we were met in the morning by our winter quarters in the wild bears. i went to my place. everyone can stay up to six months of training strokes on the plan to be cool. closer to winter, the bear's metabolism slows down. he becomes slower and eats less. uh, for the summer because of the autumn. he accumulates fat, so he is not cold in the lair. imagine 700 kg of weight 200 - this is the fat mass of a tristan in a three-room cage and the last of them is a lair. our zootechnicians, zoo specialists, are trying, they are warming the den, they make it comfortable and cozy for the bear. these are some of his favorite toys - this is hay, so that he is warm and comfortable. during the winter, bears are horror stories. you demand 200 kg of vagim for your mother , which means that a quarter of turkey sleeps with us in seven

moves. even more, probably, our site tvr box beeline reception of the evening. for those who want to keep abreast of new developments. with the development of science. many problems are left behind, however, our researchers do not stop, and in the modern world. well, it’s like it’s already about 40 and you sometimes forget what happened yesterday, maybe this is the same thing and you need to see a doctor. i ask how experts have lezgir disease - it is always accompanied by dementia manifestations. yes, that is the same dementia today microbiological preparations. this is very relevant. it is fashionable very environmentally friendly or quality products. this is the guarantee of the health of our violence. everyone tries to paint for themselves this picture of such a positive old age. and when im

asked a question. so what should be done here everyone thought, watch the popular scientific project science mania on belarus 24 tv channel millions of emotions. we can rejoice, be angry with delude with the horror of our emotions, they don’t bend us, but music is music showing our emotions. these emotions are a strong force, literally taken by the soul and the self that has already consumed us becomes the integral paul of our life. music

music hello, with you project everything is clear with marina karaman where we talk about complex things in simple language today about how to earn a pension, where find out how much you have already earned on it, how payments to pensioners are calculated and how much individual

entrepreneurs actually put into the budget. let's go while we're young. it seems to us that pension is a word from newspapers yellowed from time to time. and to most people. so it seems, almost until the very retirement age, and we all have to live on pension, and the sooner a person with pink filters from his eyes and starts earning money on it, the more calm and prosperous old age will be. in any case, in most states of the world. this is how it works, and belarus is no exception. through the fund for social protection of the population, abbreviated as fszn, this is a department of the ministry of labor and social protection that collects data and distributes money for pensions and benefits for belarusians. some people think of this structure as a bank with money, but the bank is for storing information about money and the people to whom they need to be paid, and for money it is more of a transit point, by the way, through the federal law you need to restore data about all places

work and earnings of a person, even if he lost or spoiled the work book, the period from 2003 is available to specialists. it was then that personalized records of working citizens began to be kept in belarus. to calculate pensions in our country , they use the concept of work and insurance experience work experience - this is the period when you actually worked insurance experience - this is the period of work when deductions from the workplace arrived for you. did you send them yourself, as an individual entrepreneur, or did the accountant of your organization do it, it doesn’t matter that receive from the state. pension payments must be officially worked out for at least 20 years. this will be your work experience of 18.5 out of these 20 years. you have to pay dues. vfsn. this is your insurance record. he will grow up a little soon. and here is an important point, monthly deductions for the

insurance period there should be amounts that are not less than the minimum wage, if it is lower than the insurance period, it will be counted as incomplete, that is, if according to the documents the employee receives half the minimum wage for a month , then his insurance period will be counted only 2 weeks. a couple of years ago, cases were reported in the media when elderly people were denied pensions because they were given a tiny salary so that the employer would pay less in the federal tax. the rest was given in an envelope. at the exit, the employee received incomplete insurance experience and was denied a labor pension, so the salary is in envelopes. it is always a disaster for the hired person and a violation on the part of the employer, a similar problem, touched the ip workers from the nineties, then they were allowed to pay the vfz. at the request of faith in eternal youth. people paid, from time to time it came retirement time. raised the data, and the insurance experience is only 5-6 years. all of us work with different workloads and so that people have time to accumulate insurance experience. even with a small employment in the country, the

retirement age of a woman has been raised. in our country , men retire at 58 at 63. but if this is not enough, a person can count on a social pension. they are a little later. to find out what pension you have already earned, you need to apply with a passport to the social security department of your district, a from january 1, 23. that is, after a month and a half belarusians will be able to download an application in which, after identification, all this data can be obtained without leaving home. you get a job with you conclude an agreement or contract and make a copy of the passport in your passport. there is a long identification number, they pass it on to the federal security service, they start a dossier and write that such and such is now officially working. in such and such an organization to you. in confirmation, they issue a social security certificate - a green card with a number

from the passport, name and date of birth. after that each time before the salary, the employer transfers money for you to the fund. and the fund records that on behalf of the citizen. with this issue this month, the state received so much money, this information has been accumulating for a lifetime. even if a person changes his passport, his first and last name is not lost, because the same long number is with him forever and it tracks the places of work and pension contributions from the salary of every working belarusian. they take one percent of the total vfz receives 35% of the amount of earnings. of these, 6% social insurance 29% to the pension fund, we will write them out of 29% going to the pension fund, 28 the employer pays the employee's money. here they do not touch 1% are withdrawn on themselves and we see it in the

