good morning, welcome to breakfast with naga munchetty and charlie stayt. our headlines today. the government resists calls for a u—turn on it's mini budget, after emergency intervention from the bank of england to try to stabilise the uk's financial markets. and the chief secretary to the treasury — and the chief secretary to the treasury says he has asked government departments to find efficiency savings. hurricane ian batters the us state of florida — than 2 million homes without power.

a bbc investigation exposes a culture of humiliation, verbal abuse and bullying at one of the uk's largest mental health hospitals. the us rapper coolio dies at the age of 59. could earlier kick—off times keep football clubs in business? a meeting will be held today to come up with a plan to help clubs deal with rising energy costs. rain to clear south—west england this morning and then sunny spells and showers. with winds, not feeling as cool as it has in recent days. details later in the programme. it's thursday, 29th september. the treasury has rejected calls to overturn its mini—budget plans — despite ongoing economic turmoil. it's after the bank of england

had to step in to buy £65 billion of government debt when some types of pension funds were at risk of collapse. hannah has been looking at some of the details for us this morning. it is quite complicated, but what the bank of england has said it has done is necessary. yes, hard to overstate the extent of the fallout from so—called mini—budget, which happened nearly a week ago now. since then, we've seen a collapse in the value of the pound, and an increase in the cost of government borrowing, the government insists it will not change plans. yesterday the bank of england took emergency action. it pledged to buy £65 billion of government debt, known as bonds. it said the decision was made because some types of pension funds otherwise would have been risk of collapse. it is an about turn in policy. a week ago the bank was

talking about starting to sell debt and not buying it. the bank said it had to act because a material risk to uk financial stability. the former governor of the bank of england said the reaction from the market we are seeing undermines the government's plans as a whole. the messa . e government's plans as a whole. the message of— government's plans as a whole. tie: message of financial markets government's plans as a whole. ti9 message of financial markets is that there is a limit to unfunded spending and tax cuts in this environment. and the price of those is much higher borrowing costs for the government and for mortgage holders and borrowers up and down the country. and at some point, those higher costs of borrowing for everybody does the positive impact of any tax reductions all shorter term growth measures. the

of any tax reductions all shorter term growth measures. the bank of encland's term growth measures. the bank of england's movement _ term growth measures. the bank of england's movement and _ term growth measures. the bank of england's movement and decisionsl england's movement and decisions yesterday, will that have enough impact? it can potentially buy the government some time. it is the view many people take, but it does not solve the confusion in the markets over the direction of uk economic policy. we are seeing the impact it could have on people across the country. mortgage lenders withdrawing 1000 products from the market yesterday as they react to the likelihood they think of an interest rate rise to come. it could have an impact on public services. the chief secretary to the treasury has asked government departments to find efficiency savings. and he also confirms the government has not decided whether it will uplift benefits in line with inflation, something promised by the previous administration's chancellor rishi sunak. consequences for people across the country in different situations. it can be a worrying

time. we will be speaking to the chief secretary to the treasury at 7:30am. let's speak now to our political correspondent, leila nathoo. the government said it is sticking to the plan, from what we have heard so far. we are hearing from liz truss later this morning.- truss later this morning. good morning- _ truss later this morning. good morning- the _ truss later this morning. good morning. the message - truss later this morning. good morning. the message is - truss later this morning. good morning. the message is loudi truss later this morning. (139919 morning. the message is loud and clearfrom the morning. the message is loud and clear from the treasury that they are determined to ride out the storm over the mini—budget and no plans as you say to go back on any announcements made by the chancellor kwasi kwarteng on friday. clearly, he is under pressure. labour is calling for the whole budget to be abandoned and labour and the lib dems call for mps to be recalled to westminster in light of the turmoil in the markets and in light of the bank of england's emergency action.

downing street insisted no plans for parliament to be recalled. and this is what the international trade secretary said overnight in new york. mi; secretary said overnight in new york. p . , secretary said overnight in new york. g ., , . york. my colleagues, including the chancellor. — york. my colleagues, including the chancellor, work _ york. my colleagues, including the chancellor, work closely _ york. my colleagues, including the chancellor, work closely with - chancellor, work closely with institutions to support them in their— institutions to support them in their aims_ institutions to support them in their aims while institutions to support them in theiraims while maintaining institutions to support them in their aims while maintaining their independence. we must look at this independence. we must look at this in the _ independence. we must look at this in the context of the fundamentals, which _ in the context of the fundamentals, which are _ in the context of the fundamentals, which are the uk economy is strong and we _ which are the uk economy is strong and we have — which are the uk economy is strong and we have a plan, a growth plan to cut taxes. _ and we have a plan, a growth plan to cut taxes, promote enterprise and cut taxes, promote enterprise and cut red _ cut taxes, promote enterprise and cut red tape for business. so cut taxes, promote enterprise and cut red tape for business.- cut red tape for business. so no chance cut red tape for business. so no change of _ cut red tape for business. so no change of strategy _ cut red tape for business. so no change of strategy from - cut red tape for business. so no change of strategy from the - change of strategy from the government but there is clearly widespread concern within the tory party about how this is coming across and about whether this growth plan is going to work as suggested and whether there has been a fundamental political miscalculation. a lot of nervous, anxious tory mps. and also a conspicuous silence from the chancellor kwasi kwarteng this week,

from the prime minister liz truss. she will speak to colleagues on local radio later this morning so all eyes on what she says in those interviews. and then attention will turn to the conservative party conference that begins this against this extraordinary backdrop. begins this against this extraordina backdro. :, ~ , :, florida has been battered by hurricane ian — one of the most powerful storms in us history. at one stage winds were as powerful as 150moph, two million homes are without power, and some towns have been almost entirely submerged under floodwater. we're joined by cbs correspondent jason allen who's in tampa in florida — one of the areas worst affected by the hurricane. thank you for your time. tell us what it is like where you are. the heavy rain _ what it is like where you are. the heavy rain we _ what it is like where you are. ti9 heavy rain we experienced over the last 18 hours is largely ended. the back end of the storm, while it is

drier, isjust as powerful with back end of the storm, while it is drier, is just as powerful with wind gusts up to 60 mph sometimes. the extreme surges that inundated some communities, thankfully did not happen here in tampa, a metro region of more than 3 million people. in some places we saw water pulling out of the bays, showing the strength of the storm as it was spinning around, but it pushed water into communities up but it pushed water into communities up to 12 feet high, most of that 100 miles south of where we are. tonight, rescue crews are trying to reach people requesting help stuck in some of those flooded homes from that storm surge today.— that storm surge today. jason, thanks. greater manchester police have opened a criminal investigation, after a bbc panorama investigation revealed a toxic and abusive culture at one of the uk's biggest mental health hospitals. the edenfield centre

near prestwich in manchester, which is run by the nhs, says it is taking the allegations very seriously, and has taken immediate action to safeguard patients. this report from our social affairs editor alison holt contains some distressing details. behind the high fences of the medium secure units at edenfield mental health hospital in prestwich, panorama's undercover cameras found a toxic culture. patients here are vulnerable, sometimes challenging. there's a serious risk they may harm themselves or others. what's going on at this hospital, by and large, isn't working for the patients and is often actively cruel. the undercover reporter alan haslam went in after whistle—blowers raised concerns. he spent three months as a health care support worker. he saw staff mocking patients...

..slapping and pinching them. sometimes wards were worryingly understaffed... ..and patients felt failed. this is harley. she's 23, has autism and a history of self—harm. staff say at times she assaults them. she says she's provoked. the hidden camera shows harley held in a small, bare seclusion room for more than two weeks. there is some good care at the hospital, but the undercover reporter also sees basic care that doesn't always happen, like 15—minute checks on patients. and he sees records for these observations being falsified. they're important for monitoring

care — and if anything goes wrong. it's a culture that experts warn feels unsafe. i think you're quite clearly seeing toxic staff, and i think there's an awful lot of hostility towards patients across all of the wards. the task of the hospital is the treatment of patients, to promote recovery. that's the principal task. well, that task, i think, is being undermined. the trust which runs the hospital says the allegations will be fully investigated, and that it owes it to the communities it serves to ensure the best care every day. a number of staff have been suspended. alison holt, bbc news. you can watch panorama's hospital undercover: patients at risk on bbc iplayer. the american woman accused

of causing the death of the teenage motorcyclist harry dunn will face a court in the uk for the first time this afternoon. the case against anne sacoolas will be heard at westminster magistrates' court, and its expected she will appear remotely from the united states. here's home affairs correspondent daniel sandford. harry dunn wasjust 19 years old when he died. he was on his beloved motorbike when it was hit in a head—on collision on the ba031 half a mile from raf croughton in northamptonshire. the base is used by the united states military and intelligence agencies, including the cia. at the wheel of the volvo suv that ran into harry was anne sacoolas. both she and her husband have been described in an american court as us government employees working for an intelligence agency. anne sacoolas left the country less than three weeks after the crash, claiming diplomatic immunity through her husband's work. her employment didn't become clear until almost two years later. since his death, harry dunn's family

have been campaigning for there to be a trial in the uk. the crown prosecution service made a decision to charge anne sacoolas with causing death by dangerous driving, in december 2019. but little progress was made until the end of 2021. the first court hearing was scheduled to happen in january this year, with anne sacoolas expected to appear by video link, but it was then postponed. this afternoon, more than three years after his death, harry dunn's family hope to finally see the process towards a trial in the uk begin, at westminster magistrates' court in london, with anne sacoolas attending remotely from the united states. daniel sandford, bbc news. two aircraft were involved in a minor collision at heathrow on wednesday evening, with the wing of one plane appearing to clip the tail of another. the incident, involving an icelandair aircraft and korean air aircraft on the airfield, is being investigated.

no injuries have been reported. the american rapper coolio has died in los angeles at the age of 59. he was best known for his 1995 hit gangsta's paradise, for which he won a grammy award. coolio also had success as a producer, actor and television chef. peter bowes has more. coolio, one of the biggest and most recognisable names in rock music. born in pennsylvania, he moved to the la suburb of compton as a boy and it was there his music career flourished. gangsta's paradise was a huge hit in 1995. it featured in the

film dangerous minds starring michelle pfeiffer and went on to become one of the most successful rock songs of all time and the track won coolio a grammy award. shit rock songs of all time and the track won coolio a grammy award. at least we know we — won coolio a grammy award. at least we know we have _ won coolio a grammy award. at least we know we have been _ won coolio a grammy award. at least we know we have been doing - won coolio a grammy award. at least i we know we have been doing something good, something right. i mean, you know, an award is not really the pinnacle of what your achievements aren't because you get an award. an award let's you know that you worked hard at lease for that time, for that period of time.— hard at lease for that time, for that period of time. coolio re'ected the label gangster * that period of time. coolio re'ected the label gangster rapper _ that period of time. coolio rejected the label gangster rapper and - the label gangster rapper and instead embraced the role of all—round entertainer. a talented producer and actor, he appeared in films and tv shows. he was a big personality who appeared on big brother in the uk, and found an outlet for his love of food with a

book and internet series cooking with coolio. book and internet series cooking with codie-— with coolio. today i am going to show ou with coolio. today i am going to show you how — with coolio. today i am going to show you how to _ with coolio. today i am going to show you how to get _ with coolio. today i am going to show you how to get kids - with coolio. today i am going to show you how to get kids to - with coolio. today i am going to show you how to get kids to eat| show you how to get kids to eat vegetables. ihis show you how to get kids to eat vegetables-_ vegetables. his death at 59 has shocked many _ vegetables. his death at 59 has shocked many fans. _ vegetables. his death at 59 has shocked many fans. his - vegetables. his death at 59 has. shocked many fans. his manager said... michelle pfeiffer tweeted that she was heartbroken to hear of the passing of the gifted artist coolio. "a large cut entirely too short." away from entertainment, coolio advocated for those suffering from respiratory diseases and raised money and awareness about hiv aids in black communities. he leaves a rich and varied legacy. now the weather with carol.

feeling distinctly autumnal, i am thinking. top of the class. good morning. if you arejust stepping top of the class. good morning. if you are just stepping out in the south—east of england it is a cold start with temperatures overnight falling away to 2 degrees who do not be surprised to see frost around. many are looking at sunny spells and fewer showers today. but we still have rain and gusty wind in the south—west of england. that will push down into the channel islands. and then we are back into sunshine and showers. we have a weak weather front showers further south through the day. temperatures today ranging from 11 in the north to 17 in the south. through this evening and overnight, showers will fade. we will see fog patches across parts of england and wales where it will be cold. you can see in the west cloud

thickening and rain coming in and some of the rain will be heavy as indicated by the green colours. the wind will strengthen tomorrow, particularly across the northern isles, where we could have gusts up to 70 mph. the rain moves in. 60 millimetres possible in the west of scotland. behind it, blustery showers, some of which will be heavy and thundery. a windy day particularly around the coast. 0n particularly around the coast. on saturday, a mixture of sunshine and showers. later in the day we might see more rain across southern england with a high up to 19. top of the class, i will take that every day from you. thank you. it is a rare thing. top of the class of two. let's take a look at today's papers, which continue to be dominated by the economic turmoil following the government's mini—budget.

the telegraph says a pension funds crisis sparked by the chancellor's mini—budget forced a £65 billion bailout by the bank of england. the prime minister is facing pressure from her mps to sack the chancellor and reverse the abolition of the tax rate because it's gone down badly with voters — according to the guardian. �*britain on the brink�* is how the mirror describes it. the paper says the bank of england's bailout has stopped the country's pension funds "going bust". and it turns out that our stress, can be sensed by dogs. 0ur four—legged friends proved just how in tune they are with our feelings — with a sniffing test — which showed that dogs can smell stress in our breath and sweat. there's more on that on the bbc website. quite a lot of talk about stress. stress testing of mortgage applications, stress in the economy. 0n applications, stress in the economy. on a slightly lighter note, on that

story, dogs, iwas on a slightly lighter note, on that story, dogs, i was under the impression they had done these tests about whether dogs can detect stress. they can detect disease. they can smell out disease. but apparently this has not been scientifically tested before. they gave a number of people a maths test to put them under stress. they then took samples of their smells, their breath and sweat. you have a version before, not stressed, and a version afterwards. they tested the dogs, trio, fingle, sootand afterwards. they tested the dogs, trio, fingle, soot and winnie. afterwards. they tested the dogs, trio, fingle, sootand winnie. a cocker spaniel, terrier type and lurcher. a mixture of dogs. and they did the test. whether they could smell the difference. the stress in the smell of the breath. they could

do it every time. they think this is the first time they have conclusively proven in a scientific way. amongst this, i did not know this, ryan gosling had a dog called george. he went everywhere with him, tvstudios and everything. he often described the now late pet a trusted friend and said george was more interesting than me and he said he was able to take on flights because he was a registered emotional support animal. george sadly died in 2016 at 17 years old. they had a lot of time together. dogs are just everything to their owners. st george's chapel and windsor castle are due to reopen today, giving people the opportunity to pay their respects to the queen at her final resting place. they were closed during the period of mourning following her majesty's death earlier this month. 0ur royal correspondent daniela relph reports. bell tolls. after the death of the queen,

to allow for official mourning and funeral preparations, windsor castle, along with other royal residences, was closed to visitors. today, the place the queen called home in recent years reopens. bell tolls. visitors will again be allowed inside st george's chapel, within the castle precincts — now the queen's final resting place. from inside st george's, they'll be able to see where the queen is buried. visitors can't enter, but can look into the king george vi memorial chapel, where she now rests with her husband, father and mother. her sister's ashes are also interred here. a visit to the castle now has added poignancy. it has always been an important place for the queen. it was where she would come and worship at easter

with the wider royal family. in 2019, st george's chapel was where we last saw her distributing maundy money. history have happened here. now, it is where people can come and pay their respects and remember the queen's long reign at the place that became home. daniela relph, bbc news. royal correspondent sarah campbell is in windsor.

this is a moment when people have another opportunity to pay respects. tell us more. another opportunity to pay respects. tell us more-— another opportunity to pay respects. tell us more. indeed. when you think ofthe tell us more. indeed. when you think of the millions _ tell us more. indeed. when you think of the millions of _ tell us more. indeed. when you think of the millions of people _ tell us more. indeed. when you think of the millions of people who - of the millions of people who watched the funeral last monday and thousands who queued up for the lying—in—state at westminster hall and in edinburgh, you can understand why i think the royal collection trust that runs the castle is expecting more visitors to windsor castle because people when they queue up will be able to get a ticket. it is timed entry and the website is fully booked until early afternoon but there are spaces this afternoon. with your ticket you will be able to get into the precincts of the castle and have a look round and crucially, for people, get into st george's chapel and the king george vi memorial chapel which was commissioned by the queen in the 60s, where she is now laid to rest

alongside prince philip, her parents, and also the ashes of princess margaret in there. people cannot go physically inside but they cannot go physically inside but they can stand and see it. and they will have seen pictures released of the new stone in the chapel which is what visitors will be able to see when they arrive.— what visitors will be able to see when they arrive. there was that moment when — when they arrive. there was that moment when people _ when they arrive. there was that moment when people were - when they arrive. there was that. moment when people were thinking about it became very private for the royal family. about it became very private for the royalfamily. immediately about it became very private for the royal family. immediately after the ceremony at windsor. that was the moment where she became once again the property of the family, really. now this feels like another nod to the public, so people can be involved once again.- involved once again. yes, absolutely. _ involved once again. yes, absolutely. on _ involved once again. yes, absolutely. on the - involved once again. yes, absolutely. on the day i involved once again. yes, absolutely. on the day of| involved once again. yes, i absolutely. on the day of the absolutely. 0n the day of the funeral, you have the state funeral at westminster abbey and it moved to windsor with the committal service in st george's chapel that was televised and, later, a private family service where she was finally

laid to rest alongside prince philip. and that was back to being a family moment. the new king, we know he travelled to balmoral after the service. we saw pictures of him at the weekend, carrying out duties, looking through red boxes. we will see him and the queen consort out and about since their firstjoint engagement. he will visit dunfermline that has been given city status, then travel to edinburgh to attend a reception of representatives from the south asian trust to talk about their contribution to british society. after a period of being out of the public eye, the king and queen consort will be out and about next week. :, ~ consort will be out and about next week. . ,, , ., time to get the news where

you are. good morning from bbc london, i'm thomas magill. an investigation is underway after two areoplanes collided on the tarmac at heathrow airport last night. emergency services were called to the scene after a koreanair and icelandair aircrafts were involved in what's being described as a �*minor collision'. an spokeswoman for the airport says there were no reports of any injuries. the metropolitan police has recruited dozens of officers from kent police over the past year — which has been branded by the county's police and crime commissioner as "unfair". 46 officers have moved across the border and will benefit from higher salaries paid by the london force. kent's police and crime commissioner has written to the mayor of london sadiq khan —calling for a meeting to resolve the issue. a new type of cancer therapy that uses a common virus to infect and destroy harmful cells is showing

big promise in early human trials. run by the institute of cancer research and the royal marsden nhs foundation trust, the trials found one patient�*s cancer vanished, while others saw their tumours shrink. doctors used a modified form of the cold sore virus which helped activiate the patient�*s immune systems. yeah, i really was surprised. not only me, everyone is happy, not only me. for me, it is a new life. and i'm very thankful for doctors to find this cure. that should be provided to everyone. it is the best miracle. a digital image of an unidentified woman, whose body was pulled from the river thames 45 years ago, has been released for the first time. it is part of a fresh appeal to identify the "lady in the thames" found near vauxhall bridge in 1977. it's hoped the image will trigger memories of anyone that may have known her.

let's take a look at the tube board this morning there's a good service on all lines. now the weather with elizabeth rizzini. hello. good morning. it's been really very chilly of late across the capital with temperatures below the seasonal average. it will turn milder over the next few days but along with the milder air comes some wet and very windy weather, especially on friday. it was another cold night last night, not as chilly as last night though. we've seen this area of cloud and rain at move south westwards across the capital. still probably a few showers about this morning for many but there will be a lot of dry weather about today as well and that cloud will thin and break to give us some bright spells of sunshine, especially later this afternoon. always watch out for one or two showers blowing through on this north—easterly wind. temperatures will be higher than yesterday, peaking at 16 or 17 celsius. 0vernight tonight, with lighter

winds and lots of clear skies around, temperatures are likely to drop back into mid—single figures again for many of us and there could be mist and fog forming as well, so possibly quite a murky early start to the day tomorrow. it will turn wet and windy from the west as we head through friday, that rain arriving as we head through the afternoon. that's it from me. i'll be back with the latest from london in half an hour but for now it's back in naga and charlie. hello, this is breakfast with naga munchetty and charlie stayt. coming up on breakfast this morning. if you've ever thought your dog can read your mind it turns out you might be right. we'll find out more about the research that says dogs can detect stress in their owners. we'll take you to ron's place, where the eclectic artwork he created in his birkenhead home has prompted a preservation campaign. and which jeweller will sparkle in the final of all that glitters? we'll meet the finalists later on the show.

very much our focus is trying to explain what has happened in relation to the economy and what might happen next. let's return to our top story. the bank of england says it took the decision to buy 65 billion of government bonds to prevent "material risk" to the uk's financial stability. that's right, so far the government is standing by its mini—budget plans announced last week. but the bank's emergency intervention underlines that this is a crisis — i'm joined now by andrew sentance, a former member of the bank of england's monetary policy committee. thanks forjoining us. explain briefly— thanks forjoining us. explain briefly to _ thanks forjoining us. explain briefly to people why the bank of england — briefly to people why the bank of england has felt the need to do this now? _ england has felt the need to do this now? ~ ., , , , now? well, the nervousness in the financial markets _

now? well, the nervousness in the financial markets following - now? well, the nervousness in the financial markets following the i financial markets following the chancellor's _ financial markets following the chancellor's so—called - financial markets following the chancellor's so—called mini i financial markets following the i chancellor's so—called mini budget, but quite _ chancellor's so—called mini budget, but quite a — chancellor's so—called mini budget, but quite a big _ chancellor's so—called mini budget, but quite a big budget _ chancellor's so—called mini budget, but quite a big budget in _ chancellor's so—called mini budget, but quite a big budget in the - but quite a big budget in the end has led _ but quite a big budget in the end has led to— but quite a big budget in the end has led to a _ but quite a big budget in the end has led to a decline _ but quite a big budget in the end has led to a decline in _ but quite a big budget in the end has led to a decline in the - but quite a big budget in the end has led to a decline in the valuel but quite a big budget in the end i has led to a decline in the value of the pound, — has led to a decline in the value of the pound, and— has led to a decline in the value of the pound, and more— has led to a decline in the value of the pound, and more significantlyl has led to a decline in the value of. the pound, and more significantly it has led _ the pound, and more significantly it has led to— the pound, and more significantly it has led to a — the pound, and more significantly it has led to a sharp _ the pound, and more significantly it has led to a sharp increase - the pound, and more significantly it has led to a sharp increase in- the pound, and more significantly it has led to a sharp increase in the i has led to a sharp increase in the rates _ has led to a sharp increase in the rates at — has led to a sharp increase in the rates at which _ has led to a sharp increase in the rates at which the _ has led to a sharp increase in the rates at which the government i rates at which the government borrows. — rates at which the government borrows. and _ rates at which the government borrows, and that _ rates at which the government borrows, and that means- rates at which the government borrows, and that means that| rates at which the government i borrows, and that means that the value _ borrows, and that means that the value of— borrows, and that means that the value of government _ borrows, and that means that the value of government bonds - borrows, and that means that the value of government bonds has. borrows, and that means that the i value of government bonds has been falling. _ value of government bonds has been falling. and — value of government bonds has been falling. and that— value of government bonds has been falling, and that is— value of government bonds has been falling, and that is a _ value of government bonds has been falling, and that is a very— falling, and that is a very difficult _ falling, and that is a very difficult problem - falling, and that is a very. difficult problem for pension falling, and that is a very- difficult problem for pension plans and the _ difficult problem for pension plans and the bank_ difficult problem for pension plans and the bank of— difficult problem for pension plans and the bank of england _ difficult problem for pension plans and the bank of england has- difficult problem for pension plans i and the bank of england has acted to stabilise _ and the bank of england has acted to stabilise the — and the bank of england has acted to stabilise the situation. _ and the bank of england has acted to stabilise the situation. 1&— and the bank of england has acted to stabilise the situation. a. lot- and the bank of england has acted to stabilise the situation.— stabilise the situation. a lot of eo - le stabilise the situation. a lot of people will _ stabilise the situation. a lot of people will be _ stabilise the situation. a lot of people will be worried - stabilise the situation. a lot of people will be worried about i stabilise the situation. a lot of. people will be worried about their own personal finances and wonder if the intervention will work. stare own personal finances and wonder if the intervention will work.— the intervention will work. are you confident that _ the intervention will work. are you confident that it _ the intervention will work. are you confident that it will? _ the intervention will work. are you confident that it will? well, - the intervention will work. are you confident that it will? well, it i confident that it will? well, it works a bit — confident that it will? well, it works a bit in _ confident that it will? well, it works a bit in the _ confident that it will? well, it works a bit in the short i confident that it will? well, it works a bit in the short term. j confident that it will? well, it i works a bit in the short term. the bank— works a bit in the short term. the bank has — works a bit in the short term. the bank has managed _ works a bit in the short term. the bank has managed to— works a bit in the short term. the bank has managed to bring - works a bit in the short term. the bank has managed to bring downl works a bit in the short term. the i bank has managed to bring down the longer— bank has managed to bring down the longer term — bank has managed to bring down the longer term interest _ bank has managed to bring down the longer term interest rates, _ bank has managed to bring down the longer term interest rates, and i longer term interest rates, and probably— longer term interest rates, and probably the _ longer term interest rates, and probably the one _ longer term interest rates, and probably the one that - longer term interest rates, and probably the one that will- longer term interest rates, and i probably the one that will concern

