,they might be hard. feel they might be hammered. they feel they were hood winked and the wool was pulled over their eyes. people that run small businesses, because they're talking about raising insurance for employers, people who are landlords and pensioners of course. but then labour say, working people. tony? good morning, l then _ this has been a number of working people. tony? good morning, l then labour - working people. tony? good| morning, l then labour say, course. but then labour say, this has been a number of politicians who have tried to politicians who have tried to nail this definition. but nail this definition. but labour say it was clear, we labour say it was clear, we said we are not raising it for said we are not raising it for working people and we cheerily working people and we cheerily meant income tax, national meant income tax, national insurance for employees and insurance for employees and vat. let's see what you think. vat. let's see what you think. morning. — tony in chester, sandy in thame tony in chester, sandy in thame on our radio only bit of this, on our radio only bit of this, we had a few landlord and we had a few landlord and people running small people running small businesses. hi, let's hearthe businesses. hi, let's hearthe voices of the people, the hard voices of the people, the hard working people. tony?- working people. tony?-

working people. tony? good working people. tony? good morning. — working people. tony? good morning, great _ working people. tony? good morning, great programme. working people. tony? good i morning, great programme as always. what i was coming on today for, i'm a small business owners and employ three members of staff and myself and all four of us pay income tax. we are only a very small business and last year, well, we have just had it is their

members of staff. it is their only income, they have to drive to work, pay council tax, income tax, vat, tax on the electric and the gas they use at home and everything has to come out of my business, because that is their only income. what i don't understand is when it comes to a small business to try and encourage us and make sure we will be here in 12 months, because the last year has been horrendous with interest rates, if we make a profit of £10,000, my staff, because of the living wage and the way the economy is with the prices of things at the moment, they would like a pound an hour increase. that pound an hour increase. that pound an hour increase is over £6,000 for me. now, our business, after pay being corporation tax has cleared 8,000. by the time i do an increase for them, we are

left with nothing for an emergency. left with nothing for an emergency-— left with nothing for an emergency. raising the employers' _ emergency. raising the employers' national- emergency. raising the - employers' national insurance is not good news for you? stay there. i want to come back to you tony, it is the obvious question, are you a working person and some say of course i am. sandy are you a working person? i am. sandy are you a working erson? ., ., ., am. sandy are you a working erson? . ., ., ., person? i am, good morning. i want to know _ person? i am, good morning. i want to know what _ person? i am, good morning. i want to know what qualifies . person? i am, good morning. i want to know what qualifies as | want to know what qualifies as a working _ want to know what qualifies as a working person. to me, anybody— a working person. to me, anybody who is working, who is employed, self—employed, is a working— employed, self—employed, is a working person. employed, self-employed, is a working person.— working person. bridget philipson. _ working person. bridget philipson. wait - working person. bridget philipson. wait i - working person. bridget philipson. wait i have i working person. bridget. philipson. wait i have the definition. the secretary of state for education said it is their main income arises from their main income arises from the fact they go to work every day. james murray said it is where people are getting their money from going out to work. do you go out to work? i money from going out to work. do you go out to work?- do you go out to work? i do. every day- — do you go out to work? i do. every day. there _ do you go out to work? i do. every day. there you - do you go out to work? i do. every day. there you are. i l

every day. there you are. i would be _ every day. there you are. i would be a _ every day. there you are. i would be a working - every day. there you are. i | would be a working person. every day. there you are. i - would be a working person. the other_ would be a working person. the other side — would be a working person. the other side of it and i'm a tory sopporter. _ other side of it and i'm a tory supporter, but i think the media _ supporter, but i think the media hammer that we always these — media hammer that we always these chancellor before they announce their budget, she has had a _ announce their budget, she has had a hundred days of nothing happening, she has had a big hammering already. i do think there — hammering already. i do think there is— hammering already. i do think there is a _ hammering already. i do think there is a bit of me that thinks, _ there is a bit of me that thinks, give herthe doubt, but i thinks, give herthe doubt, but lam_ thinks, give herthe doubt, but i am dreading it, because thinks, give herthe doubt, but lam dreading it, because keir starmer's _ lam dreading it, because keir starmer's already annoyed me by saying _ starmer's already annoyed me by saying landlords don't do anything. i'm a landlord, but i work— anything. i'm a landlord, but i work really hard. i forego holidays _ work really hard. i forego holidays to get my house. he cast some — holidays to get my house. he: cast some doubt i think he seemed to suggest that landlords were not working people. tony, you know what about those definitions that you heard of working people, it is people who go out to work? this is what is disturbing me, because you know we are in retail and i'm because you know we are in retailand i'm infrom because you know we are in retail and i'm in from 8 to 6 every day and late—nights when

