good afternoon. this is bbc news with me, ben brown. a report into the manchester arena bombing in 2017 says the performance of emergency services "fell far below the standard it should have been", and at least one of the 22 people who was killed would probably have survived if help had arrived earlier. many things did go badly wrong, and it has been the job of this inquiry to identify them, work out if possible by they went wrong and make recommendations to ensure, if possible, that they don't happen again. possible, that they don't happen aaain. ,, ., ., , possible, that they don't happen aaain. ,, ., . , ., again. she would have survived had she been given _ again. she would have survived had she been given the _ again. she would have survived had she been given the correct - again. she would have survived had she been given the correct medical|

she been given the correct medical attention_ she been given the correct medical attention she needed. i do believe that _ attention she needed. i do believe that. we _ attention she needed. i do believe that. ~ . , ., that. we let the families and the ublic that. we let the families and the public down _ that. we let the families and the public down in _ that. we let the families and the public down in their _ that. we let the families and the public down in their time - that. we let the families and the public down in their time of - that. we let the families and the | public down in their time of need, and for— public down in their time of need, and for that— public down in their time of need, and for that i_ public down in their time of need, and for that i am _ public down in their time of need, and for that i am truly— public down in their time of need, and for that i am truly sorry. - public down in their time of need, and for that i am truly sorry. findl and for that i am truly sorry. and we are expecting _ and for that i am truly sorry. and we are expecting in _ and for that i am truly sorry. we are expecting in the and for that i am truly sorry. aim} we are expecting in the next and for that i am truly sorry.- we are expecting in the next few minutes reaction from the mayor of greater manchester, andy burnham. we will bring you that live from manchester. in other news... the bank of england hasjust raised its base rate to 3%, an increase of three quarters of a percentage point, as it struggles to contain inflation. if we do not act forcefully now, it will he _ if we do not act forcefully now, it will be worse later on. as the forecast — will be worse later on. as the forecast we are publishing today shows, — forecast we are publishing today shows, it — forecast we are publishing today shows, it is a tough road ahead. the former pakistani prime minister, imran khan, was shot as part of an assassination attempt while campaigning in the east of the country. it's reported he was hit in the foot, and injured, but his life is not in danger.

we are going to take you straight to manchester now, where we are going to hear from andy burnham with his reaction to that report into the manchester arena bombing five years ago. manchester arena bombing five years a . o. �* ., manchester arena bombing five years auo. �* ., .., , ., ago. and then of course we will go into questions. _ ago. and then of course we will go into questions. i _ ago. and then of course we will go into questions. i want _ ago. and then of course we will go into questions. i want to _ ago. and then of course we will go into questions. i want to thank- ago. and then of course we will go into questions. i want to thank sir| into questions. i want to thank sir john and his inquiry team for giving us the fullest picture of what happened at manchester arena on the night of the 22nd of may 2017. and into the early hours of the 23rd. to those injured, to everyone still struggling, and most importantly to the families of those who died,

particularlyjohn's family and particularly john's family and saffy�*s particularlyjohn's family and saffy�*s family, i wish to say this very clearly. you were badly let down on that night. you were entitled to expect much better from our emergency services than the response provided, and as you have heard from them today everyone here is truly sorry that did not happen. of course, there were many people who did act courageously and selflessly in the moment, as sir john said himself today. we recognise what they did. police officers and paramedics did run into what they believed to be a dangerous situation, as did arena staff, travel safe officers and staff from northern rail at victoria station. in particular, the members of the public who helped others in a

desperate situation deserve our huge thanks and more recognition for what they did. many people in all emergency services did do theirjobs properly, but they were let down by the lack of a properly organised response. as the inquiry report makes clear, the reason people were left in this unacceptable position was the result of poor advanced planning and a failure to follow established guidance for an incident of this nature. that led to a properly coordinated and confused response operation on the night. there is no justification, response operation on the night. there is nojustification, nor excuse, for this. i can only speak for the services for which i am responsible, greater manchester police and greater manchester fire and rescue service. and in my view, they failed badly because at the time they had poor leadership, a

poor internal culture and an inability to collaborate properly and apply principles as the public should have been entitled to expect. backin should have been entitled to expect. back in 2017, it was particularly the failure of the fire service to respond on the night which exposed the fact that something was seriously amiss with the overall response. that was the reason why the deputy mayor and i decided it would be wrong to wait for this public inquiry to conclude and instead we initiated our own process of inquiry and learning. we asked lord kerslake to undertake a non—statutory review so we could begin to understand what had happened and make changes to our police service and our fire service at the earliest opportunity. i note

today that the late report has been endorsed by the chair of the inquiry and has been used as a foundation for today's report. with regard to the fire service, the kerslake report in 2018 helped us get quickly to the scale of the internal problems it had, which was confirmed by visits to all fire stations in greater manchester that the deputy mayor and i personally undertook. i can say this with confidence to the people of greater manchester, your fire service of today is not the fire service of today is not the fire service of 2017. it has new, more effective leadership, which in turn has brought about an improvement in internal culture and,

as his majesty's inspectorate of constabulary and fire and rescue services has confirmed, is also improved in the way the service supports its staff. evidence of this can be seen in the agreement reached by the new chief fire officer and the fire brigade's union for a new approach to dealing with a marauding terrorist attack. greater manchester fire and rescue service is currently training all of its firefighters to respond in that eventuality. equipping all pumps with the capability and, alongside london, is the first fire service in the country to do so. with regards to greater manchester police, watch this inquiry reveals is very troubling. it is barely believable to me, given my request to them to cooperate fully with the kerslake

report, that our police force back then provided an inaccurate account of their actions nine months after the attack. which was signed off by the attack. which was signed off by the former chief constable, something which he excepted in evidence in 2021 was a "grave error." it is my view that the force tried to stick for too long to a corporate narrative that suggested it had acted effectively. that wasn'tjust it had acted effectively. that wasn't just disrespectful to the families and those injured. it had the effect of misleading myself and the effect of misleading myself and the deputy mayor, denied everyone the deputy mayor, denied everyone the opportunity to learn and delay the opportunity to learn and delay the action needed to improve the force. this is certainly something we have seen in the aftermath of

other disasters and a pattern that keeps on repeating. in late 2020, i had all the evidence i needed to change the leadership of greater manchester police, and that is what i did. last week, his majesty's chief inspector of constabulary confirmed that there has been a total turnaround since. so i can also say this with confidence to the greater manchester public, your police force of today is a very different entity to what it was in 2017. but there is no complacency at all on our part. we will face up fully to every single word and recommendation in this report, to

