call. >> money center banks i love j.p. morgan is the one to play. it is a breaking up. play it to the up side and get long financials here. i think the ten year plays well for them. >> our time has expired. i'm melissa lee, for more check out "options action" web. my mission is simple to make you money. i'm here to level the playing feel for all investors. there's always a bull working somewhere and i promise to help you find it. man "mad money" starts now. hey i'm cramer. welcome to "mad money." welcome to cray america. other people try to make friends i'm trying to make you money. my jot no only to entertain you but to he had katy and teach you. call or tweet me. this market has to be experienced the single most debilitating rally i've ever seen. we keep going higher, but higher with different stocks

fluctuating, rotating flopping chopping and most of all confusing leadership, it makes it unfathomable where the dow sneaks up 20 points. nasdaq declined .05 percent. what's hard to understand? mainly mainly, today we seem to give up on the exact stocks we loved yesterday and vice versa. the inconsistency i find it maddening but it has to do with fund flows scroll around as portfolio managers try to grab stocks and flee from others in an ever changing. right now we've come to realize there is weakness in this country and it's not abating. industrial products capacity utilize nation and consumer confidence numbers today that were disappointing. but the companies to sell overseas they aren't hamstrung. that's why they shares vaeld so hard yesterday while companies that do business domestically saw their stocks get pummelled

today we got a predictable backlash. costco and coal's just plain overdone. will today's retail strikes back rally continues? to find out we have got to look at the game plan for next we are. first up we hear from you are ban outfitters. firing on all cylinders. free people anthropology and its plastic bagship store you are ban. this company has been plagued by misjudgments. but no more. anthropology has turned and turned hoard with excellent furniture and housewares with reasonable prices. i don't know if you have been to one lately i found the assertment is extraordinary the stores are mesmerizing. what may be most exciting from the stock point of view is the turn at the urban outfitters chain. this is an exciting time for this philadelphia based company something i only mention because i'm throwing out the first pitch

at tomorrow night's phillies game. i think it's also a buy here down 7 bucks from its high. tuesday we get property the fantastic home depot. the good tjx and the just okay walmart. the thing you need to know these stocks are priced exactly the way they were ordered. home depot hasn't come down at all. it has to deliver a perfect order. judging from my observations i'm not worried. i think it will be good. tjx has substantially european business which nobody talks about at all and the company has lowered expectations. upside given the turnover. wall marlt, priced for disappointment. the risk reward seems good. i like that. even though this is one of my least favorites in the category. which brings me to one of my most favorites, the one that reports wednesday. target. we've got to research no doubt from a small firm yesterday that said target's business turned

soft. plus when cole's returned disappointing numbers yesterday they somehow indicated target would trade together. i don't think so. target stock which has fallen from $83 to $78 reflect that weakness. i think if target stays down here after yesterday's obliteration you put it on half your position on monday and half after reports unless it goes up big. then i don't want you to chase. i have faith that the ceo is turning the retailer around. it takes a long time to turn around a department store chain even one as good as target. and we know from the disaster that was jcpenney that i can't say this is the quarter. however i can say i do like everything that's happening at target. two other major retailers are also on the grid on wednesday. williams so no, ma'ama and lowe's. when williams sonoma reported

last time it pointed out how the west coast port strike really hurt them. it said it could hurt them again this quarter. that makes me nerve u.s. but they are good operators. i won't bet against them. let's watch. lowe's i think it has become a parity trade with home defaux poe. both so good. the days when i can favor one over the other they are pasted. sold lowe's in the c change out domestic stocks and into the internationals. mighty at the timing. after the bell sales force.com reports dshsz now we've heard an awful lot about sales force dot com being pursued by another confirm. we don't know which one. i back the stock and its ceo from when they were generating only $1 billion in sales. now it's five times of that. i've taken a lot of heat. you know why? people said why are you behind it. the stock is expensive. i've been light. the stock is up 1,000% since i

