in the soviet union, the dobruzhskaya factory met the needs for paper and consumer goods . in the pre-war period, school notebooks were in great demand, drawing and drawing paper itself was also in great demand, there was a period that every fourth student of the former soviet union used a school notebook from the dobrow paper factory. it was no coincidence that the factory became the main manufacturer of drawing paper in the ussr; this was helped by the ingenuity and professionalism of the dobrozhsky paper makers. we started drawing, and then it started problems with telelon supply. and we developed drawing paper with the addition of deciduous telelo. and even we could work at 80%. deciduous, only 20 digits, we

were able to make paper, so we settled on drawing paper, professionalism, ingenuity will more than once help solve the problems assigned to the enterprise, especially when it was necessary not only to ensure production of products, increase volumes, but also switch to a fundamentally new level of quality. in december 1956 , the government of the republic held meeting with the participation of representatives of two departments, forestry of the bssr and the ministry of education. the release of dobruzhsky's products is on the agenda.

notebook paper is gray, landscape, very rough, all this was good when the republic was rising, well, look, finnish polish notebooks, white paper, we won the war, but we can’t give children beautiful smooth paper for drawing, head of the main forestry department at the present time of the bssr, ivan semenovichinsky, repeated what had already been said many times in...

sorry, but it needs modernization. the first large-scale modernization was carried out in 1956 . already in the new decade, the company produced 67% only drawing and 50% drawing.

units of new equipment. on november 19 , 1967, the factory produced 191 tons in just one day, and in the sixties the enterprise already produced up to 90% of the total output in the ussr. and september 1, 2023 is also a landmark date for the company. 100 years

since the release of the first school notebook in the republic. at the factory, traditions are preserved, but the needs of the time bring their own. we connect the main continuation of life with the new complex directly from the new cardboard machine, where high-quality coated three-layer cardboard is produced, which no one produces in belarus, we are the first and only one who has mastered the production of this cardboard due to the fact that there is a great need for it and the market is growing. the successes of the dobruzhskaya paper mill today are successes. those heroic years of the post-war restoration of the enterprise, the fifties, sixties, then she together with the country made a breakthrough in its development, building up potential for decades to come. this was the time when the wood-processing

paper industry declared itself in the world of modern products and became the flagship of the belarusian and soviet economies. union. hello, everything is clear with you about the project with marina karaman. let's talk about complex things in simple terms. today we are talking about how much money costs, what is the difference between the electronic and digital ruble, and whether we will all be put in a digital concentration camp. go! our national bank

published a draft concept for the digital belarusian ruble. the information space was immediately filled with valuable opinions. some are for, some are against, some are afraid of us. will open a digital concentration camp, someone doesn’t understand what we’re talking about at all, because they don’t see the difference between the digital ruble and the current money on the card. the national bank is calmly doing its job, people are discussing, and some resources are churning out materials in the style, you don’t understand how it works, now we will explain to you so that, god forbid, you don’t calm down, but we will explain honestly so that everyone decided for themselves how to react. let’s start with the elementary, to put it very simply, this is information about how much the country has provided itself with food and the benefits of civilization and what part of these benefits the citizen in whose hands the money is entitled to is entitled to. there were times when people exchanged natural products. a miller came to the market and exchanged grain for a cow, for example. according to the same

scheme, the potter received the things he needed for his pots, the blacksmith for sickles and scythes, and so on. and there was a problem when gonchur needed grain, and... fish, the potter was forced to look for a fisherman, exchange his pots for a barrel of pike and take this barrel to the miller in order to get grain. this was inconvenient, and people came to store their goods in barns, and during sales transactions, write receipts to their partners for receiving their products, that is, a potter came to the miller for flour, the miller does not need the potter’s pots, but before this potter was with the fisherman, the fisherman took the pots from the potter and gave him a letter where it was written that the one... whoever presents this letter in the fisherman's warehouse, he will receive a barrel of pike for it; in return for such a letter, the miller gives gonchur flour, because he needs fish. over time , there were so many purchase and sale transactions that people were forced to store their receipts in small warehouses, these warehouses would become