ensure that the process of improvement and learning in both services continues. and the deputy mayor will say more about this in a moment. however, isee mayor will say more about this in a moment. however, i see for additional substantial actions which are needed in the light of what has been revealed today. first, i have asked the new chief constable and chief fire officer to consider whether we need a major overhaul of the handling of 999 calls in greater manchester. while i do not criticise individual members of staff, it is clear that north—west fire control did not adequately support the response on that night. this has led me to question whether the arrangement of handling 999 fire

calls in a separate service outside of greater manchester is the right one for us going forward. particularly when it comes to mounting the bestjoint response we can to major incidents, therefore i have asked for an evaluation from both chiefs on whether we should co—locate police and fire in a joint control room in greater manchester. i expect to receive that in the new year and will make a further statement then. second, i am clear that this inquiry provides a major point of reflection and learning, notjust point of reflection and learning, not just for point of reflection and learning, notjust for our point of reflection and learning, not just for our police force but indeed for every police force in england and wales, and public service in the country. time and again, in the aftermath of major incidents, we have seen how public services have failed to tell the truth at the first time of asking.

this doesn'tjust deny bereaved families the answers they deserve, which is appalling in itself. it denies those organisations the opportunity to learn and change. a legal duty of candour on all public servants would break this pattern that keeps on repeating, it would empower police officers and public servants at every level to say what they feel needs to be said to all official inquiries and thereby resist any pressure from above not to do so. in that way, it would be a protection against the wrong behaviours that can lead to port cultures. it is five years this week since bishopjames cultures. it is five years this week since bishop james jones cultures. it is five years this week since bishopjamesjones recommended since bishop james jones recommended a since bishopjamesjones recommended a statutory duty of candour in his report on the experience of the

hillsborough families, report on the experience of the hillsboroughfamilies, given report on the experience of the hillsborough families, given that a previous prime minister personally commissioned his review i consider it disrespectful to her, to the hillsborough families, to the manchester arena families and the crane fell families that that review has lain on a whitehall shelf for five full years without so much as a government response. this cannot continue. i have had a constructive meeting this week with the new home secretary and i call on her to bring forward a response as soon as possible and to accept the need for a statutory duty of candour. in my view, a culture of speaking candidly is what our new chief constable has brought to greater manchester police. it is what has helped us to exit special measures, and it can do

the same forfurther exit special measures, and it can do the same for further police services. but it needs to be enshrined on a permanent basis to help. if the government would like to trial its approach, i would like to trial its approach, i would like to offer greater manchester to the home secretary as a place where we would be willing to do that, working in partnership with the home office. third, like sirjohn, i want to point to another legislative change thatis point to another legislative change that is needed, and if enacted would actually help the emergency services do theirjob. this is the duty to protect, or martin's law, which would strengthen security arrangements at public venues and create a consistency and clarity currently lacking. we pay tribute to martin's mum, figen murray, but its implementation is now overdue, as sirjohn said. the government must

turn commitments to legislate given to figen murray and others into real action, and resist any calls to water down this important and much—needed law. fourth and finally, i want to ensure that the findings of this authoritative and important public inquiry will be protected in perpetuity and not be allowed to be undermined or subverted by those who wish to present false narratives and conspiracies. ifind it utterly apparent that people injured in this atrocity and families bereaved have been harassed and patrolled by those who seek to portray it as a hoax. i can barely believe that something like this is even happening in a country like ours, but i have seen also how it is becoming more common for the victims of this and other disasters to be on the receiving end

of trolling using false narratives. i call on the government to consider making it a specific offence to deny the facts about major disasters, such as the deaths that occurred and to subvert the families of non—contested inquiries like this, creating false narratives and conspiracies which re—traumatise victims. in conclusion, overthe last five years, i have had the privilege of getting to know the families who lost loved ones on that night. they are without exception wonderful people. who, as i said at the start, deserve so much better. i have also got to know many of those injured and have seen first—hand how they have come to help each other through initiatives such as our incredible survivor's require. i hope they all know me well enough by

now to know that i will never give them platitudes like lessons will be learned. what i can instead say to them today is that major changes have already been made on the back of what happened and more are to come. thank you.— of what happened and more are to come. thank you. andy burnham, the ma or of come. thank you. andy burnham, the mayor of greater _ come. thank you. andy burnham, the mayor of greater manchester. - come. thank you. andy burnham, the mayor of greater manchester. with i mayor of greater manchester. with his conclusions and just saying, as you heard at the very beginning, that the victims of the manchester arena attack five years ago were badly let down that night and they were entitled to expect much better from the emergency services. let's get some reaction now from chris phillips, the former head of national counterterrorism security office. we have heard the inquiry report's findings, we have heard what people like andy burnham think as well. what is your view on what

went wrong that night?— as well. what is your view on what went wrong that night? quite simply eve hinu went wrong that night? quite simply everything about _ went wrong that night? quite simply everything about the _ went wrong that night? quite simply everything about the police - went wrong that night? quite simply everything about the police and - went wrong that night? quite simply everything about the police and the. everything about the police and the emergency services�*s response went wrong. i mean, the most terrible thing is that the country should have been prepared for this. the emergency services only the year before had carried out similar sorts of training exercises where they would practice their response, and on that night it all went wrong for whatever reasons, whether it is the individuals who were actually responsible for making the decisions or the whole system made itjust didn't work that evening. and or the whole system made it 'ust didn't work that eveningfi didn't work that evening. and we have heard _ didn't work that evening. and we have heard the _ didn't work that evening. and we have heard the various _ didn't work that evening. and we have heard the various leaders . didn't work that evening. and we | have heard the various leaders of the various emergency services at a news conference this afternoon, and they were not in place when this happened but they are all saying that there have been significant reforms since 2017, significant changes. do you think that... do you take them at their word or do you think this could happen again? weill.

