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expectations for confidence was expectations for future. that is the good news. it is time for the "closing bell." u.s. shipments have begun for the h1n1 flu vaccine from sanofi. an fks cc task force says $350 billion needed to upgrade the broadband infrastructure. princeton's university endowment lost 23% of its value. that is cnbc.com news now. >> a live picture of the floor of the new york stock exchange. the market under selling pressure after consumer confidence data. the final stretch on this

tuesday. hi, everybody. welcome to the "closing bell." mi i'm maria bartiromo. i'm with simon haas. how are you? >> just came down a tad for september. that rattled the market. they were up 40 points, 10:00 a.m. when that came out. >> we are looking at a market that is practically lower, oil is down a fraction, $66 and change. gold doing well. >> semi-conductors slightly lower. boeing doing very well. we have news from airbus. they are cutting back. we had cramer saying you should buy. >> that is a dow component. you have a decline in the dow jones industrial average. still a debate on where this economy is in terms of the

recovery right now. let's look at the charts, tell you where we are, the dow jones industrial average 22 points lower, 9767 on the blue chip average. nasdaq a decline by three points. fractional move on technology. leadership some of the retail stocks, actually. that is helping the s&p 500 stay positive even by the fraction. >> let's bring in the rest of the cnbc team. kick off on the floor here at the new york stock exchange. bob, good evening. >> thank you, simon. i tell you what is important, folks, we are trying to get clarity with what is going on with the health care legislation. we had headlines cross. the important one the senate panel by 15-8 rejecting a government-run public insurance option. we have modest move in health care stocks. united health one of the more traditional ensurers, they run all the blue cross, blue shield

programs. pop up there positive. this has been a real problem this public/private component because senator schumer said it might be included in the bill. this has been weighing on the health care stocks, particularly the hmos for a while now. we are getting a sense, to the extent we get better clarity will help hmo stocks. the question is whether they get bigger or smaller. people are betting, in fact, they are going to have a bigger role to play not a smaller role to play. the big names in the last week and a half. we are down double digits, not just united, wellpoint, very heavy leveraged to medicaid, aetna, medco, pharmacy managers. they are not down as much because the impact is not perceived as great as the hmos. the key story about today is if you in a sector with positive

comments you are moving to the upside. walgreens is moving to the upside. they have restructures, nice savings in the fourth quarter. on restructuring, cost cutting. same with newspaper stocks ganett, cost cutting, lower newsprint expenses. the advertising market, no big upturn. brian, you still can't get the nasdaq in positive territory. >> i keep trying to lift up the market and i just can't do it. we are down .1%. i'm tired of seeing red. let's talk about green for starters. research in motion, when the earnings came up investors said buy the dips it is happening today. it is still a bid nonetheless.

for-profit education, two companies outperformed at open hy heimer capella and strayer and apollo. wynn up 3.4%. cramer liked them. we have a lot of short interest in this stock so perhaps we have a lot of covering going on. that chart in one month. that is a steep mountain. i'm out of shape. google down .2%. google wave we reported earlier, they are going to expand testing, instant messages, social messaging, e-mail document messaging in one piece. cisco down. apple quiet today. down .4%. and finally weakness in the chip sector.

philly semi-conductor down and intel down 1%. sharon at the nymex. >> consumers are more concerned about the economy that weighs on energy demand and the outlook. gasoline was the weakest part of the petroleum complex, that is to be expected when you look at demand over the last month. it started to stabilize over the last couple of weeks. it had been declining mid august through mid september. mastercard spending shows a slight decline, .1% over the four-week average for gasoline demand. we have seen gasoline prices drop ten cents. right now around $2.50 a gallon. the fact we are seeing demand dropoff is why we are seeing a

