day, ty, for the dow. s&p up better than 1% and the nasdaq was up better than 2%. still up close to that on the trading session. >> all right. sue, hurry home nap will do it for the day's edition of "power lunch." >> a special edition of "street signs" begins right now. as usual, sue and tyler were right. it is a special edition of "street signs." hello, everybody. the markets are higher today. the dow up more nan 100 points. but so is something else that's probably really important to you right now. that coming up. otherwise today, we are tackling the big question -- where should you put your money right now? mandy is down in orlando, florida. one of the biggest financial advisers conferences of the year. the td ameritrade event. ready to go, advice? >> i do. hey there, brian.

hello, everybody. indeed a very special show. we have here more than 3,000 investment advisers right here in the building. it is very big, they are everywhere at this year's conference managing more than $600 billion. we're going it find out whatter that telling clients about a thousand invest now, what's keeping them up at night, what's actually making them feel good about their investments and kick it off with the two gentlemen sitting next to me. "todatd ameritrade's ceo and to. what is going on in the markets? >> happy. a big interview. boogie through this a little. update for the dow, the dow up now about 100 points exactly 0.6 of 1 percent pr%. facebook, big story today. volatility, fear index, the vix, coming down. down $18 and change in gold.

the dollar index up and the yield on the ten-year treasury despite the fed reducing its paper again yesterday is actually at 2.74%. an interesting question maybe for your guests, mannedy. everybody thought interest rates would spike once the fed stopped buying at much bonds. guess what? interest rates have actually come down. >> it is a bit of a surprise. it is a bit counterintuitive as well. anyway, bring in our special guest. fred, td ameritrade president, sorry, ceo. tom naturlly. grade great to see you both. you should be used to the audience. >> thanks. >> all about the retail investor at this conference. how do you think, fred, the retail investors is feeling right now? >> based on all of our metrics, the retail investors is bullish and optimistic here. whether, regardless what indicator we look at.

we do surveys, look at log-ins. accounts traded, all significantly up year over year. on top of that, what they're actually doing, measured by investor movement indirks, the most bullish in the four years since we've been measuring this. bullish and going through a gyration now but small. only 2% or 3%. >> you make an excellent point how we did so well last year. it's easy to feel bullish when sitting on that high. however, we had duncan ceo on cnbc last week saying, tom, he thinks the retail investor largely missed the boat. yes, a big gain last year but they weren't participates. do you agree a lot have missed the boat? >> i don't think so. our advisers are more optimistic than in the last five years and haven't seen shifts in the asset allocations. bullish on equities. that's skating. >> -- exciting. >> of the advisers, this isn't

declines, the advisers, being optimistic at 58%. what do you think will be, however, a year from now, considering we've got a new introduction of volatility we didn't quite have last year? >> you know, our advisers tent to keep their clients to play the long game. focused on long-term goals. we don't see anything hitting any panic buttons at this point in time. if we see correction i don't think a big surprise to our advisers. they stay focused, and i said, continuing their bullish outlook, businesses are doing fantastic. 3,200 here. you can feel the energy in the room, really exciting. >> do you think the fact that brian just brought up a moment ago, we've got yields where they are right now, considering the fed is pulling away from the punch bowl, that this is helping? it obviously helps businesses, helping people to take out a mortgage, helps students taking out a loan, if we can keep interest rates low? >> i think you can misread this, because when they start to taper but the reality is, interest rates have risen significantly

since they uttered the word taper. increased, what, 100 basis points. the market's already prepared for the taper and expecting the taper. and priced it in. >> yet we're seeing volatilityy. today is a good day. a bit of a rocky start to the year here and offshore. >> yeah, but a lot of that has to do with -- i've always said when i've been on cnbc basically when they pull the tape out, actual dloi it volatility in the market. no way you can have that much stimulus, that much influence on long-term interest rates and pull it away nice and easy. it's going to be volatile and we're seeing that now. >> what are your advisers telling their clients right now, and i'm sure there are nervous nellies out there amongst the clients oeshs, dear. things won't be as easy as they were. what are they saying about ho to invest and still make a buck this year? >> saying, stay the course. stick with the long game. remember what happened in the financial crisis? if we had moved down into cash, at the end of the financial crisis where would we be today?

