this is bbc news, the headlines... us president elect donald trump begins the process of selecting his future government, as president biden prepares to address the nation. kamala harris concedes defeat promising to help ensure a �*peaceful transfer of power�*. prime minister sir keir starmer is set to arrive in budapest to meet european leaders and discuss security on the continent. the bank of england is widely expected to cut interest rates again today, as the inflation slows down. prince william has awarded £5 million to five earthshot prize winners who have been working to reduce climate change. more now on the us presidential election, as donald trump prepares to appoint his cabinet ahead of his return

to the white house. let's take a look at how some media outlets have been covering trump's victory. and it's american dread for the front page of the guardian. a much more playful you're rehired says the sun, a play on his famous catch phrase in the apprentice "you're fired." vanity fair's digital cover lists his 3a felony accounts, impeachments and bankruptcies. and the daily mail says it's a �*nightmare�* for keir starmer and his �*donald loathing' cabinet — you'll remember the now uk foreign secretary david lammy once called trump a "neo—nazi sympathising sociopath." but of course, he did meet donald trump in the us when he was overfor the un general assembly not very long ago. we

have been talking about european leaders meeting in budapest today. many have been quick to offer congratulations to donald trump, including sir keir starmer, although there have been some private concerns over what his victory could mean for european security. our international editorjeremy bowen has more on that. during his first term, donald trump often alarmed his allies with sometimes impulsive and naive overtures towards the world's strongmen. here, with kimjong—un, the ruler of north korea.

and then we fell in love, 0k? no, really. he wrote me beautiful letters. trump always wants to be the biggest man in the room, but he'll face more complicated challenges now than the first time around, since the summit in finland in 2018, when he met russia's president putin. america's authoritarian rivals are now forming an axis. putin couldn't fight the war in ukraine without help from north korea and china. trump might find the plan he pushed repeatedly during his presidential campaign this year to end the war simply doesn't work. i will have that war finished and done and settled before i get to the white house as president—elect. i will get that done. ukraine's president zelensky couldn't fight on against russia without american military aid. zelensky will fearjoe biden�*s arms supplies might be replaced with trump's arm—twisting, to concede land to russia to make a deal. on social media, zelensky offered congratulations and appealed to trump's self—image as a strong leader. for ukraine, peace through strength is another way of asking for more weapons. russia's full—scale invasion of ukraine has also taught america's western european allies a hard lesson — that without us military power, they would struggle to defend themselves. trump will redouble the demands of his first term — that the europeans need to spend more on defence. if not, he might threaten, once again, to take

the us out of nato. from the middle east came congratulations from israel's prime minister, benjamin netanyahu, on what he called "history's greatest comeback". israel needed a lot of american help to defend itself against iranian missiles. the israelis couldn't fight on multiple fronts without us military and diplomatic support. president biden would not use that leverage to insist on a ceasefire. middle east watchers here in washington believe he might want to impose an american agenda on israel's. the middle east is also on the edge of drawing america into another major war in the middle east, and i don't think donald trump, based on his record, wants that. so it's not that he cares about palestinians or cares about lebanon or cares about iran. he may very well not agree with the theory of the case that bibi netanyahu has, which is to expand the war and, if need be, draw

the united states into it. china will be a major challenge in the second trump term. since his state visit to president xijinping in beijing in 2017, china has made bigger strides towards rivalling america as the world's strongest power. on the eve of the election, trump repeated his plan to put a big tax on imports from china and others, also known as a trade war. i'm doing the same thing with china. we're going to tariff the hell out of them. cheering. longer term, a real war is another risk, with growing military tension between china and taiwan. before he leaves office, donald trump might have to decide whether america will fight to defend an island 7,000 miles away, across the pacific, that's only 100 miles from the chinese mainland. jeremy bowen, bbc news, washington.