buildup in supplies. there is not the demand. we are expecting to see another increase in supplies in the week ahead. the report coming out this afternoon from the american petroleum institute expected to show 1 million barrel increase in gasoline and distillate fuel. the other big event is on thursday. talks in geneva between the u.s. and major western powers and iran over its nuclear program. the white house has been pushing for considering sanctions on iran's gasoline imports. we will see what happens there. that inventory data may have reaction in the market. maria, back to you. >> sharon brings up interesting points. she is pointing out inventory which is such an issue because inventories are depleted. let's bring in sam stovall, chief investment strategist at standard & poors, gentlemen, it is nice to have you on the

program. consumer confidence decline, worse than expected. were you surprised? what does that tell you about investing today, sam? >> the consumer is still nervous. we are ten points below the bottom in consumers confidence we saw in the last bear market. we doubled from march of this year, consumers are still nervous. they are a lagging indicator. pointing bottom usually three months after the fact. >> housing prices have increased. eventually that will feed in? >> sure. the housing index a little bitter again, we are coming up from the deep depths. if we continue to see housing improve that could be reason for better confidence numbers. >> you are watching the fed, correct? >> i would slightly take the other side of the consumer housing debate. i think there is a shadow inventory in housing. the can has been kicked down the

road with mortgage modification. 50% of them redefault. we have a week jobs market that has to improve for the consumer who is carrying a heavy debt load to start spending. >> it is about the fed. presumably it is all about the timing. >> absolutely. mr. market is in a good mood. there is liquidity in the mart. the huge balances in money market funds. it is frustrating to watch the equity market rally, credit spreads tightened, et cetera, that money is coming into the market. every risk asset we watch is going up. reading what the fed is saying that rhetoric is going to point more towards the unwinding of the stimulus of epic proportions. as the fed has been providing a

tremendous amount of liquidity, early next year it starts to take that back. you trade with the market now but you have to be careful. >> is that the biggest risk? how the fed unwinds stimulus packages in place? they may have to raise interest rates when unemployment is at 10%? >> bernanke said as much. the fed wants to preserve independence. >> there is going to be pushback. raising interest rates is the third or fourth event. still some stocks are doing far better than others. >> right. if the fed goes through a measured approach of taking back some of the stadium lus after we have seen the economy growing on its own, it doesn't continue to need the stimulus, you don't want to repeat the mistakes of the '90s in japan or the late '30s in the u.s.

the market will favor that because it would take off of the plate the concern of upward pressures on inflation. >> i love what you said during the commercial break. let me get your thoughts on the money on the sidelines. we have seen a flurry of m & a. do the deals continue into the fourth quarter? you are saying that $700 billion, more than $700 billion of cash is on the books right now on the s&p 500 companies. what are they going to do with that money? >> they are not spending in share buybacks. the money on the sidelines might end up going to continue to fuel m&a activity if these companies believe the economy is recovering in 2010 they want to leverage low inventory levels and exists and future marketplaces to get a better position. >> the american economy will be the first to take advantage of

that around the world? >> yes. so basically if they have the opportunity, domestically, globally, to add to overall exposure, 48% of the 500 come from overseas operation. if they can leverage that more, that would be good. >> how do i invest knowing this money is on the balance sheet? >> i guess the investment opportunities could be companies in the packaged food categories. they are not going to buy whole other companies to improve cost efficiencies, they will look to expand in new areas. basically seeing what they don't have that they might want to buy from someone else. >> interesting, gentlemen, thank you. remembering a year ago to the day when the house voted down the bill for the bank bailout this market, the dow jones industrial average was down 778 points. >> i remember the day, simon, i was on the floor. it was very frantic. the market was down almost 800

points and we were wondering what's next? >> it is a tribltd to a lot of people we have ourselveses in place where we are talking about a five-figure dow. look where we are trading, down 24 overall on the dow jones industrial average. the volume picks up slightly. >> coming up, starbucks, launching a new instant coffee. howards schultz explains what is behind the move. china making a big investment in u.s. distress asset funds and eyeing oil investments in west africa. what it needs from u.s. businesses and how you can cash in. is the housing market making a comeback or are more problems on the horizon? 4:00 p.m. eastern.

