>> hi, everyone, welcome to "on the money." i'm kelly evans in for becky quick. the real deal on fake apps, phony wifi and your privacy. >> all this information is accurate. >> when you write that check to charity, do you know where it's going? how to make sure it really gets to those in need. also, it's the busiest airport. we will take you behind the scenes of a giant hub and a pooch looking for a forever home, why colder dogs may be the new answer. "on the money" shorts right now. >> this is "on the money," your

life, your money, your future. we begin with the phone, it carries tons of private information. unless it falls into the right hands, you'd think that information is safe. well, think again. cyberkrims have come up with yet another way to get it to. fake apps, and fake wifi, in our cover story, it's the new holiday hustle. [ music playing ] >> reporter: calm at this time holiday hustle, patrons working i don't have time to get a piece of the season. >> this is a freight time for hackers to do busy. >> reporter: especially vulnerable are transactions on your smartphone, if you download certain apps or check to wifi at the mall, you could be opening up more than just your wallet. >> you have pictures. you have credit card information, all this information is accurate. >> reporter: they ran tests at the nation's busiest mall, just like stores offer wifi, so to

criminals, creating safe wifi hot spots waiting for to you check. >> every transaction you do on your cell phone is actually going to the bad guys. >> reporter: on the risk of the top ten riskiest malls, each had more than five fake wifi networks. the fashion show mall in las vegas topped the list with 14 bad networks. so how do you spot the bad way pie? he says criminals often put the word free in the name. >> we found bloomingdale's free wifi in the city. these wifis had nothing to do with them. these were fake way pies. >> reporter: and the malicious wifi isn't the only scrooge in town, hackers are creating fake apps that look like the real deal, like this one called amazon reward, found in third party app stores, trying to lure you in with deals that don't actually exist. >> they look exactly like the amazon app, they use the real

logo. in fact, it is stealing information and sending you to a fake website with fake coupons. >> reporter: we reached out to all the businesses here, amazon tells us, quote, we encourage customers to download content only from sources they trust. the fashion show mall says it takes id seriously and does periodic audits of our wifi systems and did not find suspicious networks. only download from the official google and app stores. if you use wifi at the mall, any hot spot with the word free in the name is probably not a good idea. for "on the money." i'm andrea day. >> joining us to talk about this problem is jeremy cap lane the editor-in-chief of digital trends, guys, well colorado it's startling. how much of a problem is this already and what are these scammers they're after in. >> there is not enough data. the bicker issue, are, they show up at the right, at the worst time that is.

right. in terms of the holiday season, there is a lot of fake apps for shopping, that's the bigger issues, people are searching for them. >> jeremy, other than looking out for the word free, do you have other tips for people to avoid these? >> people as well as me and the small bits of data that come with an app, most people just see amazon kindle app or a macy's app. they will download it. if you look, all those stores will have extra information t. publisher, reviews, ratinging, published data, all that gives you information about the app, itself. macy's probably makes their own apps. if it comes are joe's app store, it is probably not the official thing. everyone should take an extra five seconds and look for those clues. >> it's tricky, though, all this stuff is buried. you want to make sure you can find it. should some people be better off not checking to public life, period? >> that's my general advice, even if it's free, or a guest, you want to piggyback off it.

oftentimes if you try it, you will find, actually, you are not even connected. you will notice things aren't working the way they should, you are better off not doing it. >> we all do it. we fall into play. >> so if have you done this once, maybe you did check, but you got off it. is your information, is it too late? how much are they able to profit off this? >> you know, it's a lot harder to pull some information from your phone in the three seconds that you are on that network. so you probably are okay. but if you are actually shopping up a line like at the starbucks, you should be a little more cognizant of the network you are on. >> if you are listening to the sound, wait a minute, i think this happened to me. do the steps involve credit card? >> i think the credit card companies and the banks do a really good job of backing us up here. we should all mr. policing ourselves a lot better. watch your credit card statements. >> what about apple and google, is there a way they can do this better? >> they haven't built up enough

