good morning. very warm welcome to the nation's 49. the first question for you morning... did protest police go too far? the metropolitan police says it "regrets" the arrests of six anti—monarchy protesters on coronation day. the met says there was no proof the six protesters were planning to use the banned tactic of trying to "lock on". after a recent change to the law, it is illegal for protesters to use equipment to secure themselves to things like railings.

protesters calling a dystopian nightmare. if liberty means anything at all it means the right to tell people what they don't want to hear. are you worried about that rate going ahead? the shape of things to come? it is not whether the protesters were right or wrong, it's about the right to protest in the way they did, and is perfectly possible to think that the coronation was the most marvellous magical thing you've ever seen but also to be extremely worried about this, or are they walls that divide us just too tall these days? are we to polarise? the protesters, the old dell have said sorry, is the hardest word are the easiest word —— the old bill. in moscow, hong kong, tehran, we want to know what it looks like to you, macclesfield, tonbridge, many other places. or is this all a

bit hysterical? nothing to see here, move along? the police were ultra—cautious, perhaps overcautious? now they are sorry. get in touch. here is your news. scotland yard says it has regrets about the arrest of six protestors before the king's coronation on saturday. the group — who were detained on suspicion that they were planning to attach themselves to something illegally — will face no charges. the leader of the campaign group republic, graham smith says he wants a full inquiry into what happened. pharmacies across england are to start prescribing medicine for some common

health conditions, as part of efforts to reduce the demands on gps. the department of health and nhs england say the change will free up millions of doctor appointments for those who needed them most. president putin has used his speech at the annual victory day parade in moscow's red square to accuse the west of sowing hatred and russophobia. significant security is in place at the event because of a series of drone attacks inside russia which have been blamed on ukraine but denied by kyiv. the first 15 acts to take part in this year's eurovision song contest in liverpool are preparing for their semifinal. thousands of fans are descending on the city for tonight's contest — which will see ten acts progress to the grand final on saturday.

it will be very interesting, always is, to hear what you think about this. one of those arrested, he has been on the media quite a lot, well known figure, chief executive of republic, the campaign group. he says the police went round to apologise to him after all this and he says he does not accept the apology, once a full inquiry into what he calls a disgraceful episode. would you call it a disgraceful episode? what do you make of the regret of the metropolitan police? are you worried about what this means for the freedom to protest? discord in london, cacophony of angen discord in london, cacophony of anger, a chorus of outrage, notjust london. in many places. others are saying can down, this was an event that had to be policed sternly, it went over the top but it was

necessary, massive security threats, massive terrorist threats and we did not want this marvellous, joyous occasion disrupted for the many millions watching. i think that is both sides of it. media critic covering the protest. how are you? how are you? white men very well, welcome back. ——. how are you? white men very well, welcome back. --. find how are you? white men very well, welcome back. --.— how are you? white men very well, welcome back. --. and let's get our other guests- _ welcome back. --. and let's get our other guests. the _ welcome back. --. and let's get our other guests. the view _ welcome back. --. and let's get our other guests. the view from - welcome back. --. and let's get our. other guests. the view from barnsley is? ~ ., other guests. the view from barnsley is? a, ., ., , .,, other guests. the view from barnsley is? ., ., , ., is? morning. cavalry. people are sa in: is? morning. cavalry. people are saying they — is? morning. cavalry. people are saying they should _ is? morning. cavalry. people are saying they should not _ is? morning. cavalry. people are saying they should not have - is? morning. cavalry. people are| saying they should not have arrested them but _ saying they should not have arrested them but all week we've been hearing about— them but all week we've been hearing about how— them but all week we've been hearing about how they plan to upset the horses _ about how they plan to upset the horses with sirens and stuff like

that, _ horses with sirens and stuff like that, can — horses with sirens and stuff like that, can you imagine what would have _ that, can you imagine what would have happened if you saw on the actual_ have happened if you saw on the actual television programme before the coronation... mumbles can you imagine what would have happens — can you imagine what would have happens if — can you imagine what would have happens if the set of those alarms? you are _ happens if the set of those alarms? you are talking a horse that weighs two and _ you are talking a horse that weighs two and a _ you are talking a horse that weighs two and a half tonnes going into the crowd _ two and a half tonnes going into the crowd and _ two and a half tonnes going into the crowd and hitting somebody, especially if it was a child or an old person, that would be like someone _ old person, that would be like someone hit by a car at 35 mph. and the horsesm — someone hit by a car at 35 mph. and the horses... anyone that has worked with horses _ the horses... anyone that has worked with horses will tell you that this is one _ with horses will tell you that this is one of— with horses will tell you that this is one of the most beautiful creatures but they are still nervous, _ creatures but they are still nervous, they will panic, wind...

they— nervous, they will panic, wind... they looked _ nervous, they will panic, wind... they looked a bit skittish, but we are hearing as well that animal rising were involved and just up oil, and these people are extremely sympathetic to animals and they said they would not be doing anything to upset the animals. we hear you, you were a soldier yourself and you understand... why did the police apologise? i understand... why did the police aoloaise? ., �* understand. .. why did the police apologise?— understand... why did the police apologise? i don't know, but one thin i apologise? i don't know, but one thing i can _ apologise? i don't know, but one thing i can say — apologise? i don't know, but one thing i can say is _ apologise? i don't know, but one thing i can say is if— apologise? i don't know, but one thing i can say is if any _ apologise? i don't know, but one thing i can say is if any of- apologise? i don't know, but one thing i can say is if any of those l thing i can say is if any of those horses— thing i can say is if any of those horses had _ thing i can say is if any of those horses had kicked off, not the horses, — horses had kicked off, not the horses, but panic the horses and some _ horses, but panic the horses and some of— horses, but panic the horses and some of those have been injured, they may— some of those have been injured, they may be could have been charged with injuring a member of his majesty's armed forces because what many people don't realise is that every— many people don't realise is that every single animal that the military— every single animal that the military use, like me, have their own— military use, like me, have their own military number and are classed as soldiers. — own military number and are classed as soldiers, and so are treated as

soldiers _ as soldiers, and so are treated as soldiers hy— as soldiers, and so are treated as soldiers by the human soldiers, and to see _ soldiers by the human soldiers, and to see just how much the household cavalry— to see just how much the household cavalry cared about the horses... it is the _ cavalry cared about the horses... it is the first— cavalry cared about the horses... it is the first anniversary of the hyde park bombings next year.- is the first anniversary of the hyde park bombings next year. noted. not a roblem. park bombings next year. noted. not a problem- does— park bombings next year. noted. not a problem. does that _ park bombings next year. noted. not a problem. does that tally _ park bombings next year. noted. not a problem. does that tally with - park bombings next year. noted. not a problem. does that tally with what | a problem. does that tally with what happen for you? due a problem. does that tally with what happen for you?— a problem. does that tally with what happen for you? due respect to david as a veteran, my father is a _ as a veteran, my father is a veteran of the falklands war mother... and my grandfather was behind enemy lines during operation overlord, my great sorry, my grandmother was in the aria, just give new context before i get accused of not liking the military, i come from a family. i'm afraid i was there, and i was on the front line, as it were, this is all ifs and buts. that's what i

would say. on the 23rd of april the mail on sunday published a front—page story on the front page story said extremist vile plot to spook king's courses with rape alarms built up the source of that story, i'm told by several sources that i believe, was the metropolitan police press office. the metropolitan police press office is now run by a former daily mail journalist. i'm afraid the police put in place the means to arrest people ahead of time by placing this story in the friendly media outlet thatis story in the friendly media outlet that is the mail on sunday. now the metropolitan police will deny this, i asked them... metropolitan police will deny this, i asked them. . ._ metropolitan police will deny this, i asked them... they are not here to counter that allegation. _ i asked them... they are not here to counter that allegation. this - i asked them... they are not here to counter that allegation. this is - counter that allegation. this is what i'm saying. _ counter that allegation. this is what i'm saying. i'm _ counter that allegation. this is what i'm saying. i'm doing - counter that allegation. this is what i'm saying. i'm doing the| what i'm saying. i'm doing the best... they do deny this. during my reporting at the weekend, the metropolitan police refused to speak to me as a journalist, and then later, and tried to undermine my

reporting bike report tweeting me on twitter, they have now subsequently had to apologise and it meant what i had to apologise and it meant what i had reported was accurate. i am yet to receive an apology or even a comment from the metropolitan police press office, but since i'm on five live, i hope, speaking to nicky campbell, a journalist they think is legitimate, unlike me, they might send you a comment. i'm speaking directly to the metropolitan police now and to the head of communications for the metropolitan police, give me a call. let me tell you what it was like to sit in elephant and castle and watch your officers mystery processors, rest protested for ia hours, sometimes up to 18 hours, and explained to me why after the ten o'clock news had happen, explain to me? it isjust free speech, tell me now, metropolitan police!- free speech, tell me now, metropolitan police! may be they will aet metropolitan police! may be they will net in metropolitan police! may be they will get in touch. _ metropolitan police! may be they will get in touch. we _ metropolitan police! may be they will get in touch. we have - metropolitan police! may be they will get in touch. we have a - will get in touch. we have a statement that i will come to.

former head of royal protection, what do you think?— former head of royal protection, what do you think? good morning. as alwa s on what do you think? good morning. as always on your _ what do you think? good morning. as always on your programme _ what do you think? good morning. as always on your programme i - what do you think? good morning. as always on your programme i think- always on your programme i think everyone — always on your programme i think everyone is— always on your programme i think everyone is entitled _ always on your programme i think everyone is entitled to _ always on your programme i think everyone is entitled to their - always on your programme i think everyone is entitled to their point| everyone is entitled to their point of view _ everyone is entitled to their point of view in — everyone is entitled to their point of view. in respect _ everyone is entitled to their point of view. in respect of _ everyone is entitled to their point of view. in respect of the - everyone is entitled to their pointi of view. in respect of the apology, let's put— of view. in respect of the apology, let's put everything _ of view. in respect of the apology, let's put everything cut _ of view. in respect of the apology, let's put everything cut i _ of view. in respect of the apology, let's put everything cut i think- let's put everything cut i think they— let's put everything cut i think they were _ let's put everything cut i think they were somewhere - let's put everything cut i think they were somewhere in - let's put everything cut i think they were somewhere in the i let's put everything cut i think- they were somewhere in the region of 29.000 _ they were somewhere in the region of 29,000 police — they were somewhere in the region of 29,000 police officers _ they were somewhere in the region of 29,000 police officers throughout - 29,000 police officers throughout the period — 29,000 police officers throughout the period. anybody— 29,000 police officers throughout the period. anybody would - 29,000 police officers throughout the period. anybody would think i 29,000 police officers throughout. the period. anybody would think they weren't— the period. anybody would think they weren't allowed _ the period. anybody would think they weren't allowed to _ the period. anybody would think they weren't allowed to protest. _ the period. anybody would think they weren't allowed to protest. they - weren't allowed to protest. they wear~ _ weren't allowed to protest. they wear~ there _ weren't allowed to protest. they wear. there was _ weren't allowed to protest. they wear. there was a _ weren't allowed to protest. they wear. there was a large - weren't allowed to protest. they wear. there was a large protestl wear. there was a large protest aloud — wear. there was a large protest aloud i've _ wear. there was a large protest aloud. i've worked _ wear. there was a large protest aloud. i've worked in— wear. there was a large protest aloud. i've worked in russia - wear. there was a large protesti aloud. i've worked in russia that mac i've — aloud. i've worked in russia that mac i've worked _ aloud. i've worked in russia that mac i've worked all _ aloud. i've worked in russia that mac i've worked all over- aloud. i've worked in russia that mac i've worked all over the - aloud. i've worked in russia that. mac i've worked all over the place. compare _ mac i've worked all over the place. compare the — compare the british police to anything like the _ compare the british police to anything like the russians, l compare the british police to l anything like the russians, the compare the british police to - anything like the russians, the hong kon- anything like the russians, the hong kong authorities, _ anything like the russians, the hong kong authorities, the _ anything like the russians, the hong kong authorities, the chinese... - kong authorities, the chinese... let's _ kong authorities, the chinese... let's get — kong authorities, the chinese... let's get it— kong authorities, the chinese... let's get it right, _ kong authorities, the chinese... let's get it right, 62 _ kong authorities, the chinese... let's get it right, 62 people - let's get it right, 62 people arrested, _ let's get it right, 62 people arrested, some _ let's get it right, 62 people arrested, some of- let's get it right, 62 people arrested, some of them - let's get it right, 62 people - arrested, some of them arrested for offences— arrested, some of them arrested for offences nothing _ arrested, some of them arrested for offences nothing to _ arrested, some of them arrested for offences nothing to do _ arrested, some of them arrested for offences nothing to do with - arrested, some of them arrested for offences nothing to do with this - arrested, some of them arrested for offences nothing to do with this newj offences nothing to do with this new public— offences nothing to do with this new public order~ — offences nothing to do with this new public order. the _ offences nothing to do with this new public order. the officers _ offences nothing to do with this new public order. the officers had - offences nothing to do with this new public order. the officers had to- public order. the officers had to make _ public order. the officers had to make instant— public order. the officers had to make instant decisions, - public order. the officers had to make instant decisions, and - public order. the officers had to make instant decisions, and the public order. the officers had to- make instant decisions, and the rest of the _ make instant decisions, and the rest of the woridm — make instant decisions, and the rest of the world... the _ make instant decisions, and the rest of the world... the rest _ make instant decisions, and the rest of the world... the rest of _ make instant decisions, and the rest of the world... the rest of the - make instant decisions, and the rest of the world... the rest of the workl of the world... the rest of the work their— of the world... the rest of the work theirarmchairs_ of the world... the rest of the work theirarmchairs and _ of the world... the rest of the work their armchairs and make _ of the world... the rest of the work their armchairs and make all- of the world... the rest of the work their armchairs and make all of- their armchairs and make all of these _ their armchairs and make all of these how— their armchairs and make all of these how to _ their armchairs and make all of these how to lose _ their armchairs and make all of these how to lose about - their armchairs and make all of these how to lose about these i these how to lose about these officers. — these how to lose about these officers, made _ these how to lose about these officers, made a _ these how to lose about these officers, made a decision, - these how to lose about these i officers, made a decision, they thought— officers, made a decision, they

thought the _ officers, made a decision, they thought the risks _ officers, made a decision, they thought the risks evidence, - officers, made a decision, they. thought the risks evidence, clearly when _ thought the risks evidence, clearly when there — thought the risks evidence, clearly when there wasn't, _ thought the risks evidence, clearly when there wasn't, they _ thought the risks evidence, clearly when there wasn't, they might - thought the risks evidence, clearly. when there wasn't, they might have apologise _ when there wasn't, they might have apologise with— when there wasn't, they might have apologise. with great _ when there wasn't, they might have apologise. with great respect, - when there wasn't, they might have apologise. with great respect, the i apologise. with great respect, the metropoiitan— apologise. with great respect, the metropolitan police _ apologise. with great respect, the metropolitan police should - apologise. with great respect, the . metropolitan police should apologise for their— metropolitan police should apologise for their abysmal— metropolitan police should apologise for their abysmal rate _ metropolitan police should apologise for their abysmal rate over _ metropolitan police should apologise for their abysmal rate over a - for their abysmal rate over a reapers. _ for their abysmal rate over a reapers, burglars, _ for their abysmal rate over a l reapers, burglars, everything for their abysmal rate over a - reapers, burglars, everything else, so let's_ reapers, burglars, everything else, so let's get— reapers, burglars, everything else, so let's get some _ reapers, burglars, everything else, so let's get some perspective. - so let's get some perspective. that's— so let's get some perspective. that's what— so let's get some perspective. that's what i'm _ so let's get some perspective. that's what i'm saying. - so let's get some perspective. that's what i'm saying. i- so let's get some perspective. that's what i'm saying. i would 'ust sa , due that's what i'm saying. i would 'ust say. due respect. i that's what i'm saying. i would 'ust say, due respect, obviouslyfi that's what i'm saying. i would just say, due respect, obviously the - say, due respect, obviously the gentleman is an expert in his field, and my thing would be, i was not in my armchair, i was at walworth police station in elephant and castle from 1:30pm until 3am, and just to quote or misquote or use equalfrom a great just to quote or misquote or use equal from a great man who is just to quote or misquote or use equalfrom a great man who is no longer with us, in the falklands, she said i counted them all out and counted them back in again. i stayed there to count what protesters were in that police station and i counted them all out again. and they were all released pending investigation, had their phones taken away, the phones were taken away because it then makes it impossible to do things like go on the radio. the

other day lbc were saying we tried to get the public to comment but they did not answer their phones. why did they not answer their phones? their phones are in the possession of the metropolitan police. the phones have now been returned, but because the police have achieved what they needed to achieve, they prevented the protests, prevented the protest having the impact they should have had, by arresting the leaders of the process and by denying them the ability to communicate. the metropolitan did thejob ability to communicate. the metropolitan did the job the home office wanted them to do. the home office will deny it had any role, thatis office will deny it had any role, that is a lie. i was also told my name was mentioned by gold commander during the operation with the police wondering how they might arrest me to stop tweeting about what they were doing. funnily enough, they did not arrest me. these are allegations they will deny, they are not here, get them on!— they will deny, they are not here, get them on!_ i - they will deny, they are not here, get them on!_ i will i they will deny, they are not here, | get them on!_ i will not get them on! calm down. i will not calm down- —

get them on! calm down. i will not calm down- i'm — get them on! calm down. i will not calm down. i'm sorry, _ get them on! calm down. i will not calm down. i'm sorry, i— get them on! calm down. i will not calm down. i'm sorry, i will- get them on! calm down. i will not calm down. i'm sorry, i will not. calm down. i'm sorry, i will not come down. calm down. i'm sorry, i will not come down-— calm down. i'm sorry, i will not come down. calm down. i'm sorry, i will not. come down— i calm down. i'm sorry, i will not- come down._ i say come down. did you say down? i say camden, camden, _ come down. did you say down? i say camden, camden, d. _ come down. did you say down? i say camden, camden, d. how— come down. did you say down? i say camden, camden, d. how dare - come down. did you say down? i say camden, camden, d. how dare you| come down. did you say down? i say i camden, camden, d. how dare you say that to me- _ camden, camden, d. how dare you say that to me- i— camden, camden, d. how dare you say that to me- i am _ camden, camden, d. how dare you say that to me. i am nearly— camden, camden, d. how dare you say that to me. i am nearly 40 _ camden, camden, d. how dare you say that to me. i am nearly 40 years - that to me. i am nearly a0 years old. gray i am 72. fantastic, nicky runs this programme, not you. he can tell me what to do and i will listen to them, it's not your programme. i to them, it's not your programme. i appreciate that, i'm just saying a point _ appreciate that, i'm just saying a point of— appreciate that, i'm just saying a point of view, _ appreciate that, i'm just saying a point of view, calm _ appreciate that, i'm just saying a point of view, calm down. - appreciate that, i'm just saying a point of view, calm down. do- appreciate that, i'm just saying a point of view, calm down. do not tell me to _ point of view, calm down. do not tell me to calm _ point of view, calm down. do not tell me to calm down, _ point of view, calm down. do not tell me to calm down, you're - point of view, calm down. do not tell me to calm down, you're notj point of view, calm down. do not. tell me to calm down, you're not my father, my father was proud i was there, he is a republican and fought for this country, so do not tell me to calm down, i don't appreciate it, i was very respectful to your points of view, and i'm afraid i'm going to get a little less calm if you tell me what to do. we both guess on the show and is nicky's show. sorry, nicky. i apologise.— nicky. i apologise. everyone is welcome to — nicky. i apologise. everyone is welcome to talk. _ nicky. i apologise. everyone is welcome to talk. let's - nicky. i apologise. everyone is welcome to talk. let's bring i nicky. i apologise. everyone is welcome to talk. let's bring in j nicky. iapologise. everyone is- welcome to talk. let's bring in some more callers. i have a statement

from the metropolitan and i will come to it. hi, angela. what a mess this all was. the police were completely over the top, where in the? ., ., �* , , the? no, don't believe they were. i think they managed _ the? no, don't believe they were. i think they managed to _ the? no, don't believe they were. i think they managed to stop - the? no, don't believe they were. i think they managed to stop people| think they managed to stop people looking _ think they managed to stop people looking at these people who just wants _ looking at these people who just wants attention from being seen by the public... iwas wants attention from being seen by the public... i was totally unaware of the _ the public... i was totally unaware of the presence of them behind those hoards _ of the presence of them behind those boards and _ of the presence of them behind those boards and i did not hear any booing, _ boards and i did not hear any booing, which i did see on the television _ booing, which i did see on the television after. why should thousands and thousands of people... the views— thousands and thousands of people... the views of— thousands and thousands of people... the views of a minority people who decide _ the views of a minority people who decide to _ the views of a minority people who decide to make a progress knowing it is on the _ decide to make a progress knowing it is on the day when everybody else wants _ is on the day when everybody else wants to _ is on the day when everybody else wants to enjoy themselves? what wants to en'oy themselves? what better da wants to enjoy themselves? what better day is _ wants to enjoy themselves? what better day is theirs _ wants to enjoy themselves? what better day is theirs to _ wants to enjoy themselves? what better day is theirs to do - wants to enjoy themselves? what better day is theirs to do it - wants to enjoy themselves? twist better day is theirs to do it if you do not agree with the fact it is happening? d0 do not agree with the fact it is happening?— do not agree with the fact it is haueninu? . ., happening? do people choose to rotest in happening? do people choose to protest in the — happening? do people choose to protest in the middle _ happening? do people choose to protest in the middle of - happening? do people choose to protest in the middle of a - happening? do people choose to| protest in the middle of a football match? _ protest in the middle of a football match? ~ , ., ., protest in the middle of a football match? ~ i. ., , protest in the middle of a football match? ~ , ., ., , .,

match? well, you do see that, disrupting _ match? well, you do see that, disrupting sport _ match? well, you do see that, disrupting sport matches i match? well, you do see that, disrupting sport matches that. match? well, you do see that, l disrupting sport matches that of course. seismic air, no. the police security would be on them. so you support the police? a i security would be on them. so you support the police? a— support the police? a i do, yeah. what about— support the police? a i do, yeah. what about you, _ support the police? a i do, yeah. what about you, tony? _ support the police? a i do, yeah. what about you, tony? i - support the police? a i do, yeah. what about you, tony? i agree, | support the police? a i do, yeah. i what about you, tony? i agree, the rotesters what about you, tony? i agree, the protesters recently _ what about you, tony? i agree, the protesters recently have _ what about you, tony? i agree, the protesters recently have caused i protesters recently have caused thousands — protesters recently have caused thousands and _ protesters recently have caused thousands and thousands - protesters recently have caused thousands and thousands of i protesters recently have caused i thousands and thousands of people protesters recently have caused - thousands and thousands of people to be inconvenienced _ thousands and thousands of people to be inconvenienced whether— thousands and thousands of people to be inconvenienced whether it - thousands and thousands of people to be inconvenienced whether it be - thousands and thousands of people to be inconvenienced whether it be just i be inconvenienced whether it be just a oil or— be inconvenienced whether it be just a oil or the _ be inconvenienced whether it be just a oil or the grand _ be inconvenienced whether it be just a oil or the grand national— be inconvenienced whether it be just a oil or the grand national or... i- a oil or the grand national or... i feel_ a oil or the grand national or... i feel like — a oil or the grand national or... i feel like they _ a oil or the grand national or... i feel like they are _ a oil or the grand national or... i feel like they are just _ a oil or the grand national or... i feel like they are just a _ a oil or the grand national or... i feel like they are just a bit - a oil or the grand national or... i feel like they are just a bit upset| feel like they are just a bit upset because — feel like they are just a bit upset because they _ feel like they are just a bit upset because they are _ feel like they are just a bit upset because they are the _ feel like they are just a bit upset because they are the ones - feel like they are just a bit upset because they are the ones that i feel like they are just a bit upset i because they are the ones that have actually— because they are the ones that have actually been — because they are the ones that have actually been inconvenienced - because they are the ones that have actually been inconvenienced for i because they are the ones that have actually been inconvenienced for a l actually been inconvenienced for a change. _ actually been inconvenienced fora change. if— actually been inconvenienced for a change. if you _ actually been inconvenienced for a change, if you people _ actually been inconvenienced for a change, if you people arrested i change, if you people arrested because — change, if you people arrested because they _ change, if you people arrested because they were _ change, if you people arrested because they were not - change, if you people arrested because they were not able i change, if you people arrested because they were not able to| change, if you people arrested i because they were not able to do some _ because they were not able to do some of— because they were not able to do some of these, _ because they were not able to do some of these, things _ because they were not able to do some of these, things they- because they were not able to do| some of these, things they would have wanted _ some of these, things they would have wanted to _ some of these, things they would have wanted to do, _ some of these, things they would have wanted to do, got _ some of these, things they would have wanted to do, got a - some of these, things they would have wanted to do, got a bit i some of these, things they would l have wanted to do, got a bit upset about— have wanted to do, got a bit upset about it _ have wanted to do, got a bit upset about it it— have wanted to do, got a bit upset about it. it feels _ have wanted to do, got a bit upset about it. it feels like _ have wanted to do, got a bit upset about it. it feels like payback. i about it. it feels like payback. payback? _ about it. it feels like payback. payback? this _ about it. it feels like payback. payback? this is— about it. it feels like payback. payback? this is a _ about it. it feels like payback. payback? this is a free - about it. it feels like payback. i payback? this is a free country. let me go back to you angela, is there anything you would protest about? anything that really gets you? if!

