check list online so you have to do for example make sure your passport still has six months to run, you may need an international drivers license if you plan to drive around, and you will certainly have to get health insurance because you will no longer be covered by the eu health card. you will have to do check your mobile phone so you don't get hurt with data roaming and all sorts of issues around taking your pet abroad. there's a whole load of criteria we will have to do now meet andi criteria we will have to do now meet and i guess the issue for us, because we've been in a transition period for a year, people have forgotten that actually the big change, even though we left at the start of the year, the big change is now coming up at the end of the year when if you want to travel to the

eu, basically you will have to get organised and fork out some money. do you take your dog abroad, norman? it will be tricky. under the worst case scenario, and it is a worst—case scenario, i grant you, personally i wouldn't bother because it's too much hassle, but under the worst—case scenario, you would have to go to your vet and get a rabies jab and then go back to the vet a month later and get a blood test which then gets sent to an eu lab. if the eu vets say it's ok, they send back the forms to your vet are saying it's fine and you can then 90, saying it's fine and you can then go, you have to leave a three month period before you can travel and even when you travel you have got to have all the different documentation, rabies vaccination, health and animal health form, you may have to have a tapeworm form, and you go through a different disembarkation route when you get to

the eu. i mean, no offence, but that's just too much hassle, the eu. i mean, no offence, but that'sjust too much hassle, i'm afraid. i'm with you. thank you very much, norman, thank you. thank you for your messages on wearing a face covering. zoe on twitter says i would be happier shopping on the high street if it was mandatory, but until that happens i will shop online and just stick to going to the massive nearby supermarket for food and essentials. alec says, i started wearing a mask on the government said we didn't need to. the clearness messages have been from nicola sturgeon and sadiq khan. we wear a mask to protect others. they wear a mask to protect you and reduce transmission rates confirm this. westminster are trying to please people, but we'll let them down in the long run. sian says, i am confused. they are incompetent. phil says ijust am confused. they are incompetent. phil says i just returned am confused. they are incompetent. phil says ijust returned from a week in spain and everyone is

wearing one day and you can't go into a shop without one and all staff are wearing them, as antibacterials in the shops and restau ra nts, antibacterials in the shops and restaurants, old, young, all are wearing, it was excellent and easy to get used doing. thank you for those. send us an e—mail or message me if you want to get in touch. the national electoral commission in poland has announced that the incumdent, andrzej duda, has won the presidential election. it says that with results from almost all polling stations now in, mr duda's lead over his rival, rafau chaskovski, could not now be overhauled. our correspondent adam easton joins me now from warsaw. tell us about this close race, adam. yes, this is actually the closest presidential election in poland since the fall of communism in 1989. but the electoral commission says andrzej duda has won a comfortable mandate, 2.4%, a narrow victory but

it is still clear. what does this mean for poland? well, he's an ally of the nationalist government party, socially conservative, a devout roman catholic, who received a lot of criticism during the campaign when he said that lgbtq campaigners we re when he said that lgbtq campaigners were trying to introduce an ideology into poland which was more dangerous than communism. quite a statement from the leader of a country who suffered for decades of communism. it also means the continuation of the government market was very generous welfare benefits scheme, family benefits, which has helped raise many polish families out of poverty. but more importantly perhaps for the european union, this means a continuation of the government's changes to the judiciary in poland which the eu and many other international institutions have said is

undermining the rule of law in poland and the government has said that it wants to continue those changes, so we that it wants to continue those changes, so we are that it wants to continue those changes, so we are potentially seeing more friction with brussels, over the rule of law which could even be tied to the amount of money poland receives from the eu budget. at the moment it gets more than any other country but there is discussions about whether that money should be tied to the rule of law issues, so potential problems in the future for poland's place in europe, and rocky times ahead but for the government, they have got a free road now, an ally in the presidents palace, who will be allowing them to govern unhindered for the next three yea rs govern unhindered for the next three years when we will have the next general election. thank you very much, adam. thank you. beauty salons, nail bars and tattoo parlours in england can reopen from today — in a further easing of lockdown restrictions. but a long list of treatments including facials, makeup application and eyebrow and eyelash work are still not allowed. industry leaders say salons which rely on facial treatments might be forced to close

