currency and more than a century. treasury secretary jack lew said he would name the woman to replace alexander hamilton's portrait on the $10 bill by the end of the year, but late today, the treasury issued a statement saying the announcement was being delayed until sometime in 2016. in saudi arabia, women will vote and run for office for the very first time. nearly 1000 women are seeking council seats, but women still are not allowed to drive and maleget permission from a relative to travel alone overseas. a group of syrians is spending their first day in canada. a government plane brought 160 night.s to toronto last they were greeted by president justin trudeau. the u.s. plans to accept 10,000 in the next year are being met with opposition. it has taken 52 years to send a letter to cuba. the u.s. and cuba announced a

deal to reestablish postal service. they are planning a pilot program. no date was set for a permanent service to begin, but it will not be too soon. the u.s. says technical and safety aspect still being discussed. ♪ emily: i'm emily chang, and this is "bloomberg west." chinese e-commerce giant ali baba buying hong kong's largest english-language newspaper. plus, a preholiday hangover for fedex and ups as a surge in orders puts pressure on delivery systems. beater for buzzer fantasy sports sites fantasy

kings and draft duel. first, to our lead. e-commerce giant ali baba doing some buying instead of selling. it announced today that it is purchasing the south china morning post, hong kong's largest english-language newspaper. hong kong says it will begin to improve perceptions of china and the chinese economy around the world, echoing comments jack ma made to me last month. tok ma: we need media promote, and by the way, our advertisement dollars huge, and the media definitely, using our tell the economy in an accurate way. emily: are you going to buy the firm? jack ma: i did not say that.

emily: now it is official. a tech analyst at wedbush securities and l.a. joins me. thank you so much for being here. this continues, the push into content. on the other hand, this is an acquisition unlike anything else they have ever done. why do you think they are really buying the "south china morning post?" gil: i think they have been frustrated with their coverage so far by the western media. the coverage has not been very favorable. selling the china brand, and they want to have an english-language outlet that presents a point of view that they feel is more balanced and more appropriate for the chinese economy, chinese companies. the cofounder of alibaba

did a lot of interviews today. he said on the one hand, he wants to improve the perception of china. intendother hand, they to maintain editorial independence. he said, "our business is so rooted in china and touches so many aspects of the chinese economy that when people do not really understand china and have the wrong perception of it, they also have a lot of .isconceptions about ali baba what's good for china is good for ali baba." these day-to-day editorial decisions will be driven by editors in the newsroom, not in the corporate boardroom. how can both of those things be possible? tim: credibility is the most

valuable asset of any news organization, so if there is a perception that this is a public relations tool for the chinese the party, then eventually, they will lose readers and advertisers, which will hurt the business. media in chinan has existed for years with extreme input from the government. obviously, ali baba and the veryse government have a close relationship. how can they walk that line? tim: i think they need to assure the public that they will maintain the editorial independence of the newsroom. if you look at this situation, there are parallels between jeff bezos buying "the washington post" and jack ma buying "the south china morning post," in terms of you have internet tycoons buying trusted, valuable news organizations. if you look at what happened in "washingtonthe

post," that's a case where the paper has gotten better. there were concerns about "the post" becoming a tool for amazon. that has not happened. "the post" is now thriving in fact. based on what you just read, it does raise some yellow flags if the editorial independence of the newsroom will really be there. emily: i would also say that it is a different acquisition in the sense that it is not jack ma personally buying the paper, it , whereas jeff bezos himself by "the washington post." does that change things? gil: it makes a lot of sense. you started by saying alibaba does have a content strategy. fits within that to some

extent. again, not the primary reason, but it does fit within the strategy of delivering content alongside e-commerce, but again, it mostly seems to me that they were not happy with the way western media covered stories like government issues and fake merchandise. they felt they were not getting a fair shake. mr. ma even spoke out about how western media was covering the chinese economy, and he complained about the panic in the western media saying the chinese economy is still experiencing healthy growth. not going to grow as fast, but still healthy growth. he would rather american investors and consumers read media that is coming from china that has a perspective he feels is more appropriate on those types of topics. emily: a couple of things that work in favor of the paper is they will get rid of the pay

wall and make the content available for free soon. they will be hiring more people. how does that impact the paper from a resource perspective? >> it comes at a time when most newspapers are scaling back resources these days. to bring back the jeff bezos comparison, "the post" has been hiring at a rapid clip, which has strengthened the paper. if in fact they pump resources into "the morning post," if in fact there is an editor who has editorial independence who is not being pushed into one particular point of view by the owner, then potentially, this could work out. a veryit is definitely provocative deal we will continue to follow. both.you another one bites the dust at yahoo!