started recommending it. cognitive thinking. artificial intelligence i have always felt if you can organize those for your customers to make them more effective and more profitable you can take over the world. what amazing me is that while they were so many doubters about sales force.com valuation coming after me into into the murm mill they are believing oracle or microsoft wanted to buy them. maybe it's not so richly valued at all. i like sales force.com for its vision not a takeover. thursday we get the quintessential domestic retailer for the frugal. the south philly one, you can eat off the floor, dollar tree. this is another company where the stock has been whipped by the rotation. i predict a strong quarter. after the billion we hear from hewlett packard. i think it's safe to say whatever they say will be overshadowed by the fact that the company is splitting you. he can brag up into the prosayic

computer and printer businesses and the high end solutions businesses. there is something for both. even though i expect a dismal quarter it may not matter. still the solutions business competes against cyst co. and i don't want to compete with cyst co. arisa network, a net does that. and we saw tepid guidance from that last name. hence that stock dropped 5% today. i found myself wondering if cyst coisn't beginning to blunt their sales with its new products. and i think they have better momentum than hume. an issue for me. finally, foot locker dear and campbell soup. foot locker nike. dear we had a downgrade this morning. major research firm taking the stock from hold to sell talking about how farmers are in dire straights. let your stock come in. i found the logic of the

downgrade compelling. campbell's saup is mm mm salty in cans and stuff like that. they have got to do it fast. i can't believe it hasn't acquired white wave or crane's selection given how it's farms business is doing i happen to like their salad dressing otherwise cam belle's it doesn't have the horses. here's the bottom line we need to see if the rotation has already taken down domestic stocks to the point where they are too cheap with next week's jam packed schedule of retail earnings i'd say we are going to find out real soon. how about we go and talk to camille in colorado. camille? >> caller: hi jim, thanks for taking my call. >> you're welcome. >> caller: i've been a long term investor in glaxo smith klein. i've been concerned recently about the performance fltd stock and the announce men last week of the reduction in the dividends, about 17%.

and interested in whether you are bullish or bearish. >> i've given up on them. so many stocks j and j that's doing nothing. terrific, stock at $102 i think that can go higher. i can't get mine glaxo smith kleinhesselink. merck is $60. i think that's much cheaper thaj than glaxo because it has a better pipeline. say stay away. the rotation may still be playing out. domestic stocks have they been taken down enough? the answers you want on "mad money" tonight. over 40 million people are playing. now draft kings is making fantasy betting a reality. i will and costco netflix and amazon, three big names up for a bargain. but is there value in their shares or should you stay away. plus a private supplier that could be the biggest threat to paypal. meet the ceo of karna. and i say stake with cramer!

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the world loves a bargain. and i like companies that offer bargains because it often turns out their stocks are bargains, too. >> buy, buy, buy. >> which is why i wasn't surprised to see netflix rocket higher with reports it was about to move into china a jackpot company. wasu media, sliced through $600 like a hot knife through butter. netflix is a subscriber story. the more subscribers the higher the stock goes. china has 40 million households. a lot of households. any entry into that country

would be huge especially give that the most popular show in china according to the company is house of cards. the netflix production. which brings me to the bargain rt pa. netflix cost pennies per day. i am riffeted by house of cards and i also love orange the new black. most of my friends kids use netflix as a more important form of entertainment than the television and watched the programs in their hand hold or even their tablet. i think china will go nuts for netflix just like the rest of the word. netflix is one of our most important exports. the success of its programming is a test men to the people who run the place. $37 billion is too haul and given the size of the word wide opportunity. when the company was smaller i had hoped and opined on this show many times that apple should buy them. it didn't happen. it's not too late for some deep

pocketed player to step in before it doubles again, which could happen if the china reports are true. i don't like to buy a stock when it's roaring but netflix is worth more than it stands for. sure on an earnings analysis it is expensive. when you hear that usually people are blowing smoke but that's been suckering short sellers for years. prelice cicely because the intelligent can't get their heads around the sky high price to earnings value of netflix. some stocks need to be based not simply on the pe multiplible but on the tam versus the cost of the product. on that i could argue that netflix still represents a barring oon as opposed to where it could ends up going. who else gives you a bargain? two others. am zan skprim costco. amazon prime at a cost of $99 is ridiculously cheap service that i use several times a week call me addicted.