anything that really gets you? if i died, lots of things make me angry, even the _ died, lots of things make me angry, even the trees but i would not choose — even the trees but i would not choose to _ even the trees but i would not choose to chain myself to it... but i choose to chain myself to it... but i would _ choose to chain myself to it... but i would write — choose to chain myself to it... but i would write letters and keep petitioning. there is avenues you can start — petitioning. there is avenues you can start a — petitioning. there is avenues you can start a discussion in parliament by assigning signatures. if 100,000 people _ by assigning signatures. if 100,000 people can get support for something then they— people can get support for something then they can have it heard in parliament. why do they have to because — parliament. why do they have to because the taxpayer moneyjust so they can _ because the taxpayer moneyjust so they can get what their sense of justice _ they can get what their sense of justice is— they can get what their sense of justice is over everybody else? everybody thinks that must be right. people says about freedom, democracy, the right to tell people what they want to hear, representing quite a swathe of people. we what they want to hear, representing quite a swathe of people.— quite a swathe of people. we are all citizens. quite a swathe of people. we are all citizens- we — quite a swathe of people. we are all citizens. we are _ quite a swathe of people. we are all citizens. we are all— quite a swathe of people. we are all citizens. we are all citizens. - quite a swathe of people. we are all citizens. we are all citizens. the i citizens. we are all citizens. the way protesters get talked about is

as if they are not people to it. we are all citizens. when people talk about what did our forefathers and grandparents and mothers and grandparents, what did they fight for in the war? they fought for freedom, people say, and people are talking here is f citizens should have their rights removed because you don't agree with them. hold on! i am a journalist, i am not a protest. i am a journalist. the countryside alliance was arrested during the last labour government, that was wrong too. people have a right to process. there are people who protested to have a right to protest, and if they did not protest on the day of the coronation, it would be ignored, because that is the day when people are paying attention. what has happened is the police have embarrassed this country by making us look like a ten authoritarian country. that is the facts. ., , , ., ,

facts. pro testing is one thing, but latchin: facts. pro testing is one thing, but latching yourselves things - facts. pro testing is one thing, but latching yourselves things is i latching yourselves things is something completely different. people _ something completely different. people did not do that this weekend. can ijust say, it is always... the police have _ can ijust say, it is always... tie: police have admitted. can ijust say, it is always... the police have admitted. i - can ijust say, it is always... the police have admitted. i will- can ijust say, it is always... the| police have admitted. i will come back to you- _ police have admitted. ! will come back to you- i— police have admitted. i will come back to you. i want _ police have admitted. i will come back to you. i want another i police have admitted. i will come i back to you. i want another thought from dai. the suffragettes, and all the others come up in these discussions, and quite rightly, but they'd change themselves —— chained themselves and stuck themselves to all sorts of things, so people always mention it. dai, the police apologise, should that have? goad apologise, should that have? good ruestion, i apologise, should that have? good question, i don't _ apologise, should that have? good question, i don't know _ apologise, should that have? good question, i don't know how many were involved _ question, idon't know how many were involved but— question, i don't know how many were involved but i— question, idon't know how many were involved but i do— question, idon't know how many were involved but i do know— question, i don't know how many were involved but i do know the _ question, i don't know how many were involved but i do know the vast - involved but i do know the vast majority — involved but i do know the vast majority of _ involved but i do know the vast majority of police _ involved but i do know the vast majority of police officers - involved but i do know the vast majority of police officers are l majority of police officers are reasonable _ majority of police officers are reasonable. i— majority of police officers are reasonable. i was _ majority of police officers are reasonable. i was very - majority of police officers are reasonable. i was very proud | reasonable. i was very proud not only of the police, they - reasonable. i was very proud not only of the police, they way i reasonable. i was very proud not only of the police, they way theyj only of the police, they way they conducted — only of the police, they way they conducted themselves, -

only of the police, they way they conducted themselves, the i only of the police, they way theyj conducted themselves, the huge preparationsm _ conducted themselves, the huge preparationsm i_ conducted themselves, the huge preparations... i think— conducted themselves, the huge preparations... i think the - preparations... ! think the metropolitan— preparations... i think the metropolitan police - preparations... i think the l metropolitan police argued preparations... i think the i metropolitan police argued in organising _ metropolitan police argued in organising these _ metropolitan police argued in organising these things. i i metropolitan police argued in| organising these things. i was immensely— organising these things. i was immensely proud _ organising these things. i was immensely proud of— organising these things. i was immensely proud of them i organising these things. i was immensely proud of them in i organising these things. i was i immensely proud of them in the military— immensely proud of them in the military and _ immensely proud of them in the military and the _ immensely proud of them in the military and the lovely— immensely proud of them in the military and the lovely crowd i immensely proud of them in the i military and the lovely crowd that where _ military and the lovely crowd that where there — military and the lovely crowd that where there to _ military and the lovely crowd that where there to support _ military and the lovely crowd that where there to support the - military and the lovely crowd that where there to support the king i military and the lovely crowd that i where there to support the king and queen, _ where there to support the king and queen, so— where there to support the king and queen, so it — where there to support the king and queen, so it was _ where there to support the king and queen, so it was a _ where there to support the king and queen, so it was a lovely _ where there to support the king and queen, so it was a lovely day - where there to support the king and queen, so it was a lovely day for i queen, so it was a lovely day for the nation, — queen, so it was a lovely day for the nation, from _ queen, so it was a lovely day for the nation, from my— queen, so it was a lovely day for the nation, from my point- queen, so it was a lovely day for the nation, from my point of- queen, so it was a lovely day for i the nation, from my point of view. you think— the nation, from my point of view. you think the _ the nation, from my point of view. you think the police _ the nation, from my point of view. you think the police behaviour- the nation, from my point of view. j you think the police behaviour was unblemished? you are proud? i you think the police behaviour was unblemished? you are proud? i don't know the rights _ unblemished? you are proud? i don't know the rights and _ know the rights and wrongs are now does anyone else, _ know the rights and wrongs are now does anyone else, i don't _ know the rights and wrongs are now does anyone else, i don't know- does anyone else, i don't know what evidence they — does anyone else, i don't know what evidence they thought _ does anyone else, i don't know what evidence they thought they - does anyone else, i don't know what evidence they thought they had, i i evidence they thought they had, i don't _ evidence they thought they had, i don't know— evidence they thought they had, i don't know why _ evidence they thought they had, i don't know why. in _ evidence they thought they had, i don't know why. in my— evidence they thought they had, i don't know why. in my opinion i evidence they thought they had, i | don't know why. in my opinion the current— don't know why. in my opinion the current metropolitan _ don't know why. in my opinion the current metropolitan senior- don't know why. in my opinion the current metropolitan senior team i don't know why. in my opinion the i current metropolitan senior team are not the _ current metropolitan senior team are not the kind — current metropolitan senior team are not the kind of— current metropolitan senior team are not the kind of policeman _ current metropolitan senior team are not the kind of policeman i _ current metropolitan senior team are not the kind of policeman i would i not the kind of policeman i would have _ not the kind of policeman i would have been. — not the kind of policeman i would have been. they— not the kind of policeman i would have been, they are _ not the kind of policeman i would have been, they are very- not the kind of policeman i would have been, they are very lucky i i not the kind of policeman i would i have been, they are very lucky i was not in _ have been, they are very lucky i was not in command. _ have been, they are very lucky i was not in command, otherwise - have been, they are very lucky i was not in command, otherwise a - have been, they are very lucky i was not in command, otherwise a lot- have been, they are very lucky i was . not in command, otherwise a lot more i not in command, otherwise a lot more i suspect— not in command, otherwise a lot more i suspect would — not in command, otherwise a lot more i suspect would have _ not in command, otherwise a lot more i suspect would have been _ not in command, otherwise a lot more i suspect would have been arrested. i i suspect would have been arrested. that's— i suspect would have been arrested. that's interesting. _ i suspect would have been arrested. that's interesting. how— i suspect would have been arrested. that's interesting. how would - i suspect would have been arrested. that's interesting. how would you i that's interesting. how would you have police the protest if you had beenin have police the protest if you had been in command?— have police the protest if you had been in command? well, i wouldn't have allowed _ been in command? well, i wouldn't have allowed anyone _ been in command? well, i wouldn't have allowed anyone near - been in command? well, i wouldn't have allowed anyone near the i have allowed anyone near the procession _ have allowed anyone near the procession route _ have allowed anyone near the procession route myself. i have allowed anyone near the | procession route myself. they have allowed anyone near the - procession route myself. they can protest _ procession route myself. they can protest in — procession route myself. they can protest in hyde _ procession route myself. they can protest in hyde park, _ procession route myself. they can protest in hyde park, anywhere i procession route myself. they can . protest in hyde park, anywhere else other— protest in hyde park, anywhere else other than— protest in hyde park, anywhere else other than the — protest in hyde park, anywhere else other than the route. _ protest in hyde park, anywhere else otherthan the route. i— protest in hyde park, anywhere else other than the route. i thought - protest in hyde park, anywhere else other than the route. i thought they| other than the route. i thought they could _ other than the route. i thought they could have — other than the route. i thought they could have been _ other than the route. i thought they could have been a _ other than the route. i thought they could have been a breach— other than the route. i thought they could have been a breach of- other than the route. i thought they could have been a breach of the - could have been a breach of the piece. _ could have been a breach of the piece. as—

could have been a breach of the piece. as it _ could have been a breach of the piece. as it was _ could have been a breach of the piece, as it was the _ could have been a breach of the piece, as it was the place - could have been a breach of the piece, as it was the place that l piece, as it was the place that allow— piece, as it was the place that allow over— piece, as it was the place that allow over 500 _ piece, as it was the place that allow over 500 to _ piece, as it was the place that allow over 500 to congregatel piece, as it was the place that. allow over 500 to congregate not far from the root. — allow over 500 to congregate not far from the root, and _ allow over 500 to congregate not far from the root, and that _ allow over 500 to congregate not far from the root, and that is— from the root, and that is their prerogative _ from the root, and that is their prerogative i— from the root, and that is their prerogative. i would _ from the root, and that is their prerogative. i would be - from the root, and that is theiri prerogative. i would be against that _ prerogative. i would be against that is — prerogative. i would be against that. , , ., prerogative. i would be against that. , ., prerogative. i would be against that. ., , . that. is your opinion is what we seek- there — that. is your opinion is what we seek. there would _ that. is your opinion is what we seek. there would have - that. is your opinion is what we seek. there would have been l that. is your opinion is what we - seek. there would have been many more arrests. another quick one from you, mick. and then our other callers coming back in. and we will hear the metropolitan police's statement. hear the metropolitan police's statement-— hear the metropolitan police's statement. , . . , statement. there is a concept in the phili k statement. there is a concept in the philip k dick — statement. there is a concept in the philip k dick book— statement. there is a concept in the philip k dick book minority - statement. there is a concept in the philip k dick book minority report i philip k dick book minority report called pre—crime, the idea of arresting people before crime has happened. in that pic they have people who can read people's mines and predict the future. that's not within our capacity at this time. i understand dai's position, my grandfather was in the metropolitan police in the 60s and 705, i grandfather was in the metropolitan police in the 605 and 705, i will say that knowing him and the way he

has behaved over my life, there was a lot of racism, sexism, homophobia and all sorts of terrible things. the police still has a preponderance of people who commit domestic violence, and in recent years we have had cases where metropolitan police officers have been murderers and serial rapists. i have my issues with the metropolitan police, long—standing issues. ithink with the metropolitan police, long—standing issues. i think we need police, there is no question of that. this protest was not handled properly, metropolitan has admitted that, why will its defenders and automatic?— automatic? let's take it to the eo - le. automatic? let's take it to the peeple- thank _ automatic? let's take it to the people. thank you, _ automatic? let's take it to the people. thank you, great - automatic? let's take it to the people. thank you, great to i automatic? let's take it to the | people. thank you, great to get automatic? let's take it to the - people. thank you, great to get your perspectives. we will talk again, dai. i very much up. gray take care, goodbye. angela, i know you want to come back and i will let you do so. diana in tool for staff and patrick in solihull. diana, hello. you are not best pleased with how the police

conducted that themselves. trio. not best pleased with how the police conducted that themselves. he. i conducted that themselves. no, i think it's a _ conducted that themselves. no, i think it's a very _ conducted that themselves. no, i think it's a very sad _ conducted that themselves. no, i think it's a very sad day. - conducted that themselves. no, i think it's a very sad day. to - conducted that themselves. no, i think it's a very sad day. to me, | conducted that themselves. no, i think it's a very sad day. to me, i saw— think it's a very sad day. to me, i saw democracy finished. i always thought— saw democracy finished. i always thought this was a wonderful country with regards to free speech. i go track— with regards to free speech. i go back to — with regards to free speech. i go back to the day when people at marble — back to the day when people at marble arch state on the soapbox and had a _ marble arch state on the soapbox and had a say. _ marble arch state on the soapbox and had a say, and there is no acro, to me this _ had a say, and there is no acro, to me this is — had a say, and there is no acro, to me this is the _ had a say, and there is no acro, to me this is the nearest to nazi germany, _ me this is the nearest to nazi germany, i think it is atrocious that— germany, i think it is atrocious that this — germany, i think it is atrocious that this wonderful country has failed — that this wonderful country has failed. why might you were there, where _ failed. why might you were there, where you? —— failed. why might you were there, where you? —- you failed. why might you were there, where you? "— failed. why might you were there, - where you? --_ i saw where you? -- you where there? i saw it on television. _ where you? -- you where there? i saw it on television. i'm _ where you? -- you where there? i saw it on television. i'm afraid _ where you? -- you where there? i saw it on television. i'm afraid the - it on television. i'm afraid the spectacle _ it on television. i'm afraid the spectacle paid by the taxpayers, we had doctors and nurses, hospitals, they don't— had doctors and nurses, hospitals, they don't get this money. what has

happened _ they don't get this money. what has happened to this country? with they don't get this money. what has happened to this country?— happened to this country? with the createst happened to this country? with the greatest respect, _ greatest respect, i think it is problematic when you compare things to nazi germany. people have a right to nazi germany. people have a right to be angry and outraged by this and that side of the argument, and i think many recommended people can see their point, but they can see why there are so angry, but i think we stray into a very tricky territory if we start using the in word... ,, ., _ ,., territory if we start using the in word... ,, ., i] word... should i say something? i will come back— word... should i say something? i will come back to _ word... should i say something? i will come back to you. _ word... should i say something? i will come back to you. patrick - word... should i say something? i will come back to you. patrick in l will come back to you. patrick in solihull. hello. are you there? peter in leeds? you are on my list.

are you there? i peter in leeds? you are on my list. are you there?— peter in leeds? you are on my list. are you there?- you _ peter in leeds? you are on my list. are you there? i am. you heard diana are you there? i am. you heard diana there, evocative _ are you there? i am. you heard diana there, evocative stuff, _ are you there? iam. you heard diana there, evocative stuff, she said something at the beginning, this was the day that democracy died. he. the day that democracy died. no. this was a _ the day that democracy died. no. this was a day — the day that democracy died. no. this was a day that common sense canre _ this was a day that common sense canre into — this was a day that common sense came into ptay~ _ this was a day that common sense came into play. how— this was a day that common sense came into play. how the _ this was a day that common sense came into play. how the police - this was a day that common sense | came into play. how the police saw this was a day that common sense . came into play. how the police saw a crowd _ came into play. how the police saw a crowd of— came into play. how the police saw a crowd of people. _ came into play. how the police saw a crowd of people, they— came into play. how the police saw a crowd of people, they were - came into play. how the police saw a| crowd of people, they were obviously they are _ crowd of people, they were obviously they are to _ crowd of people, they were obviously they are to see — crowd of people, they were obviously they are to see the _ crowd of people, they were obviously they are to see the coronation - they are to see the coronation because — they are to see the coronation because they _ they are to see the coronation because they were _ they are to see the coronation because they were in - they are to see the coronation because they were in favour. they are to see the coronationi because they were in favour of they are to see the coronation - because they were in favour of the coordination — because they were in favour of the coordination going _ because they were in favour of the coordination going on. _ because they were in favour of the coordination going on. i— because they were in favour of the coordination going on.— coordination going on. i think you have our coordination going on. i think you have your radio _ coordination going on. i think you have your radio on _ coordination going on. i think you have your radio on in _ coordination going on. i think you have your radio on in the - have your radio on in the background. these people where they are to see the coronation because they loved it, carry on. the policeman _ they loved it, carry on. the policeman were _ they loved it, carry on. the policeman were there, - they loved it, carry on. the policeman were there, they understood _ policeman were there, they understood that _ policeman were there, they understood that the - policeman were there, they understood that the crowd, | policeman were there, they - understood that the crowd, the crowd were there _

understood that the crowd, the crowd were there to — understood that the crowd, the crowd were there to support _ understood that the crowd, the crowd were there to support the _ understood that the crowd, the crowd were there to support the monarchy i were there to support the monarchy because _ were there to support the monarchy because they — were there to support the monarchy because they wanted _ were there to support the monarchy because they wanted to _ were there to support the monarchy because they wanted to be - were there to support the monarchy because they wanted to be there . were there to support the monarchy because they wanted to be there to| because they wanted to be there to support— because they wanted to be there to support the — because they wanted to be there to support the monarchy— because they wanted to be there to support the monarchy for— because they wanted to be there to support the monarchy for whatever| support the monarchy for whatever reason _ a manchester united match, with a megaphone. — a manchester united match, with a megaphone, shouting _ a manchester united match, with a megaphone, shouting ferguson - a manchester united match, with al megaphone, shouting ferguson was a manchester united match, with a i megaphone, shouting ferguson was a lousy nranager— megaphone, shouting ferguson was a lousy manager and _ megaphone, shouting ferguson was a lousy manager and a _ megaphone, shouting ferguson was a lousy manager and a bad _ megaphone, shouting ferguson was a lousy manager and a bad centred - megaphone, shouting ferguson was a lousy manager and a bad centred so. lousy manager and a bad centred so and so, _ lousy manager and a bad centred so and so, it— lousy manager and a bad centred so and so, it is— lousy manager and a bad centred so and so, it is likely— lousy manager and a bad centred so and so, it is likely the _ lousy manager and a bad centred so and so, it is likely the police were . and so, it is likely the police were to me _ and so, it is likely the police were to me out, — and so, it is likely the police were to me out, and _ and so, it is likely the police were to me out, and they— and so, it is likely the police were to me out, and they would - and so, it is likely the police were to me out, and they would have l and so, it is likely the police were - to me out, and they would have done it for the _ to me out, and they would have done it for the sake — to me out, and they would have done it for the sake of— to me out, and they would have done it for the sake of public— to me out, and they would have done it for the sake of public safety- to me out, and they would have done it for the sake of public safety and - it for the sake of public safety and mine _ it for the sake of public safety and mine as _ it for the sake of public safety and mine as wett~ _ it for the sake of public safety and mine as well. and _ it for the sake of public safety and mine as well. and this _ it for the sake of public safety and mine as well. and this is- it for the sake of public safety and mine as well. and this is what - it for the sake of public safety and| mine as well. and this is what this minority— mine as well. and this is what this minority had — mine as well. and this is what this minority had to _ mine as well. and this is what this minority had to do. _ mine as well. and this is what this minority had to do.— minority had to do. there are football protest _ minority had to do. there are football protest all _ minority had to do. there are football protest all the - minority had to do. there are football protest all the time! | football protest all the time! people calling for managers to be got rid of and protest by fans outside stadiums. gray but a small group, a mangy group... and outside stadiums. gray but a small group, a mangy group...— outside stadiums. gray but a small group, a mangy group... and it would have disturbed _ group, a mangy group... and it would have disturbed the _ group, a mangy group... and it would have disturbed the afternoon. - group, a mangy group... and it would have disturbed the afternoon. but - have disturbed the afternoon. but this group, —

have disturbed the afternoon. but this group, unelected, _ have disturbed the afternoon. but this group, unelected, king - have disturbed the afternoon. but. this group, unelected, king charles who i've _ this group, unelected, king charles who i've got — this group, unelected, king charles who i've got reservations of, - who i've got reservations of, received _ who i've got reservations of, received a _ who i've got reservations of, received a golden _ who i've got reservations of, received a golden spoon - who i've got reservations of, i received a golden spoon that who i've got reservations of, - received a golden spoon that was first handed _ received a golden spoon that was first handed to _ received a golden spoon that was first handed to king _ received a golden spoon that was first handed to king edward - received a golden spoon that was first handed to king edward the l first handed to king edward the contessor— first handed to king edward the confessor in _ first handed to king edward the confessor in 1048... _ first handed to king edward the confessor in 1048... they - first handed to king edward the confessor in 1048... they are l first handed to king edward the - confessor in 1048... they are going against _ confessor in 1048... they are going against 900 — confessor in 1048... they are going against 900 years _ confessor in 1048... they are going against 900 years of— confessor in 1048... they are going against 900 years of history. - confessor in 1048... they are going i against 900 years of history. people have done _ against 900 years of history. people have done that _ against 900 years of history. people have done that. i— against 900 years of history. people have done that. i have _ against 900 years of history. people have done that. i have changed - against 900 years of history. people have done that. i have changed ton have done that. i have changed two lines have done that. i have changed two tines of— have done that. i have changed two lines of legislation— have done that. i have changed two lines of legislation referring - have done that. i have changed two lines of legislation referring to - lines of legislation referring to people — lines of legislation referring to peopie with _ lines of legislation referring to people with disability. - lines of legislation referring to people with disability. it - lines of legislation referring to people with disability. it tookl people with disability. it took hundreds— people with disability. it took hundreds of— people with disability. it took hundreds of letters, - people with disability. it took hundreds of letters, it - people with disability. it took hundreds of letters, it took. hundreds of letters, it took meetings _ hundreds of letters, it took meetings with— hundreds of letters, it took meetings with mps, - hundreds of letters, it took meetings with mps, it - hundreds of letters, it took meetings with mps, it took hundreds of letters, it took- meetings with mps, it took two mps, god bless— meetings with mps, it took two mps, god bless them, _ meetings with mps, it took two mps, god bless them, to _ meetings with mps, it took two mps, god bless them, to stay _ meetings with mps, it took two mps, god bless them, to stay overnight. god bless them, to stay overnight white _ god bless them, to stay overnight white they— god bless them, to stay overnight while they were _ god bless them, to stay overnight while they were doing _ god bless them, to stay overnight while they were doing legislation. | while they were doing legislation. if while they were doing legislation. if this _ while they were doing legislation. if this chief — while they were doing legislation. if this chief executive _ while they were doing legislation. if this chief executive of - while they were doing legislation. if this chief executive of and - if this chief executive of and non—elected _ if this chief executive of and non—elected group - if this chief executive of and non—elected group that - if this chief executive of and non—elected group that has| if this chief executive of and i non—elected group that has not subject— non—elected group that has not subject themselves _ non—elected group that has not subject themselves to - non—elected group that has not subject themselves to public. subject themselves to public scrutiny~~~ _ subject themselves to public scrutiny- - -— scrutiny... neither has king charles- — scrutiny... neither has king charles. he _ scrutiny. .. neither has king charles. he has— scrutiny... neither has king charles. he has not - scrutiny... neither has king charles. he has not had - scrutiny... neither has king - charles. he has not had subjected himself to public scrutiny. gray

know, but king charles has 900 years of tradition... goo know, but king charles has 900 years of tradition. . .— of tradition. .. 900 years of history- — of tradition. .. 900 years of history. republicanism - of tradition. .. 900 years of history. republicanism has| of tradition. .. 900 years of- history. republicanism has 900 plus ears of history. republicanism has 900 plus years of tradition, _ history. republicanism has 900 plus years of tradition, we _ history. republicanism has 900 plus years of tradition, we go _ history. republicanism has 900 plus years of tradition, we go back- history. republicanism has 900 plus years of tradition, we go back to - years of tradition, we go back to cromwell, lord...— years of tradition, we go back to cromwell, lord... who was voted in this country — cromwell, lord... who was voted in this country for? _ cromwell, lord... who was voted in this country for? who _ cromwell, lord... who was voted in this country for? who died - cromwell, lord... who was voted in this country for? who died in - cromwell, lord... who was voted in this country for? who died in the i this country for? who died in the first _ this country for? who died in the first world — this country for? who died in the first world war— this country for? who died in the first world war or— this country for? who died in the first world war or the _ this country for? who died in the first world war or the second i this country for? who died in the i first world war or the second world war for— first world war or the second world war for republicanism? _ first world war or the second world war for republicanism? the- first world war or the second world war for republicanism?_ first world war or the second world war for republicanism? the point i'm makint . .. war for republicanism? the point i'm making--- if— war for republicanism? the point i'm making--- if you _ war for republicanism? the point i'm making... if you want _ making... if you want to change legislation, we should - making... if you want to change legislation, we should do - making... if you want to change legislation, we should do it - making... if you want to change legislation, we should do it like| making... if you want to change i legislation, we should do it like we changed _ legislation, we should do it like we changed it — legislation, we should do it like we changed it for _ legislation, we should do it like we changed it for women's _ legislation, we should do it like we changed it for women's votes, - legislation, we should do it like we changed it for women's votes, like | changed it for women's votes, like we change — changed it for women's votes, like we change it— changed it for women's votes, like we change it for— changed it for women's votes, like we change it for racial— changed it for women's votes, like we change it for racial things. - changed it for women's votes, like we change it for racial things. by. we change it for racial things. by becoming — we change it for racial things. by becoming councillors, _ we change it for racial things. by becoming councillors, mps, - we change it for racial things. by- becoming councillors, mps, changing overtime, _ becoming councillors, mps, changing over time, because _ becoming councillors, mps, changing overtime, because it— becoming councillors, mps, changing overtime, because it is— becoming councillors, mps, changing over time, because it is a _ becoming councillors, mps, changing over time, because it is a damn- over time, because it is a damn sight _ over time, because it is a damn sight easier _ over time, because it is a damn sight easier simply— over time, because it is a damn sight easier simply to _ over time, because it is a damn sight easier simply to stand - over time, because it is a damn sight easier simply to stand up| over time, because it is a damn- sight easier simply to stand up with megaphones — sight easier simply to stand up with megaphones and _ sight easier simply to stand up with megaphones and spoil— sight easier simply to stand up with megaphones and spoil somebody'sl megaphones and spoil somebody's afternoon — megaphones and spoil somebody's afternoon. did _ megaphones and spoil somebody's

afternoon. , afternoon. did you feel your afternoon — afternoon. did you feel your afternoon was _ afternoon. did you feel your afternoon was spoilt, - afternoon. did you feel your. afternoon was spoilt, lorraine? thank you for that. interesting angles. lorraine, good morning. goad angles. lorraine, good morning. good mornint. are you exercised by this? do you think the police were 0 t tibia. are you exercised by this? do you think the police were 0 t- think the police were 0 t tno, i don't. i think the police were 0 t tno, i don't- i did _ think the police were 0 t tno, i don't. i did not _ think the police were 0 t tno, i don't. i did not see _ think the police were 0 t tno, i don't. i did not see what - think the police were 0 t tno, i don't. i did not see what they . think the police were 0 t tno, i i don't. i did not see what they died but i _ don't. i did not see what they died but i was — don't. i did not see what they died but i was there and i have to say i felt really save the whole time. i think— felt really save the whole time. i think the — felt really save the whole time. i think the police should avoid any kind of— think the police should avoid any kind of disruption, albeit however smatt— kind of disruption, albeit however small the — kind of disruption, albeit however small the threat might be, i think they should do anything they can to avoid _ they should do anything they can to avoid disruption, so i felt very safe _ avoid disruption, so i felt very safe the — avoid disruption, so i felt very safe the whole time i was up there and anything, if they did speak any

horses, _ and anything, if they did speak any horses, that could just be catastrophic for horses, people, anything. — catastrophic for horses, people, anything, so i'm proud of the police force _ anything, so i'm proud of the police force of— anything, so i'm proud of the police force of the — anything, so i'm proud of the police force of the way they were on saturday _ force of the way they were on saturday-— force of the way they were on saturda . . . . . ., , saturday. and you had a marvellous, wonderful day? _ saturday. and you had a marvellous, wonderful day? i— saturday. and you had a marvellous, wonderful day? i did _ saturday. and you had a marvellous, wonderful day? i did have _ saturday. and you had a marvellous, wonderful day? i did have a - saturday. and you had a marvellous, wonderful day? i did have a good - wonderful day? i did have a good time. i wonderful day? i did have a good time- i did _ wonderful day? i did have a good time. i did not _ wonderful day? i did have a good time. i did not get _ wonderful day? i did have a good time. i did not get into _ wonderful day? i did have a good time. i did not get into the - wonderful day? i did have a goodl time. i did not get into the middle of it because i was too late but i went _ of it because i was too late but i went and — of it because i was too late but i went and walked up to hyde park, walked _ went and walked up to hyde park, walked att— went and walked up to hyde park, walked all through london and felt very safe _ walked all through london and felt very safe the whole time. i think in the past _ very safe the whole time. i think in the past the — very safe the whole time. i think in the past the police have not done enough _ the past the police have not done enough and get heavily criticised for that— enough and get heavily criticised for that in— enough and get heavily criticised for that in lots of ways the police cannot _ for that in lots of ways the police cannot be — for that in lots of ways the police cannot be right for doing wrong, so i cannot be right for doing wrong, so i feel for— cannot be right for doing wrong, so i feel for the police force and i am proud of— i feel for the police force and i am proud of them. peter was just saying if people were going to protest at the height of fergiedom that he was a lousy manager i would get taken away but that was a minority view. it was

argued that around 30% of people think we should have a republic. the people protesting were representing a considerable constituency of our country. and we have too, don't we? i'm actually really interested, lorraine, in bridging gaps and finding if there are any people who think that it was the most marvellous and magical thing they have ever seen, the coronation of king charles, but also extremely worried about the policing, because it is such a polarised world. and it is possible to take both positions, isn't it, lorraine? pia. is possible to take both positions, isn't it, lorraine?— isn't it, lorraine? no, i don't think so- _ isn't it, lorraine? no, i don't think so. not _ isn't it, lorraine? no, i don't think so. not on _ isn't it, lorraine? no, i don't think so. not on that - isn't it, lorraine? no, i don't think so. not on that day. i l isn't it, lorraine? no, i don't- think so. not on that day. i don't mind anybody protesting but not on that day, no. it could have been absolutely catastrophic if anything had kicked off, if there was any trouble, because if the protesters are saying something it could incite somebody in the crowd who is in support of it to then react. people are very reactive. ijust don't

think that that risk should have been presented to the public, and to all the animals that were there on that day. all the animals that were there on that da . �* ., ., , that day. i'm going to bring in mick. that day. i'm going to bring in mick- i'm _ that day. i'm going to bring in mick. i'm just _ that day. i'm going to bring in mick. i'mjust looking - that day. i'm going to bring in mick. i'm just looking at - that day. i'm going to bring in mick. i'm just looking at the l that day. i'm going to bring in - mick. i'm just looking at the clock. i appreciate you getting in touch. make right, lots of people getting in touch are quite supportive of the police. —— mick wright. hang on a minute... hang on a minute! police. -- mick wright. hang on a minute... hang on a minute! police. —— mick wright. hang on a minute... hang on a minute! hi... i will be with — minute... hang on a minute! hi... i will be with you. _ minute... hang on a minute! hi... i will be with you. don't _ minute... hang on a minute! hi... i will be with you. don't worry. - minute... hang on a minute! h i will be with you. don't worry. sorry about that, we are a bit previous but these things happen! final word from you. but these things happen! final word from ou. . �* . but these things happen! final word from ou. , �*, . , from you. listen, it's really quite hard to rrot _ from you. listen, it's really quite hard to not get _ from you. listen, it's really quite hard to not get frustrated - from you. listen, it's really quite hard to not get frustrated with i hard to not get frustrated with this. someone earlier, iforget the gentleman's name, said no one died in the second or first world war is who was a republican. i'm sorry but

my great—grandfather was in operation overlord behind enemy lines cutting enemy communication lines cutting enemy communication lines to help the advance. he was a republican. my father helped liberate the falkland islands, he is a republican. i care about horses too. no horses were spooked. there were no rape alarms thrown at horses can also that's not how they work, you have to hold them down for them to work mostly. lies have been told to work mostly. lies have been told to people. i'm really feeling bad for people talking today. i was there from 1:30pm until three in the morning. people, yourfellow citizens, were arrested, mistreated, an asian man called riz who helps women at night who need flip—flops, water or rape alarms was arrested. when you are telling me it is all right because the coronation went down fine and king charles was crowned and it was lovely. though i

am a republican i support the right of people to have the party and enjoy the day but i believe in the rights of all citizens and those rights of all citizens and those rights were trampled on. next time it could be your rights and you won't like it. speak up for everyone's rights!- won't like it. speak up for everyone's rights! won't like it. speak up for eve one's rithts! ~ . ,, everyone's rights! mick, thank you ve much everyone's rights! mick, thank you very much indeed. _ everyone's rights! mick, thank you very much indeed. nick _ everyone's rights! mick, thank you very much indeed. nick wright - everyone's rights! mick, thank you l very much indeed. nick wright there who was down there, campaigning journalist, we had dai davies on the former head of royal protection and a wonderful range of viewers, hugely appreciated. the question this morning, and i will come to the statement of the met after the news and the sport, a simple question, did protest police go too far? i will look forward to hearing from you. and he was the news because we have done the jungle already. matthew, it is all yours. thanks very much. police in london have apologised for arresting 5ix anti—monarchy campaigners at the king's coronation on saturday. it meant the individuals were unable to take part in a planned protest.

scotland yard said no charges would be brought against them. patients in england will be able to get prescriptions for some common health conditions without going to a gp, under new plans from the department of health. instead, local pharmacies will be able to prescribe some medicines themselves. health bosses hope it'll reduce the demands on family doctors. president putin has been addressing crowds at the annual victory day parade in moscow — which celebrates the defeat of nazi germany. security has been increased in moscow after recent drone attacks which russia has blamed on ukraine — but which kyiv has denied. the first semifinal of this year's eurovision song contest will take place in liverpool tonight. 15 acts will take to the stage in front of thousands of fans. the top ten chosen by public vote will go through to the grand final on saturday. those are the news headlines and here is katie smith with the sport. former chelsea and everton winger pat nevin admitted to 5live he thought everton had no chance of staying up after recent performances he'd seen — but he says he's happy to hopefully be proven wrong. they pulled off a stunning