the general— probably the one that will concern the general public— probably the one that will concern the general public most _ probably the one that will concern the general public most is - probably the one that will concern the general public most is the i the general public most is the impact — the general public most is the impact on _ the general public most is the impact on the _ the general public most is the impact on the mortgage i the general public most is the impact on the mortgage rate. | the general public most is the i impact on the mortgage rate. but the general public most is the - impact on the mortgage rate. but the mortgage _ impact on the mortgage rate. but the mortgage rates — impact on the mortgage rate. but the mortgage rates are _ impact on the mortgage rate. but the mortgage rates are still— impact on the mortgage rate. but the mortgage rates are still going - impact on the mortgage rate. but the mortgage rates are still going up i mortgage rates are still going up and we _ mortgage rates are still going up and we have _ mortgage rates are still going up and we have seen— mortgage rates are still going up and we have seen the _ mortgage rates are still going up and we have seen the lender- mortgage rates are still going up and we have seen the lender is. and we have seen the lender is withdrawing _ and we have seen the lender is withdrawing many— and we have seen the lender is withdrawing many products, i and we have seen the lender isj withdrawing many products, so and we have seen the lender is- withdrawing many products, so that is still— withdrawing many products, so that is still going — withdrawing many products, so that is still going to _ withdrawing many products, so that is still going to happen— withdrawing many products, so that is still going to happen and - withdrawing many products, so that is still going to happen and in- is still going to happen and in general— is still going to happen and in general interest— is still going to happen and in general interest rates - is still going to happen and in general interest rates are i is still going to happen and in general interest rates are onl is still going to happen and in. general interest rates are on an upward — general interest rates are on an upward trajectory— general interest rates are on an upward trajectory anyway - general interest rates are on an . upward trajectory anyway because general interest rates are on an i upward trajectory anyway because of the inflation — upward trajectory anyway because of the inflation situation, _ upward trajectory anyway because of the inflation situation, and - upward trajectory anyway because of the inflation situation, and the i the inflation situation, and the bank— the inflation situation, and the bank wanted _ the inflation situation, and the bank wanted to _ the inflation situation, and the bank wanted to get _ the inflation situation, and the bank wanted to get on - the inflation situation, and the bank wanted to get on top i the inflation situation, and the bank wanted to get on top of. bank wanted to get on top of inflation _ bank wanted to get on top of inflation. ~ :, bank wanted to get on top of inflation. 9 . , ., ., , , inflation. what needs to happen in order to bring _ inflation. what needs to happen in order to bring this _ inflation. what needs to happen in order to bring this to _ inflation. what needs to happen in order to bring this to an _ inflation. what needs to happen in order to bring this to an end? i inflation. what needs to happen in order to bring this to an end? to l order to bring this to an end? to see more — order to bring this to an end? to see more stability back in the uk's financial— see more stability back in the uk's financial markets. can you give us two or— financial markets. can you give us two or three — financial markets. can you give us two or three things that need to happen— two or three things that need to happen next? | two or three things that need to happen next?— two or three things that need to ha en next? ~ ., happen next? i think the main thing that needs to _ happen next? i think the main thing that needs to happen _ happen next? i think the main thing that needs to happen is _ happen next? i think the main thing that needs to happen is that - happen next? i think the main thing that needs to happen is that the i that needs to happen is that the government— that needs to happen is that the government needs _ that needs to happen is that the government needs to _ that needs to happen is that the government needs to set - that needs to happen is that the government needs to set out i that needs to happen is that the i government needs to set out much more _ government needs to set out much more clearly— government needs to set out much more clearly its _ government needs to set out much more clearly its longer—term - government needs to set out much more clearly its longer—term for i more clearly its longer—term for borrowinq _ more clearly its longer—term for borrowinq it _ more clearly its longer—term for borrowing. it has _ more clearly its longer—term for borrowing. it has announced i more clearly its longer—term for borrowing. it has announced a l more clearly its longer—term for i borrowing. it has announced a big energy— borrowing. it has announced a big energy price — borrowing. it has announced a big energy price package _ borrowing. it has announced a big energy price package and - borrowing. it has announced a big energy price package and lots i borrowing. it has announced a big energy price package and lots of. borrowing. it has announced a big . energy price package and lots of tax cuts, _ energy price package and lots of tax cuts, and _ energy price package and lots of tax cuts, and all— energy price package and lots of tax cuts, and all that _ energy price package and lots of tax cuts, and all that means _ energy price package and lots of tax

cuts, and all that means less- cuts, and all that means less borrowing _ cuts, and all that means less borrowing in— cuts, and all that means less borrowing in the _ cuts, and all that means less borrowing in the future i cuts, and all that means less borrowing in the future but . cuts, and all that means less- borrowing in the future but they've not prevented _ borrowing in the future but they've not prevented -- _ borrowing in the future but they've not prevented —— presented - borrowing in the future but they've not prevented —— presented a i borrowing in the future but they'vej not prevented —— presented a clear view— not prevented —— presented a clear view of— not prevented —— presented a clear view of exactly _ not prevented —— presented a clear view of exactly how— not prevented —— presented a clear view of exactly how much - not prevented —— presented a clear view of exactly how much that i not prevented —— presented a clear view of exactly how much that willi view of exactly how much that will be, how _ view of exactly how much that will be, how long _ view of exactly how much that will be, how long it— view of exactly how much that will be, how long it will— view of exactly how much that will be, how long it will last _ view of exactly how much that will be, how long it will last and - view of exactly how much that will be, how long it will last and whatl be, how long it will last and what the implications— be, how long it will last and what the implications for— be, how long it will last and what the implications for the _ be, how long it will last and what the implications for the economyj the implications for the economy will be _ the implications for the economy will be and _ the implications for the economy will be. and really— the implications for the economy will be. and really the _ the implications for the economyj will be. and really the chancellor should _ will be. and really the chancellor should have _ will be. and really the chancellor should have had _ will be. and really the chancellor should have had that _ will be. and really the chancellor should have had that ready- will be. and really the chancellor should have had that ready last. will be. and really the chancellor- should have had that ready last week when he _ should have had that ready last week when he made — should have had that ready last week when he made his— should have had that ready last week when he made his announcement. i should have had that ready last week. when he made his announcement. and he has _ when he made his announcement. and he has told _ when he made his announcement. and he has told us — when he made his announcement. and he has told us that _ when he made his announcement. and he has told us that he _ when he made his announcement. and he has told us that he is— when he made his announcement. and he has told us that he is not— when he made his announcement. and he has told us that he is not going i he has told us that he is not going to announce — he has told us that he is not going to announce anything _ he has told us that he is not going to announce anything on - he has told us that he is not going to announce anything on that i he has told us that he is not going| to announce anything on that front until the _ to announce anything on that front until the end — to announce anything on that front until the end of— to announce anything on that front until the end of november, - to announce anything on that front until the end of november, nearly| until the end of november, nearly two months — until the end of november, nearly two months away, _ until the end of november, nearly two months away, and _ until the end of november, nearly two months away, and frankly- until the end of november, nearly two months away, and frankly i. until the end of november, nearly. two months away, and frankly i think that is— two months away, and frankly i think that is not— two months away, and frankly i think that is not helping _ two months away, and frankly i think that is not helping the _ two months away, and frankly i think that is not helping the situation, i that is not helping the situation, because — that is not helping the situation, because it — that is not helping the situation, because itjust_ that is not helping the situation, because it just contributes i that is not helping the situation, because it just contributes to i that is not helping the situation, | because it just contributes to the nervousness, _ because it just contributes to the nervousness, this— because it just contributes to the nervousness, this long _ because it just contributes to the nervousness, this long wait - because it just contributes to the nervousness, this long wait for l because it just contributes to the l nervousness, this long wait for the plans— nervousness, this long wait for the plans that — nervousness, this long wait for the plans that he — nervousness, this long wait for the plans that he really _ nervousness, this long wait for the plans that he really should - nervousness, this long wait for the plans that he really should have i nervousness, this long wait for the i plans that he really should have had in his— plans that he really should have had in his back— plans that he really should have had in his back pocket— plans that he really should have had in his back pocket when _ plans that he really should have had in his back pocket when he - plans that he really should have had in his back pocket when he stood . plans that he really should have had in his back pocket when he stood upj in his back pocket when he stood up on friday _ in his back pocket when he stood up on friday we — in his back pocket when he stood up on frida . ~ , t, t, on friday. we will be hearing from the government _ on friday. we will be hearing from the government later, _ on friday. we will be hearing from the government later, but - on friday. we will be hearing from the government later, but so - on friday. we will be hearing from the government later, but so far. on friday. we will be hearing fromj the government later, but so far it seems _ the government later, but so far it seems that— the government later, but so far it seems that they will be continuing with their— seems that they will be continuing with their plans as they stand. what will be _ with their plans as they stand. what will be the _ with their plans as they stand. what will be the impact on people, do you think. _ will be the impact on people, do you think. if_ will be the impact on people, do you think. ifthe— will be the impact on people, do you think, if the government doesn't make _ think, if the government doesn't make any— think, if the government doesn't make any changes to its policy from here? _ make any changes to its policy from here? |_ make any changes to its policy from here? ~ �* . make any changes to its policy from here? ~' �* , ., .,, ., here? i think we've seen a taste of it. ithink

here? i think we've seen a taste of it. i think there's _ here? i think we've seen a taste of it. i think there's been _ here? i think we've seen a taste of it. i think there's been a _ here? i think we've seen a taste of it. i think there's been a big - it. i think there's been a big downward _ it. i think there's been a big downward move _ it. i think there's been a big downward move in- it. i think there's been a big downward move in the - it. i think there's been a big. downward move in the pound it. i think there's been a big - downward move in the pound and i think— downward move in the pound and i think whether— downward move in the pound and i think whether it's _ downward move in the pound and i think whether it's the _ downward move in the pound and i think whether it's the pound - downward move in the pound and i think whether it's the pound will i think whether it's the pound will stabilise — think whether it's the pound will stabitise a — think whether it's the pound will stabilise a bit _ think whether it's the pound will stabilise a bit now— think whether it's the pound will stabilise a bit now or— think whether it's the pound will stabilise a bit now or whether. think whether it's the pound will stabilise a bit now or whether it| stabilise a bit now or whether it might— stabilise a bit now or whether it might go— stabilise a bit now or whether it might go down _ stabilise a bit now or whether it might go down further, - stabilise a bit now or whether it might go down further, but - stabilise a bit now or whether it might go down further, but the| stabilise a bit now or whether it - might go down further, but the moves we have _ might go down further, but the moves we have seen— might go down further, but the moves we have seen irr— might go down further, but the moves we have seen in the _ might go down further, but the moves we have seen in the pound _ might go down further, but the moves we have seen in the pound will- might go down further, but the moves we have seen in the pound will push . we have seen in the pound will push up we have seen in the pound will push up inflation — we have seen in the pound will push up inflation and _ we have seen in the pound will push up inflation and that's _ we have seen in the pound will push up inflation and that's not _ we have seen in the pound will push up inflation and that's not going - we have seen in the pound will push up inflation and that's not going to. up inflation and that's not going to help _ up inflation and that's not going to help. and. — up inflation and that's not going to help. and. as _ up inflation and that's not going to help. and. as i _ up inflation and that's not going to help. and, as i say, _ up inflation and that's not going to help. and, as i say, interest- up inflation and that's not going to help. and, as i say, interest rates| help. and, as i say, interest rates are likely— help. and, as i say, interest rates are likely to— help. and, as i say, interest rates are likely to remain _ help. and, as i say, interest rates are likely to remain a _ help. and, as i say, interest rates are likely to remain a much - help. and, as i say, interest rates| are likely to remain a much higher than _ are likely to remain a much higher than they— are likely to remain a much higher than they would _ are likely to remain a much higher than they would have _ are likely to remain a much higher than they would have otherwise i are likely to remain a much higher- than they would have otherwise been. interest _ than they would have otherwise been. interest rates — than they would have otherwise been. interest rates are _ than they would have otherwise been. interest rates are rising _ than they would have otherwise been. interest rates are rising anyway - interest rates are rising anyway because — interest rates are rising anyway because the _ interest rates are rising anyway because the bank— interest rates are rising anyway because the bank needs - interest rates are rising anyway because the bank needs to - interest rates are rising anyway i because the bank needs to contain inflation, — because the bank needs to contain inflation, but— because the bank needs to contain inflation, but it's— because the bank needs to contain inflation, but it's now— because the bank needs to contain inflation, but it's now fighting - because the bank needs to contain inflation, but it's now fighting a i inflation, but it's now fighting a battle _ inflation, but it's now fighting a battle on — inflation, but it's now fighting a battle on two _ inflation, but it's now fighting a battle on two fronts. _ inflation, but it's now fighting a battle on two fronts. having - inflation, but it's now fighting a battle on two fronts. having to| battle on two fronts. having to counter — battle on two fronts. having to counter this _ battle on two fronts. having to counter this nervousness- battle on two fronts. having to counter this nervousness from| battle on two fronts. having to . counter this nervousness from the financiat— counter this nervousness from the financial markets _ counter this nervousness from the financial markets and _ counter this nervousness from the financial markets and at _ counter this nervousness from the financial markets and at the - counter this nervousness from the financial markets and at the same| financial markets and at the same tinrem _ financial markets and at the same time... �* . ~ financial markets and at the same time... �* ., ~' financial markets and at the same time... �* ., ,, , . well, we've heard from andrew there about how the chancellor's policy is affecting the wider economy. it's particularly putting pressure on the housing market — causing concern for homeowners and prospective buyers. lenders across the board have

withdrawn certain mortgage products. more than 900 were pulled yesterday, way higher than the previous record during the covid19 pandemic. now these are temporary measures as they while lenders work out their prices reprice, and many products should come back on the market soon, though nationwide has already confirmed its rates will definitely go up. now the majority — around three quarters — of mortgages in the uk are fixed rates — so in theory owners should be protected from fluctuations in the short term. but anyone looking to remortgage could see monthly payments go up — around 1.8 million fixed term deals are expected to end next year. tim muffett has been speaking to buyers and sellers about their concerns. with mortgages being pulled from the market, james's cost look set to skyrocket. this situation has been created over the last three

or four days has been quite disturbing, really. his fixed rate mortgage deal will end next year. the dwindling options for his next fixed rate look a lot more expensive. i could be going from £1600 a month to £3,000 a month and it's just not acceptable. we're not in a position to increase our salaries accordingly to meet those costs, so there is a genuine concern now. last friday there were almost 4,000 residential mortgage products available, according to the financial information service, moneyfax. by yesterday morning that had fallen to around 2600. that's a drop of more than a third in five days. and it's having a huge impact. my concern is more for our buyers and our buyers' buyers, that they are going to be refused a mortgage. which will then see the whole chain collapse. amy's nine—year—old son is autistic. she's desperate to move soon so he can settle at a new school.

if we don't move now, this year, we won't be able to until he has really settled in secondary school and who knows what will be the situation in three years' time. we are quite worried, aren't we? hannah and ryan had hoped to buy their forever home in the summer but the move was delayed. so our mortgage offer has expired. we had it at quite a low rate - for five years and then we have had to resubmit that recently, - which still hasn't been approved. we were packed and ready to go. we are literally living out of boxes at the moment. in chester—le—street in county durham, estate agent andrew siddle is desperate for an end to the economic shocks and surprises we have seen in recent days. i think at the moment it's a little bit of certainty that we need. you can't plan without certainty and at the moment i think it's too open—ended in terms of not only where the interest rates are, but where they will be in six months or even a year's time. barney had been hoping to sell his flat and buy another with his girlfriend.

instead, he says he will probably move home with his parents. the economic outlook is too uncertain. i'm having sleepless nights worrying about where my situation will be not only next year, but next month. the rate things are changing at the moment, things could go even worse. it feels like every step towards moving on in my life, the barriers keep moving, the goalposts keep moving. buying or selling a home can be stressful at the best of times, but these are extraordinary times for the economy. and stress levels for many are rising. tim muffett, bbc news. and later this morning we will be taking _ and later this morning we will be taking peoples questions about the impact _ taking peoples questions about the impact of— taking peoples questions about the impact of all of this on personal finances — impact of all of this on personal finances and doing our best to try to answer— finances and doing our best to try to answerthem. as finances and doing our best to try to answer them.— finances and doing our best to try to answer them. as always, people will have lots _ to answer them. as always, people will have lots of _ to answer them. as always, people will have lots of questions - to answer them. as always, people will have lots of questions because | will have lots of questions because it's a changing market and changing environment and we are trying to

establish where it will go next. hannah, thank you very much. mike's here with the sport. continuing the theme of rising energy costs, there is a meeting they will address this and for the lower league clubs it could be £2 million a year at the moment and one of the drip —— ideas is saving on floodlights being on and moving kick—off times to lunchtime rather than the traditional 3pm. mansfield town will be the first to try this on the 15th of october, kicking off at lunchtime rather than three o'clock, but they will see how fans react. obviously people have busy lives, saturday morning you might have children's football to go to, so can you make a 1pm kick—off. you look as though you have a question. you have a quizzicalface. i look as though you have a question. you have a quizzical face.— you have a quizzical face. i have lots of questions _ you have a quizzical face. i have lots of questions and _ you have a quizzical face. i have lots of questions and i - you have a quizzical face. i have lots of questions and i will - you have a quizzical face. i have lots of questions and i will hear| lots of questions and i will hear what you have to say and then give you my questions. keeping the floodlights off, rather than switching them on, will be just one of the ideas,

on the agenda of a meeting of english football league clubs today, as they try and come up with a plan to deal, with rising energy costs. one of the ideas up for discussion is moving kick off times earlier, to help save energy. jane dougall reports. so this is where we turn our floodlights on for the main pitch. this didcot town is a semi—professional club in oxfordshire. they struggled to survive during the pandemic and now floodlight costs are crippling the club. having an earlier kick—off would help considerably. our average yearly bill worked out £1,200 per month. but now we're going to be paying just over 5,500 a month. we could change our times now from 3:00 to maybe 1:30, 2:00. i think at the end of the day it should be just changed as a mandatory thing. northampton town in league two is also feeling the pinch. it's one of the efl clubs expected to discuss the cost of living crisis and the fan—led review at a meeting later today. some of their supporters say they'd be happy to pay more if it helped. prices would have to go up

a reasonable amount before i'd start to have to think about, "would i be able to go to football or not?" but for me, it would be about budgeting and perhaps working out where i can afford to make that sacrifice to come and, obviously, support the club that i love. even at a football club like milton keynes dons, nerves are jangling. at the league one club energy bills are currently £2 million a year. chairman pete winkleman can't help but worry about the inevitable rising costs. we're doing absolutely everything we can to look at the absolute basics, and that is don't use the power. so everything that can be turned off, we're turning off. all sports clubs will benefit from the government energy bill relief scheme, which fixes prices for six months. but many wonder if that will be enough to keep the lights on for their local team. jane dougall, bbc news. in the women's super league, defending champions chelsea came from behind to beat west ham by three goals to one.

chelsea recovered from going a goal, down thanks to goals from fran kirkby and sam kerr, before defender millie bright headed in herfirst, wsl goal for two years to guide chelsea to their second league win of the new season. arsenal are through to the group stage, of the women's champions league after a goal from vivi—anne miedema, helped them beat ajax, one nil in amsterdam, securing a 3—2 agggregate win. rangers won't be joining them though. benfica beat them 2—1 after extra time and 5—3 on aggregate. the danish national team are toning down all their kits, and are including a black one for the upcoming world cup, as a protest against qatar and its human rights record. the sports brand, hummel, who've designed the kits, has effectively hidden their logo on the traditional red kit. and the choice of a black change kit has been included because it is "the colour of mourning". they said they didn't wish to be visible during a tournament that has cost thousands

of people their lives. england have lost their latest match, in their t20 series in pakistan. they had bowled the home side out for 145 in lahore, but their batting let them down again. a six off the last ball, would have levelled the scores, but david willey, facing his first ball couldn't manage it. pakistan go 3—2 up with two to play. some history today in horse racing, for the _ some history today in horse racing, for the first — some history today in horse racing, for the first time a horse carrying the silks— for the first time a horse carrying the sitks of— for the first time a horse carrying the silks of his majesty the king will be _ the silks of his majesty the king will be racing at newmarket. we know how passionate _ will be racing at newmarket. we know how passionate queen _ will be racing at newmarket. we know how passionate queen elizabeth - will be racing at newmarket. we know how passionate queen elizabeth was l how passionate queen elizabeth was for horse racing and fan, but the horses have passed to king charles and the jockey who will be wearing the royal sings says it is a moment to cherish. �* the royal sings says it is a moment to cherish-— to cherish. and the horses called? educator. to cherish. and the horses called? educator- it _ to cherish. and the horses called? educator. it was _ to cherish. and the horses called? educator. it was one _ to cherish. and the horses called? educator. it was one of _ to cherish. and the horses called? educator. it was one of the - educator. it was one of the potential runners at the derby but did not make the cut in the end.

now, it is chilly and has been for a couple of days and carol, we should be grateful, because, good morning by the way, these are the pictures from florida and we are so lucky at this moment in time. taste from florida and we are so lucky at this moment in time.— this moment in time. we complain about our weather _ this moment in time. we complain about our weather all _ this moment in time. we complain about our weather all the - this moment in time. we complain about our weather all the time - this moment in time. we complain about our weather all the time but| about our weather all the time but we don't _ about our weather all the time but we don't have weather like they do in other— we don't have weather like they do in other parts of the world and i'm pleased _ in other parts of the world and i'm pleased to — in other parts of the world and i'm pleased to say that for us. what has been _ pleased to say that for us. what has been happening, you will have seen the pictures on the news already about— the pictures on the news already about hurricane ian which made landfall— about hurricane ian which made landfall in— about hurricane ian which made landfall in florida yesterday as a strong _ landfall in florida yesterday as a strong category four hurricane with sustained _ strong category four hurricane with sustained winds of 150 miles an hour and the _ sustained winds of 150 miles an hour and the storm surge was between 11 and the storm surge was between 11 and 12_ and the storm surge was between 11 and 12 feet — and the storm surge was between 11 and 12 feet. can you imagine that coming _ and 12 feet. can you imagine that coming towards you? and it has devastated parts of fort myers and also naples. we are continuing with also naples. we are continuing with a heavy— also naples. we are continuing with a heavy rain — also naples. we are continuing with a heavy rain impacts across florida and the _ a heavy rain impacts across florida and the hurricane will move towards georgia _ and the hurricane will move towards georgia and south carolina but it is

weakening — georgia and south carolina but it is weakening at the moment and has been downgraded to category one but still packing _ downgraded to category one but still packing a _ downgraded to category one but still packing a punch with winds of 90 nrites— packing a punch with winds of 90 mites an — packing a punch with winds of 90 miles an hourand packing a punch with winds of 90 miles an hour and on the satellite picture _ miles an hour and on the satellite picture you — miles an hour and on the satellite picture you can see the size of this hurricane~ — picture you can see the size of this hurricane~ it — picture you can see the size of this hurricane. it is covering all of florida. — hurricane. it is covering all of florida, basically and this is the track— florida, basically and this is the track it— florida, basically and this is the track it will take, so it's moving steadily— track it will take, so it's moving steadily north eastwards and moves to the _ steadily north eastwards and moves to the coast today and will still bring _ to the coast today and will still bring heavy rain and strong winds and you _ bring heavy rain and strong winds and you can — bring heavy rain and strong winds and you can see the track quite clearly— and you can see the track quite clearly here. so, still some more trouble _ clearly here. so, still some more trouble to— clearly here. so, still some more trouble to come from this hurricane with power— trouble to come from this hurricane with power lines down, for example, and also _ with power lines down, for example, and also devastation generally. so our thoughts are certainly with our friends _ our thoughts are certainly with our friends in — our thoughts are certainly with our friends in the us at the moment. today— friends in the us at the moment. today what we have is sunshine and a few showers _ today what we have is sunshine and a few showers than we had yesterday. we do _ few showers than we had yesterday. we do have — few showers than we had yesterday. we do have some rain and strong winds— we do have some rain and strong winds at— we do have some rain and strong winds at the moment across cornwall and they— winds at the moment across cornwall and they will be pushed down into the channel islands for the course of the _ the channel islands for the course of the day— the channel islands for the course of the day and then we are backing to sunshine — of the day and then we are backing to sunshine and showers, and as i mentioned, — to sunshine and showers, and as i mentioned, fewer than yesterday. a week— mentioned, fewer than yesterday. a week where the front is moving south and witt— week where the front is moving south and will take the showers south, but for many—

and will take the showers south, but for many with lighter winds in the sunshine, — for many with lighter winds in the sunshine, temperatures higher than they were _ sunshine, temperatures higher than they were yesterday, it's going to feel they were yesterday, it's going to feet guite — they were yesterday, it's going to feel quite pleasant. into the evening _ feel quite pleasant. into the evening and overnight, some clear skies _ evening and overnight, some clear skies to— evening and overnight, some clear skies to start, some mist and fog patches _ skies to start, some mist and fog patches forming across central engtand — patches forming across central england and then this next system coming _ england and then this next system coming our way, introducing thicker ctoud, _ coming our way, introducing thicker cloud, strong winds and some rain, so a chilly— cloud, strong winds and some rain, so a chilly night in the south, not so a chilly night in the south, not so in _ so a chilly night in the south, not so in the — so a chilly night in the south, not so in the north. as we go through tomorrow. — so in the north. as we go through tomorrow, this is the system wringing _ tomorrow, this is the system wringing wet and windy weather our way and _ wringing wet and windy weather our way and look at the isobars, telling you it _ way and look at the isobars, telling you it witt— way and look at the isobars, telling you it will be windy, particularly windy— you it will be windy, particularly windy around the coast but when we lose the _ windy around the coast but when we lose the mist and fog in central and eastern _ lose the mist and fog in central and eastern england it will be a bright start before the cloud moves in and then the _ start before the cloud moves in and then the heavy rain. the heavy indicated — then the heavy rain. the heavy indicated by the green in the chart and behind that we are back in blustery— and behind that we are back in blustery showers, some of which in western— blustery showers, some of which in western scotland will not just be heavy _ western scotland will not just be heavy but — western scotland will not just be heavy but also sundry and we could have gusts — heavy but also sundry and we could have gusts of 70 mph across the northern— have gusts of 70 mph across the northern isles. as we move into saturday. — northern isles. as we move into saturday, what you will find is the front _ saturday, what you will find is the front moves away and we are looking

at breezy _ front moves away and we are looking at breezy conditions, sunshine and showers. _ at breezy conditions, sunshine and showers, but for a time on saturday we could _ showers, but for a time on saturday we could see the rain come back tater— we could see the rain come back tater in— we could see the rain come back tater in the — we could see the rain come back later in the day across southern areas, _ later in the day across southern areas. but _ later in the day across southern areas, but for the bulk of saturday, sunshine _ areas, but for the bulk of saturday, sunshine and showers and some of the showers _ sunshine and showers and some of the showers could be heavy, especially in the _ showers could be heavy, especially in the west and we could miss many of them _ in the west and we could miss many of them across eastern powers of engtand _ of them across eastern powers of england and also parts of eastern scottand — england and also parts of eastern scotland and these are the temperature values, 12 in the north, and 19— temperature values, 12 in the north, and 19 as _ temperature values, 12 in the north, and 19 as we — temperature values, 12 in the north, and 19 as we push to the south. so, as you _ and 19 as we push to the south. so, as you said — and 19 as we push to the south. so, as you said at— and 19 as we push to the south. so, as you said at the top, the weather might— as you said at the top, the weather might be _ as you said at the top, the weather might be unsettled but it is nothing like in _ might be unsettled but it is nothing like in some other parts of the world — 19 degrees, not bad considering how chilly it's been the last couple of days. chilly it's been the last couple of da s. . v chilly it's been the last couple of da s. ., �*, ., ., chilly it's been the last couple of da s. ., �* , ., ., ., days. that's right, and we have a chance in days. that's right, and we have a change in the _ days. that's right, and we have a change in the wind _ days. that's right, and we have a change in the wind direction. - days. that's right, and we have a i change in the wind direction. we've had northerly and north—westerly, so we are _ had northerly and north—westerly, so we are looking at westerly winds and the wind _ we are looking at westerly winds and the wind is _ we are looking at westerly winds and the wind is easing, so it's all adding — the wind is easing, so it's all adding to _ the wind is easing, so it's all adding to it, plus the temperatures have gone — adding to it, plus the temperatures have gone up. we could be a lot worse _ have gone up. we could be a lot worse i— have gone up. we could be a lot worse. . . ~'