i'm surprised when i hear people aren't members. i could see amazon going higher. costco i go there for all my staples. they could double the price of my membership and i wouldn't blanch. given the money i save and the free samples i scarf when i go there for the only free lunch left besides diversification. when they raised prices a few years ago it didn't skip aeck beat. bottom line these are still bargains, although as with any bargain of course i'd like them more at lower price. how about we go to james in georgia. >> caller: hello skbrimy. congratulations as a newlywed. >> i'm loving it. i have got to tell you. it's so far been real fab. >> caller: good. keep it up. three years ago i saw sirius as a major player in their industry and purchased the stock. the stock hasn't hit $5 in three

years. are there any upcoming tail winds that will push sirius to $5 and give me a reason to hold it? >> i'm not going to give you anything that's concrete right now. i can't because i don't have anything. i will tell you that the company is worth more than it's selling for. i don't have a way to get to it $5 but i do think it is a service that has tremendous pull and that more people and more people and more people will take it used and new cars. >> let's go to prapeek in california. >> caller: big booyah, jim. >> i hope you get rain out there. >> caller: love your show, thanks for all your advices. >> thank you. >> caller: i would like to know your thoughts as a long term investment in alley baba. >> i believe in alley baba so much i want you to own yahoo. i reiterate my long standing buy, that yahoo is the way to

play baba. okay. everyone loves a bargain. you can find them at amazon costco and netflix. new players, are entering the it ga. is it too late or are they getting started. and the 50 list. move over paypal meet klarna. ist that's next. first, draft kings is changing the game right now by turning fantasy sports into betting reality. i'm going to talk to them next. stick with cramer.

♪ >> all week we've been highlighting some of the game changing private companies that made this year's c nabz's disrunner 50 list. the witness i hear about more than any other, number 45, draft kings. it happens to be one of the few

ways to legally gamble on the enter net of it offers daily fantasy contests across a host of sports basketball, baseball football, hockey soccer mixed martial arts, golf and now nascar, you pay an entry fee ranging from less than $1 to $1,000. and you get cash prices when you win. draft wings offers new rapid fire contests every day. evan better after acquiring the third and fourth largest competitors in the space draft convincing is operating alongside dan fan duel. reportly they got a $250 million investment from disney which is the owner of espn. that deal is not closed yet. let's meet the cofounders of draft kings. welcome. >> we have a present that we brought for you. >> draft king swag. here you go. >> oh, man, that is just fabulous. you guys know -- i talk about it with my duddy, we are just trying not to be addicted.

that's my whole goal is no to be addicted even to sports that i'm not that interested in. i'm going to ask you a question. a lot of us ask this, how did you think of it and how come we didn't. >> it was actually matt's idea, i'll let him talk about night i'm not kidding. you thought of it and we didn't. how did you know. >> i think we all just really loved sports for purchase our entire life. i grew up in boston a huge sports fan. you know, watching larry bird and you know bledso and tom brady and these gays and got into fantasy sports during college in a really big way. when i met jason at capital one back in 2005 we shared a lot of the same interests and played a bunch of leagues together and we always had that entrepeneurial bug. we were looking for, you know what could we do that would be something that could change the game in sports in and this is what we came up with. >> let me ask you, just how many people play who initially

weren't that interested even in the sport? because i imagine that al the networks, all of the -- all the companies that own teams have to be enamored of what you are doing. >> well, you know, for us that's the best part of it is that there is this virtuous combination with them that drives content which then in turns drives more consumption 6 our game and back and forth and it lifts everything. we've seen from surveys we have done that about 50% of our customers report they all come in on a sport they like they have since adopted and gotten into a sport -- not just playing it but watching on tv following a sport they were not previously following before. >> i want to ask you, the fourth quarter or last three inning of a televised game or a last quarter of dbl, they really didn't mean a lot of anything for a lot of people until draft kings. >> yeah it certainly keeps you engaged with the game until the very enevery night. i think that's something that we go for in the game design you know how can we kaip keep