pay slips, this money is given to current pensioners. 6% for social insurance is also paid by the employer, and not by us out of pocket, and this money goes to pay for sick leave and benefits again in the social security fund, 35 arrive. percent of the amount of earnings of each citizen is 28 + 6, that is, 34% of them are paid by companies 1 % people give, you can predict with what numbers the efz will come to him, judging by how many ip companies contributed to the fund on december 31 , the amount of contributions, in the composition of 19.5 billion rubles. 16.3 billion will go to pay pensions 4.7 billion for benefits and sick leave 16.3 + 4 and 7, = 21, and contributions will amount to 19.5. where will the extra 1.5 billion go? and where will the social security fund take them, this money will be used for

misinsurance payments. for example, if a working woman went on maternity leave. this is an insured event for the fund. the employer paid 6% of the amount of earnings to the social security fund in order to guarantee the payment of the decree, but unemployed young mothers in belarus receive the same maternity leave as working women. although no one contributed anything to the fund for them, the second example is elderly people who have not worked anywhere for years, their state also does not quit when they reach 65 years old. they receive a social pension. it is lower than labor, but it exists and pays it regularly, and non-working mothers and pensioners without work experience receive payments from the social tax, but the fund takes money for them not from contributions. and from the budget, that is, their content is compensated by the state, because the amount of spending by the federal law comes out more than the amount of contributions. why is this state? because our country is not for the head of business, but for life belarus pursues a social

policy. its goal is to give maximum benefits. everyone, without exception, and prevent starvation and the emergence of slums, as in the megacities of the world's first economies. to calculate the amount of a pension , experts collect data on how much a person earned in each year of his life, compare the amounts with what could then be bought with his salary and translate the result into modern purchases and money, that is, value ratios are calculated salaries, then and now, and on the basis of this, a coefficient is derived for calculation. the longer a person works, the more the amount for calculations accrues, because those whose work experience and official salary were longer and the pension will be larger individual entrepreneurs must deduct the social security fund 35% of earnings under scheme 29, + 6, but since not all of them inform the state, truthful data on income deductions

should be no less than the minimum wage every month and this year the fts from 19.5 billion rubles. from all businesses. belarus, only 134 million rubles is the contribution of individual entrepreneurs, that is, individual entrepreneurs put the social protection fund 0.7% of the amount that the whole country invested in payments to pensioners with many children and those who fell ill, this, by the way, is a note for lovers to speculate about how our economy and pensioners are holding on on ip nowhere does he store money that comes to the federal tax redirected to payments to pensioners and recipients of benefits recently from the ministry of labor. offered the opportunity to accumulate additional pension people. can voluntarily deduct an account a future pension of up to 10% of the salary. in addition to the one percent that the employer is already taking from him, at the same time, he must add up to 3% of the

employee’s earnings from himself, this money was entrusted to save the state insurance company stratum. it places them in refinancing stands in banks to prevent them from depreciating until the depositor reaches retirement age. if you decide to accumulate 3% of your salary per month, 1% of the vfz will be removed from you, plus 3% in return, the employer will pay for you in the federal law, he is no longer 28, and 25% and 3% are also sent to the insurance company. then you accumulate the standard vfz pension and the funded pensions are higher, the higher the deductions belarusians pay in the social security fund, and they pay, the more, the more they earn from december 1, pensions in the country will increase for the third time in a year, this became possible, because it accelerates the economy grows the real incomes of the people they deduct. the social security fund is enough not only to

pay people pensions, but also to raise them, that is, the well-being of our pensioners depends on us working people, the more efficient. we work, the higher we can pay pensions. remember that each of us will become richer. only if we make it richer together, belarus will not give up on children, because only a country where there are more young people than old people can afford to keep them and not be afraid of old age. after all, even denmark is not given happiness to everyone and takes care of the older generation to the whole ro. do we since childhood and on the way to the status of pensioners. yes yes that's how i am marina karamana, which looks out of the pension case. we understood, everything is clear. see you.

the leaves are shining, the sun is shining. i would like to look at this light for the deceased and skin day to discover something new for myself, it would be so.

they can be torn off. never fit, a charge of emotions . i consider absolutely not a creative person to be so hard-nosed anymore. well, such a stubborn person. here, this is my art. i think so, there are moments when people just, well, they were refused, yes, that is, one door closed, the second, they don’t try further. here. well, i'm going, that's until they open it, the belarusians are a project of updated people. we are all births, we are from childhood yes, and i don’t remember at what point the project was born, it was born for some time,

and it was a series of some of my street choices, how you and i are discussing the most important matters in the center of the lake, thermoses, sandwiches, until we discuss it, we don’t come to a common end, we don’t leave. this is how we like to have fun and work on our tv channel. removed from the city mitusni here is your karani and your strength is true, pirate cop. forgive yourself. zapovalitsya and tear off a special one. and i'll

tell them to the right. skin-croc own this is an understandable policy. hello, provocations in world politics are a long-standing thing, and wars have started for them, countries have been destroyed by the millions. ghibli. people today this tool. unfortunately, it's only evolving. what is only a strike with ukrainian missiles on poland in order to accuse russia and involve nato in the conflict

? november 15 this year in the polish village, przewadow fell two rockets. ukraine hastened to declare that moscow attacked poland