5—1win over brighton to drag themselves two points clear of the premier league's relegation zone with three games to play — nottingham forest beat bottom side side southampton to go three points clear while leicester and leeds both drop into the bottom three. pep guardiola says revenge is not the motivation ahead of tonight's champions league semi against real madrid — the holders knocked out manchester city at this stage of the contest last season — we have commentary on 5live. england fast bowlerjofra archer is returning home from the ipl following elbow surgery. the ecb say it's to give him a period of rest and recovery after playing through the injury with the mumbai indians has proven tricky. and a man from texas faces up

to ten years in prison after pleading guilty to supplying performance—enhancing drugs to athletes including olympic silver medallist blessing okagbare. eric lira is the first defendant to be charged under a new us law introduced in the wake of russia's state—backed doping scandals. welcome back to the nation's phone in. keep getting in touch with your reaction to the policing of the protests at the coronation, and more on that in the next 20 minutes plus. then at 10:00 we're talking about housing. are you trying to buy? it is very much of the fight to buy, such a struggle for young people and for everyone.

i want to hear from you if you're renting but are desperate to own your own home. what's it like trying to find an affordable house or flat, are you struggling to get a mortgage, or save for a deposit? we're hearing this morning about a new deposit—free mortgage that's been launched. some alarm bells are ringing, for obvious reasons. going into the vortex of negative equity in the future. this is specifically aimed at renters. obviously with various safeguards. since the financial crisis in 2008 — this type of 100% loan—to—value mortgage has been incredibly rare. is this the type of thing you need to get on first rung of the property ladder? what else do you need to make that leap? housing: are you trying to buy? that is at 10am. get in touch on 08085 909693 it is 9:38am.

we have matthew turnbull who is from republic uk and matthew was arrested. good morning, matthew, all right? arrested. good morning, matthew, all ritht? ., ., right? good morning, not too bad, mate, right? good morning, not too bad, mate. thanks- _ right? good morning, not too bad, mate, thanks. coming _ right? good morning, not too bad, mate, thanks. coming up, - right? good morning, not too bad, mate, thanks. coming up, we - right? good morning, not too bad, | mate, thanks. coming up, we have sall in mate, thanks. coming up, we have sally in leeds _ mate, thanks. coming up, we have sally in leeds and _ mate, thanks. coming up, we have sally in leeds and patrick - mate, thanks. coming up, we have sally in leeds and patrick in - sally in leeds and patrick in solihull as well. hi, sally and hi, patrick. hi, everyone. can i read the met�*s statement as well? i think i should do this. let me copy and paste it into my thing here. too much detail! the meto says "we received information the protesters

were determined to disrupt the coronation procession. our activity was targeted at those we believed were intent on taking this action. it was not our intention to prevent protest, and whilst the vast masses of the crowd were there to celebrate and witness a once in a generation event it is very clear a number of protests took place across the footprint are both before, during and after the event with no police intervention. any suggestion or protest was prohibited i5 suggestion or protest was prohibited is not correct. and then the met to go on to say talking specifically about the six people who were initially arrested on suspicion of having equipment for so—called locking on, the met says the investigation team have now fully examined the items seized and reviewed the full circumstances of the arrest. those arrested stated the arrest. those arrested stated the items would be used to secure their placards, and the investigation has been unable to prove intent to use them to lock on and disrupt the event. this evening all six have had their bail cancelled, no further action will be taken, we regret that those six

people arrested were unable to join the wider group of protesters in trafalgar square and elsewhere on the procession route." that's what the procession route." that's what the metropolitan police say. what do you say, sally? good morning. to be honest, i you say, sally? good morning. to be honest. i don't— you say, sally? good morning. to be honest, i don't agree, _ you say, sally? good morning. to be honest, i don't agree, i— you say, sally? good morning. to be honest, i don't agree, i don't - you say, sally? good morning. to be honest, i don't agree, i don't think. honest, i don't agree, i don't think the police, in this case, have anything to apologise for, which is not my normal view. usually i think they have a lot to apologise for. it is actually refreshing to say that for once. the protesters, all they have to do is say free speech, they can do what they like. they shouldn't be able to. they are disrupting innocent people, innocent people are getting caught in the crossfire, they don't care if those animals bolt and they get into the crowd, that the animals get hurt, the people get hurt, could have been a major disaster. and yet apparently it is ok because it is free speech.

patrick, we will come in here and we will get to simon, not his real name. are you with sally, or are you concerned about the way the police conducted themselves? i am concerned about the way the police conducted themselves?— concerned about the way the police conducted themselves? i am with dai, i'm in 3's conducted themselves? i am with dai, i'm in 3's one- — conducted themselves? i am with dai, i'm in 3's one. dyah _ conducted themselves? i am with dai, i'm in 3's one. dyah davis _ conducted themselves? i am with dai, i'm in 3's one. dyah davis earlier? - i'm in 3's one. dyah davis earlier? yes. the reason _ i'm in 3's one. dyah davis earlier? yes. the reason the _ i'm in 3's one. dyah davis earlier? yes. the reason the police - yes. the reason the police apologised as we are living in a soft society. the police have no authority— soft society. the police have no authority today. you know? this is going _ authority today. you know? this is going to _ authority today. you know? this is going to sound like an old guyjust ranting _ going to sound like an old guyjust ranting. people worried about the police _ ranting. people worried about the police knocking on the mound dad's door~ _ police knocking on the mound dad's door~ today— police knocking on the mound dad's door. today they are not, we have loads— door. today they are not, we have loads of— door. today they are not, we have loads of stabbings because the police — loads of stabbings because the police have no control. complain when they stop and search youths and find knives on them, people _ youths and find knives on them, people complain when they stop and

search— people complain when they stop and search youths. that was done constantly throughout the 70s and 80s, constantly throughout the 70s and 80s. you — constantly throughout the 70s and 80s, you know what i mean? where was the knife _ 80s, you know what i mean? where was the knife crime then? i agree with what _ the knife crime then? i agree with what the — the knife crime then? i agree with what the other chap said, the protester, i don't believe they have gone _ protester, i don't believe they have gone down — protester, i don't believe they have gone down there with the intent of scaring _ gone down there with the intent of scaring and frightening horses, or doing _ scaring and frightening horses, or doing the — scaring and frightening horses, or doing the horses any damage in any way but _ doing the horses any damage in any way but i _ doing the horses any damage in any way but i think if they were going to protest. — way but i think if they were going to protest, if i'd had anything to do with— to protest, if i'd had anything to do with them protesting they would have been four or five miles away protesting. — have been four or five miles away protesting, they would not have gotten — protesting, they would not have gotten near the procession. anybody in a yellow— gotten near the procession. anybody in a yellow t—shirt, whether it had words _ in a yellow t—shirt, whether it had words on — in a yellow t—shirt, whether it had words on it— in a yellow t—shirt, whether it had words on it or a sunshine, would not have _ words on it or a sunshine, would not have got— words on it or a sunshine, would not have got near— words on it or a sunshine, would not have got near the procession. a word on it or— have got near the procession. a word on it or a _ have got near the procession. a word on it or a sunshine? how have got near the procession. a word on it or a sunshine?— on it or a sunshine? how do you think i would _ on it or a sunshine? how do you think i would have _ on it or a sunshine? how do you think i would have looked - on it or a sunshine? how do you think i would have looked if- on it or a sunshine? how do you i think i would have looked if people watching in moscow or hong kong or tehran? ~ . ., i. . , watching in moscow or hong kong or tehran? ~ . ., ., , ., tehran? what do you mean? they would have laughed — tehran? what do you mean? they would have laughed at — tehran? what do you mean? they would have laughed at us. _ tehran? what do you mean? they would have laughed at us. the _ tehran? what do you mean? they would have laughed at us. the french - have laughed at us. the french poticem — have laughed at us. the french olice... �* . have laughed at us. the french olice... �* , �* have laughed at us. the french olice... , ., police... because it wasn't tough enou:h? police... because it wasn't tough enough? i _ police... because it wasn't tough enough? i don't _ police. .. because it wasn't tough enough? i don't think— police... because it wasn't tough enough? i don't think it - police... because it wasn't tough enough? i don't think it was. - police... because it wasn't tough l enough? i don't think it was. have ou seen enough? i don't think it was. have you seen the _ enough? i don't think it was. have you seen the french _ enough? i don't think it was. have you seen the french police? - enough? i don't think it was. have you seen the french police? we i enough? i don't think it was. have i you seen the french police? we have -- att— you seen the french police? we have -- all seen _ you seen the french police? we have

—— all seen the french police, get the water— —— all seen the french police, get the water cannon out. if somebody could _ the water cannon out. if somebody could tend — the water cannon out. if somebody could lend them a garden hose if they haven't got a water cannon. you know, _ they haven't got a water cannon. you know. i— they haven't got a water cannon. you know. i hate — they haven't got a water cannon. you know, i hate today's society. i hate it with _ know, i hate today's society. i hate it with a _ know, i hate today's society. i hate it with a passion, we are too soft and we _ it with a passion, we are too soft and we have _ it with a passion, we are too soft and we have too much going on, partly— and we have too much going on, partly because i don't understand it. partly because i don't understand it i'm _ partly because i don't understand it. i'm frightened to speak to somebody now at work in case i say the wrong _ somebody now at work in case i say the wrong thing. somebody now at work in case i say the wrong thing-— the wrong thing. there is a lot of stuff going _ the wrong thing. there is a lot of stuff going on- — the wrong thing. there is a lot of stuff going on. let's _ the wrong thing. there is a lot of stuff going on. let's keep - the wrong thing. there is a lot of stuff going on. let's keep it i the wrong thing. there is a lot of stuff going on. let's keep it to i the wrong thing. there is a lot of. stuff going on. let's keep it to the policing. knife crime is a debate we will have again and it's an important one, and likewise stop and search. on this issue, matthew, you have heard patrick. don't speak to me, speak to them. salli? have heard patrick. don't speak to me, speak to them.— me, speak to them. sally and patrick, me, speak to them. sally and patrick. just _ me, speak to them. sally and patrick, just to _ me, speak to them. sally and patrick, just to respond i me, speak to them. sally and patrick, just to respond to i me, speak to them. sally and | patrick, just to respond to you there. — patrick, just to respond to you there, seeming— patrick, just to respond to you there, seeming to _ patrick, just to respond to you there, seeming to say- patrick, just to respond to you there, seeming to say that i patrick, just to respond to you| there, seeming to say that the patrick, just to respond to you i there, seeming to say that the met police _ there, seeming to say that the met police shouldn't— there, seeming to say that the met police shouldn't have _ there, seeming to say that the met police shouldn't have apologised i there, seeming to say that the met i police shouldn't have apologised and what they— police shouldn't have apologised and what they did — police shouldn't have apologised and what they did was _ police shouldn't have apologised and what they did was right, _ police shouldn't have apologised and what they did was right, i— police shouldn't have apologised and what they did was right, i think - police shouldn't have apologised and what they did was right, i think you i what they did was right, i think you can say— what they did was right, i think you

can say what— what they did was right, i think you can say what you _ what they did was right, i think you can say what you want _ what they did was right, i think you can say what you want about - what they did was right, i think you can say what you want about us i can say what you want about us claiming — can say what you want about us claiming to _ can say what you want about us claiming to be _ can say what you want about us claiming to be free _ can say what you want about us claiming to be free speech, i can say what you want about us claiming to be free speech, butj claiming to be free speech, but there _ claiming to be free speech, but there is— claiming to be free speech, but there is also— claiming to be free speech, but there is also a _ claiming to be free speech, but there is also a point _ claiming to be free speech, but there is also a point which i claiming to be free speech, but there is also a point which is i claiming to be free speech, but there is also a point which is 14j there is also a point which is 14 hours _ there is also a point which is 14 hours atone _ there is also a point which is 14 hours alone in _ there is also a point which is 14 hours alone in a _ there is also a point which is 14 hours alone in a cell _ there is also a point which is 14 hours alone in a cell is - there is also a point which is 14 hours alone in a cell is no i there is also a point which is 14j hours alone in a cell is nojoke, there is also a point which is 14 i hours alone in a cell is nojoke, it is not _ hours alone in a cell is nojoke, it is not a _ hours alone in a cell is nojoke, it is not a fun— hours alone in a cell is nojoke, it is not a fun way— hours alone in a cell is nojoke, it is not a fun way to _ hours alone in a cell is nojoke, it is not a fun way to spend - hours alone in a cell is nojoke, it is not a fun way to spend the i hours alone in a cell is nojoke, it| is not a fun way to spend the day, it is pretty— is not a fun way to spend the day, it is pretty miserable. _ is not a fun way to spend the day, it is pretty miserable. don't - is not a fun way to spend the day, it is pretty miserable. don't go i it is pretty miserable. don't go down _ it is pretty miserable. don't go down there _ it is pretty miserable. don't go down there then. _ it is pretty miserable. don't go down there then. if _ it is pretty miserable. don't go down there then. if you - it is pretty miserable. don't go down there then. if you don't i it is pretty miserable. don't go i down there then. if you don't want to spend _ down there then. if you don't want to spend 14— down there then. if you don't want to spend 14 hours _ down there then. if you don't want to spend 14 hours in— down there then. if you don't want to spend 14 hours in a _ down there then. if you don't want to spend 14 hours in a cell- down there then. if you don't want to spend 14 hours in a cell don't i to spend 14 hours in a cell don't no. to spend 14 hours in a cell don't to. ., ., " ., to spend 14 hours in a cell don't no. ., ., ~ ., . , to spend 14 hours in a cell don't no. ., ., ~ ., . go. you go knowing that it is a risk. we don't, _ go. you go knowing that it is a risk. we don't, we _ go. you go knowing that it is a risk. we don't, we agreed - go. you go knowing that it is a| risk. we don't, we agreed with go. you go knowing that it is a - risk. we don't, we agreed with the met police — risk. we don't, we agreed with the met police. we risk. we don't, we agreed with the met police-— met police. we agreed in advance with the metropolitan _ met police. we agreed in advance with the metropolitan police - met police. we agreed in advance with the metropolitan police with | with the metropolitan police with their liaison _ with the metropolitan police with their liaison officer, _ with the metropolitan police with their liaison officer, an _ with the metropolitan police with their liaison officer, an entirely. their liaison officer, an entirely legal, — their liaison officer, an entirely legal, peaceful— their liaison officer, an entirely legal, peaceful protest. - their liaison officer, an entirely- legal, peaceful protest. remember, i am someone — legal, peaceful protest. remember, i am someone who— legal, peaceful protest. remember, i am someone who believes _ am someone who believes fundamentally— am someone who believes fundamentally in- am someone who believes fundamentally in my - am someone who believes fundamentally in my hearti am someone who believes - fundamentally in my heart that we should _ fundamentally in my heart that we should not— fundamentally in my heart that we should not have _ fundamentally in my heart that we should not have a _ fundamentally in my heart that we should not have a monarchy- fundamentally in my heart that we should not have a monarchy and l fundamentally in my heart that we should not have a monarchy and ii should not have a monarchy and i represent — should not have a monarchy and i represent 30% _ should not have a monarchy and i represent 30% of— should not have a monarchy and i represent 30% of people - should not have a monarchy and i represent 30% of people in - should not have a monarchy and i represent 30% of people in this . represent 30% of people in this country— represent 30% of people in this country who— represent 30% of people in this country who feel— represent 30% of people in this country who feel the _ represent 30% of people in this country who feel the same - represent 30% of people in this country who feel the same and | country who feel the same and anotner— country who feel the same and another 20%_ country who feel the same and another 20% feel— country who feel the same and another 20% feel very- country who feel the same and l another 20% feel very apathetic. country who feel the same and - another 20% feel very apathetic. if i another 20% feel very apathetic. if i hold _ another 20% feel very apathetic. if i hold that — another 20% feel very apathetic. if i hold that view, _ another 20% feel very apathetic. if i hold that view, and _ another 20% feel very apathetic. if i hold that view, and i— another 20% feel very apathetic. if i hold that view, and i have - another 20% feel very apathetic. if i hold that view, and i have held . i hold that view, and i have held that view— i hold that view, and i have held that view my _ i hold that view, and i have held that view my entire _ i hold that view, and i have held that view my entire life, - i hold that view, and i have held that view my entire life, what i i hold that view, and i have held . that view my entire life, what kind of man _ that view my entire life, what kind of man would _ that view my entire life, what kind of man would i_ that view my entire life, what kind of man would i be _ that view my entire life, what kind of man would i be if— that view my entire life, what kind of man would i be if i— that view my entire life, what kind of man would i be if i didn't - that view my entire life, what kind of man would i be if i didn't on - that view my entire life, what kind i of man would i be if i didn't on the day of— of man would i be if i didn't on the day of the — of man would i be if i didn't on the day of the coronation, _ of man would i be if i didn't on the day of the coronation, the - of man would i be if i didn't on the day of the coronation, the day - of man would i be if i didn't on the i day of the coronation, the day when monarchy— day of the coronation, the day when monarchy is — day of the coronation, the day when monarchy is most _ day of the coronation, the day when monarchy is most in _ day of the coronation, the day when monarchy is most in action, - day of the coronation, the day when monarchy is most in action, if- day of the coronation, the day when monarchy is most in action, if i- monarchy is most in action, if i didn't— monarchy is most in action, if i didn't try— monarchy is most in action, if i didn't try and _ monarchy is most in action, if i didn't try and have _ monarchy is most in action, if i didn't try and have my - monarchy is most in action, if i didn't try and have my voice i monarchy is most in action, if i- didn't try and have my voice heard?

and i_ didn't try and have my voice heard? and i aimed — didn't try and have my voice heard? and i aimed to— didn't try and have my voice heard? and i aimed to do— didn't try and have my voice heard? and i aimed to do that _ didn't try and have my voice heard? and i aimed to do that in _ didn't try and have my voice heard? and i aimed to do that in an- and i aimed to do that in an entirely— and i aimed to do that in an entirely legal— and i aimed to do that in an entirely legal and _ and i aimed to do that in an entirely legal and peaceful. and i aimed to do that in an- entirely legal and peaceful way. these _ entirely legal and peaceful way. these were _ entirely legal and peaceful way. these were not _ entirely legal and peaceful way. these were not any— entirely legal and peaceful way. these were not any of- entirely legal and peaceful way. these were not any of the - entirely legal and peaceful way. i these were not any of the actions you might — these were not any of the actions you might normally— these were not any of the actions you might normally associate - these were not any of the actions| you might normally associate with 'ust you might normally associate with just topsoil, — you might normally associate with just topsoil, republic _ you might normally associate with just topsoil, republic has - you might normally associate with just topsoil, republic has never. just topsoil, republic has never done _ just topsoil, republic has never done anything _ just topsoil, republic has never done anything even _ just topsoil, republic has never| done anything even encroaching just topsoil, republic has never. done anything even encroaching on illegality— done anything even encroaching on illegality before _ done anything even encroaching on illegality before —— _ done anything even encroaching on illegality before —— just _ done anything even encroaching on illegality before —— just stop - done anything even encroaching on illegality before —— just stop oil. . illegality before —— just stop oil. this was— illegality before —— just stop oil. this was agreed _ illegality before —— just stop oil. this was agreed with _ illegality before —— just stop oil. this was agreed with the - illegality before —— just stop oil. this was agreed with the met - illegality before —— just stop oil. i this was agreed with the met police had to— this was agreed with the met police had to say— this was agreed with the met police had to say we — this was agreed with the met police had to say we were _ this was agreed with the met police had to say we were not _ this was agreed with the met police had to say we were not anywhere i this was agreed with the met police i had to say we were not anywhere near the procession — had to say we were not anywhere near the procession route, _ had to say we were not anywhere near the procession route, welcome - had to say we were not anywhere near the procession route, welcome a - the procession route, welcome a festival— the procession route, welcome a festival this _ the procession route, welcome a festival this was _ the procession route, welcome a festival this was already, - the procession route, welcome a festival this was already, i- the procession route, welcome a| festival this was already, i mean, 500 metres — festival this was already, i mean, 500 metres away _ festival this was already, i mean, 500 metres away from _ festival this was already, i mean, 500 metres away from the - festival this was already, i mean, - 500 metres away from the procession route where _ 500 metres away from the procession route where this _ 500 metres away from the procession route where this took _ 500 metres away from the procession route where this took place, - 500 metres away from the procession route where this took place, but - route where this took place, but also what — route where this took place, but also what is _ route where this took place, but also what is the _ route where this took place, but also what is the point _ route where this took place, but also what is the point in - route where this took place, but also what is the point in doing . route where this took place, but also what is the point in doing a| also what is the point in doing a protest — also what is the point in doing a protest if— also what is the point in doing a protest if you _ also what is the point in doing a protest if you are _ also what is the point in doing a protest if you are nowhere - also what is the point in doing a protest if you are nowhere near| also what is the point in doing a . protest if you are nowhere near it. if protest if you are nowhere near it. if you _ protest if you are nowhere near it. if you are — protest if you are nowhere near it. if you are in — protest if you are nowhere near it. ifyou are in a— protest if you are nowhere near it. if you are in a field _ protest if you are nowhere near it. if you are in a field somewhere, i if you are in a field somewhere, what _ if you are in a field somewhere, what is — if you are in a field somewhere, what is the _ if you are in a field somewhere, what is the point? _ if you are in a field somewhere, what is the point? the - if you are in a field somewhere, what is the point? the whole i if you are in a field somewhere, i what is the point? the whole point is you _ what is the point? the whole point is you want— what is the point? the whole point is you want to _ what is the point? the whole point is you want to get _ what is the point? the whole point is you want to get the _ what is the point? the whole point is you want to get the media - what is the point? the whole point is you want to get the media to - what is the point? the whole point| is you want to get the media to pay attention— is you want to get the media to pay attention to — is you want to get the media to pay attention to you. _ is you want to get the media to pay attention to you. (an _ is you want to get the media to pay attention to you.— attention to you. can i give you a simle attention to you. can i give you a simple analogy? _ attention to you. can i give you a simple analogy? go _ attention to you. can i give you a simple analogy? go on. - attention to you. can i give you a simple analogy? go on. i'm - attention to you. can i give you a simple analogy? go on. i'm sure| attention to you. can i give you a i simple analogy? go on. i'm sure it will be very — simple analogy? go on. i'm sure it will be very simple. _ simple analogy? go on. i'm sure it will be very simple. this _ simple analogy? go on. i'm sure it| will be very simple. this gentleman who hasjust been _ will be very simple. this gentleman who hasjust been speaking, - will be very simple. this gentleman l who hasjust been speaking, i myself don't believe we need a monarchy, never have, never will. and yet i still believe the police acted

fairly. still believe the police acted fairl . ,., . , , still believe the police acted fairl . . , , . fairly. the police themselves have said they didn't _ fairly. the police themselves have said they didn't so _ fairly. the police themselves have said they didn't so i _ fairly. the police themselves have said they didn't so i don't - fairly. the police themselves have said they didn't so i don't know i said they didn't so i don't know why you are _ said they didn't so i don't know why you are defending _ said they didn't so i don't know why you are defending them. _ said they didn't so i don't know why you are defending them.— you are defending them. that's the kind of intuitive _ you are defending them. that's the kind of intuitive stuff _ you are defending them. that's the kind of intuitive stuff i _ kind of intuitive stuff i was looking for. what is your simple analogy, patrick? if looking for. what is your simple analogy, patrick?— looking for. what is your simple analogy, patrick? if he lived next door to me _ analogy, patrick? if he lived next door to me and _ analogy, patrick? if he lived next door to me and was _ analogy, patrick? if he lived next door to me and was playing - analogy, patrick? if he lived next door to me and was playing loud| door to me and was playing loud music— door to me and was playing loud music down my ear and knocked on his door and _ music down my ear and knocked on his door and asked him to turn it down and he _ door and asked him to turn it down and he didn't we would come to blows — and he didn't we would come to blows. ~ ., , ., | and he didn't we would come to blows._ i don't - and he didn't we would come to blows._ i don't wantj blows. would you? i don't want somebody _ blows. would you? i don't want somebody standing _ blows. would you? i don't want somebody standing around - blows. would you? i don't want somebody standing around me | blows. would you? i don't want - somebody standing around me with a megaphone screaming out this and screaming — megaphone screaming out this and screaming that i'm spoiling my day. you say _ screaming that i'm spoiling my day. you say it _ screaming that i'm spoiling my day. you say it like that, it is spoiling your— you say it like that, it is spoiling your day — you say it like that, it is spoiling your day. the _ you say it like that, it is spoiling your day. the coronation - you say it like that, it is spoiling your day. the coronation spoilsi you say it like that, it is spoiling. your day. the coronation spoils my day. your day. the coronation spoils my da . �* ., ~ your day. the coronation spoils my da. �* ., . . day. don't go then! we have thousands — day. don't go then! we have thousands of _ day. don't go then! we have thousands of channels - day. don't go then! we have thousands of channels now. | day. don't go then! we have - thousands of channels now. watch something — thousands of channels now. watch something else, don't watch it on the telly — something else, don't watch it on the telly. my something else, don't watch it on the tell. g ., , something else, don't watch it on thetell. y ., ,,., something else, don't watch it on thetell. g ., y,., ., the telly. my money pays for the coronation _ the telly. my money pays for the coronation too, _ the telly. my money pays for the coronation too, i _ the telly. my money pays for the coronation too, i am _ the telly. my money pays for the coronation too, i am a _ the telly. my money pays for the coronation too, i am a tax - the telly. my money pays for the | coronation too, i am a tax payer. t his— coronation too, i am a tax payer. this is— coronation too, i am a tax payer. this is my— coronation too, i am a tax payer. this is my country. _ coronation too, i am a tax payer. this is my country. leil— coronation too, i am a tax payer. this is my country.— coronation too, i am a tax payer. this is my country. let me tell you something. _ this is my country. let me tell you something. you — this is my country. let me tell you something, you tell— this is my country. let me tell you something, you tell me _ this is my country. let me tell you something, you tell me about - this is my country. let me tell you j something, you tell me about your beliefs, _ something, you tell me about your beliefs, i'm — something, you tell me about your beliefs, i'm not a british passport holder. _ beliefs, i'm not a british passport holder. i— beliefs, i'm not a british passport holder, i may sound like a british

person— holder, i may sound like a british person irut— holder, i may sound like a british person but i don't hold a british passport. — person but i don't hold a british passport, i'm for the monarchy i'm a fan of— passport, i'm for the monarchy i'm a fan of the _ passport, i'm for the monarchy i'm a fan of the monarchy. you passport, i'm for the monarchy i'm a fan of the monarchy.— fan of the monarchy. you are a fan ofthe fan of the monarchy. you are a fan of the monarchy, _ fan of the monarchy. you are a fan of the monarchy, that's _ fan of the monarchy. you are a fan of the monarchy, that's ok, - fan of the monarchy. you are a fan of the monarchy, that's ok, when | fan of the monarchy. you are a fan i of the monarchy, that's ok, when we abolish— of the monarchy, that's ok, when we abolish it _ of the monarchy, that's ok, when we abolish it you — of the monarchy, that's ok, when we abolish it you can _ of the monarchy, that's ok, when we abolish it you can still— abolish it you can still support this family _ abolish it you can still support this family-— abolish it you can still support this family. abolish it you can still support thisfamil. ,, ., ,, ., ., . this family. simon, simon, not real name, this family. simon, simon, not real name. simon _ this family. simon, simon, not real name, simon into _ this family. simon, simon, not real name, simon into twickenham, - this family. simon, simon, not real| name, simon into twickenham, real place, go on. name, simon into twickenham, real place. go on— name, simon into twickenham, real place, go on. obviously we know that six of the protesters _ place, go on. obviously we know that six of the protesters were _ place, go on. obviously we know that six of the protesters were arrested i six of the protesters were arrested early in the morning but it wasn't just those six whose peaceful protest was disrupted. i'm not surprised that patrick is saying he is too frightened to speak out. i think is probably frightened to speak out because people are trying to stop anybody speaking out. i think it is about what kind of society we want to live in. i was in a group of republican protesters that were lining the side of the mall. we were about at least 50 metres back from the road, we didn't see a horse the whole time. and all we were going to do is raise some

placards that said very simply "not mike kane". we had had extensive conversations with the police all around us over a period of about two hours checking with them that they were happy with what we were going to do. absolutely they were fine about it, regular dialogue. and then 15 minutes before the cortege passed we were surrounded by 20 officers from gwent police and marched off about 100 metres away behind the temporary toilets. they proceeded to stop and search us at great length saying they had had reports that we were carrying offensive weapons. they went through everything, our sandwiches, our water, they went through everything, our sandwiches, ourwater, our sandwiches, our water, our magazines, sandwiches, ourwater, our magazines, conveniently enough didn't let us go until the whole thing had passed us. so we haven't had an apology. i think we have to ask ourselves some questions about what kind of society we want to live in. you mentioned moscow and north korea before. d0 in. you mentioned moscow and north korea before-— korea before. do they deserve an a olo: ? korea before. do they deserve an

