this is bbc news. let's turn to our main headlines. at least 11 people are dead and more than 60 injured, after russia strikes a restaurant in the ukrainian city of kramatorsk. we will be talking about mental health. almost 90% of cases of depression are not diagnosed in lower and middle income countries. when loan sharks bite. illegal money lenders are targeting people struggling to buy essentials as the cost of living soars. we have a special report. replace

our we have a special report. replace your vehicle. _ we have a special report. replace your vehicle, replace _ we have a special report. replace your vehicle, replace your - we have a special report. replace l your vehicle, replace your windows, your vehicle, replace your windows, your door, broken nose, smashed up by sockets, they are going to wish they had paid me.— by sockets, they are going to wish they had paid me. more on all those stories in a — they had paid me. more on all those stories in a moment. _ they had paid me. more on all those stories in a moment. let's _ they had paid me. more on all those stories in a moment. let's head - they had paid me. more on all those stories in a moment. let's head to l stories in a moment. let's head to the sports centre. yes, two australian batters who missed out on the first test are beginning to make amends in the second test. marnus labuschagne and steve smith enjoying some success. england did not get a wicket until the stroke of lunch break a josh tongue striking first. david warner making 66. marnus labuschagne and steve smith surviving decisions from the third

umpire. the test was briefly interrupted when just oil protesters —— just stop oil protesters disrupted matters. jonny bairstow carried one protester off the field. the delay was about five minutes, three arrests are made. just stop oil protesters have disrupted other sporting events in england this year. manchester city have pulled out of the running for england international declan rice after arsenal made a third bid the premier league champions weren't willing to meet. whether west ham accept arsenal's latest offer is another thing though. it's worth £105 million and meets west ham's valuation, but it's thought they don't like how it's structured and they could reject it, as they have all previous bids.

meanwhile, bayern munich are expected to make another bid for harry kane. the spurs striker only has a year left on his contract and has been linked to both real madrid and manchester united, but it is bayern munich who reportedly will improve an original offer of £70 million. robbie keane has taken a job in israel becausejob robbie keane has taken a job in israel because job opportunities were rare closer to home. he has had coaching jobs with high profile drives but he takes his first managerial role in israel. you have to start somewhere. _ managerial role in israel. you have to start somewhere. i _ managerial role in israel. you have to start somewhere. i needed - managerial role in israel. you have to start somewhere. i needed a - managerial role in israel. you have l to start somewhere. i needed a good opportunity. you just don't get... there are millions of coaches trying to getjobs. i am no different and it has to be something that i feel like it's a good project, that is going to help all of us be

successful.— going to help all of us be successful. _ �* ., _ , successful. lucy bronze says the encland successful. lucy bronze says the england victory _ successful. lucy bronze says the england victory at _ successful. lucy bronze says the england victory at euro - successful. lucy bronze says the england victory at euro 2020 - successful. lucy bronze says the | england victory at euro 2020 have benefit players and other teams. some of her barcelona team—mates had decided not to play for spain in the world cup next month in protest at the environment within the team and problems with the coach. the? the environment within the team and problems with the coach.— problems with the coach. they are missin: problems with the coach. they are missing out _ problems with the coach. they are missing out on _ problems with the coach. they are missing out on something - problems with the coach. they are missing out on something that. problems with the coach. they are missing out on something that is i problems with the coach. they are | missing out on something that is a huge moment in any career, to make a difference, but unfortunately, and this is women's football still, there are many teams around the world will face a lot of problems, who are fighting a fight. i think the spanish girls have more headlines because it is world class players we are talking about. but there are many teams around the world, jamaica is another great example, teams that are fighting to get on a level where they deserved to be. the seedings for wimbledon,

which starts on monday, have been formally announced. as expected, after he became world number one again and having won at queen's at the weekend, carlos alcaraz is the top seed in the men's draw and could be kept away from the number two novak djokovic until the final if they both go all the way. the draw for the singles will be made on friday. and that's all the sport for now. all the latest on the bbc sport website. two illegal money lenders have told the bbc in a rare interview that people in the uk are increasingly seeking their advice to pay for essentials such as food and fuel. a new report suggests that the cost of living crisis is pushing more people into the hands of unscrupilous or illegal money lenders. our business reporter lora jones has more. i've got a warrant here.