customers want to see me later. i'm a working person and my staff are. what they're trying to do, it is almost stealth taxing, if our company makes a 10,000 profit and they start taking it then. to give you an idea they're going to start hitting dividend and that is your bonus for running your own business. this year i was hoping to take £1,000 and take 8% of that, meaning my thank you for keeping my business going is £920. that is £17.68 a week for the sleepless nights, the cash flow problems and the other things that making sure my staff are fed. i get the message. sue, hello, it is about strivers, give guess, do you feel aggrieved? i’m about strivers, give guess, do you feel aggrieved?— you feel aggrieved? i'm very aggrieved. _ you feel aggrieved? i'm very aggrieved, yes. _ you feel aggrieved? i'm very aggrieved, yes. i— you feel aggrieved? i'm very aggrieved, yes. i would - you feel aggrieved? i'm very aggrieved, yes. i would like| you feel aggrieved? i'm very l aggrieved, yes. i would like to take _ aggrieved, yes. i would like to take your— aggrieved, yes. i would like to take your labour— aggrieved, yes. i would like to i take your labour spokesperson, i take your labour spokesperson, idoh't _ take your labour spokesperson, idoh't know— take your labour spokesperson, i don't know his _ take your labour spokesperson, i don't know his name. - take your labour spokesperson,

i don't know his name. he - take your labour spokesperson, i don't know his name.— i don't know his name. he was on earlier- _ i don't know his name. he was on earlier. i'm _ i don't know his name. he was on earlier. i'm sure _ i don't know his name. he was on earlier. i'm sure that - i don't know his name. he was on earlier. i'm sure that he - i don't know his name. he was on earlier. i'm sure that he is. on earlier. i'm sure that he is listening. i on earlier. i'm sure that he is listening-— listening. i would like to take labour listening. i would like to take labour to _ listening. i would like to take labour to task _ listening. i would like to take labour to task over _ listening. i would like to take labour to task over saying i labour to task over saying there _ labour to task over saying there would _ labour to task over saying there would be _ labour to task over saying there would be no- labour to task over saying there would be no change| labour to task over saying . there would be no change to labour to task over saying - there would be no change to the scope _ there would be no change to the scope of — there would be no change to the scope of vat _ there would be no change to the scope of vat. so _ there would be no change to the scope of vat. so how _ there would be no change to the scope of vat. so how then - there would be no change to the scope of vat. so how then are l scope of vat. so how then are they— scope of vat. so how then are they putting _ scope of vat. so how then are they putting 20% _ scope of vat. so how then are they putting 20% vat- scope of vat. so how then are they putting 20% vat on - scope of vat. so how then are i they putting 20% vat on school fees? _ they putting 20% vat on school fees? surety— they putting 20% vat on school fees? surely that _ they putting 20% vat on school fees? surely that is _ they putting 20% vat on school fees? surely that is a _ they putting 20% vat on school fees? surely that is a change i fees? surely that is a change to the — fees? surely that is a change to the scope? _ fees? surely that is a change to the scope? and... - fees? surely that is a change to the scope? and... because they have _ to the scope? and... because they have to _ to the scope? and... because they have to fund _ to the scope? and... because they have to fund they - to the scope? and... because they have to fund they say - to the scope? and... because | they have to fund they say the state sector and they need more teachers in the state sector. private schools can afford it, can't they?— private schools can afford it, can't they? no, they work on very small — can't they? no, they work on very small margins, - can't they? no, they work on very small margins, bridgetl very small margins, bridget philipson— very small margins, bridget philipson said _ very small margins, bridget philipson said they- very small margins, bridget philipson said they will- very small margins, bridget philipson said they will cut i philipson said they will cut their— philipson said they will cut their grant, _ philipson said they will cut their grant, so— philipson said they will cut their grant, so they - philipson said they will cut their grant, so they will i their grant, so they will probably— their grant, so they will probably cut _ their grant, so they will probably cut the - their grant, so they will i probably cut the bursaries their grant, so they will - probably cut the bursaries they - ive probably cut the bursaries they give to— probably cut the bursaries they give to children. _ probably cut the bursaries they give to children. they - probably cut the bursaries they give to children. they will - give to children. they will give — give to children. they will give bursaries _ give to children. they will give bursaries to - give to children. they will give bursaries to children| give to children. they will - give bursaries to children from couhcit— give bursaries to children from council houses, _ give bursaries to children from council houses, parents - give bursaries to children from council houses, parents who . give bursaries to children from i council houses, parents who are unemployed _ council houses, parents who are

