this is bbc news. the headlines at 8... leaked documents reveal how some uk banks have allowed criminals and money launderers to move billions of pounds around the world. the government says the country is at a tipping point, and warns restrictions could be tightened, as thousands more cases are recorded. if everybody follows the rules then we can avoid further national lockdowns. but we, of course, have to be prepared to take action if that is what is necessary. the labour leader says sorting out the problems with testing should be ministers‘ top priority. if i was the prime minister, i would apologise for the fact that we are in this situation with testing.

throughout the summer, we were saying prepare for the autumn. instead, we had the exams fiasco. a flypast over central london marks the 80th anniversary of the battle of britain following a memorial service at westminster abbey. two goals from sadio mane helps premier league champions, liverpool to a 2—0 win against chelsea. and in half an hour, the travel show visits brazil's national museum, as efforts continue to save the building after it was destroyed by a major fire in 2018. that's coming up at 8.30.

leaked documents have revealed how some uk banks have helped criminals, money launderers and russians under sanctions and have also failed to stop crime when they suspected it. the documents, known as the fincen files, were leaked to buzzfeed news and shared with the bbc by the international consortium of investigativejournalists. they indicate that london is a hub for money laundering, with billions of pounds worth of suspected dirty money moving through the system. richard bilton reports. most of his body was submerged under water. the files show the reality of fraud. it can be a messy business. he was bound. he had coverings over his face. you knew that he was deceased. raymond's body was found in a vineyard, and this is the dream that cost him his life.

world capital market is managed by a team of experts... he was taken in by a scam. to make money, he needed to recruit other investors. when they lost money, he was murdered. ..asia and europe... he was a victim in a scheme. he was a victim in a homicide. just a true, true victim. thousands lost money in the scam. the fraudsters stole $80 million. we have discovered that britain's biggest bank helped them get away with it. hsbc allowed the fraudsters to move the stolen cash around the world, even after the bank had been told it was a scam. the us part of the bank said it was unable to locate any accounts with the information stated on the subpoena. what hsbc did not tell the regulator is that those accounts were in another country. the bank then carried on moving more than $30 million of stolen

cash from the uk and us to the fraudsters' hsbc accounts in hong kong. so they had the information. they sat on it. that is when they were just as guilty as the fraudsters in perpetuating the scheme. they knew about it and did nothing about it. hsbc did not comment on the fraud case but said it has been on a multi—yearjourney to overhaul its ability to combat financial crime. but the files show the secret story is that banks often don't stop crime and suspect behaviour. the leak is of suspicious activity reports, what banks have to tell the authorities if they think their clients may be up to no good. these documents contain some of the banking system's most closely guarded secrets, the suspicions big banks have about their wealthiest clients.

and they show how the system has failed to stop criminals from laundering their cash. because banks have to send the reports, but they don't always act on them. this is an unprecedented and remarkable leak that tells us, as never before, what the banks know about suspicious money movements. there has never been a leak like it before. the secret reports show the way banks have really been behaving, placing the uk at the heart of global money—laundering. richard bilton, bbc news. our economics correspondent, andy verity, explained how british banks were implicated by the leaked documents. he was speaking to my colleague rebecca jones. july 2012, a senate committee published a devastating report about hsbc, saying it was being used as a conduit for drug kingpins and rogue nations.

and specifically, that spectacular failures of oversight had led to launderers to launder drug money, notjust any drug traffickers, this was a cartel made famous in the netflix series el chapo. so a really serious problem. theyjust got off prosecution for that and we only found out four years later, in 2016, that george osborne, the then chancellor, had intervened on their behalf, seeking to help them avoid criminal prosecution. saying that if they were prosecuted it might present threats to financial stability. instead they had a five year probation period where they had to keep their nose clean, and yet, we found out only from this week that this stuff was going on in that period. am i right there is a lot more to this than just one bank? oh, yes, hsbc is by no means the only bank singled out here. these are suspicious activity reports from banks around the world. they are obliged under anti—money laundering regulations to say

