manufacturers of their products are presented on our site. basically, of course, these are chinese goods, russian goods, but there is also a range of other asian and some european countries, if some top makes up goods. that's exactly import-substituting yes, so that you can name today what is especially popular, and what is especially popular. uh, various polymers, plastic products. and here, uh, our platform helped, uh, replace somewhere around 20-25% of the annual volume of products that were previously imported from unfriendly countries, as well as yes, also in demand on the site, and equipment , spare parts, components, building materials. lucky mixtures chemicals reagents. well, what are today in principle.

in general, the task of e for the exchange is a priority, but in the future, the priority is to expand the geography of our services not only to the belarusian market, where we are represented quite well and densely, because we have about 24,000 clients from belarus today in the exchange, and the expansion of cooperation with the russian market with the market uzbekistan azerbaijan iran china is currently in the process of opening a representative office of the exchange in shanghai in order to activate both the export supplies of belarusian goods to china and the search in china for those goods that are in demand on the belarusian market today. import substitution is for the sake of which all of our own was conceived, in your opinion, it turns out to be solved today. yes, this task is being progressively solved, and we are helping to solve

it not only for our belarusian enterprises, but also for our partners in russia, because when delegations from the regions of the russian federation arrive today and declare some need, and in the imported goods that they have dropped out, we impose this on the nomenclature of our site, and we immediately see that more than 50% of the position. we can satisfy these requests, well, in some area, here again for russian customers. here are the products today, perhaps not more needed in this regard, whether this car is just a mood. basically, of course, we are talking about mechanical engineering products equipment for spare parts. parts of components, but also, in principle, various polymers and some chemicals are also in demand. now let's break for a short advertisement further in the insurance market. vanya stay with us.

you know the origins of the belarusian culture of architecture that at one time the place was the child of the city. once the great vitov laid eyes on it and built a wooden castle here, which stood in this place for more than 200 years . looked like this a typical belarusian hut, unique artifacts and sights of kurgan were taken from a metal settlement, where for the first time in the territory of the mogilev region. remains of an ancient dwelling have been discovered. human, sculptural composition, barklabovskoe. the chronicle appeared in the release of belarusian writing to them in 2013, on one part

of it there is an excerpt from the notorious chronicle, and on our tv channel, oh, she left and asked me to tell you that she sent you. where did they send where they send everyone routes are known territories, there is no access to outsiders, no gas, no water, only a tap, thank god there is light. i told you. nikita will soon have all of russia here. i 'm used to living calmly, it's understandable, and when there's tension next to me. i'm not kayfuzin, you know? so i want to shake everything, she never loved me, the fields, the mother is not obliged to love her daughter-in-law. i married you because i loved you. you know, i

'm going to fight back this time. and then i'll probably leave. grandmother watch the series funny life on belarus tv channel 24 this is the area of ​​interest and we continue now about the exchange rates of the belarusian ruble has weakened the basket. so the american dollar costs 2 rubles 81 kopecks euro. now, at the rate of the national bank of 2.99 for 10 yuan, they ask 4:09 100 russian rubles costs 3.75, all commercial organizations in belarus can be required to pay new insurance premiums.

they want to make such a proposal in the draft decree being developed on ensuring the rights of workers in case of insolvency of the organization, it is expected that such a norm guarantees the payment of wages to employees enterprises, in case of bankruptcy , they want to introduce a new type of compulsory liability insurance from january 1 next year, and we will ask the general director of the belarusian association of insurers about the situation on the insurance market as a whole about the main drivers of growth in insurance premiums and payments. what was the overall picture of the insurance sector last year? you know, uh, the past 22 years were, in principle , quite difficult for the insurance sector, but despite this, the market showed some growth, on average, it grew by 5%, of course, this somewhat lower than in previous periods. but still, this is the growth of some companies. even showed uh, the growth rate was above average and 20% and

