welcome to on the money. i'm contest ta brewer in for becky quick. stocks have their worst day of the year. washington, wall street, and what you should do. and how one mom got fed up with her kids making a mess in the car and became a mother of infection. congratulations. you have a college graduate yacht. but what if he's back to sleeping on your couch. how to deal with boomerang children. roommates wanted with a twist. how seniors are looking for shares. the new golden girls.

on the money starts right now. we begin with a new cyber print. if you thought your fingerprint might save your phone, think again. in this week's cover story, the hacker's next way in could be under your thumb. how unique are your fingerprints? a team from nyu's school of engineering developed these genuine finger prints that could potentially hack into your device. >> a fake hand with these master prints on it, i can lock 25%, 30%, 40% of phones. >> they didn't test it using real phones, only simulations, but say it still raises questions. >> in order to unlock your phone, i don't need your fingerprint, just a master

print. >> how does it work? the entire fingerprint is tough to match but it only uses a portion to match making the sensors easier to fool. >> when you take a small part of it, then that uniqueness tends to go down. >> and since most smartphones sense multiple prints and give you a few tries, hackers can get in. >> if any one of them is left 0e7, i'm in. to a security person, that's a problem. >> how this could work on a real device is still unclear. >> you may have to create a synthetic sort of fingerprint, say a glove or synthetic hand that has these master prints on them. >> apple posted the following on line. every finger print is unique so it's rare that two separate fingerprints are enough to be a match. the chance of this happening is 1 in 50,000 is much better than

the odds of guessing a four-code passcode. google requires a less tha than .0002% of a failure rate. and the professor says he still use as fingerprint to unlock his own device but says you may want to reconsider using something other than a print for banking and other kinds of finance. >> how can you protect your phone and computer and stay ahead of the hacker's next trip? stephen grossmann is vice president of hack trick. i use my finger print touch all the time. is this really the hacker's next big trick? how safe am i? >> if you look on your device, you have many ways of securing your device. how many locks do you want versus how inconvenient do you want it to be when you enter.

>> they point out having that finger print has encouraged people to put security on their device where they may not have had the 4-code before. r wannacry mostly hit businesses and businesses are more prevale prevalent. but what do you do if your computer gets hostaged? >> hopefully you've practiced hygiene. hopefully you're keeping it up to date with your patches and you put on anti-virus software on and good backups so god forbid something like that happens you can wipe your computer clean and restore your backups. if you're caught in a situation where you don't have backups, you have a difficult decision to make. >> if you have a lifetime of photos on your computer would

you advise someone to go pay the ransom? >> that's it. i wouldn't advise someone to pay the ransom be if you're losing your photos and backups, you may be in a difficult to try to repay it in order to recover it and that's what we're finding with many corporations that they're caught in that situation and they end up paying it in order to get it back. >> you and i were just talking off camera about how common an occurrence these e-mail phishing schemes are. are those still very common? will people find them in their e-mail inbox? >> absolutely. i think we've all been caught in a moment of weakness where we've all been caught on that. the one thing to do to prevent it from getting into your machine is be careful about what you click on. don't download the file or click on the linc unless you're 1 thoun% sure and if you have any doubt, do let the e-mail to be safe. >> we're now living ours in a more digitally connected ways.

our cars are connected to the internet, our homes are connected totown ter net. we use baby cameras and monitors connected to the internets. are we safe in our homes and cars from hackers generally? >> it's a great point and definitely a vulnerability as we all move into this digital world across our lives, following best practices, computer high scene, good fire walls and hygiene and keeping up with patches and what the weaknesses are. >> steven, thank you for sharing your expert advice with us. >> thank you for having me. here's what's making news. stocks had their worst day of the year this week. the dow fell 375 points wednesday. more than any day sense last september. the s&p 500 followed suit. the nasdaq had its worst day since brexit nearly a year ago all due to these worries in

washington after the firing of fbi director james comey. those stocks recovered later in the week. more sign os a strong housing market, existing home sales in the first quarter climbed 1.4%. that translates to 5.62 million homes which is the highest number since 2007. millennials may be starting to enter the housing market, which is pushing up both demands and price. if you can't wait for that next big mac with fries and don't want to leeb your house, you may be in luck. food delivery is now available in four major cities. the food is sent through uber eats and the service will be expanded to more cities in the months ahead. while markets have been on a rally since the last election, all it takes is a sharp dip like the one earlier this week to make people concerned about their retirement funds. david, great to see you today. >> glad to be here. >> are we going to see more of

