tomorrow but it turned around when the central bank and cyprus said they will open at the equivalent of 10:00 a.m. to 6:00 p.m. which means 6:00 a.m. eastern time. we will see the pictures before the the market opens. >> a special edition of street signs begins now. >> all right. sue, thanks so much. brian and mandy are off. day two with our power panel. what's on your radar? >> prices at the gas pump tend to run up in spring but this year they strike in february. market anomaly or a good sign for motorists. >> i will be looking ahead at blackberry. i'll tell you three things you need to watch when the numbers come out. >> i'm taking a look at the

wealthy and taxes. many feared the wealthy would stop spending and investing? are they the teflon taxpayers? >> stocks have been red hot this year outpacing the s&p 500. >> guys, view very much. >> word that we might get a definite open for the cyprus banks has helped us a little bit. let me give you a couple of bullet points. we have gotten a lot of noise from europe but it has not affected us that much. not so much that there is heavy selling today. just a lack of interest in heavy

buying. 6:00 a.m. to noon. that is eastern time. we will be able to see knit realtime. i think that helped the markets lift a little bit. take a look at the major sectors here. utilities here, health care all on the upside. a lot of names doing well. financials, consumer staples. finally the money center banks. we have seen double digit declines in the last several days. >> down there again. slow drip down towards positive territory. let's talk more. >> scott, u.s. stock markets even with one day hick up. obviously there is continued uncertainty. i think bears are a little

untrust worthy. there is realtively good compliments. >> do you see them pull back today reflecting uncertainty in italy? or do you think it's a function of the fact that we have seen so much gains this quarter that it's still a re-evaluation of making sure we have not gone up too high. >> i think italy is a whar unique case. it's a totally different economy. at the same time there is clearly a bit of adom knee going on there. overall from what i'm hearing it was a strong quarter for folks. volume was strong. there could be a little bit of end of the quarter adjusting. this may be the highest volume day going into the holiday weekend. a know a lot of people are open. >> and volume is still light.

>> volume every day is pretty light. today or tomorrow is the last day of the quarter. waiting for this correction is like waiting for christmas. the more people who say it's going to happen it seems like it's not. >> everyone is waiting for the correction so they can buy. which is a very different psychology and provides all the support. you're not going to get a big correction if everyone is waiting to buy. >> aping down about 2%. >> still not breaking below 450. back at the levels where it does.

we also saw face book make significant gains. they are ruling out newed as. >> after having that nice little run has not done anything. it has been a disappointment in the most recent days and weeks. >> january was super strong and of course we have seen that upward pressure more than 9%. but a lot of give-backs have occurred. if you weren't involved right at the beginning of the year you may have missed it. are we too late? are stocks too expensive now? >> let's bring in scott. what's this all about? >> this looks a litti intle wor than it probably is. the u.s. attorney's office in

manhattan is looking into details before the scheme blew up in 2008. we know stha j.p. morgan was madoff's primary bank. what seems to be an issue here in what looks to be a civil probe, not a criminal probe is whether the bank could have let the regulators know about potential suspicious activity. doesn't seem to be rising to anything criminal. there have been a lot of people bho said that j.p. morgan had to have been more involved. they were on both sides of the trades. and then there is madoff himself who keeps writing me from prison and keeps on saying that the banks must have known and were kplis it in his crime. he says he has information that

he is promising to pass on. so far no takers. >> i'm sure. the paper this morning tribed what is happening with jp morgan as a full court press. >> there is a lot of different issues on. as kate knows the whales situation is really heating up. not so much that the prosecutors are looking but that they are answering a lot of questions. this is just one of those things that they're dealing with. and it could turn into something. it certainly doesn't look good. there are a lot of people who really want to see this can't. the case thrown out but he is appealing it. >> i think you have pointed out a lot of good context. we have known about them for a while and in some ways the

headline damage is worse than the real implications. i was looking at their annual report and i reported on the fact that criminal indictments could -- >> i'm going to interrupt you. we're going to work on fixing your microphone. that's a problem when you're trying to have a conversation. we'll work on that. really, you know, robert, this is at a time where j.p. morgan is trying to move away from the whales issue and move forward, the madoff thing seems to be a big deal. >> i spent a lot of time looking at this. there is an account called 703. that should have been the tip off. and number two, jp morgan told the fraud officer before madoff

turned himself in that this could be a ponzi scheme. j.p. morgan knew. he has the e-mail. that has -- that has been the question. why isn't

