♪ alisa: i'm alisa parenti from washington. you are watching "bloomberg technology." nato has agreed on a plan to step up the fight against extremism. the secretary-general spoke after a nato meeting in brussels. he said nato will expand support to the coalition but will not engage in combat. meantime, president trump concluhis participation in the nato summit and is on route to sicily. he is scheduled to participate in two talks with members of the g7. sicily is the fifth and final stop for the president overseas. his executive order barring entry will remain on hold. a federal appeals

court ruled prior calls for the president by a muslim ban should be considered in weighing of the legality of the order. joe lieberman has withdrawn for consideration for the fbi. lieberman works at the same buffer as a lawyer retained by president trump. former president barack obama is in berlin today, appearing alongside angela merkel. this is first speaking event since leaving the white house. tens of thousands of people gathered at the event. it marked the 500th anniversary of the protestant reformation. global news 24 hours a day, powered by more than 2600 journalists and analysts in more than 120 countries. from washington, i am a alisa parenti. this is bloomberg. "bloomberg technology" is next. ♪

emily: i'm emily chang and this is "bloomberg technology." coming up, u.s. stocks close i get another record high. with tech driving the highest rally for the s&p since february. we track the record run. -- big vote on taxes limiting the spread of hate propaganda on social media. we are live in london with the latest. amazon opens its first manhattan bookstore. why the e-commerce giant is late to the brick-and-mortar game. the s&p 500 pushing its longest rally since february. it is closing the day up 0.5%. the tech sector continues to be one of the strongest performers. the bloomberg. you will see the white line, which represents tech, well above the s&p 500 since president trump took office. for more on the tech sector, we for airbnb andr

founder of a real estate company we will talk about in a moment. silicon valley was largely anti-trump, but now we have tech stocks what will the impact of reaching record highs. oftrump onhe impact tech? will it be so bad? >> no one knows yet. ate inpolicies are incho the white house. it will take a while to see which are hurt. some tax reform could be helpful, some immigration policies could hurt tech. tech companies are continuing to have software lead of the world. there is more and more manifestation, where technology, software, ai, machine learning changes the way every

american lives. emily: of all the effects, which are you most concerned about or watching the most? >> i think we need tax reform. we are not competitive compared to other markets or countries. in a global economy, where companies are founded here and headquartered here have to compete if we have an , uncompetitive regulatory structure or tax regime that will eventually cause real problems. one of the problems why tech stocks are going through the roof, there is an expectation that eddie minimum, we will see some tax reform. emily: i know you and peter thiel talk. what insights do you share of the administration? i would say my views are pretty typical, let's watch what happens. let's see if he can deliver on promises. peter haas view is that washington politics are broken, many people would agree with. if it is so broken, sometimes

the way to fix it is to start from scratch in a revolutionary way. when you engage in a revolution, things could get worse. like in france. a lot of people lost their lives. when you have disruption, disruption can cut in many unpredictable ways. is saying, the status quo is unacceptable. eventually more and more people will agree with that. whereas maybe people who voted for the incumbents, like hillary, wanted more of the status quo. peter is saying, we have to stop this. rolling the dice and taking more risk is better than continuing the status quo for eternity. emily: let's talk about a risk you are taking with opendoor. it's an idea you had for a long time. you offer homeowners a price to sell their home immediately and close in a matter of days. you raised a lot of money. is success contingent on the markets keeping up? here?lowup possible

"the new york times" called it a tech startup. is there a potential catastrophe if things don't go right? keith: there is always the potential for catastrophe. we went carefully through a -- we give people offers in 30 seconds or less. just like they might trade a car today. what we thought through, people would generally value our product and service more in a downturn than in an appreciating market. effectively, people crave liquidity. in a hot market like san francisco, it is easy to buy a house. in a down market, the buyers disappear. we are great source of people providing liquidity. 2008 carefully, we would do well in that environment. what's nobody knows what will be

the next black swan. one thing affecting is would be moving real estate prices. what macroeconomic shock causes that is very unpredictable. that is difficult to model. emily: $100 billion to invest in tech, how does this change the competition for you as a vc and could it lead to another bubble? are there enough companies to invest that money? keith: they are investing in mostly growth opportunities. we are a venture capital firm. we take series a risks, sometimes series b. it does not affect us. it may be a good source of capital for other companies. rocket lab made launch a satellite and deliver low-cost satellites as efficiently as flying a plane. those companies need to raise more money.