30 was. well, of course, there were those, uh, who fell a little bit. also, this year can also be called the year of unprecedented payments, a lot of payments were made by insurance companies. i would even say that every day in the twenty- second year, belarusian insurers paid out about 1 million 300,000 dollars in the form of insurance payments to citizens and enterprises. this is a record payout. uh, probably for the entire time of existence insurance market connected. this, of course, with the fact that in the spring there was a certain jump in the dollar exchange rate and also the interest on auto parts, given that the insurance market. basically, it's a market. in general, transport insurance has a lot of insurance for this circle of transport freight carriers , so it is precisely the prices for auto parts for e, the shortage of these e, auto parts for hundred services and

have affected the fact that payments have risen sharply sometimes to insurers. at that time , i had to pay 6 times at 5:00. uh, the jumped up price, although the tariffs and those prices, according to to which the insurance policy was sold were significantly lower and have not changed. that is, this moment, this factor, of course, influenced these payments, as for the types of insurance, it was still popular among the voluntary types. e insurance of auto helmets of cars, voluntary medical insurance, when an enterprise insures its employees. uh, well , and again, uh, such a type of insurance as traveling abroad began to revive. this is due to the fact that again our people began to travel more among with excellent covid-19 restrictions, accordingly, they began to purchase more policies, leaving markets for tourists, there was also a new tool, voluntary pension

insurance. how promising is this tool? yes, indeed, uh, last year, uh, he brought us. this project at the end of the year launched a new mechanism for voluntary pension insurance, when uh, an employee. uh, together with the employer and the state, how would he finance his pension, this is such a responsible old age. i would say, to put it simply, then, for example, if uh, worker decides. e, for example, 20 rubles. in a month , if the insurance company's account is positive for his additional pension, then the employer is also obliged to add 20 rubles to him. as a result, he receives 40 rubles a month in his life. on your account. eh, but there are certain limitations. that is, the employer makes these payments no more than 3% of the employee's income. that is, if the employee decides more, that is, there is 5-6% to send to this report. all the same , employers will

do this within the framework of three percent, but as practice shows , work has already begun. this kind of insurance, well how as a rule, 1-2% of employees have already begun to save for their new additional pension, but in general, the mechanism is promising in your opinion. yes, this is indeed a promising mechanism. today, this is how it works all over the world, and we are slowly, in small steps, starting to introduce the same mechanisms. that is, when the minimum is paid, there is a state pension. and those who have thought about their additional pension in advance will receive additional ones. here are the payouts. well, if we analyze all payments, where were the most large, maybe some atypical. yes, indeed, every year we analyze the payments of the largest and smallest, the largest payments were in motor hull insurance again, everything is connected with cars, of course, these are thefts of the order of 140. thousand belarusian rubles were paid for one

theft, but also due to the fact that repairs became very expensive, there were large payments for repairs from 80,000 to 100,000 belarusian rubles. this is, uh, the maximum limit, the smallest payments were fixed, uh, in home contents insurance, as a rule, this is when people insured for a small amount and then there were some insured events with some separate things. or, uh, some kind of coating, for example, one sheet of slate was torn off the roof. and so the payments, respectively, were small from 10 to 50 rubles. we didn’t see any types of insurance , there were some funny cases. yes, we call them not typical. they are solitary singles fixed in the market, usually they are associated with animals. this is when the rodents gnawed through the wiring. quite rare, but there is or when the birds flew and dropped stone directly on the car and crashed accordingly. paintwork , well, probably one of the most interesting ones. it was

a case when a horse walked past the car, bit on the hood and, accordingly , the insurer paid for the damage, and when the neighbor's cow ate, uh, strawberry seedlings. well, the man thought of everything in advance, insured his harvest, so thank you very much, and the situation on the insurance market is the general director, the belarusian association of insurers. irina merzlyakova this is all the information for today, good luck with your transactions and productivity in business. we are on the air every tuesday wednesday and thursday. most noticeable in the economy. see you. the most current event in the world of sports hel

