and in general, the hour always runs to you to stagnate, your favorite garbage. daughters-mate alexandra goyton and yegor krishtafovich hotel novin agency. this concludes our release of the novelties of the region and insha, beltaleradeo projects. company are available on the beeline tvr website for a great evening. we got into such a beauty, in such a beautiful city. it's important to show people how important it is to buckle up, and that the belt really holds by numbers.

how long have you been holding a book in your hands? turned page after page greedily, tasting every word of all manifestations human creativity is the most amazing and worthy of attention. this book in books lives at home, the voices of people of the past are distinctly heard, everything that mankind has done has been preserved, as if by magic on

the pages of books it survives centuries. hello, with you project everything is clear with marina let's talk about complex things in simple terms. today, about how the refinancing rate works, what happens to prices in belarus and whether germany and the united states regulate their prices, the rate decreased in belarus refinancing was 12% became 11.5 this

indicator indicates the dynamics of inflation in the state of the economy and the ability of business people and the state to service their expenses. and it also serves as a tool that at certain moments. it can ease inflation and spur the economy simply in 2020 before social and economic trials , the refinancing rate in belarus was 7.75%, that is, things went very well, even considering that at that time, and it was july 20, the world had been sitting in the coronavirus quarantine, but then due to a stop production and twisted logistics. inflation. it began to grow all over the planet , the sanctions pressure was strengthened on us. and in 2022, the never -believable economies of the world rolled into a financial hole due to europe's suicidal refusal of russian energy carriers, we do not live in a vacuum.

and if our trading partners’ incomes are falling, they are falling, and therefore, already in the 21st century, inflation in belarus began to grow for the last time the national bank moved the refinancing rate on february 28, 22, that is, almost a year ago, and then it was increased to 12% per annum, ill-wishers prophesied belarusians worsening of the economic situation and further growth of the refinancing rate, but their forecasts failed again, 11 months passed and the national bank lowered this figure. the principle of spending one always works in the economy - this is the income of the other, if people do not have money, they do not buy food and food, plants and factories that produce them lose income and cannot grow, and economic growth is possible only if production grows, it is important to understand here , each of the ruble you earn is your income, but the waste of those who bought a product or service enterprises where you work, every

ruble you spend is the income of the company from which you bought a product or service, that is , we all sell and buy something every day at one time, the qualification of a service or goods. and those who do not have enough money for these purchases take loans and receive money in return for promises to repay them on time and pay interest, if the interest is too high, people will stop taking loans, their spending will decrease, and spending one is the income of another. that is, businesses will lose revenue. if interest on loans is people are too low, they will accumulate debts, there will be too much money on their hands, they will lose value, that is, inflation will increase, in addition, debts will have to be repaid, what do we do when we need to repay the debt correctly, we reduce expenses, and reducing the expenses of some - it is a reduction in income in others. that is. we need someone smart and diligent, who will analyze all the sales transactions in the country and display such a percentage on loans

so that it keeps our income and the income of those who have something we buy this ideal interest on loans depends on the refinancing rate, and it is set by the national bank the national bank constantly counts the number of goods and services in the country and compares their cost with the amount of money from citizens and companies, that is, it analyzes all the markets of the state. the main task. the national bank to regulate the money balance in these markets so that enterprises, not people, are not left without funds for growth and development is crazy work, because it is necessary to consider billions of transactions of millions of people, then calculate at what percentage it is possible to give loans to commercial banks so that they, in turn, give loans to businesses and citizens, and so that these loans do not lead either banks or ordinary citizens, not businessmen, into kabbalah, but allow each market participant to increase their well-being. at the same time, it is necessary

to evaluate inflation, that is, the cost of money and its dynamics, and then predict whether inflation will decrease or increase. and how fast will he do it? the output of these calculations. the national bank displays the ideal indicator of the refinancing rate, that is, the percentage of the amount for which the national bank is ready lend this amount to other banks. a schematic example of a commercial bank wants a million rubles in debt from national banks. to give people loans, the national bank says, i will give you a million, but you will give it to me in a year and you will pay 11.5% for this year of using a million. from above, the bank agrees to take a million and distributes to people, but at 13% per year, a year later he receives from people his million plus 13%, that is, 130,000 million returns to the national bank 11.5% for the use of a million, that

is, 115,000, but one and a half percent. that is more 115,000 is the bank’s earnings, if money in the country depreciated by 11.5% over the year, then the national bank conditionally went to zero, if it made less profit, if it lost more, because the national bank is very attentive to such calculations and does not set the refinancing rate. will lead the country to losses. why the country because the national bank is a state financial management body, it does not have the task of earning on interest rates. he wants only the price stability of the banking system and the smooth operation of payment mechanisms. the national bank is the only organization in the country that has the right to print money. and his goal is to print them. as little as possible, because the need to add money arises. only when they depreciate, and the national bank tries its best to prevent such scenarios. so here is the reduction of the refinancing rate. this means that after calculating

all the risks, hundreds of financiers. the national bank is confident that even if people get loans. they will be able to pay them on time and without reducing their expenses, that is, without depriving them of their income. enterprises of the country. and those will continue to develop, it was this confidence that the national bank demonstrated by lowering the refinancing rate. now in this case it says that inflation. it slows down, when loans for the population become available, it is unprofitable for banks to attract clients' money at high interest rates, and therefore payments on deposits also decrease. yes, inflation is slowing down the national bank predicts that in the first quarter of the year it will be less than 10%. main indicator. here prices are in october twenty-second. they were 15.2% higher than a year earlier in november by 13.3%, in december already by 12.8 all these data are available on the website of the national bank, a decrease in price growth by almost 2.5%

