welcome to "on the money." i'm becky quick. they save millions of live, but what if antibiotics stop working. the battle against superbugs and the price we all may pay. you order an uber, but no one's got their hands on the wheel. who's driving this thing anyway? it's been one year since the chip cards were introduced. are we any safer, and what takes so long when you use these credit cards? and kids playing in toy cars, it may not seem that unusual, but for these children, it is a remarkable sight. one man's mission and a very happy toy story. >> we've been trying to figure out ways to make his life as best as it can be. >> "on the money" starts right now.

this is "on the money," your money, your life, your future. now, becky quick. we begin with superbugs. when antibiotics were first discovered in the 1940s, they were hailed as life-saving wonder drugs preventing infections, but new strains of bacteria that are called superbugs have evolved, adapted and built up resistance. what does this mean for the future of modern medicine? that is this week's cover story. they're called superbugs, strains of bacteria that have become resistant to antibiotics. they cause infections in 2 million people in the united states each year and kill 23,000. since they were discovered about 70 years ago, antibiotics have saved millions of lives, but they've been overused, causing bacteria to evolve faster and leaving medications ineffective. if current antibiotics fail to kill new bacteria and doctors fail to stop infections, many procedures like organ

transplants, chemotherapy, and major surgery could become higher risk. how did we get here? nearly one-third of prescriptions for antibiotics are unneeded and incorrectly prescribed. for some germs, the biggest source of resistance is animals in the food chain. antibiotics are widely overused in animal agriculture to promote faster growth. the last new class of antibiotics was discovered in the 1980s. the economy may also take a hit. superbugs could reduce global growth between 1% and nearly 4%. in a landmark meeting the u.n. general assembly voted last week to fight antibiotic resistance or superbugs as a global health crisis. how can we protect ourselves from bacteria that drugs can't kill. here to help answer that frightening question is dr. beth bell. she oversees the cdc's emerging infectious diseases program. and, doctor bell, thank you very much for being here today. >> sure. thanks so much for having me. >> i feel like i've been hearing about this story for a long time, but is there some sort of

tipping point we're hit? are the superbugs really starting to win the battle? >> the superbugs are always changing, and the more they change and the more antibiotics we use, the more dangerous the situation is, and certainly now in other parts of the world there are bacteria that are resistant to all known antibiotics, so this is really a frightening situation and really one of the most serious infectious disease threats of our time. >> what does it mean for medicine? what are the implications here in the united states? >> you know, this really is putting modern medicine at risk. if you think about some of the main advances in medicines over the last decade, for example, cancer chemotherapy, organ transplantation, joint replacements, the success of all of these sorts of innovations is really based on our ability to treat infections, so antibiotic resistance and the rise of superbugs really does put modern medicine at risk. >> yeah. i know some of my relatives

always say don't go to the hospital. that's where you get bad things that will kill you. but you hear about things like mrsa and concerns about going in for what you would think of it as a routine surgery, what kind of risks are you facing at that point? >> in hospitals, in nursing homes, in other kinds of facilities as well as in doctor's offices there's a lot more that we can do to prevent infections. are all the health care workers washing their hands? is the environment clean? are the various pieces of equipment being changed as they should be? because very very important, infection prevention is really at the foundation of preventing antibiotic resistance. >> let's talk about some of the areas where this has been a problem. i know farming is an issue where we give antibiotics to the flocks or the herds to make sure that we're getting the most out of food production. how much does that contribute? how much of this is antibiotic misuse or doctors who are prescribing things or patients

not using their antibiotics correctly? >> overuse and misuse of antibiotics whether in health care, with doctors or on the farm with animals is the major driver of antibiotic resistance, and there are many strategies that we're using in health care to improve antibiotic use. by making sure that doctors are prescribing antibiotics for the right conditions. >> not to mention that people a lot of times don't finish their dosages. >> right. >> so you may not be feeling sick, but you haven't killed the bug. >> right, right. >> i mean people -- patients themselves have a really important role to play in improving antibiotic use. you know, first of all, you want to realize that taking an antibiotic is not a risk-free thing to do. there are side effects from antibiotics. make sure and talk to your doctor to make sure that you really need the antibiotic that's being proposed. we've done some studies recently that suggest that the 47 million unnecessary antibiotic prescriptions are given every year in the united states. >> wow.