unemployed or— council houses, parents who are unemployed or disabled. - council houses, parents who are unemployed or disabled. they. unemployed or disabled. they will be — unemployed or disabled. they will be the _ unemployed or disabled. they will be the first _ unemployed or disabled. they will be the first to _ unemployed or disabled. they will be the first to go. - unemployed or disabled. they will be the first to go. so, - will be the first to go. so, plus— will be the first to go. so, plus the _ will be the first to go. so, plus the fact _ will be the first to go. so, plus the fact that - will be the first to go. so, plus the fact that the - will be the first to go. so, plus the fact that the vastj plus the fact that the vast majority _ plus the fact that the vast majority of _ plus the fact that the vast majority of parents - plus the fact that the vast majority of parents of - plus the fact that the vast - majority of parents of children who have _ majority of parents of children who have chosen _ majority of parents of children who have chosen out - majority of parents of children who have chosen out of- majority of parents of children who have chosen out of their. who have chosen out of their already— who have chosen out of their already taxed _ who have chosen out of their already taxed income - who have chosen out of their already taxed income to - who have chosen out of theirl already taxed income to send their— already taxed income to send their children _ already taxed income to send their children to— already taxed income to send their children to private - their children to private schools _ their children to private schools won't _ their children to private schools won't be - their children to private schools won't be able l their children to private i schools won't be able to their children to private - schools won't be able to afford a 20% — schools won't be able to afford a 20% increase _ schools won't be able to afford a 20% increase on _ schools won't be able to afford a 20% increase on fees. - schools won't be able to afford a 20% increase on fees. she . a 20% increase on fees. she said, a 20% increase on fees. she said. state _ a 20% increase on fees. she said, state schools - a 20% increase on fees. she said, state schools need - said, state schools need teachers more than private schools need embossed stationery.— schools need embossed statione . ,, ., , �* stationery. she doesn't live in the real world, _ stationery. she doesn't live in the realworld, she _ stationery. she doesn't live in the real world, she admits . stationery. she doesn't live ml the real world, she admits she has never— the real world, she admits she has never visited _ the real world, she admits she has never visited a _ the real world, she admits shel has never visited a independent schoot— has never visited a independent school apart _ has never visited a independent school apart from _ has never visited a independent school apart from using - has never visited a independent school apart from using their. school apart from using their pitches— school apart from using their pitches to _ school apart from using their pitches to play _ school apart from using their pitches to play hockey. - school apart from using their pitches to play hockey. the i pitches to play hockey. the houses _ pitches to play hockey. the houses of _ pitches to play hockey. the houses of parliament - pitches to play hockey. the houses of parliament has l houses of parliament has embossed _ houses of parliament has embossed stationery. - houses of parliament hasl embossed stationery. but schools _ embossed stationery. but schools use _ embossed stationery. but schools use e—mails, - embossed stationery. but - schools use e—mails, because it doesn't — schools use e—mails, because it doesn't cost _ schools use e—mails, because it doesn't cost them _ schools use e—mails, because it doesn't cost them anything - schools use e—mails, because it doesn't cost them anything in l doesn't cost them anything in postage — doesn't cost them anything in postage and _ doesn't cost them anything in postage and paper— doesn't cost them anything in postage and paper and - doesn't cost them anything in postage and paper and the i doesn't cost them anything in i postage and paper and the rest of it _ postage and paper and the rest of it. ., ~' postage and paper and the rest of it. ., ,, ., .,, ., of it. you think that was a wee bit chippy- _ of it. you think that was a wee

bit chippy- tim. _ of it. you think that was a wee bit chippy. tim, are _ of it. you think that was a wee bit chippy. tim, are you - of it. you think that was a wee bit chippy. tim, are you a - bit chippy. tim, are you a striver, a working person? yes i am, i'm _ striver, a working person? yes i am. i'm a _ striver, a working person? yes i am, i'm a landlord. _ striver, a working person? yes i am, i'm a landlord. i- striver, a working person? jazz lam, i'm a landlord. i have iam, i'm a landlord. i have been a landlord for 20 years. surprising to hear that people think that landlords don't work. i work seven days a week. if a fire alarm goes off in the middle of the night or there is a leak, you have to call a plummer and sfa stay up all night. the interest rates have gone up by over 13 times in the last two years. how does a landlord make ends meet? it is almost impossible. if somebody doesn't pay you the rent for six months you have to take them to court. you don't get a court date for another 12 months. so you have lost almost 18 months of rent. the bank says you have already had a default notice because you're not paying united. what ——

