two more programs with the participation of his group , moscow soloists, we will have organ, wonderful evenings. for example, tomorrow evening for the refreshing jazz in belarus adzin with the famous saxaphanists of cuba, and in the future the african rhyme is being reformatted and the free- willed leaders of arnobajanyan. premiere and posters of carcinoma in belarus. master's new exhibition and literature named after pushkin. art project for ab'yadna scenes trok masters. akula, rzheevski, songs, their most ancient surrealism and duets with folklore, there are hints in the distance. sachyt for rappers, premieres, announcements of new expressions, you can tell the skin wound first on the tv channel belarus and belarus 24. and all the most cultural expressions and art are traditional on the website of the bel-tv campaign. this

concludes our issue, based on the region, other projects of the beltelerady campaign are available on the tvr.by website. afternoon evening. the history of your country is knowledge that provides an answer to the most important questions: where are we from, why are we the way we are, and how do we build our own based on our historical experience? strategy for the future, you need to be attentive to the news you consume, try to avoid digital fast food, and if some news causes you excessive emotions and a desire to do something, you are most likely being manipulated, we have never threatened anyone, belarus -

he is a man of compromise, but for the time being, we don’t want war, we always want to preserve peace, and we will not allow anyone to tell us how to live with the help of weapons, political technology or anything else, don’t be silent about the project, don’t miss new releases on tv channel belarus 244, every day we express a million emotions, we can be happy, happy, happy, happy, our emotions are not good for us, but music, music shows our emotions better. this emanatory force is lethal for our souls, and also for our souls, and it becomes the irreplaceable puzzles of our life.

because the mystery of music is that i know an inexhaustible principle of expression there, where there is a lot of space, music is instead of a thousand words. hello, everything is clear with your project with marina caroman. let's talk about difficult things in simple language. today is about how much. what is the value

of money, what is the difference between the electronic and digital ruble and will they put us all in a digital concentration camp? go. our national bank has published a draft concept for the digital belarusian ruble. the information space was immediately filled with valuable opinions. some are for, some are against , some are afraid that a digital concentration camp will cover us, some do not understand what we are talking about at all, because they do not see the difference between the digital ruble and the current money on the card. the national bank is quietly doing its job, people. judge and some resources produce materials in the style: “you don’t understand how this works? now we’ll explain it to you so that, god forbid, you don’t calm down, but we’ll explain it honestly, so that everyone can decide for themselves how to react, let’s start with the basics. if it’s very simple , money is information about how much the country has provided itself with food and the benefits of civilization and what part of these benefits the citizen in whose hands they find themselves has the right to..."

money, there were times when people exchanged natural products. the miller came to market and exchanged grain for a cow, for example, the potter, according to the same scheme, received the things he needed for his pots. the blacksmith for sickles and scythes and so on, and here there was a problem when the potter needed grain, and the miller needed fish, the potter was forced to look for a fisherman, exchange his pots for a barrel of pike and take this barrel to the miller in order to get the grain. this was inconvenient, and people came to store their goods in barns, and during sales transactions, write receipts to their partners for receiving their products, that is, a potter came to the miller for flour, the potter's pots are not for the miller... but before that, the potter was with the fisherman, the fisherman took the pots from the potter and gave him a letter, which says that whoever presents this letter at the fisherman's warehouse will receive a barrel of pike for it, in return for such a letter the miller gives gonchuru gets flour because he needs fish. over time, there were so many purchase and sale transactions that people

were forced to store their receipts in small warehouses; banks became these warehouses, and the state took control over them, and it also began to organize and conduct production. accounting for most goods in circulation in the country. therefore, the first thing you need to realize is that paper money in itself is not valuable, each bill is just a receipt from the state that we have grain, fish and other goods in the barns. if the state decided to write about this on the wall, they could tear out a piece of the wall and pay in stores with it. it doesn’t matter at all whether it is written on paper, wood or concrete how much you can get for a specific receipt. services, if the state recognizes the carrier of this data as money, it is money. now about the funds on our cards, in fact, these are electronic records of who owes whom, how much. the employer deposited your salary into the bank account, the bank wrote on your account how much he now owes you, you

see this as the card balance. you paid for the purchase with a card, the bank transferred money to the store, the amount of the bank's debt to you has decreased, the balance of the card has also decreased, it's convenient for everyone, you can carry large wallets, service atms, you can unload cash registers and retail staff. total, while they are working in our country two formats of money, paper and electronic, the third will be the digital ruble. the digital ruble is the same ruble that we pay in stores now, just adapted for trading in the digital world. our national bank will issue them, and all transactions with this form of money will take place through it. for this. a separate electronic platform will appear under reliable security. to use digital rubles, people will create electronic wallets and log into them through the internet banking application in their gadgets. wherein it doesn’t matter which bank the user is a client of. all transactions with its digital rubles will take place on

the national bank platform, and the money will fly directly from the payer to the recipient. now banks pass them through their correspondent accounts and charge a commission for this. it is assumed that you can convert any part of your savings into digital rubles; in order to make paper money digital, you will need to put it on a card through an atm or cash desk at a bank, that is, make it electronic, and then exchange it to digital and vice versa, in order to receive digital rubles in paper form , you will need to transfer them to electronic ones, that is , transfer your card account from a digital wallet to the application, and then withdraw cash from an atm, i saw all... questions about that , what will be the exchange rate for the digital ruble, one to one, and digital and electronic and paper money are the same currency, the belarusian ruble. digital rubles will differ from money on cards in that each of them will be stitched with