without further government support. millie kendall is the ceo of the british beauty council and joins me now. hello to you. morning. why is beard trimming and barbers allowed but you can't remove her from a woman's face 01’ can't remove her from a woman's face or eyebrows? we would love to know that too. the rule about barbering was in the original guidelines, so the guidelines published onjune the 23rd referred to barbering, so you can trim beard but you can't shave a face. that stayed in the guidelines and then when the update was made for beauty salons to open it was still there. so obviously there is a real challenge here with it's ok for a man to have a beard trim but not a woman to have a tin wax on eyebrow arch. do you think it's sexist? i think it's an oversight, honestly,

but another oversight that affects female run businesses. i think it has been... we have had a series of these kind of challenges with getting our business is open and, you know, it doesn't look good, does it? the government says the current guidance is based on the scientific and medical advice that treatment is provided in the high—risk zone directly in front of the clients face are the most risky. in terms of catching or spreading the virus because it splashes on nose and mouth are present even when they come to be seen. it should apply to beard trimming if we're honest, shouldn't it? yes, and a lot of treatments, facials, eyebrow arching for example, are carried out standing behind a client, so i've never had a facial where been face—to—face. it just never had a facial where been face—to—face. itjust does not happen. yeah, it's hypocritical, absolutely. what kind of covid

secure measures will beauty technicians have to put in place for the treatments they can carry out an england? in order to make customers feel safe? well, i mean, if you read the guidelines, the only compulsory addition is a visor but most of the beauty therapists i know, nail technicians included, where high—level ppe anyway, gloves, masks, so i don't think the environment will change as much as you think. it's probably changed more for hairdressers because they are not used to wearing anything, any face covering at all but a lot of beauty therapists do, so i don't think beauty will change that much. which is why it's kind of slightly ironic that we are being put under so ironic that we are being put under so much ironic that we are being put under so much pressure ironic that we are being put under so much pressure to prove we are covid secure when we worked in this way for many years. thank you very much. millie kendall. all beauty is resuming in scotland onjuly the 22nd, northern ireland, july the 2nd and in wales, beauty is resuming on

the 27th ofjuly. the american actress kelly preston has died at the age of 57. she starred in films including twins and jerry maguire. her husband, john travolta, confirmed on social media that she had passed away after two years of treatment for breast cancer. the headlines on bbc news. as nail bars and beauty salons re—open for business today, health secretary matt hancock says authorities are dealing with more than 100 coronavirus outbreaks a week. one of those outbreaks is at a farm in herefordshire, where there are 73 confirmed cases of covid—19. the government is releasing adverts encouraging you to prepare for the end of the brexit transition period at the start of next year. disability rights uk say that as the uk eases its lockdown, it's concerned people claiming universal credit will no longer be

able to use the fact that they are shielding, or have coronavirus symptoms, as a reason for not following the rules on looking for work. at the start of lockdwon the benefits sanctions regime was suspended. now it's coming back. campaginers say because disabled people are upto 11 times more likely to die from covid—19, that resumption of sanctions could put pressure on them to find work or go out into society before it's safe for them to do so. figures from the 0ns suggest almost two thirds of covid deaths in the uk have been disabled people, that's 22,000 people between march and mid—may. the government say claimant commitments will remain reflective of public health advice and their personal circumstance. joining me now is kamran mallick, ceo of disability rights uk. ciara lawrence from mencap. and catherine szymanskyj, a disabled person who is also claiming universal credit.

welcome, all of you. first of all, i wa nted welcome, all of you. first of all, i wanted to ask, more broadly actually, about the government approach to people with disabilities during this crisis. good morning. so i think when we first headed into this pandemic disabled people mustn't become cannon fodder of a pandemic and it's exactly what happened, i think. pandemic and it's exactly what happened, ithink. disabled people have been the forgotten community and the actions the government have taken have shown... i think you said you failed people with disabilities have become cannon fodder. what do you mean by that? if we look at the death rates, the figures are now showing there are three different sources of those data, and what it

clearly shows is that the numbers of disabled people who have died as a result of covid—19 has been disproportionately high and that shows that the support and protection offered to disabled people were severely lacking. catherine, hello. you are in receipt of universal credit at the moment and also shielding. what is it you are worried about as restrictions ease and the sanctions regime is reimposed? hello, victoria. i'm concerned because up till now it has been understood that the industry i work in is very high risk. i only work in is very high risk. i only work self—employed hours, and i was made redundant from a paid role as well so i'm reliant on that universal credit to support me, and if the pressure starts to mount for me to return to work on a