>> and then, if, in fact, you do need the antibiotic, you're right. it's very important to take the antibiotic as prescribed, and even if you're feeling a little bit better you should finish the antibiotic, according to how the doctor tells you to take it. >> you know, we keep talking about how the germs have continued to evolve. >> yes. >> but we haven't seen any new antibiotics in the last 25 years. why is that? >> you know, it's a very complicated question is why there are not the number of antibiotics in the pipeline that we would hope. things are improving a little bit there, and there are some antibiotics that are currently being developed and new policies and new strategies and for not only antibiotics but other kinds of products that might help to prevent infections and resistant infections in the first place, so there are some things being developed. we have a lot more to do in that area. importantly, though, as we've been talking about, these bacteria are going to keep changing, and so they're going to keep developing resistance against even the new antibiotics. so that's why prevention is such

an important component of fighting antibiotic resistance. >> right. dr. bell, i want to thank you very much for your time today. >> sure. it's really been a pleasure talking with you. >> thank you. again, beth bell from the cdc. now, here's a look at what's making news as we head into a new week "on the money." america's economy is a little stronger than last thought. the final reading of last quarter gross domestic product came in at 1.4%, above the previous reading of 1.1%. the gdp is the broadest measure of the u.s. scope and economy. investors and u.s. businesses were in part responsible for the number. the dow swung triple digits every day of the week by thursday, two up and two down, following nearly 200 points later in the week following concerns of the stability of deutsche bank. that's a large european bank. the nasdaq and the s&p 500 pretty much followed suits. stocks were higher though on friday. pending home sales fell in august to their lowest level since january. those are contracts to buy previously owned homes, and that decline largely came because there just aren't enough homes

to sell. tight inventory is an issue across all parts of the housing market. and it's not exactly a swan song, but the once iconic blackberry smartphone will now be outsourced. the company saying it will focus on software development and have its partners build the actual phones. up next, we're "on the money," ride-sharing giant uber is testing a new ride. self-driving cars. would you get in one of these things? and later, it's been one year since the launch of chip cards, but are they really stopping fraud? right now, a look at how the stockmarket ended the week. xwxee

if you've ever taken an uber, you know that your rating for your driver is important, but what if there was no driver the next time you order a car. well, that is what some users in pittsburgh are finding out where the ride-sharing giant is testing out autonomous driving cars. phil lebeau has more. >> reporter: is this the future of ride-sharing? uber says it could be. that's why it's operating a handful of self-driving cars in pittsburgh. >> i think the public's going to be delighted. i expect that there's going to be kind of an interesting experience, you know. you call an uber and are used to a specific experience, and now you have kind of the future coming to you a little bit early. >> reporter: customers who order an uber in this city will be offered a chance to ride in a self-driving car for free. uber will have a driver and engineer in the front seat monitoring the car's performance and standing by to take over if something goes wrong. meanwhile there's a screen in the back seat so customers can track their ride and see what the car sees. like other autonomous-drive vehicles, the uber autonomous

drive vehicle lets you know or the driver know when the car is ready to take over. hit this button, and now the car will control itself, and we're going to turn at this intersection here. that was the car entirely. why is uber modifying ford fusions and volvo xe-90s with 20 cameras and seven lasers when the company already dominates the ride-share business in the u.s. by paying real people to drive their own cars? because several automakers and tech firms are testing or plan to roll out their own self-driving ride-share programs, so when the day comes that autonomous-drive cars start to take off, uber will have a fleet ready to roll. >> there's a conscious effort within uber to drive these first to market because the -- the business opportunity is pretty strong for them. >> reporter: but are people in pittsburgh ready for self-driven uber cars? >> i would definitely feel

comfortable riding in a self-driving car. i trust it over human drivers. >> i just took an uber, and they were asking me if i could take one, and i said no. >> i don't think the average person would be okay with no one behind the wheel, you know what i mean, but i think it will be something good for the city. >> reporter: pittsburgh will soon find out if these strange-looking cars become a normal part of getting around the steel city. for now, pittsburgh is the only place where you can get in an uber driverless car or an autonomous-drive vehicle, but eventually, becky, they expect to continue to develop this autonomous-drive program and expand into other cities. >> how long for those of us not living in pittsburgh will actually see this, phil? >> it's going to be a while and further out into the future, probably well into the next decade before you see an uber pull up to your place and there's no driver behind the steering wheel and you get in and you drive off.