no, open the door. we'll explain what is going on as soon as we come in. as prices in the uk rise, officials are trying to crack down on those taking advantage of the cost of living crisis. in this case, illegal money lenders. with more regulation around payday loans and home credit, there are limited options for those who struggle to borrow money. it seems some might be turning to loan sharks, who offer cash loans without any paperwork, but at a price. notjust exorbitant rates of interest, but sometimes threats of violence. i wanted to understand how those desperate enough to use their services might be exploited, so i've come to meet d. he says he's an enforcer. he collects debts. we're not using his real name. what happens if somebody can't pay their debt back? it depends on who it is, or what relationship we've got. like, the ones that seriously take the- have no - intention of paying you. they're the ones in trouble. what does trouble mean?

replace your vehicle, replace your windows, your door, broken nose, smashed up eye sockets. they're going to wish they paid me. they get a chance to explain themselves, and that's it. i am outside your house. and you don't want me outside your house. does it have to be so brutal, when these are vulnerable people...? the ones it happens to aren't the vulnerable ones. they're borrowing money to make money. these people can pay me back. they can. i see it as they don't want to. he told me he has lent money to hundreds of people, from £500 right up to £100,000. would you say, with the cost of living going up, people are generally going more to moneylenders? yes. they're defaulting on their loans, on their mortgages. i help. that's how you see it? that's how i see it. there's no paperwork and no credit check for a reason. and that reason is you're not protected. they're not checking your credit history because they don't care if you can pay it back. they will absolutely bleed you dry.

maybe they threaten you explicitly, in terms of physical harm, or it may be subtler than that. a lot of the time it's much more about being in someone's head than it is about breaking their legs. there is no such thing as an average loan shark any more. a fifth of those arrested by cath waller�*s team last year were female, and some were in their 70s. new research from non—profit fairliallfinance and fraud prevention firm we fight fraud shows illegal money lenders could be businessmen, religious leaders and working men and women. the authors of this report spoke to more than 200 current and former clients, as well as eight illegal lenders. the research can't be generalised, but it found that while violence is still used, it's rarer than you might think. we consider ourselves businessmen now, and we try to act in a businesslike fashion. this is a different loan shark to earlier, m, who says he rarely, if ever, uses violence. once you punch someone, or bully them, the threat�*s no good. it's better to have that fear, that intimidation, all that coercion,

pictures outside your house, that type of thing. that is terrifying. erm... ..then, pay. as inflation remains high, business for illegal money lenders isn't likely to slow, but industry figures are keen to highlight there are other options for borrowers, like community lenders and credit unions. if you are in debt, speak to your creditors. have conversations there rather than borrowing more money to get out of it. i see what it does to lives. and itjust isn't worth it. laura jones, bbc news. let's talk live now to david. welcome to the programme. let's start if we could with public perceptions about loan sharks. are they simply out of date now? good afternoon. often _ they simply out of date now? (13mg. afternoon. often perceptions vary,

afternoon. 0ften perceptions vary, in relation to illegal money lenders and loan charts, because to a lot of people, this activity is under the radar and it does not exist, they believe. reports like this today highlights how it exists throughout the uk. also in a lot of other communities, it is embedded within the social network of the community, that people think it is the norm. there is no stereotype for a loan shark and no stereotype for loan sharks, as you have heard, but loan sharks, as you have heard, but loan sharks are criminals and they prey on the most vulnerable people. the? on the most vulnerable people. they do and so often, _ on the most vulnerable people. they do and so often, there is a veneer of trying to help people out, that is the starting point. what remains the same, even if perceptions need to change, is that basic things like interest rates at 50%, doubling the original loans month—to—month, all of those things remain absolutely

