stated that the security forces will receive super control over the financial transactions of the citizens of our country. no, that's not true. the new presidential decree does not give all law enforcement officers access to information about any payments of any citizen of the country. the document simply allows banks and those who defend laws to have a publicly accessible database in which all cases of theft or attempted theft of money from the accounts of belarusians will be recorded. once again, only facts of theft or attempted theft, as well as data of participants in such crimes, information about those who were robbed about those to whose accounts the stolen money was transferred. the details of bank account owners are a banking secret, but the person from whose account money was stolen will have to call the bank and report this, and then come to the police to write a statement describing the details. situation and will call for his

money to be found and the perpetrators punished. the very circumstances of theft through fraud remove bank secrecy data from the category of secrecy. what kind of a secret is it if a person voluntarily transmits information to log in to internet banking? scammers or installs a remote access application on your phone and allows strangers to do whatever they want with the contents of their mobile phone. by these actions he himself reveals his banking secret. well, to every victim. it is worth understanding that it is impossible to solve a crime committed through a bank account without touching bank secrecy at all, just as it is impossible to solve a case of doctor’s negligence without touching on medical secrecy, cases of crimes in this area will be entered into a database accessible to banks and law enforcement officers to prevent new episodes of fraud. the base itself will be securely hidden on the servers of the national bank. yes, a database into which data on cases of money theft is entered. from the accounts of belarusians via the internet already

exists, it belongs to the national bank, it is called an automated incident processing system, abbreviated asoi. in 2018, seeing that belarusians are increasingly giving money to scammers, the national bank created a center for responding to computer threats, and they launched an asio, which records data on thefts from online accounts, but now to this law enforcement officers do not have access to the database, so there is an attack.

the victim’s bank cannot track their further path, which the operators inform the victim of the scammers about, then the person contacts the police, they accept his statement, check the facts, recognize him as a victim under criminal articles 209 or... 12 send an application to his bank for information. about the account movements during the period when he transferred money to the scammers. by law , investigators can only send this application in paper form via regular mail. the bank processes the application in the same paper form sends the investigators a detailed statement of the movement of the victim’s money during the theft period. from dozens of payments, investigators need to choose exactly the one that the person transferred to the scammers’ account. after this, there are paper requests

to the bank accounts from which the money went, and from there the answers come, sometimes all this drags on for months. now let’s talk about how everything will happen when decree number 269 comes into effect . for example, a person realized that he had transferred money to scammers. he calls the bank and there he is the crime report is entered into the aso database. after this, the deceived citizen goes to the police and writes a statement. the investigator on the spot opens it. base and sees how much money was spent, when, and most importantly, where. using secure communication channels, he sends a request to the bank where the money went, they open the aso database and see that the crime has actually been recorded, they immediately report where the amount was transferred from their bank, that is , it will be possible to track the chain of transfers not in a few months, but in one day, and having discovered the account in which the money was, for example, in the evening, force the bank to suspend movement on this account, the machine operator... will not be able to withdraw

or transfer the amount, and it will be returned to the owner. victims of such crimes will receive their money back faster, there will be more cases of return, and the criminals themselves... i know that they can be found in a day, will reduce their ardor. now think about whether it is good or bad that the country is creating a system that will stop criminals from returning to citizens the money that they themselves give to scammers. is it bad? that the state is getting rid of bureaucracy and eliminating the need to drown investigations in a sea of ​​paperwork and months of correspondence with banks, or is it worth rolling back this idea, as opponents of the new decree demand, and allowing the cunning guys. first of all, i would like to hear the answers of those who have directly or indirectly suffered from the actions of scammers. secondly, there are interesting answers from online residents who, for several years, under every news about fraud, have been stamping comments about

the inaction of the authorities. opinions of people who don't live in belarus are of little interest, but they are the ones who most often express it. practice shows that the majority. telephone and internet scammers drive the money of naive citizens between belarusian banks, we have 21 of them. as a rule, the crime is discovered at the third or fourth level of transfers. if the money has gone abroad, the law enforcement unit for the prevention of cybercrime tries to return it with the help of foreign colleagues. international agreements help them with this, but why hide? in such cases, the chances of a refund are very high are decreasing. belarusians most often lose money in schemes when scammers call them on behalf of bank employees and report that someone is trying to steal money from a person’s account, the fear of losing savings paralyzes critical thinking, consciousness narrows to the diameter of the threat, it is at this moment

