the water industry. it is an absolute _ the water industry. it is an absolute scandal what has happened. hu-e absolute scandal what has happened. huge dividends paid out, huge debts taken _ huge dividends paid out, huge debts taken on. _ huge dividends paid out, huge debts taken on, customer bills rocketing, sewage being dumped into our rivers and so _ sewage being dumped into our rivers and so the _ sewage being dumped into our rivers and so the government has to come forward _ and so the government has to come forward and — and so the government has to come forward and explain what they are going _ forward and explain what they are going to _ forward and explain what they are going to do to sort this out. i do not want — going to do to sort this out. i do not want to— going to do to sort this out. i do not want to see customers having to pay the _ not want to see customers having to pay the price of what has happened in the _ pay the price of what has happened in the water industry. so we will have _ in the water industry. so we will have to — in the water industry. so we will have to find a way to make sure companies _ have to find a way to make sure companies themselves take responsibility for what has happened in the _ responsibility for what has happened in the water industry and the companies and government need to take responsibility for the fiasco they have allowed to happen in our water— they have allowed to happen in our water industry frankly. two illegal moneylenders have told the bbc in rare interviews that people are increasingly seeking their services to pay for essentials as the cost of living remains high. it comes as a new report from non—profit fairliall finance suggests that that the potential client base could be expanding.

our business reporter lora jones, has more. i've got a warrant here. no, open the door. we'll explain what is going on as soon as we come in. as prices in the uk rise, officials are trying to crack down on those taking advantage of the cost of living crisis. in this case, illegal money lenders. with more regulation around payday loans and home credit, there are limited options for those who struggle to borrow money. it seems some might be turning to loan sharks, who offer cash loans without any paperwork, but at a price. notjust exorbitant rates of interest, but sometimes threats of violence. i wanted to understand how those desperate enough to use their services might be exploited, so i've come to meet d. he says he's an enforcer. he collects debts. we're not using his real name. what happens if somebody can't pay their debt back? it depends on who it is, or what relationship we've got.

like, the ones that seriously take the- have no - intention of paying you. they're the ones in trouble. what does trouble mean? replace your vehicle, replace your windows, your door, broken nose, smashed up eye sockets. they're going to wish they paid me. they get a chance to explain themselves, and that's it. i am outside your house. and you don't want me outside your house. does it have to be so brutal, when these are vulnerable people...? the ones it happens to aren't the vulnerable ones. they're borrowing money to make money. these people can pay me back. they can. i see it as they don't want to. he told me he has lent money to hundreds of people, from £500 right up to £100,000. would you say, with the cost of living going up, people are generally going more to moneylenders? yes. they're defaulting on their loans, on their mortgages. i help. that's how you see it? that's how i see it. there's no paperwork and no credit check for a reason. and that reason is you're not protected. they're not checking your credit

history because they don't care if you can pay it back. they will absolutely bleed you dry. maybe they threaten you explicitly, in terms of physical harm, or it may be subtler than that. a lot of the time it's much more about being in someone's head than it is about breaking their legs. there is no such thing as an average loan shark any more. a fifth of those arrested by cath waller�*s team last year were female, and some were in their 70s. new research from non—profit fairliallfinance and fraud prevention firm we fight fraud shows illegal money lenders could be businessmen, religious leaders and working men and women. the authors of this report spoke to more than 200 current and former clients, as well as eight illegal lenders. the research can't be generalised, but it found that while violence is still used, its rarer than you might think. we consider ourselves businessmen now, and we try to act in a businesslike fashion. this is a different loan shark to earlier, m, who says he rarely, if ever, uses violence. once you punch someone, or bully them, the threat�*s no good.

it's better to have that fear, that intimidation, all that coercion, pictures outside your house, that type of thing. that is terrifying. erm... ..then, pay. as inflation remains high, business for illegal money lenders isn't likely to slow, but industry figures are keen to highlight there are other options for borrowers, like community lenders and credit unions. if you are in debt, speak to your creditors. have conversations there rather than borrowing more money to get out of it. i see what it does to lives. and itjust isn't worth it. laura jones, bbc news. when samuel smith found out he had parkinson's at the age of 44, he thought his guitar playing days were over — but since his diagnosis, he has assembled a band of grammy—award—winning musicians from around the world — and recorded an album of folk music. jon kay's been to meet him. birds tweet. guitar notes.

i remember the neurologist looking up from his computer and saying, you've got parkinson's. you know, it was like a bomb dropping. it was like the ground being pulled from underneath me. i'm 44. i've got a kid. i got a job. ijust felt like i was being pulled down the rapids with no idea of what the end point would be. sam had played the guitar all his life. but suddenly, parkinson's meant he could no longer control his body. i looked down at my hand, and ijust couldn't play. my head was saying, play, play. my arm wouldn't move. ijust went into panic. it felt in that moment like, it's over. it's over.