critical. ~ , ,., , ., of those things remain absolutely critical. ~ , , . , of those things remain absolutely critical. ~ , ., , , critical. absolutely. that is why the industry — critical. absolutely. that is why the industry is _ critical. absolutely. that is why the industry is highly _ critical. absolutely. that is why| the industry is highly regulated, critical. absolutely. that is why i the industry is highly regulated, it is to provide protection for consumers, people borrowing money. loan sharks don't have that regulation and the reason they don't have that regulation is because they don't want to be told the rules of how they can go about collecting and it is not uncommon for us to have victims that have borrowed £250 in one loan and have paid £75,000 back. just recently, we had a mother of four children, who was receiving £1200 per month in her wages and was paying the loan shark 900 pounder that each month. that paying the loan shark 900 pounder that each month.— paying the loan shark 900 pounder that each month. that is absolutely extraordinary _ that each month. that is absolutely extraordinary when _ that each month. that is absolutely extraordinary when you _ that each month. that is absolutely extraordinary when you give - that each month. that is absolutely i extraordinary when you give examples like that. in terms of combating this, what else has to be done, do you think? it this, what else has to be done, do you think?— you think? it is important that --eole you think? it is important that people are — you think? it is important that people are aware _ you think? it is important that people are aware of _ you think? it is important that people are aware of the - you think? it is important that i people are aware of the problem and try and recognise the signs of loan sharks, so if a friend does offer

you money, are they really a friend? or is it an acquaintance and they are offering you money? without any strings attached, any paperwork, ? if they are unsure, they can always check on the website of the financial conduct authority to see if that person does have the authority to lend money. david, we have to leave _ authority to lend money. david, we have to leave it _ authority to lend money. david, we have to leave it there _ authority to lend money. david, we have to leave it there but _ authority to lend money. david, we have to leave it there but thank i authority to lend money. david, we| have to leave it there but thank you so much for being here with us. your reflections on that report we were just watching. thank you so much your time. around the world and across the uk, this is bbc news. bringing you different stories from around the uk. the river severn has the second—largest tidal range in the world and these waters are notoriously unforgiving. man overboard! it is why volunteers drop everything to respond in all weathers, day and night, to save lives. but sara also recovers those

who are sadly lost and lee joined for very personal reasons. back in 2017, sara recovered the body of his friend, mark freeman, from the canal, after he had gone missing, following a night out. it was the middle of february, the rain was coming in, and they weren't stopping until they found him really, so as sad as it was, they found him after three days and we lost someone close to us. sara relies on fundraising. at least a quarter of £1 million a year. and demands on its services are increasing, particularly for its land searches for missing people. you are live with bbc news. iraq's president has told the bbc the country's drought crisis is worsening, blaming record low rainfall and rising temperatures because of climate change. he has insisted though that the iraqi government is very serious about combating the crisis.

the effects of climate change in iraq are clear to see. this was the sawa lake, known as the pearl of the south, it is centuries old. this picture was taken in 2017. but look at it now, almost entirely gone. it is a similar story across the country, as reservoirs and rivers dry up. in his first english speaking tv interview since taking office in december, president abdul latif rashid admitted the country needs to improve its water system, after years of terror attacks and conflicts stopped it from making improvements. he has been speaking exclusively to the bbc�*s maryam moshiri. let's talk about the problems facing people living in the country. iraq are suffering a drought in many parts, that is causing insecurity and displacement for many people. what is the government doing to try and change the effects of the drought, which have been severe in

many areas of the country? i full? many areas of the country? i fully a . ree many areas of the country? i fully agree with _ many areas of the country? i fully agree with you- — many areas of the country? i fully agree with you. drought - many areas of the country? i fully agree with you. drought and i many areas of the country? i fully agree with you. drought and climate change is affecting almost every country in the area. and we are having our share of it. and the government is very serious about it. we have taken serious actions, regarding improvement of our water system and at the same time, with our neighbouring countries, and furthermore, the most important factor is to improve our water system in iraq, and i think we are taking very serious actions but i agree with you, we suffered under the climate change, we suffered with a shortage of water and the basic reason for not tackling these problems was we suffered from the terror attacks and conflicts in iraq for a long period of time. but the government programme is very clear and we are taking a serious decision and we are taking a serious decision and serious actions, to improve the

water system in iraq and fight the drought and other factors which are related to drugs. you drought and other factors which are related to drugs.— related to drugs. you can see that full interview _ related to drugs. you can see that full interview in _ related to drugs. you can see that full interview in the _ related to drugs. you can see that full interview in the context i related to drugs. you can see that full interview in the context at i full interview in the context at 1900 gmt. let's turn to another important story. one of the biggest meetings yet of civil society groups working on mental health will take place in cape town this week, with the focus on lower and middle income countries. a 2022 study in the lancet is found about half of people suffering from depression are not diagnosed or treated in high—income countries. but in low and middle—income countries, this figure rises to 80—90%. the group behind the meeting, the global mental health action network, says the global covid—19 pandemic amplified conversation mental ill—health but that government supposed to be commitments to act may wane,