the company top at executive is taking a permanent leave just as the ceo starts her maternity .eave he is moving on to work with entrepreneurs in early-stage companies. we have breaking news to update you on. more m&a potential in the semiconductor space. an american semiconductor company saying it has been contacted by a potential acquirer. this would be an unsolicited proposal for nine dollars a share. we will continue to follow this story. there has been a lot of consolidation in the chips industry over the last year. coming up, cyber monday's massive success could be -- could mean delays for holiday packages. we will explain.

♪

emily: all amazon wants for christmas this year is 100,000 temporary workers, 25% more than last year, and in addition to 90,000 permanent employees at amazon's 70 warehouses and shipping hubs across the country. amazon has expanded same-day cities. to 12 u.s. demand for workers is overtaking supply and amazon is paying more than double what it paid for warehouse temps in 2012. and an unexpected surge in online purchases is putting pressure on ups and fedex to get packages out on time this holiday season.

science --pping shipping giants are experiencing .elays fedex rates falling tonight if 5% from 97% last year. joining me now to discuss the challenge for the holiday season my favoritef one of apps, especially in the last few weeks. i've been using it frequently. what do you make of the delays ups and fedex are seeing? is it just sheer volume? >> i think it's two things -- of course, online shopping is increasing even more than a lot of people predicted, and also, a lot of these carriers do not want to overestimate demand. a few years ago, some of the carriers did, and they took a hit with the stop rise. there is that fine balance. just shipped out a few packages yesterday using your app.

a couple of online returns, rent the runway, a gift for someone. where does ship it in? for ups,ke it easier or are you taking their business? >> right now, we are making it easier. i think we are really just increasing the actual market. >> tell me how it works and how you are expecting. >> as soon as you sell open it up,ou can and we will come to you and take care of the packaging, just like we do with a regular service. iily: every time i use shyp, cannot believe how cheap it is. raise thatnning to price anytime soon?

>> we will charge you retail rates, and how we make money as we get highly discounted rates from the different carriers, so that margin is how we make it. my question. we've been talking unit .conomics and return rates how are you managing your own balance sheet? from the outside, it seems like it be impossible to become profitable if you are only charging me five dollars, even though i appreciate it. >> our margins are really quite high. how high? >> let's not talk about that, but they will continue growing as we get more volume. to more items you are able spread across the labor peace, the cheaper per item it is, so our actual margins will increase. you behow long will investing in the business before you start prioritizing revenue?

>> we are prioritizing profitability now, and i think that will be something will continue to do. as far as the business, putting it into growth as a fast-growing startup is absolutely something we will continue to do. emily: do you have a timeframe? kevin: we are looking at early next year. emily: you will be profitable early next year, and you're adding new cities next year as well, right upper on that, are working and another thing we are working on is going into more business products. the integration with ebay is the first step. but how do we go into some of these larger businesses and solve their problems as well. millionps has a $92 market cap, but there has not been a lot of innovation for a couple of decades at least. how is the shipping industry disrupted in the next, say, 10 years? kevin: ups and fedex and major

carriers have a product for larger retailers. we are kind of taking the opposite approach, going to consumers and trying to increase the market and figure out how we can go to the smaller businesses and larger businesses over time. you do not have to package in our system. that's a fundamental change that all the other carriers just do not offer. as well as being a mobile app, we are just trying to completely rethink the way things are done. how does amazon and amazon's continual push to get things faster and cheaper to you -- how does that affect you guys? affect us yet not at all. definitely on the e-commerce side of things in a large retailer, yes, speed is really important. one of the first things we did was we will come to your home in less than 20 minutes. in some of our mature markets, it's less than 10 or less than five. it is a busy time for you. how are you staffing up in the

next few weeks? right after christmas, there will be a big week of returns. last year was our first big holiday. we're looking at a lot of numbers and trying to predict this holiday season. from november to december, we doubled our metrics all the way around and we are projecting doing a lot more this season. the great thing about us is the christmas holiday season is that one time that we can kind of and acquire new users. last year, we saw users that come in in december and early january actually stay on, so the increased labor we bring on are able to stay throughout the year, which is great, and we are not really going into temp workers as much as a lot of other companies are. emily: interesting. thank you. are inup, world leaders paris trying to strike a climate change agreement. can big data be one solution to this global pollution problem?