self—employed basis my industry hasn't even returned yet because i work in the leisure industry, in leisure centres, and so we are recognised as one of the highest risk places for anybody to work, gymnasiums, and if they start to sanction me, i can't afford to live andl sanction me, i can't afford to live and i can't return to work at the moment. there was a particular line in the guidance for people receiving universal credit which was this. you will not get a sanction if you cannot keep to your claimant commitment because of coronavirus. now this line has recently been taken out of the guidance. why do you think it has and what affected you think it has and what affected you think it has and what affected you think that will have in practical terms on like yourself?” suspect it has been taken outjust because as people are returning back to work the disabled workforce, the shielding workforce, people with long—term conditions, anything which

makes them vulnerable, as treated now as on a level with everybody else in terms of risk, so if it's considered safe for the majority of people to return to work, then i think it's being considered safe for us think it's being considered safe for us to return to work, and i really wish that was the case because most people i have spoken to in the same situation as myself all really want to go back to work, but we need to know we are safe to do so. we ask foran know we are safe to do so. we ask for an interview with the minister for an interview with the minister for people with disability, justin tomlinson for those who didn't know, and he wasn't at any of the downing street briefings during the crisis. got a statement from the gwc. a dwp spokesperson said, "it's completely disingenuous and frankly irresponsible to suggest that those needing to shield or self—isolate due to coronavirus will be sanctioned, and we want to reassure people that claimant commitments will remain reflective of public health advice, a person's localjobs market and their personal circumstances.

we don't want to sanction anyone and have issued clear guidance that claimant commitments must be rooted in our new normal. no one will be sanctioned unless they fail to meet the agreed conditions of their claimant commitment without good reason. asa as a society safely reopens it's right that we increase support to help job—seekers return to work. we don't want to sanction anyone. we haveissued don't want to sanction anyone. we have issued clear guidance that claimant commitments must be rooted in our new normal. no one will be sanctioned unless they fail to meet the agreed conditions of their claimant commitment without good reason. " does that reassure you, catherine? it doesn't, if i'm honest, because those claimant commitments are down to the individual officer working with you. their understanding of those rules, and what's going on, and everything has been changing so quickly that i'm not sure anybody has got a great understanding of the moment of what the rules are in this pandemic and,

yeah, it happens to depend on how those people apply them and if you get someone who doesn't understand the situation, or isn't listening, then you could still be sanctioned now for something beyond your control. hello, carer. good morning, victoria. how are you? i'm very well. how has lockdown been hard for people with learning difficulties and physical disabilities? lockdown has been difficult for people with a learning disability the cars from the start of the rules around lockdown has not been clear, not been accessible, and people with a learning disability have been forgotten in this lockdown pandemic forgotten in this lockdown pandemic for coronavirus. why do you say that? why do you say the guidance has not been clear or accessible?

because they use words that we don't understand, jargon, words we don't understand, jargon, words we don't understand, and so it's harder because it means we are scared to go out, we don't know what we are allowed to do. we don't know what we are not allowed to do. and we have to have extra support in place to help us understand. but, because of a social distancing rules, some people haven't been able to have that support to understand, so a lot of people have been staying at home and literally living in their homes not going out. can you give me an example of some of the jargon you say has effectively excluded people like yourself? things like having a two metre distance or one metre plus, it isjargon terms like that which we don't understand. we know what stay at home means, but things

like do this, do this, it's a lot of information to take in. so the government should have put it in easy language from the beginning with easy pictures and easy text. when lockdown first started and the coronavirus was first a pandemic, the letter boris sent to all homes in england wasn't easy to understand. idid in england wasn't easy to understand. i did not understand that letter. i know lots of people with a learning disability, 1.5 million in the uk, would not understand it either, so the government need to understand they need to make reasonable adjustments for people because we are all different. that's an example of why you say you feel you have been forgotten. if that's true, why do you think you have been forgotten? because people just don't understand what a learning disability isn't how to support us. so, for me, when lockdown first started, i was furloughed from my job lockdown first started, i was