apology? what — korea before. do they deserve an apology? what i _ korea before. do they deserve an apology? what i think _ korea before. do they deserve an apology? what i think as - korea before. do they deserve an apology? what i think as if - korea before. do they deserve an - apology? what i think as if somebody said here is a — apology? what i think as if somebody said here is a country _ apology? what i think as if somebody said here is a country where - apology? what i think as if somebody said here is a country where an - said here is a country where an unelected head of state, we lavished £250 million on ceremony to crown them, and anyone who wants to oppose them, and anyone who wants to oppose them is removed from the scene. flan them is removed from the scene. can i ask ou them is removed from the scene. can i ask you a — them is removed from the scene. can i ask you a question, simon, my friend? and also matthew. how would you two feel if there was an anti—immigration protest by, for example, the far right, it maybe even the near right, and there were a lot of arbitrary arrests? would you bejumping up—and—down you be jumping up—and—down complaining you bejumping up—and—down complaining about that? i’m you bejumping up-and-down complaining about that? i'm afraid i'm ve complaining about that? i'm afraid l'm very much _ complaining about that? i'm afraid i'm very much in favour _ complaining about that? i'm afraid i'm very much in favour of - complaining about that? i'm afraid| i'm very much in favour of peaceful protest. if i'm very much in favour of peaceful rotest. ,., . protest. if the police weighed in. let me ask _ protest. if the police weighed in. let me ask you. _ protest. if the police weighed in. let me ask you, matthew. - protest. if the police weighed in. let me ask you, matthew. if- protest. if the police weighed in. let me ask you, matthew. if wel protest. if the police weighed in. - let me ask you, matthew. if we said, matthew, come on the programmer to tell us what you think about the police arresting all these people from the far right, put your money where your mouth is when it comes to freedom of speech, would you? fill

freedom of speech, would you? of course,, the questions around peaceful— course,, the questions around peaceful protest— course,, the questions around peaceful protest and - course,, the questions around peaceful protest and hate - course,, the questions around i peaceful protest and hate speech laws, _ peaceful protest and hate speech laws, that — peaceful protest and hate speech laws, that is— peaceful protest and hate speech laws, that is a _ peaceful protest and hate speech laws, that is a question - peaceful protest and hate speech laws, that is a question that - peaceful protest and hate speech. laws, that is a question that would come _ laws, that is a question that would come up _ laws, that is a question that would come up in — laws, that is a question that would come up in an— laws, that is a question that would come up in an anti—immigration i come up in an anti—immigration protest — come up in an anti—immigration protest as— come up in an anti—immigration protest as opposed _ come up in an anti—immigration protest as opposed to _ come up in an anti—immigration protest as opposed to an - protest as opposed to an anti—monarchy— protest as opposed to an anti—monarchy protest. i protest as opposed to an . anti—monarchy protest. but protest as opposed to an - anti—monarchy protest. but in protest as opposed to an _ anti—monarchy protest. but in terms of for— anti—monarchy protest. but in terms of for the _ anti—monarchy protest. but in terms of for the protest _ anti—monarchy protest. but in terms of for the protest to _ anti—monarchy protest. but in terms of for the protest to take _ anti—monarchy protest. but in terms of for the protest to take place, - of for the protest to take place, there _ of for the protest to take place, there were _ of for the protest to take place, there were anti _ of for the protest to take place, there were anti covid _ of for the protest to take place, there were anti covid lukhan, l there were anti covid lukhan, anti-vaxxing _ there were anti covid lukhan, anti—vaxxing mandate - there were anti covid lukhan, l anti—vaxxing mandate protests, there were anti covid lukhan, - anti—vaxxing mandate protests, of course _ anti—vaxxing mandate protests, of course i_ anti—vaxxing mandate protests, of course i supported _ anti—vaxxing mandate protests, of course i supported those - anti—vaxxing mandate protests, of course i supported those protests| anti—vaxxing mandate protests, of. course i supported those protests to take place. — course i supported those protests to take place. even— course i supported those protests to take place, even though _ course i supported those protests to take place, even though i _ take place, even though i fundamentally— take place, even though i fundamentally didn't - take place, even though i. fundamentally didn't agree take place, even though i - fundamentally didn't agree with them _ fundamentally didn't agree with them. so— fundamentally didn't agree with them, ,, ., ., fundamentally didn't agree with them. . fundamentally didn't agree with them, ., l, ., fundamentally didn't agree with them. . . . , them. so what you are saying really is that ou them. so what you are saying really is that you pick _ them. so what you are saying really is that you pick and _ them. so what you are saying really is that you pick and choose - them. so what you are saying really is that you pick and choose the - is that you pick and choose the topics — is that you pick and choose the topics that are important for free speech— topics that are important for free speech for— topics that are important for free speech for you? | topics that are important for free speech for you?— topics that are important for free speech for you? i literally said the exact opposite- — speech for you? i literally said the exact opposite. you _ speech for you? i literally said the exact opposite. you haven't - exact opposite. you haven't understood _ exact opposite. you haven't understood me. _ exact opposite. you haven't understood me.— exact opposite. you haven't understood me. . . , , understood me. rather than support free speech. — understood me. rather than support free speech. you _ understood me. rather than support free speech, you have _ understood me. rather than support free speech, you have to _ understood me. rather than support free speech, you have to support - understood me. rather than support free speech, you have to support it | free speech, you have to support it in its _ free speech, you have to support it in its entirety, notjust for a select— in its entirety, notjust for a select corner of free speech. i�*ve select corner of free speech. i've 'ust said select corner of free speech. i've just said that _ select corner of free speech. i've just said that i _ select corner of free speech. i've just said that i would support an anti—immigration— just said that i would support an anti—immigration and—

just said that i would support anj anti—immigration and anti—covid macro— anti—immigration and anti—covid macro lockdown _ anti—immigration and anti—covid macro lockdown and _ anti—immigration and anti—covid i macro lockdown and anti—vaxxing mandate — macro lockdown and anti—vaxxing mandate as _ macro lockdown and anti-vaxxing mandate. a ., , ., . mandate. as long as there is no hate seech, mandate. as long as there is no hate speech. that's _ mandate. as long as there is no hate speech, that's what _ mandate. as long as there is no hate speech, that's what he _ mandate. as long as there is no hate speech, that's what he said. - mandate. as long as there is no hate speech, that's what he said. which i speech, that's what he said. which is a le . al speech, that's what he said. which is a legal aspect. _ speech, that's what he said. which is a legal aspect. if— speech, that's what he said. which is a legal aspect. if it _ speech, that's what he said. which is a legal aspect. if it was - is a legal aspect. if it was anti-immigration - is a legal aspect. if it was anti-immigration protest| is a legal aspect. if it was - anti-immigration protest with no anti—immigration protest with no hate speech he would support it. that's what he said. simon, you would as well, wouldn't you? you wouldn't go to it. i would as well, wouldn't you? you wouldn't go to it.— wouldn't go to it. i would counter rotest it wouldn't go to it. i would counter protest it but _ wouldn't go to it. i would counter protest it but that's _ wouldn't go to it. i would counter protest it but that's the - wouldn't go to it. i would counter protest it but that's the point - wouldn't go to it. i would counter protest it but that's the point of i protest it but that's the point of it. i protest it but that's the point of it i would — protest it but that's the point of it i would be _ protest it but that's the point of it. i would be there _ protest it but that's the point of it. i would be there to - it. i would be there to counterprotest - it. i would be there to counterprotest their. it. i would be there to - counterprotest their protest but that is _ counterprotest their protest but that is the — counterprotest their protest but that is the nature _ counterprotest their protest but that is the nature of— counterprotest their protest but that is the nature of free - counterprotest their protest but| that is the nature of free speech and free — that is the nature of free speech and free debate _ that is the nature of free speech and free debate in— that is the nature of free speech and free debate in this - that is the nature of free speech and free debate in this country. i and free debate in this country. it's and free debate in this country. it's about— and free debate in this country. it's about the _ and free debate in this country. it's about the kind _ and free debate in this country. it's about the kind of _ and free debate in this country. it's about the kind of country i and free debate in this country. l it's about the kind of country that we want to live in.— it's about the kind of country that we want to live in. that you want to live in. i we want to live in. that you want to live in- i want _ we want to live in. that you want to live in. i want to _ we want to live in. that you want to live in. i want to live _ we want to live in. that you want to live in. i want to live in _ we want to live in. that you want to live in. i want to live in a _ we want to live in. that you want to live in. i want to live in a country i live in. i want to live in a country where i live in. i want to live in a country where i can _ live in. i want to live in a country where i can protest _ live in. i want to live in a country where i can protest against i where i can protest against something, i want to live in a country where i can protest that i don't have the vote.— country where i can protest that i don't have the vote. exactly, is not the kind of— don't have the vote. exactly, is not the kind of country _ don't have the vote. exactly, is not the kind of country that _ don't have the vote. exactly, is not the kind of country that patrick i don't have the vote. exactly, is not the kind of country that patrick and solihull wants to live in. thus the point i'm making. you were in london with your 12—year—old daughter, bayo. how was it? it with your 12-year-old daughter, bayo. how was it?— with your 12-year-old daughter, bayo. how was it? it was all right, it was a great _ bayo. how was it? it was all right, it was a great day, _ bayo. how was it? it was all right, it was a great day, thank- bayo. how was it? it was all right,

it was a great day, thank you. i bayo. how was it? it was all right, it was a great day, thank you. myl it was a great day, thank you. my contribution is from my own experience. i was in london with my daughter because she wanted to witness history. with the volume of people that was in london that day i wouldn't imagine the impact of any sort of incident. we were all in london and she was very happy. in my opinion i think the police did a greatjob. opinion i think the police did a ureat 'ob. , ., ., ., , great 'ob. they have apologised for. . . great job. they have apologised for... matthew, _ great job. they have apologised for... matthew, explain - great job. they have apologised for... matthew, explain to - great job. they have apologised | for... matthew, explain to bayo, great job. they have apologised - for... matthew, explain to bayo, who came out it was a marvellous day and he enjoyed the pomp and majesty and the colour and it was a fantastic day for his 12—year—old daughter and she will remember that coach as long as she lives. she will remember the sense of history as well. i as she lives. she will remember the sense of history as well.— sense of history as well. i don't beaurude sense of history as well. i don't begrudge anyone _ sense of history as well. i don't begrudge anyone enjoying - sense of history as well. i don't begrudge anyone enjoying their sense of history as well. i don't - begrudge anyone enjoying their day,

and i neverm — begrudge anyone enjoying their day, and i never... it's— begrudge anyone enjoying their day, and i never... it's never— begrudge anyone enjoying their day, and i never... it's never about - and i never... it's never about trying — and i never... it's never about trying to— and i never... it's never about trying to ruin _ and i never... it's never about trying to ruin that _ and i never... it's never about trying to ruin that day- and i never... it's never about trying to ruin that day for- trying to ruin that day for everyone. _ trying to ruin that day for everyone. i_ trying to ruin that day for everyone, i know- trying to ruin that day for everyone, i know it - trying to ruin that day for. everyone, i know it means a trying to ruin that day for- everyone, i know it means a lot to other— everyone, i know it means a lot to other people _ everyone, i know it means a lot to other people. but— everyone, i know it means a lot to other people. but there _ everyone, i know it means a lot to other people. but there is - everyone, i know it means a lot to other people. but there is a - everyone, i know it means a lot to other people. but there is a lot. everyone, i know it means a lot to other people. but there is a lot of| other people. but there is a lot of lovely— other people. but there is a lot of lovely visuals _ other people. but there is a lot of lovely visuals and _ other people. but there is a lot of lovely visuals and the _ other people. but there is a lot of lovely visuals and the pomp - other people. but there is a lot of lovely visuals and the pomp and i lovely visuals and the pomp and splendour— lovely visuals and the pomp and splendour on _ lovely visuals and the pomp and splendour on ceremony- lovely visuals and the pomp and splendour on ceremony and - lovely visuals and the pomp and splendour on ceremony and it'si lovely visuals and the pomp and l splendour on ceremony and it's a lovely— splendour on ceremony and it's a lovely thing — splendour on ceremony and it's a lovely thing to _ splendour on ceremony and it's a lovely thing to watch. _ splendour on ceremony and it's a lovely thing to watch. this - lovely thing to watch. this is representative _ lovely thing to watch. this is representative of— lovely thing to watch. this is representative of our- lovely thing to watch. this is| representative of our system lovely thing to watch. this is i representative of our system of government. _ representative of our system of government. of— representative of our system of government, of which - representative of our system of government, of which i- representative of our system of government, of which i am - representative of our system of government, of which i am a i representative of our system of- government, of which i am a citizen and our— government, of which i am a citizen and our tax — government, of which i am a citizen and our tax money— government, of which i am a citizen and our tax money funds _ government, of which i am a citizen and our tax money funds it. - government, of which i am a citizen and our tax money funds it. there i government, of which i am a citizenl and our tax money funds it. there is something _ and our tax money funds it. there is something underlying _ and our tax money funds it. there is something underlying all— and our tax money funds it. there is something underlying all of- and our tax money funds it. there is something underlying all of this, - something underlying all of this, and if— something underlying all of this, and if you — something underlying all of this, and if you believe _ something underlying all of this, and if you believe that _ something underlying all of this, and if you believe that is - something underlying all of this, and if you believe that is wrong i and if you believe that is wrong with the — and if you believe that is wrong with the point— and if you believe that is wrong with the point of— and if you believe that is wrong with the point of the _ and if you believe that is wrong with the point of the pomp - and if you believe that is wrong with the point of the pomp and | with the point of the pomp and splendour— with the point of the pomp and splendour is _ with the point of the pomp and splendour is to _ with the point of the pomp and splendour is to kind _ with the point of the pomp and splendour is to kind of- with the point of the pomp and i splendour is to kind of sugar—coat all the _ splendour is to kind of sugar—coat all the rest — splendour is to kind of sugar—coat all the rest of _ splendour is to kind of sugar—coat all the rest of it, _ splendour is to kind of sugar—coat all the rest of it, and _ splendour is to kind of sugar—coat all the rest of it, and that's - splendour is to kind of sugar—coat all the rest of it, and that's why. splendour is to kind of sugar—coat all the rest of it, and that's why ii all the rest of it, and that's why i feel that — all the rest of it, and that's why i feel that you _ all the rest of it, and that's why i feel that you have _ all the rest of it, and that's why i feel that you have to _ all the rest of it, and that's why i feel that you have to protest - all the rest of it, and that's why i feel that you have to protest on. all the rest of it, and that's why i. feel that you have to protest on the day of _ feel that you have to protest on the day of the _ feel that you have to protest on the day of the coronation, _ feel that you have to protest on the day of the coronation, and - feel that you have to protest on the day of the coronation, and i'm - feel that you have to protest on the day of the coronation, and i'm very| day of the coronation, and i'm very sorry— day of the coronation, and i'm very sorry that _ day of the coronation, and i'm very sorry that people _ day of the coronation, and i'm very sorry that people dressed - day of the coronation, and i'm very sorry that people dressed in- day of the coronation, and i'm very sorry that people dressed in yellowj sorry that people dressed in yellow with placards. _ sorry that people dressed in yellow with placards, if— sorry that people dressed in yellow with placards, if that _ sorry that people dressed in yellow with placards, if that got _ sorry that people dressed in yellow with placards, if that got in- sorry that people dressed in yellow with placards, if that got in the - with placards, if that got in the way but — with placards, if that got in the way but it— with placards, if that got in the way but it is— with placards, if that got in the way but it is the _ with placards, if that got in the way but it is the only— with placards, if that got in the way but it is the only momentl with placards, if that got in the. way but it is the only moment in with placards, if that got in the - way but it is the only moment in my life we _ way but it is the only moment in my life we are _ way but it is the only moment in my life we are really _ way but it is the only moment in my life we are really able _ way but it is the only moment in my life we are really able to _ way but it is the only moment in my life we are really able to properly i life we are really able to properly express _ life we are really able to properly express a — life we are really able to properly express a view— life we are really able to properly express a view against _ life we are really able to properly express a view against this - life we are really able to properly express a view against this in - life we are really able to properly . express a view against this in a way

that will— express a view against this in a way that will probably _ express a view against this in a way that will probably be _ express a view against this in a way that will probably be picked - express a view against this in a way that will probably be picked up - express a view against this in a way that will probably be picked up by. that will probably be picked up by the media — that will probably be picked up by the media undertaken— that will probably be picked up by the media undertaken around - that will probably be picked up by the media undertaken around thej the media undertaken around the world _ the media undertaken around the world and — the media undertaken around the world. and like _ the media undertaken around the world. and like you _ the media undertaken around the world. and like you say, - the media undertaken around the world. and like you say, it- the media undertaken around the world. and like you say, it didn'ti world. and like you say, it didn't spoil— world. and like you say, it didn't spoil the — world. and like you say, it didn't spoil the day. _ world. and like you say, it didn't spoil the day, so _ world. and like you say, it didn't spoil the day, so i _ world. and like you say, it didn't spoil the day, so i don't - world. and like you say, it didn't spoil the day, so i don't quite i spoil the day, so i don't quite understand _ spoil the day, so i don't quite understand why— spoil the day, so i don't quite understand why there - spoil the day, so i don't quite understand why there is - spoil the day, so i don't quitei understand why there is vitriol directed — understand why there is vitriol directed at— understand why there is vitriol directed at the _ understand why there is vitriol directed at the republican - understand why there is vitriol- directed at the republican movement because _ directed at the republican movement because you — directed at the republican movement because you still— directed at the republican movement because you still had _ directed at the republican movement because you still had the _ directed at the republican movement because you still had the great - directed at the republican movement because you still had the great day i because you still had the great day you wanted, — because you still had the great day you wanted, nothing _ because you still had the great day you wanted, nothing we _ because you still had the great day you wanted, nothing we were - because you still had the great dayl you wanted, nothing we were going because you still had the great day . you wanted, nothing we were going to do would _ you wanted, nothing we were going to do would have — you wanted, nothing we were going to do would have spoiled _ you wanted, nothing we were going to do would have spoiled it. _ you wanted, nothing we were going to do would have spoiled it. probably- do would have spoiled it. probably ended _ do would have spoiled it. probably ended up— do would have spoiled it. probably ended up having _ do would have spoiled it. probably ended up having 500 _ do would have spoiled it. probably ended up having 500 fewer- do would have spoiled it. probablyj ended up having 500 fewer people do would have spoiled it. probably. ended up having 500 fewer people at our protest — ended up having 500 fewer people at our protest~ but— ended up having 500 fewer people at our protest. but nothing _ ended up having 500 fewer people at our protest. but nothing was - ended up having 500 fewer people at our protest. but nothing was going. our protest. but nothing was going to be _ our protest. but nothing was going to be disrupted _ our protest. but nothing was going to be disrupted anyway— our protest. but nothing was going to be disrupted anyway and - our protest. but nothing was going to be disrupted anyway and you - our protest. but nothing was going l to be disrupted anyway and you still have your _ to be disrupted anyway and you still have your lovely _ to be disrupted anyway and you still have your lovely day. _ to be disrupted anyway and you still have your lovely day.— to be disrupted anyway and you still have your lovely day. bayo, you had a lovely day. _ have your lovely day. bayo, you had a lovely day. did _ have your lovely day. bayo, you had a lovely day, did it _ have your lovely day. bayo, you had a lovely day, did it impact _ have your lovely day. bayo, you had a lovely day, did it impact on - have your lovely day. bayo, you had a lovely day, did it impact on you? i a lovely day, did it impact on you? not at all and i would like to say that does that not prove the police did a greatjob. you are having a conversation now, and it has made it possible for us to have this discussion and everyone that has beenin discussion and everyone that has been in london also had a great day. they had to do what they had to do and on balance everybody should be happy. they have apologised, haven't

they? i happy. they have apologised, haven't the ? ~ ., �* they? i think you don't quite appreciate — they? i think you don't quite appreciate that _ they? i think you don't quite appreciate that maybe - they? i think you don't quite - appreciate that maybe spending a day in the _ appreciate that maybe spending a day in the cell, _ appreciate that maybe spending a day in the cell, particularly— appreciate that maybe spending a day in the cell, particularly on _ appreciate that maybe spending a day in the cell, particularly on the - appreciate that maybe spending a day in the cell, particularly on the day- in the cell, particularly on the day when, _ in the cell, particularly on the day when, it— in the cell, particularly on the day when, it is— in the cell, particularly on the day when, it is not— in the cell, particularly on the day when, it is not a _ in the cell, particularly on the day when, it is not a nice _ in the cell, particularly on the day when, it is not a nice day- in the cell, particularly on the day when, it is not a nice day to- in the cell, particularly on the dayl when, it is not a nice day to spend the day. _ when, it is not a nice day to spend the day, particularly— when, it is not a nice day to spend the day, particularly when - when, it is not a nice day to spend i the day, particularly when something you have _ the day, particularly when something you have cared — the day, particularly when something you have cared about _ the day, particularly when something you have cared about your _ the day, particularly when something you have cared about your entire - you have cared about your entire lifem _ you have cared about your entire life... . , you have cared about your entire life... ., , ., ., , life... have they apologised, matthew? — life... have they apologised, matthew? the _ life... have they apologised, matthew? the met - life... have they apologised, matthew? the met police? l life... have they apologised, i matthew? the met police? two officers came — matthew? the met police? two officers came to _ matthew? the met police? two officers came to my _ matthew? the met police? two officers came to my house at 11:30pm last night— officers came to my house at 11:30pm last night to _ officers came to my house at 11:30pm last night to return _ officers came to my house at 11:30pm last night to return my— officers came to my house at 11:30pm last night to return my belongings- last night to return my belongings and apologise _ last night to return my belongings and apologise in— last night to return my belongings and apologise in person. - last night to return my belongings and apologise in person. w85- last night to return my belongings and apologise in person.— and apologise in person. was it a renuine and apologise in person. was it a genuine contrition? _ and apologise in person. was it a genuine contrition? what - and apologise in person. was it a genuine contrition? what was - and apologise in person. was it a i genuine contrition? what was their demeanour? what was their tone? thea;t demeanour? what was their tone? they were very contrite the two officers that canre — were very contrite the two officers that came round. _ were very contrite the two officers that came round.— were very contrite the two officers that came round. they were pleasant? the were that came round. they were pleasant? they were very — that came round. they were pleasant? they were very senior _ that came round. they were pleasant? they were very senior and _ that came round. they were pleasant? they were very senior and very - they were very senior and very contrite — they were very senior and very contrite it— they were very senior and very contrite. it was _ they were very senior and very contrite. it was a _ they were very senior and very contrite. it was a bit _ they were very senior and very contrite. it was a bit strange i contrite. it was a bit strange having — contrite. it was a bit strange having a _ contrite. it was a bit strange having a knock— contrite. it was a bit strange having a knock on _ contrite. it was a bit strange having a knock on the - contrite. it was a bit strange having a knock on the door i contrite. it was a bit strangel having a knock on the door at contrite. it was a bit strange - having a knock on the door at 1130 dm and _ having a knock on the door at 1130 dm and then— having a knock on the door at 1130 dm and then the _ having a knock on the door at 1130 dm and then the same _ having a knock on the door at 1130 dm and then the same two- having a knock on the door at 1130| dm and then the same two officers went to _ dm and then the same two officers went to another— dm and then the same two officers went to another one _ dm and then the same two officers went to another one of— dm and then the same two officers went to another one of the - dm and then the same two officers went to another one of the people | went to another one of the people arrested _ went to another one of the people arrested in — went to another one of the people arrested in south _ went to another one of the people arrested in south london - went to another one of the people arrested in south london an - went to another one of the people arrested in south london an hourl arrested in south london an hour away. _ arrested in south london an hour away. the — arrested in south london an hour away. the same _ arrested in south london an hour away, the same two _ arrested in south london an hour away, the same two officers - arrested in south london an hour away, the same two officers to l away, the same two officers to deliver— away, the same two officers to deliver his _ away, the same two officers to deliver his phone _ away, the same two officers to deliver his phone and - away, the same two officers to| deliver his phone and apologise away, the same two officers to i deliver his phone and apologise in person _ deliver his phone and apologise in person. they— deliver his phone and apologise in person. they didn't _ deliver his phone and apologise in person. they didn't get _ deliver his phone and apologise in person. they didn't get to - deliver his phone and apologise in person. they didn't get to him - deliver his phone and apologise in. person. they didn't get to him until

12:45am _ person. they didn't get to him until 12:45am in— person. they didn't get to him until 12:45am in the— person. they didn't get to him until 12:45am in the morning _ person. they didn't get to him until 12:45am in the morning and - person. they didn't get to him until 12:45am in the morning and yet - person. they didn't get to him untill 12:45am in the morning and yet they still knocked — 12:45am in the morning and yet they still knocked. it _ 12:45am in the morning and yet they still knocked. it was _ 12:45am in the morning and yet they still knocked. it was a _ 12:45am in the morning and yet they still knocked. it was a bit _ still knocked. it was a bit confusing _ still knocked. it was a bit confusing yesterday. - still knocked. it was a bit confusing yesterday. i. still knocked. it was a bit confusing yesterday. i would have rotested confusing yesterday. i would have protested against _ confusing yesterday. i would have protested against that! _ confusing yesterday. i would have protested against that! if - confusing yesterday. i would have protested against that! if the - confusing yesterday. i would have l protested against that! if the phone rings after eight o'clock at night i panic! simon, you want to come back in here. i want to say this to you, i don't know whether you agree with me, this is manna from heaven, isn't it? this is a pr triumph for republic? i it? this is a pr triumph for republic?— it? this is a pr triumph for reublic? ., republic? i say something about the olice, republic? i say something about the police. nikki? _ republic? i say something about the police. nikki? i— republic? i say something about the police, nikki? i have _ republic? i say something about the police, nikki? i have every _ republic? i say something about the j police, nikki? i have every sympathy for the police and they treated us very well. i don't blame the individual officers who took us off the scene, and in fact we had a couple of with us for the rest of the day who i'm sure weather as much for our benefit as everybody else's, or at least they thought they were all stop i think these decisions come down from on high. somebody earlier referred to a foreman daily mailjournalist earlier referred to a foreman daily mail journalist who earlier referred to a foreman daily mailjournalist who is a press officer at the metropolitan police but i can't believe politicians are not involved in these kinds of

decisions and the police were just simply carrying out their orders. we are too hard on the police in situations like that —— former daily mailjournalist. in terms of publicity it is great for the republican cause. but we are a backward nation that are not allowed to express our views. and the tourists who were there, who repeatedly told me they were very relieved they didn't have a system like that themselves like ours. i like that themselves like ours. i want to bring in maureen in liverpool. my goodness, it's happening in liverpool this week, isn't it, maureen?— isn't it, maureen? yes, good morning- _ isn't it, maureen? yes, good morning. yes, _ isn't it, maureen? yes, good morning. yes, it's _ isn't it, maureen? yes, good morning. yes, it's fabulous, | morning. yes, it's fabulous, absolutely fabulous. we are doing a great _ absolutely fabulous. we are doing a greatiob~ _ absolutely fabulous. we are doing a greatjob. and we did a greatjob at the liverpool protest against the kin- the liverpool protest against the king of— the liverpool protest against the king of which i was very proud to be a part— king of which i was very proud to be a part of— king of which i was very proud to be a part of and — king of which i was very proud to be a part of and it went off very peacefully. the police did try to take some of our home—made signs off us but _ take some of our home—made signs off us but we _ take some of our home—made signs off us but we stood our ground. why?

what did they _ us but we stood our ground. why? what did they say? _ us but we stood our ground. why? what did they say? i _ us but we stood our ground. why? what did they say? i just - us but we stood our ground. why? what did they say? i just want - us but we stood our ground. ii what did they say? ijust want to what did they say? i just want to ask, because we only have amid it and that's why i rudely bussed into what you were saying. what did the signs say? you can't say what the signs say? you can't say what the signs said because they were rude? at, signs said because they were rude? a young girl had made a sign that sides— young girl had made a sign that sides to — young girl had made a sign that sides to it _ young girl had made a sign that sides to it. one would be considered bad language. but she said, i won't show— bad language. but she said, i won't show that, — bad language. but she said, i won't show that, and she didn't. so they 'ust show that, and she didn't. so they iust left— show that, and she didn't. so they iust left it — show that, and she didn't. so they just left it. so that was fine. so our protest, there were more of us than _ our protest, there were more of us than there — our protest, there were more of us than there were of the monarchists, i than there were of the monarchists, i have _ than there were of the monarchists, i have to _ than there were of the monarchists, i have to say— than there were of the monarchists, i have to say that for a start. but my point — i have to say that for a start. but my point is, _ i have to say that for a start. but my point is, if you seriously, seriously— my point is, if you seriously, seriously wanted to disrupt the coronation route you would not go dressed _ coronation route you would not go dressed in — coronation route you would not go dressed in your yellow republic t-shirt, — dressed in your yellow republic t—shirt, you would go dressed as a monarchist— t—shirt, you would go dressed as a monarchist and you would do your disruption — monarchist and you would do your disruption that way. so they targeted our ceo on his way to the demonstration. i'm sorry, that is thought— demonstration. i'm sorry, that is thought police coming in there. that

is absolutely diabolical and not what _ is absolutely diabolical and not what we — is absolutely diabolical and not what we expect in a free society. thank _ what we expect in a free society. thank you — what we expect in a free society. thank you very much. plenty of cavaliers, plenty of roundheads, loads of fascinating comments this morning. the protests, loads of calls, loads of texts. let's talk about housing. are you t in: to let's talk about housing. are you trying to buy? — let's talk about housing. are you trying to buy? we _ let's talk about housing. are you trying to buy? we set _ let's talk about housing. are you trying to buy? we set great - let's talk about housing. are you j trying to buy? we set great store let's talk about housing. are you i trying to buy? we set great store by a property, always have done in this country, more than other parts of europe. i want to hear if your renting bar desperate to own your own home. i was lucky enough in 1986 something that that to get on the ladder and then when boom bust boom bust boom. but generally an upward

trend. so what it is like to try and find an affordable house? we're hearing this morning about a new deposit free mortgage that's been launced — specifically aimed at renters. they would argue there are safeguards but there has been a financial crisis of 2008, and since then... these new mortgages have been incredibly rare. it is this the type of thing you need to get on first rung of the property ladder? what else do you need to make that leap? housing: "are you trying to buy?"