we will stay across the summit jeremy refers to in budapest throughout the morning on bbc news. in the uk, iterest rates are widely expected to be cut by the bank of england a little later today, in a move that will be closely watched by both businesses and consumers. in august, the bank of england cut the rate for the first time in over four years, by a quarter of a percentage point, to 5%. the bbc s cost of living correspondent colletta smith explains. it's been a rocky couple of years for katie's family finances. can ijoin you on the bouncy castle? they moved in february and had to get a mortgage at 6%. we had to sell the car to get it — give up quite a few things

just to get that mortgage, because that was the only option to be able to afford a house. these decisions are being made a long way away from you, but they're having a massive impact on your family. we've already been talking about it, thinking, oh, hopefully it comes down. because it would give us a bit of a calm mindset for the future. but if it comes up, we said we really don't know what we'll do, because we've sacrificed a lot to get the house. if it goes up, we could potentially be in a lot of trouble and have to move again. with two years of interest rates going up and up and up, plenty are pleased that now they're beginning to fall. but for clare and gav, that's made trying to save even harder. we've been enjoying the sort of — i think it was 11.5 on one of our accounts, and that's now dropped to 3.9. it's not like we've got a huge amount of money in there. it's just nice having those extra bits coming in. cover for emergencies, that's, you know, the best you can do, isn't it? one of the big criticisms of banks is that they were very slow off the mark to increase their interest rates to savers and to advertise that. but now that interest rates are starting to fall, they've been very quick to cut the rates that they offer to savers.

a base rate cut doesn't have too much effect on fixed rate mortgages, so anyone looking at a brand—new deal might not see too much difference. but what we will see is that savers will be the ones hard done by, because they generally do absorb cuts from the bank of england base rate. natalie�*s family remortgaged 18 months ago as rates began to spiral. £500 a month we were paying at the time. to then have to think about doubling that cost each month was very frightening. so she's hoping that today's news will make life easier for them when they come to remortgage again in a few months. it gives me confidence going into the new year that, you know, the banks will start to offer some better rates. you think as a household you earn 0k money and you'd like to think in comparison to when my parents were working, you'd like to have that little bit more of disposable income and save towards the future, or make that house renovation. we can't really think about doing things like that because does that extend our

mortgage term even further? with most bills still on the up... e5, is that enough? ..borrowers and savers are hoping the bank of england delivers something to smile about. colletta smith, bbc news in manchester. 0ur correspondent peter ruddick explained the key reasons why interest rates could go down today. the most difficultjob on interest rate day, a mortgage broker trying to work out what the bank of england will do. it is quite rare that when we get these complex economic decisions that things are nailed on. as megan was suggesting it is now a 90%—plus chance, expectation, that the bank will cut interest rates today from where they are at 5%, by a quarter of a percentage point, to 4.75%. there are three key reasons why. as megan hinted, inflation was slightly lower in september, 1.7%, below even the bank of england's 2% target. the second reason, we like to look under the bonnet of the headline

figure and try to work out exactly what is going on. one of the areas of inflation that has been quite stubborn, quite sticky and difficult to get down has been wage growth, pay increases. betweenjune and august pay growth was at 4.9%. that is above the headline inflation rate. however, it is much lower, much slower growth than it has been recently. in fact that was the slowest pace for more than two years. and the third reason, the bank of england governor's own comments last month, he said the bank could probably afford to be a bit more aggressive when it comes to interest rate cuts. all of those three reasons combined is why we think there is a pretty good chance we will get a rate cut today. the question i guess, and i guess the question the bank of england governor will be asked today, is what about the past

or future rate cuts? could they be impacted both by the budget, as megan was discussing there, and also events stateside and the re—election of donald trump. we only have about 45 seconds but a question many people who don't follow the financial markets and economy as closely as you will want to know is this overall good for the country's economic growth? we had the budget not long ago, talked of things going to be difficult in the coming months. lower interest rates would be good news if you are looking to buy a house but remember rates are still way higher than they have been in the past decade or so. lower interest rates could also be good for businesses who probably will need to borrow in order to grow. but the counterargument to all of that is what happens, what is the impact from