a man who died when his ear infection was missed during telephone consultations with his gp surgery should have been seen face to face according to a ruling by nhs england. an investigation by the bbc�*s newsnight programme found that david nash, who was 26, had four calls over three weeks during covid restrictions but was never offered an in—person appointment. david grossman has this report. i'm worried about what it could be. i'm worried it could be cancer. david nash didn't have cancer. the 26—year—old musician and law student had a middle—ear infection, but was otherwise fit and healthy. it's a condition that's normally very easily treated. as his symptoms worsened, he had four telephone consultations with four different clinicians at his gp practice over 20 days in the autumn of 2020. each failed to diagnose his condition. his parents believe that not being able to see a doctor face—to—face was a significant

factor in his death. david died from a condition that you'd expect to see happen in the third world. hm. you know, people living in the middle of nowhere with no access to medical treatment. it's all right. ifeel like i'm on the phone to you all the time. newsnight has obtained the audio recordings of david's consultations. by the fourth one, he's very ill. the infection has spread to his brain. he's in extreme pain and he's slurring his words. i've got pain behind both sides, my sinuses, my back and my neck, as well. woman: sinuses? sinuses in the back of the neck, so like the cheek area and the back of the neck. back of your neck? you don't have sinuses in the back of your neck, usually. no, but... each clinician david spoke to, it was though... - the first consultation. ..he was treated as a stand alone i consultation, and very little regard

was given to the fact that this - was the fourth time and that, only days earlier, he was passing blood. sorry, the line's not very good. david has now had four telephone consultations and was so gravely ill that he was to die two days after this final call. no, not for like a week. it's been appalling care. i think they've completely let david down at every single point. - and i am absolutely convinced, . as david's mum, that if he'd been | seen on that last consultation, | he would still be with us today. newsnight understands that nhs england, which investigated david's care, has concluded that while he could have been seen face—to—face at any point, there was a clinical rationale

for not seeing him until the fourth call. theyjudged that that call was not satisfactory and a face—to—face consultation should have been organised. david's was an extreme case of what can go wrong, and many welcome the convenience of remote care. and doctors say it's a vital tool in keeping up with patient demand. indeed, newsnight has seen evidence of how bad staffing pressures are in general practice. an unpublished report by the royal college of general practice suggests that, over the next five years, 42% of gps in england are likely or very likely to leave the profession. in scotland, it's 36%. 33% in wales, and 29% in northern ireland. some 43% of gps stated that burn—out or work—related stress was their main reason for leaving. and 23% of gps across the uk were so stressed that they felt they couldn't cope most days or every day. i don't know a gp in the country

that doesn't want to do a good job and wants to do a job every single day. but when demand is going up and up and when the number of gps is going down, it's increasingly difficult to provide that service, however hard you try. and i think patients are seeing more stressed gps and gps are experiencing that, as well. so we're in a situation now where the service is not stable and is untenable. it can't carry on like this. that's him and i at his christening. an inquest is scheduled for the new year. david's gp surgery extended its condolences to the family, but said it won't comment until after that concludes. the coroner will look at whether not receiving face—to—face care contributed to his death. some believe a wider inquiry into gp services is long overdue. david grossman, bbc news. you can see the full investigation tonight on newsnight on bbc two at 10:30pm.

the saying goes that an englishman's home is his castle — but a flat in merseyside that looks more like an egyptian tomb has prompted a campaign to preserve the artwork contained within. the late ron gittins was an artist from birkenhead who created paintings and sculptures all over his rented flat — and some of it really has to be seen to be believed. our media and arts correspondent david sillito has more. from the outside, it looks like any other house. however, it hides a secret. welcome to ron's place. now, let's have a little look inside. there was a rental agreement which said that ron was allowed to redecorate, according to the tenant's taste. and ron's taste?

this was ron's taste. it's a minotaur. ron gittins was well known in the neighborhood, but it was only when he died that his family got to see inside his home. and it wasn'tjust a minotaur. in the living room, there's a giant lion. the kitchen has a roman bread oven. and on almost every surface, ron has left his artistic mark. did you have any idea all this was here? no. ron... we would only ever see ron at family gatherings or down in town. we would see him in his eccentric outfits, but we would never, ever come into his flat, because he just wouldn't have thought to invite us in it. it just wasn't that relationship. eccentric? yes, very. so he had been known to wear flower pots on his head.

he would dress in soldiers' uniforms. i've seen him in a robin hood outfit. he was what might be known as a character. yeah, definitely. if you saw ron in the street, you wouldn't forget him. it has taken months to reveal the full extent of all his creations, but the question now is what to do with it, which is why there is now a campaign to preserve and protect ron's place. i think some people obviously look at what he's done to be of a kind of not a fantastic standard. those things miss the point, really. it's about the immersive nature of this place. that's what makes it so special. the idea of the landlord who needs to rent it out, somebody else knocks down the fireplaces and gives it a kind of magnolia makeover and that's the end of it. if that happens, ijust couldn't sleep at night. and whatever becomes of ron's place, it is a reminder that we often have little idea about what might be going on behind closed doors. david sillito, bbc news, oxton on the wirral.

it's quite something, isn't it? quite something. if you haven't seen it before, you've seen it now. you won't forget it in a hurry. time now to get the news, travel and weather where you are. each good morning from bbc london, i'm thomas magill. an investigation is under way after two areoplanes after two aeroplanes collided on the tarmac at heathrow airport last night. emergency services were called to the scene after a koreanair and icelandair aircrafts were involved in what's being described as a minor collision. described as a minor incident. an spokeswoman for the airport says there were no reports of any injuries. the metropolitan police has recruited dozens of officers from kent police in the last year.

the move has been branded as unfair by the county's police and crime commissioner matthew scott. 46 officers moved across and will benefit from higher wages paid by the london force. mr scott has written to sadiq khan calling for a meeting to resolve the issue. a new type of cancer therapy that uses a common virus to infect and destroy harmful cells is showing big promise in early human trials. run by the institute of cancer research and the royal marsden nhs foundation trust, the trial found one patient�*s cancer vanished completely. doctors used a modified form of the cold sore virus to help activate the patients' immune systems. yeah, i really was surprised. not only me, everyone is happy, not only me. for me, it is a new life. and i'm very thankful for doctors to find this cure. that should be provided to everyone. it is the best miracle. a digital image of an unidentified woman, whose body was pulled

from the river thames 45 years ago, has been released for the first time. it's part of a fresh appeal to identify the lady in the thames found near vauxhall bridge in 1977. it's hoped the image will trigger memories of anyone that may have known her. let's take a look at the tube board this morning. there's a good service on all lines. now the weather with elizabeth rizzini. hello. good morning. it's been really very chilly of late across the capital with temperatures below the seasonal average. it will turn milder over the next few days, but along with the milder air comes some wet and very windy weather, especially on friday. it was another cold night last night, not as chilly as last night, though. we've seen this area of cloud and rain move south westwards across the capital. still probably a few showers about this morning for many but there will be a lot of dry

weather about today as well and that cloud will thin and break to give us some bright spells of sunshine, especially later this afternoon. always watch out for one or two showers blowing through on this north—easterly wind. temperatures will be higher than yesterday, peaking at 16 or 17 celsius. overnight tonight, with lighter winds and lots of clear skies around, temperatures are likely to drop back into mid—single figures again for many of us and there could be mist and fog forming as well, so possibly quite a murky early start to the day tomorrow. it will turn wet and windy from the west as we head through friday, that rain arriving as we head through the afternoon. that's it from me. i'll be back with the latest from london in half an hour but for now it's back in naga and charlie. good morning. welcome to breakfast with naga munchetty and charlie stayt. our headlines. the government resists calls for a u—turn on it's mini—budget, after emergency intervention from the bank of england

to try to stabilise the uk's financial markets. the chief secretary to the treasury — chris philp — has asked government departments to find efficiency savings. we'll speak to him at 7:30. hurricane ian batters the us state of florida with powerful winds and a huge storm surge, leaving more than 2 million homes without power. anne sacoolas — the american woman accused of causing the death of harry dunn — will face a court in the uk today for the first time. will face a court in the uk from will face a court in the uk today, visitors will be ab see from today, visitors will be able to see the final resting place of the late queen as windsor castle opens its doors to the public for the first time since her death three weeks ago. could earlier kick off times, keep football clubs in business? a meeting will be held today, to come up with a plan, to help clubs deal with rising energy costs.

a cold start the day in south—east england with temperatures falling to 2 degrees. a day of sunshine and showers but less windy than yesterday. all the details later. it's thursday, 29th september. the treasury has rejected calls to overturn its mini—budget plans — despite ongoing economic turmoil. to overturn its mini—budget plans — it's after the bank of england stepped in to buy £65 billion of government debt when some types of pension funds were at risk of collapse. hannah has been looking at some of the details for us this morning. good morning. there is a lot to get through. this mini—budget was almost a week ago but the fallout continues. yesterday the bank of england decided to bail out the government, action it took because of the enormous rise in the cost of government borrowing. it

pledged to buy £65 billion of government debt known as bonds and without that decision, we understand some types of pension funds would have been at risk of collapse. it is an about turn in policy. a week ago, the bank was talking about starting to sell, not buying it. but the government said —— but it said it had to act because of a material risk to uk financial stability. we can take a look at this. idistill can take a look at this. will further intervention - can take a look at this. will further intervention by the bank of engtand _ further intervention by the bank of engtand be — further intervention by the bank of england be necessary? _ further intervention by the bank of england be necessary? that- further intervention by the bank of england be necessary?— england be necessary? that was andrew bailey _ england be necessary? that was andrew bailey not _ england be necessary? that was andrew bailey not giving - england be necessary? that was. andrew bailey not giving anything england be necessary? that was - andrew bailey not giving anything at all the way. his predecessor mark carney has spoken and said the reaction from the market is a result of the government not showing its workings. and he said it risks undermining the strategy. the message of financial markets is that there is a limit to unfunded spending and unfunded tax cuts

in this environment. and the price of those is much higher borrowing costs for the government and for mortgage holders and borrowers up and down the country. and, at some point, those higher costs of borrowing for everybody undoes the positive impact of any tax reductions all shorter tax reductions or shorter term growth measures. we have heard about the measures, but what is the landscape today? the -ound but what is the landscape today? tie: pound bounced but what is the landscape today? t'te: pound bounced back but what is the landscape today? tt2 pound bounced back a little bit but in the long—term it does not solve the confusion over the direction of uk economic policy. we are seeing how that can impact people across the country. mortgage lenders have withdrawn almost 1000 mortgage products over the past days as they react to the likelihood of a rise in

interest rates. it could have an impact on public services. the chief secretary to the treasury has asked government departments to find efficiency savings. he also suggested the government has not yet decided whether benefits will go up in line with inflation, something that had been promised by the previous administration's chancellor rishi sunak. so huge consequences across the economy in people's pockets, and it will be a worrying time for many. pockets, and it will be a worrying time for many-— let's speak now to political correspondent leila nathoo. there are questions to the government but we have not heard too much from liz truss and kwasi kwarteng in response. but also that inflation rise in terms of benefits promised by the former chancellor rishi sunak and whether it will be matched and stuck to. t

rishi sunak and whether it will be matched and stuck to.— rishi sunak and whether it will be matched and stuck to. i think there are hue matched and stuck to. i think there are huge concerns _ matched and stuck to. i think there are huge concerns about _ matched and stuck to. i think there are huge concerns about what - matched and stuck to. i think there are huge concerns about what was| are huge concerns about what was announced and a flavour of what is coming down the track as a result of the measures announced and the turmoil in the markets caused by them. but the message from the treasury, although we have not heard from the prime minister or chancellor this week, even though events have been very fast moving. but the message from the treasury is that the government is determined to stick this out and stick to plans and to get to the end of november when they want to announce further fiscal measures and reforms in the meantime. they will tough out the criticism that the pressure is on. labour and criticism that the pressure is on. labourand lib criticism that the pressure is on. labour and lib dems calling for parliament to be recalled in light of the fallout from the mini—budget and the intervention by the bank of england yesterday. but the government is determined to stay the course and this is what the international trade secretary said overnight in new york. my colleagues, including

the chancellor, work closely with institutions to support them in their aims while maintaining their independence. we must look at this in the context of the fundamentals, which are that the uk economy is strong and we have a plan, a growth plan, to cut taxes, promote enterprise and cut red tape for business. what will worry the government is there is concern within the tory party about how this is coming across. anxiety among mps about the plans. will they generate the growth government says the tax cuts will generate at the speed to the government thinks they will? and concern about the political misjudgment in announcing these measures in this economic climate and using up the political capital as it were in announcing unpopular measures now where we have heard there will be more unpopular measures down the track. i think all will be looking at what liz truss

says two local colleagues in local radio this morning. then attention will turn to the tory party conference that starts this weekend in birmingham, taking place against this backdrop. taste in birmingham, taking place against this backdr0p-_ in birmingham, taking place against this backdr0p-— this backdrop. we will be talking to the chief secretary _ this backdrop. we will be talking to the chief secretary to _ this backdrop. we will be talking to the chief secretary to the _ this backdrop. we will be talking to the chief secretary to the treasury| the chief secretary to the treasury treasury in about 20 minutes. florida has been battered by hurricane ian — one of the most powerful storms in us history. at one stage, winds were as powerful as 150mph. two million homes are without power, and some towns have been almost entirely submerged under floodwater. azadeh moshiri reports from florida. good afternoon, everyone. we are coming on the air because hurricane ian is about to make landfall on florida's south—west coast. ian has made landfall around fort myers. . the hurricane has made landfall as well as the headlines across us networks. that's because it has become one of the strongest hurricanes to ever strike the united states. the rain is actually

painful as it hits you. i am glad nobody else is out on the street here. whoa, oh! huge gust. and now the dangers are multiplying. the life—threatening winds and flooding have already caused damage throughout florida's south—western coast, with debris travelling through the waters and cars submerged. buildings like this beachfront hotel in naples have been overwhelmed, forcing people to wade through the water. some areas, like tampa bay, have seen a rare occurrence, what's called a reverse storm surge. ian's winds have been so powerful, they have swept away massive amounts of water, leaving bare shorelines. but that water will soon come barrelling back. now, several states have also declared a state of emergency, reckoning with the breadth of the hurricane and realising florida is not the only place ian has in its cross hairs.

azadeh moshiri, bbc news we will get the latest from florida in a moment. the storm was first identified in cuba where two people died and we saw the impact there before making its way to the florida area when the whole of the country was without electricity and power and two people died, in cuba. and we are hearing about the impact in florida as the hours go on. we're joined now by cbs correspondent, jason allen who's in tampa in florida. what is the situation? good morning, the west coast of florida is in a better situation. you do not see the heavy rain falling any more. the back of the storm is drier but still very powerful so there are wind gusts punching through this part of

the city. the major concern right now is in the central part of the state in orlando where you have theme parks, disney. flash flood warnings there, to the east coast, daytona beach, and you can see a foot and a half of rain and that is the area of focus as the storm continues the slow move across florida. . continues the slow move across florida. , ., ., ,., continues the slow move across florida. , ., ., ., florida. tell us more about how it com ares florida. tell us more about how it compares to _ florida. tell us more about how it compares to other _ florida. tell us more about how it compares to other events. - florida. tell us more about how it compares to other events. we - florida. tell us more about how itj compares to other events. we are showing pictures you have been describing of surges. florida is used to bad storms. haifa describing of surges. florida is used to bad storms.— describing of surges. florida is used to bad storms. how does this com are? used to bad storms. how does this compare? florida _ used to bad storms. how does this compare? florida is _ used to bad storms. how does this compare? florida is very _ used to bad storms. how does this compare? florida is very used - used to bad storms. how does this compare? florida is very used to i used to bad storms. how does this compare? florida is very used to itj compare? florida is very used to it and people are told every season to prepare and be ready to survive on their own for 3—5 days without power, being able to get out. but with that, this is an historic storm for the state. i think it is tied for the state. i think it is tied for the state. i think it is tied for the fourth strongest ever to hit the state, one of the strongest to

hit the country. a storm took a similar path in 2004, charlie, with similar path in 2004, charlie, with similar strength. at that point it might have had gusts in the tampa area half of what this storm did. we did not see the surge we saw in the fort myers area with this storm. a surge high enough to completely inundate the first story of buildings and to leave people stuck in their homes. i am sure we will hear about people on rooftops waiting for rescue. we know rescues are still happening in the early morning and overnight hours. cruise out on boats trying to get to home where people are waiting for help. —— rescue crews. where people are waiting for help. -- rescue crews.— where people are waiting for help. -- rescue crews. getting into those inundated areas. _ -- rescue crews. getting into those inundated areas. you _ -- rescue crews. getting into those inundated areas. you spoke - -- rescue crews. getting into those inundated areas. you spoke before| inundated areas. you spoke before about how used people are to having to take precautions to get out of

the area. this time, did that work? people were advised to get out and at one point they were told too late, you must stay where you are. and you describe something that is difficult for people here. focused on the track. the storm was forecast to go further north so you have people who were evacuated down to the south. then it took a turn. that is something people here are aware of. they think may be the storm will not come to my neighbourhood. in the days before the storm, we saw people split. maybe half of the population decided to go out to different areas, others decided they had seen the storm moved before and could close the doors, put the boards over the windows, and wait it out. that might have been an ok idea in cities like the one we are in right now but people who weighted down south, those are some of the people now

waiting for rescue.— those are some of the people now waiting for rescue. thank you. glad to see it is — waiting for rescue. thank you. glad to see it is relatively _ waiting for rescue. thank you. glad to see it is relatively calm - waiting for rescue. thank you. glad to see it is relatively calm where i to see it is relatively calm where you are. the american woman accused of causing the death of the teenage motorcyclist harry dunn will face a court in the uk for the first time this afternoon. the case against anne sacoolas will be heard at westminster magistrates' court, and its expected she will appear remotely from the united states. here's home affairs correspondent daniel sandford. harry dunn wasjust19 years old when he died. he was on his beloved motorbike when it was hit in a head—on collision on the b4031 half a mile from raf croughton in northamptonshire. the base is used by the united states military and intelligence agencies, including the cia. at the wheel of the volvo suv that ran into harry was anne sacoolas. both she and her husband have been described in an american court as us government employees working for an intelligence agency. anne sacoolas left the country less

than three weeks after the crash, claiming diplomatic immunity through her husband's work. her employment didn't become clear until almost two years later. since his death, harry dunn's family have been campaigning for there to be a trial in the uk. the crown prosecution service made a decision to charge anne sacoolas with causing death by dangerous driving, in december 2019. but little progress was made until the end of 2021. the first court hearing was scheduled to happen in january this year, with anne sacoolas expected to appear by video link, but it was then postponed. this afternoon, more than three years after his death, harry dunn's family hope to finally see the process towards a trial in the uk begin, at westminster magistrates' court in london, with anne sacoolas attending remotely from the united states. daniel sandford, bbc news. two aircraft were involved in a minor collision at heathrow

on wednesday evening, with the wing of one plane appearing to clip the tail of another. the incident involved planes from icelandair and korean air and is being investigated. no injuries have been reported. the american rapper coolio has died in los angeles at the age of 59. he was best known for his 1995 hit gangsta's paradise, for which he won a grammy award. coolio also had success as a producer, actor and television chef. peter bowes has more. music: gangsta's paradise. coolio, one of the biggest and most recognisable names in rap music. born in the state of pennsylvania, artist leon iveer moved to the la suburb of compton when he was a boy. it was there that his music career flourished. # been spending most their lives living in a gangsta's paradise.

gangsta's paradise was a huge hit in 1995. it featured in the film dangerous minds, starring michelle pfeiffer, and went on to become one of the most successful rap songs of all time. the track won coolio a grammy for best rap solo performance. at least we know that we have been doing some good, we did something right. i mean, you know, an award is not really the pinnacle of what your achievements are, because you get an award. an award just lets you know that you worked hard at least for that time, for that period of time. coolio rejected the label gangster rapper. instead, he embraced the role of all—round entertainer. a talented producer and actor, he appeared in dozens of films and tv shows. he was a big personality and appeared on big brother

in the uk, and found an outlet for his love of food with a book and internet series, cooking with coolio. today i am going to show you how to get your kids to eat their vegetables. coolio's death at 59 has shocked many fans. sheila finegan, his manager at trinity artists international, said. michelle pfeiffer tweeted that she was "heartbroken to hear of the passing of the gifted artist coolio. a life cut entirely too short." # tell me why are we so blind to see... away from entertainment, coolio advocated for those suffering from respiratory diseases and he also raised money and awareness about hiv aids in black communities. he leaves a rich and varied legacy.

time to have a chat about the weather. here's carol. that's a nice picture. it is beautiful. a weather watcher and a lovely picture of early morning sunrise in greater london. many are looking at sunny spells and fewer showers today but we still have showers today but we still have showers in the forecast across eastern areas this morning and the west seeing something drier. northern ireland, drier. showers in north—east england and the midlands, wales and the south—east. we have rain and gusty wind across cornwall that will push into the channel islands in the next couple of hours. then we are back to the mixture of bright spells, sunshine and showers. showers sinking south through the day. temperatures 11—17. lighter winds as the last few days so not feeling as cool as it did. overnight

many showers will fade. it will be cold for time with clear skies and fog patches forming in central england. by the end of the night, rain arriving in the west and not just the rain, the wind will strengthen, and that combination will be a feature of the weather tomorrow as this band pushes southwards and eastwards. heavy rain. 60 millimetres, in excess of two inches in the western up slopes in scotland. behind it, blustery showers, some heavy and thundery. the wind will be a feature especially around the coast, gusting to gale force at times. gusts in the northern isles as much as 70 mph. a police investigation has been opened into one of the uk's biggest mental health hospitals. it comes after a bbc panorama investigation revealed a toxic and abusive culture at edenfield centre, near prestwich, manchester.

the hospital, which is run by the nhs, says it has taken immediate action to safeguard patients and that some staff have been suspended. it's also commissioned an independent clinical review. this report from our social affairs editor alison holt contains some upsetting details. behind the high fences of the medium secure units at edenfield mental health hospital in prestwich, panorama's undercover cameras found a toxic culture. patients here are vulnerable, sometimes challenging. there's a serious risk they may harm themselves or others. what's going on at this hospital, by and large, isn't working for the patients and is often actively cruel. the undercover reporter alan haslam went in after whistle—blowers raised concerns.

he spent three months as a health care support worker. he saw staff mocking patients. slapping and pinching them. sometimes wards were worryingly understaffed... ..and patients felt failed. this is harley. she's 23, has autism and a history of self—harm. staff say at times she assaults them. she says she's provoked. the hidden camera shows harley held in a small, bare seclusion room for more than two weeks. there is some good care at the hospital, but the undercover reporter also sees basic care that doesn't always happen, like 15—minute checks on patients.

and he sees records for these observations being falsified. they're important for monitoring care — and if anything goes wrong. it's a culture that experts warn feels unsafe. i think you're quite clearly seeing toxic staff, and i think there's an awful lot of hostility towards patients across all of the wards. the task of the hospital is the treatment of patients, to promote recovery. that's the principal task. well, that task, i think, is being undermined. the trust which runs the hospital says the allegations will be fully investigated, and that it owes it to the communities it serves to ensure the best care every day. a number of staff have been suspended. alison holt, bbc news. panorama's undercover reporter

alan haslam joins us. along with bbc�*s social affairs editor, alison holt. good morning. you witnessed first—hand a number of things some of which we saw in the report which are harrowing scenes. tell us more about the atmosphere and mood and what you witness. you about the atmosphere and mood and what you witness.— what you witness. you could be for: iven what you witness. you could be forgiven sometimes _ what you witness. you could be forgiven sometimes for - what you witness. you could be| forgiven sometimes for thinking what you witness. you could be - forgiven sometimes for thinking you were in— forgiven sometimes for thinking you were in a _ forgiven sometimes for thinking you were in a prison in edenfield. it is a very— were in a prison in edenfield. it is a very secure _ were in a prison in edenfield. it is a very secure environment, everything under lock and key. it is easy to _ everything under lock and key. it is easy to forget it is a hospital. it is there — easy to forget it is a hospital. it is there to _ easy to forget it is a hospital. it is there to make people better. how many peeple — is there to make people better. how many peeple are _ is there to make people better. how many people are there? how- is there to make people better. how many people are there? how big - is there to make people better. how many people are there? how big an| many people are there? how big an establishment? _ many people are there? how big an establishment? one _ many people are there? how big an establishment? one of— many people are there? how big an establishment? one of the - many people are there? how big an establishment? one of the biggest| establishment? one of the biggest mental— establishment? one of the biggest mental health hospitals in the uk, huge _ mental health hospitals in the uk, huge place with over 160 patients at any huge place with over160 patients at any given— huge place with over 160 patients at any given time.