emily: you don't think this could lead to another bubble in the making? keith: it could. too much capital chasing very few great ideas and awesome founders does create distortion. we first saw that in 2014 and 2015. whereas in 2016 and 2017 the markets stabilized. there are only so many great founders. building a country from beginning to -- a scalable business, that is a heroic exercise. once you have figured the equation, there are many more people to run the machine. but building a machine is a rarefied skill. i don't think the process is good for anybody. emily: you have invested in lyft. uber has had many challenges, as you know. do you think that if the ridesharing market isn't winner mostall, that uber takes

-- how much of the u.s. market is up for grabs? keith: good question. i have been on this show for three, four, five years. a ridel consumer can get in three to four minutes, they don't care what service they are using. they are getting to liquidity in particular market takes effort. can provide alyft three or four minute wait users , are price-sensitive. emily: all right, you are sticking with me, keith. sticking with lyft, they're looking to quote more customers as they remained red-hot. on the heels of an uber movement, lyfters putting out a black car service for luxury.

it will expand to 20 this summer. it will include options to book a tesla, bmw, or another premium car. from blocking hate speech to accessing encrypted data, european regulators are stepping up in the wake of the terror attack in manchester. livemberg technology" is streaming on twitter. this is bloomberg. ♪

emily: they are the latest market -- company to be trading. shares of surged as high as 34%, closing at 25%.

appian helps clients including goldman sachs and sprint. reporteroday, our ipo talk -- asked about taking the public versus staying private in the current environment. >> staying private works perfectly. you can get it through the private market with equity available. but if you want publicity to be , a greater force in local recruiting, or if you want to make more partnerships or stronger ones with global systems integrators like we do nothing duplicates , the kind of legitimacy that you -- thatd this morning you get from going public. as i said a nasdaq, we are here to raise the curtain on low code. i couldn't do that if i was making a private equity transaction. i have to make a statement in the public markets to get people thinking, there is a new way to build software. next time i may build it on the , platform. >> how do you this extra money

will help you out? >> we are really excited about europe. we put a new organization down in europe. new leadership, new offices. it has an opportunity to break out. we are out of our office in london, running new sales reps, and we have an office in australia. i am excited about going to different places around the world, because we are still highly concentrated in north america. sales is generally the biggest thing we will spend money on. we will do more marketing, and the purpose of the ipo, is to raise the profile on the low code concept. emily: let's keep the focus on europe. facebook has been stepping up its efforts to combat hate speech for years, using different techniques around the globe. and most recently, they hired 3000 people to monitor and flag content. stricter regulations are popping up in europe. the european parliament said to vote on proposals that would require facebook and youtube to block images that contain hate speech and

terrorism. caroline hyde is live from london with more. us.line, set the stage for how are the regulations from europe different than they are in the united states? caroline: they have been talking tougher. saying we, they are social media outlets 50 million euros if within 24 hours you are not removing the hate speech or insightful videos that might be pointing toward extremist or terror-related activities. if you do not pull them down in you 24 hours, could be fined 50 million euros. indeed, your executives could be fined 5 million euros a pop. if we look back to 2015, the immigration crisis, people came -- people from many different countries, particularly syria and afghanistan came to germany, this incited a lot of hate

speech at the time. they saw people congregating and struck violence to the heart. this got germany active, france did the same. we heard from france and the representatives of the social media giants meeting. now in the u.k. we are hearing the same calls, calling on twitter and facebook to say, be quicker taking down this inciteful, hate-related content. emily: facebook says it reviews 100 million people and the contents a month. is the scope too big? keith: i think to manually review everything, it is too big. there's one billion users a day or whatever, i think that is unreasonable. can you use math and algorithms to prioritize the narrow steps that need to be reviewed? that is a scalable approach. they understand how to combine math and machines with people in

an efficient way. they are better then they are getting credit for. fake news is a fake problem. emily: what do you mean about that? keith: i do not think there is any evidence that suggests the average american -- the last election we were talking about policies and political figures more than any time in political history. it is the contrary. people are more informed than ever. secondarily, i think fake news as an excuse that a lot of people use and they used to be gatekeepers, to filter views and opinions. and they want to answer themselves back into the process of having a role of filtering. the internet as a whole has eliminated third parties, in terms of -- i think the fake news is a politically charged, biased

approach to constraining a set of opinions. defined in the united states fairly narrowly. in the united states, it is difficult to get tech companies to comply with laws passed by parliament or a regulatory regime because we have a very broad protection of the first amendment that does not apply in europe. the definition of hate speech are broader and more wide than would ever be possible here to prevent. emily: fake news or misinformation was an issue following the manchester terror attack. now, the u.k. government is pushing parliament to pass a law that would require facebook to remove an encryption on what that message is belonging to suspects in investigations. tell us the latest on this. caroline: this is fascinating. a bit of data regarding the san bernardino attack in the u.s.. the same call is here.