think this could happen again? well, it shouldn't have _ think this could happen again? -ii it shouldn't have happened on the day because the rules were already there as to what they should do and how the reaction should be. and he just didn't happen on the day. i think one of the best ways that you can deal with this kind of thing is to practice the responses to this type of incident and make sure that everyone involved in the emergency services worked closely together, and i don't know whether they have been practising that. but that is really what they need to be doing to make sure that not only can they get their forces together, that they act in the way that the police, the fire brigade and the ambulance were expected to act on that night. thank ou ve expected to act on that night. thank you very much _ expected to act on that night. thank you very much indeed. _ eight—year—old saffie roussos was the youngest of the 22 people killed at the concert in may 2017. her parents, lisa and andrew roussos, have been giving their reaction to today's report. she was let down badly. i believe in

m heart she was let down badly. i believe in my heart that _ she was let down badly. i believe in my heart that she _ she was let down badly. i believe in my heart that she would _ she was let down badly. i believe in my heart that she would have - my heart that she would have survived — my heart that she would have survived had she been given the correct — survived had she been given the correct medical attention she needed~ _ correct medical attention she needed. i do believe that. so when ou see it needed. i do believe that. so when you see it written _ needed. i do believe that. so when you see it written in _ needed. i do believe that. so when you see it written in black - needed. i do believe that. so when you see it written in black and - you see it written in black and white, how does that make you feel? i'm glad that sirjohn saunders has acknowledged expert to's opinion and taken that— acknowledged expert to's opinion and taken that on board, because i believe — taken that on board, because i believe that. knowing saffie roussos and how— believe that. knowing saffie roussos and how she was talking, how she was fully aware. _ and how she was talking, how she was fully aware, breathing, drinking water, — fully aware, breathing, drinking water, basically asking for help. "just _ water, basically asking for help. "just help— water, basically asking for help. "just help me." the first lot of experts — "just help me." the first lot of experts originally said she was

survivable and then they changed their mind. that plants a seed of doubt _ their mind. that plants a seed of doubt in — their mind. that plants a seed of doubt in your head, so when we asked for more _ doubt in your head, so when we asked for more experts because of that they came — for more experts because of that they came back and said they believed _ they came back and said they believed that with the correct treatment administered quickly they believe _ treatment administered quickly they believe she may have survived. and i know _ believe she may have survived. and i know that _ believe she may have survived. and i know that i— believe she may have survived. and i know that. i know that anyway because — know that. i know that anyway because i_ know that. i know that anyway because i know that from saffie roussos — because i know that from saffie roussos. so forjohn saunders to then— roussos. so forjohn saunders to then say— roussos. so forjohn saunders to then say and acknowledge the second lot of experts's opinions as well, that means a hell of a lot to me. it that means a hell of a lot to me. [it is that means a hell of a lot to me. it is acknowledging saffie roussos's respect in her fight for life and thatis respect in her fight for life and that is important. and on the flip side to that, it makes you so angry to listen to these professionals saying under oath that it was

adequate and if it happened again we wouldn't do anything different. how can you sleep at night saying that? lisa and andrew, the parents of saffie roussos, the youngest of the manchester arena victims. interest rates have gone up by three quarters of a percentage point, the biggest increase for more than 30 years. it pushes the base rate up to 3% as the bank of england tries to control inflation. it's the eighth rise in a row, meaning higher mortgage bills for many homeowners. 0ur economics correspondent andy verity reports. it's the biggest interest rate rise in a third of a century. the cost of living has been rising at its fastest rate for a0 years for global reasons but the bank of england is trying to prevent runaway inflation becoming embedded

in the domestic economy. these are big changes, they have a real impact on people's lives, so why are we doing it? and why are we doing it now when so many people are already struggling with higher energy and food prices and other bills? quite simply, we're increasing the bank rate because inflation is too high. it's the bank'sjob to bring it down. in the past half—century, the interest rate has been much higher, but this year's rises mark the end of 13 years of what was supposed to be temporary emergency low rates, but were kept there because under the policy of austerity economic growth was so weak. inflation can be caused by higher costs like the price of oil but it can also be made worse by high demand. too much money spent by households and businesses chasing too few goods. the idea behind raising interest rates is to make it more expensive to borrow and to spend, and that should limit the amount

of buying activity, reducing the upward pressure on prices. the risk is, if you raise interest rates too far, too fast, you can make any recession even worse. thousands of families have already been hit hard. in north london, this man earns a good wage in a transport and logistics company but he's worked out that by next year his costs will have jumped by over £750 per month. one week i was really bad — kind of down — my wife telling me don't worry, we will do it somehow. he was paying 1.38% on a fixed rate mortgage thatjust expired, but the best rate he could move on to was 4.61%, £371 extra per month. this is the reality. we were saving money, we didn't go for a holiday the last two years. haircuts we do minimum,

occasionally i start shaving to save £20. if i am again not doing stuff like holidays and stuff, still i probably need £200. that means you have to start touching your savings, which i'm not comfortable. after the mini—budget, markets were expecting the bank of england to raise rates to a peak at more than 6% next summer, but since the resignation of liz truss and kwasi kwarteng, it is expected to be 4.7%. what's extraordinary is the bank of england has raised interest rates this quickly, just as it says we're already in a recession expected to last until 202a. if on top of that the government raises taxes or cut spending too soon or too severely, ordinary families will again have to pay notjust through higher bills but higher unemployment. andy verity, bbc news. let's analyse this interest rate rise today. thank you very much for

being with us. this wasn't unexpected. lots of people had been predicting the sort of rise. how high do you think interest rates are going to go in the next few months? so there are two kinds of measures that we _ so there are two kinds of measures that we can — so there are two kinds of measures that we can look at here. i think one thing — that we can look at here. i think one thing that is pretty much is certain— one thing that is pretty much is certain is— one thing that is pretty much is certain is they are going to rise further— certain is they are going to rise further from here. we can look at what _ further from here. we can look at what the — further from here. we can look at what the market expects the bank of england _ what the market expects the bank of england to do, and at the moment they are _ england to do, and at the moment they are expecting the bank of england — they are expecting the bank of england to raise interest rates to about _ england to raise interest rates to about 5%. — england to raise interest rates to about 5%, just short of 5% by around may next _ about 5%, just short of 5% by around may next year. interestingly, today the bank— may next year. interestingly, today the bank of england, when they announce — the bank of england, when they announce their decision to raise rates. _ announce their decision to raise rates, i— announce their decision to raise rates, i had _ announce their decision to raise rates, i had a note in their big repor— rates, i had a note in their big reuor that— rates, i had a note in their big repor that comes alongside it that says we _ repor that comes alongside it that says we are not expecting to raise rates _ says we are not expecting to raise rates by _ says we are not expecting to raise rates by as— says we are not expecting to raise rates by as much as markets expect, so that— rates by as much as markets expect, so that means that we might not see rates _ so that means that we might not see rates of— so that means that we might not see rates of around 5% next year, it might— rates of around 5% next year, it might be — rates of around 5% next year, it might be slightly lower. rates of around 596 next year, it might be slightly lower.- rates of around 596 next year, it might be slightly lower. what you think it is going _ might be slightly lower. what you think it is going to _ might be slightly lower. what you think it is going to mean - might be slightly lower. what you think it is going to mean for - might be slightly lower. what you | think it is going to mean for people on mortgages? a lot of people it fixed, we know that, for some time to come. but clearly this will affect many, many people. exactly.