infrastructure around their app bedding. that's something both need to do a better job of. my recommendation is when you are downloading apps, go into the app store themselves, isn't the best way to do it. if you get an app from a retailer. look for the app there. they will direct to you the correct one linked to it. >> how do i know i'm on the website? >> now we are getting back into how does the internet work, where we we, that sort of thing? >> good tips, ed, jeremy, guys, thank you both. moving on to memphis. you may known the city as the home of elvis presley or rock 'n' roll. it's also the global headquarters to one of the biggest shipping giants in the world, fedex. our morgan brennan gives us a look at the high-tech complex and how it handles the surge this time of year. >> reporter: after dark, this is the busiest airport in the world. and during the peak holiday season, it gets even busier. 160 fedex planes land here at

the global hub each night, carrying 2 million express pack annuals destined for door steps. >> the planning process started literally as soon as we were done. now we are headed into our superbowl. that's what this is. >> reporter: between thanksgiving and christmas eve, fedex expects to handle more than 355 million packages. many will pass through here, along 42 miles of conveyor belts in what could be known as the matrix. leading up to christmas, they will operate around the clock with longer store times and even more planes coming through, as last minute online shopping spike and with it demand for express service. will it be enough to get pack annuals delivered on time and without company costs climbing? that's a challenge that has plagued both fedex and larger rival ups in recent years, hoping fuel a fierce competition for business. >> the battle between fedex and ups continues, fedex continues to win market share.

>> but all the investment and planning in the world can't change the weather. to minimize mother nature's impact, fedex has a team of 15 meteorologists working around the fwloeb. >> if we see it will be a major event. say in indianapolis or our hub location, we have the ability to divert some of the pack annuals. >> right now, fedex forecasts relatively mild weather, if what it expects to be another record breaking peak season. fedex and ups are scrambling to keep their service rates high right now. analysts are keeping safe with their on time delivery performances from last year. but this final week, come nook christmas, will be, by far the most crucial t. tightest delivery deadlines and, thus the most room for error him kelly. >> morgan, what happens if there is a dig demand spike as people are scrambling to get last minute gifts. >> reporter: it will bring on additional workers, more than they had so far this holiday

season. you will see them quote/unquote run longer times and longer delivery hours. you can see them doing deliveries on christmas day, if they're scrambling to keep up with what is essentially tens of millions more packages than they delivered last christmas season. >> yeah, it is the make or break time of year. morgan, thank you, i'm morgan brennan. up next, we're on the money, don't call them cluchgers, americans are driving their cars longer. the reason more colder cars than ever are still on the road. later, the holidays are a time to help others in need. how to make sure your charitable donation isn't wasted. now a look at how the stockmarket ended the week.

>> now, here's a look at what's making news as we head into a new week on "on the money." janet yellen says increase interest rates by a point,er which was widely expected. the fed signals at least three more hikes are likely next year and says the u.s. labor market is shrinking. it includes adjusted rate emergency him. the market couldn't figure out if it tliekd move or not. the dow climbed on thursday. though it didn't make it to 20,000 on friday. the anne anne 500 and fax mostly rose during the week as well. a disappointing retail sales for november. it's due at least, in part to weakness in auto sales. receipts at clothing stores and online retailers were soft as well. when we first we heard about it in 2013, it fell into the yeah, right, category, now,

amazon released video of its first own drone packaged delivery. it happened 50 miles north of london. testing can start in the u.s. once amazon gets permission from regulators. new car sales continue to drive on. this year could break last year's all time record with nearly 17.5 new vehicles sochld there are older cars on the road ever. the average age is 11.5 years. the reporter explains why. >> reporter: don't call them beaters. this is how america rolls. >> this is really bound, then i need to go to the next. i'm keeping it for a long time. >> as long as it runs the life of the vehicle, it's okay with me. >> i need to stop working, i'll need a new car. until then, i'm happy where i go. >> reporter: it now averages 11.6 years, why? well, with new vehicles selling at a higher price, people are stretching out their auto loans,