emily: global climate talks in paris had been set to end today, but it looks like we will have to wait another day for the idle agreement. fromve all the details paris. carolyn: after two sleepless nights at the climate change summit, it seems negotiators are lining themselves up for a third because the overall announcement on a global agreement to help limit climate change emissions has been pushed back, pushed back by 15 hours because of some key stumbling blocks. primarily ambition. how will we see the global communities agree on how to keep on ratcheting up the pledges they have made? more than 180 countries have made pledges as to how much they will curb global omissions, but they have to keep on of -- .mproving them they have to keep on agreeing to

monitoring, to verifying their pledges, and improving them. .keley, it is cold hard cash how will we see developed two $20transfer of billion to the developing nations, and who will contribute? to help take on the worst effects of global warming, rising sea levels, the very existence of some island nations at risk. the clock is now taking. we understand a deal will be announced at 9:00 a.m. france time tomorrow morning. that is 8:00 a.m. gmt. in light of these ongoing negotiations in paris, ibm is announcing an expansion to its technology that enables city government utility companies and factories to tackle issues related to air pollution and climate change. joining me now from new york, ibm's vice president of science

and technology. we are looking at pictures of a .ery smoggy beijing how will your technology help in situations like this? >> the first opportunity we have is to be able to bring in the capabilities that the internet of things of ford's us in terms of environmental monitoring, in terms of centers that are available for us, and combine them into models and being able to bring in machine learning and cognitive capability so that we can improve the quality of those forecast. that is step number one so that we can see three days in advance or 10 days in advance what are the anticipated air pollution levels we expect. the second dimension then is to be able to integrate it so that we can do scenario analysis and take action. the beauty of the internet of things is we can then close the loop and take action in terms of traffic control or it might be limiting the amount of

production, in particular civilian scenarios when there is an pollution. aging issued its first ever been alert over air pollution this week. did your technology help the government make that decision? agency inironmental to makeuses our product those decisions. even though the situation in recent weeks has been very dire, overall, they have seen about 20% reduction over the course of this year compared to previous years, but when the situation gets tough, they use technology to issue these calls. emily: can the technology trace in missions back to a specific , like a specific part of the highway or coal factory or powerplant? how does it do that? >> part of the difficulty is to be able to bring attribution

back to particular sources. attribution, it is at a larger scale, but it might be a sector or particular region or zone in which you can different factories as an example and rank order them in terms of which ones you may be able to produce production or limit emissions. emily: how exactly does the technology work? to fightu use ai pollution? >> the way the technology works is in addition to collecting the data from satellite data, we use a combination of both physics and chemistry models, and if you want to describe it that way in terms of cosmetic technology -- cognitive technology, it is an

model blending, which means we use the techniques to learn what is the proper combination of these models and the parameters in the models based on experience. if some of the models were more successful in the past than others, then we adjust those parameters, and that is learned through experience, and the result is far better quality than compared to just straight out physics or chemistry models. emily: having just been to beijing, this kind of technology is sorely needed. thanks so much for joining us. up, is the future of cancer screening as simple as a blood test? we will discuss with one startup that says yes. that's next. sure, tv has evolved over the years.

it's gotten squarer. brighter. bigger. it's gotten thinner. even curvier. but what's next?

for all binge watchers. movie geeks. sports freaks. x1 from xfinity will change the way you experience tv. tand that's what we're doings to chat xfinity.rself, we are challenging ourselves to improve every aspect of your experience. and this includes our commitment to being on time. every time. that's why if we're ever late for an appointment, we'll credit your account $20. it's our promise to you. we're doing everything we can to give you the best experience possible. because we should fit into your life. not the other way around. emily: i am emily chang and this is "bloomberg west" banned draft judge kings and then you00-- fan