the messages advisers are saying. nch in fact, seeing upticks at expense of fixed income. favoring technology, financialed and the health care sectors. >> we did a cnbc poll of 1,500 advisers. 87% said they are now having the conversation with their clients about taking money out of u.s. equities and into international equities what do you think? >> looking for a buying opportunity. look at the long-term -- believe this weakness is long term we've seen challenges in the emerging markets over the left several days, they might look at it as an opportunity to buy. >> always talking about the risks. risk and reward. in terms of the risks some risks are lower. arguably say political risk is lower. washington is as much as issue as say, last year. a risk, gas prices. rising prices. a lot more on "street signs" on this. in the meantime, people looking for heating bills in the middle of this polar vortex, taking real cash out of people's

pockets. will that impact people's a lot, retail investors' ability to put money into stocks, do you think, fred. >> not directly. if anything, it may impact consumer spending, or where they spend their money. but i think most people right now are continuing to invest all the way through. get a little more disciplined about it. >> even if a couple hundred buck more each month? >> that's right. >> ryan has a question for you, gentlemen. brian? >> sorry to barge in. curious, fred, by the way, thanks for having cnbc down there again. i know mandy envoys the event. fred, what about the myra? the president announced, decent return, low fee. a shot about what you're trying to do? >> i don't know. i'm actually not as familiar, haven't been watching, been so busy at the conference, but it very well could be. he's trying -- look at anything this president's doing, he's trying to help the less fortunate people in the world,

and trying to make it easy for them. so i think his objectives are purely noble. but i think the market is the market, and most people understand that. >> okay. thank you so much for joining us once again. tom and fred, always a great pleasure to see you. yes, i do enjoy coming here very much. sun or no sun. coming up later on the show, talking with t.d. ameritrade steve cook, which stocks his clients are swooning over now and one particular stock maybe you can guess, the most actively traded every single month of last year amongst retail investors. all that is coming up ahead. all right, mandy, thank you very much. and here's our other tease. could you imagine paying $25, $50 or $100 for a gallon of gas? happening in the northeast. well tell you. who wants to be a billionaire? two companies, two founders seeing a jaw-jumping drop.

that's when "street signs" returns. the system works.e way let's say you pay your guy around 2 percent to manage your money. that's not much, you think except it's 2 percent every year. does that make a difference? search "cost of financial advisors" ouch! over time it really adds up. then go to e*trade and find out how much our advice costs. spoiler alert. it's low. really? yes, really. e*trade offers investment advice and guidance from dedicated professional financial consultants. it's guidance on your terms not ours that's how our system works. e*trade. less for us, more for you. (voseeker of the sublime.ro. you can separate runway ridiculousness... from fashion that flies off the shelves. and you...rent from national. because only national lets you choose any car in the aisle... and go. and only national is ranked highest in car rental

customer satisfaction by j.d. power. (natalie) ooooh, i like your style. (vo) so do we, business pro. so do we. go national. go like a pro.

all this record cold all over the country leading to a natural gas shortage in parts of the northeast and elsewhere in america. in fact, there are stories out there that natural gas prices suppliers are paying are just astounding. sharon epperson right here on "street signs" yesterday talking about how much of an effect has on the economy. back, sharon, the futures price of that gas is five and change, well up from where it was, but you're hearing stories of 15, 20, 50, even 100 dollars paid? >> last week we heard as much as $135 paid in the spot market here in the northeast. that was due to pipeline disruptions. we have seen those cash prices come down, but still higher than historical levels. one thing for certain, there is a great deal of volatility any natural gas right now. in fact, natural gas prices just dipped below the $5 mark here on the floor. we are looking at prices that

have given up all the gains from yesterday in the march contract, and part of what we saw over the last 24 hours was the expiration of the february contract that contradicted to this spike up, some 10% yesterday. and to a four-year high. still near the high levels because natural gas supplies, though the decline in weekly supplies was basically in line with expectations, it's still seeing supplies that are about 17% where they should be, below where they should be for this time of year. that's benefiting some of those exchange trader funds, like the u.s. natural gas fund and that highly leverage velocity fund up some 60% so far this year. >> we're not allowed to invest, sharon. i wish i could buy it. buy it and counter the increase in my natural gas heating bill. i'm getting slammed. >> exactly. for those who can stomach in. >> sharon, stick around. chris focker, chris, thanks for coming back. show viewers two charts. first a one-year chart of

natural gas. listen, it takes time to trickle through the system to get to your actual bill. a one-year chart. easy to see on the right-hand side the big spike in international gas, above five bucks. that's the futures contract. right? >> right. >> do you believe these stories of people paying $135 per nbtu on the open market? >> yeah. the spot markets in the northeast, volatile. you're seeing power generation plants have to find out demand is too high, having to go to the spot, paying $120, or north of $120, $135 like you said. that's returned back down to the consumers. now, the good news as sharon said, things are retreating back below $5, but it's a $4 commodity plus going forward as we enter into the march, going into the summertime. i think, though, long term, still bullish on gas. could get back to $5. folks have to understand, adjusting heating bills, passing the costs on to consumers.