the budget and whether those policies really will have more of an impact on growth and the economy than these interest rate decisions today. mortgage broker megan hall said a fall has been expected. yeah, i think we will see a small cut today. obviously we have seen inflation falling so i think it's to be expected. however there has been some more uncertainty since the budget and lenders have increased their rates this week. of course this will be widely watched for many of your customers. do you think lenders are already starting to adjust rates in anticipation? we have actually seen the opposite this week. we have seen interest rates rise. i do hope that if there is a cut today lenders will have more trust in the economy and we can start to see interest rates go back down again. how have the recent... how has the housing market been in the last few months and how might this boost sales and borrowing? it has been tricky, i think i can speak for a lot of brokers. interest rates are changing, up and down. i think clients are confused over what to do,

in for a rate, will they go down or up. there has been a lot of confusion and sometimes we have to do is submit. i had a client who within nine months of waiting for her mortgage to compete has gone down £40 a month so we have seen quite a significant change is in short periods of time. so, yeah, it is hard. the government will spend £10 million to support rough sleepers in england this winter. deputy prime minister angela rayner said the money will help tackle what she called the homelessness crisis. she also suggested that new council homes would be exempt from right—to—buy. 0ur social affairs correspondent michael buchanan has the details. rough sleeping is on the increase across the country. in london, the worst affected city, figures released last week showed almost 5,000 people were sleeping outside betweenjune and september — a record high. i can't wait to have my own place. the deputy prime minister visited a hostel for homeless people to pledge £10 million

to help rough sleepers cope with winter weather. £10 million is about recognising the catastrophic emergency situation we now see with homelessness, and councils are now seeing tremendous pressures on temporary accommodation budgets, which is tipping them over the edge. you show me your skills. 58—year—old stephen richards, an experienced chef, has spent the past six weeks living here after some time sleeping in gardens and woods. a temporary shelter as he tries to find the deposit to get his own place. things are too expensive now. years ago, a room in somebody�*s house was called a lodger. now they call it en—suite. they're charging, for a bedroom, like £1,200 for a bedroom a month. reducing the need for hostels requires fewer people becoming homeless, and the charity behind this facility said that banning no—fault evictions is a good start. the majority of people becoming

homeless are coming out of the private rented sector, and section 21 evictions is the large driver. that's going to help dramatically. the sell—off of council houses has been widely blamed for contributing to the homelessness crisis. the government has promised to build the largest number of social homes in a generation, and angela rayner says tenants of those new—builds may not be able to buy them. i don't want them leaving the system. so new council houses will not be able to be sold? we'll be making restrictions on them, so we'll make sure that we're not losing that stock. rough sleeping is the most visible form of homelessness, but many other people are reliant on temporary accommodation or friends�* sofas for a roof. thousands of people living daily with the consequences of a broken housing system. michael buchanan, bbc news. detectives investigating claims of sexual abuse by the former radio 1 dj tim westwood have submitted a file of evidence to prosecutors to consider bringing charges.

the criminal inquiries — which relate to alleged incidents in london between 1982 and 2016 — came after a joint investigation by bbc news and the guardian in 2022, which heard from women who made allegations of unwanted sexual behaviour and touching. mr westwood, who is 66, has always denied the claims. exactly 30 years ago, a 13—year—old girl, lindsay rimer, left her home to go on a shopping errand. she was never seen alive again. her body was found in a canal five months later but her killer has never been found. now lindsay's family and west yorkshire police are re—appealing for information in the hope of finally catching the culprit. 0ur reporter emma glasbey has more. detectives say they now fear for the safety of a west yorkshire teenager

who they believe may have been abducted from her home in hebden bridge. lindsayjo rimer, who's 13, disappeared... her mother must be worried out of her mind and all my thoughts are with her, you know, it's awful. today, west yorkshire police confirmed the news nobody wanted to hear. lindsay, who was 13 when she disappeared last november, had been brutally murdered and her body dumped. the killer of my sister hasn't been found. and they need to be found so that we can end this. you know, we're not going away until lindsay hasjustice. in november 1994, lindsay rimer had left her home in hebden bridge on a monday night to buy cornflakes. she was seen on cctv at the spar shop. she was seen close to a bus stop nearby. that was the last sighting. lindsay was just 13 years old.