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>> all right. jc penney and their big turn-around plans. this has continued one step forward, two or three steps back. >> we talked to ron johnson and he said yes, we're going to re-introduce the weekly sales. we saw jewelry signs for valentine's day. it's backtracking on the plan. we said do you regret taking such a hard line on sales. he said no, i would do most things the same. but it is confusing here. >> he says that pubically he would do most things the same but i'm sure privately he's not saying that. given what the stock has done and business has done and sales, which guys, as you know, has been dismal at best. >> he's going back to the sales. he's lost a lot of core consumers, which they did admit and admitted some mistakes.

is it too late? they're getting new merchandise? >> what's the verdict on joe fresh? does it work? >> at least from what jc penney has told us that the online demand was very strong. we don't have any information from the company yet. i think it looks good. i look at it with a different eye. >> are you going in shopping at jc penney now? >> no. but there is only one in new york city. >> but you know where it is. >> you know ron johnson's perspective. he's more comfortable with a fresh launch than a turn around. >> it's hard to watch. i was there at the first apple store launch and that was something he started from scratch. when you're doing that you don't have to worry about an existing business that is declining while you're starting up the new thing. look at dell trying to delve more into the enterprise. look at blackberry trying to do

the same thing. tough to watch. you wonder can he change the way he is communicating well enough to instill confidence? the confidence is so lacking. >> and also confusion. you used the word confused. once you lose consumers, to earn them back seems like a much bigger hurdle. >> only people that shop at jc penney are confused. >> we're just losing the old audience. from an investor perspective, it is a very tough story. short interest is getting close to 40%. >> game stop is the second most shorted and they report earnings tomorrow. obviously there are concerns about the traditional video game business. the final question about this is if you're worried about consumers and brands, does sales involve jacking up the prices and then giving discounts. are people going to realize that

things are not cheaper? >> that's how retail works. that's how it works for macy's and kohl's. they will have to put the prices back higher again and do the artificial inflation. >> didn't johnson think people would see through that? he said this is financial engineering. our customers are not going to like it and now he was dinged. >> that puts him in a tough position. he tried to do what i truly believe what he thought was right. the customers know the right price. why jack it up to 30 if we're going to sell it for 20. at some point they have to prove that it was sold at the regular price if regulators push them on it. you can't trick people outright. >> it's -- it's a real problem, right? it's the confidence of your customer base. >> uh-huh.

>> the people you rely on every single day and a lack of credibility with the wall street folks who are not giving you the benefit of the doubt either. >> it could be lack of credibility with the customers. if you jgenerally believe it's discount you have no credibility. >> a consumer does not follow logic. why would you go into a dollar store and buy 30 things just because it's cheap. >> so much of this psychology. he was trying to make it easy for us but i didn't like it. i want you to make it harder for me so i feel like i'm getting a deal. i just tricked jc penney. you know it's not really reality.

>> we'll put it in our pocket. you give it back to us. >> pay what you weigh? should airlines charge more for portly passengers? plus is james bond selling out? you won't believe that 007 is swapping for his aston martin. that's next. ♪ ♪ [ female announcer ] you're the boss of your life.