duel from operating in new york -- joining us from new york is bloomberg's chris dolnech. bring us up-to-date on the latest. afternoon the lawyers for the fantasy site and the attorney general when intuit appeals court. the fantasy sites basically just wanted to maintain the status fromo block the rullining going forward why they appeal it - while they appeal. it. the judge issued a stay. the appealsge at court will then decide on whether there will be a temporary stay while they appeal this ruling couldt to blk them as they litigate the lawsuit. emily: so, how important is new

york specifically to fan duel and draft kings? chris: they could lose an estimated $35 million in annual revenue for both companies if they do not keep their customers in the state. it is one of the biggest markets they have. so, it's definitely a significant hit to revenue. although they operate in many other states. emily: how do you think this is going to play out? do you see them trying to ban them entirely, tax them, regulate them better? chris: i cannot say where this is headed when it comes to the politicians and the legislature. it seems if it stays in the legal realm, this is definitely destined for the state's highest court, which will have to make a determination under new york state law if this is going to be, if this is the legal gambling or not. temporarilyhey're allowed to operate until early january, correct? chris: right. that is when the delay of papers

are due. decide sometime after that whether the stay will stay in place while they appeal or whether the case, the lower court case will continue as they pursue the appeal. emily: bloomberg news reporter chris d -- we will follow the situation changing by the hour. emily.thanks, ♪ emily: what if cancer screening was as simple as a blood test?

liquid biopsys does just that. tosequences three genomes detect cancer mutations. conducted 20,000 liquid biopsies this year. is this the future of cancer detection and treatment? joining me is the ceo of gardent health. so, it's just a blood test. how does the technology work? >> it turns out that cancer and cancer patients grows very rapidly, and as those cells divide, they die. cancer is defined by its unique genetic code. those cancer cells die, they shed their contact into the bloodstream. we can take a tube of life from a cancer patient, take the minute fractions of dna in the blood. making them 1000 times more sensitive than -- other technology that exists today and

we can reconstruct the genome to that patient's cancer. emily: is it accurate that you would not need any additional tests? >> yes, it is. diagnostic3% accuracy with a match tissue samples. emily: how does this change patient survival? >> it. improves it dramatically. you think of a tissue biopsy and lung cancer. the cost $14,000. ing thatof re-biopsy physicians empirically trust and treat patients with chemotherapies. we are able through a blood test actually reconstruct the genome and match them with the most effective option out there today. so, we are seeing dramatic stories of patients who had tissue biopsies a couple of ago,

who had no options, we do a blood test. we match them with a drug option sitting on the shelves that the physician did not know they were basically candidates for. we see dramatic survival. emily: the area you are operating and is not regulated by the fda. have run into issues. even though they operate in an area that was not officially regular to buy the fda. the fda said, actually, we want to look at what you're doing more closely. now they have stopped doing their special test for now. . is there a risk you could end up in the same situation? >> there is a dichotomy that exists for health care companies and technology companies where they want to protect their ip, but at the same time we felt we had a duty to the

health care professionals to be very transparent. worked with almost every leading center around the united states because of the end of the day, we have to work together to solve this problem. cancer is a problem that has plagued humanity since recorded history. emily: as i understand it, cancer treatment has not changed much over the last couple decades. >> that is the challenge. we are working on the treatment side as well. we have signed a number of partnerships to speed up treatment. if you think about 40% of clinical trials fail, because they cannot find enough patients. it is the worst raisin for a trial to fail. only 3% of eligible patients are enrolled in trials. with our technology, rather than needing a biopsy to find those patients, we can do a simple blood draw, wherever that patient lives, and oklahoma, kansas, we can send of the bottomless to their home. find out which trials they are candidates for and accelerate the number of drugs. emily: drug testing companies,

their success rate depends on getting insurance coverage. where are you on that? >> we have very good progress with medical directors. because the value proposition here makes sense. i called the 3p's. wants to no person have an unnecessary by etsy with a 20% competition rate. -- an unnecessary biopsy with a 20% complication rate. we're aligned with what the physician want, what the patient wants and what the payor wants. emily: how has the theranon situation affected you? been good for cocktail conversation but other than that -- emily: there are people asking additional questions? are you taking additional precautions? speak with the fda and work with pharmaceutical companies. conversation.ng