>> so you drove that car like i would. you never really took your hands too far away from the wheel. you were a little nervous, weren't you? >> you're not supposed to. >> i know. but you did more than the actual uber guy who was just sitting there as a passenger. >> it takes a while to get used to. eventually you become more comfortable behind the wheel, but i have to point out, becky, a couple of times that we saw vehicles cut in front of us, called a pittsburgh left, very common in pittsburgh where people don't wait. no, i'm serious. and we saw that happen a couple of times. the vehicle stopped us, but you're there to grab that wheel just in case. >> i don't know. i'm still skeptical. like the guy who said i don't know if most people would feel comfort basketball this. >> you're not alone. >> glad to see you driving the way i was. good job. phil, thank you. up next "on the money," still swing? it's been a year since the chip card was introduced, so why is it taking so long for everybody to get on board? and, later, baby, you can drive my car. we'll tell you how these special kids are getting a chance behind the wheel. josh, don't you have friends coming over?

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one year ago credit and debit cards that are embedded with computer chips came to the united states. those chip cards are supposed to make shopping safer, but they have hardly made it easier. got complaints of long wait times at card readers, and at this point only a third of merchants are actually chip card-ready, which raises the question has this really helped

fight against fraud? joining us right now is financial journalist stacey tisdale and thanks for joining us. >> it's a pleasure, becky. >> we know that the chip card technology isn't new. it's been in europe for a long time. why did it take so long for us to adopt it? >> i think in the united states there wasn't a sense of urgency because we have really good credit card protection and fraud systems in the united states. the wake-up call didn't really happen until the target breach in 2013. >> right. >> and that's when the chip card associations really took the lead and created the rules of the game before the government could come in and regulate it. >> it's supposed to be the chip card technology that prevents the fraud. how does it work and why is it better? >> for ever one of your purchases, there's a unique code. it's like you get a new code every time you buy something. >> that is cool. >> and the mag stripes when you swipe, those can be duplicated and copied and people are getting your ccv code, your expiration date, and technology can be lifted, and that's not

the case with the chip cards. it's very cool. >> it is better at doing this, but there's been a lot of complaints for consumers. one of them. stuck in the lines and you feel like it's taking forever. are we imagining it's taking longer for these cards to be used? >> glad you just got stuck because i've lost cards twice. i would say the average transaction is about 15 seconds, and when they first came out, it took like 30 seconds and stuff. i think a lot of the technology has improved, and visa is coming out with something that will make it take just a few seconds. quick check. a lot of it was human behavior. when the things were new, we were fumbling around with them. the cashier would be like can you put that in again, can you do that again, can you swipe again so we're getting used to it too. >> it's a learning curve. i admit, operator error on some of these issues. i know the chip cards are being used for both credit cards and debit cards and you see the credit card is better. you say this is so much safer. if this is so much safer, why do i need to worry about your debit

card? >> if your money gets stolen, that money is out of your account right away. you can't use it for other expenses and can throw things in turmoil and there's a rigorous process. it can take up to two weeks to get your money back. >> i say never go in and use your p.i.n. number on any of these places because if it gets picked up there. i had $1,800 out of my account once. i never used it again. >> hard to get back. a credit card it would have been a phone call. i have these fraudulent charges. >> thanks so much for coming in. >> pleasure, thanks. >> up next "on the money," a look at the news for the week ahead. >> and how a few small tweaks to toys can make a big difference in the lives of some special kids. >> it's game-changer for these kids. >> go baby go. mr. clean gets tough on dirt and grime