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only hertz gives you a carfirmation. hey, this is challenger. i'll be waiting for you in stall 5. it confirms your reservation and the location your car is in, the moment you land. it's just another way you'll be traveling at the speed of hertz. >> high start-up investments, low cost of living, and low cost of living were relative to starting a new business. >> gas prices are falling.

that's down about a quarter from a year ago and analysts say it's downhill from here, too. that's good news right? do you feel it? we live in the northeast. >> i don't feel it because i have a long commute and two cars and it feels like i'm always having to refill. i live in brooklyn. it's about $3.85 at the pump which is certainly off the $4 mark that people talk about. >> i pay almost 4.50 a gallon, but i have a prius. >> california and illinois is pretty difficult. >> the summer impacts a huge number of industry. the theme walter parks want them to come down.

>> i'm lucky to find $4.10. it's more like $4.35. now when the price sings around 25 cents, i don't care. >> let's talk more autos. the auto show is underway. more than 1,000 vehicles featured. the new range rover sport is getting a lot of buzz, for an interesting reason. >> apparently they sell more of these cars in new york city than anywhere else. >> but daniel craig was at the debut. nothing lends the credibility to a british brand like 007. and i should be used to product placement in bond movies.

but for me, for james bond to be touting an suv, what's next? a minivan? >> what's next? is he going to tout a minivan and have a baby. >> you see a ton of these in la. not like you're driving through the tundra. they seem like two cities where they are not necessary. >> have you seen the roads in manhattan? >> isn't the movement towards more compact and fuel efficient vehicles. in that way it doesn't make sense to me. >> ferrari is launching a hybrid. for the wealthy, green is clearly the new black. they love to be seen as driving i efficiently. >> i like it. i like that he is driving like a

daddy car. you can't fit a child safety seat in the back of an aston martin. >> one of the james bond aston martin cars is available on the market for 3.42 million pounds. the aston martin was in the latest james bond movies. i just think -- there are so many great cars out there that he could be driving. >> speaking of fuel efficiency, are we going to see a hybrid range rover? >> i don't know if there is one. >> there is a hybrid almost everything. >> absolutely. if ferrari is coming up with a hybrid, exclamation point. >> the holleywood set, green is very hot right now. i in know a lot of pig executives ordering the teslas. everyone is into the green cars. >> that's the mentality. people spend their time

outdoors. they go hiking and go to farmer's market. >> and it's a status thing. >> i was at a ship yarp in europe where they build the world's largest yachts and they are building the first hybrid megayacht. next to the ferrari -- >> and it will cost more than a regular yacht? >> yes. >> it's a status thing. >> i thought you were going to talk about a cruise ship. hopefully they will work a little better. >> is carnival short? >> to be able to pay more for the green car is a status thing. or a green yacht. >> they have the toilets on hybrid. we'll move on. >> we came across a study. saying the more you weigh, the more you pay. robert? >> you know, the first question is, look, we have all sat next to that passenger who is too big

for one seat and say look, they should charge for oversized people. i'm over 200 pounds. i'm 6'1". maybe i'm overweight. how do you start to calculate for height and body index? are you fat at 200 pounds? >> this is never ever going to work. >> how do you figure this out? do you koucount luggage? >> it's flagrant discrimination. but also, just the logistics of it are a nightmare. when you order your tickets online do you put a weight in? how many of us are honest? do they impose a tariff? >> the problem is you end up with a plane full of kids. they are all less than 50 pounds. >> it does cost the airlines more to fly a plane full of really heavy passengers. and a person who is not

overweight, i am always stuck between them and they are infringing on my seat. >> they need people like you. >> it is good to pay for a reasonable amount of leg room. i'm 5'3" and i don't have leg room. it's very uncomfortable on most public transportation. >> every pound is an additional cost. they do take that into account with luggage. why shouldn't they think about it? you can't logistically do it in a fair way. >> so i end up paying a tax. >> a skinny tax. >> a skinny tax. not fair. >> we're all weeping. >> we'll give you a free meal on board. >> and you can catch up to your seat mates. >> on that note, up next on "street signs," blackberry reports before the bell tomorrow. the three things you're focused on when they're released and

