hi, everyone, welcome to "on the money." time to make the money, we'll talk to the ceo of dunkin brands. and if you're revving up to buy a new car, we'll talk to you about the categories. and drink wine, make friends and make art. a new way to spend the night out that is a booming business. >> i haven't seen this since i was a kid. this is fun to feel like a kid all over again. >> and how to avoid the wedding bell blues if something you know is getting ready to say "i do".

this is "on the money." your life, your money, your future, now, becky quick. here is what is happening this week in "on the money." american economy is producing jobs at a clip. they produced more in may, better than expected. also previous months, revised higher. and construction growth rising, unemployment up slightly from april, and that sent interest rates higher and bond prices lower than friday. the ten-year treasury yielding more than 2.4%, the highest ever since october, as the likelihood group in the federal reserve. the stocks rose as well, and u.s. auto sales are in high gear, on track for their best year ever. ford fell a percentage point, chrysler up a percentage point,

and toyota fell a percentage point. and taco bell trying to go upscale and appeal to millennials, offering beer, wine and new sales at a store this summer in chicago. this week, americans in donut stores across the nation celebrated national donut day starting 77 years ago when the salvation army brought donuts to soldiers and it has been a selling tool ever since. dunkin donuts has been selling coffee and donuts for years. nigel travis is the ceo of dunkin brands, thank you for joining us. >> thank you. >> there is a real history of the donut day. >> oh, absolutely, it goes back to 1938. this year, there is much more buzz about it. not just about our brand but about the whole donut industry. i think it is becoming bigger and bigger. >> you know, i think of dunkin donuts, but you know while i love them i don't eat them a

lot. i go there for coffee and tea, though, is that the bulk of your sales? >> in the u.s., about 70% is beverages, coffee, tea, obviously iced coffee. the donuts are still a significant part of our menu. and they're growing, 17 consecutive quarters, in fact. >> really? >> yes, that surprises a lot of people. >> it surprises people because of the huge health scare in america, what people will and will not eat. why do you think their sales have grown so much in the quarters? >> it is interesting, last year we introduced statistical analysis, and donuts go with things i wouldn't expect. we find that when people buy things like a breakfast sandwich, things that go with it are like a donut. i'm shocked by it. and people see it as a treat. a reward, it's interesting,

soccer teams -- and i coach my son's soccer team. they love the donuts. i think it is part tradition. but it is an indulging dessert that people pick up, that is affordable. >> i think of the competing aspect, starbucks, are you really competing with them? >> starbucks, mcdonald's, we think about them. but it is interesting in the food segment, the coffee and bakery have the largest numbers of independents. we always talk about starbuckss and mcdonald's, there is a lot of independence out there. there is a lot of competition. that is what i love about our business. you know, you wake up every day and you're competing, and it's fun. >> and dunkin donuts has always been a northeast brand, starting in massachusetts. as you move into other areas, what is different about the taste, or is it the same thing goes everywhere across the

country? >> i think america is a big complex country and will get more complex with the change in demographics. and i believe as you go west the darker roast is a bit more popular in terms of coffee. and we launched our dark roast last year. that has been a huge success. we have done very well on coffee. i talked about donuts, we're doing well. we've done very well on coffee. we're very pleased with the trends there. >> friday was not only the national donut day but jobs day. i know you can gauge how the jobs are going based on who is stopping in for economy, how do you think the economy is doing? >> i think it is doing better than we predict. my prediction is 280, at least it was positive. based on our franchise, we're talking about finding labor. it's getting more and more difficult. and i believe there is also going to be a transcribend thate not yet seen in the numbers where wages are picking up.

i actually feel pretty good about the u.s. economy right now, and probably feel better than say nine months or a year ago. >> let's talk about the competition. starbucks is doing things like not only the mobile app, but you're competing with them on that front. they're also talking about delivery in certain markets. is that an area where you will go head to head? >> yeah, i think this is a very interesting area. the way we're looking at it, we're now developing mobile ordering, doing a private test, we'll move to another public test this year. we'll probably launch sometime next year. that is the strategic plank to many things. i'm interested in things like curb side. delivery is clearly a big opportunity. the trend in this country is convenience. and i believe it is the trend just about everywhere. so i think that delivery plays very strongly. so i think the next few years you will see us getting more and more into delivery. but the key thing is we have to make sure we can operationalize

all of these procedures. and that is why i have slowed up the ordering to make sure it is operationally simple. >> well, nigel, i want to thank you for joining us. >> thank you. >> up next, we'll look at the brand-new money for the car. more on the best cars from consumer reports. and later, is it a bar? an art studio? guess what? it's both. we take you to a paint and sip class. a franchise that is growing. and right now as we head to the break we look at how the stock market ended during the week. don't just visit orlando visit tripadvisor orlando tripadvisor not only has millions of real travelers reviews and opinions but checks hundreds of websites so people can get the best hotel prices