>> can't pass it all along. right? chris talked about exponentially higher prices. 50 times. my heating bill can't go up 50 times -- >> it's not go to. a lot of utilities lock in prices before the winter season. we won't see the same jump as in the futures or spot market necessarily in your bill, but already know we're going to pay more than we did last year, at least 10% on average more than you did last year for your heating bill. probably more than that for a lot of folks. more, probably not as much as the spike we're seeing in the wholesale prices. >> mine doubled. my own heating bill at home doubled from last year. not last month. it's gotten colder. last year's, same amount. chris, are you hearing this? listen, you're in dallas, right? dallas has been 20 degrees. you guys aren't used to using the heater the way you have been. this is money directly out of our viewer and listeners' ponchts going to directly impact consumers but it's short-lived. keep in mind, 49% of the united

states uses natural gas for heating. what we've seen now is abnormal cold winter. the good news, the weather reports this morning out of alaska say that the wind will warm up. the lower 48 states are going to go back to seasonality temperatures, not below. i think we're going to see natural gas continue to decrazy and hopefully consumers' heating bills won't be impacted that much. look at last year's bill compared to this year's, seeing an impact. hopefully not 50%. maybe 10%. >> chris, got to go. sorry if you can't answer this question. >> true. >> a week or two at $20 on a spot market, how much would that impact the bill at home? sharon rightfully notes some people lock it in. but is a week or two spike enough to severely alter wholesale pricing? >> no so, brian. longer term, could move up. sharon is right. most of hedged way out of long-term contracts. the reality, have to buy from the spot if the demand for

international gfor -- we saw it in capacity from pipelines going down causing issues having to go to the spot market. pass that along. folks shouldn't be that concerned. 5% or 8%, we can deal with that short term. >> sharon and chris, other story, local family angered as cheapstate father turned they are thermometer to 52. >> that's right. still ahead, the playoff round of the million dollar home competition. two mega homes in two super bowl winning cities. this time, indianapolis versus new york. i have my pick. first, head down to mandy in orlando who apparently has a pop quiz for me? throwing this out because you're remote? i can't throw paper at you? >> yeah, but do you have to answer. putting you on the spot. answer to the question, last year every single month, what was the most actively traded

stock? by the retail investors? one name. do you know? >> okay. hold on. is it a stock or like an etf? like an vix. >> it is a stock. you are an addict of their products. >> apple. >> you have their products everywhere. >> you just gave it away. i was actually going to answer tesla. >> it could have been soap. >> apple. >> could have been p & g. you is soap everywhere in the house. yes tshs is apple. coming up after the break, we have steve from td ameritrade telling us what stocks retail investors are really liking right now. apple is, of course, one of them. he's going to talk about where there are a couple of others out there. you've got to tune in to find out exactly what they are and also what wee tail investors are not liking. the other side of the coin. don't go away.

customizable charts, powerful screening tools, and guaranteed one-second trades. and at the center of it all is a surprisingly low price -- just $7.95. in fact, fidelity gives you lower trade commissions than schwab, td ameritrade, and e-trade. i'm monica santiago of fidelity investments, and low fees and commissions are another reason serious investors are choosing fidelity. call or click to open your fidelity account today. she loves a lot of the same things you do.

it's what you love about her. but your erectile dysfunction - that could be a question of blood flow. cialis tadalafil for daily use helps you be ready anytime the moment's right. you can be more confident in your ability to be ready. and the same cialis is the only daily ed tablet approved to treat ed and symptoms of bph, like needing to go frequently or urgently. tell your doctor about all your medical conditions and medications, and ask if your heart is healthy enough for sexual activity. do not take cialis if you take nitrates for chest pain, as this may cause an unsafe drop in blood pressure. do not drink alcohol in excess with cialis. side effects may include headache, upset stomach, delayed backache or muscle ache. to avoid long-term injury, seek immediate medical help for an erection lasting more than 4 hours. if you have any sudden decrease or loss in hearing or vision,

or if you have any allergic reactions such as rash, hives, swelling of the lips, tongue or throat, or difficulty breathing or swallowing, stop taking cialis and get medical help right away. ask your doctor about cialis for daily use and a 30-tablet free trial. welcome back, everybody, to a special edition of "street signs." mixing it up a little. yeah, nice to get out of the