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>> welcome back to a special

edition of "street signs". we have our power panel. john fort on tech, trends and innovation. john frank on money, power and spending, and julie is on media and the entertainment industry. lots of fed speak today. let's get right out to rick. an interesting day already for rates, rick. >> it is. i will tell you i would like to tell you that there has been big movement. if you look at a 24 hour chart and you look at a chart of the dow jones industrial average, most of the movement in both of those markets were before. 84 and 86 in the treasuries going nowhere quick. here is the way they look at it. i know he spoke well after the market movement and seems so have gotten the most hd lines. if the fed talks about doing more, that's not news. news is if they talk about doing

less. so i think that's the way you have to look at it from the fixed income side. fed speak is important but i think it's only important if they pull the reigns a bit but not if they use their spurs. >> got it. rick, thanks so much. blackberry is reporting tomorrow. >> this stock is kind of crazy. really high volume. high short interest. it's above 30%. a few things that i'm looking at is z-10. see what the color is around the other launches that they have had in the u.s. how much they will say about that. then blackberry 7. if so, revenue issues is the subscriber number.

how many carriers are using the extra fee? that came down by $1 million. if it comes down by more than 1 million this time, wall street is not going to be happy. >> they do expect it to decline by about a million? >> that's what the analysts are expecting. the trend is now working against them. >> i just think it's amazing. this is not about stopping the losses but stemming the losses. this has fundamental declines. >> this quarter will start to see just how bad the problem is, whether they're going to have as much momentum on the way down as they did on the way up. >> the ceo who is going to be on this program. what do we say?

>> maybe he thinks he has nothing to lose. >> the z is going to be the story. it's going to be the 10 in the united states and elsewhere in may. >> you californians are the experts but it feels like people have left blackberry for dead. >> but they have an empire. when you go to the uk, they don't say texting they say bbming. they are still very much in blackberry me sen jer mode. the problem is they're not going to be selling the new back berries in those markets. they need traction in the uk, and u.s. >> i hope someone will ask tomorrow. why did they launch the non-keyboard version first. everyone who has blackberry says i keep it because of the keyboard. >> the rational is that the touch screens are mainstream

now. and though their core is into the keyboard, a couple year ace go, the majority of their users became consumers, not business people. that's part of it. >> aren't there two key advantages. there is a legacy core of business users. it's a big decision for a company to switch from one device to another. >> and then the design that makes it easier to use the keyboard to make phone calls and look up contacts. other than that, they have lost it. >> that is a design that a lot of the other smart phones have. you talk to people who are addicted to android devices and some of those have keyboards. you talk about them making the switch. one of the things that kept people committed to the blackberry was security. now it is how people are more -- >> people don't care about

security. android is the most insecure os but also the most popular. >> we will certainly hear from the earnings tomorrow. we will have the results here. hear directly from the ceo. and blackberry is not the only one trying to figure out the mobile market. >> electronic arts, it is said that their future is really con ten gent on mastering the mobile market and making sure they have an option for any of their gamers. so electronic arts, they have really been benefitting and far outperforming the s&p. they were so beaten down last year as we saw them struggle with declining video game sales. right now everyone is making a big investment in digital

revenues. and there is new hope about the new game consoles. we had news from facebook about how they're cashing in on games. 250 million people played games on facebook.com every single month and the number of people paying to play has increased 24% over a year ago. those are very positive trends for facebook. they made announcements about the ads they are selling to the developers including game makers to drive more people to download their games. this is clearly an area that facebook believes they can grow revenue from. >> they have to. >> that's the problem. facebook, apple, google, amazon are the new distribution. ea doesn't have as much clout as they used to. >> the barriers for entry are much lower.

there is no question. even for traditional. >> the impact of higher taxes on the wealthy. and the supreme court is taking up two pivotal cases this week that could have a major impact on the impact. suzor me oe orman is joining us >> and we look at important issues for apple. plus billionaire investor is still bullish on this market. we will find out where he is putting his money to work. and hear from somebody who says this market will continue to rally as long as the u.s. remains the best house on the worst block. all that and more.

