ticks are stacked in their own way, if you are a businessman and you have a business, yes, then business works for you without your participation, and an entrepreneur is a person who works, because entrepreneurship is work directly. so far, i'm still an entrepreneur. i'm graduating from a coaching institute in order to hmm help people even more, as i always wanted to, probably, and to a greater extent got closer through myself and we know how sound works from our own experience on our own example skin story is an incredible motivation to change your what i want is that i have n’t been taught some kind of entrepreneurial knowledge since childhood, so i’m still trying to pass on some knowledge to her, because in any case it’s useful if

you have money, you don’t have money to replace . you're not famous, no matter where you are. now can you do a great deed or not? if you can, then you are a great person. so i want the children to understand this. belarusians, look at the project on our tv channel. we talk about the most interesting from the world of science dizziness lack of appetite apathy, pale skin, with such symptoms, according to wax, a third of the population of the whole world turns to the doctor, we ask the most exciting questions and give. answers to them by the body with oxygen, walking in the park will not work if the hemoglobin in the blood is lowered. the less hemoglobin, the less oxygen the cells of the organs receive. and the greater the likelihood of hypoxia of oxygen starvation. watch the popular science project science mania on our tv channel. this is the area of ​​interest and we

continue. now the results of trading on the belarusian currency stock exchange, our the ruble strengthened against the russian ruble. so the following rates are set dollar 2 rubles. 76 kop. for 10 yuan at the auction, they gave 4 rubles. 9 kop. 3.80 is worth 100 russian rubles, the euro exchange rate rose by the national bank, it is 2 rubles. 98 kop. in the laboratory of the belarusian academy of sciences , scientists learned how to grow their own emeralds, scientists even managed to repeat their natural color. yes , and according to the main properties of artificial stones. they are in no way inferior to natural ones; they are sold not only in belarus, they are also delivered to russia, india, china, the geography of orders is expanding, but except for emeralds. our scientists have obtained alternative red beryl. sapphire alexandrite. and ruby ​​in its morphological features, physical properties and color characteristics. they are also as close as possible to natural stones, how crystals turn into jewelry and

what are the advantages? at artificial stones , we talked about this and not only with belarusian scientists. if you give it to a jeweler, and natural is natural and yours is very different in composition, characteristics, composition, structure, hardness, it is absolutely identical to natural emerald. the only difference is that it grows in natural emerald, well, in hydrothermal conditions, therefore, at high magnification, you can see microbubbles of water, which we do not have, but differ in price. i think at times that's nature, but at times, of course, because well, let's say an emerald of this quality. natural, but it costs, say, 7,000 dollars per carat. and our

emeralds cost 100 times less than belarusians, or maybe the export direction is developing, but they are bought all over the world russia fishing ukraine china india that is, this is all world. how long does it take to grow this beauty? it grows 3 months, which is about 80 carats a year, this is what we get. well, from a thousand to 1,500 carats, this is enough for the needs of belarus and for the foreign market with an increase in demand, let's say this. we are ready, well , immediately, for example, to double it, what is needed for this is some kind of special temperature, special compositions. this is a special condition a special solvent for this and let's say. so the chromophore additive, that is, the

additive that determines the color of the emerald , can generally only be of two colors, or pure green, or very slightly bluish-green, all the rest. yes, that is, they have a common formula, but having a different color. they no longer belong to the emerald. well , besides green emeralds, what else do you grow? well, we have developed a technology for growing red white. yes, it is mined in only one deposit in the united states of america in the state of utah and such a red bixbit, but it is five times more expensive than diamonds, a rather rare stone. yes, and the largest, which made a jewelry insert. she was a 0.9 carat stone value always determined by the cost per carat

yes. that is, it's not the size, but they always say how much the most expensive ones cost for nk - these are fancy cuts. they are presented here. here on this middle one you can see, there is a heart and a butterfly. we have one above tita, buddha is the most expensive, so there is, well, a very complex cut, so it’s worth it. well , somewhere it already costs 80 dollars per carat. well , everything is for sale. naturally, belarusian rubles at the exchange rate. in our bank, the most popular cut is the classic circle and classic emerald well, cool, this diamond frame 507 is a classic. but in economics, we'll cover the area of ​​interest as early as next week. let me remind you that we are on the air every tuesday, wednesday and thursday, good news to you and pleasant communication.