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welcome back. we are talking about starbucks. your wait got a little shorter and cheaper. the company rolling out via. at target and costco today. it claims it tastes as good as fresh brewed coffee. i can attest to that because i had a cup. with us is howard schultz. always nice to have you on the program? >> thanks, maria. >> is this going to impact the brand that star sbux? >> quite the opposite. we have been testing this in chicago, london and seat for six months. it is a $20 billion category that has not had innovation in

50 years. >> you're right. i never hear about instant coffee. >> this is not your mother's instant coffee. we have been testing this. we launched in our own stores today. we think we have a huge opportunity. it shows the innovation of the company and doing things that people don't expect. this is not a desperate move like some people are saying. this is a strong, courageous move in creating a market opportunity in our core business not an adjacent si. >> let me ask the way you are distributing, target, costco, amazon on-line. why not go the grocery route right away? >> we want customers to taste it in our stores. we have a taste challenge this weekend. have a free cup of coffee.

if your don't like the coffee we'll give you something else. we want to see the market in our store and then go grocery sometime in 2010. >> where are we on pricing and tell me if this is going to cost me more money? >> every consumer brand has to provide value. for less than $1 you can have a cup of starbucks coffee that proves what coffee should taste like. this should not do anything but provide value for our customers. no machine, no waste. the key is mobility. you can take this anywhere and have a great cup of coffee where you can't get starbucks. >> are you looking to take this international? >> yes. the big opportunity for instant coffee, 80% of the market in england is instant, india, russia. >> what do you think is your

biggest opportunity internationally? >> i was in china last week. we have less than 700 stores in greater china. it is a market that will see double digit gnp for a while. we have less than 6,000 stores in total internationally. our best days are ahead of us internationally. people are going to be surprised. we are going to start growing the company again in the u.s. we have transformed the business. >> i want to ask you about the environment right now. we are coming off the worst recession anyone has seen since the great depression. have things stabilize? what are you seeing out of the consumer? >> i think the worst is over. consumers confidence is better than ap month ago. personally i think we are going to have a better holiday season than most people think. i'm cautiously optimistic about

2010. >> where do you see the business right now for instant coffee? >> instant coffee is a $20 billion category. that is a hard fact. it hasn't had innovation to speak of in 50 years we have a time to build market share that will be incremental, change behavior and have an opportunity to expand the market. >> it is interesting we haven't seen any innovation in this space. >> well, a few companies have dominated the space and customers have gotten used to it. you mention instant coffee people say it is terrible. it is awful. we are going to change that. >> you have the competitors nipping at your heels, mcdonald's entering the coffee field. how has your business been affected by the new entrance into the space that you made popular? >> let's take some fact-based information. starbucks has less than 10% share of the u.s. coffee market.

less than 1% share of the international market. there is a large opportunity. the more money spent by our competitors in advertising, the better it is for us and we saw that in the third quarter. we are not going to let the competitor define starbucks. we will define ourselves. >> are you getting away from selling the extra stuff in the stores you popularized the idea of going to starbucks and getting on your computer and walk away with five cds. >> i think we have gotten back to the core business which is coffee and a sense of community. we narrowed the assortment. in transforming the business, we have gotten more disciplined. we have taken $500 million out of the cost of the business. now we have brought innovation that will speak volumes to the customer. >> president of brazil last week said we are faced with a commodities crisis given the

fact that commodities prices have risen. are you concerned that commodities prices will continue to run away? >> we have hedged our inventory and as we go into 2010 for the most part we are protected. >> howard, great to have you on the program. howard schultz, chairman and founder of starbucks. tonight on cnbc we debut a new series "executive vision" great leaders of the world talking about the leadership challenges in their industries. tonight's premiere looks at health care in particular. here is what fizer's ceo had to say about his company's $68 billion acquisition recently of wyatt. >> this is a different kind of transaction. those deals were about a particular couple of drugs. this is a transformation of our

company. we are not about one or two drugs, but leader in human health, animal health. primary specialty care, biologicalics. we are serving prenatal vitamins to alzheimer's drugs. that diversification transforms a company in no other way a deal has done. >> the premiere of "executive vision" tonight. up next, charlie gasparino will tell us why there could be more changes in store for ubs. on bond prices, a little bit of profit taking and housing data, rise in prices there. you're watching european "closing bell," excuse me, american "closing bell." more after the brack.