hel dynamo continues to fight for play-in success, which yes, on the right to compete for the playoffs of the kharlamov cup hard training and an interesting meeting. perfect shooting is obtained when you don’t think about anything, when you still ran about 5 years ago. i thought, why do i need all this at all? every time it was hard to try to show yourself more work, and it seems to me that this is only for the benefit of victory and defeat. all forms are very work hard in their clubs. i think we're definitely not getting worse, but there was such a slight excitement, because yes, as they say, we didn't play together for a long time. watch in sports projects on tv channel belarus 24 day from a professional. we are here in our olympic reserve school developing five sports. the coach replaces both mom and dad. so, yes, it helps, where you are in your studies and in some other moments there is

work, that is, a little bit of sharing work. here are some kind of such relations of close ones. there are such very friendly people there, that is, to find this difference. tell me only about the heroes, but also in general the development of profession features in our base. we hold a lot of competitions and we attract our children to refereeing from these kindergartens of jealousy, see the program one day on belarus 24 tv channel

. a year has passed of the great historical event , the events that determined everything fell into place were disrupted. everyone understood all the masks, who is their own and who is someone else's year of a special military operation is not a lie, the truth is true always. my name is gregory tsaryonok. this is the secret spring of politics. hello, long live the special military operation. and let them wither from these words. your gentle lying liberal ears. our civilization

has challenged the world knot russia once again . i went to dial in order to save humanity to justify it before the lord god belarus stood next to me then. the only thing now is that the whole world turns away from the filthy west , spits in its direction . noah me ashamed to be russian. calm down you are not russian. you are not even people, but just rubbish. and then i said and i say now i am a belarusian ally of the russians. what delight, decide? russia yes some of us, including myself we thought that the west was rotten and weak, that one had only to strike with a steel fist, and all this hamadryas would scatter. it turned out that homoecotransgnite is just a facade, a velvet glove, under it is the iron fist of nazism, and under the mask is the bastard mug of an old decrepit, but still strong diabolical hegemon. he built a number of his satellites. and ready to move the legions. in battle, a special

military operation was inevitable to pester our dad. every time here, belarus will enter into its own. if you dare to poke your head, it will not be from our own that we will smash the arrestovich to dust. greens, they won’t have time to suck, but we need svo svo in a culture where, as if with calibers , all traitors are carried and under baseboards , hiding there in education, where enemy textbooks must be smashed with a tank strike from pro-western anti-belarusian nonsense in business, so that the squadrons bombed everyone financed . to protests or who closed on strike, and now wipe their social networks in sports so that the sun burns out the exorbitant money earned before any svo results, their own solid gold is everywhere. and now look at the trash called the genius baron enter belarus well, of course not, why because 23 currencies. this is the same

advice. this is such a requirement to come true and it’s rare for yourself, or there you can dig into the history of the soviet union. 23 currencies here uh date, there are 8th century, there are 27 leaf fall. uh, slutsky from armor, a very rotten, spineless snail, this creature has been working in the system for many years. yes, it’s not easy, otherwise the presidential administration got it and, of course, celebrated february 23 every year. here she is. meanness disgusting hypocrisy - these are small little souls on them and there is a tan on everything small ugly low and the real masculine quality is boldness and our president personifies it. he boldly went out against the whole crazy world in covid and won. he boldly suppressed confusion, because he could tell. oh you are. well, live like ukraine no, he took a machine gun and defended his homeland. he boldly supported russia when

the entire satanic west turned on her. and in this, he will also certainly conquer the thorns . the great gift of god and the great treasure of the soul of earthly war or war, courage or courage is much. this means that they work simply miracles , and even more so, john of kronstadt spoke in spiritual warfare, and on the anniversary of the start of a special military operation in the week of the defenders of the fatherland before the start of great lent and new great trials. we say thank you. god gave us the entire leader. may he suppress the turmoil and preserve our fatherland. untouched by the power of the devil, may he defeat all his enemies and bow down all the peoples of the world before his power, and holy russia will overcome the sins of mankind, or else it will perish. let it not falter , the hand of our motherland rashka kalashnikov is an accordion, why the horn of others is a robot russia here time glides, who

forward, then back the soul melts, the sacred bulat every mosque meets the fatal hours of cold russia want to try. and i'll be back. come russian bear.