a unique electronic code, like banknotes marked with numbers, but in the digital ruble there is no physical bill, there is only its code, this is an innovation, if the money on the card is a record: banks about who owes whom, how much in the physical world, then digital money is a new form of those same receipts about the existence of food supplies and goods that were once exchanged by merchants, and then they were turned into paper money, these receipts will simply be encrypted into codes, but the main difference between digital rubles and electronic ones is that they will always be in the virtual wallet on the platform and under the control of the national bank, even if some transactions with them will be carried out through commercial banks, they will remain in this process. only by intermediaries. digital money differs from cryptocurrency in that crypto is mined, that is, mined using electrical networks, and digital money is created by the central bank of the state. cryptocurrency is not physically backed by anything specific. the price of one coin

depends on what cryptocurrency holders from different countries agree on today. the value of the electronic ruble is guaranteed goods produced by the economy of a particular country. this was confirmed by its national bank. and from here comes another difference: there is no single responsible body for cryptocurrency, so today it can cost tens of thousands of dollars per unit, and tomorrow it can drop to zero, and no one will be held accountable for it. behind... the paper, electronic and digital ruble is the state. the new format of money will help ordinary belarusians save on banking services. commission rates for all transactions with this form of national currency will be set according to uniform rules. translations money will pass directly from the payer to the recipient, which means they will not be able to charge a commission for transferring digital rubles from a bank account. to accustom belarusians to digital rubles, they will most likely introduce some kind of bonus programs. like a rich cashback, which is always nice. the national bank reported that they will create a system

that will allow offline payments in digital currency with electronic money on cards; this is impossible. digital rubles will be more reliably protected from crashes and will not be burned due to bankruptcy, as happens with savings commercial bank clients. for businesses, digital money is a way to avoid losses on exchange rates when trading with foreign partners and make international payments faster and safer. this will work if the state with which the businessman trades also has a digital currency. now it is being implemented by russia, kazakhstan, china, sweden, canada, the entire euro zone, and the bohamian islands and nigeria are already using it. note that europe is only moving toward technologies that have been working in africa for 2 years, but that’s a different story. state of appearance a digital national currency will reduce dependence on foreign currencies in international trade. convert rubles into the money of the country from which you are registering. transactions will be simpler, but i, for example, really like that government

agencies will be able to see where taxpayers’ money is going, you remember that the digital ruble is a code, it can be tracked in the system, you can see the entire history of use, which means, unlike from money on cards, digital money cannot be discreetly spent for other purposes, for example, to the district allocated funds from the budget for the construction of roads or targeted assistance to large families, if someone dares to spend this money on building materials for their... dachas or a new car, this will be immediately visible in the electronic system, researchers will not even have to prove anything, the codes are digital money will lead them to the place of an unplanned purchase at budget expense. at first glance, such transparency is needed by the state, but in fact it is beneficial to ordinary citizens. the new currency will not allow sponsoring corruption schemes our tax contributions. in addition, in the digital money code itself, it will be possible to specify what it can be spent on, and this is very convenient for.

payments, such as family capital, the state will see which items of expenditure are in less demand and which ones are in greater demand, it will be able to tune the work of the economy like a musical instrument, add where there is not enough, and for areas where the demand for funds will be lower than predicted, reduce budget. there is a lot of talk online about how the digital ruble will replace paper and electronic money, we will be forced to pay in a new form. will control its movement and we will all end up in a digital concentration camp. it is not true. paper money will remain a means of payment on a par with digital and electronic ones. just like we were given the right to pay for utilities at bank and post office branches, although it has long been possible to do this via the internet. digital money will become an additional tool for paying for goods and services, it’s just that this tool is tailored to modern technologies, threats and processes in the global economy, and therefore relevant for those who... those who do not want to plunge into it will be left the right to spend as they are used to.

digital money removes a lot of restrictions on international trade, nullifies sanctions leverage, such as cutting off unwanted countries from swift. spending on financial infrastructure, an army of bankers, and tons of outdated legislative equipment, which in the new digital world hinder the development of the economy, are a thing of the past. in addition, digital... the money of states will move into the global financial market of cryptocurrencies, which, due to the lack of control not a single structure carries enormous risks for the entire planet. when it comes to money, lack of control is chaos, and criminals of all stripes thrive in it, from scammers to sponsors of biological terrorism. a new era has arrived in which seconds are allotted for decision making and action. on the scale of international trade, there is simply no time for multi-stage money transfers, dealing with scammers, sanctions and commissions; this is still as irrelevant as going to a mobile phone store for a new phone, with a head

of wheat or a barrel of pike instead of a wallet. in order for belarus to keep up with other countries in this new world, it needs to become as comfortable as possible in the virtual space, and digital money is one of the ways to do this. don’t get angry when extra unfamiliar cutlery is brought to your plate at the table. we are at home, no one here forces us to use a new one. for each dish, but they give the opportunity to take it; for ordinary citizens, digital money is just another convenient device for eating at a common state table, and no one will stop anyone from using it beloved.

belarus - unforgiving forests, black rivers and lakes. uncorrupted nature, hell, what a non-magchy adarvat vachey, and yashche belarus - this people, we are covering their forest for you.