when they see any sign of suspicious activity, when for example, they do not know where the money is coming from. unfortunately, the uk does appear to be at the centre of this. more than 3,000 companies in these reports are british companies, that is more than any other country. we have a problem here, as well, with anonymity. the way things are, you can set up companies you're quite easily and nominate someone else is the director and tighter control of that money. in some cases, you have got accounts saying turnover is £23,000 and hundreds of millions of dollars are passing through these same companies. there's growing calls for the government to do something about our lax money—laundering controls. we know from the files that a secret us intelligence report has described us, the uk, as a high—riskjurisdiction on the same level as cyprus. not maybe what we are used to. tom keatinge is director of the centre for financial crime and security studies at the think tank rusi. he was an investment banker atjp morgan for 20 years.

he told my colleague rebecca jones why the system to prevent money laundering is out of date, given progress in banking technology. the suspicious activity report regime is the fundamental pillar on which anti—money laundering efforts are meant to be founded and it was created 25 years ago, and in many ways we are still using the same system as we had 25 years ago. the problem is that you and i can transfer money at the tap of a app, but the system was created when it took four or five days to transfer money around the world, so there was time for banks to study whose money is going where. what constitutes suspicious activity? there are a whole range of reasons. if you go home this evening and you send £9,000 to three different friends, that might be suspicious. why did you do three £9,000 transactions in half an hour?

maybe it is money coming to you from a company where the ownership is not clear. there are a huge array of reasons that a bank might consider something suspicious, but it is only suspicious and herein lies the problem. the banks then file that with the financial intelligence unit, the national crime agency in the uk. and what is the agency meant to do with that deluge of data it is receiving? we do not have the systems to respond to the data the banks are filing, if indeed they do file the right data. that is interesting you use the word deluge. because i was going to ask you what does this tell us about the regulatory system and how capable it is dealing with the problem? they receive half a million suspicious activity reports every year, and so i think we have to continue asking, as the government is doing, questions about our ability to deal with that level of data. it is notjust the uk, of course.

the uk is a globalfinancial centre, we have a global responsibility, not just domestically, and honestly it remains the case that our ability to shoulder that burden, remains the case that our ability to shoulder that burden, as that amount about the us indicates, our ability to shoulder that burden is substandard. how would you expect a law enforcement agencies to use these suspicious activity reports? there are two ways. if one comes in and it is flagged terrorism, you would expect them to respond immediately. or perhaps human trafficking, respond immediately. but otherwise they get filed away in a database with millions of other reports. in the uk, police forces can query the database as part of an investigation into some future criminal case that they are looking at. it serves... it should serve both an immediate flag for investigation and also a useful database for future use,

but the extent to which the system is used effectively, notjust in the uk but around the world, has to be open to question. the one thing i hope about this leak is that we finally get a grip of a system which, as i say, was built in the 1980s and 1990s and simply does not work, is not fit for purpose in the 21st century. why does it appear that the uk is so vulnerable and what can be done about that? the uk is one of the biggest, if not the biggest, financial centre in the world. inevitably, a lot of money flows through the uk and the way that it does. secondly, the uk has big global banks, it has excellent law firms, it has real estate to invest your money on. i like to put it this way, if you go to the money—laundering superstore, you head straight for the aisle marked uk because you can get all the tools you could possibly need there. and we do have some lax systems. it has been called to be reformed, and that consultation,

the details of that consultation were just published at the end of last week. we have a long way to go, and fundamentally in the uk, we are trying to make up for a couple of decades of underinvestment. you cannot do that overnight, however hard you try. and you can see the full panorama programme banking secrets of the rich and powerful on bbc one at 7pm tomorrow evening. the health secretary, matt hancock says further national lockdowns cannot be ruled out, if people fail to follow the rules on tackling coronavirus. he was speaking amid growing concern at the rise in the number of infections in the uk. yesterday, fines of up to £10,000 were announced for those who repeatedly fail to self—isolate if they test positive. labour said, the government's test and trace system was "near collapse". latest government figures show there have been 3,899 positive coronavirus tests in the uk, in the latest 2a hour period. 18 additional deaths have been reported of those who have died within 28