the united kingdom conservative party, which could win by a landslide in the general election come june 8, they are calling for the tsapp, that iswha owned by facebook, to create a back door to allow the authorities to access the data of those they believe are related to terrorist incidents. it is interesting how this is being digested by the united kingdom. many feel after the atrocities that occurred monday night in manchester that yes, it would be a good idea if we could ensure that those who have lethal views and might use them we can access their data. rohan is a big name in the u.k. tech community, and he helped found the tech city with david cameron. he was saying, maybe this is not a bad idea. in the united kingdom, it would be a judge asking in specific circumstances to access the data of certain individuals. he says, maybe that is not a bad

idea, tech companies. maybe you should step up to the market. we are not asking for a blanket back door or allow encryption to be eroded for all of us. but when it is needed by a judge, that could be the case. emily: how should the tech companies approach to this? should they do it in cases like this? keith: i think it is a little more complicated. for 300 years, if you go to a judge, you could get a warrant to search a house. someone can oil get a warrant to search through all of your belongings, computers at home. the idea of applying the same principles to your phone is trivial and should not be controversial. one issue in the u.s. that has been broadcast is that once you create a backdoor it , is not clear the government can constrain it or keep it in the right people's hands and that the wrong people do not all of a sudden have access to everybody's data. that is a technical argument. is it possible to have a secure

-- unencrypt?pted -- the concept of a judge ordering data should not be controversial. thank you so much for sticking with us. caroline hyde, thank you for the reporting. coming up, intel is carving out space in the competitive world of vr. this is bloomberg. ♪

emily: intel has been making strides in gaming and vr for years, but the space is crowded with competition. they roll out high-end chips with a lot of applications in computing, but gaming as well. i spoke with frank, the intel general manager about the announcement and how it

can serve customers. >> before, you would play game or edit one video stream. this lets you do what we call mega-tasking. let me give you an example. i can play the game and without interrupting i can start for editing and streaming life. then you have vr on top of that, it is responsive. emily: not multitasking, mega-tasking. is this a response to amd? how much performance will you have over them? >> we focus on the end-user user -- end-user and the customers we serve. we have commitment to delivering the best gaming experience, and every year that we do that, they love it. you have several

collaborations going on. we are curious about what products are in the timeline. what type of products are coming to the market? frank: what type of products? emily: yeah. frank: the do-it-yourself crowd is a very big part of our market. a lot of people like to build her own gaming systems or their own higher performance platforms. emily: intel has been at vr and gaming for a while. you have also got competitors there. nvidia for example. what are you doing to get ahead? it requires a lot of cpu in the high-end gaming market. in conjunction with high-end gaming options there are discrete graphics cards. emily: we talked a lot about when will vr will go mainstream.

it seems there is not enough to do that. when is it going to happen or if it is going to happen? frank: vr is happening right now. we have invested in content to make sure that we can show the case with visual to do that. when is it going to happen or if it is going to happen? distingu- discrimination. you say when do we get to the tipping point where everybody wants to do vr? what we do with microsoft is working to develop that kind of contents for that mixed reality environment. emily: that was the intel manager. labor force.nology we will catch up with -- a feature i want to bring to your attention our interaction , tv function you can find at tv and you can check us out live. if you miss an interview you can go back and check it out. you can send our producers a message and ask me a question.