the market down about 18 points on the dow. let's look at widely held shares. mixed market. wells fargo is lower, a number of financial services higher today.

the other dow stocks, let's look how the dow components are faring. you can see the trouble. exxon under selling pressure as is at&t and verizon. that is why you have a decline of 19 points on the dow because beyond that you have a good move on the upside in boeing. the u.s. wealth management payne weber is not a core part of the bank's operations. is this a clue as to what lies ahead? if anybody knows charlie gasparino, author of the upcoming book "the sellout." charlie. >> simon, nice to see you. >> some british accents with me and maria with the new york accents. clearly the head of ubs is looking for a change in the wealth management unit. right now he's in negotiations with bob mccann, the former head

of the wealth management unit of merrill lynch, long time merrill lynch executive left last year amid turmoil. here is what mccann wants to do. mccann had made a proposal to essentially if he was going to take this job as head of wealth management he wanted at some point to have it spun off into a separate company where he would participate in the upside of building that business. that was something mccann has pitched to gruebel. that spinoff would be done at later date when the market conditions changed. there are several complicated factors to making this work, the market is not good, number two, getting mccann in this job. he has a contract with bank of america.

they say he has a noncompete clause. there are settlement negotiations going on. people who know mccann says he will get out of it. then he goes to ubs. what job does he take? another complicating factor. sources confirm that ozzie gruebel offered him robert wolf's job. he is head of all ubs america. now how this plays into mccann's grand scheme, i don't know, to be honest with you. i do know that mccann, number one, wants the wealth management unit and to spin it out and participate in building the business. from what i understand he is not crazy about taking wolf's job or reporting to someone else. so this is a murky situation. there is no doubt where there is agreement here between gruebel,

mccann, is they want to spin this out and mccann wants to be the ceo of the spinout new company the ubs wealth management unit which i understand mccann wants to rename payne weber. the old payne weber brokerage firm, a deal done by -- by the way, in 2000, one of the best brokerage deals ever. it was trading at $40 a share. they sold for $70 a share. mccann wants to return to its roots. i will make one other point. if this is how he wants to spin it out this is the dumbest way to do it. you don't tell people then you lose your talent mr. gruebel. >> charlie gasparino. you tell them, charlie. >> you weren't going to get the story without an opinion from charlie. >> should we check on where we are trading.

>> save me, simon. >> the volume picking up. 842 million shares traded so far on the session and i keep expecting it to come up. we're down 1.6 points down. >> a fractional move. 38 points lower on the dow. apple shares off a 52-week high. our next guest thinks the stock is going higher. it is at $185 and change, up 76% on the year. $$$$$$$$$$

welcome back. the final stretch on wall street. 25 minutes before the closing bell sounds. technology is a laggard today. cisco up big yesterday, down 1.5% today. ibm under selling pressure. qualcomm, oil down as is chevron, weaker by about 1%. the highlights on the upside the financial services, citi,

goldman sachs, j.p. morgan higher on the session and a handful of industrial names like boeing and lockheed martin. the dow down 33 points. nasdaq weaker, down .25%. on the nasdaq 2125. >> end of the quarter tomorrow. it has been a great three months. we have been up best since 1998. >> often time we see end of quarter window dressing. s&p down just a fraction. >> it is time for the "fast money" final calls. our next guest says you can make some money in 20 something stocks. what are 20-something stocks. >> the stocks that appeal to the 20-something year-olds. what i'm seeing there is this is a group that does not have the same financial pressures, not they done have any, but they