without ongoing pressure. joining me live are sarah klin, chief executive of united for global mental health, and roy dahil—dahil, co—founder and executive director of mental health philippines. thank you both for being here with us on the programme. let me ask you first of all, roy, paint a picture of mental health in the philippines. thank you so much for the question. in thank you so much for the question. in the _ thank you so much for the question. in the philippines, especially during — in the philippines, especially during the pandemic, mental health problems— during the pandemic, mental health problems increased, cases of depression especially amongst the youth, _ depression especially amongst the youth, there has been a steady but there _ youth, there has been a steady but there has— youth, there has been a steady but there has been an increase in cases of depression. services are not able to cope _ of depression. services are not able to cope wilh— of depression. services are not able to cope with the surge, primarily due to _ to cope with the surge, primarily due to the — to cope with the surge, primarily due to the pandemic and the i and the effects of the pandemic. in different— the effects of the pandemic. in different countries, they are exploring different options for us

to provide services.— exploring different options for us to provide services. sarah, you are runnina to provide services. sarah, you are running this _ to provide services. sarah, you are running this conference. _ to provide services. sarah, you are running this conference. is - to provide services. sarah, you are running this conference. is that i running this conference. is that sort of description typical of the sorts of services being offered in sorts of services being offered in so many parts of the world? yes. so many parts of the world? yes, unfortunately. — so many parts of the world? yes, unfortunately, it _ so many parts of the world? yes, unfortunately, it is _ so many parts of the world? yes, unfortunately, it is typical. i so many parts of the world? ye: unfortunately, it is typical. what we're seeing in many parts of the world there has been an uptick in the number of people needing support but the service is just not there. there is either a lack of funding, in many cases, but also a lack of mental health personnel and so what we are seeing is people turning to each other for we are seeing is people turning to each otherfor support, we are seeing is people turning to each other for support, especially young people turning to other young people for support. bud young people turning to other young people for support-— people for support. and can you ”aue people for support. and can you gauge whether _ people for support. and can you gauge whether the _ people for support. and can you gauge whether the amount i people for support. and can you gauge whether the amount of i people for support. and can you i gauge whether the amount of people affected is growing? i reference the pandemic, are you getting a sense that the problem was there before but exacerbated now? yes. that the problem was there before but exacerbated now?— but exacerbated now? yes, i think what happened — but exacerbated now? yes, i think what happened during _ but exacerbated now? yes, i think what happened during the - but exacerbated now? yes, i think. what happened during the pandemic but exacerbated now? yes, i think- what happened during the pandemic is obviously we have had many more people feeling very lonely and isolated. there was also a huge pressure on young people trying to

study for exams. and what we have seen since the pandemic is a combination of the lack of resources and supporting mental health services but also a rise in young people at�*s needs. many mental health conditions, 50%, begin before the age of 1a. there is still a lot of ignorance and misunderstanding and people don't realise that children and young people really suffer from their mental health and talking to colleagues for example from bangladesh, the pressure even on young children at school is such that they are also taking their own lives due to that pressure. covid—19 was a big factor but going forward, there are other pressures in young people's lives. there are other pressures in young people's lives-— people's lives. roy, let me bring ou back people's lives. roy, let me bring you back in- _ people's lives. roy, let me bring you back in. give _ people's lives. roy, let me bring you back in. give me _ people's lives. roy, let me bring you back in. give me a _ people's lives. roy, let me bring you back in. give me a sense i people's lives. roy, let me bring you back in. give me a sense ofl people's lives. roy, let me bring i you back in. give me a sense of what public attitudes, attitudes from politicians, are like around mental health issues. are they taken as seriously as you would like to see ljy seriously as you would like to see by both the public and those people who are in positions of power? i can