office sometimes. we're down here in florida at the td ameritrade institutional conference and want to know which stocks t.d. clinds aents interested in. steve, a pop quiz a moment ago to brine. the most actively traded stock last year? he passes. still is apple, i believe. >> definitely apple. both on the option and the equity side. every single month of 2013, that was our leader in terms of volume. >> twitter, fast catching up? >> twitter is knocking at the door there. for the leaderboard and we see other stocks that pop in there like facebook and sometimes tesla, but it's mainly the social stocks that really have most of the momentum as far as volume is concerned. >> facebook, an all-time high today helping push up the nasdaq. when you talk about momentum names, the ones everyone reads about. tesla is graping headlines, whatever. for retailers, is it risky?

how do they know when to get out? >> a lot of these names have had good appreciation. what we see, look at their behavior and see buying and selling. most of what they've had over the course of the last year obviously with the market up 30% on many of these names at all-time highs, seen good gains. encouraging, we've seen them take some exposure off and roll into a name that hasn't appreciated so greatly. >> twitter, facebook, apple, things we use in every day life. wake up, check twitter, make a post. things we know and understand. for a recent investors, are they missing out on other good opportunities? sexy names, a maker of pistons that wouldn't normally come into their normal, daily life? >> no. the way they interact with the market is twofold. they'll trade those names and may be part of a core holding but have another core portfolio which might not be the momentum

names. some of the names which aren't at frequently traded but a part of their portfolio. >> and retail investors, you said, you think they're smart? >> incredibly bright. we have a survey, proprietary survey we come on every month and launch results on cnbc and it paints a picture of a very savvy retail client. >> more power to mom and pops out there. >> yes. >> thank you for joining us, steve. also coming up, talking to a lady who runs a boutique investment bureau. sort of like the small, and also a guy on the ig end of things. rick edelman. you don't want top miss and see what they're clients are telling them. first back up to cnbc hq, the mother ship with melissa lee. thanks, manneddy. herb greenberg and the doctor, founder of monster.com. kick it off with a couple big tech reports especially key as

the nasdaq is soaring to. amazon reporting fours quarter earnings, tripling driven by strong holiday sales trading higher in anticipation of these results. heard retailers grouse over the holiday see, the thin margins. so does that mean share gains for amazon? >> everybody thinks this was the quarter. this was the holiday season that everyone went all-in for online shopping. there cannot be any misstep here. you're talking about company that trades 110 times forward earnings. it's nuts. they don't really post real earnings except for this quarter. everything's got to go right. looking at the margins. looking at also what are they talking about on amazon prime? how will they move that now that we see what apple's doing? a lot of mixed sort of things going orch and how much upgraded amazon prime to get the streaming and all the rest as

well at amazon web services? it's not hidden, bought jewel people don't identify a lot. that's huge. >> by the way, oracle mentions that aws is their big competitor now. one of their -- they at least acknowledge it. >> we know jeff is willing to lose money to gain share. done it time and time again with various categories. again with amazon web services why not there as well? also look for shipping costs. talk about razor thin margins. people sign up for prime, have a tic tac mailed to them, basically. >> paid up front for the tic tac. like a lot of them. >> 4.7%, 4.6%, you want to see it stay level on the shipping costs, and watching google. set to report fourth quarter estimates. google shares up over 50% in the past year, john. another case of a stock that needs to deliver in order to keep investors in the stock that's seeing a nice run? the biggest competitor now is facebook. facebook just blew it away with

mobile. >> right. >> google will do the same, i think. i would not bet against them on mobile. i think both of these two had so much demand for a limited amount of supply that they really kicked it, and i'm looking for a beat here. >> i have to say, the announcement yesterday of the motorola deal makes me wonder. sort of did that the day ahead of earnings instead of with earnings. so they didn't mix it? you know, just has me thinking. >> and over saying what is their strategy? buy high, sell cheaper? that's what they did with the motorola divestiture. interesting to see how that goes. and shares of chipotle. the one analysts love but don't like the valuation. look for guidance on the price increase they're gone to enact. analysts expecting a high side, 3% to 5% guidance they gave. watching for that and look for a sign of consumer distress, slowing down? doesn't look like it, but listening to ta commentary.

that does it for today. see you tomorrow on "squawk on the street." watching the google and amazon trading calls and trading those live. brian, to you. >> an amazing google show tonight, melissa. up next, a special angry herb edition of "straight talk." he's here. plus why one stock is on fire thanks to the bone-chilling cold. here you go. mandy asked me a question. i'll give you a trivia question of my own here, america. all 50 states registered a tesla car. which was the last state to take the plunge? a hint -- this state is home to both the world's largest cactus plantation and the world's biggest shrimp, which is in a museum. largest cactus plantation, biggest shrimp.