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>> a lot of americans were worried about when tax hikes hit the wealthiest americans, they would stop spending and

investing. did that happen? >> it is interesting. there was a lot of expectation that not just the spending and investing but maybe charity. but a new survey shows that higher taxes really didn't impact spending. for those who make $250,000 or more, 61% said it has not impacted spending. for 500,000 and more, they said nobody. what about investment? 64% says it has not and around 60% of the half million crowd. now the big issue is will washington tax them again? they say if washington raises their taxes at least half of them said they will cut back. we'll see again whether that's a threat or reality. for now, this holds true for charity. they say they have not cut back on charity. >> what's the reason for this? they're confident? >> look at the top of your screen as we're flashing what the averages are doing?

the stock market is at all-time highs and the s&p 500 is only three points away. >> so their investments are doing well. >> they have a sense of confidence. >> the top 10% of americans own 80% of the stocks in this country. when stocks do very well, a lot of the wealth accrues to the high income, high wealth group. they are feeling really well about their wealth now. >> here is a question. >> don't they aullways say if y tax pop more they will spend less? >> yes. >> the other big important point is they did not get taxed as much as they feared. the investment and capital, we thought captain -- capital gains. >> here is a question. right now everyone has 2012

fiscal year tax prep on the brain in a year when people are looking at what they owe or the size of their refund being smaller, then maybe we will see a pull back? rsh they are going to have the very same answers that they got now. they are looking at the wealth created that the stock market has and is and probably always will be. >> that's true. >> let's move on. >> coming up, speaking of dollars. suze orman joining us with what's on the line with the supreme court this week. also of-

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a certified financial planner professional. cfp -- let's make a plan. >> the supreme court right now hearing arguments to strike down the defense of marriage act. it is whether they should be entitled to federal benefits including tax benefits.

suze, it's great to see you. this is an historic event but it has significant tax and economic issues as well, doesn't it? >> it's very sad that i don't think the majority of people out there realize that it's not just about can you legally get married? they're saying leave it up to the states. fine, stats pass it. but it is not recognized on a federal level. what does that mean? maybe you're working and your e wife or husband happens to be a stay at home parent. you're covered, but your spouse will have to pay income tax benefits on that health benefit there is no social security benefits, no estate tax planning. there are so many things that make it unfair financially speaking for this not to be recognized on a federal level. >> right now people are having to do some uncomfortable

arbitrage between states where marriage is legal or not. they may be putting off moves that they want to make because they don't want to leave a state where they do enjoy marriage be is that right? >> recently i did a talk with the governor of rhode island, and he was saying how -- he wants marriage equality. he wants marriage to be legal there. why? because he is realizing that he is not attracting the business that he could attract, because it's not legal. so there is a price to pay if a state doesn't legalize it or if a corporation doesn't back it. >> suze, julia boorstin here. how much money is at stake? >> a lot of money. the health benefits could be anywhere from $1,000 to $8,000 a year in taxes. so there you have one. now, that's a lot of money that a family could be doing what with? spending, putting into a college

fund for their children. but instead, they have to pay taxes, simply because, why, it's not recognized on a federal level. it's a really big deal. >> well, and of course, this is a very timely discussion to have, right, suze? the issue that the court was looking at earlier had to do with a woman whose partner passed away and she was essentially refusing to pay the estate taxes on that woman's passing. saying, if they were a thea and not a theo, which was her name, they wasn't be basing this. >> yeah, the estate limit has gone up from $1 million to where are we right now, $5 million. so, okay, estate taxes, if it's going to affect us for $5 million or above, i get that. but it's not the same as it was when this couple died. but there are many benefits that affect every single person out there that's in a gay relationship. again, social security. let's say one of you worked and you're getting a big social security check, but, yet, what