we feel we have been very transparent about our method, about our data. we have had a number of centers where they have given us blinded samples. we are able to essentially double check our work. we are fairly confident about the results. emily: so, what are the hurdles you still have to overcome to get this more widely implement ed? question. a great it takes about seven years for 50% of physicians to change their practice. we have seen over 1500 oncologist already use this test. tens of thousands of patients are using it. we have the net -- that curve. but we are only scratching the surface right now. this technology, as it gets more sensitive, will be able to help the 15 million cancer survivors living and here every day their cancer is going to come back. we can give them peace of mind with a simple test. it will help every single one of us as we make the technology more sensitive with an ability to detect cancer before it is

too late. emily: what are your exit plans? are we going to see an ipo? of funre having a lot right now. it is about execution. we are the leader in the liquid biopsy space. that is estimated between 15$15 million and $20 million right now. emily: fascinating stuff. thank you so much for stopping by. more news in the revolving door. ergan isork's charlie changing his title once again. giving up his role as president but will remain chairman and ceo. puppy veteran erik karlsson becomes president and coo. morehange gives ergen time to work on a plan to enter the wireless industry. dish is sitting on a $50 billion supply of airwaves the company has yet to use. with is inspired to speak

the likes of verizon and at&t with a high-speed network for television. coming up, the biggest education overhaul in the united states in years could be a watershed moment for the future of silicon valley's talent pool. code.org's ceo joins us next. we will bring you the top 10 tech trends for the year ahead. ♪

in this week's edition of my longform interview "studio 1.0." we hear from troy carter about everything from lady gaga to uber and lyft. why he says taylor swift's argument to spotify is flawed.

you can download that episode on itunes and are all available online at bloomberg.com. turning to education, president obama calls it a christmas miracle. this week he signed into law a sweeping rewrite of the controversial federal education law no child left behind. givesw law calls on -- states more control about how to evaluate teachers and schools but it makes a profound change in the role of computer science in school curriculums by putting it on par with math and english. joining me to discuss this is code.org's ceo. you have been arguing for this change for years. why did it take so long? >> thank you for having me on the show. you know, changing federal education law is not an easy thing to do. in general, the lawmakers have all been strongly supportive of the idea the computer science

should be recognized as part of the education system. what's taking years as the overhaul -- overall law surrounding the federal laws for education. the part about computer science has been bipartisan. but we have been waiting for the elementary and secondary education act to get reauthorize. emily: you guys have teamed up with minecraft and star wars to make coding more fun for kids. i was looking at some of the numbers in terms of how many schools offer computer science. it is pretty dismal. give us an idea of just how much work there is to be done to get this into schools. >> there are two sides of the story. if you look at where we are, it is dismal. if you look at how fast things are changing, it is positive. right now only one out of every four schools in america is teaching computer science. if your child goes to one of those schools, they

will never take a course in this fast-changing field. change, the pace of that is incredible, almost doubled in the last two years. it will double in the next one or two years. one out of every three schools in the country is an hour of code with 50 million students participating. we are seeing a world education system changing faster than ever before to embrace this new field. emily: on that issue of computer science globally, how does what we are seeing in the united states compared to the rest of the world? >> you know, this is a great story that i myself as an american and proud of. usually when you think of global education, you do not think of the united states as a leader. whether it is math or science, we always feel like we are behind. as a country that invented the internet or the smartphone, america has always been a leader in technology. when it comes to computer science education, we are also leading the world. my organization, we have only

been around for two years. campaignour of code has reached every single country in the world orcountries like russia italy, every single school is participating. it's a campaign that started on the west coast and has now spread to every cotton that in every country. -- to every continent and every country emily: in addition, you are start up investor, a founder, buying -- you've advised companies like airbnb and facebook. we have been talking about the wide number of open jobs requiring computer programming skills. of number of graduates with those skills. how would you rate the sort of search for talent in the war for talent? are companies desperate for good people? >> it is really difficult. open now there is 600,000 jobs for computer programmers in

this country. currently open jobs. these aren't just in uber or facebook or google. 2/3 of the jobs are in banks, manufacturing, and in government. and in every state in the country pick compare these to 40,000bs graduates in computer science. that is a major mismatch between the hiring that is needed and the students. but the good news is that the work we are doing is changing tremendously what is happening in terms of what students are learning i n school. we have 7 million students taking courses in computer science in elementary, middle and high schools using code.org's platforms. if those students learn this field, many of them will go into these jobs or into other jobs with a better understanding of how technology works around them. emily: for these companies that you work for and advise, what do you tell them about how to find these people with the skills? do it ifst way to

you're one of these companies is to go to the universities and the university programs. if you look at what is happening at the university level, computer science is the fastest field in the universities as well. but it is a competitive market. with 600,000 open jobs and 40,000 annual graduates. it is kind of a dog eat dog world. emily: well, it is always great to hear that you are working to make that fight a little less of a struggle. ceo of code.org. thank you for stopping by today on "bloomberg west." ford is investing $4.5 billion in electric cars. the company looking to add 13 electric and hybrid cars by 2020, boosting its light up to 40% from 13%. but the massive spending plan is a big risk. the price of gas is low. which has hurt sales of ford