huge place with over 160 patients at any given time-— any given time. newer there three months. any given time. newer there three months- when _ any given time. newer there three months. when you _ any given time. newer there three months. when you applied - any given time. newer there three months. when you applied for- any given time. newer there three months. when you applied for the | months. when you applied for the job, what training where you are expected to have had and were you given? expected to have had and were you civen? . . . given? the trust that runs edenfield ave me a given? the trust that runs edenfield gave me a one-day _ given? the trust that runs edenfield gave me a one-day online _ given? the trust that runs edenfield gave me a one-day online induction j gave me a one—day online induction course _ gave me a one—day online induction course before i was on the wards tooking _ course before i was on the wards looking after really vulnerable they did not— looking after really vulnerable they did not know that i had a lot of training — did not know that i had a lot of training from the bbc. role playing with care _ training from the bbc. role playing with care experts. to sort of give me what — with care experts. to sort of give me what i— with care experts. to sort of give me what i needed to get myself out of a sticky— me what i needed to get myself out of a sticky situation i might find myself— of a sticky situation i might find myself in — of a sticky situation i might find m self in. �* ,., of a sticky situation i might find m self in. . , ., myself in. alison, tell us how it came about- — myself in. alison, tell us how it came about. what _ myself in. alison, tell us how it came about. what was - myself in. alison, tell us how it came about. what was the - myself in. alison, tell us how it| came about. what was the alert myself in. alison, tell us how it - came about. what was the alert that took you to this environment in the first place?— first place? panorama started an investigation _ first place? panorama started an investigation after _ first place? panorama started an investigation after having - first place? panorama started an investigation after having a - first place? panorama started an i investigation after having a number of whistle—blowers getting in touch with allegations about staff behaviour and patient safety. that was the starting point for the

investigation to look at what was going on on the ground. in my report you saw the mocking and taunting behaviour of some staff, and also the experts who say there were times when patients were restrained in ways that were inappropriate and unsafe. we also saw the story of harley being held in a so—called seclusion room for a period of time. those seclusion rooms should only be used or should be used for limited periods of time, and to prevent harm. ~ ., , , ., ., ., harm. what responds have we had from edenfield? the — harm. what responds have we had from edenfield? the greater— harm. what responds have we had from edenfield? the greater manchester - edenfield? the greater manchester mental health _ edenfield? the greater manchester mental health nhs _ edenfield? the greater manchester mental health nhs foundation - edenfield? the greater manchester| mental health nhs foundation trust that runs the hospital emphasises it is taking the allegations seriously.

it says it has undertaken reviews of patients affected and commissioned an independent clinical review of services. it says it owes it to patients, families and carers public and staff, that these allegations are investigated. greater manchester police say it is opening an investigation and they say the allegations are concerning and said if anyone has concerns they or a loved one has received, they should contact crimestoppers. the care quality commission which is the regulator for services such as this previously wrote of the hospital and said it suspended the allegation and is reviewing the information provided by panorama. you is reviewing the information provided by panorama. you said the trainin: provided by panorama. you said the training you — provided by panorama. you said the training you received _ provided by panorama. you said the training you received was _ provided by panorama. you said the training you received was in - training you received was in preparation with the bbc with carers and when you are there you had an online induction. what were the other staff like to work with and what pressure were they under, if at

all? it what pressure were they under, if at all? . . what pressure were they under, if at all? ., , ., . . what pressure were they under, if at all? ., . . ., , all? it was a hectic 'ob at times. there were h all? it was a hectic 'ob at times. there were staff _ all? it was a hectic job at times. there were staff shortages, - there were staff shortages, definitely. what i was told by experts — definitely. what i was told by experts that is not an excuse. when ou soke experts that is not an excuse. when you spoke to _ experts that is not an excuse. when you spoke to them _ experts that is not an excuse. when you spoke to them where _ experts that is not an excuse. when you spoke to them where they - you spoke to them where they conscious, were they perturbed by staff shortages and also the level of care they offered to the patients?— of care they offered to the atients? ., ,., patients? somewhere and some were not. some patients? somewhere and some were not- some took _ patients? somewhere and some were not. some took it _ patients? somewhere and some were not. some took it in _ patients? somewhere and some were not. some took it in their _ patients? somewhere and some were not. some took it in their stride. - not. some took it in their stride. -- some — not. some took it in their stride. -- some of— not. some took it in their stride. —— some of them were. i saw a huge amount— —— some of them were. i saw a huge amount of— —— some of them were. i saw a huge amount of verbal abuse, goading, teasing _ amount of verbal abuse, goading, teasing of— amount of verbal abuse, goading, teasing of patients. there is no excuse — teasing of patients. there is no excuse for— teasing of patients. there is no excuse for that.— teasing of patients. there is no excuse for that. thank you very much. reporting _ excuse for that. thank you very much. reporting undercover. excuse for that. thank you very | much. reporting undercover for panorama much. reporting undercoverfor panorama and alison, thank you. you can watch panorama's

hospital undercover: patients at risk on bbc iplayer. time to get the news travel where you are. good morning from bbc london. i'm thomas magill. an investigation is underway after two areoplanes collided on the tarmac at heathrow airport last night. emergency services were called to the scene after a koreanair and icelandair aircrafts were involved in what's being described as a �*minor collision'. an spokeswoman for the airport says there were no reports of any injuries. the metropolitan police has recruited dozens of officers from kent police in the last year. the move has been branded as �*unfair�* by county's police and crime commissioner matthew scott. 46 officers moved across and will benefit from higher wages paid by the london force. mister scott has written to sadiq khan, calling for a meeting to resolve the issue. a new type of cancer therapy that uses a common virus to infect

and destroy harmful cells is showing big promise in early human trials. run by the institute of cancer research and the royal marsden nhs foundation trust. the trials found one patient�*s cancer vanished completely. doctors used a modified form of the �*cold sore' virus to help activiate the patient�*s immune systems. yeah, i really was surprised. not only me, everyone is happy, not only me. for me, it is a new life. and i'm very thankful for doctors to find this cure. that should be provided to everyone. it is the best miracle. a digital image of an unidentified woman, whose body was pulled from the river thames 45 years ago, has been released for the first time. it's part of a fresh appeal to identify the "lady in the thames" found near vauxhall bridge in 1977. it's hoped the image will trigger memories of anyone that may have known her. let's take a look at the tube board this morning.

there's minor delays on thejubilee, but a good service on all other lines. now the weather with elizabeth rizzini. hello. good morning. it's been really very chilly of late across the capital with temperatures below the seasonal average. it will turn milder over the next few days but along with the milder air comes some wet and very windy weather, especially on friday. it was another cold night last night, not as chilly as last night though. we've seen this area of cloud and rain at move south westwards across the capital. still probably a few showers about this morning for many but there will be a lot of dry weather about today as well and that cloud will thin and break to give us some bright spells of sunshine, especially later this afternoon. always watch out for one or two showers blowing through on this north—easterly wind. temperatures will be higher than yesterday, peaking at 16 or 17 celsius. overnight tonight, with lighter winds and lots of clear skies around, temperatures are likely

to drop back into mid—single figures again for many of us and there could be mist and fog forming as well, so possibly quite a murky early start to the day tomorrow. it will turn wet and windy from the west as we head through friday, that rain arriving as we head through the afternoon. that's it from me. i'll be back with the latest from london in an hour but for now it's back in naga and charlie. hello, this is breakfast with naga munchetty and charlie stayt. we are waiting to talk to the chief secretary to the treasury, chris philp. hannahjoins us to secretary to the treasury, chris philp. hannah joins us to find secretary to the treasury, chris philp. hannahjoins us to find out what is going on. we had a move from the bank of england in an attempt to stabilise the financial markets and offer some certainty. truth? stabilise the financial markets and offer some certainty.— offer some certainty. why has it been needed? _ offer some certainty. why has it been needed? what _ offer some certainty. why has it been needed? what we - offer some certainty. why has it been needed? what we had - offer some certainty. why has it - been needed? what we had yesterday was this about turn in the bank of

england's policy. it had been looking at selling government debt but then decided it was going to buy government debt back, that's because the debt had become so expensive. the bonds had become expensive for the government, and without the bank of england making this huge intervention, the thought is a number of pension funds would have been at risk of collapse. it has an impact on people in all different situations, particularly mortgages and questions about what it will mean for wider government policy and terms of benefits and things. policy and terms of benefits and thins. ., «a ., , things. thanks. that is the situation — things. thanks. that is the situation we _ things. thanks. that is the situation we are _ things. thanks. that is the situation we are in - things. thanks. that is the situation we are in at - things. thanks. that is the situation we are in at the l things. thanks. that is the - situation we are in at the moment. the government has said in response to the bank of england that it will not be abandoning its tax—cutting strategy.

the chief secretary to the treasury chris philpjoins us now. i know it is a busy time for all of those involved. a number of questions i want to rattle through with you. first of all, has the bank of england's intervention made a difference? the of england's intervention made a difference?— of england's intervention made a difference? 1, ,, ., ., ., difference? the bank of england are independent — difference? the bank of england are independent and _ difference? the bank of england are independent and decide _ difference? the bank of england are independent and decide what - difference? the bank of england are independent and decide what to - difference? the bank of england are independent and decide what to do | independent and decide what to do and they— independent and decide what to do and they intervened yesterday because — and they intervened yesterday because of a very specific issue with— because of a very specific issue with the — because of a very specific issue with the long end of the guilt curve and the _ with the long end of the guilt curve and the way it interacted with certain— and the way it interacted with certain pension funds and by the end of yesterday's seem to have accomplished its objective which we can be _ accomplished its objective which we can be very— accomplished its objective which we can be very pleased about. what was the objective? _ can be very pleased about. what was the objective? the _ can be very pleased about. what was the objective? the objective - can be very pleased about. what was the objective? the objective was - can be very pleased about. what was the objective? the objective was to l the ob'ective? the ob'ective was to settle the objective? the ob'ective was to settle the market — the objective? the objective was to settle the market and _ the objective? the objective was to settle the market and make - the objective? the objective was to settle the market and make sure . the objective? the objective was to i settle the market and make sure that the margin— settle the market and make sure that the margin calls that these particular pension funds were receiving _ particular pension funds were receiving didn't cause them a problem _ receiving didn't cause them a problem. it was a very targeted, specific— problem. it was a very targeted, specific and time—limited intervention to achieve a very specific— intervention to achieve a very specific purpose caused by an idiosyncrasy in the way some of the pension— idiosyncrasy in the way some of the pension vehicles operated and it appears — pension vehicles operated and it appears that by the end of yesterday the bank— appears that by the end of yesterday the bank of england intervention had worked, _ the bank of england intervention had worked, that is honestly good news.

they are _ worked, that is honestly good news. they are independent and it's up to them _ they are independent and it's up to them how— they are independent and it's up to them how they choose to organise that they — them how they choose to organise that they did a good job. what them how they choose to organise that they did a good job. that they did a good 'ob. what you read into the h that they did a good 'ob. what you read into the fact _ that they did a good job. what you read into the fact that _ that they did a good job. what you read into the fact that the - that they did a good job. what you read into the fact that the value i that they did a good job. what you read into the fact that the value ofj read into the fact that the value of the pound has dropped by 1% this morning? t the pound has dropped by 1% this mornin: ? ., �* ., .., morning? i won't get into commenting on micro-currency _ morning? i won't get into commenting on micro-currency moves _ morning? i won't get into commenting on micro-currency moves on _ morning? i won't get into commenting on micro-currency moves on a - on micro—currency moves on a day-to-day_ on micro—currency moves on a day—to—day basis. what is important that the _ day—to—day basis. what is important that the governor has set out a growth — that the governor has set out a growth plan that means wages can rise sustainably in good jobs get created — rise sustainably in good jobs get created and we get a tax base that can sustainably fund public services like schools, hospitals and the police — like schools, hospitals and the police and it's also important to note _ police and it's also important to note we've _ police and it's also important to note we've put in place this enormous energy intervention, because — enormous energy intervention, because households a few weeks ago were worried that their bills would io were worried that their bills would go up _ were worried that their bills would go up to— were worried that their bills would go up to five, six, £7,000 as a result— go up to five, six, £7,000 as a result of— go up to five, six, £7,000 as a result of putin's illegal invasion of ukraine and thanks to the decisive _ of ukraine and thanks to the decisive intervention of the chancellor and prime minister, that will not _ chancellor and prime minister, that will not happen. the average household will face bills of no more than £2500 and that i think removes an enormous anxiety from the minds of households up and down the

country — of households up and down the country. on of households up and down the count . . ., ., ., ,., country. on reflection now, do you think there — country. on reflection now, do you think there was _ country. on reflection now, do you think there was anything _ country. on reflection now, do you think there was anything wrong - country. on reflection now, do you think there was anything wrong in | think there was anything wrong in the chancellor's mini budget? nobody is erfect the chancellor's mini budget? nobody is perfect and — the chancellor's mini budget? nobody is perfect and we _ the chancellor's mini budget? nobody is perfect and we are _ the chancellor's mini budget? nobody is perfect and we are navigating - is perfect and we are navigating very difficult international financial situations. i very difficult international financial situations.- financial situations. i will interrupt _ financial situations. i will interrupt either, - financial situations. i willj interrupt either, because financial situations. i will - interrupt either, because that answer is not sufficient. my question was very clear. where there are any mistakes on reflection in that mini budget? trio. are any mistakes on reflection in that mini budget?— are any mistakes on reflection in that mini budget? no, i don't think so. let that mini budget? no, i don't think so- let me — that mini budget? no, i don't think so- let me be _ that mini budget? no, i don't think so. let me be clear. _ that mini budget? no, i don't think so. let me be clear. we _ that mini budget? no, i don't think so. let me be clear. we need - that mini budget? no, i don't think so. let me be clear. we need to i that mini budget? no, i don't think i so. let me be clear. we need to have a growth _ so. let me be clear. we need to have a growth package which gets the economy— a growth package which gets the economy moving. i'm not going to apologise — economy moving. i'm not going to apologise for making an intervention in the _ apologise for making an intervention in the energy markets that are protecting every single house in this country from energy bills that could _ this country from energy bills that could have — this country from energy bills that could have been crippling. i'm not going _ could have been crippling. i'm not going to _ could have been crippling. i'm not going to apologise for that. nor will we — going to apologise for that. nor will we apologise for having a growth — will we apologise for having a growth plan designed to get our economy— growth plan designed to get our economy moving, increasing wages and creating _ economy moving, increasing wages and creating new— economy moving, increasing wages and creating newjobs. a plan, by the way. _ creating newjobs. a plan, by the way, that— creating newjobs. a plan, by the way, that was warmly welcomed on friday— way, that was warmly welcomed on friday by— way, that was warmly welcomed on friday by organisations like the cbi,

friday by organisations like the cbi. the — friday by organisations like the cbi, the federation of small business, the british chambers of comments, organisations who represent businesses large and small. — represent businesses large and small, the length and breadth of the uk who— small, the length and breadth of the uk who understand that the growth plan and _ uk who understand that the growth plan and the energy plan are essential to protect households and businesses from energy prices and .et businesses from energy prices and get our— businesses from energy prices and get our economy growing. those are essential— get our economy growing. those are essential interventions, i think, which _ essential interventions, i think, which witt— essential interventions, i think, which will secure our medium and lon- which will secure our medium and long future. so which will secure our medium and long future-— which will secure our medium and long future. so let's get into a few secifics long future. so let's get into a few specifics because _ long future. so let's get into a few specifics because there _ long future. so let's get into a few specifics because there is - long future. so let's get into a few specifics because there is a - long future. so let's get into a few specifics because there is a lot - long future. so let's get into a few specifics because there is a lot for| specifics because there is a lot for people to get their heads around. november the 23rd, you are due to present a medium—term fiscal plan, i think that is the terminology. are you bringing that forward? it will you bringing that forward? it will be the chancellor _ you bringing that forward? it will be the chancellor presenting - you bringing that forward? it will be the chancellor presenting it, to explain _ be the chancellor presenting it, to explain what it is, the medium fiscal— explain what it is, the medium fiscat pian— explain what it is, the medium fiscal plan will set out how we are going _ fiscal plan will set out how we are going to _ fiscal plan will set out how we are going to run the public finances in a responsible way, to get debt over gdp, _ a responsible way, to get debt over gdp, this— a responsible way, to get debt over gdp, this critical ratio, falling over— gdp, this critical ratio, falling over the — gdp, this critical ratio, falling over the medium term. gdp, this critical ratio, falling overthe medium term. we gdp, this critical ratio, falling over the medium term. we are starting — over the medium term. we are starting from a good place. the debt over gdp_ starting from a good place. the debt over gdp ratio in the uk today is the second — over gdp ratio in the uk today is the second lowest in the g7 but we

do want _ the second lowest in the g7 but we do want to— the second lowest in the g7 but we do want to make sure that we run the economy— do want to make sure that we run the economy and — do want to make sure that we run the economy and the public finances in particular— economy and the public finances in particular responsibly, so that is what _ particular responsibly, so that is what the — particular responsibly, so that is what the statement will do and it will be _ what the statement will do and it will be fully scored by the independent 0b r. in addition to that, _ independent 0b r. in addition to that, we — independent 0b r. in addition to that, we will make sure that we stick— that, we will make sure that we stick rigidly to the spending limits that were — stick rigidly to the spending limits that were set out about a year ago, the three—year spending limit for this financial year and the next two _ this financial year and the next two we — this financial year and the next two. we will make sure we stick to those _ two. we will make sure we stick to those of _ two. we will make sure we stick to those of the — two. we will make sure we stick to those of the spending limits to make sure public— those of the spending limits to make sure public services are properly funded — sure public services are properly funded but to make sure we are managing — funded but to make sure we are managing public finances in a responsible way. can managing public finances in a responsible way.— managing public finances in a responsible way. can i get you to confirm there _ responsible way. can i get you to confirm there are _ responsible way. can i get you to confirm there are no _ responsible way. can i get you to confirm there are no plans - responsible way. can i get you to confirm there are no plans to - responsible way. can i get you to i confirm there are no plans to bring forward that november the 23rd plan, because on that day, to cut through some of the jargon, we will then learn exactly how it will be paid for. if you are not going to bring that forward?— for. if you are not going to bring l that forward?_ why that forward? that's correct. why not? that forward? that's correct. why rrot? because _ that forward? that's correct. why not? because we _ that forward? that's correct. why not? because we want _ that forward? that's correct. why not? because we want to - that forward? that's correct. why not? because we want to do - that forward? that's correct. why not? because we want to do this| that forward? that's correct. why | not? because we want to do this in an organised _ not? because we want to do this in an organised and _ not? because we want to do this in an organised and orderly _ not? because we want to do this in an organised and orderly way. - not? because we want to do this in an organised and orderly way. the| not? because we want to do this in i an organised and orderly way. the ob an organised and orderly way. the 0b r have _

an organised and orderly way. the 0b r have to— an organised and orderly way. the 0b r have to do— an organised and orderly way. the 0b r have to do their work scoring the various— r have to do their work scoring the various policies and we need to formulate, in some detail, the medium—term fiscal plan. we are only tatking _ medium—term fiscal plan. we are only talking about a few weeks away. it's important _ talking about a few weeks away. it's important to do this in a way that is orderly— important to do this in a way that is orderly and well—organised and the chancellor, kwasi kwarteng, has set the _ the chancellor, kwasi kwarteng, has set the date clearly on monday and will carefully and methodically work towards _ will carefully and methodically work towards that. you will carefully and methodically work towards that-— towards that. you will see what dama . e towards that. you will see what damage has — towards that. you will see what damage has been _ towards that. you will see what damage has been done - towards that. you will see what damage has been done in, - towards that. you will see what. damage has been done in, what, towards that. you will see what - damage has been done in, what, five days, but you are prepared to wait another two months before you bring forward any detail about how you will pay for what you are proposing. i've already explained that we will be sticking to the existing spending tevets _ be sticking to the existing spending levels we — be sticking to the existing spending levels. i've explained and the chancellor, kwasi kwarteng, has already— chancellor, kwasi kwarteng, has already been clear that the chart —— plan already been clear that the chart —— ptan witt— already been clear that the chart —— plan will contain getting debt over gdp falling across the medium term, so those _ gdp falling across the medium term, so those points are very important for people — so those points are very important for people to understand. and i've

already— for people to understand. and i've already made the point how critical the growth plan is. we want to do the growth plan is. we want to do the growth — the growth plan is. we want to do the growth plan is. we want to do the growth plan quickly because we want to— the growth plan quickly because we want to get the economy moving and .ive want to get the economy moving and give businesses a clear signal that this is— give businesses a clear signal that this is going to be a jurisdiction, a country— this is going to be a jurisdiction, a country with competitive tax rates — a country with competitive tax rates we _ a country with competitive tax rates. we will be laying out a load of supply—side reforms in october and novemberto of supply—side reforms in october and november to get the economy moving _ and november to get the economy moving. like reducing business regulation, expediting infrastructure construction like road _ infrastructure construction like road and — infrastructure construction like road and rail and infrastructure construction like road and railand bringing infrastructure construction like road and rail and bringing forward energy— road and rail and bringing forward energy projects, oil and gas in the north— energy projects, oil and gas in the north sea. — energy projects, oil and gas in the north sea, renewable projects and so on and _ north sea, renewable projects and so on and nuclear projects as well to make _ on and nuclear projects as well to make sure — on and nuclear projects as well to make sure we are not importing electricity— make sure we are not importing electricity any more. there will be a whole _ electricity any more. there will be a whole of — electricity any more. there will be a whole of announcements made in the course _ a whole of announcements made in the course of— a whole of announcements made in the course of the _ a whole of announcements made in the course of the next six to eight weeks — course of the next six to eight weeks explaining more about how we will get _ weeks explaining more about how we will get this country's economy growing — will get this country's economy growing again, that is oppositely in everybody's interest and it will be capped _ everybody's interest and it will be capped off and brought together in a statement on the 23rd. what capped off and brought together in a statement on the 23rd.— capped off and brought together in a statement on the 23rd. what you seem to be doine statement on the 23rd. what you seem to be doing is — statement on the 23rd. what you seem to be doing is talking _ statement on the 23rd. what you seem to be doing is talking about _ statement on the 23rd. what you seem to be doing is talking about how- statement on the 23rd. what you seem to be doing is talking about how you i to be doing is talking about how you will spend the money but not explaining to people how you will raise the money. how are you going

to pay for it? which is the crucial element in the confidence of the market, and that is the element that is missing, the uncertainty was i've laid out many of the elements already. laid out many of the elements alread . ~ . ., laid out many of the elements alread . . , ., already. we start off with the second lowest gdp _ already. we start off with the second lowest gdp ratio. - already. we start off with the j second lowest gdp ratio. and already. we start off with the - second lowest gdp ratio. and the chancettor— second lowest gdp ratio. and the chancellor make sure that falls in the medium term. and thirdly we will stick to— the medium term. and thirdly we will stick to the _ the medium term. and thirdly we will stick to the spending limits and be realty— stick to the spending limits and be really rigorous in sticking to those spending — really rigorous in sticking to those spending limits. and finally, by growing — spending limits. and finally, by growing the economy you obviously also grow _ growing the economy you obviously also grow the tax base because if you took— also grow the tax base because if you took at — also grow the tax base because if you look at the blue book published last friday, on page 27, you will see that — last friday, on page 27, you will see that if— last friday, on page 27, you will see that if we are successful, which we intend _ see that if we are successful, which we intend to be, to grow the economy by i% _ we intend to be, to grow the economy by i% per— we intend to be, to grow the economy by 1% per year more than would otherwise — by 1% per year more than would otherwise be the case, that is the whole _ otherwise be the case, that is the whole purpose of the growth plan. you have — whole purpose of the growth plan. you have mentioned the growth plan and many times i want to get onto some specifics. will benefits go with inflation?—

some specifics. will benefits go with inflation? dwp every autumn review the plans _ with inflation? dwp every autumn review the plans for _ with inflation? dwp every autumn review the plans for benefits - with inflation? dwp every autumn review the plans for benefits and l with inflation? dwp every autumn i review the plans for benefits and do it every— review the plans for benefits and do it every single year and that process— it every single year and that process will take place as normal in the course — process will take place as normal in the course of this awesome and be announced — the course of this awesome and be announced to parliament in the normal— announced to parliament in the normal way. announced to parliament in the normalway. i announced to parliament in the normal way. i won't pre—empt that process _ normal way. i won't pre—empt that process i— normal way. i won't pre-empt that rocess. ., ~ ., ~ ., ., process. i would like to know what ou think. process. i would like to know what you think- you _ process. i would like to know what you think. you are _ process. i would like to know what you think. you are chief _ process. i would like to know what you think. you are chief secretary| you think. you are chief secretary to the treasury. people will be asking that question. so it was a commitment made by rishi sunak, so what can you tell us? t’ge commitment made by rishi sunak, so what can you tell us?— what can you tell us? i've told you everything — what can you tell us? i've told you everything i _ what can you tell us? i've told you everything i can- _ what can you tell us? i've told you everything i can. every _ what can you tell us? i've told you everything i can. every autumn . what can you tell us? i've told you| everything i can. every autumn the dwp growth rate process of evaluating what they will do the following year with benefits and they will go through that same process— they will go through that same process this autumn, as they have every— process this autumn, as they have every year— process this autumn, as they have every year and when they've concluded that there will be an announcement made to parliament. i can't pre—empt what the process is. it can't pre—empt what the process is. it witt— can't pre—empt what the process is. it will happen in the normal way. can i_ it will happen in the normal way. can i ask— it will happen in the normal way. can i ask you, if you like, a more obvious question. there will be people watching this this morning, listening to you in your role as chief secretary to the treasury who are worried. they might be scared about what is going on in the

economy. how can you reassure them? we understand and i understand, the government understands that people are anxious. we are living in difficult _ are anxious. we are living in difficult global times, mostly caused — difficult global times, mostly caused by putin's invasion of ukraine, _ caused by putin's invasion of ukraine, but other things as well. thats— ukraine, but other things as well. that's why— ukraine, but other things as well. that's why when we heard how worried peopte _ that's why when we heard how worried peopte were _ that's why when we heard how worried people were about energy prices going _ people were about energy prices going through the with, you prop you had items— going through the with, you prop you had items on the show a few weeks a-o had items on the show a few weeks ago tatking — had items on the show a few weeks ago talking about six or £7,000 energy— ago talking about six or £7,000 energy bills which is why we took decisive — energy bills which is why we took decisive action to get it sorted out and make — decisive action to get it sorted out and make sure the average household pays no _ and make sure the average household pays no more than £2500 in addition to att— pays no more than £2500 in addition to all of— pays no more than £2500 in addition to all of the — pays no more than £2500 in addition to all of the other funding provided, up to £1200 per year for the more — provided, up to £1200 per year for the more vulnerable households as wett~ _ the more vulnerable households as wett~ so _ the more vulnerable households as well. so when we see a problem like that, _ well. so when we see a problem like that, a _ well. so when we see a problem like that, a crisis— well. so when we see a problem like that, a crisis like that, affecting households up and down the country, we witt— households up and down the country, we will act _ households up and down the country, we will act to sort that out and that— we will act to sort that out and that is— we will act to sort that out and that is what we did last week. can i ask ou that is what we did last week. can i ask you another _ that is what we did last week. can i ask you another question _ that is what we did last week. can i ask you another question to - that is what we did last week. (in i ask you another question to do that is what we did last week. (in t ask you another question to do with interest rates? a lot of people in