the metropolitan police has expressed "regret" that six anti—monarchy protesters were unable to take part in a demonstration on the day of the king's coronation because they were under arrest. scotland yard has confirmed that no charges will be brought against them. pharmacies in england will be able to start prescribing medicine for some common health conditions under news plans from the department of health. the government wants local chemists to help reduce demand on gps. a building society is to offer deposit—free mortgages to people with a good renting history. the skipton building society says applicants must have 12 months of on—time rent payments and a good credit score. thousands of fans will be gathering in liverpool this evening for the first of this year's eurovision semi finals. 15 acts will perform tonight — with 10 going through to the grand final next saturday.

housing: are you trying to buy? we have this new deposit free mortgage that has been launched, specifically aimed at renters. tell me about the struggle to get your own home, to get yourfirst home. a houseis own home, to get yourfirst home. a house is not a home if you are renting. jane king, independent mortgage adviser, good morning. goad mortgage adviser, good morning. good morninr. it mortgage adviser, good morning. good morning- it is — mortgage adviser, good morning. good morning. it is great _ mortgage adviser, good morning. good morning. it is great to _ mortgage adviser, good morning. good morning. it is great to have _ mortgage adviser, good morning. good morning. it is great to have you - mortgage adviser, good morning. good morning. it is great to have you on. i morning. it is great to have you on. and let's bring _ morning. it is great to have you on. and let's bring our _ morning. it is great to have you on. and let's bring our other _ morning. it is great to have you on. and let's bring our other guests i morning. it is great to have you on. and let's bring our other guests in. | and let's bring our other guests in. sasha, tell me about the struggles, the fight, the problem is, the challenges. the fight, the problem is, the challenges—

challenges. hello. it is very difficult at— challenges. hello. it is very difficult at the _ challenges. hello. it is very difficult at the moment, i challenges. hello. it is very- difficult at the moment, especially looking _ difficult at the moment, especially looking into when you want to buy a house _ looking into when you want to buy a house and _ looking into when you want to buy a house and stuff like that. i am not actually _ house and stuff like that. i am not actually looking at this moment in time. _ actually looking at this moment in time. i'm — actually looking at this moment in time, i'mjust waiting actually looking at this moment in time, i'm just waiting two years to kind of vine migraine full stop it is a bit — kind of vine migraine full stop it is a bit scary because nobody really what's _ is a bit scary because nobody really what's going to happen. and is a bit scary because nobody really what's going to happen.— what's going to happen. and we robabl what's going to happen. and we probably will — what's going to happen. and we probably will have _ what's going to happen. and we probably will have another - what's going to happen. and we i probably will have another interest rate rise this week as well. it is pretty grim for people with mortgages, it really is a three o'clock in the morning, wake up and not get back to sleep job. tell me about your situation at the moment specifically. fist about your situation at the moment secificall . �* ., specifically. at the moment i live b m self specifically. at the moment i live by myself unless _ specifically. at the moment i live by myself unless there _ specifically. at the moment i live by myself unless there are - specifically. at the moment i live by myself unless there are any i by myself unless there are any rented — by myself unless there are any rented accommodation. it is for students — rented accommodation. it is for students and people that work as well, _ students and people that work as well, so — students and people that work as well, so i — students and people that work as well, so ijust currently work. it is hard — well, so ijust currently work. it is hard paying rent every month and stuff like _ is hard paying rent every month and stuff like that so i do at some point — stuff like that so i do at some point want to really look into saving — point want to really look into saving money for a house, because it is quite _ saving money for a house, because it is quite expensive, i do think, paying — is quite expensive, i do think, paying rent every month. sol

is quite expensive, i do think, paying rent every month. so i am looking _ paying rent every month. so i am looking to — paying rent every month. so i am looking to save some money over the next two _ looking to save some money over the next two years and get ready and put money _ next two years and get ready and put money down on a house. is next two years and get ready and put money down on a house.— money down on a house. is that a dream you — money down on a house. is that a dream you think _ money down on a house. is that a dream you think is _ money down on a house. is that a dream you think is realisable? - money down on a house. is that a dream you think is realisable? it i money down on a house. is that a | dream you think is realisable? it is it realistic? it dream you think is realisable? it is it realistic? , dream you think is realisable? it is it realistic?— it realistic? it is a dream i once thouuht it realistic? it is a dream i once thought was — it realistic? it is a dream i once thought was realistic _ it realistic? it is a dream i once thought was realistic but - it realistic? it is a dream i once thought was realistic but this . thought was realistic but this year ifeel— thought was realistic but this year ifeet like — thought was realistic but this year ifeel like i'm not thought was realistic but this year i feel like i'm not so sure any more with the _ i feel like i'm not so sure any more with the things that keep coming out and the _ with the things that keep coming out and the living crisis and stuff like that, _ and the living crisis and stuff like that, we — and the living crisis and stuff like that, we don't really know what's going _ that, we don't really know what's going to — that, we don't really know what's going to happen in the next two years _ going to happen in the next two years i— going to happen in the next two years. i feel like going to happen in the next two years. ifeel like it's going to happen in the next two years. i feel like it's getting harder— years. i feel like it's getting harder and harder. years. i feel like it's getting harderand harder. for our parents' generation— harderand harder. for our parents' generation it — harderand harder. for our parents' generation it was so easy for them to put— generation it was so easy for them to put a _ generation it was so easy for them to put a deposit down and buy a house _ to put a deposit down and buy a house and — to put a deposit down and buy a house and get a mortgage, but now i feel like _ house and get a mortgage, but now i feel like the older we get, my generation, we are actually struggling and it's quite scary for the future — struggling and it's quite scary for the future generation as well. yes. that's right- _ the future generation as well. yes. that's right. your _ the future generation as well. yes. that's right. your kids, _ the future generation as well. yes. that's right. your kids, but - the future generation as well. yes that's right. your kids, but you have got it so tough compared to how we had as well. let's bring on another caller. is it something you think will ever happen? it is

another caller. is it something you think will ever happen?— think will ever happen? it is good to dream- — think will ever happen? it is good to dream. but _ think will ever happen? it is good to dream. but at _ think will ever happen? it is good to dream. but at the _ think will ever happen? it is good to dream. but at the moment, i. to dream. but at the moment, i agree, — to dream. but at the moment, i agree, the — to dream. but at the moment, i agree, the moment— to dream. but at the moment, i agree, the moment with- to dream. but at the moment, i agree, the moment with the - to dream. but at the moment, ii agree, the moment with the cost to dream. but at the moment, i- agree, the moment with the cost of living _ agree, the moment with the cost of living crisis. — agree, the moment with the cost of living crisis, not— agree, the moment with the cost of living crisis, not knowing _ agree, the moment with the cost of living crisis, not knowing what- agree, the moment with the cost of living crisis, not knowing what is. living crisis, not knowing what is going _ living crisis, not knowing what is going to — living crisis, not knowing what is going to happen— living crisis, not knowing what is going to happen tomorrow, - living crisis, not knowing what is going to happen tomorrow, i- living crisis, not knowing what is. going to happen tomorrow, i think living crisis, not knowing what is- going to happen tomorrow, i think it is a hit _ going to happen tomorrow, i think it is a bit risky. — going to happen tomorrow, i think it is a bit risky, 100%_ going to happen tomorrow, i think it is a bit risky, 100% mortgage, - is a bit risky, 100% mortgage, because — is a bit risky, 100% mortgage, because maintaining - is a bit risky, 100% mortgage, because maintaining that, - is a bit risky, 100% mortgage, because maintaining that, if. is a bit risky, 100% mortgage, l because maintaining that, if you is a bit risky, 100% mortgage, - because maintaining that, if you can maintain _ because maintaining that, if you can maintain it— because maintaining that, if you can maintain it now, _ because maintaining that, if you can maintain it now, brilliant, _ because maintaining that, if you can maintain it now, brilliant, but - because maintaining that, if you can maintain it now, brilliant, but if- maintain it now, brilliant, but if you're _ maintain it now, brilliant, but if you're just _ maintain it now, brilliant, but if you're just about— maintain it now, brilliant, but if you're just about maintaining . maintain it now, brilliant, but if you're just about maintaining it| maintain it now, brilliant, but if- you're just about maintaining it and then in— you're just about maintaining it and then in two— you're just about maintaining it and then in two years, _ you're just about maintaining it and then in two years, if _ you're just about maintaining it and then in two years, if it— you're just about maintaining it and then in two years, if it is— you're just about maintaining it and then in two years, if it is to - you're just about maintaining it and then in two years, if it is to your. then in two years, if it is to your fixed _ then in two years, if it is to your fixed for— then in two years, if it is to your fixed for five _ fixed for five years fixed, what will happen _ fixed for five years fixed, what will happen there? _ fixed for five years fixed, what will happen there? how - fixed for five years fixed, what will happen there? how much| fixed for five years fixed, what i will happen there? how much is fixed for five years fixed, what - will happen there? how much is it going _ will happen there? how much is it going to _ will happen there? how much is it going toiump_ will happen there? how much is it going toiump to? _ will happen there? how much is it going toiumpto? it— will happen there? how much is it going tojump to? it is _ will happen there? how much is it going tojump to? it is a - will happen there? how much is it going tojump to? it is a bit - will happen there? how much is itj going tojump to? it is a bit scary, but if— going tojump to? it is a bit scary, but if you — going tojump to? it is a bit scary, but if you can _ going tojump to? it is a bit scary, but if you can afford _ going tojump to? it is a bit scary, but if you can afford the _ going tojump to? it is a bit scary, but if you can afford the payments it is a _ but if you can afford the payments it is a brilliant _ but if you can afford the payments it is a brilliant move _ but if you can afford the payments it is a brilliant move to— but if you can afford the payments it is a brilliant move to have - but if you can afford the payments it is a brilliant move to have your. it is a brilliant move to have your own property. _ it is a brilliant move to have your own property. if _ it is a brilliant move to have your own property. if you're _ it is a brilliant move to have your own property. if you're going - it is a brilliant move to have your own property. if you're going to. it is a brilliant move to have your. own property. if you're going to be paying _ own property. if you're going to be paying rent. — own property. if you're going to be paying rent. the _ own property. if you're going to be paying rent, the equivalent - own property. if you're going to be paying rent, the equivalent of- paying rent, the equivalent of the mortgage — paying rent, the equivalent of the mortgage payment _ paying rent, the equivalent of the mortgage payment then - paying rent, the equivalent of the mortgage payment then it - paying rent, the equivalent of the mortgage payment then it is - paying rent, the equivalent of the mortgage payment then it is a - mortgage payment then it is a win-win — mortgage payment then it is a win-win. , ., , ., win-win. yes. that is a point, isn't it. i win-win. yes. that is a point, isn't it. | think hsbc, _ win-win. yes. that is a point, isn't it. | think hsbc, there _ win-win. yes. that is a point, isn't it. | think hsbc, there is _ win-win. yes. that is a point, isn't it. i think hsbc, there is a - win-win. yes. that is a point, isn't it. i think hsbc, there is a certainl it. i think hsbc, there is a certain amount of pettiness and hsbc... a li%

rate this week. just a couple interesting facts and stats here this, average cost of a verse almost 295,000 as of december 22, about £55,000 more than a few years ago, an increase of 29%, plus people a continual rise in house prices, it is in their pension and the interest that that happens of course, and it is the generational divide, it won't surprise you to hear london is the most expensive region with an average price of 460 9000, that is your neck of the woods. i average price of 460 9000, that is your neck of the woods.— your neck of the woods. i was 'ust launchin your neck of the woods. i was 'ust laughing at — your neck of the woods. i was 'ust laughing at the i your neck of the woods. i was 'ust laughing at the prices, * your neck of the woods. i was 'ust laughing at the prices, you i your neck of the woods. i wasjust laughing at the prices, you may i your neck of the woods. i wasjust| laughing at the prices, you may be lucky— laughing at the prices, you may be lucky if— laughing at the prices, you may be lucky if you — laughing at the prices, you may be lucky if you get _ laughing at the prices, you may be lucky if you get a _ laughing at the prices, you may be lucky if you get a shoe _ laughing at the prices, you may be lucky if you get a shoe box - laughing at the prices, you may be lucky if you get a shoe box in- lucky if you get a shoe box in london — lucky if you get a shoe box in

london for— lucky if you get a shoe box in london for 295,000. - lucky if you get a shoe box in london for 295,000. even i lucky if you get a shoe box in- london for 295,000. even the 400 plus. _ london for 295,000. even the 400 plus, i_ london for 295,000. even the 400 plus, idon't— london for 295,000. even the 400 plus, i don't know, _ london for 295,000. even the 400 plus, i don't know, that— london for 295,000. even the 400 plus, i don't know, that must- london for 295,000. even the 400 plus, i don't know, that must be i london for 295,000. even the 400j plus, i don't know, that must be on the plus, idon't know, that must be on the outskirts— plus, idon't know, that must be on the outskirts of— plus, i don't know, that must be on the outskirts of london. _ plus, i don't know, that must be on the outskirts of london. [it - plus, i don't know, that must be on the outskirts of london.— the outskirts of london. it is, you know, absolutely _ the outskirts of london. it is, you know, absolutely exorbitant. - the outskirts of london. it is, you. know, absolutely exorbitant. when people hear about london house prices from other parts of the country, likewise bath and edinburgh, bristol, there are other places right up there, what would you places right up there, what would y°u pay places right up there, what would you pay for a classic two up two down? , , ., you pay for a classic two up two down? , , . ., ., “ down? the new builds, we are looking at 850,000 down? the new builds, we are looking at 850.000 for— down? the new builds, we are looking at 850.000 for a — down? the new builds, we are looking at 850,000 for a three _ down? the new builds, we are looking at 850,000 for a three bed _ down? the new builds, we are looking at 850,000 for a three bed flat - down? the new builds, we are looking at 850,000 for a three bed flat in - down? the new builds, we are looking at 850,000 for a three bed flat in a i at 850,000 for a three bed flat in a block _ at 850,000 for a three bed flat in a block yeah — at 850,000 for a three bed flat in a block yeah i— at 850,000 for a three bed flat in a block. yeah. i can't _ at 850,000 for a three bed flat in a block. yeah. i can't imagine - at 850,000 for a three bed flat in a block. yeah. i can't imagine how. block. yeah. i can't imagine how many— block. yeah. i can't imagine how many years— block. yeah. i can't imagine how many years you _ block. yeah. i can't imagine how many years you are _ block. yeah. i can't imagine how many years you are going - block. yeah. i can't imagine how many years you are going to - block. yeah. i can't imagine how many years you are going to be. many years you are going to be paying — many years you are going to be paying that _ many years you are going to be paying that off— many years you are going to be paying that off with _ many years you are going to be paying that off with a _ many years you are going to be paying that off with a 0% - many years you are going to be - paying that off with a 0% mortgage and how _ paying that off with a 0% mortgage and how long — paying that off with a 0% mortgage and how long you _ paying that off with a 0% mortgage and how long you would _ paying that off with a 0% mortgage and how long you would have - paying that off with a 0% mortgage and how long you would have to . paying that off with a 0% mortgagel and how long you would have to live for. ~ ., and how long you would have to live for. s ., . , ., .,

for. who wants to live forever? jane, for. who wants to live forever? jane. perfectly _ for. who wants to live forever? jane, perfectly pitched - for. who wants to live forever? jane, perfectly pitched point i for. who wants to live forever? i jane, perfectly pitched point there from in gotze, talking about new—builds. —— t. from in gotze, talking about new-builds. -- t.— from in gotze, talking about new-builds. -- t. this new 100% mortgage — new-builds. -- t. this new 100% mortgage out _ new-builds. -- t. this new 10096 mortgage out is _ new-builds. -- t. this new 10096 mortgage out is going _ new-builds. -- t. this new 10096 mortgage out is going to be - mortgage out is going to be very targeted and it is aimed at people where there is evidence... in the last 18 months. it is the same with everything, nobody can guarantee whether they are going to be able to do anything in you are renting or have a mortgage, but i think... those people that can afford to pay their rent and it is demonstrated that they can do this over the long term should have a chance. so i think it is very well—intentioned, but it is very targeted to only a certain band. it targeted to only a certain hand. if you were to borrow 100% of the

average first home because, your mortgage payment would be around 1500 quid, according to the money help and mortgage calculator, based on a 25 year mortgage and the 5.49% interest rate that skipton building society are offering at the moment. it is beyond the dreams of most people. jane, you are far too young to remember when it wasn't beyond the dreams of people but i do. well. the dreams of people but i do. well, ou'd be the dreams of people but i do. well, you'd be amazed _ the dreams of people but i do. well, you'd be amazed how _ the dreams of people but i do. well, you'd be amazed how long _ the dreams of people but i do. -ii you'd be amazed how long ago i bought a house, but yeah, it was easier, it was perceived as easier, and i think the thing today as we are caught up in buyers are getting deposits from their parents, to help their children onto the ladder, and these are what really are driving house prices up because if parents can

afford to give their children the money than the children can afford to pay higher prices. it is the people that don't have access to this the struggle and they are the people that hopefully this mortgage is going to be able to help, the people that don't have mum and dad gifting them 1020, 1500 thousand pounds worth of deposit, because not everybody has that luxury, but in my opinion, it is what is driving house prices up. opinion, it is what is driving house rices u. �* , opinion, it is what is driving house --ricesu. a ., ., ., opinion, it is what is driving house --ricesu. a ., prices up. ash, do you want to come in here? ithink— prices up. ash, do you want to come in here? i think it— prices up. ash, do you want to come in here? i think it is— prices up. ash, do you want to come in here? i think it is the _ prices up. ash, do you want to come in here? i think it is the parental- in here? i think it is the parental point that is kind of help to. welcome. ma; point that is kind of help to. welcome-— point that is kind of help to. welcome. ., ., , ., welcome. my situation is, and i fully appreciate _ welcome. my situation is, and i fully appreciate my _ welcome. my situation is, and i fully appreciate my privilege, i welcome. my situation is, and i fully appreciate my privilege, it| welcome. my situation is, and i. fully appreciate my privilege, it is one of— fully appreciate my privilege, it is one of the — fully appreciate my privilege, it is one of the things i really appreciate and feel so bad for a lot of people _ appreciate and feel so bad for a lot of people but i was given a considerable amount to put towards my first _ considerable amount to put towards my first property, but i made sure i

bought— my first property, but i made sure i bought something fairly small for a kind of— bought something fairly small for a kind of what would have been my budget _ kind of what would have been my budget to — kind of what would have been my budget to kind of manage it. so i rot budget to kind of manage it. so i got a _ budget to kind of manage it. so i got a fairly— budget to kind of manage it. so i got a fairly large amount and effectively that means that my mortgage is about 350— £400 a month, which _ mortgage is about 350— £400 a month, which for— mortgage is about 350— £400 a month, which for someone in their early 30sr _ which for someone in their early 30s, i_ which for someone in their early 30s, t know— which for someone in their early 30s, i know for most people is unthinkable. but i took on a lodger in september2022, unthinkable. but i took on a lodger in september 2022, someone that a new _ in september 2022, someone that a new. and _ in september 2022, someone that a new, and she is not paying a huge amount, _ new, and she is not paying a huge amount, certainly for what she is getting. — amount, certainly for what she is getting, and the plan was that she would _ getting, and the plan was that she would move out sort of a row now, and then— would move out sort of a row now, and then something happens with with prime _ and then something happens with with prime ministers and chancellors of the exchequer, and she has kind of come _ the exchequer, and she has kind of come to— the exchequer, and she has kind of come to me — the exchequer, and she has kind of come to me and said i don't think i'm come to me and said i don't think in going — come to me and said i don't think in going to— come to me and said i don't think i'm going to be going anywhere soon because _ i'm going to be going anywhere soon because even though the potential for her— because even though the potential for her to— because even though the potential for her to buy somewhere as they are, the _

for her to buy somewhere as they are, the prices of property have not come _ are, the prices of property have not come down — are, the prices of property have not come down. and i'm sort of seeing now the _ come down. and i'm sort of seeing now the kind of flip side to my experience, which is that she has rot experience, which is that she has got no _ experience, which is that she has got no real— experience, which is that she has got no real immediate chance of getting — got no real immediate chance of getting somewhere, and on the other side, and _ getting somewhere, and on the other side, and getting letters constantly through— side, and getting letters constantly through from estate agency do you want to— through from estate agency do you want to sell your property? do you want _ want to sell your property? do you want to _ want to sell your property? do you want to sell— want to sell your property? do you want to sell your property? do you want to sell your property? do you want to sell your property?- want to sell your property? yeah, and it is about, _ want to sell your property? yeah, and it is about, i _ want to sell your property? yeah, and it is about, i don't _ want to sell your property? yeah, and it is about, i don't know, - want to sell your property? yeah, j and it is about, i don't know, 900 quite a month to rent a flat in manchester, a roundabout that i think. , ., , ., think. yes, i have been told, because _ think. yes, i have been told, because i'm _ think. yes, i have been told, because i'm sort _ think. yes, i have been told, because i'm sort of - think. yes, i have been told, because i'm sort of on - think. yes, i have been told, because i'm sort of on the i think. yes, i have been told, - because i'm sort of on the edge, but i because i'm sort of on the edge, but i could _ because i'm sort of on the edge, but i could get, — because i'm sort of on the edge, but i could get, and i'm not really doing — i could get, and i'm not really doing anything to my house since moving _ doing anything to my house since moving in. — doing anything to my house since moving in, but i've been told i could — moving in, but i've been told i could get— moving in, but i've been told i could get 900 a month easily, and that is— could get 900 a month easily, and that is before i even put on a lick of paint— that is before i even put on a lick of paint and _ that is before i even put on a lick of paint and fix up the kitchen and do would — of paint and fix up the kitchen and do would have urges people to. can be ve do would have urges people to. be very nosy do would have urges people to. (saki be very nosy and you can tell me to go away in no uncertain terms, as long as you keep it clean, but how

much, to what extent figures wise where you help?— much, to what extent figures wise where you help? well, you can make our own where you help? well, you can make your own conclusions _ where you help? well, you can make your own conclusions but _ where you help? well, you can make your own conclusions but i _ where you help? well, you can make your own conclusions but i was - where you help? well, you can make your own conclusions but i was given| your own conclusions but i was given at least _ your own conclusions but i was given at least £49,000. which i know is a considerable amount. but the thing to take _ considerable amount. but the thing to take into account with that is i have _ to take into account with that is i have a _ to take into account with that is i have a small family that is perhaps not as— have a small family that is perhaps not as big — have a small family that is perhaps not as big as it may be have a small family that is perhaps not as big as it may he should have beenr _ not as big as it may he should have been. which — not as big as it may he should have been, which is the flip side. yes, but ou been, which is the flip side. yes, but you highlight. _ been, which is the flip side. yes, but you highlight, you _ been, which is the flip side. is: but you highlight, you emphasised how lucky you are, fair play, but this just goes to show that that is what is needed for many people. absolutely. i wouldn't have been... before _ absolutely. i wouldn't have been... before i_ absolutely. iwouldn't have been... before l was— absolutely. i wouldn't have been... before i was given that amount, i would _ before i was given that amount, i would have — before i was given that amount, i would have never dreams of being in the position— would have never dreams of being in the position i'm in at the moment, to he _ the position i'm in at the moment, to be honest with you, let's not heat _ to be honest with you, let's not

heat about _ to be honest with you, let's not heat about the bush, i'm in a kind of two _ heat about the bush, i'm in a kind of twoand— beat about the bush, i'm in a kind of twoand a— heat about the bush, i'm in a kind of two and a half bed terrace house, i'm of two and a half bed terrace house, in not— of two and a half bed terrace house, in not living — of two and a half bed terrace house, i'm not living it up in an amazing kind— i'm not living it up in an amazing kind of— i'm not living it up in an amazing kind of three bed semi, i have been cautious— kind of three bed semi, i have been cautious on— kind of three bed semi, i have been cautious on what i viewed loads of places— cautious on what i viewed loads of places before before about somewhere because _ places before before about somewhere because i_ places before before about somewhere because i wanted to make sure it is essentially— because i wanted to make sure it is essentially going to fall on to me to look— essentially going to fall on to me to look after this thing, so yeah, i think— to look after this thing, so yeah, i think if— to look after this thing, so yeah, i think if you — to look after this thing, so yeah, i think if you get the money, i think it is still— think if you get the money, i think it is still a — think if you get the money, i think it is still a requirement upon yourself— it is still a requirement upon yourself to be cautious with that. i stuck— yourself to be cautious with that. i stuck it— yourself to be cautious with that. i stuck it in— yourself to be cautious with that. i stuck it in a — yourself to be cautious with that. i stuck it in a savings account straightaway to build up some savings. — straightaway to build up some savings, so that some interest on it, savings, so that some interest on it. so— savings, so that some interest on it. so i_ savings, so that some interest on it, so i paid — savings, so that some interest on it, so i paid the legal fees with that as — it, so i paid the legal fees with that as well.— it, so i paid the legal fees with that as well. yes. tell you what, let's bring _ that as well. yes. tell you what, let's bring sam _ that as well. yes. tell you what, let's bring sam and _ that as well. yes. tell you what, let's bring sam and daniel - that as well. yes. tell you what, let's bring sam and daniel in - that as well. yes. tell you what, let's bring sam and daniel in asl let's bring sam and daniel in as well. sam is in leeds. it is getting more expensive there over the years. daniel in courtjester. —— colchester. do you think you will ever get on the famed property

ladder? ., ., , ., , ., ladder? not on my own, put it that wa . iam ladder? not on my own, put it that way- i am 26 _ ladder? not on my own, put it that way. i am 26 now, _ ladder? not on my own, put it that way. i am 26 now, i _ ladder? not on my own, put it that way. i am 26 now, i earn _ ladder? not on my own, put it that way. i am 26 now, i earn about- ladder? not on my own, put it that way. i am 26 now, i earn about 20| ladder? not on my own, put it that. way. i am 26 now, i earn about 20 k a year, which isn't that much, all things considered, and i pay about £550 rent per month. so, for the time it took to get all those expenses, living expenses, i can save you a few hundred pounds a month, which is fine, but how long is that going to take for me to actually save up enough, have enough money to buy my own house? i like to think i have worked hard over the years, went to uni, did a masters, my undergrad at aberdeen, a masters at durham, qualified as a journalist, and now how sort of look

at the state i'm in now and i think, well, i'm not going to be able to do this by myself. if i'm going to buy a house, iwould probably this by myself. if i'm going to buy a house, i would probably have to go cap in hand to my parents, which are not going to do, and even if i did, i don't know how much money they would be able to give me, or, other people that i know you're a similar age to me got out of unity couple of years ago, may be age to me got out of unity couple of years ago, may he graduated in 2019-20 -- got years ago, may he graduated in 2019—20 —— got out of university, they might have been able to buy a house because they have a long—term partner, so they live with a boyfriend or girlfriend who also has a similarly good income and they can put those incomes together and save enough to buy a house themselves. but there will probably be a lot of people in the same position as me who are in their mid—205, have gone to university, graduated, and got a job, and i kind of left with a few

hundred pounds payday month, which is great, but you think how many decades will i have to work for to actually put this money into a house? i don't even want to do the maths. probablyjust as well i'm not that good at maths but i don't even want to do the calculations because i will probably have to be about 75 are something like that. so, that is what i am. g, . are something like that. so, that is what i am. ., ., ., . , ., what i am. you are in colchester, a nice place — what i am. you are in colchester, a nice place to _ what i am. you are in colchester, a nice place to live. _ what i am. you are in colchester, a nice place to live. jane, _ what i am. you are in colchester, a nice place to live. jane, listening i nice place to live. jane, listening to daniel, 20 k a year, paying 550 quid a month at the moment, 26. that level of earnings back in 86, something like that, people like that where getting onto the property ladder. now, no chance, nota that where getting onto the property

ladder. now, no chance, not a cat's chance in hell, jane. i know,. band chance in hell, jane. i know,. and these are — chance in hell, jane. i know,. and these are the _ chance in hell, jane. i know,. and these are the people, that scripting with this _ these are the people, that scripting with this new product are trying to help _ with this new product are trying to help it _ with this new product are trying to help. it makes me angry because we ret help. it makes me angry because we get a _ help. it makes me angry because we get a lot— help. it makes me angry because we get a lot of— help. it makes me angry because we get a lot of commentators in the media _ get a lot of commentators in the media who are pretty disparaging about— media who are pretty disparaging about the schemes. there is a million — about the schemes. there is a million and one reasons why maybe is not a _ million and one reasons why maybe is not a good _ million and one reasons why maybe is not a good idea, you can talk about negative _ not a good idea, you can talk about negative equity, but long—term affordability etc, but they don't sit with — affordability etc, but they don't sit with people as i do every day in exactly— sit with people as i do every day in exactly the — sit with people as i do every day in exactly the same situation, who work hard, _ exactly the same situation, who work hard. and _ exactly the same situation, who work hard, and just want to get their foot on— hard, and just want to get their foot on the ladder, they are fed up with renting, being at the mercy of a landlord. — with renting, being at the mercy of a landlord, they want... with renting, being at the mercy of a landlord, they want. . ._ with renting, being at the mercy of a landlord, they want... daniel, you are a case — a landlord, they want... daniel, you are a case study. _ a landlord, they want... daniel, you are a case study. right. _ a landlord, they want... daniel, you are a case study. right. 26 - a landlord, they want... daniel, you are a case study. right. 26 years i are a case study. right. 26 years old, £20,000 — are a case study. right. 26 years old, £20,000 a — are a case study. right. 26 years old, £20,000 a year, _ are a case study. right. 26 years old, £20,000 a year, 550 - are a case study. right. 26 years old, £20,000 a year, 550 a i are a case study. iii. grit. 26 years old, £20,000 a year, 550 a month. is he a classic candidate for this new deposit free mortgage? how with the mass work for him? what with the