recognized. paper money is not valuable in itself, each bill is just a receipt from the state that we have grain, fish and other goods in the barns. if only the state. i decided to write about this on the wall, i could tear out a piece of the wall and pay in stores with it, absolutely it doesn’t matter whether it’s on paper, wood or concrete indicating how much goods and services you can get for a specific receipt. if the state recognizes the bearer of this data as money, it is money. now about the funds on our cards. in fact, these are electronic records of who owes whom, how much. the employer deposited your salary into a bank account, the bank wrote it into your account. how much he now owes you, you see it as a card balance: you paid for the purchase with a card, the bank transferred money to the store, the amount of the bank’s debt to you has decreased, and so has the card balance, it’s convenient for everyone, you don’t need to carry large wallets, maintain atms, you can unload cash registers and

trade personnel, so while we have two formats of money in our country, paper and electronic, the third will be the digital ruble, digital... it’s the same ruble, with which we pay in stores now, simply adapted for trading in the digital world. they will be issued by our national bank and all transactions with this form of money will take place through it. for this purpose there will be a separate electronic platform under reliable security. to use digital rubles, people will create electronic wallets and log into them through the internet banking application in their gadgets. it does not matter which bank the user is a client of. all transactions with its digital rubles will take place on the national bank platform, and the money will fly directly from the payer to the recipient. now banks pass them through their correspondent accounts and charge a commission for this. it is assumed that it will be possible to convert any part of your

savings, in order to make paper money digital, you will need to put it on a card through an atm or cash desk at a bank, that is, make it electronic, and then exchange it for digital and vice versa, in order to receive digital rubles in your hands in paper form, you will need to convert them into electronic , that is, in the application , transfer from a digital wallet to your card account, and then withdraw cash from an atm; online questions about what the exchange rate for the digital ruble will be, one to one, and digital, electronic and paper money are one and that the currency is the belarusian ruble. digital rubles will differ from money on cards in that each of them will be stitched with a unique electronic code, just like banknotes are marked with numbers, but in a digital ruble there is no physical bill, there is only its code, this is an innovation, if the money is on the card - bank records about who owes whom how much in the physical world, then digital money is

a new form of those same receipts about the existence of food supplies and goods that were once exchanged by merchants, and then they were turned into paper money, just these receipts will be encrypted into codes, but the main difference between digital rubles and electronic ones is that they will always be in a virtual wallet on the platform and under the control of the national bank, even if some transactions with them are carried out through commercial banks, they will remain in this... process the only difference between digital money and cryptocurrency as intermediaries is that crypto is mined, that is, mined using electricity, and digital money is created by the central bank of the state. cryptocurrency is not physically defined by anything secured. the price of one coin depends on what cryptocurrency holders from different countries agree on today. the value of the electronic ruble is secured by goods produced by the economy of a particular country, this is confirmed by it. banks, and this leads to another difference: there is no single responsible authority for cryptocurrency, so

today it can cost tens of thousands of dollars per unit, and tomorrow it can drop to zero, and no one will be held accountable for it. the state is behind the paper, electronic and digital ruble. private the new format of money will help belarusians save on banking services; commission rates for all transactions with this form of national currency will be set according to uniform rules. transfers: will go directly from the payer to the recipient, which means banks will not be able to charge a commission for transferring digital rubles from the account. in order to accustom belarusians to digital rubles, they will most likely introduce some kind of bonus programs, such as rich cashback, and this is always nice. the national bank reported that they will create a system that will allow pay with digital currency offline with electronic money on cards. this is impossible. digital rubles will be more reliably protected from crashes and will not be burned due to bankruptcy, as happens. for businesses , digital money is a way to avoid losses