over 2 months. this is a tangible result, the cheaper goods and services. the more we can buy them with our earnings. that is, the higher the value of money is more stable, the national currency and the real opportunity to reduce the refinancing rate. such is the confidence of the national banks in the solvency of the belarusians. says that sanctions are unpleasant, but not fatal for the economy in belarus manufacturers have adjusted the product line, rebuilt logistics and entered new markets, our main trading partner. russia adheres to the agreement on increasing imports from belarus, creating joint ventures and maintaining favorable prices for energy resources, thanks to a series of visits abroad to the presidents and diplomats of belarus, our country increased sales of its goods in the eu and africa markets and attracted new investments from china, the national bank did not go on about rushing into the turmoil of the world market and did not allow the release

unsecured money. well, and, of course, a monumental role. the meeting with the president on october 22 played in this financial pair, when alexander lukashenko demanded that the state apparatus take control of prices . costs taxes and adds some share of net earnings. if this is a share of net earnings, it crosses reasonable boundaries, the seller is forced to indicate this the state that they were instructed by the president to make mengu and the state control committee, the department monitored prices in the country and found out that a whole layer of sellers cheat on goods at 150-200 and even 300% of the cost explains this cheat with far-fetched reasons, such as butchering these unfortunate carcasses, chickens, after

which meat became less, and money for it was required more. sellers had to abandon such schemes, and such control is not harmful to the economy. he, among others, raised the real value of money and gave the national bank the opportunity to reduce the refinancing rate. people to get money in their hands to invest in the purchase of development and business and thereby continue to spin the economy. it is generally accepted that in countries with developed economies, prices regulate only the relationship between supply and demand. in fact. it's not like every company strives to become the largest in the market, that is, to monopolize it and to prevent this from happening in the developed countries part of the scene. the state regulates. here are a few examples in the united states that fall under state regulation in the cost of about 10% of all manufactured goods, and on the american drug market and a list of drugs that all pharmacies in the country are required to sell at the same price. cheaper can not be more expensive. in austria

, electricity prices are controlled by the state. gas. heat medications, certain metals, cigarettes, salt, postal telephone services, railroad crossings and liquor ministry of economy. austria can regulate prices for any goods and services for up to 6 months if one or more enterprises have fallen for overpricing goods and if the raw materials for the production of the product fell in price, and the supplier did not reduce the price of the product itself in germany, the state regulates about 40% of the prices for food and industrial products, as well as for medicines, according to local analysts, it was this approach that made it possible to support german farmers to evenly distribute income between companies and bring pricing into a market format, but within the framework of a reasonable sum, the refinancing rate is the amount of interest. in the year under which the national bank is ready to give retirement loans to the country's banks

refinancing depends on the availability of loans for ordinary citizens and businesses, if it decreases, it is easier to take loans, but payments on deposits become lower than the level of the refinancing rate. maybe both an indicator of the state of the economy and a tool to support it in advanced economies is part of the scene. always regulated by the state. and to accept the fact that in reasoning about belarus one should rely on the opinion of experts who live and work in belarus to understand that some financial indicators can have different meanings in different contexts and you need to rely on the analysis of specialists, and they are always ready to answer the questions of belarusians. well, to evaluate the hand, which in a few jerks slowed down the accelerating inflation and reversed it. this is a very strong hand. i am marina karamany in what is worth the refinance saver. we figured it out, everything is clear. see you.

in our project, we will show you unique personalities. i knew that i was an internally normal fighting girl who is not afraid of change, is not afraid to change her life to something. he looked at how i was training. he says, i have not seen this, he says, well , my daughter has been in sports for many years, but i have not seen such a warm-up or such a movement , no approach that they break stereotypes with an example and their own experience. no options , last chance. here in life, they go to you. moreover, we noticed a pattern that really big people came to me for the desire to lose weight. i run into this all the time. and with

what is not. this may not work. we may not trust you. i always say try. watch the program to break stereotypes on belarus 24 tv channel

. before the trip, tv guides earn tips that will make their journey easier,

but not everything is so simple, in what century the lida castle was built. no, 15 no, the fourteenth is correct, together with them we will thoroughly explore the cities and sights of belarus, according to legend, the lida castle is guarded by an invisible guard. check if this is true or myth. come on, i don't see the scary, that's why she's invisible. well let's go check what you know wow

apparently, you often like to run in shock, the project is stone, scissors, paper, let's go, let's go. watch on belarus 24 tv channel. belarus is intellectual and the whole country we are once again convinced of this we are building an innovative future and actively developing scientific and technological potential for the first time showed a vaccine that helps to overcome cancer laser technologies, chips and microcircuits, completely on domestic components our specialists successfully enter instrumentation of power engineering in military technologies of robotics. and even in orbit all this experience of our own competence in

various industries and allow us today to exit the sanctions with dignity and help our ally in the main broadcast project in this. watch on tv channel belarus 24. our participants will give their knowledge not only to their peers, but also to adults and the world in the fifth grade. we went through that the moon attracts water and because of the moon there is an ebb tide option, yes, because i read that nefertiti was the queen of ancient egypt, in order to get to the superfinal they need to be quick-witted. i'm sure, the fact that 1 mm is less than 1 m 1,000 times, because a is 100 cm in one meter, and 10 mm in 1 cm, excellent memory and logical thinking. i answered no, because i know exactly what anchovy is. this is a fish.