property cost?— mass work for him? what with the property cost? yes, colchester isn't chea - , property cost? yes, colchester isn't cheap. any — property cost? yes, colchester isn't cheap. any area _ property cost? yes, colchester isn't cheap, any area in _ property cost? yes, colchester isn't cheap, any area in london - property cost? yes, colchester isn't cheap, any area in london in - property cost? yes, colchester isn't cheap, any area in london in the i cheap, any area in london in the south-east— cheap, any area in london in the south—east is not going to be cheap, and there _ south—east is not going to be cheap, and there are more and more pictures and there are more and more pictures and other— and there are more and more pictures and other parts of the country as you said. — and other parts of the country as you said, leeds, manchester, they are all— you said, leeds, manchester, they are all catching up. as people move further— are all catching up. as people move further and — are all catching up. as people move further and further out of town is to commute then, in order to get a bit more _ to commute then, in order to get a bit more house for their money, the new scheme — bit more house for their money, the new scheme looks at the affordability, £500 a month, £800 a month, _ affordability, £500 a month, £800 a month, just a roundabout... 500 it will be _ month, just a roundabout... 500 it will be a _ month, just a roundabout... 500 it will be a lot— month, just a roundabout... 500 it will be a lot less, and i'm sure daniel— will be a lot less, and i'm sure daniel will— will be a lot less, and i'm sure daniel will not be able to afford to buy anything in colchester for maybe 130,000, _ buy anything in colchester for maybe 130,000, i'd be surprised. but there are l30,000, i'd be surprised. but there are other— 130,000, i'd be surprised. but there are other affordable homes games around _ are other affordable homes games around. there are a shared ownership, which is great for people on lower— ownership, which is great for people on lower salaries, a lot of people don't _ on lower salaries, a lot of people don't like — on lower salaries, a lot of people don't like it, but again, it is an

option— don't like it, but again, it is an option for— don't like it, but again, it is an option for people with small deposits on lower salaries, a lot of people _ deposits on lower salaries, a lot of people don't like it, but again, it is an— people don't like it, but again, it is an option _ people don't like it, but again, it is an option for people with small deposits— is an option for people with small deposits and low income. do is an option for people with small deposits and low income.- is an option for people with small deposits and low income. do you want to come back. — deposits and low income. do you want to come back, daniel? _ deposits and low income. do you want to come back, daniel? yes, _ deposits and low income. do you want to come back, daniel? yes, i - deposits and low income. do you want to come back, daniel? yes, i don't i to come back, daniel? yes, i don't really know — to come back, daniel? yes, i don't really know what _ to come back, daniel? yes, i don't really know what to _ to come back, daniel? yes, i don't really know what to say. _ to come back, daniel? yes, i don't really know what to say. the i to come back, daniel? yes, i don't really know what to say. the thing | really know what to say. the thing is, i wouldn't say i must live in colchester for the rest of my life because, personally, i'm not actually from here, and secondly, i know there are lots of other places in the uk that are probably a lot more affordable and the further north you go, normally the more affordable it is, but you know, i totally understand what you're saying and this is you must feel sorry for me, my life is so terrible, because it is not, appear to what a lot of people have to go through, but lots of people i know and lots of of mine willjust stay at home and live with their parents until they can earn enough themselves to move out. that is a really typical situation in the

workplace where i am, people will live at home until they are 26—28, and that is the way they will earn enough... and that is the way they will earn enough. .. and that is the way they will earn enough- - -_ l— and that is the way they will earn enough. . ._ i can i and that is the way they will earn enough..._ i can movej and that is the way they will earn i enough..._ i can move all enough... even then. i can move all the way back— enough... even then. i can move all the way back to _ enough... even then. i can move all the way back to aberdeen _ enough... even then. i can move all the way back to aberdeen where i enough... even then. i can move allj the way back to aberdeen where my parents are from. that is not an option for me. so that is ruled out immediately. so it does seem to me that i think the general kind of common people will probably scream at the radio, probably saying just earn more money, that's literally... i don't think, the onus of that seems to be the only solution, you just need to earn more money, but not everyjob pays that well, regardless of how qualified you are. and in the early days it is not going to pay well.— going to pay well. shone in brighton. _ going to pay well. shone in brighton. a _ going to pay well. shone in brighton, a slightly - going to pay well. shone in | brighton, a slightly different angle, single dad, what is the story? welcome.—

story? welcome. high. at the beginning _ story? welcome. high. at the beginning of— story? welcome. high. at the beginning of this _ story? welcome. high. at the beginning of this year - story? welcome. high. at the beginning of this year i - story? welcome. high. at the beginning of this year i got i story? welcome. high. at the beginning of this year i got a l beginning of this year i got a promotion _ beginning of this year i got a promotion in _ beginning of this year i got a promotion in my— beginning of this year i got a promotion in myjob - beginning of this year i got a promotion in myjob which i beginning of this year i got a i promotion in myjob which meant beginning of this year i got a - promotion in myjob which meant i was in _ promotion in myjob which meant i was in a _ promotion in myjob which meant i was in a position _ promotion in myjob which meant i was in a position to _ promotion in myjob which meant i was in a position to actually - promotion in myjob which meant i was in a position to actually start l was in a position to actually start putting _ was in a position to actually start putting a — was in a position to actually start putting a deposit— was in a position to actually start putting a deposit down _ was in a position to actually start putting a deposit down into - was in a position to actually start putting a deposit down into a i was in a position to actually start i putting a deposit down into a house or for— putting a deposit down into a house or for a _ putting a deposit down into a house or for a house. _ putting a deposit down into a house orfora house, and _ putting a deposit down into a house or for a house, and literally- putting a deposit down into a house or for a house, and literally about i or for a house, and literally about a month— or for a house, and literally about a month afterwards _ or for a house, and literally about a month afterwards my— or for a house, and literally about a month afterwards my landlord l a month afterwards my landlord evicted — a month afterwards my landlord evicted me _ a month afterwards my landlord evicted me on _ a month afterwards my landlord evicted me on a _ a month afterwards my landlord evicted me on a no _ a month afterwards my landlord evicted me on a no fault - a month afterwards my landlord evicted me on a no fault of i a month afterwards my landlord. evicted me on a no fault of action because — evicted me on a no fault of action because they _ evicted me on a no fault of action because they wanted _ evicted me on a no fault of action because they wanted to - evicted me on a no fault of action because they wanted to sell- evicted me on a no fault of action because they wanted to sell theirj because they wanted to sell their property, — because they wanted to sell their property. and _ because they wanted to sell their property. and at— because they wanted to sell their property, and at that _ because they wanted to sell their property, and at that point - because they wanted to sell their property, and at that point i did i property, and at that point i did not have — property, and at that point i did not have any— property, and at that point i did not have any deposit _ property, and at that point i did not have any deposit slip - property, and at that point i did not have any deposit slip to i property, and at that point i did| not have any deposit slip to stay property, and at that point i did i not have any deposit slip to stay in the same — not have any deposit slip to stay in the same area _ not have any deposit slip to stay in the same area for— not have any deposit slip to stay in the same area for my— not have any deposit slip to stay in the same area for my daughter, i not have any deposit slip to stay inj the same area for my daughter, so she did _ the same area for my daughter, so she did not — the same area for my daughter, so she did not have _ the same area for my daughter, so she did not have to _ the same area for my daughter, so she did not have to leave - the same area for my daughter, so she did not have to leave schools, | she did not have to leave schools, and having — she did not have to leave schools, and having to _ she did not have to leave schools, and having to pay— she did not have to leave schools, and having to pay £600 _ she did not have to leave schools, and having to pay £600 more i she did not have to leave schools, and having to pay £600 more a i she did not have to leave schools, i and having to pay £600 more a month in rent _ and having to pay £600 more a month in rent now— and having to pay £600 more a month in rent now and — and having to pay £600 more a month in rent nowand i— and having to pay £600 more a month in rent now and i was— and having to pay £600 more a month in rent now and i was paying _ in rent now and i was paying previously. _ in rent now and i was paying previously, and _ in rent now and i was paying previously, and that, - in rent now and i was paying previously, and that, any. in rent now and i was paying - previously, and that, any increase in money— previously, and that, any increase in money l — previously, and that, any increase in money i got _ previously, and that, any increase in money i got from _ previously, and that, any increase in money i got from the _ previously, and that, any increasel in money i got from the promotion has been _ in money i got from the promotion has been completely— in money i got from the promotion has been completely wiped - in money i got from the promotion has been completely wiped out. it| in money i got from the promotion i has been completely wiped out. it is impossible _ has been completely wiped out. it is impossible to — has been completely wiped out. it is impossible to put— has been completely wiped out. it is impossible to put any— has been completely wiped out. it is impossible to put any money- has been completely wiped out. it is impossible to put any money into i has been completely wiped out. it is impossible to put any money into a i impossible to put any money into a deposit~ _ impossible to put any money into a deposit~ this — impossible to put any money into a deposit. this new— impossible to put any money into a deposit. this new scheme - impossible to put any money into a deposit. this new scheme is- impossible to put any money into a deposit. this new scheme is great, j deposit. this new scheme is great, but in _ deposit. this new scheme is great, but in the — deposit. this new scheme is great, but in the area _ deposit. this new scheme is great, but in the area i'm _ deposit. this new scheme is great, but in the area i'm living _ deposit. this new scheme is great, but in the area i'm living in, - deposit. this new scheme is great, but in the area i'm living in, i- deposit. this new scheme is great, but in the area i'm living in, i do. but in the area i'm living in, i do the calculation _ but in the area i'm living in, i do the calculation this morning, i would not be able to afford a one bed flat _ would not be able to afford a one bed flat in — would not be able to afford a one bed flat in the — would not be able to afford a one bed flat in the area _ would not be able to afford a one bed flat in the area i— would not be able to afford a one bed flat in the area i live - would not be able to afford a one bed flat in the area i live in - would not be able to afford a one bed flat in the area i live in the i bed flat in the area i live in the on the — bed flat in the area i live in the on the scheme. _ bed flat in the area i live in the on the scheme.— on the scheme. because it is a london suburb, _ on the scheme. because it is a london suburb, isn't _ on the scheme. because it is a london suburb, isn't it, - on the scheme. because it is a i

london suburb, isn't it, brighton? more or less. i london suburb, isn't it, brighton? more or less-— more or less. i don't mean that disparagingly — more or less. i don't mean that disparagingly for— more or less. i don't mean that disparagingly for people - more or less. i don't mean that disparagingly for people in i disparagingly for people in brighton, it isjust disparagingly for people in brighton, it is just very gettable to comment london to brighton does not take a manic, does it? yes. to comment london to brighton does not take a manic, does it?— not take a manic, does it? yes, even outside of brighton _ not take a manic, does it? yes, even outside of brighton with _ not take a manic, does it? yes, even outside of brighton with it's - not take a manic, does it? yes, even outside of brighton with it's a - outside of brighton with it's a little — outside of brighton with it's a little more _ outside of brighton with it's a little more expensive, - outside of brighton with it's a little more expensive, the i outside of brighton with it's a i little more expensive, the prices are going — little more expensive, the prices are going up _ little more expensive, the prices are going up everywhere - little more expensive, the prices are going up everywhere on i little more expensive, the prices are going up everywhere on the. are going up everywhere on the commuter— are going up everywhere on the commuter routes— are going up everywhere on the commuter routes as _ are going up everywhere on the commuter routes as well, - are going up everywhere on the commuter routes as well, it i are going up everywhere on the commuter routes as well, it is i are going up everywhere on the i commuter routes as well, it is just impossible — commuter routes as well, it is 'ust impossible.— impossible. yes, the 12th of never for ou to impossible. yes, the 12th of never for you to stop _ impossible. yes, the 12th of never for you to stop do _ impossible. yes, the 12th of never for you to stop do you still - for you to stop do you still dream? it is a dream you hold dear in your heart? . ., ,., ., it is a dream you hold dear in your heart? . ., ., , ., heart? yeah, more so for my daughter than anything — heart? yeah, more so for my daughter than anything because _ heart? yeah, more so for my daughter than anything because as _ heart? yeah, more so for my daughter than anything because as a _ heart? yeah, more so for my daughter than anything because as a parent i than anything because as a parent you want— than anything because as a parent you want stability _ than anything because as a parent you want stability for _ than anything because as a parent you want stability for your- than anything because as a parent you want stability for your kids, i you want stability for your kids, right? _ you want stability for your kids, right? at — you want stability for your kids, right? at the _ you want stability for your kids, right? at the moment- you want stability for your kids, right? at the moment my- you want stability for your kids, i right? at the moment my current landlord — right? at the moment my current landlord at — right? at the moment my current landlord at the _ right? at the moment my current landlord at the end _ right? at the moment my current landlord at the end of— right? at the moment my current landlord at the end of my - right? at the moment my current landlord at the end of my 12 - right? at the moment my current i landlord at the end of my 12 month tenancy. _ landlord at the end of my 12 month tenancy. i— landlord at the end of my 12 month tenancy. i could _ landlord at the end of my 12 month tenancy, i could be _ landlord at the end of my 12 month tenancy, i could be evicted - landlord at the end of my 12 month tenancy, i could be evicted again. . tenancy, i could be evicted again. and i_ tenancy, i could be evicted again. and i would — tenancy, i could be evicted again. and i would have _ tenancy, i could be evicted again. and i would have to _ tenancy, i could be evicted again. and i would have to go _ tenancy, i could be evicted again. and i would have to go through i tenancy, i could be evicted again. i and i would have to go through the whole _ and i would have to go through the whole process— and i would have to go through the whole process again _ and i would have to go through the whole process again of _ and i would have to go through the whole process again of trying - and i would have to go through the whole process again of trying to i whole process again of trying to find another _ whole process again of trying to find another place. _ whole process again of trying to find another place. so - whole process again of trying to find another place. so more i

whole process again of trying to find another place. so more sol whole process again of trying to i find another place. so more so for my daughter— find another place. so more so for my daughter than _ find another place. so more so for my daughter than myself, - find another place. so more so for my daughter than myself, it's i find another place. so more so for. my daughter than myself, it's more about— my daughter than myself, it's more about stability _ my daughter than myself, it's more about stability and _ my daughter than myself, it's more about stability and being _ my daughter than myself, it's more about stability and being able - my daughter than myself, it's more about stability and being able to i about stability and being able to stay somewhere _ about stability and being able to stay somewhere long—term. i about stability and being able to i stay somewhere long—term. sam“, about stability and being able to stay somewhere long-term. sam, at last. stay somewhere long-term. sam, at last- thank — stay somewhere long-term. sam, at last- thank you _ stay somewhere long-term. sam, at last. thank you for _ stay somewhere long-term. sam, at last. thank you for hanging - stay somewhere long-term. sam, at last. thank you for hanging on i stay somewhere long-term. sam, at last. thank you for hanging on in i last. thank you for hanging on in there, but everyone is hanging on in there, but everyone is hanging on in there, hoping for that dream to come true. is it your dream as well? yes. true. is it your dream as well? yes, so 'ust true. is it your dream as well? yes, so just listening _ true. is it your dream as well? yes, so just listening to _ true. is it your dream as well? yes, so just listening to the _ true. is it your dream as well? is: so just listening to the college then, it has related to me quite a lot —— the callers. i am 33 and i have been renting for about ten years now. up until the pandemic i was earning about 23 grand a year, i work in hospitality, so it has always been low paid, but i opened up always been low paid, but i opened up a life i sat in about 2018 and started just putting in little bits that i could afford each month. i quite lucky on when i'm paying because it is quite low and my landlord has not raised it in quite a few years now. but i was putting

on what i could afford on the size of my income, which wasn't much, and i always thought i was going to go for one of the shared ownership schemes, that was mentioned before, and just before the pandemic i applied for a shared ownership mortgage and i got told i could not get one. well, i could get one but they wanted me to double my deposit on the advisory spoke to at the time were saying how people think shared ownership is a lot easier but actually it is often quite a lot harder, because the ratio equity involved, so i decided that after the pandemic happened there was a lot of people screwed over and i sorta have given up at the moment, putting on this much money as i could each month, but i felt like i getting nowhere. house prices...

just when people were talking about the north, i am true born north, have been all my life, they not used to be a lot more cheaper than down south, but it is not any more. leeds is massively catching up, yorke is out of the question for anybody, harry kane is unbelievably expensive. harry kane is unbelievably “pensive-— harry kane is unbelievably expensive. harry kane is unbelievably exensive. , . ~ ., expensive. durham... and north berwick. getting _ expensive. durham... and north berwick. getting into _ expensive. durham... and north j berwick. getting into edinburgh. they are already catching up. leeds when i first moved there, rentals were about four or £500 a month. in house prices shot through the roof. i live in the south side of leeds, which used to be really cheap, but what happened was it went really cheap and everyone bought and it shot up, prices went through the roof, so i'm still renting and trying but itjust seems to be roof, so i'm still renting and trying but itjust seems to he never ending.

trying but it 'ust seems to be never ending. ., ending. the never ending road, long and winding — ending. the never ending road, long and winding and _ ending. the never ending road, long and winding and getting _ ending. the never ending road, long and winding and getting nowhere. i ending. the never ending road, long. and winding and getting nowhere. and for students, and winding and getting nowhere. and forstudents, it's and winding and getting nowhere. and for students, it's all very well students have with the pit of money but those that don't trying to... l but those that don't trying to... i don't have the but those that don't trying to... t don't have the kind of but those that don't trying to... i don't have the kind of parental support to help me with a deposit. unless you have that the moment it doesn't seem feasible to anybody. a no deposit mortgage does kind of appeal to me, when i saw it did pique my interest but then i kind of worried because you think there is a lot of worry that comes with that because you are completely at the mercy of the mortgage company and it is kind of like, itjust kind of no different from renting, really. there is a lot of worry with a no deposit mortgage but it's also quite appealing because it gets you a property and gets you your own house and seems more secure. it is property and gets you your own house and seems more secure.— and seems more secure. it is quite a lot of peeple's _ and seems more secure. it is quite a lot of people's eyes. _ and seems more secure. it is quite a lot of people's eyes. the _ and seems more secure. it is quite a lot of people's eyes. the elephant i lot of people's eyes. the elephant in the one—bedroom flat is a chronic

shortage of houses in the uk as well. got the figures here, analysis by think tank centre for cities, compared to the average european country, britain has a backlog of 4.3 country, britain has a backlog of a5 million homes missing from the national housing market. as they were never built. obviously a massive impact on rain and nearby markets as well. and you can bet this is going to be a massive issue come the next election as well. fantastic contributions this morning. good morning, emma. goad morning. good morning, emma. good morninu. morning. good morning, emma. good morning- do — morning. good morning, emma. good morning- do you _ morning. good morning, emma. good morning. do you have _ morning. good morning, emma. good morning. do you have a _ morning. good morning, emma. good morning. do you have a dream? - morning. good morning, emma. good morning. do you have a dream? the l morning. do you have a dream? the same as what— morning. do you have a dream? the same as what i _ morning. do you have a dream? the same as what i think _ morning. do you have a dream? the same as what i think sean _ morning. do you have a dream? the same as what i think sean from - morning. do you have a dream? the| same as what i think sean from right inside. ., , . ., �* inside. for my children. i don't think for inside. for my children. i don't thinkfor a _ inside. for my children. i don't think for a lot of _ inside. for my children. i don't think for a lot of people - inside. for my children. i don't think for a lot of people it - think for a lot of people it is about owning the micro certain

people... sometimes i feel like we are being held in this place purposefully as part of a bigger design, orworse. it is purposefully as part of a bigger design, or worse. it is reallyjust flexibility, about being able to say to your children that you're going to your children that you're going to be in a house long term, you can call this your home, and we don't have this stop my family have experienced to no fault of actions. since my children were born. our current rent is £ia00. every time we get to a point where we are saving, something happens such as an unplanned move, which kind of puts, sets us right back. and itjust feels like a very skewed and unfair system. i do welcome the skipton 100% mortgage, obviously i would still have worries about affordability in certain parts...

how old were the kids during the no—fault evictions? you'll make the landlady asked me to be out before they were born so that was very stressful and the last one was a few months ago in eastbourne and the landlady was selling up. after? landlady was selling up. very stressful time. _ landlady was selling up. very stressful time. we _ landlady was selling up. very stressful time. we moved . landlady was selling up. - stressful time. we moved from brighton to eastbourne to try to get ahead, and at the time rents were cheaper and we felt we were more likely to be able to save her but the rents here have skyrocketed recently through the pandemic, since a lot of people moved to eastbourne. and it'sjust a lot of people moved to eastbourne. and it's just really difficult. it felt like you are running from a tidal wave that keeps catching up with you. tidal wave that keeps catching up with ou. ~ , tidal wave that keeps catching up with you._ difficult. - tidal wave that keeps catching up with you._ difficult. with you. well put. difficult. yes, difficult is the _ with you. well put. difficult. yes, difficult is the word _ with you. well put. difficult. yes, difficult is the word of _ with you. well put. difficult. yes, difficult is the word of the - with you. well put. difficult. yes, difficult is the word of the day - with you. well put. difficult. yes, | difficult is the word of the day and it's an understatement of the hour.

just worth reminding people of the disadvantages of this negative equity, the higher rates, this mortgage we are talking about, not as generous as other options. .a9% is the interest rate. more expensive than the average five year fixed of 5% -- than the average five year fixed of 5% —— five .a9%. and with a higher loan to value ratio, that was at the root cause of the fannie mae and freddie mac, we remember those two, the 2008 financial crash, and this offer has drawn inevitable comparisons to that. i want to thank you all so much. really instructive stuff. sasha in leicester and goes in north—west london and ash in manchester and some in leeds, daniel and colchester, shown in brighton, ma in eastbourne, none of those are places where it is in any way cheap to buy. please get in touch this morning on that. —— emma in eastbourne. put your name on the

text and where you are from. where you are from particularly pertinent to the discussion today. what is our question this morning? are you trying to buy? something like that. that's the gist of it. it is 10:32am. and here is the news from matthew burton. scotland yard says it has regrets about the arrest of six protestors before the king's coronation on saturday. the group — who were detained on suspicion that they were planning to attach themselves to something illegally — will face no charges. a building society has introduced a deposit—free mortgage for people who are currently renting. the skipton building society says applicants must have 12 months of on—time rental payments and a good credit history. pharmacies in england will be able to give prescriptions for some minor illnesses — such as earaches

and sore throats — under plans announced by the government. ministers hope the scheme will free up millions of gp appointments over the next two years. the first 15 acts to take part in this years eurovision song contest in liverpool are preparing for their semi—final. thousands of fans are descending on the city for tonight's contest — which will see ten acts progress to the grand final on saturday. two of the favourites — sweden and finland — are among those taking to the stage tonight. that is all the news headlines, katie smith is here with the sport. southampton boss ruben selles says theyre planning to "present an agenda" outlining how they are going to deal with relegation, tho he says theyll keep on fighting — with three premier league games to go, theyre eight points from safety meaning they need to win all three to stay up and hope other clubs drop points. tonight on 5live meanwhile we have commentary of real madrid manchester city in the champions league semifinal.

england fast bowlerjofra archer is returning home from the ipl following elbow surgery last month — his 5th procedure on the area in the past two years. the ecb say it's to give him a period of rest and recovery — the ashes begin in just over five weeks. scotland rugby union head coach gregor townsend has signed a contract extension until april 2026. his deal was due to expire after the world cup in september. and a man from texas faces up to ten years in prison after pleading guilty to supplying performance—enhancing drugs to olympic athletes. us attorney damian williams said the case was a "watershed moment for international sport". eric lira will be the first defendent charged under a new law brought about by russia's state sponsored doping.

we are going to talk to sally mitchell. more calls coming up on contributions from our listeners and viewers. sadly, business managerand senior broker at the mortgage month are coming up. we have samuel in bristol. james in livingston very close to glasgow, of course, and then in harrogate. lovely place to live, an expensive place to live. sally mitchell, what you think about this scheme that's been mentioned, deposit free. it is ringing a few alarm bells. a, deposit free. it is ringing a few alarm bells-— deposit free. it is ringing a few alarm bells. �* ., , ., ., alarm bells. a casa long shadow, 2008 and the _ alarm bells. a casa long shadow, 2008 and the last _ alarm bells. a casa long shadow, 2008 and the last time _ alarm bells. a casa long shadow, 2008 and the last time we - alarm bells. a casa long shadow, 2008 and the last time we had i alarm bells. a casa long shadow, 2008 and the last time we had a| 2008 and the last time we had a serious 100% mortgages —— casts a

long shadow. there were higher once than that, you could get 110, 120. it casts a long shadow because people were caught out. i'm excited that some thought is being given to the people who are trapped in that rental cycle, and there are a lot of them. in the practical sense, how many of those is this scheme going to actually help? i'm not sure, because as i think you have alluded to previously, the different average house prices across the country are so different, so very, very different, and on a quick calculation if the ons says the average house price is now 289,000, you have actually got to be paying an awful lot of rent for that to convert at 5.a9 two that sort of house price. it convert at 5.49 two that sort of house price-— convert at 5.49 two that sort of house rice. , , u, ., house price. it is predicated on the rent that you _ house price. it is predicated on the rent that you can _ house price. it is predicated on the rent that you can afford, _ house price. it is predicated on the rent that you can afford, this - rent that you can afford, this scheme?—

rent that you can afford, this scheme? . �*, , _ rent that you can afford, this scheme? . �*, , ,, scheme? that's right, they say you won't -a scheme? that's right, they say you won't pay any _ scheme? that's right, they say you won't pay any more _ scheme? that's right, they say you won't pay any more on _ scheme? that's right, they say you won't pay any more on your- scheme? that's right, they say you i won't pay any more on your mortgage payment that the average of your last six months monthly rent. so you are sort of camp. obviously you have got to have the income coming in to satisfy the affordability as well. your loan to income is capped at a.a9 times. so you have got to be earning well, you have got to be having quite a high rental payment every month to try and get a chance of getting something even average, and that's the average across the country. that's not the southeast or hotspots like harrogate that are possibly much more expensive than that. so we will see. we possibly much more expensive than that. so we will see.— that. so we will see. we will. just to remind — that. so we will see. we will. just to remind ourselves, _ that. so we will see. we will. just to remind ourselves, and - that. so we will see. we will. just to remind ourselves, and you - to remind ourselves, and you mentioned this, the most notorious 100% plus mortgage was northern rock. we say the words northern rock and we shiver. that was their together home loan which allowed people to borrow up to 125% of the

home's value and it was withdrawn from sale in 2008. at the time, in hindsight, it is a wonderful thing, but at the time did you think oh, dear, there may be trouble ahead? well, we were not as regulated back then and hindsight is 2020, it is perfect vision, and i think we have learned a lot, we had the mortgage market review that totally shook up the industry, and i do take comfort that we are so heavily regulated and supervised now that this product with skipton simply wouldn't be allowed to be on the market if they hadn't done their due diligence. and i think also in practical terms it is going to be harder to get as it first appears. there is lots of hoops to jump first appears. there is lots of hoops tojump through, first appears. there is lots of hoops to jump through, whereas back in the day that was the time of self

certified mortgages. you could basicallyjust certified mortgages. you could basically just say what you were earning and no one really tracked. it is very different now, thank goodness. james in livingston, ben in harrogate, james.- james in livingston, ben in harrogate, james. james in livingston, ben in harroaate,james. ., m harrogate, james. good morning. good mornin: , harrogate, james. good morning. good morning. sir- — harrogate, james. good morning. good morning. sin 33 — harrogate, james. good morning. good morning, sir. 33 years _ harrogate, james. good morning. good morning, sir. 33 years old, _ harrogate, james. good morning. good morning, sir. 33 years old, been - morning, sir. 33 years old, been renting, how old were you when you started renting? it renting, how old were you when you started renting?— started renting? it started when i moved to uni _ started renting? it started when i moved to uni when _ started renting? it started when i moved to uni when i _ started renting? it started when i moved to uni when i was - started renting? it started when i moved to uni when i was 19. - started renting? it started when i moved to uni when i was 19. my i moved to uni when i was 19. my family— moved to uni when i was 19. my family is— moved to uni when i was 19. my family is originally from the west midlands and i got a position in scotland — midlands and i got a position in scotland so i've been renting since i was _ scotland so i've been renting since i was 19— scotland so i've been renting since i was 19 and — scotland so i've been renting since i was 19 and burn through every savings — i was 19 and burn through every savings l'd _ i was 19 and burn through every savings i'd got. student life is quite — savings i'd got. student life is quite costly and in hindsight you may he — quite costly and in hindsight you may be wish you had done things differently but this is the outcome of it all~ _ differently but this is the outcome of it all. do differently but this is the outcome of it all. ,, ., differently but this is the outcome of it all. i. ., ., .,

of it all. do you have a glimmer of ho e, of it all. do you have a glimmer of hoe, or of it all. do you have a glimmer of hope. or is — of it all. do you have a glimmer of hope. or is it _ of it all. do you have a glimmer of hope, or is it doomed? _ of it all. do you have a glimmer of hope, or is it doomed? the - of it all. do you have a glimmer of hope, or is it doomed? the sad i of it all. do you have a glimmer of. hope, or is it doomed? the sad truth is ho -e hope, or is it doomed? the sad truth is hope comes _ hope, or is it doomed? the sad truth is hope comes with _ hope, or is it doomed? the sad truth is hope comes with the _ hope, or is it doomed? the sad truth is hope comes with the unfortunate l is hope comes with the unfortunate truth _ is hope comes with the unfortunate truth l _ is hope comes with the unfortunate truth lam — is hope comes with the unfortunate truth i am waiting for a relative to die. truth i am waiting for a relative to die that's— truth i am waiting for a relative to die. that's the only way i'm realistically going to see the money needed _ realistically going to see the money needed to— realistically going to see the money needed to put down a deposit. i've worked _ needed to put down a deposit. i've worked professionally, i've got a relatively— worked professionally, i've got a relatively good income, just over 30 k. relatively good income, just over 30 k but— relatively good income, just over 30 k. but there are expenses that have .ot k. but there are expenses that have got to— k. but there are expenses that have got to he _ k. but there are expenses that have got to be paid, and i have a daughten _ got to be paid, and i have a daughter. we have seen the outcome of paying _ daughter. we have seen the outcome of paying off surviving the pandemic where _ of paying off surviving the pandemic where expenses were made that you didn't— where expenses were made that you didn't really want to spend so we have _ didn't really want to spend so we have nothing in the way of savings and anything you do want to buy it is a question of affordability. this is a question of affordability. this is a question of affordability. this is a nice — is a question of affordability. this is a nice idea of 100% but 2008, i was 18_ is a nice idea of 100% but 2008, i was 18 and — is a nice idea of 100% but 2008, i was 18 and i— is a nice idea of 100% but 2008, i was 18 and i remember watching is a nice idea of 100% but 2008, i was 18 and i rememberwatching it all happen. i was 18 and i remember watching it all ha - en. , was 18 and i remember watching it all happen-— all happen. i remember the phone ins. all happen. i remember the phone ins- exactly- _ all happen. i remember the phone ins. exactly. it— all happen. i remember the phone ins. exactly. it was _ all happen. i remember the phone ins. exactly. it was grim, - all happen. i remember the phone ins. exactly. it was grim, wasn't i ins. exactly. it was grim, wasn't it? a few texts. max in london, me

and my boyfriend bought our two bedroom flat last march in southall. we were only able to do this due to money being gifted from my partner's grandmother. there we are. we are taking advantage of the a0% help to buy scheme. our previous rental place was 1700 per month whereas our current mortgage payments are only 850. it seems criminal to me that those who paid extortionate rents for so long have no opportunity of buying a place, especially when they have shown they are financially stable enough to do so. the new skipton mortgage scheme sounds like a great idea to me. this text. this whole issue is much more complicated thanit whole issue is much more complicated than it is coming across. i'm not sure it is a simple as to say move up sure it is a simple as to say move up north because it is cheaper. if you look at affordability as opposed to house prices there are the same issues in leeds as in london. i also have an issue with renting versus buying. don't forget the other costs. if you buy you have to fix the boiler, the leaking toilet.