don't have the same financial pressures their parents do. they have more disposable income and very specific places they are putting that money to work. >> take me through them. beer. >> beer. absolutely. you get started in college you keep going afterwards. beer has become more in vogue right now. i like molson coors. symbol tap, you have a fairly decent upside, 56 on that stock. >> is a cute trade, but is it right to be tipping this, you know, when you've got all the global effects of a big player coming through, foreign exchange implications. can we buy it on the basis that the 20-somethings might be spending on a friday night? >> i think you can. they have a lot of their business still based in the united states. beer is growing as a category. in fact, it has been the tradedown. joe six pack in the united

states is back. >> let's talk cheap fashion. >> h & m. they are based out of sweden. they have huge market share in germany, sweden, but they are growing big. they have upped their forecast for the number of stores they are opening this year. they are doing a phenomenal job. they had a slip when they had same-store sales not what was expected. part was weather related. i think they will get that under control. >> why more than gap? why do you pick out h & m? >> because of the cheapness of the merchandise. it is inexpensive. they want to be fashionable but save the money on that stuff and spend the money on designer jeans. >> designer jeans is our next point of call. a warning from the uk that some of the sportswear suppliers have

taken a hit because youth unemployment is beginning to climb. how sure are you on this 20-something call throughout these stocks? >> the nice thing about designer jeans is there are not just these people in there. they are the driving force. these are folks who are facing cheaper rent in the united states, they have less financial pressures and i think they'll be the first to rebound because they are not as picky about the jobs you take. >> you have apple down here as well which is a striking experience in the product and the stores, quite an expensive stock for many people. >> absolutely. that is not cheap and has had a phenomenal run. if you take a bite of apple chew it well. just nibble. stock is going over $200 a share. if we get pullback, i would be jumping in. >> patty edwards from storehouse partners. as we close out on a mild

september the traders looking through their crystal ball with a money manager, does he see a storm ahead? biotech has investors screaming takeover. do you believe the hype? things are worsening as we approach the close. dow industrials down 31 points. china tries to diversify away from the dollar. and treasuries up next. we tell you how that could impact the u.s. >> the third quarter comes to a close tomorrow. what will lead in the fourth quarter? we'll check it out 4:00 p.m. eastern. and you get to choose any car in the aisle. choose any car? you cannot be serious! okay. seriously, you choose. go national. go like a pro. a heart attack at 53.

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welcome back. cic is reportedly investing $2 billion into u.s. distressed assets while cnook is looking to reach africa's oil block as

china tries to reduce relips on the u.s. dollar. what impact will it have? i'm joined by the portfolio manager at sun management, richard kang at emerging global advisers. steve, we have talked about china before. i love the long-term nature and the theme you follow which is looking for quality stories. >> right. >> have you changed your investment strategy as a result of what is going on in china? >> yeah. we've spent a lot of time thinking about china because the implications on growth and interest rates in the u.s. right now we are looking at headlines in investments in other asset classes besides treasuries. in $2 trillion in dollar reserves they are putting us on

notice. i think after seeing the julian robertson interview and his concern of lack of buying from china and japan of u.s. treasuries we are concerned about interest rates going up. that could put an impact on the housing market. >> the china sovereign wealth fund potentially investing $2 billion into distressed funds. what do you think? >> they need to diversify. it is an alternative asset class in a volatile work. their market is volatile. they need to control that. they are in the business of getting resources because for example their gasoline prices are higher than ours. it is in their interest to control social unrest. that is their number one policy. >> where are they going to invest? is there a way to participate in the gains that may come from that? >> you can. there are adrs and gdrs as well

as ordinaries and exchange-traded funds, exposure to megacap companies out of china. >> what about you, steve? >> we are thinking about energy as the u.s. domestic manager. that might be the play for us. we are seeing their national oil company investing in assets in offshore west africa. some of the u.s. players are finding huge funds. darko records last week and stock was up 10%. a year ago they sold $1.7 billion in assets to the chinese. they have other great assets. so marathon looks cheap to us and our china play probably. >> it makes sense to want to be investing side by side with china and looking at oil companies. >> we had a conversation a few weeks ago on the chinese consumer. if they are trying to develop the chinese consumer to spend