furloughed from myjob but i'm back now. but i couldn't have my mother over, i had to rely on my husband is a lot more because obviously he's at home with lee, whereas my mum gives mea home with lee, whereas my mum gives me a lot of support that i need. so it's not easy and it was very difficult —— with me. until i was able to have social distance walks with her, and she can explain things to me, we had to do it over the phone a lot, and that's not always easy, so it's harder for people like me to be able to understand what we can and can't do. and we have been forgotten. coming back to finally on the benefit and sanctions, you've heard the government statement, i will read a little bit again, saying , " will read a little bit again, saying," it's disingenuous and frankly irresponsible to suggest that those who need to shield or self—isolate due to covid—19 will be sanctioned". i want to ask you a broad question about benefit

sanctions. do you think they work? do they do anything to motivate people to try and seek paid employment? no. the fact is that there is no evidence to suggest that sanctions on people to find work will ever work. at the time you're going to see huge numbers of unemployment. is it really the time when what the government should be looking to do a sanction people who have experienced some of the greatest barriers in finding work, maintaining work and staying in work. sanction groups... we have set up work. sanction groups... we have set up the barriers as disabled people, the same people that to sanction. when they are unable to find work because of health conditions, can't keep appointments. and there is no evidence to say that sanctions of work. thank you very much, all of

you. i really appreciate your time. thank you all. i want to read one message from sam has got in touch with me. i would rather die than leave the house. true story. i can leave the house. true story. i can leave the house but swine flu broke me andi leave the house but swine flu broke me and i relapsed when it came to my emmett e. imagine what this will do to be now but disabled people are an afterthought, and until science has bothered with us, i will take every precaution. if you have a learning disability, physical disability, if you are in receipt of universal credit, are you reassured by the statement the government has given to us today about sanctions? particularly when you think you have to continue shielding or self isolating? do get in touch with the usual ways. you can e—mail me. good

morning. now it's time for a look at the weather and matt taylor has the forecast. in the south and east of england today, north and east of scotland, pretty warm in the sunshine. 0utbreaks pretty warm in the sunshine. outbreaks of rain across central england, pushing into south wales, south—west england and pushing into the midlands this afternoon. some of you woke up this morning with wind pushing in off the atlantic in the western coast will be cooler than yesterday, 15 in western scotland compared to 21 in aberdeen but with sunshine continuing in the south—east corner and the channel islands, could see temperatures in the low to mid 20s. wet weather to come in the evening and the first pa rt come in the evening and the first part of the night, heavy bursts in the south—east and east anglia for a time. further showers in the far north of scotland but in between many places will be dry. where you see clear skies for any length of time, temperature is down to single figures but for most time i'll start

tomorrow. through tomorrow and wednesday and thursday, a lot more cloud around with patchy rain and drizzle in the west. hello, this is bbc news with victoria derbyshire. the headlines... as nail bars and beauty salons reopen for business today in england, health secretary matt hancock says authorities are dealing with more than 100 coronavirus outbreaks a week. one of those outbreaks is at a farm in herefordshire, where there are 73 confirmed cases of covid—19. the government is releasing adverts encouraging you to prepare for the end of the brexit transition period at the start of next year. the conservative, andrzej duda, has been re—elected as president of poland by a narrow margin. actor kelly preston has died from breast cancer aged 57. her husband john travolta said she fought a courageous fight.

mps are urging the government to act... act to help more than 170,000 home—owners who are trapped on high standard variable mortgages paying up to double the market rate. they include many key workers who've been on the frontline of the pandemic who say their mortgage payments are adding financial stress even as they've been asked to put their health and safety at risk. the mps have written to the competition and markets authority urging it to intervene. the treasury says it's urged lenders to treat customers fairly. 0ur economics correspondent andy verity has this exclusive report. for thousands of key workers, the sweetness of being clapped for their work in the pandemic has a bitter aftertaste. more than 170,000 people, including many key workers, are trapped on mortgages paying up to double the normal interest rate, hundreds of pounds extra every month, because of something the government did. melissa antwhistle has been dressing in protective equipment every day for round—the—clock shifts

on the front line at scunthorpe general hospital, including the intensive care unit. but financially, she feels farfrom supported. looking after our two children, who are one and three, we could do without the stress and anxiety of the financial impact of our nightmare home. her husband, kevin, who maintains a power station nearby, took out a £120,000 mortgage with northern rock in 2007, something he has had 13 years to regret. after it was nationalised, the government boosted the profits that could be made from his repayments on high standard variable interest rates, then sold his loan to an investor he hadn't heard of who couldn't offer new mortgage deals, and he can't get out of it. we just feel like, as key workers, we are putting our lives at risk, working on the front line for our country and the government, being asked by our government to do this, when we have been sold by the government ten years ago and been trapped paying