there are about _ affect many, many people. exactly. there are about 1.8 _ affect many, many people. exactly. there are about 1.8 million - affect many, many people. exactly. there are about 1.8 million people | there are about 1.8 million people in the _ there are about 1.8 million people in the uk — there are about 1.8 million people in the uk that are on a variable rate, _ in the uk that are on a variable rate. and— in the uk that are on a variable rate, and those rates go up as a base _ rate, and those rates go up as a base rate — rate, and those rates go up as a base rate goes up. so they will see an almost— base rate goes up. so they will see an almost immediate increase. for someone _ an almost immediate increase. for someone with about £250 mortgage, there witt— someone with about £250 mortgage, there will be an extra £100 a month cost, _ there will be an extra £100 a month cost, just— there will be an extra £100 a month cost, just from today's increase. but people — cost, just from today's increase. but people on fixed rate deals that locked _ but people on fixed rate deals that locked in _ but people on fixed rate deals that locked in very low rates a couple of years _ locked in very low rates a couple of years ago _ locked in very low rates a couple of years ago will be seeing the cumulative effect of all of these interest — cumulative effect of all of these interest rate rises from the bank of england _ interest rate rises from the bank of england in— interest rate rises from the bank of england in one hit, so they are going — england in one hit, so they are going to — england in one hit, so they are going to see dramatically higher mortgage rates which means obviously dramatically higher monthly costs for their— dramatically higher monthly costs for their mortgage.— dramatically higher monthly costs for their mortgage. there was also from the bank _ for their mortgage. there was also from the bank of _ for their mortgage. there was also from the bank of england - for their mortgage. there was also from the bank of england today i for their mortgage. there was also l from the bank of england today that warning about recession, potentially they said the longest recession since records began. find they said the longest recession since records began.— they said the longest recession since records began. and that is a century a90- _ since records began. and that is a century ago. exactly. _ since records began. and that is a century ago. exactly. i— since records began. and that is a century ago. exactly. i think- since records began. and that is aj century ago. exactly. i think there has been — century ago. exactly. i think there has been a — century ago. exactly. i think there has been a lot of talk of recession, speculation— has been a lot of talk of recession, speculation about whether we are already—

speculation about whether we are already technically in a recession, but i _ already technically in a recession, but i think— already technically in a recession, but i think the warning from the bank— but i think the warning from the bank of— but i think the warning from the bank of england today was perhaps bleaker— bank of england today was perhaps bleaker than many had hoped for. i think— bleaker than many had hoped for. i think we _ bleaker than many had hoped for. i think we all— bleaker than many had hoped for. i think we all were hoping that this would _ think we all were hoping that this would be — think we all were hoping that this would be a shorter recession, more of a blip. _ would be a shorter recession, more ofa blip. but— would be a shorter recession, more of a blip, but actually the idea from — of a blip, but actually the idea from the — of a blip, but actually the idea from the bank of england and their thoughts _ from the bank of england and their thoughts at the moment and projections are that it is going to be much — projections are that it is going to be much longer. recession seems like kind of— be much longer. recession seems like kind of a _ be much longer. recession seems like kind of a strange word or a word that some — kind of a strange word or a word that some people may not understand, but what _ that some people may not understand, but what it _ that some people may not understand, but what it actually means to people is companies are struggling more, people _ is companies are struggling more, people being more likely to lose their— people being more likely to lose theirjobs or companies laying their jobs or companies laying people — theirjobs or companies laying people off, so it doesn't paint a great _ people off, so it doesn't paint a great picture for the coming year. 0k, great picture for the coming year. 0k. thank— great picture for the coming year. 0k, thank you so much laura souter, head of personalfinance 0k, thank you so much laura souter, head of personal finance at ajay bell. the bbc says comments by its news centre martine croxall broke rules on its impartiality. shortly after borisjohnson withdrew rules on its impartiality. shortly after boris johnson withdrew from

the conservative party leadership race. let's get more on this now with our media correspondent who is with our media correspondent who is with me in the studio. what are the bbc saying?— bbc saying? this is all about the newspaper _ bbc saying? this is all about the newspaper review _ bbc saying? this is all about the newspaper review 23rd - bbc saying? this is all about the newspaper review 23rd of - bbc saying? this is all about the i newspaper review 23rd of october. this is an hour or so after boris johnson withdrew from the leadership contest. the beginning of the newspaper review, there were these comments from martine croxall saying it was all very exciting, because of course the newspaper's headlines were all being rewritten at the time, and then she asked if she was allowed to be this gleeful. the question that some people raised was what exactly was she being gleeful about? there were some complaints and the bbc has been investigating. it says remarks from the presenter caused a significant risk that the audience could believe that opinions were being... it says that the papers's review did not meet its editorial standards. the bbc says it doesn't comment on individual staff matters but says martine croxall, who has not been on air since the

incident, will return to presenting on the news channel tomorrow. david, thank ou on the news channel tomorrow. david, thank you very — on the news channel tomorrow. david, thank you very much. _ let's tiktok the weather for you. beautiful picture from one of our weather watchers. lovely sunshine through scotland through much of today. furthersouth, heavy rain through scotland through much of today. further south, heavy rain in the south clearing buddy ross of showers across the southwest over next few hours, some thundery ones —— but a rash of showers. sunny downpours with us first thing tomorrow but elsewhere it is a dry start, a chilly start in scotland, and then a few showers drifting in across the highlands and islands, but for much of the country tomorrow, dry with some sunshine and temperatures around 10—14 c. for the weekend, we have a weather front working its way eastward saturday through the day, drying up for northern ireland and the west of scotland. much of england cloudy

with some showery outbreaks of rain. hopefully drier on saturday evening for bonfire night in the but certainly through saturday rather wet at times. sunday remaining unsettled stop certainly some heavy rain in the southeast. thatthe forecast. this is bbc news. i'm ben brown. 0ur i'm ben brown. our latest headlines... a report into the manchester arena bombing in 2017 says the performance of emergency services "fell far below the standard it should have been", and at least one of the 22 people who was killed would probably have survived, if help had arrived earlier. many things did go badly wrong, and it has been the job of this inquiry to identify them, work out if possible why they went wrong and make recommendations to ensure, if possible, that they don't happen again. she would have survived had she been given the correct medical attention she needed.