lindsay's disappearance 30 years ago sparked one of the largest searches ever carried out by west yorkshire police, and left locals and her school friends in shock. if there's anything at all that you think might be of any help we'd very much want you to tell us that as soon as possible. lindsay's older sister, kate, bravely took part in a reconstruction of lindsay's last known movements and a press conference. they've got to get lindsay back. we've got to have lindsay back. and if lindsay was watching, what would you say to her? i come home. i was 20 when it happened, and ijust... i look so young. i don't recognise myself, but i recognise the terror in my face. you feel absolutely helpless. i felt that it was the least i could do to help find my sister. because at that point,

she wasjust missing. five months after she went missing, lindsay's body was found in the canal a mile outside hebden bridge. her body had been weighted down to try and keep her hidden. her killer has never been caught. there's no way that someone doesn't know something of how she got from the spar to suddenly being weighed down under the water and further up the canal. someone has got to have, like, a piece of information that could be so vital. 0ur grief is 0urgrief is up 0ur grief is up to here. anything before that.

an issue we've covered many times on the bbc is the way people with disabilities are often treated on flights — from being left onboard without help, to a lack of accessible toilets or having wheelchairs damaged in transit. today the government has announced a new group — led by the paralympian baroness tanni grey—thompson — to try to tackle these problems. 0ur reporter graham satchell has the details. they are shocking images. luton airport. thank you very much. international wheelchair athletejustin levine dragging himself through arrivals at luton airport in 2017. his wheelchair hadn't been loaded onto the flight. luton airport had offered him a mobility chair, but it would have to be pushed by someone else. mr levine declined, saying it would have removed his independence. he completed his journey on a baggage trolley. the bbc�*s security correspondent, frank gardner, has found himself stuck on planes again and again over the years, waiting for airport staff to find his wheelchair. last month, he posted this

image as he was forced to crawl to the toilet on a polish airline flight that didn't have a wheelchair on board. you shouldn't be flying in the 21st century without an onboard chair. it's inhumane to make passengers crawl to the loo on your planes. the government has announced a new task force to tackle the problems disabled passengers face. it will examine issues like being left on board aircraft without timely assistance, poorly handled wheelchairs, lack of access to toilets and a lack of clear information. so many disabled people have had bad experiences travelling with a whole range of impairments and health conditions. wheelchair users have particularly had a hard time. i think a lot of people will be watching this group to make sure it comes up with some recommendations that government then implements. well, it's now 22.17. no one's come to get me off. they got me on absolutely fine at leeds.

staff knew i was on and i'm now crawling off the train. baroness tanni grey—thompson is no stranger to problems on the transport network. in the summer, she was forced to crawl off a train at king's cross when assistance staff failed to turn up. baroness grey—thompson will head the new task force. disabled people shouldn't have to keep complaining and keep raising these issues, which is hard to do and it's exhausting. we just need to have a system that works better for everybody. the government says it's determined to ensure passengers with disabilities experience more inclusive, accessible and seamless journeys in the future. graham satchell, bbc news. sirjohn nott, who was the defence secretary during the falklands war, has died. he was 92. sirjohn offered his resignation to the then prime minister, margaret thatcher, after accusations that he failed to anticipate argentina's invasion of the islands in 1982.