5%—7% interest rates. melissa and kevin have been paying £780 a month on their northern rock loan, compared to £411; if they could remortgage. but because they borrowed more than the value of the property, something regulators approved at the time, the regulators' affordability rules say they now can't remortgage. the rules, in other words, say they can't afford to pay less. it was the treasury that boosted the profits that mortgage lenders could make from these mortgage borrowers and then sold their loans on to inactive lenders who wouldn't be able to offer them a competitive mortgage rate. campaigners say they have warned ministers that tens of thousands of people, including many key workers, are paying way over the odds, but they haven't got any help. rachel neale, who has crohn's disease, campaigns for trapped mortgage prisoners, even while shielding herself at home. the treasury says it is letting lenders relax affordability rules to offer new loans to people like kevin and melissa,

so they can get off the high standard variable rates or svrs, but so far not a single lender is doing so. we now need a cap on the svr, just as it was done in the energy sector, to stop high rates being charged to families, meaning that they are being crippled by their interest rate and unable to live properly. we need action immediately before things get even worse and cause repossessions and drive people into further arrears. the treasury also said it expected lenders to review their interest rates, but no minister would be interviewed about key workers trapped by their mortgages. mps across parties are now pressing for a cap on the profits lenders can make on standard variable rates to relieve the pressure on all mortgage prisoners. andy verity, bbc news. some breaking news before we talk more about mortgage prisoners.

manchester city, their two—year champions league ban has been lifted. manchester city will be eligible to play champions league football for the next two seasons. the court of arbitration for sport has just announced its verdict from a three—day appeal hearing that took place in june a three—day appeal hearing that took place injune into the serious breaches of uefa's financial regulations. city were found guilty of those back in february. we can speak to sports correspondent andy swiss so why have they come to this decision? city fans will be breathing a hefty sigh of relief. manchester city were originally accused of breaching uefa's financial fair play regulations will stop these rules are essentially trying to make sure clubs spend within their means and don't get into serious financial difficulties and also make sure wealthy owners don'tjust pour money into football clu bs. don'tjust pour money into football clubs. it was originally alleged in a series of leaked e—mails that city had inflated the size of sponsorship

deal so their owner could invest more money in the club than the rules allowed. uefa found city guilty of this and originally banned them from european football for two yea rs them from european football for two years and gave them a hefty fine as well. city insisted the accusations we re well. city insisted the accusations were false and also the process had not been independent. their appeal to the court of arbitration for sport, there was a hearing last month, and that hearing has now produced a fantastic result as far as manchester city are concerned because that two—year ban they had originally been given has been lifted. the court of arbitration for sport said manchester city did not disguise funding as sponsorship contributions as had been alleged. they said they did fail to co—operate with the uefa authorities, so the decision was that their exclusion from participation in uefa club competitions was lifted. they still had a fine but it was reduced to 10

million euros stop that will be a huge relief to manchester city fans. had they been excluded from european football for the next two seasons, as was originally the case, they would have lost millions of pounds, potentially 100 million per season. 0n potentially 100 million per season. on top of that there would have been potential issues with recruitment, would players want to come to manchester city if they were banned from european football and what about manager pep guardiola? there was also potential damage to the reputation of the football club. this club has dominated english football in the last decade or so, so football in the last decade or so, so for manchester city, this news will come as huge relief for them. they have been reprieved, the band they had been given from european competition has been lifted, so they will be able to compete in the champions league next season. thank you, andy swiss, reporting. we will get more reaction to that news that

manchester city's two—year ban from european competition has now been lifted. we can now speak more about mortgage prisoners. i'm joined now by rachel neale, who you saw in that report. she is campaigning for mortgage prisoners and has herself been unable to move from an interest—only mortgage she and her husband took out in 2007. and labour mp seema malhotra, who is co—chair of the all party parliamentary group on mortgage prisoners. rachel, the fca, the financial conduct authority, says it has been working for some time to support people like you. is it doing enough? the issue is, the problem isn't going away, because the rules the fca put in place last year were volu nta ry. fca put in place last year were voluntary. so as of yet, no mortgage lenders have been any help whatsoever because there are no banks or building society is taking up banks or building society is taking up these voluntary affordability rules, which is leading people into