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for more on our show and guests go to our website and follow us on twitter@on themoney. hear are the stories coming up that may impact your money. on monday we'll look at the strength of the auto sector when all theo sales for september are released. we'll also get to see how busy factories were with the ism manufacturing index. and on this day in 2008 congress enacted t.a.r.p. that was the $700 billion bailout package for the financial industry. on tuesday the vice-presidential candidates will face off in a debate on cbs. on wednesday we'll be getting

the ism non-manufacturing number for september, and on friday it's the closely watched jobs report. we'll get to see how many jobs the economy created or lost in the last month. toy sales are on the rise and on pace to do something they haven't done since 1999, increased by 7%, but kids with disabilities often have a very different toy story and are often on the outside looking in and can't access or use toys like most guys and that's why go baby go is helping these kids get mobile. >> reporter: kids playing with toy cars may not seem like anything out of the ordinary. >> go baby go. >> reporter: but for most of these kids and their parents it's extraordinary. for some it represents the first time they'll be able to move on their own, like for 6-year-old paxton. >> my hope is that they will be able to adapt it so that he can be able to -- with his

limited mobility be able to use it and get around. >> reporter: that opportunity comes because of this man. dr. cole galloway and his go baby go project. he takes kids' toys like these power wheels jeeps and then rebuilds them in a way that even kids with the most severe mobility issues can use. >> yes! >> good job. >> we either make mechanical modifications to help you sit establishly and let you drive and/or electrical modifications where we give you a big switch where even if you can't move anything but your head, we'll put it behind you, and you will see on their faces what their brain is going through, which is hell, yes. yes, yes, yes, i want more of this. >> reporter: these workshops are held in cities across the country teach parents how to modify distinct toys and helping them to create vehicles for their child's specific mobility needs. it's a project that the director of the center for medical rehab research at the national institute of health is getting behind as well. >> what he's trying to do is

help children with these disabilities interact with their world so it's a game-changer for these kids because he rigs them in such a way that kids with problems using them the way you usually use them could use them so can you have children lean back so it's both therapeutic and strengthens their torso and also they can control a car. >> and yet another game-changer. the fact that toy-maker fisher-price, parent company mattel, is actually encouraging cole to continue to do this. >> about two and a half years ago i got a call from fisher-price, and my first thought was, all right, this has been cool. this is the cease and desist. stop hacking our car. >> reporter: what he found, though, was quite the opposite. >> we donate vehicles to cole when we can, and that includes a lot of our jeeps and platforms that work best for what he does to these vehicles. cole also will make suggestions to us during our design process, and if there's ever an opportunity for us to basically work in some of cole's insight into the design of our product we do that, and what that does is allow him to make modifications down the road that would more benefit these

children. >> ever since he was born, we've been trying to figure out ways to make his life as best as it can be, and so this is a great opportunity. >> people have told you about your child and what the child can't do. today it's only about what your child can do. [ applause ] >> reporter: one of the go baby go requirements as cole put it is the vehicles are always free for families. oftentimes businesses and organizations support their local go baby go chapters in order to keep cars free. >> i love this story, dina. so amazing. how did cole first get involved with doing this? >> he did a study with robotics and saw how it created a bump in cognition for kids with mobility issues, right, mobile devices or robotics and took that and thought about what about

creating something that, again, looks like everything else. he's literally rigging the cars and taking them apart and what's also interesting is that it helps with their rehabilitation. in a physical therapy setting it's hard enough to get an adult to get them to do what you want them to do. it's not pleasurable. >> the kids must love this. >> the kids love it because the physical therapists are getting what they want the kids to do. they are getting them to do it and they are having so much fun in the proses. >> if you want to check it out. i guess you can google go baby go, your local chant. >> dr. cole galloway go baby go and sign up and figure up how to modify your own car. >> din a, thank you so much. that is the show for today. i'm becky quick. thanks so much for joining us. next week, ordering your lunch by touchscreen. will it make fast food faster or cost jobs? each week keep it right here "on the money." have a great one, and i'll see you next weekend. josh, don't you have friends coming over? yeah, so? it stinks in here. you've got to wash this whole room are you kidding? wash it? let's wash it with febreze. for all the things you can't wash, use febreze... ...fabric refresher whoa

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hey, there. did anything happen in the markets today? a wild day, a wild week, a wild quarter comes to an end. our guys are going to make some sense of it all getting ready for the show. here's what's coming up. >> your bank. you, ceo, chairman, violent -- basically for me, on top of what's basically been a criminal enterprise. >> talk about criminal. we have a way to buy shares of wells fargo for under 2 bucks. we'll explain. plus, worried about deutsche bank? >> now is the time! >> we have a trade that can make money if the market goes up or down. we'll show you how to profit. and -- ♪ come on baby light my fire >>de