this is for bloomberg subscribers only. this is bloomberg. ♪

>> it is a 11:29 a.m. in hong and 1:29 p.m. in sydney. i am paul allen. struggling commodity trader noble has been hit with a second cut in 10 days. it is dragging down the company's ability to erase $2 billion of debt in the next 12 months. singapore-listed noble is in talks with banks to renew the facility that expires next month. toy expected the banks demand less favorable terms and some may walk away. membersrmer nomura bond accused of lying to clients have not said whether they will testify. audio recordings

about one allegedly preparing to live. the case against them is nearing an end. testify not required to area they normally do not make a decision until it is complete. aey must pay a quarter of billion dollar to new york state for turning a blind eye to shipments of untaxed cigarettes from native american reservations that undermined anti-smoking efforts. the judges said ups failed to comply with a 2005 deal to fix the problem without going to court. rule on damages later. new york state wants more than 800 million in damages for lost revenue. global news 24 hours a day, powered by more than 2600 journalists and analysts in more than 120 countries. this is bloomberg. i am checking the markets midsession and asia. at the end of another volatile week for investors. playinging oil price

into these heavily resourced markets. australia's asx 200 leading declines, down 0.7%. players across the region, including in hong kong and malaysia. kospi resilience, up 0.4%. at another record high. foreign inflows continue to go into that market during thursday's trade, $106 million more. taiwan coming off that 17 year high, down 0.3%. japan's nikkei came online. they are on fire around a 0.4%. resilience, up 0.3% after a holiday. looking at the movers in the region. a lot of these energy players coming under pressure. the biggest loser in terms of index points in the region, down over 2%. weakness and a lot of the banking players in australia, as well.

samsung electronics feeling these gains in the kospi. it is the biggest winner in terms of index points in the region, up zero point 8%. nintendo and sony looking good. that is the state of play across asian markets this friday. ♪ this is "bloomberg technology," i am emily chang. our top story this hour. u.s. stocks reach new records with three major averages closing at all time highs. the s&p 500 is extending to the longest win streak since february. tech stocks push to the s&p 500 to a six day rally. google, amazon, microsoft all hit new benchmarks. they're inching toward a $1000 per share price tag. but, it is not all -- it is not all good news. game stop -- gamestop dropping after hours to as much as 7%. the digital revolution is

transforming the world of work. the latest technological advancements placing some jobs on the chopping block. with that in mind, the think tank america released the commission on work, done in partnership with bloomberg tv parent company bloomberg lp. the report concluded it is difficult to predict whether there will be more or less work to go around as a result of technology. they outlined four future scenarios that could play out in the next 10 to 20 years. -marieke with anne slaughter. we started by asking about the workforce trends she expects to be given in the future. some things are given, there will be some amount of automation. we just do not know how much. we also know there is a shift going on from jobs to tasks or things like the gig economy. we just do not know how much.

our scenarios run through different combinations of jobs and more or fewer jobs and whether that will be more jobs or more tasks. emily: what did you learn about industry does not understand about government, and vice versa? anne-marie: this was in many ways a washington meets california project. is often --ustry let's ask forgiveness rather than permission. washington is much more, look you have to , think about the public interest as a whole. one of the most interesting interactions was between union leaders and faith leaders. tech startup entrepreneurs were talking about the great technology. other people in the room were saying, yes, but what happens to the workers whose jobs will be lost?

even if there are more jobs crated overall it won't be , jobs for them. what will we do about that? that is often government's job. secretary worked for clinton at the state department and many said you would have had a key post in the administration, had she won. what impact do think trump will have on the future of jobs for better or for worse? anne-marie: i don't think trump himself, or had it been president clinton would have been able to control the future of work. those are market forces, technology forces, human forces. what i do think is critical is that the government thinks about things like portable benefits. and frankly, really good health care. because only if we have the ability to move your retirement and your health care wherever you go, rather than tying it to your job will , we be able to take advantage of the technology and the economy that is coming. emily: are facebook and google

too powerful when it comes to political affairs? do you see them abusing their power down the line? anne-marie: i think one of the things we think about when we look at the future of work are the -- what the economy looks like now. it's not likely to stay the same for the coming decades. if you go back to the late 19th century, you look at the power of railroads, big oil companies, big steel companies, sooner or later, the citizens and smaller businesses demanded more of a share of the markets. i think, even though google and facebook and amazon, and other big tech companies offer extraordinary benefits, the public as a whole is going to want to find more ways to share in those benefits. emily: as a longtime

foreign-policy expert i'm , curious on your thoughts on facebook and twitter and their responsibility when it comes to fake news. especially your thoughts on russia potentially meddling in u.s. affairs via cyberspace. anne-marie: the russian meddling in the u.s. election was an act of aggression. putin seeks to destabilize our democracy and we can see that he has done that in a whole lot of different ways, through meddling with the presidential campaign, hacking through putting out fake news , and one of the challenges for facebook and twitter and all of us is that when the public square is privately owned, then, of course, there has to be some sharing of responsibility. emily: in your article, "why women still cannot have it all," will live on in the cultural zeitgeist.