conversation, anecdotally having conversations about rates going up to 6%. i know you will say that is a decision made by the bank of england, but how concerned are you about the impact that would have, notwithstanding the measures the government has taken about helping people with the prices of electricity and gas? people with the prices of electrici and as? , ., , electricity and gas? interest rates are riahtl electricity and gas? interest rates are rightly taken _ electricity and gas? interest rates are rightly taken by _ electricity and gas? interest rates are rightly taken by the _ electricity and gas? interest rates i are rightly taken by the independent bank of— are rightly taken by the independent bank of england, and globally, interest— bank of england, and globally, interest rates have been going up around _ interest rates have been going up around the world for the last nine months _ around the world for the last nine months and in some countries like the us, _ months and in some countries like the us, they have gone up by more than they— the us, they have gone up by more than they have in the uk. but we are very mindfut — than they have in the uk. but we are very mindful of the impact that high interest— very mindful of the impact that high interest rates can have on people and one _ interest rates can have on people and one of— interest rates can have on people and one of the reasons why we are trying _ and one of the reasons why we are trying to— and one of the reasons why we are trying to keep the tax burden at a reasonable level is to alleviate some — reasonable level is to alleviate some of— reasonable level is to alleviate some of the burdens, but the answer, uttimatety— some of the burdens, but the answer, ultimately to the question you are asking _ ultimately to the question you are asking about financial security and people _ asking about financial security and people being able to afford to look after their families in the way that they wanted is economic growth. by

growing _ they wanted is economic growth. by growing the economy we can make sure peoptes _ growing the economy we can make sure peoples wages go up sustainably. the better— peoples wages go up sustainably. the better paid jobs, the jobs of the few get— better paid jobs, the jobs of the few get created as well as generating the tax revenue to fund the health, education and the police — the health, education and the police. that is why the growth plan is so _ police. that is why the growth plan is so important and why it's so important _ is so important and why it's so important that business organisations welcoming. if we can deliver— organisations welcoming. if we can deliver that growth, and that is our intention~~~ — deliver that growth, and that is our intention~~~ |— deliver that growth, and that is our intention- - -— intention... i want to focus in on ublic intention... i want to focus in on public services. _ intention... i want to focus in on public services. next _ intention... i want to focus in on public services. next year, - intention... i want to focus in on public services. next year, will. intention... i want to focus in on | public services. next year, will be spending more or less on public services? we spending more or less on public services? ~ . spending more or less on public services? . , , , services? we will be spending exactly what _ services? we will be spending exactly what was _ services? we will be spending exactly what was set - services? we will be spending exactly what was set out - services? we will be spending exactly what was set out in i services? we will be spending | exactly what was set out in the spending — exactly what was set out in the spending review a year ago, a three—year review covering this year and the _ three—year review covering this year and the next — three—year review covering this year and the next two years. and inflation has _ and the next two years. and inflation has gone _ and the next two years. and inflation has gone up - and the next two years. fich inflation has gone up in and the next two years. a“tc inflation has gone up in that real terms, it will be less money. it terms, it will be less money. it slightly more complicated because the inflation rate that affects the public _ the inflation rate that affects the public sector is different to the general— public sector is different to the general economy one and is actually a low— general economy one and is actually a low low— general economy one and is actually a low low inflation rate and the expectation is even with the rate to being _ expectation is even with the rate to being higherthan expectation is even with the rate to being higher than forecast we are still going to see modest real terms growth _ still going to see modest real terms growth in _ still going to see modest real terms growth in public spending, but we

will stick— growth in public spending, but we will stick to those limits. we will not exceed them and we are doing an exercise _ not exceed them and we are doing an exercise in— not exceed them and we are doing an exercise in government to make sure we are _ exercise in government to make sure we are prioritising spending, finding — we are prioritising spending, finding efficiencies to stick to that limit. we found efficiencies last year— that limit. we found efficiencies last year and we will find more this year _ last year and we will find more this year and — last year and we will find more this year. and besides sticking to the total— year. and besides sticking to the total limit, we will prioritise spending on the right areas with two purposes— spending on the right areas with two purposes in— spending on the right areas with two purposes in mind. firstly, making sure _ purposes in mind. firstly, making sure we _ purposes in mind. firstly, making sure we are — purposes in mind. firstly, making sure we are spending money on the critical— sure we are spending money on the critical front — sure we are spending money on the critical front line public services that the — critical front line public services that the public value so much, and secondly, — that the public value so much, and secondly, we are supporting economic growth, _ secondly, we are supporting economic growth, so _ secondly, we are supporting economic growth, so we will go through that exercise _ growth, so we will go through that exercise in— growth, so we will go through that exercise in the course of the autumn as well _ exercise in the course of the autumn as well. . ., exercise in the course of the autumn as well. , ., ., ., ., as well. there is a real fear, and ou will as well. there is a real fear, and you will be _ as well. there is a real fear, and you will be aware _ as well. there is a real fear, and you will be aware of— as well. there is a real fear, and you will be aware of it, - as well. there is a real fear, and you will be aware of it, that i as well. there is a real fear, and | you will be aware of it, that what you will be aware of it, that what you will be aware of it, that what you will actually do over the course of time is cut funding to public services in order to make your plan work. can you rule that out? t’ee work. can you rule that out? i've been as clear — work. can you rule that out? i've been as clear as _ work. can you rule that out? i've been as clear as i _ work. can you rule that out? i've been as clear as i can _ work. can you rule that out? i've been as clear as i can be. i've said for the _ been as clear as i can be. i've said for the spending review that was done _ for the spending review that was done a _ for the spending review that was done a year ago that covers the departmental expenditure limits, i said that _ departmental expenditure limits, i said that that total, that total amount— said that that total, that total

amount is not going to be changed. we set _ amount is not going to be changed. we set that— amount is not going to be changed. we set that out, the previous comment— we set that out, the previous comment edit out a year ago and we will stick— comment edit out a year ago and we will stick -- — comment edit out a year ago and we will stick —— and set it out a year ago _ will stick —— and set it out a year ago and — will stick —— and set it out a year ago and we _ will stick —— and set it out a year ago and we will stick to the limits. every— ago and we will stick to the limits. every body— ago and we will stick to the limits. every body knows what they are, they are published and we will stick to them _ are published and we will stick to them. . . are published and we will stick to them. , , ., ~ are published and we will stick to them. , , ., ,. ,., are published and we will stick to them. , , ., ,, y., ., them. chris philp, thank you for our them. chris philp, thank you for your time _ them. chris philp, thank you for your time this _ them. chris philp, thank you for your time this morning. - them. chris philp, thank you for your time this morning. good i your time this morning. good morning. _ your time this morning. good morning, mike. _ your time this morning. good morning, mike. talking i your time this morning. good j morning, mike. talking about your time this morning. good morning, mike. talking about the cost of living on the energy crisis. and when you have a crisis related thing, we will focus on the financial markets and what government is doing, but it pushes out to everyday life. and businesses like football — out to everyday life. and businesses like football clubs. _ out to everyday life. and businesses like football clubs. which _ out to everyday life. and businesses like football clubs. which you - out to everyday life. and businesses like football clubs. which you often l like football clubs. which you often don't think of— like football clubs. which you often don't think of as _ like football clubs. which you often don't think of as a _ like football clubs. which you often don't think of as a business. - like football clubs. which you often don't think of as a business. they l don't think of as a business. they have electricity bills like we all do. 2 have electricity bills like we all do. ., ., , ., ., ., do. 2 million a year for some lower leatue do. 2 million a year for some lower league clubs- _ do. 2 million a year for some lower league clubs. mansfield _ do. 2 million a year for some lower league clubs. mansfield town i do. 2 million a year for some lower league clubs. mansfield town are i league clubs. mansfield town are going _ league clubs. mansfield town are going to — league clubs. mansfield town are going to try moving to lunchtime and if affect— going to try moving to lunchtime and if affect attendances they will abandon it but they will see fans will buy— abandon it but they will see fans will buy the new idea.

earlier kick off times, and not kick off times, and not finishing saturday afternoon games under the floodlights will be just one of the ideas, on the agenda of a meeting of english football league clubs today as they try and come up with a plan to deal, with rising energy costs. one of the ideas up for discussion is moving kick off times earlier, to help save energy. jane dougall reports. so this is where we turn our floodlights on for the main pitch. didcot town is a semi—professional club in oxfordshire. they struggled to survive during the pandemic and now floodlight costs are crippling the club. having an earlier kick—off would help considerably. our average yearly bill worked out £1,200 per month. but now we're going to be paying just over 5,500 a month. we could change our times now from 3:00 to maybe 1:30, 2:00. i think at the end of the day it should be just changed as a mandatory thing. northampton town in league two

is also feeling the pinch. it's one of the efl clubs expected to discuss the cost of living crisis and the fan—led review at a meeting later today. some of their supporters say they'd be happy to pay more if it helped. prices would have to go up a reasonable amount before i'd start to have to think about, "would i be able to go to football or not?" but for me, it would be about budgeting and perhaps working out where i can afford to make that sacrifice to come and, obviously, support the club that i love. even at a football club like milton keynes dons, nerves are jangling. at the league one club energy bills are currently £2 million a year. chairman pete winkleman can't help but worry about the inevitable rising costs. we're doing absolutely everything we can to look at the absolute basics, and that is don't use the power. so everything that can be turned off, we're turning off. all sports clubs will benefit from the government energy bill relief scheme, which fixes prices for six months. but many wonder if that will be enough to keep the lights on for their local team. jane dougall, bbc news.

lots of other clubs to consider. england have to win both their remaining t20 games against pakistan to win the series after losing last night in lahore. they had bowled the home side out for 145, but their batting let them down again. a six off the last ball would have levelled the scores, but it didn't happen. pakistan are 3—2 up with two to play. major changes to rugby league, including scrapping relegation for some clubs, have been proposed by the sports management company img. the recomendations come after the most "comprehensive piece of consultation ever" in the sport. img, who have been brought in to help "re—imagine the game", proposes super league has category a and category b clubs, with only the latter in danger of being relegated. other proposals include a joined—up calendar with international matches, and a push to boost the womens' and girls' games. sir mo farah has pulled out of running the london marathon this sunday with a hip injury.

the four—time olympic champion, said �*extensive physio and treatment�* hadn�*t been enough for him to make the start line. but he�*s hoping to take part in his home town race next year. and there�*s a historic day in horse racing, as for the first time, a horse carrying the royal silks will race for his majesty king charles iii. educator will have the honour in the 1654 at newmarket. the late queen fan, was a huge fan and owner..and her horses now pass to king charles. thejockey, tom marquand, says it will be a moment to cherish. and of course the queen consort loves horses. and of course the queen consort loves horses-— and of course the queen consort loves horses. , ,, ., ., , ., , loves horses. very knowledgeable as well. very knowledgeable, _ loves horses. very knowledgeable as well. very knowledgeable, i - well. very knowledgeable, i understand. _ well. very knowledgeable, i understand. let's _ well. very knowledgeable, i understand. let's have i well. very knowledgeable, i understand. let's have a i well. very knowledgeable, i l understand. let's have a look well. very knowledgeable, i i understand. let's have a look at well. very knowledgeable, i - understand. let's have a look at the weather and — understand. let's have a look at the weather and say _ understand. let's have a look at the weather and say hello _ understand. let's have a look at the weather and say hello to _ understand. let's have a look at the weather and say hello to carol. i understand. let's have a look at the | weather and say hello to carol. good mornin: , weather and say hello to carol. good morning. carol- _ weather and say hello to carol. good morning, carol. what _ weather and say hello to carol. good morning, carol. what a _ weather and say hello to carol. good morning, carol. what a strange i weather and say hello to carol. good | morning, carol. what a strange voice that was. morning, carol. what a strange voice that was- that _ morning, carol. what a strange voice that was. that was _ morning, carol. what a strange voice that was. that was a _ morning, carol. what a strange voice that was. that was a carol _ morning, carol. what a strange voice that was. that was a carol kirkwoodl that was. that was a carol kirkwood voice.

that is a fine how'd you do, mike. good _ that is a fine how'd you do, mike. good morning everybody. it is a chilly— good morning everybody. it is a chilly start — good morning everybody. it is a chilly start and mike is not wrong but especially in kent where temperatures are down to 2 degrees with some _ temperatures are down to 2 degrees with some frost around. for the rest of us. _ with some frost around. for the rest of us, more — with some frost around. for the rest of us, more cloud than there has been _ of us, more cloud than there has been of— of us, more cloud than there has been of late so not as cold as in previous— been of late so not as cold as in previous mornings. and what we will see today— previous mornings. and what we will see today is — previous mornings. and what we will see today is a fair bit of sunshine, showers and — see today is a fair bit of sunshine, showers and the forecast but not as many— showers and the forecast but not as many as— showers and the forecast but not as many as we've seen in the last couple — many as we've seen in the last couple of— many as we've seen in the last couple of days. you can see them nicely— couple of days. you can see them nicely here — couple of days. you can see them nicely here in the radar picture and we have _ nicely here in the radar picture and we have some rain to clear away from the south—west heading in the direction — the south—west heading in the direction of the channel islands through— direction of the channel islands through the course of the day and still quite — through the course of the day and still quite gusty winds across cornwall _ still quite gusty winds across cornwall at the moment. this is the picture _ cornwall at the moment. this is the picture for— cornwall at the moment. this is the picture for today, a lot of dry weather, _ picture for today, a lot of dry weather, fair bit of sunshine, some scattered _ weather, fair bit of sunshine, some scattered showers and not all of us will catch _ scattered showers and not all of us will catch one but the rain clearing away _ will catch one but the rain clearing away from — will catch one but the rain clearing away from cornwall and pushing into the channel islands and here as well we will— the channel islands and here as well we will be _ the channel islands and here as well we will be left with showers. temperatures ranging from 11 in the north— temperatures ranging from 11 in the north to _ temperatures ranging from 11 in the north to 70 — temperatures ranging from 11 in the north to 70 in the south but with

the wind — north to 70 in the south but with the wind not as strong as it has been _ the wind not as strong as it has been it— the wind not as strong as it has been it won't feel as nippy as previous— been it won't feel as nippy as previous days. through the evening and overnight, many of the showers will fade _ and overnight, many of the showers will fade and under clear skies it will fade and under clear skies it will be _ will fade and under clear skies it will be chilly and we will see mist and fog _ will be chilly and we will see mist and fog patches forming in central and fog patches forming in central and eastern england but already we have the _ and eastern england but already we have the science of the next weather system _ have the science of the next weather system coming our way, introducing thicker— system coming our way, introducing thicker cloud, rain and strong winds, — thicker cloud, rain and strong winds, so— thicker cloud, rain and strong winds, so as a result in the north and north—west of the country it's not going — and north—west of the country it's not going to be as cold a night. this— not going to be as cold a night. this is— not going to be as cold a night. this is why— not going to be as cold a night. this is why we are seeing wet and windy— this is why we are seeing wet and windy weather with a low pressure coming _ windy weather with a low pressure coming its — windy weather with a low pressure coming its way and look at the isobars. — coming its way and look at the isobars, squeezed, meaning it will be windy— isobars, squeezed, meaning it will be windy and particularly so around the coast — be windy and particularly so around the coast. we start on a dry note across _ the coast. we start on a dry note across parts _ the coast. we start on a dry note across parts of england but not long before _ across parts of england but not long before the _ across parts of england but not long before the cloud and rain moves in and lots _ before the cloud and rain moves in and lots of— before the cloud and rain moves in and lots of greens and yellows on the charts — and lots of greens and yellows on the charts indicating heavy bursts of rain _ the charts indicating heavy bursts of rain. behind the rain we see a return— of rain. behind the rain we see a return to — of rain. behind the rain we see a return to blustery showers and some of them _ return to blustery showers and some of them in _ return to blustery showers and some of them in western scotland will not 'ust of them in western scotland will not just be _ of them in western scotland will not just be heavy but also thundery and there _ just be heavy but also thundery and there will— just be heavy but also thundery and there will be gusts of wind as much as 70 _ there will be gusts of wind as much as 70 mph — there will be gusts of wind as much as 70 mph in the northern isles. 12

to 17— as 70 mph in the northern isles. 12 to 17 degrees but fairly academic amongst — to 17 degrees but fairly academic amongst all of that. as we move into the weekend it will be breezy with sunshine — the weekend it will be breezy with sunshine and showers and low pressure — sunshine and showers and low pressure moves to the north of us but we _ pressure moves to the north of us but we still— pressure moves to the north of us but we still have a trailing front which _ but we still have a trailing front which looks like it will take a swipe — which looks like it will take a swipe at _ which looks like it will take a swipe at the south on saturday later in the _ swipe at the south on saturday later in the day _ swipe at the south on saturday later in the day. so during daylight hours on saturday it's a mixture of bright spells. _ on saturday it's a mixture of bright spells, sunshine and showers and some _ spells, sunshine and showers and some of— spells, sunshine and showers and some of the showers will be heavy in the north— some of the showers will be heavy in the north west and later we could see some — the north west and later we could see some weather fronts waving back and northwards taking the rain in the evening into southern england and still— the evening into southern england and still the jury is out and it's something we are watching and the temperature range by then it's up a bit and _ temperature range by then it's up a bit and we — temperature range by then it's up a bit and we are looking at 12 to 19 degrees — bit and we are looking at 12 to 19 degrees. on sunday you will find that it _ degrees. on sunday you will find that it will— degrees. on sunday you will find that it will clear early on and on sunday— that it will clear early on and on sunday it — that it will clear early on and on sunday it largely dry for most sunshine but further showers across the north— sunshine but further showers across the north and west of scotland. so we are _ the north and west of scotland. so we are looking at highs of up to 18

degrees — carol, thank you so much. st george�*s chapel and windsor castle are due to reopen today giving people the opportunity to pay their respects to the queen at her final resting place. they were closed during the period of mourning following her majesty�*s death earlier this month. our royal correspondent daniela relph reports. bell tolls. after the death of the queen, to allow for official mourning and funeral preparations, windsor castle, along with other royal residences, was closed to visitors. today, the place the queen called home in recent years reopens. bell tolls. visitors will again be allowed inside st george�*s chapel, within the castle precincts — now the queen�*s final resting place. from inside st george�*s, they�*ll be able to see where the queen is buried.

visitors can�*t enter, but can look into the king george vi memorial chapel, where she now rests with her husband, father and mother. her sister�*s ashes are also interred here. a visit to the castle now has added poignancy. it has always been an important place for the queen. it was where she would come and worship at easter with the wider royal family. in 2019, st george�*s chapel was where we last saw her distributing maundy money. and there have been events of great happiness and celebration, too. the biggest recently was the wedding of the duke and duchess of sussex on a picture—perfect day in windsor. and king charles and the queen consort also had their marriage blessing at st george�*s. so many significant moments in the royal family�*s recent history have happened here.

now, it is where people can come and pay their respects and remember the queen�*s long reign at the place that became home. daniela relph, bbc news. our royal correspondent sarah campbell is in windsor this morning. sarah, are many people expected to visit? of course, what we saw in previous weeks were long queues, people paying their respects and his another chance for people to do so but i think it is in a way that is differently organised.- differently organised. yes, good mornin: . differently organised. yes, good morning. when _ differently organised. yes, good morning. when you _ differently organised. yes, good morning. when you think - differently organised. yes, good morning. when you think about| differently organised. yes, good i morning. when you think about the millions of people that watched the funeral, the thousands that queued up funeral, the thousands that queued up for the lying in state, you can understand why the royal trust might expect thousands of extra visitors to windsor castle and there is a small queue building up already. the doors open at 10am and it is allocated times, so i note that the morning is booked up but there is

some time left in the afternoon but ijust some time left in the afternoon but i just want to bring some time left in the afternoon but ijust want to bring in the some time left in the afternoon but i just want to bring in the first people in the queue. keen viewers may recognise you. we have grace from london and and from cardiff, and you were amongst the first queueing up for the lying in state, so how many hours did you queue? 50 hours but well worth it. ltrefheh so how many hours did you queue? 50 hours but well worth it.— hours but well worth it. when we arrived in the _ hours but well worth it. when we arrived in the same _ hours but well worth it. when we arrived in the same margarets i hours but well worth it. when we i arrived in the same margarets hall to see _ arrived in the same margarets hall to see her— arrived in the same margarets hall to see her lying in state, the glittering coronation crown, the orb, _ glittering coronation crown, the 0rb. the — glittering coronation crown, the orb, the sceptre, it wasjust sad but magnificently displayed. very, very sad _ but magnificently displayed. very, very sad and the same here today. very— very sad and the same here today. very sad, but we can pause and reflect— very sad, but we can pause and reflect on— very sad, but we can pause and reflect on her majesty's life and what _ reflect on her majesty's life and what a — reflect on her majesty's life and what a wonderful lady she was. 70 years— what a wonderful lady she was. 70 years on— what a wonderful lady she was. 70 years on the throne.— what a wonderful lady she was. 70 years on the throne. grace, what is it like being — years on the throne. grace, what is it like being here _ years on the throne. grace, what is it like being here in _ years on the throne. grace, what is it like being here in windsor, i it like being here in windsor, because this is the first time you�*ve been here since the funeral. yes, we were queueing for three days

all in all— yes, we were queueing for three days all in all so _ yes, we were queueing for three days all in all so it's— yes, we were queueing for three days all in all so it's nice _ yes, we were queueing for three days all in all so it's nice to— yes, we were queueing for three days all in all so it's nice to come - yes, we were queueing for three days all in all so it's nice to come and - all in all so it's nice to come and say farewell _ all in all so it's nice to come and say farewell to— all in all so it's nice to come and say farewell to her, _ all in all so it's nice to come and say farewell to her, and - all in all so it's nice to come and say farewell to her, and also i all in all so it's nice to come and say farewell to her, and also on| say farewell to her, and also on behalf— say farewell to her, and also on behalf of— say farewell to her, and also on behalf of the _ say farewell to her, and also on behalf of the commonwealth, i say farewell to her, and also on i behalf of the commonwealth, and say farewell to her, and also on - behalf of the commonwealth, and it's so funny— behalf of the commonwealth, and it's so funny that — behalf of the commonwealth, and it's so funny that the _ behalf of the commonwealth, and it's so funny that the three _ behalf of the commonwealth, and it's so funny that the three women - behalf of the commonwealth, and it's so funny that the three women who i so funny that the three women who are gueueing — so funny that the three women who are gueueing are _ so funny that the three women who are queueing are from _ so funny that the three women who are queueing are from the - are queueing are from the commonwealth _ are queueing are from the commonwealth as- are queueing are from the commonwealth as if- are queueing are from the commonwealth as if a i are queueing are from the i commonwealth as if a ringer, are queueing are from the - commonwealth as if a ringer, but it 'ust commonwealth as if a ringer, but it just happened _ commonwealth as if a ringer, but it just happened i_ commonwealth as if a ringer, but it just happened iam— commonwealth as if a ringer, but it just happened. i am here _ commonwealth as if a ringer, but it just happened. i am here with- commonwealth as if a ringer, but it just happened. i am here with an i commonwealth as if a ringer, but itj just happened. i am here with an to say farewell — just happened. i am here with an to say farewell and _ just happened. i am here with an to say farewell and see _ just happened. i am here with an to say farewell and see where - just happened. i am here with an to say farewell and see where she i just happened. i am here with an to say farewell and see where she is l say farewell and see where she is laid~ _ say farewell and see where she is laid. �* , a, say farewell and see where she is laid. , ., ., ., ., laid. just to say a final farewell and it's been _ laid. just to say a final farewell and it's been quite _ laid. just to say a final farewell and it's been quite a _ laid. just to say a final farewell and it's been quite a few - laid. just to say a final farewell and it's been quite a few days. laid. just to say a final farewell- and it's been quite a few days since her death three weeks ago. thank you forjoining us. so they will be in amongst the first to getting to windsor castle at ten o'clock and the doors open at ten and the authorities here expect a large number of people because your entry ticket will allow you into st george's chapel where you can see the final resting place of the queen. ., ., , . stay with us, headlines coming up.

good morning, welcome to breakfast with naga munchetty and charlie stayt. our headlines. the government resists calls for a u—turn on its mini—budget, after emergency intervention from the bank of england to try to stabilise the uk's financial markets. government departments will be asked to find efficiency savings, but no commitment to increase benefits in line with inflation as had been promised. hurricane ian batters the us state of florida, with powerful winds and a huge storm surge, leaving more than two million homes without power. anne sacoolas — the american woman accused of causing the death of harry dunn —

will face a court in the uk today for the first time. will face a court in the uk if will face a court in the uk you have ever thought y( can if you have ever thought your dog can read your mind, it turns out you might be right. can read your mind, it turns out you might be right-— can read your mind, it turns out you might be right-_ might be right. we'll find out how dos can might be right. we'll find out how dogs can detect — might be right. we'll find out how dogs can detect stress. _ dogs can detect stress. good morning, a cold start in the south—east of england with a touch of frost here and there but most have a relatively mild start with a day of sunny intervals and fewer showers than yesterday. all the details later in the programme. it's thursday 29th september. the treasury has rejected calls to overturn its mini budget plans — despite ongoing economic turmoil. it's after the bank of england stepped in to buy £65 billion of government debt when some types of pension funds were at risk of collapse.