but she turned it down, and sirjohn played a key role in her war cabinet. the body of the former 0ne direction singer, liam payne, has been released to his family, to be returned to the uk from argentina. he died three weeks ago after falling from a hotel balcony in the capital, buenos aires. hormone replacement therapy should be the first treatment offered to women with menopause symptoms, according to the health watchdog. in new guidance, the national institute for health and care excellence — nice — said hrt is the "preferred, recommended approach" for managing symptoms such as hot flushes, insomnia and low mood. prince william has awarded £5 million to five different inventors, entrepreneurs and organisations working to reduce climate change. the earthshot prize winners were announced at a ceremony

in cape town, south africa. a warning — this report, by our senior royal correspondent daniela relph, contains flashing images from the start. the carpet — green. the dress code — eco—friendly. the fashion — recycled. for everyone here, including royalty. prince william wore a sustainable blazer from a vintage shop and biodegradable trainers as he walked the green carpet at the earthshot award ceremony. as he addressed the award ceremony, he began by greeting the audience in different african languages, and he stressed his backing of the earthshot winners. we'll do everything we can to support them and help speed their solutions to scale. because when they succeed, we all succeed. the earthshot for cleaner air goes to gayo, green

africa youth organisation. congratulations. winning £1 million for your environmental innovation is worth celebrating. and, backstage, the african winners got the biggest reaction. desmond, you did it. yes, we did it! we won! i still can't believe it. how does it feel? excited, delighted. my brain, it's frozen. congratulating the winners who came here as finalists and leave with £1 million and the support of a prince. their range of ideas may be different, but they all share an optimistic vision of making the world cleaner and more sustainable. daniela relph, bbc news, cape town. now it's time for a look at the weather with carol kirkwood. hello again. over the next few days

the needle in the weather record is firmly stuck, because we're going to continue with a fair bit of cloud around. it will be dry for most of us but there will be some drizzle in the forecast and also some mist and fog patches. it's going to remain mild, but it looks like we will start to see a bit of a change coming our way on sunday at least. this afternoon, though, a lot of cloud around, some brighter breaks, the best of which will be in the north and the west. we could see less reliable and occasional breaks a bit further east too, and it's going to be a breezy day. a mild one for the time of year, temperatures 12—15 degrees, but round the moray firth, in any sunshine, we could see 17 or 18 as our maximum today. now through this evening and overnight we hang on to a lot of cloud, some mist, some fog, some clearance in the sky again in the north and the west. and it is going to be breezy. and that cloud thick enough for some drizzle or some patchy light rain coming in to the outer hebrides. temperatures falling away, between 8 and 12 degrees. normally at this stage of november we'd be looking at roughly 2—6 degrees as our overnight lows, so much milder than you'd expect.

friday sees once again a grey day, some drizzle around. the brightest breaks across the north and the west. breezier in some eastern areas, though, compared to today, and temperatures, 11—16 degrees, so downjust a degree or so on today's values. into saturday, spot the difference. once again, extensive low cloud producing some drizzle here and there. some breaks across the north and also the west, and still breezy, but the breeze breezy, but the breeze not particularly strong. not particularly strong. temperatures, 11 in lerwick, temperatures, 11 in lerwick, 13 in cardiff, 15 in st helier. 13 in cardiff, 15 in st helier. then we start to see a change, then we start to see a change, because we've got a cold front because we've got a cold front coming in from the atlantic, coming in from the atlantic, and that's going to bring into england and wales. and that's going to bring in some rain with it, in some rain with it, pushing south—eastwards. pushing south—eastwards. blustery showers follow blustery showers follow on behind and so do some on behind and so do some fresher conditions. fresher conditions. there will be more sunshine there will be more sunshine through the course of the day through the course of the day on remembrance sunday. on remembrance sunday. wet in scotland and northern wet in scotland and northern ireland to start with. ireland to start with.

that rain sinking that rain sinking into england and wales. the cloud breaking ahead of it and certainly behind it. don't forget those blustery showers. temperatures, 12 in lerwick to highs of 15 or 16 as we push

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this is bbc news. us president elect donald trump begins the process of selecting his future government, as president biden prepares to address the nation. kamala harris concedes the race promising to help ensure a �*peaceful transfer of power�*. we�*ll be looking at the new political map of the us, looking at how donald trump are one and what went wrong for kamala harris. at what his presidency might mean for america and the rest of the world. i'm rajini vaidyanathan in london, also coming up... the scene live in budapest, where keir starmer is set to arrive at a security summit.

more air strikes in southern beirut, israel says it hit