conversationif the since has led you to consider anything that you wrote there? anne-marie: i have not reconsidered. my original claim was that work has to change as much as people have to change. i think sheryl sandberg agrees with that. i don't think there was nearly as much of a gap as people imagined. but what i do believe very strongly now that i wrote in my business," ished that we don't have to think about this as a women's issue but rather a care issue. this is for all people caring for children, parents, spouses, siblings. our society makes it very hard to combine earning an income and caring for others. if we want to exploit the talents of our society harness , the growth and potential of our citizens, nowledge that most workers now have caregiving

responsibilities, and not just women. they have to make room for the responsibilities and support them. emily: that was anne-marie slaughter, president and ceo of new america. famous harvard dropout, mark zuckerberg returns to the university to deliver the thursday commencement speech. he told graduates they need to help others find purpose in a world where machines are taking jobs and communities aren't as stable. you are graduating at a time when this is especially important. when our parents graduated, the sense of purpose reliably came from your job your church, your ,community. but today technology and , automation are eliminating many jobs. in a lot of communities has been declining. and a lot of people are feeling disconnected and depressed there trying to fill a void in their lives. emily: the comments come as he travels to the u.s. to understand what facebook users feel about the social network in -- and the country after the

presidential election revealed deep divides. zuckerberg is the youngest person to deliver a commencement speech at harvard and was given an honorary degree for the effort. a new vision for fitness powered , by technology. we will take a look at a new app that aims to help you stay in shape by taking data to the next level. this is bloomberg. ♪

emily: the spinning industry continues to grow. ton has so that pelo become a tech unicorn. the bikes go for $2000 but the investors are thinking this is a billion-dollar opportunity. after closing a funding round,

the company valued at $1.25 billion. investors in the company include comcast, and others. staying with the fitness industry, in the u.s. alone, people spend $30 billion annually on health and fitness clubs, according to one research firm. one company is to swipe a chunk of that market and they are launching a new personalized fitness app to the public today. $3.7 million in funding. i'm joined here in the studio by the founder of evite. the story goes that you got back together with your evite co-founder and started this new company. what was it like getting the band back together? >> we started evite over 20 years ago and have stayed super close friends since.

when starting a company we wanted to do an area we were both passionate about, health and fitness. emily: you could of done anything, why fitness? >> whenever you start a company, there are a few factors that come into play. it is something you're passionate about? is the market big enough? can you create disruption? health and fitness were something we were personally passionate about. as you know, dave, my founder and ceo of surveymonkey passed away. for me that was motivating to use tech to change health and wellness. the second piece is the market, which you already covered. there is $30 billion a year spent on gyms. the third is, is this something you can disrupt? al and i put on our exercise clothing and tried on a bunch of different experiences. werenes that stood out orange theory and others that

had live music, awesome coaches, and really engaged community. on the other hand, they are pretty cost prohibitive to most people. as somebody not fit, it is intimidating to walk into those places. when he realizes we could use technology and build an app they gave people the great coaching, live music, totally engaged community, but, at the same time, was affordable, accessible, and available for people with all different fitness levels. emily: i was going to mention the competition, but you did it for me. you are asking for precious workout time and money from people. what makes you think you can stand out from all these other options? >> we think the idea of being alive is being really important. when you ask consumers why don't you exercise today you get two answers, time and motivation. foronly time i exercise

five and a half years is walking from my house to the train station. when we were thinking about gixo , we were thinking about attacking these problems head on. coacheson is key, pushing you along, saying emily, you can make it up the hill. and you have an engaged community where people can support each other during a class. and convenience is key. there was a research article "the new york times," put out. closer than two miles to your jim, you're more likely to make it to your gym. 15 minute class before my kids woke up. emily: is this changing how millennials workout? is that what they want? >> i think we target a broad demographic. we not just targeting millennial's. in our beta test, there have been a lot of professional moms,

people that are busy. with millennials, pieces that they enjoy are the community aspects and classes that are competitive. emily: as you mentioned earlier, you are number two at surveymonkey, i'm curious to know what you learned that you're applying here. i know he had a profound impact on you and silicon valley. >> i can't really summarize the mass amounts i learned from dave. but i can say one of the most important things without adult a great company and culture of the company. literally on the very first day, when we were starting our company, the first thing we did was list out what do we want to , the culture of the company to be? emily: on that note, your -- you are a candidate to become ceo of surveymonkey. you are technical, a founder. what will it take to get more women in the seats of silicon valley? >> with surveymonkey they ended up in a great place with xander and are adding great board members. [laughter]