days of a positive covid—19 test. 18 additional deaths have been reported of those who have died within 28 days of a positive covid—19 test. and tonight, a spokesperson for the mayor of london sadiq khan said he would be meeting with council leaders tomorrow as "the situation is clearly worsening" and " "it is better for both health and business to move too early than too late". 0ur political correspondent, iain watson, reports. when it comes to complying with rules and restrictions, the government says we are more lax than some of our continental counterparts, so as coronavirus cases increase, expect to hear tougher messages on enforcement. the health secretary says we are at tipping point. if everybody follows the rules then we can avoid further national lockdowns,

but of course, we have to be prepared to take action if that is what is necessary. so we might be facing a further national lockdown if people don't obey the rules? that is exactly right. i don't rule it out, i don't want to see it. in just over a week from now on england, if you don't self—isolate when you should, you could face an initial fine of £1000, and up to £10,000. the health secretary says we should tell the police if we see rule breakers but in london, not everyone will take that advice. that whole thing of telling on your neighbour, i think, breaking up community is the last thing that should be encouraged. if there is a hefty fine in place or something like that, people would maybe toe the line a bit better. this weekend, the prime minister is under pressure from medical and scientific advisers to take stronger, swifter action to slow the spread of the virus. the prime minister has been in top—level meetings to discuss his options,

but he is also under pressure from his next—door neighbour, the chancellor, who does not want to see a fragile economic recovery killed off. so it is likely that we will see new, temporary measures across england, but that these will also fall far short of a full national lockdown. while schools and workplaces are likely to remain open, some of the restrictions imposed in local lockdowns seem set to spread across england. at the 212 cafe and bar in leeds, there is no enthusiasm for a possible curfew. put a ten o'clock curfew, most bars will probably decide not to open back up because the trade won't be worth it for the late night venues. but also, it could work in a different way where all of the students and people go out through the day, the bars take the same amount of money but obviously, it willjust cause trouble through the day rather than the night. labour say they will support whatever new steps the government takes, but... if i was the prime minister,

i would apologise for the fact that we are in this situation with testing. throughout the summer, we were saying, prepare for the autumn. instead, we had the exams fiasco. i would make fixing testing the number one priority and reinstate the daily press conferences so we all know what is going on. the prime minister will upset some of his own mps if he introduces further restrictions. he is looking at a range of options, but doing nothing does not seem to be one of them. iain watson, bbc news. let's speak now to mike tildesley, associate professor in infectious disease modelling at the university of warwick. thank you forjoining us here again on bbc news. first off, we are hearing concerning science, very concerning some from politicians. we are ata concerning some from politicians. we are at a tipping point, the london mayor sadiq khan is saying better to act too early rather than to late. how key is timing when it comes to modelling diseases?”

how key is timing when it comes to modelling diseases? i mean, timing really is crucial and this is a really is crucial and this is a really important thing. we are now seeing unfortunately these local lockdowns are being imposed in many parts of the country and there are signs it may be introduced in more regions as time goes on. the real concern of courses that working out what the appropriate interactive is. from a public health point of view, of course, if you decide you want to put a control policy the most efficient thing is to do it sooner you are aware that a problem but of course as you have already discussed on your programme, we are in this really difficult situation. what we're trying to do is look at the potential impact to the economy a lwa ys potential impact to the economy always other aspect as the direct impacts to public health so this is where timing is crucial. you want to have the maximum effect but if a policy let's say we have a national lockdown which is only in place for a short period of time, it's really important to put that in when it can have the maximum effect in terms of dampening down the epidemic and