i do believe that. we let the families and the public down in their time of need, - and for that, i am truly sorry. it was the result of poor advance planning — it was the result of poor advance planning and _ it was the result of poor advance planning and a _ it was the result of poor advance planning and a failure _ it was the result of poor advance planning and a failure to- planning and a failure to follow established _ planning and a failure to follow established guidance _ planning and a failure to follow established guidance for - planning and a failure to follow established guidance for an - planning and a failure to follow- established guidance for an incident of this— established guidance for an incident of this nature — established guidance for an incident of this nature. that _ established guidance for an incident of this nature. that led _ established guidance for an incident of this nature. that led to _ established guidance for an incident of this nature. that led to a - established guidance for an incident of this nature. that led to a poor. of this nature. that led to a poor liquidated — of this nature. that led to a poor liquidated and confused - of this nature. that led to a poor| liquidated and confused response operation — liquidated and confused response operation on _ liquidated and confused response operation on the _ liquidated and confused response operation on the night. _ liquidated and confused response operation on the night. —— - liquidated and confused response operation on the night. —— poorly| operation on the night. —— poorly coordinated _ the bank of england hasjust raised its base rate to 3%, an increase of three quarters of a percentage point, as it tries to contain inflation. the former pakistani prime minister, imran khan, was shot as part of an assassination attempt while campaigning in the east of the country. it's been reported he was hit in the foot and injured, but his life is not in danger. those are our headlines. let's get the sport for you with laura at the bt sport centre. good evening —— bbc sport centre.

thank you, ben, good evening. the wheelchair rugby league world cup got under way this evening. england play australia later tonight — that's live on bbc two. but the opening game is around 30 minutes at the copper box in london — spain are taking on ireland. 0ur reporter matt graveling is there. bring us up to speed with what is happening. bring us up to speed with what is ha eninu. . .. bring us up to speed with what is haueninu. . . . happening. laura, some exciting. this competition _ happening. laura, some exciting. this competition has _ happening. laura, some exciting. this competition has been - happening. laura, some exciting. | this competition has been delayed happening. laura, some exciting. i this competition has been delayed a year because of covid, but it is getting under way now, and wheelchair rugby world cup, this is the first time it has been held, but the first time it has been held, but the first time it has been held along with the men and women to make great platform, and even though they are the sixth seed, ireland are actually losing to spain. i will give you the updated score as i look across my 30—a, so it is not quite going ireland's were at the moment, but anything can happen in the second half of you have two halves of 1a minutes each, each player has

tags on their shoulders, and wendy opposition pull one of those tags off the shoulder, they have to stop, give the ball to one �*their and once there are five zéilffthey they have to hand the ball zi= the the the j the scoring back to the opposition. the scoring is very much the same as rugby league, for people who watch that, but i tell you what, it is very, very exciting here. a few empty seats, possibly when people see this on the red button or the bbc, we might get more here over the coming days. we might get more here over the coming da s. ~ . . might get more here over the coming da s. . . , ., . might get more here over the coming days— very. _ pictures, it looks very, very exciting. he hosts england pictures, it looks very, very excit campaigns hosts enr tonight. , we expect we expecttrorn; it we expecth it is what can we expect from them? it is excitina! what can we expect from them? it is exciting! and — what can we expect from them? it is exciting! and i— what can we expect from them? it 3 exciting! and ijust say, a little bit violent! i am not sure i would be very good at this sport, i can tell you, because there's quite a few clashes between the wheelchairs down there, but as you say this is a double—header. we have two games tonight, any second one very exciting. people stood coming into london after work. we have england against australia. england are

ranked second behind france, australia ranked fourth, but in the rear first rugby league wheelchair world cup, england won itjosh mcnary first. —— very first. -- very first. we will see. it is heatin: -- very first. we will see. it is heating up _ -- very first. we will see. it is heating up here. _ -- very first. we will see. it is heating up here. heating i -- very first. we will see. it is heating up here. heating up. -- very first. we will see. it is i heating up here. heating up indeed, matt, thank you very _ heating up here. heating up indeed, matt, thank you very much. - just before we go, a reminder that there are four british teams in european action this evening. in the rope conference league, hearts�*s time is over. in the last half hour, they have been beaten 3—1 in turkey, hearts finished third in their group, basaksehir go to the knockout stage. west ham, who are through,

are away at romanian side fcsb. manchester united and arsenal will both be looking to finish top of their group to avoid the knockout playoffs and reach the last 16 of the europa league. follow live text commentary on the bbc sport website and app. at the t20 world cup, pakistan have kept their semifinal hopes alive after beating south africa at the sydney cricket ground. pakistan launched a recovery after being as—a, with iftikhar ahmed hitting the biggest six of the tournament, 106 metres over the leg side. they posted 185—9 and then took regular wickets to deny south africa in a chase shortened by rain. pakistan won by 33 runs on the dls method and it means they can still qualify for the semifinals. that is all for the sport for now. hugh ferris and the team will have more at half past six.

thank you very much indeed. let's take you back to that top story this evening, that damning report on the manchester arena attack five years ago. 22 people lost their lives. let's go to our north of in correspondent danny savage. just some up for us what exact of the inquiry report has said and what the emergency services have said in reply. i said and what the emergency services have said in reply.— have said in reply. i think this is bein: a have said in reply. i think this is being a very _ have said in reply. i think this is being a very humbling - have said in reply. i think this is being a very humbling answer i have said in reply. i think this is i being a very humbling answer noon for the emergency services in greater manchester —— afternoon. they have apologised for their wholly inadequate and totally ineffective response to the manchester arena bombing. the chief constable of greater manchester police told a news conference the forces failings were significant. "we failed to plan effectively in the execution of that which was planned was simply not enough. " the

chief fire officer in greater manchester said his service's response to the bombing will forever be a matter of deep regret for our service to stop it was a catalogue of what could go wrong, did go wrong, that night, and when we heard earlier on this afternoon from sir john saunders, the chairman of the inquiry, the man who was listen to the evidence and written this report, he talked for about ten or 15 minutes this afternoon about what had happened and he says his criticisms must not overshadow his admiration for those who did go to the scene of the bombing that night without regard for their own safety, but he said many things did go badly wrong, although i have not looked for scapegoats. wrong, although i have not looked forscapegoats. he wrong, although i have not looked for scapegoats. he was very critical of the way things happened that night. basically communication between all the emergency services after the bomb went off recently