michael in leeds says that quite properly and astutely. another one, can't afford to buy a house on my own in an area close to my parents, cannot rely on any support funds from my parents, renting on my salary is crippling. stuck in limbo. still to buy house unless i live over two hours from work in the london area. that is a caller from west london. if you live two hours from work what a grind life can be as well if you can't get a bit of w f h. ben in harrogate. what a beautiful place and an expensive place! beautiful place and an expensive lace! , . , ., , , place! very much so. it is very exoensive- _ place! very much so. it is very expensive. it _ place! very much so. it is very expensive. it is _ place! very much so. it is very expensive. it is not _ place! very much so. it is very expensive. it is not even - place! very much so. it is very expensive. it is not even just i place! very much so. it is very| expensive. it is not even just a expensive. it is not evenjust a house — expensive. it is not evenjust a house prices— expensive. it is not evenjust a house prices here, _ expensive. it is not evenjust a house prices here, the - expensive. it is not evenjust a house prices here, the renting| house prices here, the renting prices, — house prices here, the renting prices, the _ house prices here, the renting prices, the cost _ house prices here, the renting prices, the cost of— house prices here, the renting prices, the cost of everything, house prices here, the renting| prices, the cost of everything, i went— prices, the cost of everything, i went to — prices, the cost of everything, i went to doncaster_ prices, the cost of everything, i went to doncaster a _ prices, the cost of everything, i went to doncaster a few - prices, the cost of everything, i went to doncaster a few weeks| prices, the cost of everything, i- went to doncaster a few weeks ago and i_ went to doncaster a few weeks ago and l was _ went to doncaster a few weeks ago and i was surprised _ went to doncaster a few weeks ago and i was surprised i— went to doncaster a few weeks ago and i was surprised i managed - went to doncaster a few weeks ago and i was surprised i managed to i and i was surprised i managed to spend _ and i was surprised i managed to spend less — and i was surprised i managed to spend less than _ and i was surprised i managed to spend less than £20 _ and i was surprised i managed to spend less than £20 on - and i was surprised i managed to spend less than £20 on a - and i was surprised i managed to spend less than £20 on a lunch. and i was surprised i managed to - spend less than £20 on a lunch which says a _ spend less than £20 on a lunch which says a lot _ spend less than £20 on a lunch which says a lot even— spend less than £20 on a lunch which says a lot. even trying _ spend less than £20 on a lunch which says a lot. even trying to _ spend less than £20 on a lunch which says a lot. even trying to keep - says a lot. even trying to keep yourself — says a lot. even trying to keep yourself entertained _ says a lot. even trying to keep yourself entertained is - says a lot. even trying to keep . yourself entertained is becoming more _ yourself entertained is becoming more and — yourself entertained is becoming more and more _ yourself entertained is becoming more and more expensive. - yourself entertained is becoming more and more expensive. to i yourself entertained is becoming| more and more expensive. to be honest. — more and more expensive. to be honest. for— more and more expensive. to be honest. for a _ more and more expensive. to be honest. for a long _ more and more expensive. to be honest, for a long time - more and more expensive. to be

honest, for a long time up - more and more expensive. to be honest, for a long time up until. more and more expensive. to be. honest, for a long time up until i'd heard _ honest, for a long time up until i'd heard about — honest, for a long time up until i'd heard about this _ honest, for a long time up until i'd heard about this today, _ honest, for a long time up until i'd heard about this today, buying - honest, for a long time up until i'd heard about this today, buying a i heard about this today, buying a house _ heard about this today, buying a house was — heard about this today, buying a house was pretty _ heard about this today, buying a house was pretty much - heard about this today, buying a house was pretty much written i heard about this today, buying a i house was pretty much written off for the _ house was pretty much written off for the rest — house was pretty much written off for the rest of— house was pretty much written off for the rest of my— house was pretty much written off for the rest of my life. _ house was pretty much written off for the rest of my life. i— house was pretty much written off for the rest of my life. i come - house was pretty much written offl for the rest of my life. i come from a working _ for the rest of my life. i come from a working class _ for the rest of my life. i come from a working class background. - for the rest of my life. i come from a working class background. there| a working class background. there have _ a working class background. there have been— a working class background. there have been other— a working class background. there have been other homeowners - a working class background. there have been other homeowners in i a working class background. there. have been other homeowners in my family. _ have been other homeowners in my family. my— have been other homeowners in my family. my parents _ have been other homeowners in my family, my parents saved _ have been other homeowners in my family, my parents saved to - have been other homeowners in my family, my parents saved to own i have been other homeowners in my family, my parents saved to own a i family, my parents saved to own a house. _ family, my parents saved to own a house. my— family, my parents saved to own a house. my dad _ family, my parents saved to own a house. my dad is— family, my parents saved to own a house, my dad is a _ family, my parents saved to own a house, my dad is a painter- family, my parents saved to own a house, my dad is a painter and - house, my dad is a painterand decorator— house, my dad is a painterand decorator and _ house, my dad is a painterand decorator and my— house, my dad is a painterand decorator and my mum - house, my dad is a painterand decorator and my mum at - house, my dad is a painterand decorator and my mum at the i house, my dad is a painter and - decorator and my mum at the time was a shop _ decorator and my mum at the time was a shop assistant— decorator and my mum at the time was a shop assistant so _ decorator and my mum at the time was a shop assistant so that _ decorator and my mum at the time was a shop assistant so that was _ decorator and my mum at the time was a shop assistant so that was kind - decorator and my mum at the time was a shop assistant so that was kind of- a shop assistant so that was kind of a shop assistant so that was kind of a victory— a shop assistant so that was kind of a victory story, _ a shop assistant so that was kind of a victory story, they _ a shop assistant so that was kind of a victory story, they were _ a shop assistant so that was kind of a victory story, they were able - a shop assistant so that was kind of a victory story, they were able to l a victory story, they were able to buy their— a victory story, they were able to buy their own _ a victory story, they were able to buy their own house _ a victory story, they were able to buy their own house and - a victory story, they were able to buy their own house and then - a victory story, they were able to| buy their own house and then the financial— buy their own house and then the financial crash— buy their own house and then the financial crash came _ buy their own house and then the financial crash came when - buy their own house and then the financial crash came when i - buy their own house and then the financial crash came when i was i financial crash came when i was eight _ financial crash came when i was eight and — financial crash came when i was eight and they— financial crash came when i was eight and they had _ financial crash came when i was eight and they had to _ financial crash came when i was eight and they had to sell- financial crash came when i was eight and they had to sell it - financial crash came when i was eight and they had to sell it and financial crash came when i was . eight and they had to sell it and we have since — eight and they had to sell it and we have since been— eight and they had to sell it and we have since been renting. _ eight and they had to sell it and we have since been renting. quite - eight and they had to sell it and we. have since been renting. quite often when _ have since been renting. quite often when we _ have since been renting. quite often when we have — have since been renting. quite often when we have looked _ have since been renting. quite often when we have looked at _ have since been renting. quite often when we have looked at mortgagesl when we have looked at mortgages again— when we have looked at mortgages again as _ when we have looked at mortgages again as a — when we have looked at mortgages again as a family— when we have looked at mortgages again as a family it _ when we have looked at mortgages again as a family it has _ when we have looked at mortgages again as a family it has been - again as a family it has been cheaper— again as a family it has been cheaper to— again as a family it has been cheaper to pay— again as a family it has been cheaper to pay a _ again as a family it has been cheaper to pay a mortgage, i again as a family it has been| cheaper to pay a mortgage, i again as a family it has been - cheaper to pay a mortgage, i don't know— cheaper to pay a mortgage, i don't know if— cheaper to pay a mortgage, i don't know if it _ cheaper to pay a mortgage, i don't know if it is — cheaper to pay a mortgage, i don't know if it is the _ cheaper to pay a mortgage, i don't know if it is the same _ cheaper to pay a mortgage, i don't know if it is the same today, - cheaper to pay a mortgage, i don't know if it is the same today, this l know if it is the same today, this was about— know if it is the same today, this was about a _ know if it is the same today, this was about a year— know if it is the same today, this was about a year ago _ know if it is the same today, this was about a year ago we - know if it is the same today, this was about a year ago we were i was about a year ago we were looking, — was about a year ago we were looking, but— was about a year ago we were looking, but it _ was about a year ago we were looking, but it was _ was about a year ago we were looking, but it was cheaper i was about a year ago we were looking, but it was cheaper toj was about a year ago we were - looking, but it was cheaper to get a mortgage _ looking, but it was cheaper to get a mortgage than _ looking, but it was cheaper to get a mortgage than it _ looking, but it was cheaper to get a mortgage than it was _ looking, but it was cheaper to get a mortgage than it was to _ looking, but it was cheaper to get a mortgage than it was to rent. - looking, but it was cheaper to get a mortgage than it was to rent. but i mortgage than it was to rent. but for me. _ mortgage than it was to rent. but for me. l'm — mortgage than it was to rent. but for me. l'm 23— mortgage than it was to rent. but for me, i'm 23 and _ mortgage than it was to rent. but for me, i'm 23 and still— mortgage than it was to rent. but for me, i'm 23 and still live - mortgage than it was to rent. but for me, i'm 23 and still live at- for me, i'm 23 and still live at home — for me, i'm 23 and still live at home with _ for me, i'm 23 and still live at home with my— for me, i'm 23 and still live at home with my parents - for me, i'm 23 and still live at home with my parents and . for me, i'm 23 and still live at| home with my parents and the for me, i'm 23 and still live at- home with my parents and the only time i_ home with my parents and the only time i have — home with my parents and the only time i have a — home with my parents and the only time i have a lift— home with my parents and the only time i have a lift home _ home with my parents and the only time i have a lift home with- home with my parents and the only time i have a lift home with my- time i have a lift home with my parents — time i have a lift home with my parents was _ time i have a lift home with my parents was for— time i have a lift home with my parents was for a _ time i have a lift home with my. parents was for a year—and—a—half while _ parents was for a year—and—a—half while i_ parents was for a year—and—a—half while i was — parents was for a year—and—a—half while i was at _ parents was for a year—and—a—half while i was at university. - parents was for a year—and—a—half while i was at university. it - parents was for a year—and—a—half while i was at university. it is- while i was at university. it is hard — while i was at university. it is hard because _ while i was at university. it is hard because it _ while i was at university. it is hard because it is _ while i was at university. it is hard because it is given- while i was at university. it is hard because it is given a - while i was at university. it is- hard because it is given a glimmer of hope _ hard because it is given a glimmer of hope for— hard because it is given a glimmer of hope for me. _

hard because it is given a glimmer of hope for me, this _ hard because it is given a glimmer of hope for me, this new- hard because it is given a glimmer of hope for me, this new scheme, | hard because it is given a glimmer- of hope for me, this new scheme, but it does— of hope for me, this new scheme, but it does something _ of hope for me, this new scheme, but it does something to _ of hope for me, this new scheme, but it does something to your _ of hope for me, this new scheme, but it does something to your soul, - of hope for me, this new scheme, but it does something to your soul, i- it does something to your soul, i suppose — it does something to your soul, i suppose. as _ it does something to your soul, i suppose. as a _ it does something to your soul, i suppose. as a child _ it does something to your soul, i suppose. as a child when - it does something to your soul, i suppose. as a child when you . it does something to your soul, i. suppose. as a child when you think of what _ suppose. as a child when you think of what your— suppose. as a child when you think of what your future _ suppose. as a child when you think of what your future is _ suppose. as a child when you think of what your future is going - suppose. as a child when you think of what your future is going to - suppose. as a child when you think of what your future is going to be l of what your future is going to be you think— of what your future is going to be you think you _ of what your future is going to be you think you are _ of what your future is going to be you think you are going _ of what your future is going to be you think you are going to - of what your future is going to be you think you are going to get. you think you are going to get married, _ you think you are going to get married, have _ you think you are going to get married, have children, - you think you are going to get married, have children, buy. you think you are going to get married, have children, buy a| you think you are going to get - married, have children, buy a home, grow— married, have children, buy a home, grow old _ married, have children, buy a home, grow old and — married, have children, buy a home, grow old and retired _ married, have children, buy a home, grow old and retired then _ married, have children, buy a home, grow old and retired then you - married, have children, buy a home, grow old and retired then you have i grow old and retired then you have the security— grow old and retired then you have the security of— grow old and retired then you have the security of their _ grow old and retired then you have the security of their home. - grow old and retired then you have the security of their home. and - grow old and retired then you have i the security of their home. and then kind of— the security of their home. and then kind of as _ the security of their home. and then kind ofas i've— the security of their home. and then kind of as i've gone _ the security of their home. and then kind of as i've gone through - the security of their home. and then kind of as i've gone through my- kind of as i've gone through my teenage — kind of as i've gone through my teenage years _ kind of as i've gone through my teenage years and _ kind of as i've gone through my teenage years and into - kind of as i've gone through my teenage years and into my- kind of as i've gone through myl teenage years and into my early kind of as i've gone through my- teenage years and into my early 20s i teenage years and into my early 20s i kind _ teenage years and into my early 20s i kind of— teenage years and into my early 20s i kind of came — teenage years and into my early 20s i kind of came to— teenage years and into my early 20s i kind of came to the _ teenage years and into my early 20s i kind of came to the conclusion - i kind of came to the conclusion that buying _ i kind of came to the conclusion that buying a _ i kind of came to the conclusion that buying a house, _ i kind of came to the conclusion| that buying a house, particularly where _ that buying a house, particularly where i— that buying a house, particularly where i live _ that buying a house, particularly where i live in— that buying a house, particularly where i live in harrogate - that buying a house, particularly where i live in harrogate is - that buying a house, particularly. where i live in harrogate is almost impossible — where i live in harrogate is almost impossible and _ where i live in harrogate is almost impossible. and i— where i live in harrogate is almost impossible. and i want _ where i live in harrogate is almost impossible. and i want to- where i live in harrogate is almost impossible. and i want to be - where i live in harrogate is almostj impossible. and i want to be close to my _ impossible. and i want to be close to my family. _ impossible. and i want to be close to my family. i— impossible. and i want to be close to my family, idon't— impossible. and i want to be close to my family, i don't want - impossible. and i want to be close to my family, i don't want to - impossible. and i want to be close to my family, i don't want to have| to my family, i don't want to have to my family, idon't want to have to go— to my family, i don't want to have to go to _ to my family, i don't want to have to go to leeds. _ to my family, i don't want to have to go to leeds, york, _ to my family, idon't want to have to go to leeds, york, or- to my family, i don't want to have to go to leeds, york, or further. to go to leeds, york, or further afield. — to go to leeds, york, or further afield. i— to go to leeds, york, or further afield. i want _ to go to leeds, york, or further afield, i want to _ to go to leeds, york, or further afield, i want to be _ to go to leeds, york, or further afield, i want to be close - to go to leeds, york, or further afield, i want to be close by. to go to leeds, york, or further afield, i want to be close by to| to go to leeds, york, or further. afield, i want to be close by to my afield, ! want to be close by to my family— afield, i want to be close by to my family where — afield, i want to be close by to my family where everybody _ afield, i want to be close by to my family where everybody is - afield, i want to be close by to my family where everybody is and - afield, i want to be close by to my family where everybody is and it i family where everybody is and it feels _ family where everybody is and it feels like — family where everybody is and it feels like that _ family where everybody is and it feels like that is _ family where everybody is and it feels like that is almost - family where everybody is and it feels like that is almost out - family where everybody is and it feels like that is almost out of. feels like that is almost out of bounds — feels like that is almost out of bounds even _ feels like that is almost out of bounds even for— feels like that is almost out of bounds even for renting. - feels like that is almost out of bounds even for renting. the i feels like that is almost out of- bounds even for renting. the studio flat in— bounds even for renting. the studio flat in harrogate _ bounds even for renting. the studio flat in harrogate is _ bounds even for renting. the studio flat in harrogate is about— bounds even for renting. the studio flat in harrogate is about £750 - bounds even for renting. the studio flat in harrogate is about £750 a - flat in harrogate is about £750 a month — flat in harrogate is about £750 a month. ., ., month. never mind one of those lovely houses — month. never mind one of those lovely houses on _ month. never mind one of those lovely houses on the _ month. never mind one of those lovely houses on the leeds - month. never mind one of those | lovely houses on the leeds road. leeds road is a good place, really lovely _ leeds road is a good place, really lovely one — leeds road is a good place, really lovely. one of— leeds road is a good place, really lovely. one of my— leeds road is a good place, really lovely. one of my cousins - leeds road is a good place, really

lovely. one of my cousins lives . lovely. one of my cousins lives there. — lovely. one of my cousins lives there. i— lovely. one of my cousins lives there, i think. _ lovely. one of my cousins lives there, i think. she _ lovely. one of my cousins lives there, ithink. she paid- lovely. one of my cousins lives there, i think. she paid £1100| there, i think. she paid £1100 a month— there, i think. she paid £1100 a month for— there, i think. she paid £1100 a month for a _ there, i think. she paid £1100 a month for a one _ there, i think. she paid £1100 a month for a one bed _ there, i think. she paid £1100 a month for a one bed flat - there, i think. she paid £1100 aj month for a one bed flat which, there, i think. she paid £1100 a - month for a one bed flat which, that is like _ month for a one bed flat which, that is like my— month for a one bed flat which, that is like my monthly— month for a one bed flat which, that is like my monthly wage _ month for a one bed flat which, that is like my monthly wage gone - month for a one bed flat which, that is like my monthly wage gone on . is like my monthly wage gone on rent _ is like my monthly wage gone on rent that's _ is like my monthly wage gone on rent. that's no _ is like my monthly wage gone on rent. that's no food, _ is like my monthly wage gone on rent. that's no food, no - is like my monthly wage gone on rent. that's no food, no bills, . rent. that's no food, no bills, nothing _ rent. that's no food, no bills, nothing it— rent. that's no food, no bills, nothing it is— rent. that's no food, no bills, nothing. it is definitely- rent. that's no food, no bills, nothing. it is definitely a - rent. that's no food, no bills, . nothing. it is definitely a housing crisis. _ nothing. it is definitely a housing crisis. 100%. _ nothing. it is definitely a housing crisis, 100%, and _ nothing. it is definitely a housing crisis, 100%, and i— nothing. it is definitely a housing crisis, 100%, and i feel— nothing. it is definitely a housing crisis, 100%, and i feel like - nothing. it is definitely a housing crisis, 100%, and i feel like for. nothing. it is definitely a housing crisis, 100%, and i feel like for a| crisis, 100%, and i feel like for a long _ crisis, 100%, and i feel like for a longtime — crisis, 100%, and i feel like for a longtime it _ crisis, 100%, and i feel like for a long time it has _ crisis, 100%, and i feel like for a long time it has been _ crisis, 100%, and i feel like for a long time it has been ignored i crisis, 100%, and i feel like for al long time it has been ignored and crisis, 100%, and i feel like for a i long time it has been ignored and i don't _ long time it has been ignored and i don't think— long time it has been ignored and i don't think there _ long time it has been ignored and i don't think there has _ long time it has been ignored and i don't think there has been - long time it has been ignored and i don't think there has been that - long time it has been ignored and i. don't think there has been that much effort _ don't think there has been that much effort in _ don't think there has been that much effort in trying — don't think there has been that much effort in trying to _ don't think there has been that much effort in trying to solve _ don't think there has been that much effort in trying to solve the _ effort in trying to solve the housing _ effort in trying to solve the housing crisis, _ effort in trying to solve the housing crisis, from - effort in trying to solve the housing crisis, from my. effort in trying to solve the - housing crisis, from my perspective. my parents — housing crisis, from my perspective. my parents had _ housing crisis, from my perspective. my parents had two _ housing crisis, from my perspective. my parents had two older— housing crisis, from my perspective. my parents had two older children, i my parents had two older children, two sisters. — my parents had two older children, two sisters, they _ my parents had two older children, two sisters, they had _ my parents had two older children, two sisters, they had their- my parents had two older children, two sisters, they had their own - two sisters, they had their own home. — two sisters, they had their own home. they— two sisters, they had their own home, they have _ two sisters, they had their own home, they have stable - two sisters, they had their own home, they have stable jobs i two sisters, they had their own i home, they have stable jobs and i two sisters, they had their own - home, they have stable jobs and i am their age _ home, they have stable jobs and i am their age and — home, they have stable jobs and i am their age and children _ home, they have stable jobs and i am their age and children are _ home, they have stable jobs and i am their age and children are at- home, they have stable jobs and i am their age and children are at least- their age and children are at least ten years— their age and children are at least ten years away _ their age and children are at least ten years away for— their age and children are at least ten years away for me. _ their age and children are at least ten years away for me. moving i their age and children are at leastl ten years away for me. moving out their age and children are at least. ten years away for me. moving out is at least _ ten years away for me. moving out is at least two — ten years away for me. moving out is at least two or— ten years away for me. moving out is at least two or three _ ten years away for me. moving out is at least two or three years _ ten years away for me. moving out is at least two or three years away, - at least two or three years away, and that— at least two or three years away, and that is— at least two or three years away, and that is dependent— at least two or three years away, and that is dependent on- at least two or three years away, i and that is dependent on obviously how the _ and that is dependent on obviously how the world _ and that is dependent on obviously how the world goes _ and that is dependent on obviously how the world goes for _ and that is dependent on obviously how the world goes for the - and that is dependent on obviously how the world goes for the next i how the world goes for the next couple — how the world goes for the next couple of — how the world goes for the next couple of years _ how the world goes for the next couple of years. we _ how the world goes for the next couple of years. we could - how the world goes for the next couple of years. we could end l how the world goes for the next. couple of years. we could end up how the world goes for the next - couple of years. we could end up in even _ couple of years. we could end up in even worse — couple of years. we could end up in even worse finances _ couple of years. we could end up in even worse finances than _ couple of years. we could end up in even worse finances than we - couple of years. we could end up in even worse finances than we are . couple of years. we could end up in i even worse finances than we are now. so it is— even worse finances than we are now.

so it is concerning _ even worse finances than we are now. so it is concerning. like _ even worse finances than we are now. so it is concerning. like i— even worse finances than we are now. so it is concerning. like i say, - even worse finances than we are now. so it is concerning. like i say, it- so it is concerning. like i say, it does _ so it is concerning. like i say, it does something, _ so it is concerning. like i say, it does something, not _ so it is concerning. like i say, it does something, not to - so it is concerning. like i say, it does something, not to the - so it is concerning. like i say, it. does something, not to the soul, sounds _ does something, not to the soul, sounds a — does something, not to the soul, sounds a bit _ does something, not to the soul, sounds a bit dramatic _ does something, not to the soul, sounds a bit dramatic really, - does something, not to the soul, sounds a bit dramatic really, butl sounds a bit dramatic really, but you lose — sounds a bit dramatic really, but you lose hope _ sounds a bit dramatic really, but you lose hope for— sounds a bit dramatic really, but you lose hope for the _ sounds a bit dramatic really, but you lose hope for the future, - sounds a bit dramatic really, but you lose hope for the future, if i sounds a bit dramatic really, but i you lose hope for the future, if you know _ you lose hope for the future, if you know what — you lose hope for the future, if you know what i— you lose hope for the future, if you know what i mean. _ you lose hope for the future, if you know what i mean. [it— you lose hope for the future, if you know what i mean. [it is _ you lose hope for the future, if you know what i mean.— know what i mean. it is dispiriting. i do. know what i mean. it is dispiriting. i do- sadly. _ know what i mean. it is dispiriting. ldo- sadly. i'm — know what i mean. it is dispiriting. i do. sadly, i'm sure _ know what i mean. it is dispiriting. i do. sadly, i'm sure you _ know what i mean. it is dispiriting. i do. sadly, i'm sure you have - i do. sadly, i'm sure you have something to say about what ben in harrogate said specifically. realize harrogate said specifically. really tou~h. -- harrogate said specifically. really tough- -- sally. _ harrogate said specifically. really tough. -- sally, i'm _ harrogate said specifically. really tough. -- sally, i'm sure - harrogate said specifically. really tough. -- sally, i'm sure you - harrogate said specifically. really| tough. -- sally, i'm sure you have tough. —— sally, i'm sure you have something to say. so if you are paying £1100 a month in rent, on the skipton scheme to put into context, that would only get you poaching sink power of £185,000 —— purchasing power. i don't know what the average property is in harrogate but i imagine it is higher. hat property is in harrogate but i imagine it is higher. not that. exactl . imagine it is higher. not that. exactly. even _ imagine it is higher. not that. exactly. even if— imagine it is higher. not that. exactly. even if you _ imagine it is higher. not that. exactly. even if you are - imagine it is higher. not that. l exactly. even if you are talking about paying a rent that you can't afford to pay to get you a property that doesn't exist. and the other thing with the scheme, just to say, i don't know if people have picked up i don't know if people have picked up on it, is that new flats are

excluded. when you are a first—time buyer, quite often the first property that you can afford that is in your range is a flat. it is not a house. very few people go straight into a house. and any of the slightly more, i'm doing quotes in the air, affordable housing schemes, that developers build as part of the big developments now in this push to get more houses, they are nearly always flats and new build. so you are sort of restricted again. i think there really needs to be more of a push, think there really needs to be more ofa push, more think there really needs to be more of a push, more of a scheme for local people to be able to stay in their area. local people to be able to stay in their area-— local people to be able to stay in their area._ you - their area. absolutely. you mentioned _ their area. absolutely. you mentioned your _ their area. absolutely. you mentioned your family. - their area. absolutely. you| mentioned your family. you their area. absolutely. you - mentioned your family. you might mentioned yourfamily. you might have to move away, just because you want to have your own home, which is a perfectly reasonable aspiration, it is something that is in our national psyche, it is something

that we all strive to sort of expect to be able to do in our lifetime, and that's not fair. that's really not fair. i see it here, i'm down in essex, it happens here, children who have grown up and gone to school here, contributed, gone to work, in part of the local community, the fabric of the society, they have to move away and bring their children up. they are 15, 20 miles away which may not sound a huge amount. and obviously you are looking that potentially happening to you it is dispiriting. you said it do something to your soul. it is really depressing. i really welcome this opportunity that skipton have put out there. i think it's brave, i think it's exciting that someone is actually looking at the issue and trying to come up with a solution. they have very clear in their press release that it's not going to help