hopefully mitigating against this rise of cases we are currently seeing. when you're modelling, what's that point? how do you know? what we need to do because of course there's an awful lot of uncertainty assesses one of the real challenges we have. the big uncertainty we have at the moment is regarding the adherence to control. again it is already been discussed, we know there are in some areas has been mixing up large groups of people so we know adherence is not necessarily as high as it has been earlier on the epidemic we are in fact i think actually the public responded unbelievably well to lockdown. therefore when we think about the model what we need to do is we need to capture that uncertainty within the model so that if we are putting forward forecasts so politicians can make their decisions, we take into account uncertainty regarding what the future control policies make do and also how the public may react to that. so what are your forecasts

telling you? i think the really key thing is if we do nothing going forward , thing is if we do nothing going forward, the key thing is we are... it's very, very clear now that cases will continue to do so, the models are very clear across the board saying the r is greater than one in pretty much everywhere within the uk at the moment which means we are experiencing the second wave of infection. what we also says that if we put in more policies, more local policies provided adherence can behind the regions, but if necessary these circuit breakers that have been discussed, to damp down infection and we could potentially almost hit the rewind button in terms of reducing cases for back to where we were a few weeks ago. of course the key thing with this is it's not a solution, it doesn't mean the virus will go away. but if we start to see the health services getting overwhelmed,

hospitalisations go up and u nfortu nately hospitalisations go up and unfortunately deaths, this lockdown would enable us to buy a bit more time and tell hopefully in the not—too—distant time and tell hopefully in the not—too—dista nt future, we time and tell hopefully in the not—too—distant future, we have a vaccine available. are so many uncertainties with this and many people are saying this is becoming very weary for the public. because they need a direct message. we have heard there is a time—lag for example when you start to see the changing behaviours as the restrictions were eased. so in terms of the timing, of the circuit breaker, is two weeks enough? is it ideal? again, speaking to me as an infectious disease epidemiologist it's one of these things that, if reducing the rid risk to public office is only concern then of course you put in a locked in and stay there until you have a vaccine. but that's not practical. we need to think about all these other aspects,

economic aspect and things like people's mental health, social well—being, all these issues because well—being, all these issues because we have been in lockdown or some level of it for months and months, so of course the longer circuit breaking you have the more effective from a public health perspective but the more damaging it will be economically. so these need to be traded off. what i will say of course as it's possible if we do have a short—term circuit breaker now, it may be that in a couple of months' time, such a policy may need to be repeated if again we don't have a vaccine available. 0k, thank you very much for your time. thank you. we have some news coming to us from lincolnshire police concerning an unlicensed music event that took place during the early hours of sunday morning. around 200 people

effectively attending array. 0fficers attended —— a rave. the police monitored the event through the night and it finished at 3pm this afternoon. sadly, the police report five attending officers were injured, receiving minor injuries, for people reportedly arrested during the incident. —— four. two for violence and two for possession of drugs. to read part of a statement from the chief superintendent, "we have spent last night and today having to manage an illegal rave whilst working hard to maintain our countrywide, countywide response, keeping people safe. in addition to this, a number of our officers are attending various incidents were assaulted in the last 24 incidents were assaulted in the last 2a hours. we did not come to work to be assaulted." just to remind you of course, the new law reduces the size

of gathering from 30 to six people. and well apply to settings indoors and outdoors. and we'll find out how this story — and many others — are covered in tomorrow's front pages gfx at 10:30 and 11:30 this evening in the papers. the reviewers joining me tonight are the political commentator and former conservative party press chief, giles kenningham and the chief executive of the think tank, demos, polly mackenzie. the democratic nominee for president, joe biden has lashed out at president trump's decision to replace the late supreme court justice ruth bader ginsburg before november's election. speaking in philadelphia a few minutes ago, former vice president biden appealed directly to senate republicans to respect her dying wish, for the next president to select her replacement, not as he put it to "jam a lifetime appointment through" in a hurry.