also share that _ who are in positions of power? i can also share that there _ who are in positions of power? i can also share that there is _ who are in positions of power? i can also share that there is an - who are in positions of power? i can also share that there is an increase in the _ also share that there is an increase in the services in terms of crisis lines _ in the services in terms of crisis lines was — in the services in terms of crisis lines was a _ in the services in terms of crisis lines was a lot of people are also seeking — lines was a lot of people are also seeking professional help, especially exacerbated during the pandemic. in terms of the critical landscape, — pandemic. in terms of the critical landscape, a lot of governments have advocates _ landscape, a lot of governments have advocates that are talking about it but we _ advocates that are talking about it but we believe it is not being talked — but we believe it is not being talked about enough. it is really important — talked about enough. it is really important to have a sustained and continued — important to have a sustained and continued conversation about it in order— continued conversation about it in order for— continued conversation about it in order for the government to always continue _ order for the government to always continue and not really forget the importance of mental health during this pandemic. find importance of mental health during this pandemic-— importance of mental health during this pandemic. and what sort of help are ou this pandemic. and what sort of help are you able — this pandemic. and what sort of help are you able to _ this pandemic. and what sort of help are you able to give _ this pandemic. and what sort of help are you able to give young _ this pandemic. and what sort of help are you able to give young people? | are you able to give young people? currently, our organisation are focusing — currently, our organisation are focusing on improving the access to mental— focusing on improving the access to mental health services through the use of— mental health services through the use of digital technologies. we need to increase _ use of digital technologies. we need

to increase the access for people, especially— to increase the access for people, especially the young population and the philippines, to think of their mental— the philippines, to think of their mental health.— the philippines, to think of their mental health. sarah, “ust a final word to you t mental health. sarah, “ust a final word to you in terms i mental health. sarah, just a final word to you in terms of— mental health. sarah, just a final word to you in terms of a - mental health. sarah, just a final word to you in terms of a route i mental health. sarah, just a final i word to you in terms of a route map to improving the situation in so many of these countries. how confident are you are making real progress? i confident are you are making real rouress? ., , .., confident are you are making real rouress? . , .., progress? i am very confident we can make real progress. _ progress? i am very confident we can make real progress. we _ progress? i am very confident we can make real progress. we have - progress? i am very confident we can make real progress. we have people| make real progress. we have people here from around 46 countries and the network has members from 130 countries, 3000 of them. we have heard from partners today from ghana, nigeria, pakistan, nigeria, indonesia, they have made real change happen. they have made suicide no longer a crime and they have been arguing for battle rights for people with mental health challenges. i am confident we can do more. it challenges. i am confident we can do more. , ., challenges. i am confident we can do more. , . ., . more. it is an important conference that is going _ more. it is an important conference that is going on- — more. it is an important conference that is going on. thank— more. it is an important conference that is going on. thank you - more. it is an important conference that is going on. thank you for i that is going on. thank you for joining me on bbc news to discuss some of those issues. let's just return to that report we

were bringing you, that interview with the president of iraq, he was telling the bbc the drought crisis is worsening, blaming climate change. we lost the line to one of our guests, we have re—established that. thank you so much for being here on the programme. do you agree that the drought we are seeing in iraq is being caused by climate change? i iraq is being caused by climate chance? , . ., iraq is being caused by climate chance? , .., ., change? i wish i could agree completely- _ change? i wish i could agree completely. there _ change? i wish i could agree completely. there is - change? i wish i could agree completely. there is no i change? i wish i could agree | completely. there is no doubt change? i wish i could agree i completely. there is no doubt in change? i wish i could agree - completely. there is no doubt in my mind that climate change is increasing the effects of the increasingly limited water resources. the main problem however is lack of proper planning for projects, that has to do with modernising irrigation and modernising irrigation and modernising the way water management is done in iraq. the fact is yes, we had the financial resources from iraq been taken away but the

existing situation was not unpredictable. we have been predicting the situation since even before 2003. as usual in iraq, the action is reactive, as opposed to proactive planning and prevention of the problem from occurring in the first place. the problem from occurring in the first lace. ., ., ., the problem from occurring in the first place-— first place. you told our producer that perhaps _ first place. you told our producer that perhaps the _ first place. you told our producer that perhaps the focus _ first place. you told our producer that perhaps the focus had i first place. you told our producer that perhaps the focus had been | first place. you told our producer. that perhaps the focus had been on flood control and not for arid water management. the focus was you think on the wrong thing?— on the wrong thing? anybody that does water management - on the wrong thing? anybody that does water management will i on the wrong thing? anybody that does water management will telll on the wrong thing? anybody that i does water management will tell you that in iraq, the infrastructure is built around preventing floods from harming cities, starting from the mid—19 50s, the entire infrastructure of iraq is about handling too much water and we used to have floods, however because of dams upstream, the problem of