on exchange rates when trading with foreign partners and make international payments faster and safer. this will work if the state with which the businessman trades also has a digital currency. now it is being implemented by russia, kazakhstan, china, sweden, canada and the entire euro zone. and already used by the bahamas and nigeria. note that europe is just moving towards technology. who have been working in africa for 2 years, but this is a different story: for the state, the emergence of a digital national currency will reduce dependence on foreign currencies in international trade. it will be easier to convert rubles into the money of the country with which transactions are made. but i, for example, really like that government agencies will be able to see where taxpayers' money is going. you remember that the digital ruble is a code. it can be tracked see the entire usage history in the system. this means that, unlike money on cards, it is digital. the money cannot be spent unnoticed for any other purpose, for example, the district was allocated funds from the budget for the construction

of roads or targeted assistance to large families; if someone dares to spend this money on building materials for their dacha or a new car, this will immediately be visible in the electronic system, researchers don’t even have to prove anything; digital money codes will lead them to the place of an unplanned purchase at budget expense, such transparency at first glance is needed by the state, but in fact it is beneficial... to citizens, the new currency will not allow us to sponsor corruption schemes with our tax contributions. in addition, in the digital money code itself it will be possible to specify what it can be spent on, and this is very convenient. to allocate funds for narrow payments, such as family capital, the state will see which items of expenditure are in less demand, and which ones will be able to tune the work of the economy like a musical instrument, where it is not it’s enough to add, and for areas where the demand for funds turns out to be lower than predicted, cut the budget.

there is a lot of talk online about how the digital ruble will replace paper and electronic money and that we will be forced to pay with a new one. the national currency will control its movement and we will all find ourselves in a digital concentration camp. it is not true. paper money will remain a means of payment along with digital and electronic ones. just like we were given the right to pay for utilities at post office bank branches, although it has long been possible to do this through internet. digital money will become an additional tool for paying for goods and services. it’s just that this tool is tailored to modern technologies, threats and processes in the global economy, which means that it is relevant for those who revolve in this financial whirlpool; those who do not want to plunge into it will be left the right to spend as they are used to. digital money removes a lot of restrictions on international trade, nullifies sanction leverage, such as cutting off unwanted countries from swift, and makes financial spending a thing of the past infrastructure, an army of bankers, tons of

obsolete legislative equipment, which in the new digital world hinder the development of the economy. in addition, digital money of states will push cryptocurrencies into the global financial market, which, due to the lack of control of any structure, carry enormous risks for the entire planet. when it comes to money, lack of control is chaos, and criminals of all stripes thrive in it, from scammers to sponsors of biological terrorism. a new era has arrived in which decision-making and action are taken seconds. on the scale of international trade, time for multi-stage money transfers, dealing with scammers, sanctions and... there are simply no seven, this is still not relevant as going to a phone store for a new phone with a cod of wheat or a barrel of pike instead of a wallet, so that in this new world , belarus did not lag behind other states; it should settle down as comfortably as possible in the virtual space, and digital money is one of the ways to do this. don’t get angry

when extra unfamiliar cutlery is brought to your plate at the table. we at home, no one forces us to use it here. a fork for each dish, but they give you the opportunity to take it. for ordinary citizens, digital money is just another convenient device for eating at a common state table, while no one will stop anyone from using their favorite spoon, but you still shouldn’t reject everything new, in case you like it. i’m marina karaman and what to expect from the digital belarusian ruble, we figured it out, everything is clear, see you. every day we work to ensure that you

receive the latest and most useful information, the twenty-minute format allows us. talk about what is happening in belarus and the world, take a linguistic walk in the company of our guides, find a new place on the map of belarus that is definitely worth seeing, and also suggest projects and films that will certainly become your favorites, this and much more, you waiting in the project broadcast 24/7, watch on the tv channel.

elizaveta lokotko is on the air with you now. hello. belarus continues to eliminate the consequences of bad weather according to updated data from the passage of a thunderstorm on july 14 front with wind gusts up to 29 m/s. in 33 districts. in the republic, 748 settlements were damaged, of which 15 were in the brest region, 676 in the gomel region and 57 in the mogilev region. the roofs of almost 3,800 residential buildings and 75 objects were damaged.