paying us. what does the landlord do. he has to sacrifice himself. take his kids out of private school. he sacrifices a lot and provides accommodation. to the people who can't afford houses. why can't they provide housing? cathy we will bring you in a minute, cathy has an alternative view. tim, how many properties do you have? it must be hard work. i properties do you have? it must be hard work.— be hard work. i have seven to eiuht be hard work. i have seven to eight properties. _ be hard work. i have seven to eight properties. that - be hard work. i have seven to eight properties. that is - be hard work. i have seven to eight properties. that is hard| eight properties. that is hard work. your children are working, painting the walls and putting in the carpets with you to get to that stage. and then all you do is hearing this rubbish that landlords are this or that. why and come a landlord. why are students wanting rental accommodation.

the government have got their priorities wrong. they have to provide them somewhere to live. instead of living on the pavements.— instead of living on the avements. . , pavements. cathy, we need landlords. _ pavements. cathy, we need landlords, because - pavements. cathy, we need landlords, because we - pavements. cathy, we needj landlords, because we need rental properties and you hear about the work tim... what? can ou hear about the work tim... what? can you hear me? — about the work tim... what? can you hear me? yes. _ about the work tim... what? can you hear me? yes. hi, _ about the work tim... what? can you hear me? yes. hi, when - about the work tim... what? can you hear me? yes. hi, when i - you hear me? yes. hi, when i hear the _ you hear me? yes. hi, when i hear the landlords _ you hear me? yes. hi, when i hear the landlords talk - you hear me? jazz hi, when i hear the landlords talk it makes _ hear the landlords talk it makes me angry. during covid... makes— makes me angry. during covid... makes you — makes me angry. during covid... makes you angry for what? because during covid my daughter... because during covid my daughter. . ._ because during covid my dau~hter... ~ ., , ., because during covid my dau~hter... . ., , ., ., daughter... we are providing a shelter to _ daughter... we are providing a shelter to live _ daughter... we are providing a shelter to live in. _ daughter... we are providing a shelter to live in. a _ daughter... we are providing a shelter to live in. a landlord i shelter to live in. a landlord had, they — shelter to live in. a landlord had, they were _ shelter to live in. a landlord had, they were given - shelter to live in. a landlord had, they were given a - shelter to live in. a landlord - had, they were given a mortgage break— had, they were given a mortgage break and — had, they were given a mortgage break and didn't have to pay their— break and didn't have to pay their mortgage in that time. my daughter— their mortgage in that time. my daughter was charged full rent, had to— daughter was charged full rent, had to come home, they charged a ridiculous— had to come home, they charged a ridiculous amount of rent for their— a ridiculous amount of rent for their properties... a ridiculous amount of rent for their properties. . ._ their properties... that is the most absurd _ their properties... that is the most absurd statement. - their properties... that is the most absurd statement. it. most absurd statement. it isn't. come _ most absurd statement. it isn't. come to _ most absurd statement. it

isn't. come to the - most absurd statement. it isn't. come to the north i most absurd statement. itj isn't. come to the north of england — isn't. come to the north of england and _ isn't. come to the north of england and try _ isn't. come to the north of england and try and - isn't. come to the north of england and try and find i isn't. come to the north of. england and try and find out for yourself. i england and try and find out for yourself.— for yourself. i live in the north- -- _ for yourself. i live in the north... we _ for yourself. i live in the north... we can't - for yourself. i live in the north... we can't afford | for yourself. i live in the l north... we can't afford to rive north... we can't afford to give high _ north... we can't afford to give high rents. _ north... we can't afford to give high rents. when - north... we can't afford to give high rents. when i i north... we can't afford to i give high rents. when i hear eo - le give high rents. when i hear people say _ give high rents. when i hear people say i _ give high rents. when i hear people say i only _ give high rents. when i hear people say i only have - give high rents. when i hear people say i only have six i people say i only have six rental _ people say i only have six rental properties, how about the working people who can't afford — the working people who can't afford a — the working people who can't afford a rental property. why can't they — afford a rental property. why can't they a