flooding has gone but the infrastructure has problems. we have one like that... you are evaporating from that one structure 8 billion cubic metres of water annually. really briefly because we are nearly out of time, in terms of solutions, short—term, medium—term, your headline thoughts? the short-term, medium-term, your headline thoughts?— short-term, medium-term, your headline thoughts? the solution is ossible. headline thoughts? the solution is possible- all— headline thoughts? the solution is possible. all that _ headline thoughts? the solution is possible. all that is _ headline thoughts? the solution is possible. all that is needed - headline thoughts? the solution is possible. all that is needed is i headline thoughts? the solution is possible. all that is needed is in i possible. all that is needed is in fact reaching an agreement on the management of water and releasing turkish infrastructure to store water and say that water that is evaporating for topic requires political will and the political will to do this does not exist currently. your viewers will

understand the political situation. 0nce understand the political situation. once the mindset is changed, we can actually turn climate change from the problems facing the region to an opportunity to build economic integration in the region. we have to leave it there. _ integration in the region. we have to leave it there. thank _ integration in the region. we have to leave it there. thank you i integration in the region. we have to leave it there. thank you so i integration in the region. we have i to leave it there. thank you so much from being here. iam back with to leave it there. thank you so much from being here. i am back with more in a moment. hello there. it's a very cloudy picture for many parts of the country again today, but the weather is changing towards the northwest. we're seeing some sunshine coming through, particularly across northern ireland. but here and in scotland, as the sunshine follows the rain, we're going to find cooler, fresher air moving in. it's going to be a bit warmer for england and wales, even with all that cloud around, particularly in the muggy air that we've got in eastern england, temperatures are likely to be into the mid 20s. but we do have that rain around separating the cooler, fresher air from the muggy air. that band of rain becoming more

fragmented, more showery, one or two heavy bursts, perhaps for a time. that wetter weather drifts down slowly towards east anglia in the southeast, clearer skies following from the west away from those showers in the west coast of scotland. cooler tonight for scotland and northern ireland. quite muggy, though, still for east anglia in the southeast because that rain is still around. first thing tomorrow morning, that weather front does move away. and then we're all going to move into this westerly airstream with that cooler and fresher air. but it could take all morning, actually, for the rain to finally clear the far south east of england, once it does we're in the same boat. sunny spells, but some showers coming into northern ireland, scotland, 1 or 2 for northern england. further south, it's likely to be dry with more in the way of sunshine. sunshine would be nice, but the air is cooler and temperatures at this time of the year should be a bit higher than 18 or 19 degrees. all our weather is coming in from the west and by the end of the week, this weather front increasing the cloud, bringing some rain on friday, all wrapped around that area of low pressure which is going to hang

around into the weekend, as we'll see in a moment. but eastern areas of the uk will start to dry. bright with some sunshine on friday, does tend to cloud over, bits and pieces of light rain here and there, but more persistent rain coming into scotland, perhaps into northern ireland on a stronger breeze as well. temperatures only 16 degrees in the central belt of scotland, 21 or 22 towards the south east of england. now, that area of low pressure that we've got is going to be sitting to the north of scotland just in time for the start of the school holidays in scotland. it's going to bring some really windy weather as well, maybe gales in the northwest and most of the rain will be in the north and west of scotland as well. a few showers perhaps at times for northern ireland and northern england. further south, it's going to be dry, but it will be quite a blustery weekend, particularly further north with those stronger winds.

the shooting unforgivable. from london, this is bbc news. at least eleven people are dead and more than 60 injured after russia strikes a restaurant in the ukrainian city of kramatorsk. officials have named two of the victims of last night's attack, they're a couple of 14—year—old twins. thames water is in talks to secure extra funding as it is suggested it is on the brink of collapse. it is on the brink of collapse. protests in paris after protests in paris after a 17—year—old boy was shot dead a 17—year—old boy was shot dead by police for refusing by police for refusing a traffic stop. a traffic stop.

president macron calls president macron calls the shooting unforgivable.