let's speak now to our political correspondent, leila nathoo. we are waiting to hear from the prime minister later but in the meantime, we have heard from the chief secretary to the treasury and there are big questions this morning. there are big questions this morning-— there are big questions this morninu. , , ,., there are big questions this morninu. , , y., ., morning. yes, the message you are caettin morning. yes, the message you are getting loud — morning. yes, the message you are getting loud and — morning. yes, the message you are getting loud and clear— morning. yes, the message you are getting loud and clear from - morning. yes, the message you are getting loud and clear from the - getting loud and clear from the treasury is they are doubling down and making no apology for what was announced and they will stick to the growth plans as announced in the mini—budget last friday which seems a long time ago considering what happened since. they are confident they can ride this out and weather this storm if you like in the markets, and the unease on the conservative backbenches with plenty of concern there. they are confident plans are going to stimulate growth as intended. they will go forward with the timetable of setting out how they will pay for tax cuts in november, almost two months away. they think they can use that time

announcing further supply—side policies and getting the party on site. listen to what the chief secretary had to say when he was askedif secretary had to say when he was asked if he had any regrets. i am asked if he had any regrets. i am not auoin asked if he had any regrets. i am not going to _ asked if he had any regrets. i am not going to apologise _ asked if he had any regrets. i am not going to apologise for making an intervention in energy markets that are protecting every household in the country from energy bills that could _ the country from energy bills that could have been crippling. nor am i going _ could have been crippling. nor am i going to _ could have been crippling. nor am i going to apologise for having a growth — going to apologise for having a growth plan designed to get the economy moving, increasing wages and creating _ economy moving, increasing wages and creating new— economy moving, increasing wages and creating newjobs, a plan warmly welcomed — creating newjobs, a plan warmly welcomed on friday by organisations like the _ welcomed on friday by organisations like the confederation of british industry. — like the confederation of british industry, federation of small business, british chambers of commerce, organisations that represent businesses large and small in the _ represent businesses large and small in the united kingdom.— in the united kingdom. ministers ve much in the united kingdom. ministers very much sticking _ in the united kingdom. ministers very much sticking to _ in the united kingdom. ministers very much sticking to their - in the united kingdom. ministers very much sticking to their guns. | very much sticking to their guns. when you talk to conservative mps, one thing they mention is they are astounded by the political ineptitude as they see it of what was announced and ask why the government used up political capital

on announcing unpopular measures like cutting the 45p tax rate and scrapping the cap on bankers' bonuses when there will be more tough stuff coming down the line. chris philp confirmed departments are going to be asked to make efficiency savings, so they will be cut because inflation is running so high, to government spending. he will not revise commitments already made. and he refused to confirm if benefits would go up with inflation as promised by the previous administration. a lot of decisions that will be politically tricky for conservatives to make. plenty of questions and plenty of unease on conservative backbenchers and that pressure from labour and the lib dems calling for that budget to be abandoned and parliament to be recalled. we have the conservative party conference coming this weekend, starting in birmingham and

all eyes on what liz truss says this morning and then turning to birmingham this weekend. thank you. the bank of england _ birmingham this weekend. thank you. the bank of england has _ birmingham this weekend. thank you. the bank of england has stepped - birmingham this weekend. thank you. the bank of england has stepped in i the bank of england has stepped in to buy £65 billion of government debt because, it says, some types of pension funds could be at risk of collapse. as it worked? so many questions. the bank had start language because they had a concern over material risk to the uk financial stability. the governor was filmed on his way to work this morning. mr was filmed on his way to work this morninu. ~ a , morning. mr bailey, will further intervention _ morning. mr bailey, will further intervention by _ morning. mr bailey, will further intervention by the _ morning. mr bailey, will further intervention by the bank- morning. mr bailey, will further intervention by the bank of- morning. mr bailey, will further- intervention by the bank of england be necessary? _ intervention by the bank of england be necessary? i— intervention by the bank of england be necessary?— be necessary? i cannot answer that cuestion, be necessary? i cannot answer that question. i — be necessary? i cannot answer that question. i am _ be necessary? i cannot answer that question, i am afraid. _ be necessary? i cannot answer that question, i am afraid. andrew - be necessary? i cannot answer that l question, i am afraid. andrew bailey aaivin question, i am afraid. andrew bailey giving nothing _ question, i am afraid. andrew bailey giving nothing away _ question, i am afraid. andrew bailey giving nothing away as _ question, i am afraid. andrew bailey giving nothing away as he _ question, i am afraid. andrew bailey giving nothing away as he heads - question, i am afraid. andrew bailey giving nothing away as he heads into what is sure to be another busy day at work. his predecessor mark carney says the reaction we have seen from the market is the result of the government not showing its workings

and he says it has the potential to undermine the strategy for growth we were hearing about. the message of financial markets is that there is a limit to unfunded spending and unfunded tax cuts in this environment. and the price of those is much higher borrowing costs for the government and for mortgage holders and borrowers up and down the country. and, at some point, those higher costs of borrowing for everybody undoes the positive impact of any tax reductions or shorter term growth measures. there is no escaping it. it is a worrying time for people. hard to understand what is going on and you look at the immediate implications. what is needed now, what is the next step? what is needed now, what is the next ste - ? ~ ., what is needed now, what is the next ste? . ., ., what is needed now, what is the next ste - ? ~ . ., . what is needed now, what is the next ste-? . . ., . ,, step? what the government and bank of encland step? what the government and bank

of england need _ step? what the government and bank of england need to _ step? what the government and bank of england need to do _ step? what the government and bank of england need to do is _ step? what the government and bank of england need to do is to _ step? what the government and bank of england need to do is to restore . of england need to do is to restore confidence in the markets in the uk economy. the markets lend the money and they need to be confident the uk government has a plan. they are very keen to see the forecast from the office for budget responsibility which we are not likely to see for another eight weeks, despite everything that has happened over the past five days. it means the impact going on for many people is likely to continue for sometime. mortgage lenders have withdrawn some products because they are not sure what will happen to interest rates. almost 1000 products have gone. we will be talking in half an hour or so and answering questions about what people can do to navigate the impact it will have but ultimately, until the markets are confident the government has a plan to pay for its plans, we are unlikely to see things

change quickly. plans, we are unlikely to see things change quickly-— plans, we are unlikely to see things change quickly. thank you. liz truss has been doing _ change quickly. thank you. liz truss has been doing the _ change quickly. thank you. liz truss has been doing the media _ change quickly. thank you. liz truss has been doing the media rounds i change quickly. thank you. liz truss l has been doing the media rounds and we will play you a little bit of what she has been saying in various interviews later. we can focus now on florida. florida has been battered by hurricane ian — one of the most powerful storms in us history. at one stage, winds were as powerful as isomph, two million homes are without power, and some towns have been almost entirely submerged under floodwater. azadeh moshiri reports from florida. good afternoon, everyone. we are coming on the air because hurricane ian is about to make landfall on florida's south—west coast. ian has made landfall around fort myers. . the hurricane has made landfall as well as the headlines across us networks. that's because it has become one of the strongest hurricanes to ever strike the united states. the rain is actually painful as it hits you. i am glad nobody else is out on the street here. whoa! oh, boy! huge gust. and now the dangers are multiplying.

the life—threatening winds and flooding have already caused damage throughout florida's south—western coast, with debris travelling through the waters and cars submerged. buildings like this beachfront hotel in naples have been overwhelmed, forcing people to wade through the water. some areas, like tampa bay, have seen a rare occurrence, what's called a reverse storm surge. ian's winds have been so powerful, they have swept away massive amounts of water, leaving bare shorelines. but that water will soon come barrelling back. now, several states have also declared a state of emergency, reckoning with the breadth of the hurricane and realising florida is not the only place ian has in its cross hairs. azadeh moshiri, bbc news we spoke earlier to cbs correspondent, jason allen

who was in the city of tampa in florida — one of the areas worst affected by the hurricane. the heavy rain we experienced over the last 18 hours is largely come to an end. the back of the storm, although it might be drier, isjust as powerful. we see wind gusts up to 60 mph. the extreme surges you talked about that inundated some communities, thankfully did not happen here in tampa, a metro region of more than 3 million people. in some places we saw water pull out of the bays, showing the strength of the bays, showing the strength of the storm as it spun around, but it pushed water to communities 12 feet high, most of that 100 miles south of where we are. tonight there are rescue crews going into communities trying to reach some of those people requesting help stock in some of those flooded homes from all of that

storm surge —— stuck in some flooded homes. irate storm surge -- stuck in some flooded homes. ~ .. storm surge -- stuck in some flooded homes. ~ , ., . . , ., homes. we can give you an example of conditions in — homes. we can give you an example of conditions in florida. _ homes. we can give you an example of conditions in florida. winters _ conditions in florida. winters reported up to 150 mph. a lot of reports of devastation. people hunkering down in their homes, not quite sure when it will blow over completely and what the residual damage will be. a significant amount of time a storm of such magnitude has hit the state of florida. reporters are drawing attention to the fact that as a right they will get a better sense of how much damage has been done. reports of people sheltering on roofs because of the storm surge, so a clearer picture will emerge of the damage done. that is the picture from florida this morning. greater manchester police have opened a criminal investigation into one of the uk's biggest

mental health hospitals. it comes after a bbc panorama investigation revealed a toxic and abusive culture at edenfield centre, near prestwich, manchester. the hospital, which is run by the nhs, says it has taken immediate action to safeguard patients, and that some staff have been suspended. it's also commissioned an independent clinical review. the prime minister has been speaking for the first time since the mini—budget, on bbc radio leeds town. mini-budget, on bbc radio leeds town. . ., . . town. here are some of that. we were facin: a town. here are some of that. we were facing a situation _ town. here are some of that. we were facing a situation where _ town. here are some of that. we were facing a situation where people - facing a situation where people could have had to pay energy bills up could have had to pay energy bills up to £6,000, where inflation was increasing and where we were looking at an economic slowdown that would have had a huge impact across the country, including in places like leeds. we had to take decisive action. that is why we took action

to make sure people are not paying a typical fuel bill of to make sure people are not paying a typicalfuel bill of more to make sure people are not paying a typical fuel bill of more than £2500. ., . ., , £2500. that will come in this saturday- _ £2500. that will come in this saturday. that _ £2500. that will come in this saturday. that was _ £2500. that will come in this saturday. that was before . £2500. that will come in this | saturday. that was before the mini-budget— saturday. that was before the mini—budget stop _ saturday. that was before the mini—budget stop i _ saturday. that was before the mini—budget stop i am - saturday. that was before the mini—budget stop i am talking saturday. that was before the - mini—budget stop i am talking about the last— mini—budget stop i am talking about the last four — mini—budget stop i am talking about the last four days, _ mini—budget stop i am talking about the last four days, where _ mini—budget stop i am talking about the last four days, where have - mini—budget stop i am talking about the last four days, where have you l the last four days, where have you been _ the last four days, where have you been because _ the last four days, where have you been because we _ the last four days, where have you been because we have _ the last four days, where have you been because we have not - the last four days, where have you been because we have not heard l the last four days, where have you . been because we have not heard from you. been because we have not heard from you i— been because we have not heard from ou. . ., ._ ., been because we have not heard from ou. . ., ., . ., , you. i am here today on radio leeds talkin: to you. i am here today on radio leeds talking to you- _ you. i am here today on radio leeds talking to you. brilliant, _ you. i am here today on radio leeds talking to you. brilliant, i _ you. i am here today on radio leeds talking to you. brilliant, i am - you. i am here today on radio leeds talking to you. brilliant, i am so - talking to you. brilliant, i am so glad. the point i am making is we had to take decisive action to help people through this winter and next winter. i understand families are struggling with fuel bills. we had to take urgent action to get our economy growing, get britain moving and also deal with inflation. of course, that means taking controversial and difficult decisions. but i am prepared to do that as prime minister because what is important to me is we get our economy moving, we make sure people are able to get through this winter, and we are prepared to do what it takes to make that happen.

no real clear answer as to what has been going on in terms of the prime minister media facing over the last four days but the prime minister making clear she stands by what was put out in the mini—budget from the chancellor last week. worth saying that a lot of practical issues, interest rates for example, you might be worried about mortgages. hannah will be answering some of those questions in about 20 minutes. if there are things you want to talk about, get in touch and we will try to deal with some of those. you can get in touch by e—mail and twitter. the american woman accused of causing harry dunn's death by dangerous driving will face a court in the uk for the first time later today.

the case against anne sacoolas will be heard at westminster magistrates' court and it is thought she will be appearing remotely from the united states. daniel, this is something we have heard from the family and something they have waited for a long time. we will see today the beginning of a court process that could lead to a trial on a charge of causing the death of harry dunn by dangerous driving. the woman accused of causing that death will not be in court stop she is not in the country, she is in the united states where she flew less than three weeks after harry dunn's death and she will appear via video link from the states. because the court process is getting under way we are limited by what we are allowed to say legally but harry dunne was killed when his motorbike was hit in a head—on collision on a road near raf crown in northamptonshire. the woman at the wheel of the vehicle was anne

sacoolas. the raf bases used by the us military and intelligence agencies as a communications base. anne sacoolas's husband was a us government employee and it later came out in court in america that anne sacoolas was also a us government employee. either way, she left the country 19 days after the death of harry dunn claiming diplomatic immunity. his family have been campaigning for a court process in the uk. as far back as december 2019 the crown prosecution service authorise the charge of causing death by dangerous driving. there has been a diplomatic tussle between the united states and uk, but the family of harry dunn will be here today to see the court process begin, even if anne sacoolas will only be appearing via video link. it is unprecedented and there could be more twists and turns on the way but it looks as if the court process is

finally going to begin. here's carol. i see you are starting with pictures from florida. there are some real problems. we do not know yet the extent of the damage. that is right. it is so dark. 2 million people without power. it has been catastrophic. when hurricane ian made landfall, it was a category four hurricane with sustained wind speed of 150 mph. the storm surge was between 11—12 feet. if you think of a double—decker bus, that is 1a feet tall. imagine having 11—12 feet of water in height heading towards you. it has been downgraded to category one because it made landfall but will still have an

impact in florida, and as it goes into georgia and south carolina. you can see the extent, covering the whole of florida. the centre is less defined as it moves across. if you follow the track, later today it will push into the west atlantic and move into north—east florida and south carolina and georgia. you can see the truck quite nicely here. still packing a punch with torrential rain and strong wind. still a damaging hurricane. closer to home, things are quieter. sunshine and fewer showers than yesterday. we have rain in the south—west which will clear and pushed down to the channel islands. a week when the front in central england and wales pushing south. with a lighter wind and the sunshine, it will not feel as cool with temperatures up to 17. tonight many showers will fade. it will be

cold for time. fog patches forming across parts of england. already we have rain moving into the west which will be accompanied by strong winds. tomorrow the rain move southwards and eastwards. we could have as much as 60 millimetres in parts of western scotland in the hills. as the rain moves away, a return to heavy and thundery showers. around the coast, we are looking at gales. talking of gusts, we will have gusts up talking of gusts, we will have gusts up to 70 mph across the northern isles. a man who died when his ear infection was missed during telephone consultations with his gp surgery should have been seen face—to—face according to a ruling by nhs england. an investigation by the bbc�*s newsnight programme found that david nash, who was 26, had four phone—call consultations over three weeks during covid restrictions, but was never offered an in—person appointment.

david grossman has this report. i'm worried about what it could be. david nash didn't have cancer. the 26—year—old musician and law student had a middle—ear infection, but was otherwise fit and healthy. it's a condition that's normally very easily treated. as his symptoms worsened, he had four telephone consultations with four different clinicians at his gp practice over 20 days in the autumn of 2020. each failed to diagnose his condition. his parents believe that not being able to see a doctor face—to—face was a significant factor in his death. david died from a condition that you'd expect to see happen in the third world. hm. you know, people living in the middle of nowhere with no access to medical treatment.

newsnight has obtained the audio recordings of david's consultations. by the fourth one, he's very ill. the infection has spread to his brain. he's in extreme pain and he's slurring his words. each clinician david spoke to, it was though... - the first consultation. ..he was treated as a stand alone i consultation, and very little regard was given to the fact that this - was the fourth time and that, only days earlier, he was passing blood. david has now had four telephone consultations and was so gravely ill that he was to die two days

after this final call. it's been appalling care. i think they've completely let david down at every single point. - and i am absolutely convinced, . as david's mum, that if he'd been | seen on that last consultation, | he would still be with us today. newsnight understands that nhs england, which investigated david's care, has concluded that while he could have been seen face—to—face at any point, there was a clinical rationale for not seeing him until the fourth call. theyjudged that that call was not satisfactory and a face—to—face consultation should have been organised. david's was an extreme case of what can go wrong, and many welcome the convenience of remote care. and doctors say it's a vital tool in keeping up with patient demand.

indeed, newsnight has seen evidence of how bad staffing pressures are in general practice. an unpublished report by the royal college of general practice suggests that, over the next five years, 42% of gps in england are likely or very likely to leave the profession. in scotland, it's 36%. 33% in wales, and 29% in northern ireland. some 43% of gps stated that burn—out or work—related stress was their main reason for leaving. and 23% of gps across the uk were so stressed that they felt they couldn't cope most days or every day. i don't know a gp in the country that doesn't want to do a good job and wants to do a job every single day. but when demand is going up and up and when the number of gps is going down, it's increasingly difficult to provide that service, however hard you try. and i think patients are seeing more stressed gps and gps are experiencing that, as well. so we're in a situation now where the service is not

stable and is untenable. it can't carry on like this. that's him and i at his christening. an inquest is scheduled for the new year. david's gp surgery extended its condolences to the family, but said it won't comment until after that concludes. the coroner will look at whether not receiving face—to—face care contributed to his death. some believe a wider inquiry into gp services is long overdue. david grossman, bbc news. you can see more on this on newsnight, tonight at 10.30pm, on bbc two. as you heard in that report, a survey by the royal college of general practitioners has found that more than four in ten gps in england are likely to leave the profession within the next five years. we're joined by one of our resident gps, dr helen wall. good morning. that story was

unbelievably tragic. horrendous. horrendous is the right word. you see that and you look at the work processes in place at this moment, away from that case which is being dealt with by nhs england. other processes in place now, are they causing problems? irate processes in place now, are they causing problems?— processes in place now, are they causing problems? we have a massive workforce issue _ causing problems? we have a massive workforce issue in _ causing problems? we have a massive workforce issue in general _ causing problems? we have a massive workforce issue in general practice. i workforce issue in general practice. i am sure that is not news to you. as it said, we are using demand management strategies to try to see as many patients and contact as many patients day in, day out and some of thatis patients day in, day out and some of that is through remote methods. there is no getting away from the fact patients need to be seen face—to—face and pre—pandemic it was 80% and now we are at 65% of all consultations are face—to—face. so

it is not massively different from where we were. there are fewer? yes, 65% of consultations are face—to—face so fewer are seen face—to—face. the rest are managed remotely. we do not necessarily need to see everybody face—to—face. the key is this skill in working out who we need to see face—to—face and wenln that is when safety comes into it. ., ,. , wenln that is when safety comes into it. ., , wenln that is when safety comes into it. the moment, safety, pair that with stress— it. the moment, safety, pair that with stress which _ it. the moment, safety, pair that with stress which is _ it. the moment, safety, pair that with stress which is reported i it. the moment, safety, pair that| with stress which is reported now, how are those two issues, how is the stress gps experience impacting on safety procedures and for patients? as you rightly said, the royal couege as you rightly said, the royal college is constantly surveying gps and many are looking to leave the profession, 40% in the next five years which is huge. general practice is changed notjust through covid. our numbers have been

dwindling since 2015. in any service, whether talking about health care, warehouse production line, if you have less and less people and more workload and processes, so we are dealing with more complexity is because patients cannot get into the secondary care system, we are managing more risk, seeing more patients. it is easier for patients to get in touch which i know some patients will disagree but being able to call it work, put in an online consultation at night, there are more ways to access us although people are finding it harder to see a gp. we are delivering 1.3 million appointments a day in england. in any service with more workload and less staff, strains will show and people will be burned out and feel fatigued. that has to have an impact on how people make decisions and the safety of

those decisions, albeit i believe no one goes to work to do a bad job. no gp goes to work wanting to harm patients. we are working harder than ever to keep people safe. rewing patients. we are working harder than ever to keep people safe.— ever to keep people safe. going back to the phone — ever to keep people safe. going back to the phone consultation _ ever to keep people safe. going back to the phone consultation issue i ever to keep people safe. going back to the phone consultation issue and i to the phone consultation issue and in this case, the story retold tragically went wrong. and that is being dealt with in the proper way. very sad for that family. is there a risk because of the pressure you and colleagues are under and maybe because you can speak to more people in a phone consultation, not necessarily because it is better, thatis necessarily because it is better, that is what you will gravitate towards because you can get three more people? irate towards because you can get three more people?— towards because you can get three more --eole? ~ ., more people? we can get three more --eole, more people? we can get three more people. but — more people? we can get three more people. but we _ more people? we can get three more people, but we have _ more people? we can get three more people, but we have to _ more people? we can get three more people, but we have to have - more people? we can get three more people, but we have to have an i people, but we have to have an element of a duty of care. we will see people face—to—face if deemed necessary. the telephone triage is sifting out people who can be dealt with without being seen and need to

be brought in. as nhs england said, they thought on the fourth phone call that patient should have been seen. in any system, face—to—face, remotely, there has to be an element of care and assessment. instances can and do go wrong. it is important to say we cannot extrapolate cases like this and say all remote consultation is unsafe because we deal with many people remotely everyday, perfectly safe, well—balanced consultations and a lot of my patients like the ability to do that. i speak to patients and asked them to come in and they say they are happy to speak on the phone. patients like that. it is making sure trainees and gps... can making sure trainees and gps. .. can ou insist making sure trainees and gps. .. can you insist on — making sure trainees and gps... can you insist on them going in? can you say in certain cases i insist on being seen?— say in certain cases i insist on

bein: seen? ., , . being seen? not in every practice. there is a variance _ being seen? not in every practice. there is a variance which - being seen? not in every practice. there is a variance which will- being seen? not in every practice. there is a variance which will vary| there is a variance which will vary through the country. nhs england suggested there should be a good mix of remote and face—to—face and we should take into account patient preference in most practices will hopefully do that.— hopefully do that. doctor helen, thank you- _ time now to get the news where you are. good morning from bbc london. i'm thomas magill. an investigation is underway after two aeroplanes collided on the tarmac at heathrow airport last night. emergency services were called to the scene after a koreanair and icelandair aircrafts were involved in what's being described as a 'minor collision'. an spokeswoman for the airport says there were no reports of any injuries. the metropolitan police has recruited dozens of officers from kent police in the last year. the move has been branded as 'unfair�* by county's police and crime commissioner matthew scott. 46 officers moved across and will benefit from higher wages paid by the london force.

mr scott has written to sadiq khan calling for a meeting to resolve the issue. a new type of cancer therapy that uses a common virus to infect and destroy harmful cells is showing big promise in early human trials. run by the institute of cancer research and the royal marsden nhs foundation trust — the trials found one patient�*s cancer vanished completely. doctors used a modified form of the 'cold sore' virus to help activiate the patient�*s immune systems. yeah, i really was surprised. not only me, everyone is happy, not only me. for me, it is a new life. and i'm very thankful for doctors to find this cure. that should be provided to everyone. it is the best miracle. a digital image of an unidentified woman, whose body was pulled from the river thames 45 years ago, has been released

for the first time. it's part of a fresh appeal to identify the "lady in the thames" found near vauxhall bridge in 1977. it's hoped the image will trigger memories of anyone that may have known her. let's take a look at the tube board this morning there's a minor delay on thejubilee but a good service on all other lines now the weather with elizabeth rizzini hello. good morning. it's been really very chilly of late across the capital with temperatures below the seasonal average. it will turn milder over the next few days but along with the milder air comes some wet and very windy weather, especially on friday. it was another cold night last night, not as chilly as last night though. we've seen this area of cloud and rain at move south westwards across the capital. still probably a few showers about this morning for many but there will be a lot of dry weather about today as well and that cloud will thin and break to give us some bright spells of sunshine,

especially later this afternoon. always watch out for one or two showers blowing through on this north—easterly wind. temperatures will be higher than yesterday, peaking at 16 or 17 celsius. overnight tonight, with lighter winds and lots of clear skies around, temperatures are likely to drop back into mid—single figures again for many of us and there could be mist and fog forming as well, so possibly quite a murky early start to the day tomorrow. it will turn wet and windy from the west as we head through friday, that rain arriving as we head through the afternoon. that's it from me. hello, this is breakfast with naga munchetty and charlie stayt. breakfast is on bbc one until 9:15 this morning. then it's time for morning live with rav and gethin. they can tell us what they have in store. good morning. coming up on morning live,

with experts predicting mortgage rates could reach a 30 year high, millions of homeowners are facing so much uncertainty right now. our inbox is full of questions from viewers about how it will impact their finances. our consumer champion matt allwright�*s here to help by answering as many as he can. it's an incredibly worrying situation, but whether you're on _ a fixed deal or a variable rate i'll explain exactly what your options are, and the steps to take if you're concerned you can't pay. also, on world heart day we're checking in with dr punam to find out why women are 50% more likely to get misdiagnosed than men if they have a heart attack. plus she'll explain how decaf coffee can help keep yours healthy. plus, 99% of hair cut in salons usually ends up in landfill but we discover the amazing ways it's being recycled to help clean up our oceans. stopping us from splashing out on expensive ingredients in the kitchen, michelin—star chef lisa goodwin—allen shares her recipe

for a delicious soup using tinned sweetcorn that costs just 73p per portion. and, serving up some top quality saturday night entertainment, king of the quiz shows, bradley walsh tells us what it's like to present 'blankety blank,�* the bbc show he used to be the warm—up act for. see you at 9:15. our focus is very much on the economy. the prime minister has been speaking for the first time since that mini budget on friday — she's talking to local bbc radio stations this morning. she was interviewed by anna cookson on bbc radio kent.— on bbc radio kent. carrie says, what on bbc radio kent. carrie says, what on earth were _ on bbc radio kent. carrie says, what on earth were you _ on bbc radio kent. carrie says, what on earth were you thinking? - on bbc radio kent. carrie says, what on earth were you thinking? the i on earth were you thinking? the country— on earth were you thinking? the country was already in a state of recession — country was already in a state of recession. and another says, how can