@cnbc on twitter. let me know your guesses. 71. [ male announcer ] once it's earned, usaa auto insurance is often handed down from generation to generation. because it offers a superior level of protection. and because usaa's commitment to serve current and former military members and their families is without equal. begin your legacy. get an auto insurance quote. usaa. we know what it means to serve. [ male announcer ] here's a question for you:

when electricity is generated with natural gas instead of today's most used soce, how much are co2 emissions reduced? up to 30%? 45%? 60%? the answer is... up to 60% less. and that's a big reason why the u.s. is a world leader in reducing co2 emissions. take the energy quiz. energy lives here. ♪

everybody day you walk through stock recommendation, street stories, whatever. today, got mr. herb greenberg riding shotgun.

calling this the noteless version. wing this baby. >> we are. >> are you ready? starting with tesla. earnings not out until the 19th of february. but as i teased out, there is now a tess l registered in every state, the last state kicked in, smarty pants. you know what it was? largest cactus plantation and biggest shrimp in a museum? mississippi. >> that's right. >> there you go. got anything on tesla? besides you're driving one in california? >> i'm one of the few not, because there are so many in san diego. >> tesla shares up. i thought the most heavily traded stock. it's one of them. >> i mentioned amazon had 119 going forward. i meant tesla. thinking tesla and said that. so it wasn't amazon. >> appreciate the correction, sir. stock two, a new name for us. never talked about. methanex. methanol, meoh. quarterly results upgraded scotia bank. up 9%. $5 to $61.82.

not legal here. methanol could be a great energy source if we can clear the legality. >> yep. >> next one. new start. ticker, all over this. how come? >> we talked about it on the star while back. talked about it on thestreet.com. controls the administrator portability. you take a phone with you, they follow it through. >> if you change your number. >> change your number. they have an exclusive contract. it's up for bid. last night announcing earnings, words they mentioned that had people concerned about the contract. that's why the stock is down. contract results coming out soon. nobody knows when, if the fcc and other regulators. >> based in san fran. a building near san francisco airport. >> oever by san diego, too. >> disaster of the day, stock four. adt. wow. stock down about 17%. missed on earnings. missed on revenue.

customer growth didn't meet expect aces. shaking your head. >> a piece on the street on "fast money." headline, why adt is appalling. because of what they basically have done where they did so many buybacks. remember, this is where you had an activist get involved, corvix got involved. they've got to do something for customers to get customer traction whamplts about competition? e xfinity, home security product. a lot of competition for adt. in up, itt educational services. esi ticker. bring up the stock. it is -- oh, my god. that could be the disaster. itt down 18.5%. $30.44. student loan losses mounting. your take on itt? >> i looked this morning and saw bad debt ex-tense up 9%. versus 6 poirn.7%.

something's going on. the conference call, taking loans off balance sheet, consolidating them on balance sheet. what does that mean? >> shouldn't be happy about that. off balance sheet, people say, look debt's off balance sheet. must be crummy. at least they're bringing it now. >> 12 states attorney generals launching investigations into this and other companies and other investigations going on. crbds. >> move on. doing six because you're here. facebook, despite click through rates are terrible, people love the mobile ad number on facebook. stock, all-time high up 63% going public. mark zuckerberg's solding, $26 billion. almost worth, robert frank come on in. your neck of the woods. >> i heard the word billion. >> earned a billion for every year alive. >> last night, good night sleeping earned another $3 billion. >> while sleeping. >> my question, is he the richest 20-something american

ever? his wealth, of course, volatile, up around $6 billion from the ipo. nearly triple the lows of the summer of 2012, wirnlorth aroun0 billion. about the 14th richest american. a long way to catch up to bill gates. at $72 billion. gates was 30 when microsoft was public. in today's dollars, zuckerberg easily beating gates. and may be the richest 29-year-old ever when you look even at the google guys. they were worth around, of course, today around $30 billion, but they were not billionaires until they were about 30 years old when going's ipo'd in 20074, the speed at wealth today is unmatched. creating larger fortunes faster than ever before. >> the how sustainable is it? >> we pointed out earlier, the wealth is volatile and different numbers today. cnbc, peg him at $26 billion.