nonexistent, there was a lack of coordination, not enough emergency service personnel got into the scene, got into that room to try and help the injured, and assess those who died, and i suppose one of the other key things that come out today is that one of the 22 people who died should have survived their injuries, a man called john atkinson, he was 20 years old. he had severe leg injuries. a man sat with him, a complete stranger, had a tourniquet on his legs to stop him bleeding out, fairly successfully for quite some time, but because it took so long for emergency services, he had cardiac arrest and died, and he should not have died from those injuries is what the report has said. john atkinson's family says he was fielded every single stage. it was fielded every single stage. it was crystal clear he died from injuries he could and should have survived, and that is the nub of it. there are people that died that night that should not have done and emergency services failed on every

level. this is a difficult day for them to say the least and it is leaving the families is very angry. they have heard all the evidence over this month, but they've heard the conclusions, and their particular angry that there is a catalogue of things that went wrong that night —— and their particular angry. the outcomes for some of those people should've been very different. , ., ., ., different. danny, thanks for that. that is danny _ different. danny, thanks for that. that is danny savage _ different. danny, thanks for that. that is danny savage for- different. danny, thanks for that. that is danny savage for us i different. danny, thanks for that. that is danny savage for us in i that is danny savage for us in manchester. let's go back to the other main news of the day, that news from the bank of england which is warning that the uk is facing its longest recession since reliable records began, and that is a century ago, and i was after it had announced the biggest interest rate rise in more than 30 years. the governor andrew bailey said the bank has acted forcefully as he tries to bear down on soaring inflation. interest rates up to 3%, the base rate up to 3%, and our economic correspondent andy verity is here now. that will not be the end of it.

more interest rate rises to come, it is just a question of how high they are going to go. isjust a question of how high they are going to go— are going to go. there has been a bi shift are going to go. there has been a big shift there. — are going to go. there has been a big shift there, and _ are going to go. there has been a big shift there, and it _ are going to go. there has been a big shift there, and it was - are going to go. there has been a big shift there, and it was part i are going to go. there has been a big shift there, and it was part of| big shift there, and it was part of the reason the pound was down against the dollar, because they are no longer expecting interest rates to rise as high as they were a month ago, partly because of the mini budget. back then they thought the bank of england would have to go much harder to bring inflation under control because the government fiscal policy, the task cuts, or in the opposite direction. now because those text is been taken away, had been reversed, there is less pressure on the bank of england to raise interest rates as deeply and as high. now the prediction is that rather than getting up to 6% next summer, it should be more like 4.6, 4.7. , 4.7. the point is fighting inflation. _ 4.7. the point is fighting inflation, but _ 4.7. the point is fighting inflation, but how- 4.7. the point is fighting i inflation, but how successful is that to be, the traditional tool of putting up interest rates, when the mod of it is down to energy bills, the war in ukraine?—

the war in ukraine? exactly, it is ulobal the war in ukraine? exactly, it is global financial _ the war in ukraine? exactly, it is global financial inferno - the war in ukraine? exactly, it is global financial inferno done i the war in ukraine? exactly, it is. global financial inferno done micro domestic interest rates head off what is called demand led inflation, were people have more money than the normally have, housel and businesses are spending more than he normally do too much money chasing too few goods pushing up prices, but that is not the sort of inflation we have had here. it is push inflation, from petrol prices. the bank of england is predicting inflation will come down quite rapidly next year and the unusual nature of this situation, the extraordinary nature of the situation, is to have a central bank raising interest rates by more than it has in 30 years at the same time as we are entering recession normally raise interest rates to head off inflation and you cut them when you are entering recession to try to support the economy and a lot of people are warning if you have that at the symptom is the government hits the brakes by doing spending cuts, the economy could get a nasty case of whiplash.—

a nasty case of whiplash. andy, to ou ve a nasty case of whiplash. andy, to you very much _ a nasty case of whiplash. andy, to you very much indeed, _ a nasty case of whiplash. andy, to you very much indeed, andy i a nasty case of whiplash. andy, to| you very much indeed, andy verity there, our economics correspondent. the chancellorjeremy hunt has been speaking to reporters. let's hear what he had to say. what my party has done is put in place a new prime minister, we also have a new chancellor of the exchequer. today's news is going to be very tough for families with mortgages up and down the country, for businesses with loans, but there is a global economic crisis, the imf, the international monetary fund, say a third of the world economy is now in recession and the best thing the government can do if we want to bring down these rises in interest rates is to show that we are bringing down our debt and families up and down the country has to balance their accounts at home and we must do the same as a government. that is jeremy hunt, that isjeremy hunt, the chancellor of the exchequer. i'm joined now from westminster by thangam debbonaire, the shadow leader of the house of commons. and let's get labour's viewpoint on all of this. we just heard the

chancellor say this is a global economic crisis, the international monetary fund says one third of the world economy is now in recession. in other words, it's notjust us. yes, but when i heard that interview in full earlier, what i also heard him say is the new pre—minister rishi sunak admitted in front of downing street that mistakes had been made by this government and that we are all, i'm afraid to say, going to be paying the price. that also comes on the back of 12 years of economic stagnation under successive tory governments, with growth flatlining, product of the flatlining and inflation, yes, there is a global crisis, but that is exacerbated by being exposed and vulnerable as a result of that 12 years of economic mismanagement. i also did not hear any sign of a plan from jeremy hunt, and that is important because working people, pensioners, communities are going to be worried sick about how they are gonna pay their bills, how their mortgage or rent is going up, and they need to see a plain... you say

ou're they need to see a plain... you say you're not — they need to see a plain... you say you're not hearing _ they need to see a plain... you say you're not hearing more _ they need to see a plain... you say you're not hearing more from i they need to see a plain... you say you're not hearing more from the l you're not hearing more from the tories, but what is your plan? we know tories, but what is your plan? - know there is a way to the short—term and long—term. the short—term, we would have a proper windfall tax, not this halfhearted one that rishi sunak introduced when he was chancellor, one that actually takes some of that profit from those massive profits that oil and gas producers are making at the moment, evenjust this week producers are making at the moment, even just this week shell and bp declared massive increases in profits, and we would use that to help people with the cost of living crisis right now. we would have done that months ago, by the way, and long—term we will grow our economy from the bottom up inside of this trickle down economics. we would do a proper industrial strategy, doing things like business rates like people my constituency and across the country have been calling out for, we'll be investing in those green renewable energies we will need if we are going to tackle climate change and be rolled beaters