now, having lost justice now, having lostjustice ginsberg less tha n now, having lostjustice ginsberg less than seven weeks before election this year, after americans have begun to cast their votes, is estimated that up to 40% of americans will have voted by october one. at least 30%. tens of millions. and you cannot un—ring the bill. having made this their standard and serve their interests, they cannot just four years later, change course when it does not serve their ends. look, i'm not being naive. i'm not speaking to president trump who will do whatever he wants, i'm not speaking to mitch mcconnell who will do what he wants and he does. i'm speaking to those republicans out there, senate republicans, who know

deep down what is right for the country and consistent with the constitution as i stand here in the constitution centre. notjust what's best for the party. joe biden. a usjudge has blocked president trump's order to ban the chinese communication app, wechat, which was set to come into effect today. wechat is a messaging, social media and mobile payment app with over a billion monthly users. president trump issued an executive order against wechat last month, claiming national security concerns. but the judge said the ban raised serious questions related to the constitution's first amendment, which guarantees free speech. meanwhile, president trump says he's approved in principle, tiktok, to continue to be available in the united states. the president had regarded tik tok as a security risk

and threatened to ban it. now two american companies, oracle and walmart, will go into partnership with tik tok. the details are expected to be finalised over the next week. the united states says it will sanction more than two dozen people and organisations involved in iran's nuclear and other arms programme. iran says the americans have no authority to reinstate the embargo, since president trump abandoned the nuclear deal two years ago. britain, france and germany have also condemned the us decision to re—imopose sanctions. a memorial service marking 80 years since the battle of britain has been held at westminster abbey. the battle was a dramatic turning point in world war two — when 1500 pilots and aircrew lost their lives fighting the german airforce. today's service was the abbey's first major event since

lockdown although fewer than 100 guests attended. sarah campbell reports. the sights and sounds of 19110 as a hurricane in three spitfires flew over london today. 80 years ago the sta kes over london today. 80 years ago the stakes couldn't have been higher. sir winston churchill famously called the young pilots "the few", and the stakes couldn't have been higher back in 1940. archive newsreel: hurricanes and spitfires roar into action. it was the first time a pivotal military battle was fought in the air. the nazis' plan to overwhelm the allied air defences and then launch a land invasion. their plan failed. today the prime minister arrived at westminster abbey to remember the sacrifices made, along with the leader of the opposition, all in masks, in this, the first major service to have taken place at the abbey

since lockdown began in march. usually, 2,000 people attend the service of remembrance which has been held here every year since 19114. the pandemic meant your than 100 we re the pandemic meant your than 100 were present with no veterans present. some events, some people are not just significant, they are pivotal. the battle of britain was one of those pivotal events, and likewise, those who served in it, ourfriends from other nations, those working on the ground, our families at home, every one of them. escorted by raf cadets, the battle of britain roll of honour, bearing the names of the 1,497 pilots and aircrew killed in what would be seen as a turning point in the course of the war.

last post plays as the service ended, a fly—past above london. the heroism of those who took to the skies 80 years ago remembered. sarah campbell, bbc news. football and premier league champions liverpool have beaten chelsea 2—0. earlier, newcastle united lost to brighton and tottenham hotspur, without new signing gareth bale, beat southampton 5—2. andy swiss reports. if this morning's headlines were all about their new number nine, tomorrow's will be about their stunning number seven. who needs gareth bale when you have got son heung—min? with bale unavailable until october, tottenham had to find other inspiration, but at first, they struggled.

southampton taking the lead through danny ings. 0n the brink of half—time, though, harry kane found son, and their dazzling double act was up and running. after the break, the pair ran riot. kane once again to son, and spurs were ahead, as southampton were swept away in increasingly familiar style. it is son and it is three for tottenham! son coolly completing his hat—trick, and guess what? they only went and did it again. four passes from kane, four goals for son. rarely has a partnership achieved such perfection. kane eventually got on the scoresheet himself. how he had deserved it. and with bale waiting in the wings, spurs will be hoping the fun is onlyjust beginning. andy swiss, bbc news. a total of 27 sarcophagi buried more than 2,500 years ago have been unearthed by archaeologists in an ancient egyptian necropolis. they were found inside a newly—discovered well in an area south of cairo.