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auto sales are in overdrive,

racing towards the best industry's sales in over a decade, so what are consumers buying? pickup trucks, and more. jeff bartlett shares which are the best cars to buy right now. and jeff, thank you for joining us. >> thank you. >> and we're looking at the sales ramping up? >> yes, potentially, yes, sales are red hot right now, so it is nice to see this economic market really coming to life. >> great for people selling cars, what about for us who want to buy cars, is it hard to find deals? >> it is always hard to figure out the time to buy, it is when you have the money and need a good deal. it is always important to step back and think is that the right deal for me? if it is still too good to be true, there could be a reason like such as the car may be about to be retired. >> here is what i struggle with. do i buy a new car, buy it outright, lease it, what makes

the determination? >> there are a lot of decisions there. one key thing to start with, are you buying something for the long haul or might your life change in the near future? >> i tend to buy cars until they fall apart. >> which is what most people are doing, the average car is owned for eight years, the average car on the road is about 11 years old. if you have that view, then certainly buying a nearly new used car is good in the long run. >> i knew the value dropped significantly, but what i didn't realize is that it dropped 46% of the value as soon as you drive it off the lot. >> well, that is over the first three years. so think of that as the time period of a typical lease. these nearly new cars have the advantage also. particularly right now in history. because at three years old, those cars still have very contemporary safety features, including crash test structure. they have the latest conveniences. including the blue tooth --

>> let's run through what your favorite picks are in every category. i know you spent a lot of time going through this. the first category, you talk about the compact car. which did you pick? >> so the best value that stands out in our value and safety is the prius, proving to be great in the value and saving in the long run. >> what about for a full size car? >> for a full size car, the chevy and impala stand out, they pay off in the long run. >> for a small suv, a car that i can fit stuff in, but not too big for gas concerns. >> there is a lot of competition for small suv concerns. this stands out with terrific fuel economy at 26 miles per gallon overall. it is safety scoring high, and

the gas prices. >> gas prices have come down significantly. >> how soon we forget. for pickup trucks to save money, the nissan frontier stands out. it is the only one that consumer reports recommends, if you don't need all of those abilities. the key here is make sure you understand what you really need, because the big trucks have big incentive but still cost more to own in the long run. >> what about luxury? if i decide i want mid-or full sized? >> for luxury, the lexus es stands out, for the cost and the use, this is great. >> thank you, we really appreciate it. up next, we are on the money, what happens when you mix cocktails and canvases?

we take you to a paint and sip class. and what this bride and groom find out before the big day. i'm one. i'm one. i'm one. i am one of the ones who discovered always discreet underwear for sensitive bladders. it makes me feel secure, confident and i feel protected. i mean i feel comfortable to move in them. they move with me. i love always discreet underwear because of the fit. the fabric is very soft. i can wear whatever i want to wear. always discreet made me a very happy woman. join over 500,000 women who've discovered always discreet underwear. for more stories and your free sample go to alwaysdiscreet.com so bladder leaks can feel like no big deal.

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once once we turn the music on and start painting, it's such a great atmosphere and you really have a great time. >> i'm going to be teaching 64 people, painting step by step, and giving them an awesome experience. >> and we're going to go right into the white paint. >> they come in, they're like i can't do this. i'm like yes, you can. >> i haven't painted actually since i was a kid. so this is fun to feel like a kid all over again, and have self-acceptance. >> it's a fun night out. a way to get people here. i would love to see more men here. >> sometimes you have to put the phone down, connect with people, and have fun. couple hours out with your friends, get a little tipsy. and have fun with your friends. >> just trying something new and realizing, wow, i can paint, i can do this. it makes me feel good.

>> these studios are spreading throughout the country. pinot's palette has spread throughout the country. i would not have thought of this concept, putting paint and wine together. how did you come up with this? >> well, it's really my mom's fault, my mom brought up a painting class. my brother and i didn't want to go to it. we just packed the cooler and had a blast. until i met charles and beth, the other co-founders, is when we took action in 2009. >> what really started this? >> after katrina, he married beth and beth is the one who said this is a really good idea. charles and i believed her and moved forward quickly. >> so you have moved forward quickly. people wanted to franchise it. i know in some areas people have

franchises, liquor licenses. what does a franchisee get from you? >> they got the whole thing. other areas, depending on the state, they have local laws. they find the location, probably one of the hardest things in retail. all the technology, support, they have everything they need to run their business. >> there are other paint and sip places out there. what makes your place different? >> on the consumer level we're the premium in the market. so our customer is 25 to 45, female, and we really go out of our way to service that clientele, so nice bathrooms, good lighting, you notice a difference. on a franchise level we're very customer-focused. we aim at our franchisees.