's existing models. gasven in an era where prices are low, fuel economy is a bit deal for customers. they have long memories. they know prices can go up. our view longer-term is the price of oil will go up. we want to be prepared for the customer demand. at the same time, the second consideration is the regulatory framework, because we have to meet the regulatory requirements. emily: the spending plan for electric vehicles is ford's largest ever in a five-year period. coming up, 2016 shaping up to be a big year for tech. which part of the industry is due for a big year? we will discuss. ♪

emily: a sign of escalation and one of uber's legal headaches. the company's estimates drivers in the u.s. to sign a new

contract that restricts their right to sue the company. uber started circulating the worker agreements on friday, two days after a federal judge expanded a california lawsuit over pay and benefits. the lawsuit centers on whether uber driver should be considered employees. the latest ruling counts in the majority of the 160,000 drivers in california in and add hundreds of millions of potential damages to the case. lawyers for the drivers call the new contract illegal, while uber says it was endorsed thursday by u.s. district judge in san francisco. tol, now that 2015 is coming a close, it is time to look ahead to the coming year. to annie is out with it's p 10. it could be a big year for messaging apps, werabarble tech -- to kick things off and wearables.

what are we going to see in 2016? >> in terms of wearable standpoint, what we have seen to date is all about wrist devices. we can expect to see the continued focus on that and 2016. long-term, looking at head worn devices is where the market needs to go. you think about glassware. emily: so, google glasses going to make a comeback? >> not in 2016. when we look at what we have been predicting for 2016 around wearables it's in the app space. this year apple watches been been.the fanfare has what has been interesting as health and fitness, would you expect that to be the talk segment of -- the top segment of apps? whether it was april, june, september, it has been four, now number three in terms of most popular categories. games is relatively strong. you see productivity one of the key app categories.

long story short, i think the wearable space is serving many different verticals. all focused on the consumer right now. as we look into next year, it will be looking at more fitness and more vertical iced. -- vericalized. emily: you said western messaging apps will play catch up to asian messaging app. >> if you look at what app and wechat, there is tremendous difference in capability. if you go to asia, they are not messaging apps anymore. you can do payments, play games, order your taxi service, right? you look at the western versions of these apps and they are just messaging. you look at messenger from facebook or what's app, the reality is facebook is building up more of a platform but they are still communication centric. it has more to do with the consumers. we see in terms of the number of sessions in asia because of the

full features that are happening, you're looking at anywhere from 500 at it's lowest end to 1500 sessions among. in the west, you're talking about a few hundred. emily: intech versus banks. traditional banks are going to play catch up. >> traditional banks, their app strategy is about utility, which is fantastic. i love checking balances, doing mobile payments. when you look at whether it is facilitating mobile payments, helping the under banked or people who do not have as much credit and being able to borrow money. on a global basis we see some of the smaller banks or independent platforms playing a role in particular inks, emerging markets, but even in more mature markets. emily: let's circle back to 10 more devices. virtual reality will take over. really? > >> we think it will be a huge

year of -- it is another building year with v.r. when you look at what facebook is doing, what microsoft and samsung is doing. times of competition. we think it will be great in terms of gaming for certain video applications. for adult content. asiannk certain markets will lead. 2016 will be more about hype when it comes to v.r. emily: we will have to have you back next year. that does it for this edition of "bloomberg west." have a wonderful weekend. we will see you on monday. ♪

announcer: from our studios in new york city, this is "charlie rose." charlie: "the big short" is the new film from director and writer adam mckay. the story follows a group of outsiders in the world of finance who bet against the credit and housing markets in the years leading up to the financial crisis. here's the trailer for the film. ♪ [phone rings] >> michael, how are you? >>