in those renewal industries in —— world beaters and produce those greatjobs of —— world beaters and produce those great jobs of the future. that -- world beaters and produce those great jobs of the future.— great “obs of the future. that is the great jobs of the future. that is the lona great jobs of the future. that is the long term, _ great jobs of the future. that is the long term, as _ great jobs of the future. that is the long term, as you - great jobs of the future. that is the long term, as you said. i great jobs of the future. that is i the long term, as you said. what about the short—term? the chancellor was saying, there are no easy options that when you take difficult decisions on tax and spending. what decisions on tax and spending. what decision would you take if you were in government now on tax and spending to get us out of this economic hole that we are in? i spending to get us out of this economic hole that we are in? i have already said — economic hole that we are in? i have already said we _ economic hole that we are in? i have already said we would _ economic hole that we are in? i have already said we would tax _ economic hole that we are in? i have already said we would tax those i economic hole that we are in? i have already said we would tax those big l already said we would tax those big oil and gas producers... bpart already said we would tax those big oil and gas producers. . ._ oil and gas producers... apart from the windfall— oil and gas producers... apart from the windfall tax. _ oil and gas producers... apart from the windfall tax. the _ oil and gas producers... apart from the windfall tax. the other- oil and gas producers... apart from the windfall tax. the other thing i the windfall tax. the other thing ou would the windfall tax. the other thing you would do — the windfall tax. the other thing you would do is _ the windfall tax. the other thing you would do is make _ the windfall tax. the other thing you would do is make sure i the windfall tax. the other thing you would do is make sure the l the windfall tax. the other thing i you would do is make sure the people who have the least have as much as we can make sure that they can have, to get through the winter, so things like putting up the benefits, pensions, in—line with inflation, which frank lee even tory backbenchers have been calling for the stub we would stick to that commitment and make sure people have that, because i know having met pensioners in my constituency that they are worried sick that their pension will not go up with inflation. we would make sure that that xxx commitment was met. we

would make sure that we were giving people hope by investing in those renewable energies, which would bring down people's bills. we already have investment in offshore wind that frankly is nowhere near enough. small cities in germany on more of our offshore wind and the british government does. we would make sure, through our gb energy plan, that we were taking control of that, expanding offshore wind technology which already exists, as well as at onshore wind, we would be doubling that, investing in solar energy. some of those things would take longer than others, but will we had not have done as well as failed to store gas, which the government has done, despite being warned by our now shadow chancellor. you talked about _ our now shadow chancellor. you talked about tax _ our now shadow chancellor. you talked about tax and so on, but we also know they're going to have to be spending cuts. that is what the government has said. would you agree with spending cuts? what kind of public services would you cut? it is public services would you cut? it is really difficult _ public services would you cut? it is really difficult to _ public services would you cut? it 3 really difficult to say at the moment, because the despite the fact we have called for,

we've not seen the 0mb report, and without them showing their workings, we would have tight fiscal rules to bring back economic credit ability which this government and preaches governments have so been lacking. let's face it, we have had a chancellor recently who just in the short space of time he was chancellor, he was standing up and saying things that amounted to tax cuts for the rich, he managed to send the pound crashing and see our economy lisa badly damaged in ways that working peoples and pensioners will pay the price for. first of all do not do that, do not make commitments that you cannot show how you will spend for, and that is something labour will always do. we will always know where will that the money they need to pay for our public services. i also heard your correspondent talk about the danger of public starving public services of public starving public services of the money they need. we need to make sure children to be educated.

at the moment we hear about our skills that are going to struggle to get food and winter with —— to the winter with their bills. we need to make sure our public services can function, they are given the support that they need but also that we are getting best value for money out of them. . ., , , ., getting best value for money out of them. . ., , ., , ., ., them. thangam debbonaire, shadow leader of them. thangam debbonaire, shadow leader of the — them. thangam debbonaire, shadow leader of the house _ them. thangam debbonaire, shadow leader of the house of _ them. thangam debbonaire, shadow leader of the house of comments, l leader of the house of comments, thank you so much for your time, thanks for being with us. the former prime minister of pakistan, imran khan, has been shot while leading a protest march in the east of the country, near lahore. he's said to be in a stable condition in hospital, after being shot in the leg. imran khan was leading a march on the capital islamabad to demand snap elections. howard johnson reports. —— let's go live to the capital islamabad, with our correspondent sahar baloch. what more do we know about what happened? does this look like an assassination attempt was yellow right now, it is not sure whether it is an assassination attempt. the

runman is an assassination attempt. the gunman has _ is an assassination attempt. tue: gunman has been is an assassination attempt. t'ta: gunman has been taken into is an assassination attempt. tta: gunman has been taken into custody. this was told to us by information minister, and she said that the man has been arrested and he is in police custody, and he is saying that he acted of his own will, that nobody pressurised him into attacking imran khan, so right now there are a lot of opinions as well about why he was attacked and whether this gunman, who says that he acted as a lone wolf, whether he did that of his own will or not or whether it was a targeted agenda behind this entire thing stub right now, a lot of political opinions are also being thrown about. at the same time, the information minister has asked the leaders to not give out any irresponsible statement of the moment, because there directly accusing the prime minister and one major general from accusing the prime minister and one major generalfrom the accusing the prime minister and one major general from the isi, accusing the prime minister and one major generalfrom the 151, the inter—services intelligence,

pakistan's intelligence agency, and these are basically the people who are prime accused, according to imran khan. a lot of opinions out there, a lot of accusations out there, a lot of accusations out there, and so far this assassination attempt is not clear whether it was a targeted attack or not.— a targeted attack or not. imran khan, a targeted attack or not. imran khan. former— a targeted attack or not. imran khan, former prime _ a targeted attack or not. imran khan, former prime minister. a targeted attack or not. imran| khan, former prime minister of pakistan have also a legendary cricketer — what is the latest on his condition? we heard he was shot in the leg or the foot, i'm not entirely sure which of those reports is accurate, but what is his condition?— is accurate, but what is his condition? ., , , condition? according to his party leader, imran _ condition? according to his party leader, imran khan _ condition? according to his party leader, imran khan is _ condition? according to his party leader, imran khan is in - condition? according to his party leader, imran khan is in a i condition? according to his party leader, imran khan is in a safe i condition? according to his party i leader, imran khan is in a safe and stable condition, and soon after he was shot in the leg by the gunman, he was taken immediately to lahore, where he was treated medically. and apart from that, but we also know is imran khan is going to... the long march is going to continue tomorrow, the 4th of november, and the party decided during one of the meetings