players engaged throughout the entire night, give them excitement every time somebody scores, every big play. that's something we are looking to create in terms of the experience. >> i know this deal hasn't closed with espn but it is a virtual circle for them too because they have games that otherwise you might not be interested or a run down after the game that you would be riveted to now. >> yeah so espn has been a marketing partner of ours for a while. and like you said they have a lot of sports content. they have always been very interested in fantasy. i can't comment specifically on a deal. but right now i think espn is the leader really in fantasy. they have become the company most -- more than any that's identified with fantasy and identified with sports. >> matt do you think that when i see the -- some of these -- some of the games, or nascar do you think, geez it's lucky there is a carve out? some of it is a way to gamble and legally. >> i think that you know we

operate ten sports right now. they all have huge fan followings. and whenever there is something big in sports we want to fine a way to participate, obviously staying within the boundaries that we feel like we need to. >> right. now for baseball i'm throwing out the baseball tomorrow for the phillies. i just had to say it. i had to work it in -- that's all i have to say about that. >> try and throw a strike. >> are there players or games where he would not normally be interested in. i never like to watch a non-philly game to be honest. but this is one of those things where you want to watch out of market games. >> every game every play matters. you were talking about before the end of the game. sometime it is a blowout or something like that. this makes every single play of every game matter. and it keeps you engaged everywhere across the entire league. by the way on draft kings you can kin throwing out the first pitch at a major league baseball game. >> really. >> you dope need it.

you already have that privilege, but for everybody else. >> plb has a stake in your guys espn reported. i would love to have -- a lot of our viewers are going to ask when is draft kings going to go public? i want a piece of that stock. >> right now we are looking at a lot of options. that's the last thing on our mine. we are trying to build a great business and engage sports fans. however it ends i think will be hopefully -- that's not really the ending but however ultimately the early investors exit will be the easy part. >> let me tell you something, you are having too good a time to go public. money is not everything. those are the cofounders of draft king. they came up with this and not you. that's the way you have to look at it. "mad money" is back after the break.

i've speak up so much time in the past few weeks bringing you interviews with some of the best publicly traded and private companies out there that we haven't had time to focus on the high-profile ipos that have come public over the past six weeks that i know you love. ♪ specifically i'm talking about four of the biggest deals of april and may. doe jiangels nc party city and go daddy. tonight i want to take a closer look at each of them. because i consider it part of my job to familiarize you with these newly public companies show that you know your ipo and can figure out whether they are winners or duds. let's start with bo jangles, boja for you home gamers. it is a quick serve restaurant chain known for their made from scratch biscuits and chide chicken. 625 restaurants primarily in the south. last friday opened at $19.

closed at $23.75 since then, it's climbed to $26 and change as of today. it has a cult like following among its many customers and low price points that partially protect it from the now raising cost of gasoline. the company is forecasting a 7.6 to 7.9 increase. excel righting accelerating from the last quarter. it plans to open 50 new locations. grow the store count at 7 to 8% annual clip. they are really getting this thing going. a concept that's working. part of a powerful regional to national growth story. what's not to like? two things. first the stock has gotten expensive overnight. going up nonstop since the ipo. now it's pricey. second the hallmark is being walled by the sea change where investors are dumping domestic

stocks for international names. and the dollar which continuesing to lower keeps going lower. bo jangles falls into the domestic kit. i like bo jangles but not at these levels. i wouldn't be a buyer but i would be willing to pass if it comes down to the low 20s. still, i'd rather you be in the much cheaper popi's louisiana kitchen. next up we have etsy the online place where people connect to buy and sell goods, especially goods that are hand made. i call it an online flea market. here's the thing about the brooklyn based etsy. this company has come out with a soaring rhetoric about how it's creating a new economy. but they have said other things that concern me about their long term tre jektytory. when you look at a prospectus the company has to include risk

factsors. usually they are basically boilerplate. but sometimes something truly worrisome will jump out at you. let me quote you a couple of lines from their risk factors. first, and i quote we have a history of operating losses and we may not achieve or maintain profitability in the future. we kpt that our operating expenses will increase substantially, end quote. maybe they are following the old amazon model, they don't care about profitable because they are spending money to rapidly grow the business. and then there is this other line. i quote, negatively influence our short or long term financial performance. you better be certain that you are building something amazing that could be insanely lucrative if you are saying your values may clash with making money. it is a publicly traded company. i'm actually not certain about their ethos.