arrears still because of high interest, and ultimately, repossessions. you have been trying to remortgage for 13 years, i understand. remind us of your current situation. the current situation is that we just don't pass affordability, which is exactly like the more than 250,000 other mortgage prisoners. because we don't pass affordability then we can't move on toa affordability then we can't move on to a new rate, so we are ultimately told we can't afford to pay less. a typical mortgage for us, we have £130,000 interest rate only mortgage and the rate is 4.38%, and even that is high, but we have people in the group on 12% and more. we are paying £474 group on 12% and more. we are paying £471; per month. if we were able to move on to a high street lender then we would only be paying £145 .16

move on to a high street lender then we would only be paying £145.16 on a 1.34% mortgage. we would have a saving of around £350 a month that we would be able to put into the economy. at this time that would be welcomed by the government but we need this situation sorting out. let me bring in our labour mp, and chair of the all—party parliamentary group on mortgage prisoners. can i redo the statement we have from the treasury. we know being unable to switch your mortgage is stressful so we have introduced rules to make it easierfor we have introduced rules to make it easier for customers we have introduced rules to make it easierfor customers to we have introduced rules to make it easier for customers to change providers which we expect to be in place by the end of the year. the fca has reiterated to lenders that customers on variable rate mortgages must be treated fairly and lenders should be actively reviewing their rates. is that enough?” should be actively reviewing their rates. is that enough? i think what the treasury failed to put into that

statement is that there has been no lender that has implemented the affordability criteria, not a single mortgage prisoner who has benefited from the new and welcome rules that we re from the new and welcome rules that were brought in last october following a consultation by the fca. we have got to look at the hardship that families are experiencing. mortgage prisoners have been neglected for more than ten years now. rachel has told her own story, but in the research that has been done by rachel and has also been done by rachel and has also been donein done by rachel and has also been done in partnership with the appg, has seen doctors, teachers, nurses, civil servants, many key workers, who are in this unbearable position of having to deal with these very high interest rates, where if they we re high interest rates, where if they were able to switch, as most people are, they would be able to afford and be on much more affordable interest rates. that's why we have called for more action, because you

can't say you are confident that the rules you have brought in or suggested so far are making a change, when they are not. the suggestion is also that with the new rules brought in, only around 14,000 of the 250,000 mortgage prisoners might benefit. what needs to change and what do you say the government needs to do now? we have written to the fca and cma and called for them to do the fca and cma and called for them todoa the fca and cma and called for them to do a consultation and bring a cap of 2% above the bank of england base rate in order that there can be fairness for all mortgage prisoners and all mortgages, as well as then the saying what more can be done to get a comprehensive solution and to move much further and faster in implementing those new rules to help those who it could make a very big difference for. thank you to you both, seema malhotra, labour mp, and chair of the all—party parliamentary

group on mortgage prisoners, and rachel neale, campaigner for mortgage prisoners, who has herself been stuck on a ridiculous mortgage since 2007. and thank you for your m essa g es since 2007. and thank you for your messages on whether you are wearing a mask or not. let me know your reasons one way or the other. margaret says, i can't bear anything on my face as i am really claustrophobic. if they bring in wearing masks in supermarkets in england then i will try home deliveries is the thought of it fills me with dread. ian says in the early days they told us they are useless but now they say masks will protect us. it is very trump like. jeremy says he will not go shopping if he has to wear a mask. high streets are like ghost towns already and this will be the end of them. if you are having to wear masks in scotla nd you are having to wear masks in scotland to go into shops, it is mandatory there, is it happening and are you seeing ghost towns continue to be ghost towns? let me know. when we switch to bbc two after ten o'clock we will talk to a woman who

ru ns o'clock we will talk to a woman who runs a store who last week was told by customers, we are not coming back because we don't want to wear masks. on bbc two, join us there if you can. florida has registered a record number of coronavirus cases in a single day for a us state — with more than 15,000 people testing positive in just 24 hours. the state is thought to be particularly vulnerable to the virus because of its elderly population and reliance on tourism. here's our us correspondent peter bowes. another surge in coronavirus cases and a new epicentre for the disease. florida is now seeing more new infections than most countries. across the us, more than 60,000 new cases are being reported every day and about a quarter of them are in the sunshine state, where the hospital system is under growing strain and some intensive care facilities are at full capacity. when the pandemic started, florida was slow to respond. the beaches and bars stayed open. they were eventually forced to close, but reopened early,