everybody. maybe rome wasn't built in that i had may be some other lenders will think, ok, right, this is a real issue, what can we do? and something that is particularly suitable for you might come out of it. i really do hope so. i suitable for you might come out of it. i really do hope so.— it. i really do hope so. i like the fact it takes _ it. i really do hope so. i like the fact it takes into _ it. i really do hope so. i like the fact it takes into account - it. i really do hope so. i like the fact it takes into account 12 - it. i really do hope so. i like the . fact it takes into account 12 months of on-time — fact it takes into account 12 months of on—time rental— fact it takes into account 12 months of on—time rental payments. - of on—time rental payments. something _ of on—time rental payments. something i_ of on—time rental payments. something i was— of on—time rental payments. something i was thinking - of on—time rental payments. i something i was thinking about of on—time rental payments. - something i was thinking about for a something i was thinking about fora lon- something i was thinking about for a longtime _ something i was thinking about for a longtime was — something i was thinking about fora longtime was i— something i was thinking about for a long time was i could _ something i was thinking about for a long time was i could go _ something i was thinking about for a long time was i could go and - something i was thinking about for a long time was i could go and rent. something i was thinking about for a long time was i could go and rent a i long time was i could go and rent a house _ long time was i could go and rent a house of— long time was i could go and rent a house of the — long time was i could go and rent a house of the kind _ long time was i could go and rent a house of the kind i— long time was i could go and rent a house of the kind i was _ long time was i could go and rent a house of the kind i was renting - long time was i could go and rent a house of the kind i was renting in. house of the kind i was renting in student— house of the kind i was renting in student accommodation- house of the kind i was renting in student accommodation at - house of the kind i was renting in student accommodation at uni, i house of the kind i was renting in student accommodation at uni, it made _ student accommodation at uni, it made no — student accommodation at uni, it made no difference _ student accommodation at uni, it made no difference to _ student accommodation at uni, it made no difference to anything. i student accommodation at uni, itj made no difference to anything. i always— made no difference to anything. i always thought _ made no difference to anything. i always thought it _ made no difference to anything. i always thought it should - made no difference to anything. i always thought it should show . made no difference to anything. i i always thought it should show that you can _ always thought it should show that you can pay — always thought it should show that you can pay these _ always thought it should show that you can pay these things, - always thought it should show that you can pay these things, you - always thought it should show that you can pay these things, you cani you can pay these things, you can pay for— you can pay these things, you can pay for somewhere _ you can pay these things, you can pay for somewhere to _ you can pay these things, you can pay for somewhere to live - you can pay these things, you can pay for somewhere to live and - you can pay these things, you can. pay for somewhere to live and there should _ pay for somewhere to live and there should be _ pay for somewhere to live and there should be some _ pay for somewhere to live and there should be some kind _ pay for somewhere to live and there should be some kind of— pay for somewhere to live and there should be some kind of register- pay for somewhere to live and there i should be some kind of register were it says _ should be some kind of register were it says ben— should be some kind of register were it says ben has— should be some kind of register were it says ben has paid _ should be some kind of register were it says ben has paid 12— should be some kind of register were it says ben has paid 12 months- should be some kind of register were it says ben has paid 12 months rent. it says ben has paid 12 months rent in this— it says ben has paid 12 months rent in this property— it says ben has paid 12 months rent in this property to— it says ben has paid 12 months rent in this property to this _ it says ben has paid 12 months rent in this property to this person - it says ben has paid 12 months rent in this property to this person in i in this property to this person in three _ in this property to this person in three months— in this property to this person in three months rent— in this property to this person in three months rent to _ in this property to this person in three months rent to this - in this property to this person in i three months rent to this person, almost _ three months rent to this person, almost like — three months rent to this person, almost like a _ three months rent to this person, almost like a credit _ three months rent to this person, almost like a credit check- three months rent to this person, almost like a credit check if- three months rent to this person, almost like a credit check if you i almost like a credit check if you know _ almost like a credit check if you know what _ almost like a credit check if you know what i_ almost like a credit check if you know what i mean. _ almost like a credit check if you

know what i mean.— almost like a credit check if you know what i mean.- are know what i mean. exactly. are -roved know what i mean. exactly. are proved you _ know what i mean. exactly. are proved you were _ know what i mean. exactly. are proved you were responsible i know what i mean. exactly. are i proved you were responsible and know what i mean. exactly. are - proved you were responsible and able to make _ proved you were responsible and able to make these — proved you were responsible and able to make these payments. _ proved you were responsible and able to make these payments. tind- proved you were responsible and able to make these payments.— proved you were responsible and able to make these payments. and all that money account- _ to make these payments. and all that money account. and _ to make these payments. and all that money account. and it _ to make these payments. and all that money account. and it could - to make these payments. and all that money account. and it could be - to make these payments. and all that money account. and it could be more| money account. and it could be more than the mortgage — money account. and it could be more than the mortgage on _ money account. and it could be more than the mortgage on that _ money account. and it could be more than the mortgage on that property i than the mortgage on that property would _ than the mortgage on that property would be _ than the mortgage on that property would be in — than the mortgage on that property would be. in our— than the mortgage on that property would be. in our current— than the mortgage on that property would be. in our current house - than the mortgage on that property would be. in our current house we. would be. in our current house we pay more — would be. in our current house we pay more in — would be. in our current house we pay more in rent _ would be. in our current house we pay more in rent to— would be. in our current house we pay more in rent to our— would be. in our current house we pay more in rent to our landlord i pay more in rent to our landlord than _ pay more in rent to our landlord than we — pay more in rent to our landlord than we would _ pay more in rent to our landlord than we would if _ pay more in rent to our landlord than we would if we _ pay more in rent to our landlord than we would if we bought - pay more in rent to our landlord than we would if we bought the| pay more in rent to our landlord - than we would if we bought the house and more _ than we would if we bought the house and more than — than we would if we bought the house and more than we _ than we would if we bought the house and more than we would _ than we would if we bought the house and more than we would in _ than we would if we bought the house and more than we would in a - and more than we would in a mortgage _ and more than we would in a mortgage like _ and more than we would in a mortgage. like i— and more than we would in a mortgage. like i say, - and more than we would in a mortgage. like i say, it- and more than we would in a mortgage. like i say, it is. and more than we would in a i mortgage. like i say, it is not crushing _ mortgage. like i say, it is not crushing to— mortgage. like i say, it is not crushing to the _ mortgage. like i say, it is not crushing to the soul, - mortgage. like i say, it is not crushing to the soul, i- mortgage. like i say, it is not crushing to the soul, i always| mortgage. like i say, it is not- crushing to the soul, i always have hope _ crushing to the soul, i always have hope for— crushing to the soul, i always have hope for the — crushing to the soul, i always have hope for the future _ crushing to the soul, i always have hope for the future because - crushing to the soul, i always have hope for the future because you i hope for the future because you don't _ hope for the future because you don't know_ hope for the future because you don't know what _ hope for the future because you don't know what is _ hope for the future because you don't know what is going - hope for the future because you don't know what is going to - hope for the future because you - don't know what is going to happen, but like _ don't know what is going to happen, but like you — don't know what is going to happen, but like you said, _ don't know what is going to happen, but like you said, it— don't know what is going to happen, but like you said, it is— don't know what is going to happen, but like you said, it is nice _ don't know what is going to happen, but like you said, it is nice to- don't know what is going to happen, but like you said, it is nice to see i but like you said, it is nice to see that somebody _ but like you said, it is nice to see that somebody is _ but like you said, it is nice to see that somebody is kind _ but like you said, it is nice to see that somebody is kind of- but like you said, it is nice to see that somebody is kind of getting i but like you said, it is nice to see i that somebody is kind of getting the ball rolling _ that somebody is kind of getting the ball rolling and — that somebody is kind of getting the ball rolling and trying _ that somebody is kind of getting the ball rolling and trying to _ that somebody is kind of getting the ball rolling and trying to do - ball rolling and trying to do something _ ball rolling and trying to do something about _ ball rolling and trying to do something about this. - ball rolling and trying to do something about this. i'm. ball rolling and trying to do - something about this. i'm sure i'm not the _ something about this. i'm sure i'm not the only— something about this. i'm sure i'm not the only young _ something about this. i'm sure i'm not the only young person. - something about this. i'm sure i'm not the only young person. i- something about this. i'm sure i'm not the only young person. i can'ti not the only young person. i can't hope _ not the only young person. i can't hope for— not the only young person. i can't hope for any— not the only young person. i can't hope for any inheritance - not the only young person. i can't hope for any inheritance from - not the only young person. i can't hope for any inheritance from my| hope for any inheritance from my family. _ hope for any inheritance from my family. i— hope for any inheritance from my family. icaht— hope for any inheritance from my family, i can't rely— hope for any inheritance from my family, i can't rely on— hope for any inheritance from my family, i can't rely on that, - hope for any inheritance from my family, i can't rely on that, and l hope for any inheritance from my family, i can't rely on that, and il family, ican't rely on that, and i certaihly— family, ican't rely on that, and i certainly couldn't— family, i can't rely on that, and i certainly couldn't expect - family, ican't rely on that, and i certainly couldn't expect my- family, i can't rely on that, and i- certainly couldn't expect my parents to fork— certainly couldn't expect my parents to fork out _ certainly couldn't expect my parents to fork out thousands _ certainly couldn't expect my parents to fork out thousands of _ certainly couldn't expect my parents to fork out thousands of pounds - certainly couldn't expect my parents to fork out thousands of pounds for| to fork out thousands of pounds for a deposit — to fork out thousands of pounds for a deposit. they— to fork out thousands of pounds for a deposit. theyjust_ to fork out thousands of pounds for a deposit. theyjust simply- to fork out thousands of pounds for| a deposit. theyjust simply wouldn't be able _ a deposit. theyjust simply wouldn't be able to— a deposit. theyjust simply wouldn't be able to afford _ a deposit. theyjust simply wouldn't be able to afford it. _ a deposit. theyjust simply wouldn't be able to afford it. i— be able to afford it. i appreciate... - be able to afford it. i appreciate... sorry. i be able to afford it. i| appreciate... sorry. i be able to afford it. i appreciate... sorry. i was 'ust auoin to appreciate... sorry. i was 'ust going to say i appreciate... sorry. i was 'ust going to say i i appreciate... sorry. i was 'ust going to say i want i appreciate... sorry. i was 'ust going to say i want to i appreciate... sorry. i was 'ust going to say i want to get h appreciate... sorry. iwasjust- going to say i want to get another couple in. you have been superb.

sadly, can i dive into the well with a poisonous well of cynicism. when it comes to skipton, it's not going to help... it's going to help a tiny amount of people frankly from what we are hearing this morning in practical terms. we are hearing this morning in practicalterms. is we are hearing this morning in practical terms. is it all about getting their name on the news? i getting their name on the news? i can't speak for them. i would hope not. i don't think so. as all lenders do, they have a real responsibility to their customers and to the market. they are highly supervised, highly regulated, and it is part of their remit to provide the right products for the issues. so there is a very strong part of their principles. i so there is a very strong part of their principles.— their principles. i unreservedly apologise _ their principles. i unreservedly apologise. the _ their principles. i unreservedly apologise. the devil _ their principles. i unreservedly apologise. the devil on - their principles. i unreservedly apologise. the devil on my - their principles. i unreservedly - apologise. the devil on my shoulder. it is good news on a tuesday morning, isn't it? skipton is going to be on everybody�*s lips today.

they are, aren't they? lucy in stockport. hello, lucy. the hi. i know where you are but where are you in all this? ~ . . in all this? well, it is an interesting _ in all this? well, it is an interesting theory, - in all this? well, it is an interesting theory, no i in all this? well, it is an - interesting theory, no deposit mortgages _ interesting theory, no deposit mortgages but— interesting theory, no deposit mortgages. but i _ interesting theory, no deposit mortgages. but i think- interesting theory, no deposit mortgages. but i think for- interesting theory, no deposit mortgages. but i think for all| interesting theory, no deposit i mortgages. but i think for all of interesting theory, no deposit - mortgages. but i think for all of us it is a _ mortgages. but i think for all of us it is a dream — mortgages. but i think for all of us it is a dream that _ mortgages. but i think for all of us it is a dream that died _ mortgages. but i think for all of us it is a dream that died a _ mortgages. but i think for all of us it is a dream that died a long - mortgages. but i think for all of us it is a dream that died a long time| it is a dream that died a long time ago _ it is a dream that died a long time ago we — it is a dream that died a long time ago i've been _ it is a dream that died a long time ago. i've been renting _ it is a dream that died a long time ago. i've been renting and - it is a dream that died a long time ago. i've been renting and my- ago. i've been renting and my husband — ago. i've been renting and my husband has _ ago. i've been renting and my husband has been _ ago. i've been renting and my husband has been renting - ago. i've been renting and my. husband has been renting since ago. i've been renting and my- husband has been renting since our early— husband has been renting since our early 20s— husband has been renting since our early 20s and — husband has been renting since our early 20s and we _ husband has been renting since our early 20s and we have _ husband has been renting since our early 20s and we have seen - husband has been renting since our early 20s and we have seen how. husband has been renting since our. early 20s and we have seen how rent has driven— early 20s and we have seen how rent has driven itself— early 20s and we have seen how rent has driven itself up _ early 20s and we have seen how rent has driven itself up exponentially. i has driven itself up exponentially. we live _ has driven itself up exponentially. we live in — has driven itself up exponentially. we live in a — has driven itself up exponentially. we live in a two _ has driven itself up exponentially. we live in a two up— has driven itself up exponentially. we live in a two up two— has driven itself up exponentially. we live in a two up two down - has driven itself up exponentially. . we live in a two up two down terrace in stockport — we live in a two up two down terrace in stockport which _ we live in a two up two down terrace in stockport which is _ we live in a two up two down terrace in stockport which is up _ we live in a two up two down terrace in stockport which is up and - we live in a two up two down terrace in stockport which is up and coming, guite _ in stockport which is up and coming, quite close _ in stockport which is up and coming, quite close to — in stockport which is up and coming, quite close to manchester _ in stockport which is up and coming, quite close to manchester city - quite close to manchester city centre — quite close to manchester city centre what _ quite close to manchester city centre. what used _ quite close to manchester city centre. what used to - quite close to manchester city centre. what used to be - quite close to manchester city centre. what used to be £650i quite close to manchester city i centre. what used to be £650 a quite close to manchester city - centre. what used to be £650 a month five years _ centre. what used to be £650 a month five years ago — centre. what used to be £650 a month five years ago is — centre. what used to be £650 a month five years ago is now _ centre. what used to be £650 a month five years ago is now 950, _ centre. what used to be £650 a month five years ago is now 950, £1000 - centre. what used to be £650 a month five years ago is now 950, £1000 per. five years ago is now 950, £1000 per month— five years ago is now 950, £1000 per month and _ five years ago is now 950, £1000 per month and there _ five years ago is now 950, £1000 per month and there are _ five years ago is now 950, £1000 per month and there are no— five years ago is now 950, £1000 per month and there are no regulations l month and there are no regulations and no _ month and there are no regulations and no end — month and there are no regulations and no end in— month and there are no regulations and no end in sight— month and there are no regulations and no end in sight for— month and there are no regulations and no end in sight for these - month and there are no regulations and no end in sight for these rentsi and no end in sight for these rents to keep _ and no end in sight for these rents to keep going _ and no end in sight for these rents to keep going up— and no end in sight for these rents to keep going up and _ and no end in sight for these rents to keep going up and up—

and no end in sight for these rents to keep going up and up and - and no end in sight for these rents to keep going up and up and up. . and no end in sight for these rentsi to keep going up and up and up. my husband— to keep going up and up and up. my husband is— to keep going up and up and up. my husband isa— to keep going up and up and up. my husband is a bus— to keep going up and up and up. my husband is a bus driver, _ to keep going up and up and up. my husband is a bus driver, i— to keep going up and up and up. my husband is a bus driver, i am - to keep going up and up and up. my husband is a bus driver, i am a - husband is a bus driver, i am a medical— husband is a bus driver, i am a medical secretary. _ husband is a bus driver, i am a medical secretary. we - husband is a bus driver, i am a medical secretary. we own- husband is a bus driver, i am a medical secretary. we own a l husband is a bus driver, i am a i medical secretary. we own a fair living _ medical secretary. we own a fair living but — medical secretary. we own a fair living but because _ medical secretary. we own a fair living but because our— medical secretary. we own a fair living but because our wages - medical secretary. we own a fair living but because our wages are medical secretary. we own a fair. living but because our wages are so swallowed — living but because our wages are so swallowed up — living but because our wages are so swallowed up by _ living but because our wages are so swallowed up by the _ living but because our wages are so swallowed up by the rent, - living but because our wages are so swallowed up by the rent, the - living but because our wages are so swallowed up by the rent, the cost| swallowed up by the rent, the cost of living, _ swallowed up by the rent, the cost of living, we — swallowed up by the rent, the cost of living, we have _ swallowed up by the rent, the cost of living, we have no _ swallowed up by the rent, the cost of living, we have no way- swallowed up by the rent, the cost of living, we have no way to - swallowed up by the rent, the cost of living, we have no way to save. i of living, we have no way to save. -- we _ of living, we have no way to save. -- we earn~ — of living, we have no way to save. -- we earn~ it— of living, we have no way to save. —— we earn. it means _ of living, we have no way to save. —— we earn. it means that- of living, we have no way to save. —— we earn. it means that come i —— we earn. it means that come september— —— we earn. it means that come septemberwhen_ —— we earn. it means that come septemberwhen our— —— we earn. it means that come september when our rental- —— we earn. it means that come - september when our rental agreement and, september when our rental agreement and. because— september when our rental agreement and. because we — september when our rental agreement and, because we cannot _ september when our rental agreement and, because we cannot afford - september when our rental agreement and, because we cannot afford to - and, because we cannot afford to 'ust and, because we cannot afford to just go— and, because we cannot afford to just go and — and, because we cannot afford to just go and get— and, because we cannot afford to just go and get another— and, because we cannot afford to just go and get another place - and, because we cannot afford to| just go and get another place with and, because we cannot afford to i just go and get another place with a deposit _ just go and get another place with a deposit with — just go and get another place with a deposit with the _ just go and get another place with a deposit with the price _ just go and get another place with a deposit with the price of _ just go and get another place with a deposit with the price of rent, - just go and get another place with a deposit with the price of rent, we i deposit with the price of rent, we will end _ deposit with the price of rent, we will end up— deposit with the price of rent, we will end up potentially— deposit with the price of rent, we will end up potentially homeless. and of— will end up potentially homeless. and of course _ will end up potentially homeless. and of course because _ will end up potentially homeless. and of course because there - will end up potentially homeless. and of course because there are i will end up potentially homeless. i and of course because there are not many— and of course because there are not many council — and of course because there are not many council places _ and of course because there are not many council places before, - and of course because there are not many council places before, there . many council places before, there are apparently _ many council places before, there are apparently around _ many council places before, there are apparently around 6000 - many council places before, there i are apparently around 6000 people waiting _ are apparently around 6000 people waiting on— are apparently around 6000 people waiting on our— are apparently around 6000 people waiting on our council— are apparently around 6000 people waiting on our council list, - are apparently around 6000 people waiting on our council list, it - are apparently around 6000 people waiting on our council list, it will. waiting on our council list, it will be very. — waiting on our council list, it will be very. very— waiting on our council list, it will be very, very difficult. _ waiting on our council list, it will be very, very difficult. so - waiting on our council list, it will be very, very difficult.— waiting on our council list, it will be very, very difficult.- i i be very, very difficult. so sad i know you _ be very, very difficult. so sad i know you said, _ be very, very difficult. so sad i know you said, sadly, - be very, very difficult. so sad i know you said, sadly, it - be very, very difficult. so sad i know you said, sadly, it is - be very, very difficult. so sad i | know you said, sadly, it is good news on a tuesday morning but there are so many negatives in all of

this. how do you feel, lucy, when you hear about this scheme, this dream? figs you hear about this scheme, this dream? �* , , ., you hear about this scheme, this dream? a �*, ., ., dream? as you say, it's a dream, isn't it? for— dream? as you say, it's a dream, isn't it? for some _ dream? as you say, it's a dream, isn't it? for some of— dream? as you say, it's a dream, isn't it? for some of us _ dream? as you say, it's a dream, isn't it? for some of us it - dream? as you say, it's a dream, isn't it? for some of us it is - dream? as you say, it's a dream, isn't it? for some of us it is a - isn't it? for some of us it is a dream — isn't it? for some of us it is a dream that— isn't it? for some of us it is a dream that died. _ isn't it? for some of us it is a dream that died. the - isn't it? for some of us it is a dream that died. the idea - isn't it? for some of us it is a dream that died. the idea ofi isn't it? for some of us it is a - dream that died. the idea of getting a 25, 30 _ dream that died. the idea of getting a 25, 30 year— dream that died. the idea of getting a 25, 30 year mortgage, _ dream that died. the idea of getting a 25, 30 year mortgage, that - dream that died. the idea of getting| a 25,30 year mortgage, that pushes us up _ a 25, 30 year mortgage, that pushes us up into— a 25, 30 year mortgage, that pushes us up into our— a 25,30 year mortgage, that pushes us up into our 60s _ a 25,30 year mortgage, that pushes us up into our 60s and _ a 25,30 year mortgage, that pushes us up into our 60s and 70s _ a 25,30 year mortgage, that pushes us up into our 60s and 70s and - a 25, 30 year mortgage, that pushes us up into our 60s and 70s and it- a 25,30 year mortgage, that pushes us up into our 60s and 70s and it is. us up into our 60s and 70s and it is that kind— us up into our 60s and 70s and it is that kind of— us up into our 60s and 70s and it is that kind of payoff— us up into our 60s and 70s and it is that kind of payoff of— us up into our 60s and 70s and it is that kind of payoff of do _ us up into our 60s and 70s and it is that kind of payoff of do you - us up into our 60s and 70s and it is that kind of payoff of do you buy. us up into our 60s and 70s and it is that kind of payoff of do you buy a. that kind of payoff of do you buy a house _ that kind of payoff of do you buy a house and — that kind of payoff of do you buy a house and spend _ that kind of payoff of do you buy a house and spend all— that kind of payoff of do you buy a house and spend all of _ that kind of payoff of do you buy a house and spend all of your- that kind of payoff of do you buy ai house and spend all of your money that kind of payoff of do you buy a - house and spend all of your money on the house _ house and spend all of your money on the house because _ house and spend all of your money on the house because you _ house and spend all of your money on the house because you have - house and spend all of your money on the house because you have not - house and spend all of your money on the house because you have not put i house and spend all of your money on the house because you have not put aj the house because you have not put a deposit _ the house because you have not put a deposit on _ the house because you have not put a deposit on it. — the house because you have not put a deposit on it. you _ the house because you have not put a deposit on it, you are _ the house because you have not put a deposit on it, you are having - the house because you have not put a deposit on it, you are having to- the house because you have not put a deposit on it, you are having to pay. deposit on it, you are having to pay more, _ deposit on it, you are having to pay more. if— deposit on it, you are having to pay more. if you — deposit on it, you are having to pay more, if you like, _ deposit on it, you are having to pay more, if you like, for— deposit on it, you are having to pay more, if you like, for those - deposit on it, you are having to pay more, if you like, for those 30 - more, if you like, for those 30 years. — more, if you like, for those 30 years. or— more, if you like, for those 30 years. or do _ more, if you like, for those 30 years. or do you— more, if you like, for those 30 years, or do you keep - more, if you like, for those 30 years, or do you keep that - more, if you like, for those 30 i years, or do you keep that money more, if you like, for those 30 - years, or do you keep that money and have a _ years, or do you keep that money and have a life? _ years, or do you keep that money and have a life? it — years, or do you keep that money and have a life? it is _ years, or do you keep that money and have a life? it is a _ years, or do you keep that money and have a life? it is a difficult _ have a life? it is a difficult decision— have a life? it is a difficult decision down— have a life? it is a difficult decision down that - have a life? it is a difficult - decision down that conversation me and my— decision down that conversation me and my husband _ decision down that conversation me and my husband have _ decision down that conversation me and my husband have quite - decision down that conversation me and my husband have quite a - decision down that conversation me and my husband have quite a lot. . decision down that conversation me i and my husband have quite a lot. and with all— and my husband have quite a lot. and with all the _ and my husband have quite a lot. and with all the hoops _ and my husband have quite a lot. and with all the hoops you _ and my husband have quite a lot. and with all the hoops you would - and my husband have quite a lot. and with all the hoops you would have - and my husband have quite a lot. and with all the hoops you would have to. with all the hoops you would have to 'ump with all the hoops you would have to jump through. — with all the hoops you would have to jump through, because _ with all the hoops you would have to jump through, because you - with all the hoops you would have to jump through, because you are - with all the hoops you would have to jump through, because you are not. jump through, because you are not putting _ jump through, because you are not putting a _ jump through, because you are not putting a deposit— jump through, because you are not putting a deposit down _ jump through, because you are not putting a deposit down because - jump through, because you are not| putting a deposit down because you are completely _ putting a deposit down because you are completely beholden _ putting a deposit down because you are completely beholden to -

putting a deposit down because you are completely beholden to that - are completely beholden to that company, — are completely beholden to that company. its— are completely beholden to that company, it's good _ are completely beholden to that company, it's good but- are completely beholden to that company, it's good but for- are completely beholden to that company, it's good but for me i| company, it's good but for me i think— company, it's good but for me i think it — company, it's good but for me i think it would _ company, it's good but for me i think it would be _ company, it's good but for me i think it would be too _ company, it's good but for me i think it would be too risky. - company, it's good but for me i think it would be too risky. justj company, it's good but for me i think it would be too risky. just to throw in a memory _ think it would be too risky. just to throw in a memory for _ think it would be too risky. just to j throw in a memory for everybody, think it would be too risky. just to - throw in a memory for everybody, the referendum campaign, remember the state campaign was very highly criticised for lacking in passion and george osborne, i remember him saying, if we leave the european union house prices will fall, and lots of people said great. and charlotte, nottingham. this is a positive. it counters my appalling cynicism about the skipton announcement. you think is great news. tell us more, infuse, feel free! ., ., free! yeah, for me it could potentially _ free! yeah, for me it could potentially be _ free! yeah, for me it could potentially be great - free! yeah, for me it could potentially be great news. | free! yeah, for me it could - potentially be great news. like lucy i'm extremely wary of all the hoops we will— i'm extremely wary of all the hoops we will have to jump through. like her i _ we will have to jump through. like her i am _ we will have to jump through. like her i am in — we will have to jump through. like her i am in my mid 30s, i'm owning

more— her i am in my mid 30s, i'm owning more than— her i am in my mid 30s, i'm owning more thani— her i am in my mid 30s, i'm owning more than i have ever owned, but i am stuck— more than i have ever owned, but i am stuck in — more than i have ever owned, but i am stuck in renting because i haven't— am stuck in renting because i haven't got the capacity to save for a deposit _ haven't got the capacity to save for a deposit at the moment. canl haven't got the capacity to save for a deposit at the moment.— a deposit at the moment. can i be nos and a deposit at the moment. can i be nosy and ask _ a deposit at the moment. can i be nosy and ask the _ a deposit at the moment. can i be nosy and ask the ballpark- a deposit at the moment. can i be nosy and ask the ballpark what - a deposit at the moment. can i be| nosy and ask the ballpark what you are earning? it is quite instructive when we are thinking about this. you don't have to. i’m when we are thinking about this. you don't have to— don't have to. i'm owning 35 grand a ear, the don't have to. i'm owning 35 grand a year. the same _ don't have to. i'm owning 35 grand a year, the same as _ don't have to. i'm owning 35 grand a year, the same as those _ don't have to. i'm owning 35 grand a year, the same as those nurses - don't have to. i'm owning 35 grand a year, the same as those nurses who| year, the same as those nurses who apparently— year, the same as those nurses who apparently shouldn't be going to food banks, according to some. i am stretched _ food banks, according to some. i am stretched beyond belief with what i am paying in rent and council tax and suchlike. a house came up for sale locally — and suchlike. a house came up for sale locally to me a few months ago and i_ sale locally to me a few months ago and i looked at it and worked out i'd and i looked at it and worked out i'd be _ and i looked at it and worked out i'd be able — and i looked at it and worked out i'd be able to pay that off in less than _ i'd be able to pay that off in less than 20 — i'd be able to pay that off in less than 20 years if i was paying the same _ than 20 years if i was paying the same in — than 20 years if i was paying the same in a — than 20 years if i was paying the same in a mortgage that i am for rent right— same in a mortgage that i am for rent right now, which is a bit galling — rent right now, which is a bit galling because i am basically paying — galling because i am basically paying a — galling because i am basically paying a mortgage. it's not mine.

thats— paying a mortgage. it's not mine. that's very— paying a mortgage. it's not mine. that's very well put, isn't it, sally? paying a mortgage but it is not mine. 35,000 is decent in nottingham, and yet it is still a dream, which very possibly won't come true. that's where we are, sally. my generation, we were so lucky, or may be to put it another way, this generation and others are so unlucky, sally.— so unlucky, sally. yeah, they are really reaping — so unlucky, sally. yeah, they are really reaping the _ so unlucky, sally. yeah, they are really reaping the lack— so unlucky, sally. yeah, they are really reaping the lack of- so unlucky, sally. yeah, they are really reaping the lack of benefit| really reaping the lack of benefit social programme thatjust has not carried on. we lost so much social housing and itjust hasn't been replaced. so private landlords have come into that sector. it's a massive, massive market. but of course those very landlords are now being squeezed because the interest rates, so they are putting their

rents up. they have to to cover their costs. they say that thousands and thousands of private landlords will exit the market in the next year, or are planning to do so, because theyjust can't make any money. that will put a squeeze on the rental market, rents will increase because there is less supply. the death of the dinner party landlord is gone. it is really difficult and it is much bigger than just get a product to help people who haven't got enough deposit. what who haven't got enough deposit. what is the dinner— who haven't got enough deposit. what is the dinner party _ who haven't got enough deposit. what is the dinner party landlord? sorry, i is the dinner party landlord? sorry, that's a terrible _ is the dinner party landlord? sorry, that's a terrible thing _ is the dinner party landlord? sorry, that's a terrible thing to _ is the dinner party landlord? sorry, that's a terrible thing to say. - that's a terrible thing to say. dinner party landlord is an accidental landlord who decides that they have a little bit of cash and they have a little bit of cash and they can put the deposit down and get the renter to pay their mortgage for them. they go to dinner parties? they talk about it at dinner parties. we will have more dinner

party issues tomorrow. all the stuff we talk about is spoken about not just at dinner parties but at bus stops, you name it, have a great day! you are watching bbc news. breaking news. former pakistan prime minister imran khan has been arrested. . .. according to a senior member of his party, he was arrested outside court in islamabad. we have not heard yet why he has been arrested. brute we have not heard yet why he has been arrested.— we have not heard yet why he has been arrested. we have heard from the lslamabad _ been arrested. we have heard from the islamabad police _ been arrested. we have heard from the islamabad police that _ been arrested. we have heard from the islamabad police that this - been arrested. we have heard from the islamabad police that this is - been arrested. we have heard from the islamabad police that this is on | the islamabad police that this is on corruption charges. as you mentioned earlier, there have been multiple cases against him ranging from terrorism to corruption. it also