it has 1.4 million people who have sold something on the site over the last eight months. up 43.3% from the previous year. i find the site clunky. but here's the thing. etsy's growth whether you measure it by gross merchandise sales or total revenue diesel decelerated in 2015 though they posted 56% revenue growth their expenses overshadowed the income. more importantly i worry about etsy not caring itself about being all that profitable of the the stock came public at $16. rocketed 87% on the first day. it went to $30. since then downhill. the stock is trading just a bit over $20. plus there is a class action about whether prior to the ipoetsy reported that roughly 5% of its merchandise on the site

violates trademarks. that's not for me. i would rather own boston miguel with tequilas and mezcals of all shops and size. last, part city. party city is a leading retailer of party supplies. halloween related, seasonal there. 900 locations across the u.s. and canada. it operates the only network of coast to coast part super stores. solid omnichannel presence. party city reported first quarter of public company posting unremarkable results. revenue coming in at the low end of its forecast. soft sales guidance. the stock initially got slammed. my view at a time when so many

managers are rotating ott of retail i think you can do better than party city plus the private equity firms that took the company private have loaded the company down with debt. why don't we own costco or target? finally let's talk about the go daddy ipo. go daddy became public on april 1st at 20 dlk. shod up to $26.15 in the first day. since then basically trading sideways. you might know go daddy as the on line company that allows you to buy domain names but it does more. interesting business. with ten business one hold and zero sells on the stock. when the company reported its first quarter out of the gate on tuesday it managed to beat the newly created analyst consensus on the top and bottom line.

stronger than anticipated guidance. that's great. where do i come down? it has very real competitors breathing down its neck. i would be willing to give this one my blessing for speculation but how about a pull back down to the low 20s. bottom line i say stay away from etsy and party city. go daddy and bo jangles they are both buying. right now both are priced for perfection in this newly red hot ipo market. and perfection that's more than i care to pay. "mad money" is back after this break.

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mike ♪ muk . >> it is time for the lightning round. are you ready skedaddy. i'm going to start with charles in florida. charles? >> caller: yes. >> charles, you are up. hit me. >> caller: huh? >> hit me. go ahead charles, you are on with cramer. >> caller: okay. mr. cramer i'd like to so buy,

sell or hold for bristol-myers. >> buy bristol-myers every since we started the show. let's go to andrew in florida. >> caller: jim, thanks for everything. love your stats. quick question. is orbitate a 2k the best value in defense right now. >> right now, lock immediate martin, and atk. and then northrup grumman and perhaps even harris corp. before general dynamics. >> caller: lets-- let's go to anthony in texas. >> caller: i have an amazing blue bald headed booyah to you. >> a hard ball booyah. a sweet kind man. what's up? >> caller: symmantec. low on earnings but what do you think? >> it's okay. honestly if you want to buy security software i'm going to send you to pure play like palo alto network or cyber arc or as

a blended play i will do cyst co. >> let's go to jerry in new york. jerry. >> caller: hi, jim, how are you doing? >> not bad. how about you? >> caller: good. thank you. i read your books. great work. >> thank you. >> caller: i'd like your say on buy, sell or hold for horton works. >> open source platform, going to send me to red hot rh which -- trying. helen in long island. helen. >> caller: yes. >> go ahead, helen. >> caller: hello? >> yeah helen, it's jim. you are on are him. >> caller: all right. i was just calling, i had some interest in dunkin donuts and wanted to know if it's worth it. >> here's the problem. they had a big move it was a good quarter. i prefer starbucks but i like to throw them both business. i but i like both those stocks

and dunkin is probably going higher. darin. >> caller: hi jim thanks for taking my call. i want to thank you for everything you teach us here at home. i watch your show every night and follow you on action alert plus. >> oh, thank you. >> caller: yes, you had flow tech on your show a couple of months ago. i wanted to know how you feel about the company now that the numbers are down? >> first. thank you for taking -- i think flow tech is too cheap. the rest of that group is moving up. that stock hasn't moved up. they do fracking chemicals. fewer wells being drilled but you have to think more wells will be drilled now that oil is going back to 670 let's go to richard in illinois. >> caller: thank you to you and your staff for all you do. >> staff makes me look good every day, especially when they are throwing around the ball every day. >> caller: american tower, hold it or sell. >> we liked it in the mid '90s.