>> if you think about the problem in general, there is no question there are not enough women on board. thinking like an engineer, whenever there is a problem, the first thing you have to do is recognize there is a problem. people like you have done a great job of bringing to the forefront that there is a problem in silicon valley. that is the first thing. the second thing is, how do you solve the problem? i cannot answer that for everybody. ,or myself, i am building gixo a great company that inspires other women to be founders. emily: all right, founder of gixo and evite back in the day, thank you for being here. music streaming service, spotify, appointed four new directors to the board. this is according to a person familiar with the manner -- matter. this is aimed at strengthening governance.

the addition of disney's former coo brings expertise to the board, which previously added netflix chief officer spotify is understood to be looking to expand its video offerings. target is investing $75 million in a startup. to peoplecording familiar with the situation his say it is part of a bid to expand its e-commerce presence while brick-and-mortar sales decline. a spokesman confirmed the investment but declined to comment on the amount. coming up, e-commerce giant amazon is back at it with brick-and-mortar this time. we'll take you inside the first bookstore in new york city, next. this is bloomberg. ♪

emily: amazon opened two grocery pick up kiosks in seattle. as part of the latest effort to enter the grocery market and compete with click and collect shopping options from competitors like walmart. buyllows shoppers to groceries online and pick them up in 15 minutes rather than have them delivered to their homes. it is available if you are in amazon prime member. as -- at abeen disadvantage to competitors which is why it is expanding its brick-and-mortar concepts. amazon continues to open bookstores around country, and the most recent at the west side of manhattan. we took a trip to check out the newest bookstore on the block. >> amazon helps kill bookstore chains, and now it is trying to become one. the company since 2015 has been opening a handful of physical bookstores in places like seattle, san diego, and chicago. it just opened its seventh

location in an upscale mall in new york city. >> people aren't moving away from buying physical books. we sell a lot of physical books on amazon.com, and we wanted to give them a new way to discover books. the desire to find a book you love is a common -- is a desire that is very common. we felt we can make it easier and delightful for customers in the physical space. all the books in the store are rated four stars and above or -- by amazon book buyers. there are sections for books that large numbers of people have added to their amazon wish list online. there are no prices listed on the book titles. you can open the amazon app on your phone and scan of the book cover to get a price, or take the book to a scanning station inside the store. amazon is using its bookstores to bring more of amazon into their homes. there is a big section for people to test drive the company's gadgets. like the kindle fire tv box to stream web videos to your tv. there are also kindle e-readers,

amazon's voice-activated speakers called the echo, and other home electronics. >> customers have asked for it. they like to try it out and see what a smart home looks like what can i do to make a home , smarter? how does amazon music interact with the echo? what kind of things can i ask alexa? they want to talk to experts about it. we brought that into the store. >> it is still not exactly clear why amazon is bothering with physical stores at all. it's website is already the biggest bookseller in the world. the popularity of shopping for books and much more on amazon.com has crushed bookstore chains like barnes & noble and borders which went out of business a few years ago. amazon does not disclose sales from its handful of stores, but it is probably a tiny fraction of the company's $140 billion in annual revenue. and one final note of irony

here. before borders went belly up, it had a bookstore in the very same mall that is now home to amazon's books. that does it for this edition of "bloomberg technology ." on friday show we will hear from the improbable ceo, the london-based virtual reality startup that got $502 million in investment money from softbank, one of the largest ever. bloomberg tech is live streaming on twitter, check us out. that is all for now. this is bloomberg. ♪

>> the following is a paid program. the opinions and views expressed do not reflect the opinions of bloomberg lp, its affiliates or employees. >> the following is an important a program about humana medicare advantage prescription drug plan. >> welcome to your medicare, your decision, the program that guides you through the medicare options available from humana. there are many different medicare choices available today. are you sure you have the right medicare plan?