and now my husband turned out to be a liar gamer. without money

and it seems that he succeeded. vadim be happy, please, never call me again . lyokha should from 70 pieces. if you don’t return it, it’s not a vest, watch the tv series captive on belarus 24 tv channel. remember oh virami and mayan heroes hook the truth and tell the truth

in belarus, study and love brought work. my name is alexei verkhoven. i am an operatic symphony conductor. i came from russia. i want to do an internship already as belarus and after that i will start working as a doctor. each hero has his own unique story and his own view of belarus, but in fact, uh, the theater is the bolshoi theater of belarus. we see from russia exactly the same as you see marinka in

russia . history with a reputation belarusian. he for a very long time even the belarusian anthem begins. we are peaceful people in belarus. very nervous people. very loyal people very calm people. yes, welcome, uh, hard-working, see the program a look at belarus on our tv channel. with you, the project is clear. with marina let's talk about difficult things. today, about how the refinancing rate works, what happens to prices in belarus and whether it regulates its prices in germany and the united states went to belarus , the refinancing rate decreased from 12%

to 11.5, this indicator indicates the dynamics inflation in the state of the economy and the ability of business people and the state to service their expenses. and it also serves as a tool that at certain moments. it can ease inflation and spur the economy to growth in 2020 before social economic trials, the refinancing rate in belarus was 7.75%, that is, things went very well, even considering that at that time, and it was july 20, the world had been sitting in the quarantine for coronaviruses, but then due to the shutdown of production and twisted logistics. inflation. it began to grow all over the planet. the sanctions pressure has been stepped up on us. and in 2022, the never -believable economies of the world rolled into a financial hole due to europe's suicidal rejection of russian energy sources. we do not live in a vacuum. and if our trading

partners' incomes are falling, they are falling, and therefore, already in the first inflation in belarus began to grow, the last time the national bank moved the refinancing rate on february 28, 22, that is, almost a year ago, and then it was increased to 12% per annum, detractors prophesied belarusians deterioration of the economic situation and further growth of the refinancing rate, but their forecasts, once again, did not come true, 11 months passed and the national bank lowered this figure. the principle of spending one always works in the economy - this is the income of the other, if people do not have money, they do not buy food and manufactured goods , plants and factories that produce them lose income and cannot grow, and economic growth is possible only if production increases. it is important to understand here that each ruble you earn is your income, but

the waste of those who bought goods or services the enterprise where you work, every ruble you spend is the income of the company from which you bought a product or service, that is , we all sell something every day and buy our time to qualify a service or product. and those who do not have enough money for these purchases take loans and receive money in return for promises to repay them on time and pay interest, if the interest is too high, people will stop taking loans, their spending will decrease, and the spending of one is the income of another, that is at enterprises. income will fall if interest on loans is too low people will gain debts of money. they will have too much on their hands, they will lose value, that is, inflation will increase, in addition, the debts will have to be repaid, what we do when we need to repay the debt correctly, we cut expenses, and reducing the expenses of some is a reduction in income in others. that is. we need someone smart and diligent,

who will analyze all the sale and purchase transactions in the country and deduce such an interest on loans so that it keeps our income and the income of those from whom we buy something this ideal interest on loans depends on the refinancing rate, and it is set by the national bank the national bank constantly counts the amount of goods and services in the country and compares their cost with the amount of money from citizens and companies, that is, it analyzes all the markets of the state, the main task of the national bank is to regulate the monetary balance in these markets. so that neither an enterprise nor people are left without funds for growth and development is crazy work, because it is necessary to consider billions of transactions of millions of people, then calculate at what percentage it is possible to give loans to commercial banks in order to they, in turn, gave loans to businesses and citizens, and so that these loans would not be introduced into kabbalah, nor banks of unusual citizens would not be businessmen, but would allow each