only to be shut down again. this is a state dogged by the disease and confusion over how to deal with it. even as the numbers rose over the weekend, disney world opened again to the public — mickey mouse at a distance and mandatory face masks for visitors. but the republican governor, ron desantis, has refused to issue a state—wide order for people to cover their faces. there are some anti—mask activists who believe it's not necessary at all. the risks are very, very low. this is a virus that has a 99.6% recovery rate. this is a virus that is very well contained. with other states like arizona, texas and california all facing worrying increases in the number of new cases, the trump administration is focusing on reopening schools in the autumn, despite opposition. i think everybody would like to get our kids back to school as quickly as we can, but we also want to do it and make sure our kids will be

as safe as possible. so, we're not going to be rushed into this. with a growing health crisis, a divided nation and a presidential election looming, the politics of dealing with covid—19 has never been more intense. peter bowes, bbc news, los angeles. a doctor in texas says a man in his 30s who thought coronavirus was a hoax, has died after attending a "covid—19" party hosted by an infected person. in a video broadcast, the chief medical officer at the methodist hospital in san antonio, jane appleby, said she had heard stories of special covid gatherings attended by young people to allegedly see who gets infected first and who can survive the virus. she said the victim now regretted his bravado. we cared for a 30—year—old patient at methodist hospital who told the nurse they had attended a covid party. this is a party held by someone diagnosed with the covid virus, and the thought is that people get

together to see if the virus is real and to see if anyone gets infected. just before the patient died, they looked at their nurse and they said, "i think i made a mistake. "i thought this was a hoax, but it's not." this is just one example of a potentially avoidable death of a young member of our community and i can't imagine the loss of the family. more than 1,000 students have signed an open letter to oxford university, calling on the institution to take action against racist and classist discrimination. it comes after some students complained of racist incidents over recent weeks, after one university student made remarks comparing the murder of george floyd to flour shortages, and another is accused of defacing an image of george floyd on campus. the university addressed some of these issues with a statement saying there is zero tolerance for racism, but some students say the university needs to go further, adding that these incidents have "contributed to a hostile and unsafe environment for black students."

kesaia toganivalu is one of the authors of the letters and says prospective students of colour will be put off attending if they do not address it university wide. also i'm joined by nneka ovono, who says she experienced harassment from her peers when she called out racist behaviour. thank you both are talking to us. why did you write the letter? we wrote it because dot actually, i should say that i didn't come up with it, another student at christ church college where it happened came up with it and asked me to do it. the reason why i decided to do it. the reason why i decided to do it was because a lot of us were angry and we felt something had to be done but the track record of the university, not enough is done and it would be swept under the rug. we wa nted it would be swept under the rug. we wanted to unite the anger and upset of stu d e nts wanted to unite the anger and upset of students in a tangible form at the university couldn't ignore. the

university has condemned racism and given us a statement that they acknowledge they are rightfully reproached for not addressing systemic racism properly. they list a number of initiatives including a university fundraising initiative for scholarships for black students and a review of the equality and diversity unit and so on. is that enough? it's all well and good pouring initiatives, pouring money into initiatives and giving off a fa ncy into initiatives and giving off a fancy slogan says if they do believe in racial equality but as a student it feels like they don't. it feels like they have only said this because national news have come knocking on the door. frankly, these incidents are not isolated, it isn't just one or two might, they keep happening, so the university needs a drastic overhaul so they stop happening and do not happen again. can you tell us about your experience at the university, which

i believe sparked the writing of the letter. i called a meeting to donate money to the minnesota freedom associated charities after the death of george floyd. that passed unanimously but in the same meeting a racist speech was given that trivialise the black american experience by comparing it to shortages of flour and made a comment that some compared george floyd, to curious george, the cartoon monkey. the people responsible said it wasjust cartoon monkey. the people responsible said it was just a joke and they didn't mean to cause offe nce, and they didn't mean to cause offence, but i think the university doesn't have a firm enough stance against discrimination in the university, which is why people think there are no consequences for making such vile comments in relation to racism. as a result of me calling that out, i was quite badly harassed online, just over a month ago. i ended up in hospital,