>> that's a lot. >> a lot. it's enough. >> i'm still confused. everybody loves their mobile video ad number up. i tweeted, don't get it. the click rate less than 1%. half the ones clicked on probably accidentally clicked. the stock is soaring because people are happy about small video ads, right? isn't that television 30 years ago? i can't -- can't figure it out. right? do you chick on facebook ads? i'm not on facebook. >> me either. >> you're about the average demographic now, from what i understand for the company. >> that's true. >> look where they've gone on mobile since the ipo is amazing and the wealth creation here is -- basically he's worth about $1 billion a little less for every year of his life. >> amazing. what did the red hot chili peppers say? give it away now? >> he is. >> he's done some. and nsr the company you're talking about. >> yes. >> not ns. there's nsr down -- ooh 16%.

>> 19%. >> all right. so zuckerberg having a good day. you know who else is having a very good day today? under armour and its founder kevin not to the level of zuck, jumping to more than $2 billion today. kevin, congratulations. start talking numbers. on the technicals, richard ross at our back gracin on the fundamentals. steve cortez, tjm. steve, under armour's growth has been good, but as you get bigger, hard to grow as fast. do you think they can continue to grow at these levels? >> brian, i do. they've confounded the critics and skeptic a los long time. plank will get wealthier. a college football player recognizing an athletic apparel need. starts hisbusiness out of his grandmother's basement and he's a billionaire. the company registered 20%-plus growth for 15 straight quarters,

and they are projecting now in terms of their forward guidance, doing the same in 2014. the second reason, one reason why they're growing so much. it's such a better company than its competitors and peel like lulu or nike. selling direct to the consumer. they now have about 40% of their total net revenue from e-commerce, selling directly, avoiding bricks and mortars. don't get in price wars. this company will keep humming. >> kevin plank, true american success story. and showing a b ing ing a spike. can you analyze when the stock has gone off the charts? >> i can analyze anything. technical analysis is based on the belief stocks like this trend and strength begets strength. bring up the chart. why today's explosive move is likely like the begins of the leg up not the end of the bull run for the stock. coming into today, the stock on a fantastic run, up almost 100% over the last 12 moss within

that channel. yes, over the last quarter of 2013, we consolidate that gain and sideways fashion, but what i really like is we hold and test that key support at the 100-day moving average, held since last ma and then, of course, the culminating into today's explosive breakout above that trend channel once again where moves start, not where they end. i continue to be a buyer of the stock. >> bullish. steve, got to go. appreciate it. appreciate your views. fundamentally and technically bullish on umplt a. talking a kevin plank. lo and behold on "closing bell" in the 4:00 hour. the magic of television. we flew it would happen. kind of works out that way. check out the online edition of "talking numbers" as well part of our partnership with yahoo! finance. on deck, which super bowl winning city has the most super mansions? we are touring mega homes to the really rich, and dolly back at

conference, is mandy. sitting down with a pair of financial advisers giving you free tips. no charge for their financial advice coming from that conference. first, aside from kevin plank, i don't want you to double tease your own guest, who's coming up on "closing bell"? >> thank you, brian. ceo of under armour and all over the market comeback. whether to buy into the rally or will global turmoil rear its head and wipe out today's gains. also, facebook. making profitable calls on this stock from day one. dan niles, and instant analysis in google and amazon expected to hit just after the closing bell. i can't wait. much more ahead on the "closing bell." keep it right here. tdd#: 1-800-345-2550 trading inspires your life. tdd#: 1-800-345-2550 life inspires your trading. tdd#: 1-800-345-2550 where others see fads...

tdd#: 1-800-345-2550 ...you see opportunities. tdd#: 1-800-345-2550 at schwab, we're here to help tdd#: 1-800-345-2550 turn inspiration into action. tdd#: 1-800-345-2550 we have intuitive platforms tdd#: 1-800-345-2550 to help you discover what's trending. tdd#: 1-800-345-2550 and seasoned market experts to help sharpen your instincts. tdd#: 1-800-345-2550 so you can take charge tdd#: 1-800-345-2550 of your trading. [ car alarm chirps ] ♪ [ male announcer ] we don't just certify our pre-owned vehicles. we inspect, analyze, and recondition each one, until it's nothing short of a genuine certified pre-owned mercedes-benz for the next new owner. [ car alarm chirps ] hurry in to your authorized mercedes-benz dealer for 1.99% financing during our certified pre-owned sales event through february 28th. if you have a business idea, we have a personalized legal solution that's right for you.