it would take longer to pay off a car. meanwhile, cars and trucks have become more reliable, so people hang on to them longer. fact, those buying new vehicles today own them on average for almost seven years, almost three years longer than back in 2001. >> the economics of driving the consumer, is to hang on to that vook longer and the fact that the vehicle is technologically better these days, that certainly leaves a lot of them to hang onto it as long as they need to, because of the economic factors. >> reporter: all of this is good news for the auto industry. auto parts stores cashed in on people replacing brakes, spark plugs and other components in older cars. if the owners are doing it, themselves, they are taking their cars in for service t. new car dealers have more opportunities to convince customers, it's time to trade in that old bottle for a new one with the latest features. >> there's so many great technologies that are in new vehicles today that if you are

driving a ten or 11 yerl car, it's like still calling people on a rotary phone. >> they may be old, but they are not going away. in fact, by 2020, it is estimated there will be 25 million vehicles in this country that are at least 20 years old. kelly. >> wow! it makes we wonder, phil, how did all those new dealerships adjust to this? >> there is plenty of demand in part because you have new technologies, people are saying, look, i want to upgrade my vehicle after 11 or 12 years, but we are noticing we are also seeing a trend with more use only dealerships popping up or being expanded around the country and that's because there is a flood of used vehicles out there. again, they're old but incredibly reliable. that's why there is demand there. >> phil le beau, thank you so much. up nexter, we're "on the money. kwpts when you want to give, you want to make sure those in need make as much as possible to make sure they are spending wisely,

later, you can give an old dog a new life, how adopting a senior dog might be the right fit.

take one. directv now. stream all your entertainment! anywhere! anytime! can we lose the 'all'. there's no cbs and we don't have a ton of sports. anywhere, any... let's lose the 'anywhere, anytime' too. you can't download on-the-go, there's no dvr, yada yada yada. stream some stuff! somewhere! sometimes! you totally nailed that buddy. simple. don't let directv now limit your entertainment. only xfinity gives you more to stream to any screen. >> if you are planning on the nateing to a charity before year ends, how do you find out your gift is doing the most good? michael thatcher is chairman and ceo of the largest independent evaluator, thank you for joining us. >> thank you for having me. i'm delighted to be here.

>> how do you evaluate charities? >> the first wing e thing we do, with egather information from the irs, so we have data on over 1.6 million charity, which lets you know they are legitimate 501(c)(3) organizations. >> that lets you know they exist and we have a rating of the biggest and best charities in the united states. we look at the financial health of an organization and then the accountability and transparency toward the government that helps you make a good giving tip. >> do you find your dollar goes better at larger charities or a smaller one? >> it really depends, it's hard to make that kind of small or large is better, the dollar goes further. that's something you need to dig in with the spec charity. if you go to the site, can you find well over 8,000 charities rated with four stars, four stars being the highest, of course.

>> how can you spot a charity with problems, especially if you are considering giving to one and find out if that's a sound donation. >> one of the problems is, is it financially viable. are they going to be around next year or if they have fallen on hard times? what we try to do is break down the financials in a way that are simple to understand. they have enough reserves so that they'll be around, if their donations dry up. and then they're also, are they run well? do they have good governance principals? >> so that may be good work for people not familiar with finding this information. i imagine that's where you come in and use the four-star system? >> our goal is making intentional giving simpler so you can identify with a cause area that are you passionate about and then give to that and find a charity that actually meets that need. >> we we heard financial advisers talk about changing the timing of your donation because of tax laws that might change under the incoming administration him what would you recommend to people?

>> december traditionally is when people give the most as a charity, ourselves, this is when we receive most of our funding. now is a very good time. there is certainty with the existing flaws. there is uncertainty as to how things will be in the future. so we are seeing a definite uptick in giving. >> hopefully, it's all going to a very good cause. you are helping people figure that out. thank you for joining us. >> thank you very much. up next "on the money," a look at the news ahead. why a perfect puppy doesn't have to be new, why rescuing an older pooch might make a lot of sense.