we ever— recession. and another says, how can we ever trust— recession. and another says, how can we ever trust the conservatives with the economy again, and lydia says, are you _ the economy again, and lydia says, are you ashamed of what you have done? _ are you ashamed of what you have done? are — are you ashamed of what you have done? are you? i think we have to remember— done? are you? i think we have to remember what situation this country was facing _ remember what situation this country was facing. we remember what situation this country was facina. ~ ., ., was facing. we were going into the winter with people _ was facing. we were going into the winter with people expected i was facing. we were going into the winter with people expected to i was facing. we were going into the | winter with people expected to face fuel bills _ winter with people expected to face fuel bills of — winter with people expected to face fuel bills of up _ winter with people expected to face fuel bills of up to _ winter with people expected to face fuel bills of up to £6,000, - winter with people expected to face fuel bills of up to £6,000, huge i fuel bills of up to £6,000, huge rates _ fuel bills of up to £6,000, huge rates of— fuel bills of up to £6,000, huge rates of inflation. _ fuel bills of up to £6,000, huge rates of inflation. find _ fuel bills of up to £6,000, huge rates of inflation.— fuel bills of up to £6,000, huge rates of inflation. and she made it worse. rates of inflation. and she made it worse- and _ rates of inflation. and she made it worse. and also _ rates of inflation. and she made it worse. and also slowing _ rates of inflation. and she made it worse. and also slowing economicj worse. and also slowing economic urowth. worse. and also slowing economic growth- and _ worse. and also slowing economic growth. and what _ worse. and also slowing economic growth. and what we've _ worse. and also slowing economic growth. and what we've done i worse. and also slowing economic growth. and what we've done is i worse. and also slowing economic- growth. and what we've done is taken action— growth. and what we've done is taken action to _ growth. and what we've done is taken action to make — growth. and what we've done is taken action to make sure _ growth. and what we've done is taken action to make sure that _ growth. and what we've done is taken action to make sure that from - growth. and what we've done is taken action to make sure that from this i action to make sure that from this weekend — action to make sure that from this weekend people _ action to make sure that from this weekend people won't _ action to make sure that from this weekend people won't be - action to make sure that from this weekend people won't be paying i action to make sure that from thisj weekend people won't be paying a typical— weekend people won't be paying a typical fuel— weekend people won't be paying a typical fuel bill _ weekend people won't be paying a typical fuel bill of— weekend people won't be paying a typical fuel bill of more _ weekend people won't be paying a typical fuel bill of more than - typical fuel bill of more than £2500, _ typical fuel bill of more than £2500, not— typical fuel bill of more than £2500, notjust— typical fuel bill of more than £2500, notjust this- typical fuel bill of more than £2500, not just this year, i typical fuel bill of more than. £2500, notjust this year, but typical fuel bill of more than - £2500, not just this year, but also next year — £2500, not just this year, but also next year isn't _ £2500, not just this year, but also next year. isn't that _ £2500, not just this year, but also next year. isn't that cancelled i £2500, not just this year, but also next year. isn't that cancelled out| next year. isn't that cancelled out by the _ next year. isn't that cancelled out by the fact — next year. isn't that cancelled out by the fact that _ next year. isn't that cancelled out by the fact that you _ next year. isn't that cancelled out by the fact that you are _ next year. isn't that cancelled out by the fact that you are making i by the fact that you are making inflation — by the fact that you are making inflation work— by the fact that you are making inflation work with _ by the fact that you are making inflation work with the - by the fact that you are making i inflation work with the measures by the fact that you are making - inflation work with the measures you brought— inflation work with the measures you brought in— inflation work with the measures you brought in on— inflation work with the measures you brought in on friday— inflation work with the measures you brought in on friday in _ inflation work with the measures you brought in on friday in the _ inflation work with the measures you brought in on friday in the mini i brought in on friday in the mini budget — brought in on friday in the mini buduet. ., , brought in on friday in the mini buduet. .,, . ., . budget. people are worried about their mortgages _ budget. people are worried about their mortgages and _ budget. people are worried about their mortgages and tearing i budget. people are worried about their mortgages and tearing their| their mortgages and tearing their hair out over their pensions. i've got so many messages. this hair out over their pensions. i've got so many messages.- hair out over their pensions. i've got so many messages. this will curb inflation by op _ got so many messages. this will curb inflation by up to _ got so many messages. this will curb inflation by up to 596. _ got so many messages. this will curb inflation by up to 596. when? - got so many messages. this will curb inflation by up to 596. when? we i got so many messages. this will curb inflation by up to 596. when? we are| inflation by up to 5%. when? we are also taking _ inflation by up to 5%. when? we are also taking action. _ inflation by up to 5%. when? we are also taking action. this _ inflation by up to 5%. when? we are also taking action. this winter. -

inflation by up to 5%. when? we are also taking action. this winter. the i also taking action. this winter. the action— also taking action. this winter. the action we _ also taking action. this winter. the action we have _ also taking action. this winter. the action we have taken _ also taking action. this winter. the action we have taken on _ also taking action. this winter. the action we have taken on energy- also taking action. this winter. the action we have taken on energy is. action we have taken on energy is expected — action we have taken on energy is expected to — action we have taken on energy is expected to curb _ action we have taken on energy is expected to curb inflation - action we have taken on energy is expected to curb inflation by i action we have taken on energy is expected to curb inflation by up . action we have taken on energy is| expected to curb inflation by up to 5%, expected to curb inflation by up to 5%. and _ expected to curb inflation by up to 5%. and we — expected to curb inflation by up to 5%. and we are— expected to curb inflation by up to 5%, and we are also— expected to curb inflation by up to 5%, and we are also taking - expected to curb inflation by up to 5%, and we are also taking actioni expected to curb inflation by up to l 5%, and we are also taking action to grow— 5%, and we are also taking action to grow the _ 5%, and we are also taking action to grow the economy— 5%, and we are also taking action to grow the economy because - 5%, and we are also taking action to grow the economy because we - 5%, and we are also taking action to grow the economy because we were j grow the economy because we were facing _ grow the economy because we were facing an— grow the economy because we were facing an economic _ grow the economy because we were facing an economic slowdown - grow the economy because we were facing an economic slowdown and i grow the economy because we were l facing an economic slowdown and we have to _ facing an economic slowdown and we have to remember— facing an economic slowdown and we have to remember why— facing an economic slowdown and we have to remember why that - facing an economic slowdown and we have to remember why that is. - facing an economic slowdown and we have to remember why that is. it's. have to remember why that is. it's because _ have to remember why that is. it's because of— have to remember why that is. it's because of putin's _ have to remember why that is. it's because of putin's war— have to remember why that is. it's because of putin's war in - have to remember why that is. it's because of putin's war in ukraine i because of putin's war in ukraine pushing — because of putin's war in ukraine pushing up— because of putin's war in ukraine pushing up global— because of putin's war in ukraine pushing up global energy- because of putin's war in ukraine pushing up global energy prices. | because of putin's war in ukraine i pushing up global energy prices. i’m“ pushing up global energy prices. [int --oin to pushing up global energy prices. going tojump in. time is short. we've seen the bank of england intercede because of the measures that your government brought in on friday. this doesn't normally happen. friday. this doesn't normally ha en. ~ . friday. this doesn't normally ha en, . ., ., 4' , friday. this doesn't normally hauen. ~ . ., ~' , , happen. we are working very, very closely with _ happen. we are working very, very closely with the _ happen. we are working very, very closely with the bank _ happen. we are working very, very closely with the bank of _ happen. we are working very, very closely with the bank of england. i closely with the bank of england. they are — closely with the bank of england. they are putting _ closely with the bank of england. they are putting out _ closely with the bank of england. they are putting out your - closely with the bank of england. they are putting out your fire, i closely with the bank of england. they are putting out your fire, to| they are putting out yourfire, to be fair. they are putting out your fire, to be fair. ~ . ., ,, ., be fair. we are working with them on monetary policy- _ be fair. we are working with them on monetary policy. the _ be fair. we are working with them on monetary policy. the bank— be fair. we are working with them on monetary policy. the bank of- be fair. we are working with them on | monetary policy. the bank of england run an— monetary policy. the bank of england run an independent _ monetary policy. the bank of england run an independent monetary- monetary policy. the bank of england run an independent monetary policy. run an independent monetary policy and they— run an independent monetary policy and they set— run an independent monetary policy and they set interest _ run an independent monetary policy and they set interest rates. - run an independent monetary policy and they set interest rates. we i run an independent monetary policyl and they set interest rates. we have seen difficult — and they set interest rates. we have seen difficult markets _ and they set interest rates. we have seen difficult markets around - and they set interest rates. we have seen difficult markets around the i seen difficult markets around the world _ seen difficult markets around the world because _ seen difficult markets around the world because of— seen difficult markets around the world because of the _ seen difficult markets around the world because of the very- seen difficult markets around the | world because of the very difficult international situation _ world because of the very difficult international situation we - world because of the very difficult international situation we face, i world because of the very difficult i international situation we face, and what our— international situation we face, and what our government— international situation we face, and what our government has _ international situation we face, and what our government has done i international situation we face, and what our government has done is. what our government has done is we've _ what our government has done is we've taken— what our government has done is we've taken decisive _ what our government has done is we've taken decisive action. i

she's been doing a round of interviews this morning with a local radio stations, and in it's an important morning, because it's the first time, as we've mentioned before, that the prime minister has spoken since the mini budget last friday. spoken since the mini budget last frida . ,, . ,., spoken since the mini budget last frida . ,, . , spoken since the mini budget last frida _ ,, ., , ., spoken since the mini budget last frida . ,, ., , ., ., friday. she will also be doing a round with _ friday. she will also be doing a round with regional _ friday. she will also be doing a round with regional television i round with regional television stations as well. those will be released later this evening. people want to hear from released later this evening. people want to hearfrom her after that mini budget. the bank of england had to react on the financial markets by £65 billion of government bonds in its words, to prevent material risk to the uk financial stability. hannah's with us. i know you have some guests with you, and one of the things raised with the prime minister was peoples concerns. pick whichever subject, with the prime minister was peoples concerns. pick whicheversubject, if its interest rates, the pound, if it is the economy more generally, there

is the economy more generally, there is a lot of people very worried right now. is a lot of people very worried right now— is a lot of people very worried ri . ht now. , . . ., right now. yes, and it will have an im act right now. yes, and it will have an impact across _ right now. yes, and it will have an impact across all _ right now. yes, and it will have an impact across all different - right now. yes, and it will have an impact across all different kinds . right now. yes, and it will have an | impact across all different kinds of of parts of the economy. i have two people who will help answer some of the questions you've been sending him, but let's hearfrom our reporter who has been speaking to people on their expenses in the housing market. my people on their expenses in the housing market.— people on their expenses in the housin: market. g . , ., housing market. my concern is more for the housing market. my concern is more forthe buyers. _ housing market. my concern is more for the buyers, and _ housing market. my concern is more for the buyers, and the _ housing market. my concern is more for the buyers, and the bios - housing market. my concern is more for the buyers, and the bios bios. i for the buyers, and the bios bios. they— for the buyers, and the bios bios. they will— for the buyers, and the bios bios. they will be — for the buyers, and the bios bios. they will be refused a mortgage. and then the _ they will be refused a mortgage. and then the whole chain will collapse. amy's _ then the whole chain will collapse. amy's nine—year—old son is autistic. she is desperate to move soon so he can settle at a new school. if rare can settle at a new school. if we don't move _ can settle at a new school. if we don't move now, _ can settle at a new school. if we don't move now, this _ can settle at a new school. if we don't move now, this year, i can settle at a new school. if we don't move now, this year, we i can settle at a new school. if we don't move now, this year, we won't be able to until he's really settled in secondary school and who knows what will be the situation in three years' time. irate what will be the situation in three years' time-— what will be the situation in three years' time. we are quite worried. hannah and _ years' time. we are quite worried. hannah and ryan _ years' time. we are quite worried. hannah and ryan had _ years' time. we are quite worried. hannah and ryan had hoped i years' time. we are quite worried. hannah and ryan had hoped to i years' time. we are quite worried. | hannah and ryan had hoped to buy there for ever home in the summer but the move was delayed. film but the move was delayed. our mortnae but the move was delayed. our mortgage offer _ but the move was delayed. 0ur mortgage offer has expired. we had quite a _ mortgage offer has expired. we had quite a low— mortgage offer has expired. we had quite a low rate for five years, and

then— quite a low rate for five years, and then we _ quite a low rate for five years, and then we have had to resubmit that recently. — then we have had to resubmit that recently, which still has not been approved — recently, which still has not been approved. we were packed and ready to go _ approved. we were packed and ready to go we _ approved. we were packed and ready to go. we are living out of boxes at the moment. i'm joined now by personal finance expert laura rettie, and by sally mitchell, a broker and adviser. thanks both for being here. people have been sending in questions all morning on all kinds of different topics but one we're hearing a lot from our viewers is one that also came from paul in northampton. a question for you, really, came from paul in northampton. a question foryou, really, sally. can my mortgage offer be withdrawn? can you give some clarity on when and if a mortgage offer can be withdrawn? basically, until you have the document that says mortgage offer in your hand, all bets are off. up until that point, that point represents a contract between you and the lender. until that point, they can revoke it. so and the lender. until that point, they can revoke it.— and the lender. until that point, they can revoke it. so if people are listenin: they can revoke it. so if people are listening to — they can revoke it. so if people are listening to this _ they can revoke it. so if people are listening to this and _ they can revoke it. so if people are listening to this and have - they can revoke it. so if people are listening to this and have an i listening to this and have an agreement in principle, for example,

that might not be enough.— that might not be enough. that's a common misconception. _ that might not be enough. that's a common misconception. an - that might not be enough. that's a i common misconception. an agreement in principle is simply a snapshot look at what they potentially could lend you if x, y and z come through, but until you have the offer in your hand, no. . . paul, who sent is another question and e—mail to ask if it's just a mortgage is affected. what about other things like credit cards and loans? it other things like credit cards and loans? . . other things like credit cards and loans? , , ., , , ., loans? it depends on the type of rate that you _ loans? it depends on the type of rate that you are _ loans? it depends on the type of rate that you are fixed _ loans? it depends on the type of rate that you are fixed into, i loans? it depends on the type of rate that you are fixed into, so l loans? it depends on the type of rate that you are fixed into, so aj rate that you are fixed into, so a lot of— rate that you are fixed into, so a lot of credit _ rate that you are fixed into, so a lot of credit cards _ rate that you are fixed into, so a lot of credit cards will _ rate that you are fixed into, so a lot of credit cards will go - rate that you are fixed into, so a lot of credit cards will go up, i lot of credit cards will go up, unfortunately— lot of credit cards will go up, unfortunately and _ lot of credit cards will go up, unfortunately and also - lot of credit cards will go up, i unfortunately and also overdrafts, things _ unfortunately and also overdrafts, things like — unfortunately and also overdrafts, things like that _ unfortunately and also overdrafts, things like that and _ unfortunately and also overdrafts, things like that and if _ unfortunately and also overdrafts, things like that and if you've - unfortunately and also overdrafts, things like that and if you've got l things like that and if you've got those _ things like that and if you've got those types _ things like that and if you've got those types of _ things like that and if you've got those types of debt _ things like that and if you've got those types of debt it _ things like that and if you've got those types of debt it is - things like that and if you've got those types of debt it is best i things like that and if you've got those types of debt it is best toi those types of debt it is best to try and — those types of debt it is best to try and pay— those types of debt it is best to try and pay them _ those types of debt it is best to try and pay them down - those types of debt it is best to try and pay them down as - those types of debt it is best to i try and pay them down as quickly as possible _ try and pay them down as quickly as possible. many— try and pay them down as quickly as possible. many loans _ try and pay them down as quickly as possible. many loans are _ try and pay them down as quickly as possible. many loans are fixed i try and pay them down as quickly asj possible. many loans are fixed rates so you _ possible. many loans are fixed rates so you won't — possible. many loans are fixed rates so you won't find _ possible. many loans are fixed rates so you won't find your _ possible. many loans are fixed rates so you won't find your interest - so you won't find your interest rates — so you won't find your interest rates will _ so you won't find your interest rates will impact _ so you won't find your interest rates will impact your- so you won't find your interest rates will impact your loans i so you won't find your interest . rates will impact your loans until the end — rates will impact your loans until the end of— rates will impact your loans until the end of those. _ rates will impact your loans until the end of those.— rates will impact your loans until the end of those. another question we have from _ the end of those. another question we have from a _ the end of those. another question we have from a viewer _ the end of those. another question we have from a viewer called ian. l the end of those. another question i we have from a viewer called ian. he made the point that we have experienced fluctuating costs and things like this before,

particularly in the 19705 and 19805. he asks why is this any different to what we saw decades ago. we he asks why is this any different to what we saw decades ago. i've heard a lot of peeple _ what we saw decades ago. i've heard a lot of people saying _ what we saw decades ago. i've heard a lot of people saying this _ what we saw decades ago. i've heard a lot of people saying this and - what we saw decades ago. i've heard a lot of people saying this and i - a lot of people saying this and i empathi5e with people who are saying, back in the 805 people 5aying, back in the 805 people survived, what saying, back in the 805 people survived, what is the big deal? the big deal is that back in the 805 people had less debt and wages were higher, so they could afford those big green mortgage payments. however, now, people are in more debt so a 3% rise is equivalent essentially to what we were seeing in the thatcher era, so it's a real problem and people cannot dismiss this as snowflakes. this is true to us as well. this as snowflakes. this is true to us as well-— this as snowflakes. this is true to us as well. and it is all about that rise. us as well. and it is all about that rise- laura. _ us as well. and it is all about that rise. laura, michael, _ us as well. and it is all about that rise. laura, michael, sally, - us as well. and it is all about that l rise. laura, michael, sally, michael has e—mailed to say his payments have gone up by hundred £50 already and he is struggling. what can people do if they are already seeing higher monthly repayments and already struggling? if he higher monthly repayments and already struggling?— higher monthly repayments and already struggling? if he has seen his mortgage _ already struggling? if he has seen his mortgage payments, - already struggling? if he has seen his mortgage payments, recently| already struggling? if he has seen| his mortgage payments, recently i suggest _ his mortgage payments, recently i suggest he is probably on a tracker

or variable — suggest he is probably on a tracker or variable rate mortgage. the most important _ or variable rate mortgage. the most important thing is to get onto a fixed, _ important thing is to get onto a fixed, so — important thing is to get onto a fixed, so whatever happens to the market. _ fixed, so whatever happens to the market, what you pay every month does _ market, what you pay every month does not _ market, what you pay every month does not change over the fixed period. — does not change over the fixed period. so— does not change over the fixed period, so that would be my first piece _ period, so that would be my first piece of— period, so that would be my first piece of advice.— period, so that would be my first iece of advice. ~ ., i. .., piece of advice. would you recommend that now, piece of advice. would you recommend that now. getting _ piece of advice. would you recommend that now, getting onto _ piece of advice. would you recommend that now, getting onto a _ piece of advice. would you recommend that now, getting onto a fixed - piece of advice. would you recommend that now, getting onto a fixed rate - that now, getting onto a fixed rate if you can? i that now, getting onto a fixed rate if ou can? ., that now, getting onto a fixed rate if you can?— if you can? i would. we had seven rate increases _ if you can? i would. we had seven rate increases in _ if you can? i would. we had seven rate increases in a _ if you can? i would. we had seven rate increases in a row, _ if you can? i would. we had seven rate increases in a row, and - if you can? i would. we had seven rate increases in a row, and we i rate increases in a row, and we think— rate increases in a row, and we think it — rate increases in a row, and we think it will _ rate increases in a row, and we think it will carry on and it's only going _ think it will carry on and it's only going to — think it will carry on and it's only going to go _ think it will carry on and it's only going to go one way and that is up, so if you _ going to go one way and that is up, so if you fix— going to go one way and that is up, so if you fix now, you have the security— so if you fix now, you have the security and stability of knowing what _ security and stability of knowing what you — security and stability of knowing what you have to pay each month. a sort of what you have to pay each month. sort of related question from darren, who asks about the fixed rate he is on for another two years. he says he owes 132 thousand pounds but his house is currently worth more than twice that and he is considering selling before the housing market crashes, he wonders, and then renting before that happens will stop that sounds quite extreme to be thinking about selling a property that you've already bought,

but is it something people could be looking at? img. but is it something people could be lookin: at? ., ., ., looking at? no, i would say not. if he's on a fixed _ looking at? no, i would say not. if he's on a fixed rate _ looking at? no, i would say not. if he's on a fixed rate for— looking at? no, i would say not. if he's on a fixed rate for the - looking at? no, i would say not. if he's on a fixed rate for the next i he's on a fixed rate for the next two years. _ he's on a fixed rate for the next two years, it's probably a nice low rate _ two years, it's probably a nice low rate if_ two years, it's probably a nice low rate if i_ two years, it's probably a nice low rate. if i were him i would sit tight. — rate. if i were him i would sit tight, pretty, enjoy the rate and then— tight, pretty, enjoy the rate and then have — tight, pretty, enjoy the rate and then have a rethink in 18 months. and we _ then have a rethink in 18 months. and we have had a question from david who is retired and is wondering how he can budget when he's not working. lots of viewers asking about budgeting. we talk about the cost of living going up, it's notjust mortgages, its inflation in all ways. what are your tips for people who are struggling to budget right now? i tips for people who are struggling to budget right now?— tips for people who are struggling to budget right now? i think if you don't have an _ to budget right now? i think if you don't have an income, _ to budget right now? i think if you don't have an income, the - to budget right now? i think if you don't have an income, the things. to budget right now? i think if you i don't have an income, the things you need to make sure you are doing is paying off the most important bills first, so mortgages and rent and if you are struggling with bills, the first thing you need to do is speak to the lenders and make sure they are aware. they can do lots of things to make your terms longer which would reduce your payments, and just generally on budgeting it's really important to plan for the

worst but hope for the best and we need to be doing that for at least 18 months in advance. if you know you are on a fixed rate mortgage that might be coming to an end of next year, plan for that now. it's really important. and the other thing is you make sure you know your credit score. a lot of people haven't got a clue what it is and are always shocked. you can check it for free, are always shocked. you can check it forfree, and it is a myth, checking it does not damage it in any way, so get on top of that because if you have a good credit rating, then you can borrow for cheaper, so if you need to borrow in the next 18 months, you will get better deals if your credit report is in good shape. thank you very much to both of you for coming in. we hope that has been helpful in terms of answering your questions and i'm sure there will be many more in the days, weeks and months to come and we will do our best to answer those two. thea;t months to come and we will do our best to answer those two. they never sto - , best to answer those two. they never sto, and best to answer those two. they never stop. and nor— best to answer those two. they never stop, and nor should _ best to answer those two. they never stop, and nor should they. _ best to answer those two. they never stop, and nor should they. thanks - stop, and nor should they. thanks very much. stop, and nor should they. thanks very much-— very much. the time is a 45. let's take a moment _ very much. the time is a 45. let's take a moment to _ very much. the time is a 45. let's take a moment to look— very much. the time is a 45. let's take a moment to look at - very much. the time is a 45. let's

take a moment to look at the - take a moment to look at the weather. —— 845. take a moment to look at the weather. -- 845.— take a moment to look at the weather. -- 845. nice guys behind ou. you weather. -- 845. nice guys behind you- you know— weather. -- 845. nice guys behind you. you know how _ weather. -- 845. nice guys behind you. you know how obsessed - weather. -- 845. nice guys behind you. you know how obsessed i - weather. -- 845. nice guys behind| you. you know how obsessed i am, because it all comes down to my outdoor activities. i've been watching closely and i want to feel positive about them. you should do, because the wind is dropping _ you should do, because the wind is dropping and it won't be as cold as it has— dropping and it won't be as cold as it has been— dropping and it won't be as cold as it has been on temperatures are rising _ it has been on temperatures are rising a — it has been on temperatures are rising a bit— it has been on temperatures are rising a bit over the next couple of days but _ rising a bit over the next couple of days but it— rising a bit over the next couple of days but if you are planning elf on friday. _ days but if you are planning elf on friday, stay tuned for the forecast. what _ friday, stay tuned for the forecast. what we _ friday, stay tuned for the forecast. what we have is a chilly start —— playing — what we have is a chilly start —— playing golf. temperatures in kent fell by _ playing golf. temperatures in kent fell by down to 2 degrees but will have a _ fell by down to 2 degrees but will have a mostly dry day and fewer showers — have a mostly dry day and fewer showers than yesterday. it was a weak _ showers than yesterday. it was a weak weather from producing showers at the _ weak weather from producing showers at the moment, sinking steadily south _ at the moment, sinking steadily south and — at the moment, sinking steadily south and rain to clear from cornwall— south and rain to clear from cornwall and devon pushing towards the channel islands as well and behind — the channel islands as well and behind it— the channel islands as well and behind it a lot of dry weather and temperatures between 11 and 17 degrees — temperatures between 11 and 17 degrees with lighter winds. a5 temperatures between 11 and 17 degrees with lighter winds. as we go through— degrees with lighter winds. as we go through the rush hour tonight, for most _ through the rush hour tonight, for most it— through the rush hour tonight, for most it will— through the rush hour tonight, for most it will be dry, maybe one or two showers knocking around, some

sunshine _ two showers knocking around, some sunshine and bits of pieces of cloud, — sunshine and bits of pieces of cloud, trut— sunshine and bits of pieces of cloud, but as we move north it's a similar— cloud, but as we move north it's a similar story~ _ cloud, but as we move north it's a similar story. a lot of dry weather, a few— similar story. a lot of dry weather, a few showers and this is the quiet before _ a few showers and this is the quiet before something a bit more unsettled comes our way during the course _ unsettled comes our way during the course of— unsettled comes our way during the course of the night and also friday. here _ course of the night and also friday. here it— course of the night and also friday. here it is, — course of the night and also friday. here it is, this system coming in from _ here it is, this system coming in from the — here it is, this system coming in from the west will introduce some heavy— from the west will introduce some heavy rain — from the west will introduce some heavy rain and strong winds as it pushes _ heavy rain and strong winds as it pushes south stop ahead of it, still chilly with — pushes south stop ahead of it, still chilly with mist and fog which will lift rapidly tomorrow, so parts of the south — lift rapidly tomorrow, so parts of the south and east starting with sunshine — the south and east starting with sunshine but it won't last because here comes the rain, heavy rain pushing — here comes the rain, heavy rain pushing south and east, blustery showers — pushing south and east, blustery showers behind it and it will be windy— showers behind it and it will be windy in— showers behind it and it will be windy in land tomorrow but also especially — windy in land tomorrow but also especially windy around the coast and for— especially windy around the coast and for some coastlines they are looking — and for some coastlines they are looking at— and for some coastlines they are looking at costs to gale force. i like the temperatures but not the wins on the rain.— i like the temperatures but not the wins on the rain. does that work? it does, but wins on the rain. does that work? it does. but the _ wins on the rain. does that work? it does, but the wind _ wins on the rain. does that work? it does, but the wind can _ wins on the rain. does that work? it does, but the wind can temper - wins on the rain. does that work? it does, but the wind can temper the l does, but the wind can temper the temperatures, but it is good enough. if you _ temperatures, but it is good enough. if you say— temperatures, but it is good enough.

if you say so — temperatures, but it is good enough. if you say so. see you later. have temperatures, but it is good enough. if you say so. see you later.— if you say so. see you later. have a aood if you say so. see you later. have a good day- — if you say so. see you later. have a good day- if — if you say so. see you later. have a good day- if she — if you say so. see you later. have a good day. if she still— if you say so. see you later. have a good day. if she still talking? - sometimes you can have enough of carol, can't you? sometimes you can have enough of carol. can't you?— we know that dogs are very intuitive creatures and some owners will swear their animal can read their mood — well now there's some evidence to back up that theory. so you just thought it was true until the evidence came up? l.trul’eiiii so you just thought it was true until the evidence came up? untilthe evidence came up? welll thourht it untilthe evidence came up? welll thought it was _ untilthe evidence came up? welll thought it was true, _ untilthe evidence came up? welll thought it was true, but _ untilthe evidence came up? welll thought it was true, but it - untilthe evidence came up? welll thought it was true, but it has - until the evidence came up? my thought it was true, but it has been established through a test, which is different. researchers at queen's university belfast found that dogs can smell when their human companions are stressed. 0ur science correspondent victoria gill reports. 0ur canine companions come in many sizes, shapes and personalities — but they all seem to share a common sensitive trait. she can sense that i'm stressed, so she gets more stressed. as soon as i, like, get up off the couch, like, they know that they're

going fora run, or, like, they know how i'm feeling and are all like, "right, out, out! " really? out the house, yeah. many dog owners will tell you that their pet can sense their mood, but now there's some evidence to suggest that they can smell our psychological state. can't you ? this is a stress sniff test devised by scientists. willing pet dogs, volunteered by their owners, were trained to nose through this canister line—up. each can contains a sample of sweat or breath taken from a person either before or just after they'd completed a difficult stress—inducing maths problem. the task — sniff out the stressed person's sample. she's one of our study dogs. she's a three—year—old mixed breed and she's a rescue dog and she's absolutely gorgeous. this is herbert. 0h, they do look kind of similar! they do, don't they? having a psychological stress response changes the way that our body is emitting odours, and dogs can detect that change.