i think it is a bargain. the stock could go to $100. let's go to chris in michigan. >> caller: booyah, jim. symbol bte. >> i'm willing do drillers but not the trusts. we are going to say no. we like the kinder gentler jim harbaugh would say -- josh in alabama. >> caller: my stock is bdsi. i was wondering if you happen to know why it has gone down so much over the past month and whether you recommend buying more or getting rid of it. >> it's one of those development stage companies. people are selling all of those. they went away from the big biotech specs a long time ago. which is why we said we like biomarin, resentos and radios. those three. let's go to john in california. >> caller: thank you for taking my call. my question is what do you think about juno. >> like halo. speculative stuff.

to take a long term view someone is going to win in the personalized medicine category. let's go to scott in virginia. >> caller: booyah jim, talk to me about kmx. >> car max is extraordinarily strong. and let me tell you when you think of retailers it wouldn't be so bad to own car max or auto nation. that, ladies and gentlemen, is the conclusion of the lightning round. >> the lightning round is sponsored by td ameritrade. as i sat mesmerized in my jammies watching the s&p futures get pounded -- no they are not feet pajamas as german bonds roeld rolled over in the wee hours of the morning. let's get scary sounds like stephen king. i'll be watching in my jammies again tonight. there is a sight.

>> caller: hi, jim, you are my apple watch. you take my financial pulse at 9:00 a.m. and 6:00 p.m. every week day. thank you. >> you are quite welcome. i expect more feign for those who violated sonny corley i don't know's kick up the. while this may be actually hard to believe i had the same hair as sonny back when i had hair. do you have a picture of me in the old days? i'm not kid being sonny corley i don't know it's not about getting stupid. it's about remembering the old days. >> it is a brutal full contact sport. >> from the time the whistle blows. >> traders bracing for what could turn out to be a wild session. >> the last play of the game. >> markets absolutely getting hammered today. >> i know it is a not easy but i promise to keep fighting for you. >> jim cramer leveling the playing field for all. >> the road is a tough one.

but the pay off can be your greatest win of all. >> join "mad money's" training camp week nights. rs for each feature we release. we read about 10,000 suggestions a week to create features that as traders we'd want to use, like social signals, a tool that uses social media to help with research. 10,000 suggestions. who reads all those? he does. for all the confidence you need. td ameritrade. you got this. just because i'm away

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if you want to understand the future of a given industry you need to look at the up-and-coming privately held companies, that means you can't buy the stock yet that are changing the way the business works. that's why i keep coming back to the disruptor 50 list. coming in at 33 on that list for

2015 is klarna. krks krmtd l--a-r-n-a. the rancho penasquitos rapidly growing swedish e-commerce payment facility at a timer. their goal is to simplify the whole online check out process. basically, they outsource to klarna. which is its own simple and easy to use system. klarna has already taken europe by storm and the company has begun to move into the more crowd u.s. market. can it take over the world of online payments. let's check in with mr. billingsly, klarna's north american ceo. >> excited to be here. >> do you think many of us have used klarna yet? >> unless you shopped in in nar kicks or in europe you probably haven't used it yet but in the next six monthsin i believe most of you will have used it. >> that's because most companies have found that are online current edition is frustrating and customers leave before they

finish the transaction. you offer an alternative. >> can you imagine if you put it in a brick and mortar scenario where 85 to 90% of your companies go up to the counter with goods in the basket put the stuff on the counter and walk away? that's what happens on line and in mobile. we take the friction out of the check out experience. you can see you have the product in the basket and go to make the of purchase and you see the imin a, address, billing address? how do we stop is that. >> we reduce that to a single click. >> i read the statistics of how many people don't do it. frankly, i don't know why they ask all that stuff but i have to tell you half the time i missed a required field. >> exactly. >> is it like required fields with klarna? >> the first time you check out with klarna and we known know who you are, the merchant can't hand us data the most you will have to enter is your name zip code e-mail and billing address. that's it. >> that's because you have done