that scammers offer salvation , the ability to transfer funds to another secure account. the person believes that this offer comes from a bank employee, transfers the money so that it... does not go to the scammers, and then realizes that it was with them that he was talking, it's a game of fear. in addition, a popular scheme is when attackers pretend to be investigators who catch an internet fraudster and offer the victim to participate in a special operation, saying they are trying to steal money from your account, we want to take the villain for bait, be a live bait, take a loan so that the thief will fall for it, transfer it to him, and we will track his account, catch him red-handed, return your money and reward you. don’t be offended, those who have suffered from such schemes, but in my opinion, this is a game of ambition in the good sense of the concept: a person wants to be on the side of good, and he likes to believe that without him the whole investigative committee will not cope with the capture of the fraudster, so he agrees to participate in the scam against himself, takes out a loan and

transfers it to the fake investigators, and no matter how events develop further, the debt to the bank hangs on the victim. the third most popular scheme is fake websites. banks, the victim thinks that he is logging into his internet banking from the original website, enters all the card account data on the scammers’ website and loses his money. there is only one way out: on a piece of paper, next to the login password for login to internet banking, write down the address of the original bank website and check it with what is written in the address bar every time you decide to pay for something. these are the top three cyber fraud options. in addition to them, there is an offer to get rich on the stock exchange, false links to payment for goods. services from online flea markets and many more options for deception. we don’t take the scheme with a relative and an accident, because in it couriers are sent to people, and this is no longer a cybercrime. it's time like this, the key under the apartment's rug has become smaller threat to property than handing over a bank security key to a stranger. you just have to

accept it. the decree on measures to combat unauthorized payment transactions will come into force in six months. this. the national bank and law enforcement agencies need time to issue additional legislative acts, organize round-the-clock operation of bank branches responsible for contacts with defrauded clients, and resolve technical issues of the database. for example, all banks in the country will be required to implement anti-fraud systems. fraud - in english - fraud. an anti-fraud system is a set of algorithms based on artificial intelligence. it analyzes every online payment, because as a user. the card swipes it, tries to determine whether it is a theft or a regular money transfer. the program checks whether the payment exceeds the established average daily limit, and whether the amount of the amount is out of the usual range for a particular client? advanced systems even analyze how the user presses

the keys of the gadget through which he pays for a product or service, and remembers the movement of his fingers in case they are not the same as usual, the security of the transaction is called into question. this does not mean that banks will... all payments that the robot considers suspicious, or disputed transfers, will be sent by artificial intelligence to bank specialists for review. always understand... which the state offers us and only then draw conclusions about them: take care of your information for logging into internet banking, this is your golden key, and its secret concerns no one but you. and if you are not afraid to reveal the secret of your golden key to strangers on the internet, then you definitely shouldn’t be afraid that this secret will end up in the hands of the state, which spends millions creating a system that can protect us our money from our own naivety. i'm marina karaman and what is the state doing? we have sorted out the protection of the property of belarusians, everything is clear, see you,

how is the life of foreigners?

which concern russia, belarus, this is the time to talk about the abuse of freedom of speech, but for the west we are not only competitors, this is a tasty morsel, which they charge all the time. the antarctic treaty system currently includes 54 states, only half, including the republic of belarus, can afford to have a station in antarctica and begin conducting long-distance scientific research in the interior of the continent.

europe’s resources to strengthen the united states in a powerful fight with china, and the efficiency

of the government’s activities is, well, the highest, because even under the conditions of the imposed sanctions, nothing has happened to us; this year we will have tremendous growth. the markov project is nothing personal. watch on tv channel belarus 24. how long have you been holding it in your hands? book, leafed through page after page, greedily devouring every word; of all manifestations of human creativity, the most amazing and worthy of attention are books. the thoughts of past times live in books, the voices of people are heard clearly and distinctly. everything that humanity has accomplished has been preserved, as if by magic, on

the pages of books, by reading, a person survives centuries, reading brings generations together, we value the past for our present. belarus 24, we are! i’ll tell you briefly about the main thing by this time. i, vladislav bundir. hello. fair prices and avoiding shortages of goods. how the main requirement of the president is being fulfilled and how the pricing regulation system intends to be further improved. theme of the big meeting in the palace of independence. at these moments there are about three dozen people in the hall, the government, governors, leaders.