more, they are going to buy motorcycles and cars. their thirst for energy is only going to crease. they are thinking about phi years down the road and they probably view oil as inexpensive. >> etfs are china's theme. what do you like? >> we manage etfs. we have an energy fund that focuses on emerging markets. the trick is the lesson of 2008. join and participate but can you get out in time? if you have a hedge fund that is ill liquid, that is theless sop of 2008. in 2009 have beta and alpha with hedge funds but get out when the volatility isn't something you can stomach. >> applied materials, semi-conductor fab maker, trading $13, probably earn $1, cheap at 13 times earnings.

how does that make a china play? solar. they make a lot of the equipment to make solar panel and chip equipment. reading in the paper, china has an energy problem. they are putting up jipt solar fields. in the united states and germany, too. you can play through technology companies as well. >> richard, you do think you see the chinese having a balance that is investing in u.s. assets as well as overseas assets. >> there is an equilibrium they have to have in place. pile on the gold, pile on the emerging market infrastructure, pile on everything else there will be a point where things snap and that is where we will have real trouble. >> what are your cutoff points, steve? in other words when does this investment get too expensive? is there a signal? look at oil, commodities in general, they have been running. >> yeah.

we're fairly heavily long energy and extremely recently underweight materials. freeport copper and steel. farmers are putting copper in their barns and stuff like that. we expect a pullback. we think the commodity names are ahead of each other, the coppers, the steels. right now we would be underweight those groups. in the next year since they have $2 trillion in reserves spending on infrastructure, we will go back then. our biggest concern is the treasury market with 50% of treasuries turning over because of short duration nature of the paper, there is a risk if we don't get a strong bid in these auctions. we are worried about interest rates. >> that could be negative for the consume. gentlemen, great conversation. consumer staples higher after the broader market is under pressure. is the rally for real? matt nesto breaks it down.

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>> welcome back. eight minutes to trade this tuesday afternoon. we are down 47 points in the dow jones industrial average. alcoa will kick us off next week, wednesday, october 7th. walmart interesting, did you see this today, answering the question which business best symbolizes america today. 48% of americans replied walmart, google 15%, microsoft, apple and the nfl. >> i would have thought coca-cola. >> apparently not. under the radar, reliance

steel predicting third quarter will come in between $14.45 per share. that is improved gross profit margins and higher spending volumes. big five sporting goods expects third quarter profit to be at or near the upper end of 27 to 34 cent per share guidance thanks to higher sales and cost controls. nike reporting after the bell which will be interesting. >> shares of walgreen's soars. matt nesto looking at the drugstore chain. >> walgreen's the third best performer in the s&p 500. it, like the markets, is fading toward the close today. still the fact remains the stock is not only at its highest level since april of '08, 17-month high, but biggest volume day, 24 million shares flowing into

walgreen's, that is triple the 200-day average volume. depending on where we are on the tick, this will be its biggest one-day move at least since march and maybe if we can get back above $37, $40 per share that will be the biggest gain in a year's period of time. the ripple effect spill not only into the staples sector, but more specifically the food and staple retailing industry group. unchanged on the session here today, but a big move on a month to day basis. it is the worst performer on a one-day basis, the best performer, all thanks to the wagging of the dog we call walgreen's. price check aisle one or cleanup, maybe. it is all working except for walmart. staples and retailing group, it is not a retailing according to

s&p, it is a staples. whole foods higher as well. >> matt, thanks so much. >> down 47 points on the dow industrials and the closing countdown after this short break. >> after the bell, cnbc is your natural home for earnings central, instant analysis of results from nike and darden restaurants. where did it come from? store transactions, market movements. emails, photos... videos... blogs... what if technology could capture all this information... and turn it into intelligence. we could identify patterns faster... we could predict with greater confidence... convert data into action... smarter information means smarter decisions. smarter decisions build a smarter planet... that's what i'm working on. i'm an ibmer. i'm an ibmer. i'm an ibmer. let's build... a smarter planet.

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