i was a technology consultant in my past life so i get to use these deals on the day to day level to run their business and have fun. >> to streamline. you mentioned women are your primary audience, we heard some say what do you get to bring the men in? >> the women draw the men in, date night, we expanded into corporate and team building. our franchises can go out to companies and service them on site as well as we go to the kids then, too. so we have little brushes, a co-brand that we do, a kid camp type of activity, as well. >> i love the idea, what do you do in terms of liability, in terms of people maybe drinking and getting a little tipsy. >> fortunately for us, i think the big thing is, it's not like a bar where you're just coming to drink. that is the focus. you're painting, other activities going on, the side tracks from just painting and wine, they identify that and

then call them a taxi. and also liquor laws have liquor liabilities and insurance to help reduce that liability. >> well, kudos to your mom for getting the idea started. and kudos to you as well. thank you for joining us. >> thank you. >> and up ahead, a look at the week ahead. and brides and grooms, a look at their finances before they say "i do."

for more for more on our show and our guests, you can go to our website, at cnbc.com and follow us on twitter at "on the money," here are stories impacting next week, on monday, mcdonald's will report the sales for the month of may. and they began their reports on a quarterly basis. also, app is expected to have new products at the conference including new service. thursday, we'll be getting new recall sales for the month of may. also, oculus is expected to unveil their new products thursday. and now, we learn about potential inflation down the road. wedding season is upon us, if you are ready to tie the knot, ask yourself how well you know the love of your life when it comes to financial things. joining us, financial correspondent sharon epperson,

who also wrote the book "the big payoff" how couples can live richly ever after. >> it is great to see you, financial compatibility is up there ranking in happiness with couples and future. there can be major differences in how partners manage money that can have serious ramifications in relationships and can impact your own financial security. >> before getting married, it's so important to have that conversation of really what your financial goals are. >> don't keep any secrets when it comes to finances. >> you're not thinking about the future, you better hope your spouse is. >> thinking about the future can be key. couples can begin to build a great foundation by talking about their financial dreams and goals and figuring out how they will reach them together, becky. >> it is not the most romantic of subjects, but you're right, very important. i wonder what you would advise,

when you're building your life together, is it a good idea to merge your finances together? >> well, being open together, and you have to really know what the person has in terms of their assets and liabilities. do they have student loan debts and property? how does it work? you need to be able to share responsibility in terms of your financial goals and your financial dreams. and what you're paying for along the way. >> and what you're paying for along the way. >> and that is where i think yours, mine and ours accounts come in. maybe you have a checking account for yourself, your spouse and a joint checking account you use for household expenses. but there has to be some account where you talk about it and share in financial accountability. but another account where you have financial independence. >> let's say you have investments where you pick up your own investments. do you mingle those accounts and keep things separate before the marriage? >> well, a lot of people who have investment accounts have a

particular goal. maybe you want them for a vacation property or a short-trm goal you really want to reach. in many cases people want to keep those accounts in their own name. but also you may want to build those dreams together, where the building investments come together and a joint account. so really a financial adviser could help with that, as well. >> i like the idea of making sure you talk about your financial advice. when it comes to prenup, what are the pros and cons of that? >> well, a lot of people think it is for the rich. so if you have a lot of assets, and you lose them you don't have a lot of time to build it up. even if you don't have a formal agreement, you need to talk about your assets, liabilities, student loans, will you pay for them yourself? and also think about what you will do in terms of what they

call all of this information out there about you, facebook, social media, what will you share? a lot of folks will put the clauses there in terms of being confidential. what is going to be out there, how much will you share if we split up? or are you going to tell everything? you just want to be on the same page. thank you for joining us. >> sure, mr. pleasure. >> i'm becky quick, thank you for joining us. next up, frequent flier rewards, do the airlines change the rules? each week, keep it here. we're "on the money." have a great week, we'll see you back here next weekend. female announcer: want your best rest ever?

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>> narrator: in this episode of "american greed"... it's one of the biggest cases of insider trading in history, and it's all caught on tape. raj rajaratnam had it all -- a wildly successful hedge fund, billions in the bank, and the respect of wall street. >> raj was a competitor first. he wanted to win. he wanted to win every day. >> narrator: but behind closed doors, rajaratnam was gaming the system -- to the tune of $75 million. >> inside trading became his business model. >> narrator: and each time rajaratnam's phone is ringing, the feds are listening. and ultimately, it's his own voice that will seal his fate.