with easy step-by-step guidance, we're here to help you turn your dream into a reality. start your business today with legalzoom. i have a big meeting when we land, but i am so stuffed up, i can't rest. [ male announcer ] nyquil cold and flu liquid gels don't unstuff your nose. they don't? alka seltzer plus night fights your worst cold symptoms, plus has a decongestant. [ inhales deeply ] oh. what a relief it is.

this year td ameritrade institutional conference where we are now is about bringing people together. people together line investment

advisers, from all sides. big clients and smaller boutique firms with only a handful of customers. joining us, both sides. susan john, founder and president of financial forcus. 1,000 clients and also, a company with 100,000 clients. susan, you need to know your clients hand they need inside out. what do they need and telling you? >> right now telling me they're feeling better about the economy. feeling a little more prosperous. they have some concerns about the cost of health care going forward. that seems to be their major concern right now. >> amnongst the older clients? >> no. eastern the younger clients are finding it difficult to find exactly the products they need to have. >> how does that materially have an impact how they invest? taking away some of their money?

>> takes away a little from the amount of money they have to invest and save, because they're unsure about what the costs are going to be. >> specifically what are younger clients worried about? >> younger clients are worried about having coverage that will last a long period a time at a cost that doesn't take way from savings for other goals. >> you, rick? >> people are recognizes it's all up to them now. we can't count on our employer. we can't count on the government to provide us with financial security. so we have to assume greater responsibility, that means people are trying to learn more about how investments work, how can they take best advantage of their 401(k) and how can they make sure it will be everything they want it to be. >> has anyone had experience with, watching the markets and am really concerned? do they care? >> not ours. not worried at all. going through 2008 and 2001 before that, markets do this from time to time and this, too,

shall pass. >> you, susan? >> i echo what rec said. our clients aren't concerned. they have investment in markets. they're not concerned about it. >> amazing t. is. >> talking about emerging markets, what's going on every day. the retail doesn't care. investing for 2014, a different landscape at the beginning of this year than this time last year. rick. the key is not get kochcock. solid year, double digit returns. although the economy is improving, we're comfort where we are and where we're headed. don't get cocky. uncertainty any washington, the global economy -- >> stay with the u.s.? >> very much so and maintain a globally diversified portfolio. >> we've got to leave it there. thank you to both of you for stepping by. brian, over to you and inglewood

cliffs. >> thank you, mandy. see you in a few minutes, your closing thoughts. coming up, waging a turf war. we're going to pick a mega mansion in indianapolis against a mega mansion in the new york area. this, my friends, the big game edition of million dollar homes, and then what were she leahave today? back to mandy on her thoughts and hopefully one of my amazing production staff listening now will find that picture of mandy and producer kevin flynn they sent earlier on emaul a-maie-ma. you know the one i'm talking about. you'll love it. please, show it. we're back after this. r ins. yeah. everybody knows that. did you know there is an oldest trick in the book? what? trick number one. look-est over there. ha ha. made-est thou look. so end-eth the trick.

hey.... yes.... geico. fifteen minutes could save you... well, you know. in a we believe outshining the competition tomorrow requires challenging your business inside and out today. at cognizant, we help forward-looking companies run better and run different - to give your customers every reason to keep looking for you. so if you're ready to see opportunities and see them through, we say: let's get to work. because the future belongs to those who challenge the present.

snazzy graphic didn't give it away, i'll say it. the million-dollar home competition is back. all day today we've seen seven homes, seven different super bowl winning cities. they battled it out to see whose turf is the best bang for your buck. now it's time for the playoffs. homes near the indianapolis

colts and the new york jets/giants have already scored big wins in earlier rounds. who will make it to the final? obviously around these parts, we're rooting for big blue. why did the jets get left out? they play in the same stadium. anyway, touring your homes today, morgan brennan and donn nick chu. >> this brick traditional stands two stories all. it has a three-car garage and two covered porches. a super place to kick off your pregame festivities. >> this contemporary house is built on the banks of a river. the land is owned by the co-op association, but the house is just a short ten-minute commute to the hustle and bustle of city li life. >> the gourmet kitchen in this home can put on quite the game day spread with granite countertops, a butler's pantry and this spacious fireplace and seating area. >> with the gourmet kitchen featuring state of the art appliances, this 2300-square