but slowly... as the medication started to work, sam was able to play again. that is a moment that... the analogy would be if previously was like being held under water, this was like being pulled out. i resolved in that moment, i'm never going to take this for granted again. i'm going to do something with it. boy, have you done something with it! i know, i know. sam's creativity went into overdrive. he was writing like he never written before. and he wanted to record his songs while he still could. i want my kids to know what their dad sounded like when he was at his peak, and leaving a legacy and giving them something that they'll always be able to listen to. they'll be able to share

with their kids and their grandkids. that was super important to me to capture that, because i don't know how long i've got. that's the bottom line. 0k. that's good from this end. # 0utshining the stars. # drowning out the moon... to capture the music, he e—mailed another sam. the top producer sam lakeman. and to his amazement, he agreed to help. i get asked all the time to make records for people, and i usually say no. but there was something about sam's e—mail that caught me. he explained how he had this recent diagnosis of parkinson's, and my grandfather also had parkinson's, so it struck a chord and made me want to investigate a little bit further. so i reached out to sam, and as soon as i spoke to him, i was in, hook, line and sinker. now, sam lakeman's wife is cara dillon. # since you've gone and left me... one of the biggest

stars in folk music. and when she heard the tracks, she agreed to sing backing vocals. i'm a singer, and you're a singer. and when you were upstairs in the studio recording - and your voice wasn't in the right place, i was feeling it so much. i it was like, what . are we going to do? and you had to leave . quite early one evening, land the pair of us were in tears| because we were just, like, how are we going to get through this? i needed to be kind of held a little bit. you know, it was hard, it was scary. i wasn't sure if i can get through it. but that is something to be treasured, and their support, i'll be grateful to it for the rest of my life. # because you light up the way... sam asked for some more help. he wrote to his heroes, to his favourite folk and country stars around the world, asking if they would each record a section of his music and send it back over the internet. and you didn't know

any of these people? not one. so how did you contact them? e—mail, direct message, instagram. just said, this is what i'm doing, here's what i do, here's a link. everyone said yes. every single one? yes. after a while it became this amazing who's who of incredible musicians. stuart duncan, best fiddle player in the world. yeah, i'm in. sierra hull, hottest mandolin player in the world. yeah, i'm in. matt rollings, the national pianist of a generation. yeah, i'm in. it's extraordinary. i'd open up the files here and go, oh, my god, that sounds incredible! this is amazing. # the soft wind whips in from off the shore... between them, the members of sam's extraordinary backing group have won 27 grammy awards.

this was the moment samuel saw his work being performed by matt rollings, who's played for willie nelson and johnny cash. oh, man. i'm blessed. thank you so much, matt. as am i. it's an honour to be part of your music and yourjourney, and the record is beautiful. what really struck me was that an obvious route would be to write a "poor me" record. you wrote songs because the songs needed to be written, and they were informed obviously by the experience you're having, but they weren't necessarily about the experience that you're having, and that struck me as a beautiful way to be creative in this adversity. i never, ever, thought, jon, that i could create something like this, let alone in a landscape of parkinson's.

# i have flown far too close to the sun. # i'm undone... i really hope that this project, for anyone listening and watching, it inspires them to think, actually, i'll pick up that pen. i'll go on that walk. i'll sing in the shower. i want this to help unlock that confidence. not to say it's easy. it's hard, it can be hard, but it's possible, and i hope that's a really powerful message. now it's time for a look at the weather with darren bett. hello there, it's a very cloudy picture for many parts of the country again today but the weather is changing towards the north—west. we are seeing sunshine coming through, especially across northern ireland. but here and in scotland as the sunshine follows the rain, we

will find cooler air moving on. a bit warmerfor england will find cooler air moving on. a bit warmer for england and wales, particularly in the muggy area in east england, temperatures in the mid 20s. we have that rain around separating the cooler flesh is heir from the mugging here. that band of rain becoming more fragmented and showery. that wet weather drips down towards east anglia and the south—east, clearer skies following from the west. cooler tonight for scotland and northern ireland, quite muqqy scotland and northern ireland, quite muggy still for east anglia and the south because the rain is still around first thing tomorrow morning. that weather front moves away and then we move into this westerly airstream without cooler and fresher heir. it could take all morning for the rain to finally clear on the far south—east. then we are all having sunny spells, some showers into northern ireland and scotland, one or two from northern england, drier

for southern england. sunshine will be nice but the air is cooler. temperatures higher than 18 or 19 degrees. all our weather is coming from the west by the end of the week and this weather front increasing cloud and bringing rain by friday, all wrapped around the area of low pressure which will hang around to the weekend. eastern areas will start dry and bright sunshine on friday, tending to cloud over, some light rain here and there but more persistent rain into scotland and northern ireland and a stronger breeze. temperature is only 16 degrees in the central belt of in the central belt of scotland, 2122 on the south—east of england. that area of low pressure denies the allegations. that central belt of denies the allegations. was it to the north of scotland, that area ral belt of denies the allegations. that area of belt of denies the allegations. that area of low: of denies the allegations. that area of low pressure england. that area of low pressure was it to the just in time for the school holidays in scotland, bringing windy weather, just in time for the school holidays in scotland, bringing windy weather, may be gales in the north—west. most may be be in the of the rain will be in the north—west of scotland. a few of the rain will be in the north—west of scotland. a few showers at times for northern showers at times for northern ireland and northern england, england, further south it will be dry but a ireland and northern england, further south it will be dry but a

blustery weekend, especially further blustery weekend, especially further north with those stronger winds. north with those stronger winds. from london, this is bbc news. from london, this is bbc news. at least ten people are dead at least ten people are dead and more than 60 injured and more than 60 injured after russia strikes a restaurant and shopping area in the ukrainian city of kramatorsk. protests in paris after a 17—year—old boy was shot dead by police for refusing a traffic stop. president macron because the shooting unforgivable. the actor kevin spacey arrives at court accused of sexual offences against four men — he denies the allegations.