diagnosed with chronic panic disorder as a result of the abuse, because i basically didn't sleep for eight days, fighting racists online, which shouldn't happen to any student of the university. the onus should not be on the black students of oxford university to address racism at its very instance. looking at other universities, in america in the ivy league universities, they ta ke the ivy league universities, they take a firm stance against racism. for example, students have had offers withdrawn for engaging in racist behaviour and i think that same no tolerance, as oxford say they have against racism, should actually be implemented. there are some who object to this being a university wide issue and say it was an individual student who, as you put it, gave that racist speech at that meeting. you probably saw the

racist comments that were directed at crystal palace's wilfried zaha yesterday, which back—up the fact that racism is still a society problem. exactly. so why is it down to the management and senior leadership team of oxford university to police individual students?” think because of the message it is sending. as you say, racism is a problem societywide and oxford isn't the only place where racism happens, but oxford is an institution which produces such powerful future leaders and people in power. for instance, 19% of mps come from oxford and cambridge. these are people who are going on to be very successful. if you send the message to the students that there are no

consequences for racial harassment and discrimination at university then those people go on to continue to perpetuate this behaviour thinking that there are no consequences for it and not acknowledging the harm that has been done. without necessarily talking about individuals or naming names, what should happen and what should the leadership of the university do when somebody, according to you, makes a racist speech and immediately afterwards says, i didn't mean it, it was a joke?” think obviously each situation should be handled case—by—case. i think in this situation there has beena think in this situation there has been a pattern of racist behaviour which shows a lack of remorse for what has been done. i think it's possible for a student to be ignorant and therefore say or do something racist without acknowledging the harm done, but there should be consequences whether

a conversation or public apology, to being suspended or even sent down from the university. there should be repercussions that are proportional to the incident and i don't think that has been happening. thank you for coming on the programme to you both. we appreciate your time. if you want to get in touch this morning, you can get in touch on twitter or by e—mail. i can read some of your messages about wearing a mask. one viewer says they wear a mask from the door and back to the door. others scare me by not wearing one. my son and i both have asthma and are exempt but we still wear them because i had a brush with covid, and he wants to protect me. he is my carer too. where the down mask, it should be mandatory. i have loads more here. hang on... sorry. i

am trying to get the right tweet, with all the replies underneath. public transport is a joke says one twitter user. people are just travelling without masks. it is mandatory, which means you must wear one, but nobody is policing it. it's a joke. georgina says everyone should have to wear a mask for eve ryo ne should have to wear a mask for everyone else's protection, especially those who are high risk you have to go out. surely we should all do all we can to stop the spread. the virus is still here and we need to stay safe. from essex one viewer says that they think wearing masks should be mandatory in shops in england where you can't socially distance, they are supposed to be mandatory on public transport but that everyone complies and nobody is policing it. have you ever gone up to someone and ask them why they are not wearing a mask in such a

location? i don't know if i would have the courage. please get in touch on twitter or by e—mail. in the next hour we will speak to a shop owner in scotland whose customers say they will not come back because they have to wear a mask inside the shop. now the weather with matt taylor. a warm afternoon in the south of england, and pleasant in the north of scotla nd england, and pleasant in the north of scotland when the sun breaks through but the thickest of the cloud through the midlands, wales and south—west england with persistent bursts of rain in south—west england and cornwall. to the north of it, more showers, a breeze coming from the atlantic keeping it cooler to the western hills. 21 in aberdeen, and through the channel islands and the south—east of england and east anglia, if you hold on to the sunshine you will see temperatures in the low to mid 20s. this evening and overnight, heavy bursts of rain working across southern counties of england and into east anglia. more

showers in the far north of scotland and in between most places will be dry. the cloud breaking here and there and where it does for any length of time the temperatures could dip into single figures. for most, a mild start to tuesday. daytime temperatures are not great, many staying cloudy and damp in the west.

drinks this is bbc news with the latest headlines for viewers in the uk and around the world. manchester city's two—year champions‘ league ban has been lifted after they were accused of breaking uefa's financial fair play rules. the government is urged to clarify whether face coverings should be worn in shops in england. the justice secretary says perhaps they should be. i think the point is where you come into close contact with people you wa nt to into close contact with people you want to give them the confidence that you are doing everything you can to prevent inadvertent transmission of this disease. where do you stand on masks? if you're wearing one, why? and if you're trying to avoid wearing one, i'd be really interested to know your reasons — @vicderbyshire or email victoria@bbc.co.uk. in a few minutes we're going talk to the owner of lifestyle store in scotland where some customers have said they wont be coming back