why was stress of particular interest to you? i think it's just really interesting to kind of confirm that, alongside everything that we're aware of, there are these kind of more subtle cues that we might be emitting that dogs are picking up on. the researchers say their findings could help in the training of service and therapy dogs, understanding exactly what human scent cues their noses can detect. but the researchers also sniffed out one more reason why people feel so connected to their dogs. victoria gill, bbc news. anecdotally, anyone will say, yes they do, but it has been tested. it's official now. everything you thought was true is now true. we have a happy sofa this morning. we have a happy sofa this morning. we have the finalists from all that glitters, the bbc programme that has been putting the jewellers to their

test ahead of the grand final. emma, jack and test ahead of the grand final. emma, jack and peers _ test ahead of the grand final. emma, jack and peers on _ test ahead of the grand final. emma, jack and peers on the _ test ahead of the grand final. emma, jack and peers on the sofa _ test ahead of the grand final. emma, jack and peers on the sofa and - test ahead of the grand final. emma, jack and peers on the sofa and you i jack and peers on the sofa and you seem to be in good spirits. all 0k? and you are through to the final, so thatis and you are through to the final, so that is good. let's have a look at how it has gone so far. the that is good. let's have a look at how it has gone so far. the stone is sittin: too how it has gone so far. the stone is sitting too high _ how it has gone so far. the stone is sitting too high to sit. _ how it has gone so far. the stone is sitting too high to sit. before - how it has gone so far. the stone is sitting too high to sit. before she i sitting too high to sit. before she can ush sitting too high to sit. before she can push over — sitting too high to sit. before she can push over the _ sitting too high to sit. before she can push over the goal _ sitting too high to sit. before she can push over the goal to - sitting too high to sit. before she can push over the goal to secure| sitting too high to sit. before she i can push over the goal to secure the sapphire, she has to make sure the stone sits at the correct hire. just needs to go _ stone sits at the correct hire. just needs to go a _ stone sits at the correct hire. jut needs to go a tiny bit deeper. —— the correct height. h needs to go a tiny bit deeper. -- the correct height.— needs to go a tiny bit deeper. -- the correct height. i need to set it so low. i the correct height. i need to set it so low- l have _ the correct height. i need to set it so low. i have to _ the correct height. i need to set it so low. i have to push _ the correct height. i need to set it so low. i have to push this metal. so low. i have to push this metal over— so low. i have to push this metal over the — so low. i have to push this metal over the edge. so low. i have to push this metal overthe edge. i so low. i have to push this metal over the edge. i feel like puking on it. ., , ., over the edge. i feel like puking on it. ok. you said you were shaking watchin: it. ok. you said you were shaking watching it- _ it. ok. you said you were shaking watching it- i— it. ok. you said you were shaking watching it. i was _ it. ok. you said you were shaking watching it. i was shaking - it. ok. you said you were shaking watching it. i was shaking on i it. ok. you said you were shaking watching it. i was shaking on it. l it. ok. you said you were shaking watching it. i was shaking on it. i | watching it. i was shaking on it. i could see my hands. irate watching it. i was shaking on it. i could see my hands.— could see my hands. we will establish — could see my hands. we will establish who _

could see my hands. we will establish who is _ could see my hands. we will establish who is who. - could see my hands. we will establish who is who. that l could see my hands. we will| establish who is who. that is could see my hands. we will - establish who is who. that is emma, who was shaking, and jack, and piers, all three finalists and we have the woman you might want to impress the most, thejudge have the woman you might want to impress the most, the judge and jury. hi. good morning. let's start with you. what was the ultimate goal? what were you absolutely looking for? j goal? what were you absolutely looking for?— goal? what were you absolutely lookin: for? . , , ., looking for? i was 'ust looking for some jewellery _ looking for? i wasjust looking for some jewellery that _ looking for? i wasjust looking for some jewellery that i _ looking for? i wasjust looking for some jewellery that i had - looking for? i wasjust looking for some jewellery that i had not i looking for? i wasjust looking for. some jewellery that i had not really thought existed before. after all, we were looking for britain's next star jeweller so we we were looking for britain's next starjeweller so we did not want to see things made before or you are used to seeing in yourjewellery shop, so we wanted them to push their ideas forward, and they did. and when you think of what they made, a dalek, and some crazy cuffs, and i saw some amazing ideas through

the series. , . .. and i saw some amazing ideas through the series. , ., ,, ,., the series. piers, make something clear, has the series. piers, make something clear. has the _ the series. piers, make something clear, has the final _ the series. piers, make something clear, has the final happened? i the series. piers, make somethingj clear, has the final happened? ah, so it has happened and you know. don't worry, we won't do any spoilers. absolutely not. what did you bring to the table? because they were after something wow. j you bring to the table? because they were after something wow.— were after something wow. i don't know. were after something wow. i don't know- what _ were after something wow. i don't know. what was _ were after something wow. i don't know. what was your _ were after something wow. i don't know. what was your wow - were after something wow. i don't know. what was your wow factor? | were after something wow. i don't| know. what was your wow factor? i did have a — know. what was your wow factor? i did have a standout _ know. what was your wow factor? i did have a standout moment i know. what was your wow factor? i did have a standout moment with l know. what was your wow factor? i l did have a standout moment with an ear cuff— did have a standout moment with an ear cuff that i made, but that has aired _ ear cuff that i made, but that has aired and — ear cuff that i made, but that has aired and i— ear cuff that i made, but that has aired and i can talk about that, but i had _ aired and i can talk about that, but i had really— aired and i can talk about that, but i had really good praise from both judges _ i had really good praise from both 'udres. ~ , ., i had really good praise from both 'udres.~ , , , _ i had really good praise from both 'udies,. , , , ,y ., judges. were you surprised by what a- ealed judges. were you surprised by what appealed to — judges. were you surprised by what appealed to the _ judges. were you surprised by what appealed to the judges? _ judges. were you surprised by what appealed to the judges? because i judges. were you surprised by what i appealed to the judges? because you go out with an idea and you never know it will land with them. j go out with an idea and you never know it will land with them. i think the whole process _ know it will land with them. i think the whole process is _ know it will land with them. i think the whole process is what - know it will land with them. i think the whole process is what it i know it will land with them. i think the whole process is what it has i the whole process is what it has given _ the whole process is what it has given me — the whole process is what it has given me is a bit more confidence in my designs — given me is a bit more confidence in my designs. beforehand, even during the show. _ my designs. beforehand, even during the show. it— my designs. beforehand, even during the show, it was like, are they going — the show, it was like, are they going to — the show, it was like, are they going to like it, not going to like it. going to like it, not going to like it and _ going to like it, not going to like it. and that is what i've managed to

take away— it. and that is what i've managed to take away from being a participant, to have _ take away from being a participant, to have a _ take away from being a participant, to have a bit more faith that i can come _ to have a bit more faith that i can come up — to have a bit more faith that i can come up with something. jack, to have a bit more faith that i can come up with something. jack, we all love a back — come up with something. jack, we all love a back story, _ come up with something. jack, we all love a back story, so _ come up with something. jack, we all love a back story, so little _ love a back story, so little nine—year—old jack is already making jewellery? nine-year-old jack is already making 'ewelle ? , ., ., nine-year-old jack is already making 'ewelle ? , . ., ., jewellery? yes, in a manner of speaking- _ jewellery? yes, in a manner of speaking- my _ jewellery? yes, in a manner of speaking. my dad _ jewellery? yes, in a manner of speaking. my dad would i jewellery? yes, in a manner of speaking. my dad would be i jewellery? yes, in a manner of- speaking. my dad would be making and i would _ speaking. my dad would be making and i would be _ speaking. my dad would be making and i would be trying — speaking. my dad would be making and i would be trying nty— speaking. my dad would be making and i would be trying my best _ speaking. my dad would be making and i would be trying my best with - speaking. my dad would be making and i would be trying my best with the i i would be trying my best with the tools _ i would be trying my best with the tools he _ i would be trying my best with the tools he was — i would be trying my best with the tools he was using. _ i would be trying my best with the tools he was using.— tools he was using. what was his line of work? _ tools he was using. what was his line of work? he _ tools he was using. what was his line of work? he was _ tools he was using. what was his line of work? he was a _ tools he was using. what was his. line of work? he was a goldsmith, tools he was using. what was his i line of work? he was a goldsmith, so when i was — line of work? he was a goldsmith, so when i was a — line of work? he was a goldsmith, so when i was a kid _ line of work? he was a goldsmith, so when i was a kid he _ line of work? he was a goldsmith, so when i was a kid he worked _ line of work? he was a goldsmith, so when i was a kid he worked as - line of work? he was a goldsmith, so when i was a kid he worked as a i when i was a kid he worked as a goldsnrith — when i was a kid he worked as a goldsnrith and _ when i was a kid he worked as a goldsmith and he _ when i was a kid he worked as a goldsmith and he retired - when i was a kid he worked as a goldsmith and he retired from l when i was a kid he worked as a i goldsmith and he retired from that a while _ goldsmith and he retired from that a while back— goldsmith and he retired from that a while back but— goldsmith and he retired from that a while back but it's _ goldsmith and he retired from that a while back but it's always _ goldsmith and he retired from that a while back but it's always been- goldsmith and he retired from that a while back but it's always been in. while back but it's always been in the family— while back but it's always been in the family and _ while back but it's always been in the family and he's _ while back but it's always been in the family and he's very - while back but it's always been in the family and he's very proud i i the family and he's very proud i kind _ the family and he's very proud i kind of— the family and he's very proud i kind of took— the family and he's very proud i kind of took over. _ the family and he's very proud i kind of took over. school- the family and he's very proud i | kind of took over. school wasn't the family and he's very proud i i kind of took over. school wasn't the best for _ kind of took over. school wasn't the best for me. — kind of took over. school wasn't the best for me. so _ kind of took over. school wasn't the best for me, so at _ kind of took over. school wasn't the best for me, so at the _ kind of took over. school wasn't the best for me, so at the age - kind of took over. school wasn't the best for me, so at the age of - kind of took over. school wasn't the best for me, so at the age of 17 i i best for me, so at the age of 17 i did an _ best for me, so at the age of 17 i did an apprenticeship _ best for me, so at the age of 17 i did an apprenticeship in - best for me, so at the age of 17 i did an apprenticeship in goal- did an apprenticeship in goal smithing _ did an apprenticeship in goal smithina. , , , . did an apprenticeship in goal smithina. , ,, . ., , ., smithing. jewelry is such a personal thin. one smithing. jewelry is such a personal thing. one person _ smithing. jewelry is such a personal thing. one person can _ smithing. jewelry is such a personal thing. one person can see - smithing. jewelry is such a personal thing. one person can see a - smithing. jewelry is such a personal thing. one person can see a piece l thing. one person can see a piece and you could have worked on it for months and they can love it and other people cannot love it. it is hard to bejudged. jg it other people cannot love it. it is hard to be judged. hard to be 'udged. is it difficult? jewelle hard to be judged. is it difficult? jewellery is _ hard to be judged. is it difficult? jewellery is like _ hard to be judged. is it difficult? jewellery is like a _ hard to be judged. is it difficult? jewellery is like a form - hard to be judged. is it difficult? jewellery is like a form of- hard to be judged. is it difficult? jewellery is like a form of art i hard to be judged. is it difficult? jewellery is like a form of art to | jewellery is like a form of art to me and — jewellery is like a form of art to me and some _ jewellery is like a form of art to me and some people _ jewellery is like a form of art to me and some people can - jewellery is like a form of art to me and some people can look. jewellery is like a form of art tol me and some people can look at jewellery is like a form of art to i me and some people can look at the same _ me and some people can look at the same people — me and some people can look at the same people of— me and some people can look at the same people of art _ me and some people can look at the same people of art and _ me and some people can look at the same people of art and think- same people of art and think completely— same people of art and think completely different -

same people of art and think completely different things, i same people of art and think. completely different things, so same people of art and think- completely different things, so it is hard _ completely different things, so it is hard and — completely different things, so it is hard and is— completely different things, so it is hard and is scary— completely different things, so it is hard and is scary because i completely different things, so it is hard and is scary because of. completely different things, so it i is hard and is scary because of that because _ is hard and is scary because of that because what — is hard and is scary because of that because what you _ is hard and is scary because of that because what you might _ is hard and is scary because of that because what you might love - is hard and is scary because of that i because what you might love someone else might _ because what you might love someone else might not — because what you might love someone else might not but _ because what you might love someone else might not but that— because what you might love someone else might not but that does— because what you might love someone else might not but that does not- else might not but that does not mean _ else might not but that does not mean it— else might not but that does not mean it is— else might not but that does not mean it is wrong _ else might not but that does not mean it is wrong or— else might not but that does not mean it is wrong or bad, - else might not but that does not mean it is wrong or bad, it- else might not but that does not mean it is wrong or bad, it is. else might not but that does not mean it is wrong or bad, it is all| mean it is wrong or bad, it is all about— mean it is wrong or bad, it is all about your— mean it is wrong or bad, it is all about your own _ mean it is wrong or bad, it is all about your own opinion. - mean it is wrong or bad, it is all about your own opinion.- mean it is wrong or bad, it is all about your own opinion. what about ou, about your own opinion. what about you. emma? _ about your own opinion. what about you, emma? what _ about your own opinion. what about you, emma? what did _ about your own opinion. what about you, emma? what did it _ about your own opinion. what about you, emma? what did it mean i about your own opinion. what about | you, emma? what did it mean being about your own opinion. what about i you, emma? what did it mean being on the programme? for you, emma? what did it mean being on the programme?— the programme? for me it was the accumulation _ the programme? for me it was the accumulation of _ the programme? for me it was the accumulation of many _ the programme? for me it was the accumulation of many years - the programme? for me it was the accumulation of many years of i the programme? for me it was the l accumulation of many years of study and loving jewellery and being passionate. and loving jewellery and being passionate-— and loving jewellery and being passionate. and loving jewellery and being assionate. , ., ., ., , passionate. because you had a family histo as passionate. because you had a family history as well- _ passionate. because you had a family history as well. your _ passionate. because you had a family history as well. your mum _ passionate. because you had a family history as well. your mum used i passionate. because you had a family history as well. your mum used to i history as well. your mum used to make it? ., , .,, �* ., make it? no, she wasn't a 'eweller. but she did — make it? no, she wasn't a 'eweller. but she did make i make it? no, she wasn't a jeweller. but she did make macaroni - make it? no, she wasn't a jeweller. i but she did make macaroni necklaces. that is what i read in my brief. she was very creative _ that is what i read in my brief. sue: was very creative and that is what i read in my brief. 5ue: was very creative and she used to sew and bake and she will be watching at the moment. don't diss her macaroni _ watching at the moment. don't diss her macaroni necklaces. _ watching at the moment. don't diss her macaroni necklaces. the - watching at the moment. don't diss i her macaroni necklaces. the macaroni necklaces were _ her macaroni necklaces. the macaroni necklaces were a _ her macaroni necklaces. the macaroni necklaces were a great _ her macaroni necklaces. the macaroni necklaces were a great introduction i necklaces were a great introduction but it was something i discovered that i found when i went to art couegein that i found when i went to art college in dundee. j that i found when i went to art college in dundee.— that i found when i went to art college in dundee. i am not big into 'ewelle , college in dundee. i am not big into jewellery. no _ college in dundee. i am not big into jewellery, no offence _ college in dundee. i am not big into jewellery, no offence to _ college in dundee. i am not big into jewellery, no offence to anyone i jewellery, no offence to anyone sitting here, but he is big

jewellery a bit of a no—no? you know, very large pieces. where are we with that?— know, very large pieces. where are we with that? nothing is a no-no in m book. we with that? nothing is a no-no in my book- if — we with that? nothing is a no-no in my book- if you _ we with that? nothing is a no-no in my book. if you love _ we with that? nothing is a no-no in my book. if you love it, _ we with that? nothing is a no-no in my book. if you love it, wear- we with that? nothing is a no-no in my book. if you love it, wear it. i my book. if you love it, wear it. get it on. my book. if you love it, wear it. get it om— my book. if you love it, wear it. get it on-— my book. if you love it, wear it. getiton. , . get it on. do you make a big pieces? i make all sorts _ get it on. do you make a big pieces? i make all sorts of _ get it on. do you make a big pieces? i make all sorts of different - i make all sorts of different things. i make all sorts of different thins. ~ ., i make all sorts of different thin.s_ . ., ., i make all sorts of different thins. ~ ., ., i make all sorts of different thin.s_ . ., ., 4' i make all sorts of different thins. ~ ., ., ~ ., things. what are you thinking of commissioning? _ things. what are you thinking of commissioning? help _ things. what are you thinking of commissioning? help me - things. what are you thinking of commissioning? help me out, l things. what are you thinking of - commissioning? help me out, piers? presumably — commissioning? help me out, piers? presumably tastes _ commissioning? help me out, piers? presumably tastes change _ commissioning? help me out, piers? presumably tastes change and - commissioning? help me out, piers? presumably tastes change and may . commissioning? help me out, piers? | presumably tastes change and may be in the 70s people wore bigger jewellery, didn't they? the? in the 70s people wore bigger jewellery, didn't they? they did. i like big jewellery, _ jewellery, didn't they? they did. i like big jewellery, personally. - like big jewellery, personally. can ou 'ust like big jewellery, personally. you just get like bigjewellery, personally. (can you just get to the point of what you want to say.— you just get to the point of what you want to say. you are all wearing very subtle — you want to say. you are all wearing very subtle pieces. _ you want to say. you are all wearing very subtle pieces. charlie - you want to say. you are all wearing very subtle pieces. charlie i - you want to say. you are all wearing very subtle pieces. charlie i think. very subtle pieces. charlie i think ist inc very subtle pieces. charlie i think is trying to _ very subtle pieces. charlie i think is trying to get — very subtle pieces. charlie i think is trying to get to _ very subtle pieces. charlie i think is trying to get to the _ very subtle pieces. charlie i think is trying to get to the point, - very subtle pieces. charlie i think| is trying to get to the point, when it will it be acceptable for him again to weara it will it be acceptable for him again to wear a medallion? do it. just do again to wear a medallion? do it. just do it- — again to wear a medallion? do it. just do it. tonight. _ again to wear a medallion? do it. just do it. tonight. you _ again to wear a medallion? do it. just do it. tonight. you usually i just do it. tonight. you usually wear one- _ just do it. tonight. you usually wear one- i _ just do it. tonight. you usually wear one. i normally _ just do it. tonight. you usually wear one. i normally wear - just do it. tonight. you usually wear one. i normally wear on l just do it. tonight. you usually l wear one. i normally wear on my chain _ wear one. i normally wear on my chain. ~ , �* , ., wear one. i normally wear on my chain. ~ , �* i. ., wear one. i normally wear on my chain. ~ , �* ., ., ., , chain. why didn't you wear it today? i didn't want — chain. why didn't you wear it today? i didn't want to _ chain. why didn't you wear it today? i didn't want to be _ chain. why didn't you wear it today? i didn't want to be too _ chain. why didn't you wear it today? i didn't want to be too much. - chain. why didn't you wear it today? i didn't want to be too much. it's - i didn't want to be too much. it's funn . i didn't want to be too much. it's funny- as _ i didn't want to be too much. it's funny- as you — i didn't want to be too much. it�*s funny. as you were saying before,

such a personal thing, jewellery. it's very hard... no rules, but very personal. i it's very hard... no rules, but very ersonal. ., it's very hard... no rules, but very personal-— personal. i would say that large 'ewelle personal. i would say that large jewellery on — personal. i would say that large jewellery on men _ personal. i would say that large jewellery on men has _ personal. i would say that large jewellery on men has always i personal. i would say that large i jewellery on men has always been personal. i would say that large - jewellery on men has always been my thing _ jewellery on men has always been my thing since_ jewellery on men has always been my thing since i've — jewellery on men has always been my thing. since i've grown _ jewellery on men has always been my thing. since i've grown up _ jewellery on men has always been my thing. since i've grown up i've - thing. since i've grown up i've always— thing. since i've grown up i've always worn _ thing. since i've grown up i've always worn big _ thing. since i've grown up i've always worn big pendants - thing. since i've grown up i've always worn big pendants andj thing. since i've grown up i've - always worn big pendants and rings when _ always worn big pendants and rings when i _ always worn big pendants and rings when i was — always worn big pendants and rings when i was ten _ always worn big pendants and rings when i was ten or— always worn big pendants and rings when i was ten or 11 _ always worn big pendants and rings when i was ten or 11 and _ always worn big pendants and rings when i was ten or 11 and these - always worn big pendants and rings when i was ten or 11 and these days it's super— when i was ten or 11 and these days it's super acceptable _ when i was ten or 11 and these days it's super acceptable for— when i was ten or 11 and these days it's super acceptable for any- when i was ten or 11 and these days it's super acceptable for any guy i when i was ten or 11 and these days it's super acceptable for any guy to| it's super acceptable for any guy to wear— it's super acceptable for any guy to wear big _ it's super acceptable for any guy to wear big jewellery, _ it's super acceptable for any guy to wear big jewellery, which - it's super acceptable for any guy to wear big jewellery, which i- it's super acceptable for any guy to wear big jewellery, which i like. i it's super acceptable for any guy toj wear big jewellery, which i like. mr wear big 'ewellery, which i like. mr t. wear big jewellery, which i like. mir t, for wear big jewellery, which i like. t, for example. wear big jewellery, which i like. mr t, for example. one _ wear big jewellery, which i like. mr t, for example. one thing - wear big jewellery, which i like. mr t, for example. one thing about i t, for example. one thing about 'ewelle t, for example. one thing about jewellery and — t, for example. one thing about jewellery and i'm _ t, for example. one thing about jewellery and i'm not _ t, for example. one thing about jewellery and i'm not a - t, for example. one thing about jewellery and i'm not a fan - t, for example. one thing about jewellery and i'm not a fan and l t, for example. one thing about jewellery and i'm not a fan and i | jewellery and i'm not a fan and i bought a ring, those chunky bits of jewellery and it's a personal and when you are commissions you have to have intense conversations with who you are designing for. and they might think never in a month of sundays. macro yellow i consider myself a storyteller in metal. people tell me all sorts of things

about their life, and then it's up to me to translate it into something they love and cherish for ever and has meaning. it's notjust a piece ofjewelry, it is part of their story and part of the history and also a bit of my story as well because i'm in there too, so it's a meeting of minds. you because i'm in there too, so it's a meeting of minds.— meeting of minds. you all right? exlain to meeting of minds. you all right? exulain to me. — meeting of minds. you all right? explain to me, that _ meeting of minds. you all right? explain to me, that necklace - meeting of minds. you all right? i explain to me, that necklace there, which, i don't know, ifeel a bit bad about asking the camera to focus in on that,, but this is the hand of a barbie doll? it is. it in on that,, but this is the hand of a barbie doll? it is.— a barbie doll? it is. it was inspired — a barbie doll? it is. it was inspired by _ a barbie doll? it is. it was inspired by one _ a barbie doll? it is. it was inspired by one of - a barbie doll? it is. it was inspired by one of the - a barbie doll? it is. it was i inspired by one of the pieces a barbie doll? it is. it was - inspired by one of the pieces we made _ inspired by one of the pieces we made on — inspired by one of the pieces we made on all that glitters, which was for ian— made on all that glitters, which was for ian who'd had an incredible journey— for ian who'd had an incredible journey in _ for ian who'd had an incredible journey in creating a family, and i looked _ journey in creating a family, and i looked at — journey in creating a family, and i looked at fatima's hand, which is a symbol— looked at fatima's hand, which is a symbol of— looked at fatima's hand, which is a symbol of love and protection and i wanted _ symbol of love and protection and i wanted to— symbol of love and protection and i wanted to have that holding the love heart. _ wanted to have that holding the love heart, which is the symbol of holding — heart, which is the symbol of holding the family, and i ended up

actually— holding the family, and i ended up actually using one of my daughter's barbie _ actually using one of my daughter's barbie dolls, and i cut off her hand — barbie dolls, and i cut off her hand. ., . y barbie dolls, and i cut off her hand. .,. �*, ., hand. you cut off barbie's hand! brutal. seeing _ hand. you cut off barbie's hand! brutal. seeing as _ hand. you cut off barbie's hand! brutal. seeing as you _ hand. you cut off barbie's hand! brutal. seeing as you know - hand. you cut off barbie's hand! brutal. seeing as you know who| hand. you cut off barbie's hand! - brutal. seeing as you know who won, did the best person win.— did the best person win. that's a tou . h did the best person win. that's a tough question. _ did the best person win. that's a tough question. don't _ did the best person win. that's a tough question. don't know- did the best person win. that's a tough question. don't know how| did the best person win. that's a - tough question. don't know how you can answer— tough question. don't know how you can answer that. _ tough question. don't know how you can answer that. you _ tough question. don't know how you can answer that. you are _ tough question. don't know how you can answer that. you are clearly - tough question. don't know how you can answer that. you are clearly all| can answer that. you are clearly all very talented. _ can answer that. you are clearly all very talented, and _ can answer that. you are clearly all very talented, and now _ can answer that. you are clearly all very talented, and now we - can answer that. you are clearly all very talented, and now we know. can answer that. you are clearly all i very talented, and now we know that big jewellery is ok. we very talented, and now we know that big jewellery is ok.— big jewellery is ok. we have established _ big jewellery is ok. we have established that. _ big jewellery is ok. we have established that. and - big jewellery is ok. we have established that. and you i big jewellery is ok. we have | established that. and you are big jewellery is ok. we have - established that. and you are going medallion shopping later today. good. and the final of all that glitters is on bbc two tonight at 9pm.

this is bbc news with the latest headlines. in her first interviews since last friday's mini budget prime minister liz truss insists it's "the right plan" to put "the country on a better trajectory." we on a better trajectory." had to take urgent action t: oui’ we had to take urgent action to get our economy growing, get britain moving and also deal with inflation. former bank of england governor mark carney says the government is undercutting the uk's key economic institutions. it has been a response to the budget of the government and to some extent

policy is working at cross purposes.