it had today after imran khan was shot. leaders have confirmed that even after being shot, imran khan was giving instructions to his party supporters into his party leaders as well, so so far, he seems stable, but there are people who are angry and have a lot of questions that they want to get answers for. sahar baloch, they want to get answers for. sahar baloch. our — they want to get answers for. sahar baloch, our correspondent, - they want to get answers for. sahar baloch, our correspondent, thank you very much indeed. from today, you'll be able to pay less for netlix, but there's a catch — you'll have to watch adverts. the streaming service is launching a cheaper package in the hope more people will sign up, as our entertainment correspondent lizo mzimba reports. for years, i've called for a more modern monarchy that reflects the world outside. keeping up with the modern world is what the streaming service behind the crown is aiming to do. people more than ever understand how it's really been for me. it seems so long ago, ten years in fact, that netflix set

up its strategy for success, luring subscribers with quality original content. 2013's shadowy political drama house of cards was the first big example of this. then, hang on to those paying viewers with a huge selection of popular content... ..acquired from other broadcasters. miss bridgerton. pardon me. forgive me. for the most part, its plans have worked well, with ever more lavish and more ambitious content. but still, for the first time in a decade, in the first half of the year, the streamer lost subscribers. the third quarter of 2022 did see numbers increase once more. still, many asked whether it was an indication that the multi—billion pound company was reaching the limits of its subscriber base. you get to a position

when you are a company such as netflix, who has been growing for so long, that you start to hit sort of saturation in some of your key markets such as, for example, the us. and therefore the only way you can really sort of grow your revenues is either by increasing the price quite significantly or start to look for new revenue streams. and one of those is looking at advertising. you're in no shape for this fight that lies before us. _ it's not alone in deciding to bring in a two tier subscription model. the disney+ streaming service is planning to do something similar over the next year. 0ur glories belong to the past. netflix will be hoping that the almost simultaneous release of a new and potentially controversial series of the crown, together with its new cheaper service, will result in a significant revenue boost. how did it come to this? lizo mzimba, bbc news. it's bonfire night this weekend, but many of the large scale public events have been cancelled

as councils struggle with rising energy bills. despite the cutbacks, communities across britain are still finding ways to celebrate the occasion, as john maguire reports. fireworks the flash and bang of the rockets, the smell of the cordite, the crunch of the toffee apple. bonfire night has been a firm family favourite for generations. but this year, it's different. and notjust because the government seems to be doing guy fawkes�* work for him, but for many organised displays, the cost of living has meant fireworks night has gone up in smoke. so, joe, we need these trees to stay in full leaf, don't we? so that you can project the lasers onto them? we do. we do indeed, definitely. we've got two lasers, which is going to go onto these trees here. and this will project one massive show. here in cardiff, a local charity is using lasers and a light show instead.

the technology is low voltage, so kinder to pockets, and to pets, by the way. so everything that we always try and do is to make things as cheap as possible for the families, especially in our area. it's not an affluent area. we understand that. so we want to make sure that they get the best value for their money as they possibly can. from fright night to fireworks night, it's a busy season at the avon valley adventure and wildlife park between bristol and bath. their displays are going ahead over two nights this year instead of the usual three. but still, it's a challenge. from a business perspective, we struggled to get through covid. all of our sales this year have been last minute, whereas last year i think people were desperate to get out, desperate to do something. and so we were going into this with our eyes open, being a bit wary about it, but hoping that people would come out and have a good night. and that's what we're seeing so far.

ticket sales are good. so this one here will fire those flames. that's going to be flames. just that one with the green. yeah, just that one there. modern displays are computer controlled ensuring safety and a coordinated spectacle of music and lighting. but costs, especially of fireworks, are increasing dramatically. almost doubled, some of the prices of the products. the shipping costs over the last two years, it's gone exponentially. it's just gone through the roof. there are a lot of companies around thatjust can't get the products in. so they're e cancelling it or they're changing to sort of drone —— so they're cancelling it or they're changing to sort of drone shows or they're changing to light shows or they're just doing a big bonfire. it's, you know, it's difficult. so, hi, guys! how's it going? so you're looking forward to the bonfire night? and where costs have led to cancellations — here in leeds, for example — this community pub is stepping in. after the covid and everything, i think people's mental health are everywhere at the moment and i think people needed

something to encourage them to come out in a safety, safe way, and also enjoy themselves. but there are concerns about safety. last year, the london fire brigade saw a 60% increase in call outs. and officers fear the number could increase with people seeking alternatives to organised displays. so we're looking to people in our communities to work with us and just try and stay safe on this bonfire night and over the fireworks week and if possible, attend a proper display. and if you are having fireworks at home, please use them safely. and there's information on our website and on all fire and rescue websites on how to use fireworks safely. a spectacular display can be a distraction, a chance for some precious time with family and friends, and a chance, if only for one evening, to replace cost of living gripes and groans with the happier sounds of oohs and ahs. john maguire, bbc news.

let's see what the weather is for bonfire night.— bonfire night. thanks very much indeed. hopefully _ bonfire night. thanks very much indeed. hopefully not _ bonfire night. thanks very much indeed. hopefully not a - bonfire night. thanks very much i indeed. hopefully not a wash-out, indeed. hopefully not a wash—out, but still some patchy rain around. we certainly had a lot of wet weather across parts of the southeast earlier today. at the moment we are washing a rash of country downpours and winds, likely to be with us into the evening and overnight, but elsewhere with clear skies, it will be chilly, certainly through parts of scotland. you can see through the early hours those gusty showers pushing their way along the channel, some rebels of thunder in the mix. you can see on the sequence there we have got a ridge of high pressure moving in as we head overnight tonight. that system in the south clears and with clear conditions it will be cold for scotland at least, temperatures down close to freezing if not subzero through parts of the central belt. it is a cool start elsewhere but a dry and fine one. 20 of sunshine around, a few showers pushing across

parts of scotland, drifting in towards the north of england. elsewhere, dry with sunshine, temperatures reaching up to around 15 in parts of the far south and hopefully on saturday a wet afternoon but drier for bonfire night. from 2.25 to 3% — it's the bigget single hike in rates since 1989. the bank's governor says it had to be done. if we do not act forcefully now, it will be worse later on. and as the forecast we are publishing today shows, it is a tough road ahead. homeowners with mortgages and businesses with loans are warned of difficult times to come and a recession that could last well into 2024. we were looking before the rates had increased and it was like we were

working it out thinking, "yeah, we can do this, we can do this." with the rates now — we're a lot more hesitant.