market participant to increase their well-being. at the same time, it is necessary to evaluate inflation, that is, the cost of money and its dynamics, and then predict whether inflation will decrease or increase. and how fast will he do it? the output of these calculations. the national bank displays the ideal indicator of the refinancing rate, that is, the percentage of the amount for which the national bank is ready to lend this amount to other banks. a schematic example of a commercial bank wants a million rubles in debt from national banks. to give people loans, the national bank says, i will give you a million, but you will give it to me in a year and you will pay 11.5% for this year of using a million. from above, the bank agrees to take a million and distributes to people, but at 13% per year, a year later he receives from people his million plus 13%, that is, 130,000 million returns to the national bank 11.5% for the use of a million, that

is, 115,000, but one and a half percent. that is, another 115,000 is the bank's earnings, if the money is in the country depreciated by 11.5% over the year, then the national bank conditionally went to zero, if it made less profit, if it lost more, because the national bank is very attentive to such calculations and does not set the refinancing rate. will lead the country to losses. why the country because the national bank is a state financial management body, it does not have the task of earning on interest rates. he wants only price stability in the banking system and the smooth operation of payment mechanisms. the national bank is the only organization in a country that has the right to print money. and his goal is to print them. as little as possible , because the need to add money arises. only when they depreciate, and the national bank tries its best to prevent such scenarios. so here is the reduction of the

refinancing rate. this means that after calculating all the risks, hundreds of financiers. the national bank is confident that even if people get loans. they will be able to pay them on time and without reducing their expenses, that is, without depriving the country's enterprises of their income. and those will continue to develop precisely this confidence demonstrated the national bank by lowering the refinancing rate. now in this case it says that inflation. it slows down , when loans for the population become available, it is unprofitable for banks to attract clients' money at high interest rates, and therefore payments on deposits also decrease. yes, inflation is slowing down the national bank predicts that in the first quarter of the year it will make it less than 10%. main indicator. here prices are in october twenty-second. they were 15.2% higher than the year before in november and 13.3% in december already at 12.8, all these data are available on the website of the

national bank; a decrease in price growth by almost 2.5% over 2 months. this is a tangible result, the cheaper goods and services. the more we can buy them with our earnings. that is, the higher the value of money is more stable, the national currency and the real opportunity to reduce the refinancing rate. such is the confidence of the national banks in the solvency of the belarusians. he says that the sanctions are unpleasant, but for the economy in belarus, not fatal , manufacturers have adjusted the product line , rebuilt logistics and reached the new sales markets our main trading partner, russia adheres to the agreement on increasing imports from belarus, creating joint ventures and maintaining favorable prices for energy resources, thanks to a series of visits abroad by the presidents and diplomats of belarus , our country has increased sales of its goods in the eu market and africa and attracted new investments from china, the national bank did not

follow the lead of the world market rushing to hell and did not allow the release of unsecured money. well, and, of course, a monumental role in this the meeting with the president on october 22, when alexander lukashenko demanded that the state apparatus take control of prices taxes and adds some share of net earnings. if this is a share of net earnings, it crosses reasonable boundaries, the state is forced to indicate this to the seller , which the president instructed to do ming and the state control committee, the department monitored prices in the country and found out that a whole plast of sellers cheats on goods by 150-200 and even 300% of the cost explains this cheat with far-fetched reasons, such as

butchering these unfortunate carcasses, chickens, after which the meat became less, and money he needed more. these are the schemes that sellers had to abandon, and such control is not harmful to the economy. he, among others, raised the real value of money and gave the national bank the opportunity to lower the refinancing rate. people get money for hands to invest in the purchase of development and business and thus continue to spin the economy. it is generally accepted that in countries with developed economies, prices regulate only the relationship between supply and demand. in fact. it's not like every company strives to become the largest in the market, that is, to monopolize it and to prevent this from happening in the developed countries part of the scene. the state regulates. here are a few examples in the united states, about 10% of all manufactured goods fall under state regulation, and in the american drug market and list of drugs that all