enough work and study on people from public stuff, you have algorithms that know about people. >> that's right. and then the next time back on either a desktop or mobile device it's just one tap. >> geez. wouldn't everybody interest in omnichannel to sign up with klarna. you would probably save them money? absolutely. and because our checkout experience is dynamic. if you just had a pair of socks in the check out it's $10 and you want to check out and move on to the next thing. if you have a 5 hund or $1,000 product in the basket consumers aren't just going to hit buy. at that point we issue credit and show options. you can pay with a credit card or break it up into installments. >> when i zau that you could do that, how do you know that people aren't deadbeats? is that i think that's klarna's secret sauce. the checkout is dynamic. if we have seen you before and you are buying a product -- because we get the skew level data on each transaction. we know there has never been fraud on an art history book

purchased at 2:00 p.m. that's what our algorithm does. it's not only who you are, it's past purchase history and what you are buying. >> what would be the objection? i am a major deputy shore chain. you come in. what do they say about why they shup? what's their reason for not using you? >> i'd say the only hesitation is we are new, and we haven't been the u.s. yet. but i think we can point to u.s. companies that already use us in europe because we can increase their conversion 30 40 50 and sometimes 70% and we guarantee the payments. as soon as that person hits buy klarna takes the full risk. even if there is a chargeback or a fraud that's all on klarna and the merchant doesn't have to pay for it. >> i big nationwide much would really want -- you could offer good value proposition. >> that's the great thing about the simplicity of the clarno check out solution. it works for small commerce on e-commerce platforms. we work with some of the biggest

merchants in europe right now it works great for both. >> a lot of people watching are wondering where did this guy come from. you worked for alliance data and you have got people from paypal and people that used to be at apple. >> yes. >> it's not just -- klarna is not just a bunch of kids in the base men? >> no. klarna has been around for ten years. it's 1200 people. we serve 50,000 merchants in europe. and you know we've been able the really build a dream team here in the u.s. because like me they see the vision of what klarna can be and want to be part of the great rocket ship. >> i think amazon itself is not a target because they love theirs. but do you think this could put some merchants on par with amazon? many of them are too hard to deal with? that's why i am a amazon prime user, it's easy, diapers to toothbrushes it is one click. for so many merchants we can turn that buying experience to a one click. even if that merchant has no idea who they are, we can treat them as though they are an

amazon prime customer. >> moum merchants are heard of klarna. >> most of the merchants are seeing their overall mobile web traffic is 60 to 70% of their traffic and their conversion is going down. >> down, i know. >> most senior vps of e-commerce have heard of us once you tell the conversion story everything is out the window and they are all ears. >> you have got a great story. brian billingsly klarna north america ceo. one of our disruptors. stick with cramer.

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be sure to join me tomorrow night when i throw out the first pitch for the fighting fims in philadelphia. like to say there is always a bull market somewhere. i promise i can fine it just for you right here on "mad money." i'm jim cramer and i will see you monday! >> mr. cramer absolutely love the show. >> we really appreciate you out there. >> booyah, mr. cramer. >> i know you hear this all the time jim, but thank you, thank you thank you so much. >> this has been my best year by far and away in the market. >> i just want to thank you for looking out for the regular guys out there. >> i am trying to teach people to be better investors and i am doing my darn best. that's the goal here. >> great to hear your voice and know that you are there for us.

>> narrator: in this episode of "american greed"... >> dr. stokes, your reaction? >> narrator: ...dr. robert stokes... >> people called him greedy. people called him arrogant. >> narrator: ...a dermatologist obsessed with the bottom line. >> i think he just was, like trying to get every last penny. >> narrator: he steals patients' money and reuses medical supplies. patients are put in danger. >> i feel like he physically attacked me. and now you're telling me that there's a possibility that i've been exposed to hepatitis? >> for patients of dr. robert stokes... >> what some have called the dirty doctor. >> narrator: all so dr. stokes can make more money. >> you're nothing but a paycheck. >> narrator: and later darlene wooten and charlene corley -- twin sisters