foot home has an open floor plan with easy access to both the living and dining rooms. >> six bedrooms mean plenty of room for tailgaters, but the main floor master suite is the real trophy with custom barn doors and a sparkling spa-like bathroom, one of five in the home. >> this three bedroom, three bath has a master bedroom that's the entire top floor of the house. it's even got a jacuzzi with a view. >> the adults can take in it the big game in this cushy home theater while the jungle themed play room upstairs will entertain the kids. all of this for the discounted price of $975,900. popcorn not included. >> with floor-to-ceiling windows throughout and water views, a secluded backyard featuring a pond with real fish, this escape could be yours for $985,000. >> and that, my friends, is pretty much when you get in new

jersey for $985,000. i'm just guessing that's where it is. there's real fish. they may or may not have three eyes. joining us now, real estate broker to the stars. 5900 square foot home morgan was showing off. clearly indianapolis because that house around here would be about $16 million. >> and they got a home theater. interesting. a lot of these million-dollar homes outside of new york have home theaters. that seems like a requirement. >> what are your thoughts? i was not impressed with dom's house. >> the home theater is at least $1 million. look at difference. >> i hope this is eye opening for people in america to see, like, dom's house, no offense to it the owners, they're proud of it. it's a nice place. much better than any house i grew up in. but that's what you get for $1 million. it's actually edgewater, new jersey. >> great house. >> why? >> it's a great house, great location. it's ten minutes away from the city. if the bridge is open. that's the only question. >> what are the taxes like in indianapolis? >> taxes are 8535.

they're both about the same. >> i'm surprised they're that high in indianapolis. >> everyone talks about high taxes in new jersey. this house in indianapolis, same taxes? >> you got to pay andrew luck's franchise player tag. that's why the taxes are up, to keep luck around. >> what about as an investment? >> if i'm advising a buyer, i'm advising them they can rent out the one in edgewater. the whole exit strategy story. there's a lot of exit strategies on that one. on the other one, it's a really specific house. it's custom made. it's beautiful. but it's so specific. >> what do you mean by that? >> if you walk through that house, it's not a generic house. it's not beige. it's not taupe. it's all kinds of colors. >> you have to like it or you're going to hate it. >> exactly. >> like the chrysler 300. you either like the design or you're repulsed. >> and when you're spending that much money in indianapolis, you want it so customized that your

customization might not be the same. >> bottom line, this isn't soccer. no ties. who's winning? >> no ties. who do you want to win? >> i was going to say new york, but i don't like that house at all. edgewater is nice. >> you could always sell a $1 million home near new york city. you can always sell it. that's easy. >> new york wins. dom wins. new york wins. >> by the way -- >> giants win. >> dolly? >> yes. >> you're pulling a super bowl. the house is in new jersey, not new york. >> the giants are in new jersey also. >> the jets and giants play in new jersey. that's a new jersey home. >> new york giants. go new york giants. they're not playing, right? >> it's new jersey jets. all right. there you go. new jersey moving on. first time new jersey has won anything. up next, final thoughts -- except the devils are good at hockey. mandy's final thoughts from orlando coming up.

customizable charts, powerful screening tools, and guaranteed one-second trades. and at the center of it all is a surprisingly low price -- just $7.95. in fact, fidelity gives you lower trade commissions than schwab, td ameritrade, and e-trade. i'm monica santiago of fidelity investments, and low fees and commissions are another reason serious investors are choosing fidelity. call or click to open your fidelity account today.

can you start tomorrow? yes sir. alright. let's share the news tomorrow. today we failrly busy. tomorrow we're booked solid. we close on the house tomorrow. i want one of these opened up. because tomorow we go live... it's a day full of promise. and often, that day arrives by train.

big day today? even bigger one tomorrow. when csx trains move forward, so does the rest of the economy. csx. how tomorrow moves. mandy, before we get to your final thoughts, wcan you explai this? what's that picture with you and producer kevin flynn? >> there are 3,000 financial advisers here. they have to unwind, right? they've got a photobooth over there. i was the only one around that wanted to use it. i've also got one of these for you, brian, because every serious business journalist should have a pair. but just to wrap up my thoughts here, generally the mood is pretty good. they're saying the retail inv t

investinves invester is more engaged. >> not as interesting as the gigantic pink glasses, by the way. safe travels. i know the weather is not great. there you go. i dig it. having a good time with kevin flynn. thanks for watching "street signs," everybody. "closing bell" is next. and welcome to "the closing bell." i'm kelly evans at the new york stock exchange where the weather for stocks is very different here than it was just 24 hours ago. the dow is up 100 points. >> pretty good day. i'm scott walker in for bill griffith. but does this mean the pullback is over? one thing we know is here to stay, volatility. nowhere last year, everywhere this year. >> we can look at what the vix is doing. in fact, it's down about a point today, but it has popped since january 1st.