>> for more on our show and our guests, go to our website. you can follow us on twitter@onthemoney here are stories that may impact your money this week. postal workers won't look forward to monday. it's the biggest mailing day of the year. on wednesday, we will see how real estate market is going, and happy winter solstice. wednesday is the official start to winter and the shortest day of the year. just remember, the day starts to get longer from here t. final measure of the gdp for the third quarter. if you are thrilled with what you got at the holiday grab bag, give it again, thursday is national regifting day. if you are thinking of adopting a dog, instead of a puppy, you might consider a senior dog like moon here. aaron stanton is author of susie's senior dog, for

non-profits, she has adopted two of those dogs, herself as simon and mo by are both here with us. thank you so much for bringing everybody to us this morning. how old are the other two here in. >> mobley, we don't know exactly his age. he is around 7 or 8-years-old. he was surrendered, believe it or fought. he was in really bad shape. since we've adopted him about eight months ago, he's really made a remarkable recovery. >> he's on your left there. >> he's 15, he's from carson animal shelter the city shelter in los angeles. >> wow. >> he also, we don't know for sure, but we guess he is around 15. >> well, you've really started a whole movement here around these senior dogs. that i have a book about it. senior shelters comes to you now. is this the idea that you had it and how many of you have you placed in homes now? >> so, susie was named after our dog susie who passed in april.

we had her for about five years, sense i started susie seniordogs about three years ago, about 700 dogs have been placed. >> these often are the dogs that don't get placed right away? everybody wants a puppy, right? >> right. susie's focuses on sharing, it's a networking site for dogs that need a home. i focus on dogs that are the hardest to adopt cases, usually they really you know, they're aged significantly, like double digits or they have medical issues or behave yrl issues. but i do try to inform people who might not be, you know, that knowledgeable on animal rescues that this isn't the entire representation of animals in shelters. >> right. >> so here's my questionch if spokeswoman of these animals are older and have health problems, what happened if you are worried about taking on the expense of that potentially in. >> you know, all dogs like, you know, humans, are different in that like simon here, he went through that the other day.

he is in perfect health, despite his age. so i always rem people take ondogs and ask the shelter to be open minded to the type of dog or the size. ask the shelter about their needs and what kind of medical issues they might have and you know maybe a really intense medical case isn't the right fit for everyone. >> suddenly, if you are thinking of getting a dog yourself or giving it to somebody. is it better to go with a senior dog? or is it easier than getting a puppy? >> i think in a lot of way, yes, adopting a senior dog can be a more calmer, more stream lined experience and you know, not even just a really older dog, once a dog hits 350ush8ly at us shelter, their chances plummet. even there are a lot of great adults out there that might be a nice middle ground for somebody.

>> so sweet here. how do you connect people, on facebook page? >> facebook and instagram are my two big platforms that i use for sharing dogs that need homes. >> i will have a hard time letting you get out of here. moon pie i think we will find you someone just in time. thank you for everything you have done and thank you for joining us. i guess i will let you guys go. >> that discuss it. i'm kelly evans with moon pie in for becky. last week holiday travel. you can get a bargain. each week we are here "on the money." have a great one. we'll see you next weekend. honey, aren't we having friends over? it reeks in here. i know [goat noise] i stole the other team's mascot for good luck. we need to wash this room. wash it? yeah, wash it with febreze. for all the things you can't wash, use febreze fabric refresher wow

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>> hello, welcome back. it is freezing outside, but don't worry, we've got warm wishes for you. here's what's coming up on the show. >> marty, it's got to be the shoes. >> the shoes. >> the shoes. >> are you sure it's not the shoes? >> actually, it's the charts. because they are looking bad for nike shares. we'll explain. plus, there is something wrong with the chinese markets. >> the poison. >> it might just be the thing that takes out the rally. we'll tell you how to protect your portfolio. here's what shares of bank of america have done. ifou