happens? your wife never worked and now you die. she doesn't get social security benefits. she can't even get half of yours. the children can't get social security benefits. and those things matter, especially if you don't have money. >> suze, let's switch gears for a moment and talk about these prepaid credit cards from amex. you know, it's a hard turn that we're making from an important issue that we were just discussing, to another one that i know is near and dear here. that's these amex cards here, they have no monthly or no activation fees. are they a good thing or not? and we know you also have your own pre-paid debit cards, but this amex one is getting a lot of conversation. >> the amex card gets a lot of conversation, because it's amex. but here's what's so important. and i'll let all of you decide for yourself. go on to the amex site and see if you can, in fact, find the fee structure that is involved on the amex card. and good luck, really finding it. it's not really about, is there a monthly fee. really, what it's about is, what

does it cost you every time you do something? can you take federal checks and deposit it on to an amex card? if it's the bluebird card, you cannot. so there are certain things that are out there that you really have to examine. so, obviously, i have my own card, i think my card, the approved card, is the absolute most cost-effective one out there. i brought it out to make sure people had an alternative that was better than cash and safer than cash. >> suze, if there was a change you could make in the way that these cards are run, the fact that they don't help you rebuild your credit, is that a big deal to you? because many people that you deal with are coming to you and saying, i've got all this credit card debt, i've had all these credit problems, i'm strike to get my life straight, i'm going to go to a prepaid balance card, but now i'm finding out it doesn't actually help repair my credit. >> scott, it's not just prepaid cards don't help you with your credit score. the truth is, debit cards that you use that you attach to a

checking account doesn't help you, cash doesn't help you. i think the truth of the matter, credit scoring is totally backwar backwards. we are penalizing those who are paying in cash and we're giving credit to those who are paying on cards, even at high interest rates. it matters a lot. i've been working with transunion and we'll know in about another year, will they accept data to put on the credit reports that will affect all debit cards, all prepaid cards. i'm also next week going to washington to see what can i do to get senators to introduce a bill that make it mandatory that information that is generated from prepaid or debit cards are included on credit reports. it should be across the board for everybody. >> do you ever sleep? >> not really. >> it's good to see you, suze, as always. >> thanks, you guys. >> here we have the issue in front of us. the credit card issue, certainly one. robert? >> one of the questions i was going to ask suze and i'm curious of the panel, why are these so popular? what's changed about the economy, the demographics, who

are using these cards? i mean, they've kind of been around for a while, but it sounds like we've sort of reached a tipping point. they were big overseas, when i lived overseas, a lot of people used these things. what's driving it? >> she said it was an alternative to cash. she didn't say it was an alternative to traditional credit cards. for people who didn't have access to credit cards before, now can go in and swipe thing. and in this day and age where cash is used much less, it seems like a really important -- >> but for amex to get in, they must have seen it as a threat. it must have been chipping into cards somewhere. >> and a new potential market. still ahead, the ultimate twitter shame. [ male announcer ] i've seen incredible things.

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twitter shaming. that's what one restaurant is doing to punish its patrons for canceling reservations last minute or forgetting to cancel them altogether. and you've seen people pushing back on this. >> this is a really dumb idea. the reason why is yelp! people are going on to yelp! and giving them one-star reviews saying you're twitter shaming your audience. the restaurant has a lot more to lose than the patrons do. >> but i think it's a testament that restaurants can do on twitter. some restaurants let you make reservations via twitter. others promote if you have

special meals or if you're a bakery and have fresh-baked cookies. or sometimes you can order via twitter for pickup. >> but this is a huge problem for restaurants. people canceling at the last minute. as it is, they're turning the rest of us away. you walk in, there's an hour wait or something. if you're a parent, you feel like you're paying the babysitter by the hour, it's a rare night out, you're not going to wait. >> how far do you go? a friend of mine booked a reservation at 11 madison park, one of the most prestigious, expensive restaurants. they weren't able to make it, they didn't cancel in time, the 48-hour cancellation, they were charged $500, for four people, for a meal they didn't eat. $500 for a meal you didn't have. >> when you give a credit card, i'm always asked what the ground rules are and if i don't want to take the risk, i don't want to ta