what happened this week where the events in washington seem to have a negative reaction on wall street? >> we may well see that. in fact, what's happened since the start of the year is the market has been unusually quiet. it's been very quiet. it came as a bit of a shock this week to see this move. we'll just have to see how events play out. if the investigation continues quietly in the background, maybe there's not much fallout. but if we get more revelations or reaction from administration, that sort of changes the odds, there could be more volatility. >> if volatility is going to pick up, does that necessarily mean we should go in and change our retirement savings plans? >> no, it doesn't. i think the key question is where's the economy going. we are in an old expansion here. we're now in its eighth year going into the ninth year. the market's going to be slower. overall the economy is looking okay. it's am bling forward in a pretty good fashion. so long as you're positions

earlier on this year, there's no reason to make a change right now. >> often our financial advisers talks to us about the right mix of stocks and bonds. does the potential for volatility have any indication of whether we should invest in more bonds? >> first of all, with don't know whether volatility is going to be higher than average. the second thing is interest is still really low and that makes a lot of bonds unattractive. just make sure you're very well diversified. if you think about it, a lot of it is u.s. risk. the rest of the global market is doing well. this is a good time for people to think about am i invested well enough around the world, not just in the united states. >> how closely are you and guys who work many the industry watching what happens h washington and watching things unfold with the white house in terms of managing money? >> we are watching it very closely. the president's agenda is potentially very good for the stockmarkets particularly if we

get cuts in the corporate taxes and gains and dividends taxes that we use to pay in part the affordable care act. there are things that are positive in the market and whether those things would be implemented. so it does matter, but for right now, there's no particular reason for people to change their allocations. >> david kelly, thank you so much for your insight and perspective. thanks. >> any time. next, we're "on the money." meet the mom trippr ekds nkds ekdsu rukds. and later, the boomerang generation, 000 keep peace when your kids come back to the northwest. and now a look at how the stockmarket entered the week.

you never know when a great idea is going to hit next. the reusable squeeze. it's a reusable and refillable food pouch. with see kids all the time with these fruits and veggie pouches squeeze in. how did this idea hit you? >> when my son was 10 months ago, i handed him a pouch that you can take never. he squeezed it all over the back of the car. i was late and i thought there's got to be something reusable. >> how does this work sh. >> if you want to give that a squeeze. >> it's grease-free silicone. >> you can make your own organic zone. >> this is the one for the baby. >> right. you can feel the resistance. >> so they have to suck it out in over to get it out that

they're going to gently naturally release the valve that and it's so much better because the others are disposable plastic. what was the process like to get it from, hey, this is a fantastic idea to, oh, yeah, it's actually for sale in stores? >> it took me about 14 months from the idea of the conception through the prototype process, through testing out with my mom's group and stroller strides group. yeah. just 14 months every day writing down what i needed to do to make sure it happened. >> but then you're still managing to be a mom at home. >> right. >> was that a huge juggle about where to devote your time? >> definitely. six years in, i thought yechlt my background was product development and i thought why not go for the. >> what about raising the funds to get this on the market? >> i'm still actively going after funds. that's still a daily process for me. >> was there a learning curve there in terms of how to ask for money and how to sell your

product passionately so investors believed they could make money on it? >> definitely. it's something i've been going in front of investors, pitching our sales and our revenues. you know, e got an sba loan, several credits. lots on the line. but my product works and we have proof of concept. >> now you're in big stores as well. what's the next step in growing your company? >> yes, thank you. we've had some accolades. we have some retailers. it sounds more romantic than it is. it takes money to make money. aisle looking for the right operational partner to scale accurately. >> what's your best advice for someone who has an idea? >> write down your idea and go for it. yes, there's a lot on the line but you need to dream big and go for it. it's amauzing. >> it's great when you can

follow up on your intuition. this is an amazing product. >> thank you. next "on the money," college students moving home. how to avoid the pit fall os of the boomerang generation. later, if you have some extra room, it may bring you extra cash, but there's a catch. the website where you don't have to swipe to find a match. the show's about to start! how do i look?

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adults have moved back home with mom and dad. they even have a name. the boomerang generation. a recent survey found more than half of the kids who returned, they feel more stress, financial strain, and they lose out on leisure time. hey, it's not all bad. it can work. joining me now is rosemary lichtman, author of "whose couch is it anyway." good to have you. good to see you. >> thank you. thank you for having me. >> why are these young adults moving home? >> it started a while ago with the main recession. the reason then was economic one. the student loans are about $1.4 trillion. the normal student, their average loan is about 30,000 dollars so the student loans were an issue and low employment rates were certainly a problem, and underploemt where kids weren't getting kind of jobs that paid them the money they needed. >> so if that's the case and your child has experienced

independence and self-reliance while they've been away from you, how do you make it work once they return to the northwenest? >> one of the things we've come up with is using the ccnr routine to help families really learn how to talk to one another and how to get along. when you're living in a planned community or con toe, ccnr stands for way os living together. when you live with families, they stand for communication for first "c" and either cooperation, consensus, compromise is the second "c," and respect is the third part of it. we like to have families set up family meetings ahead of time before the students move back home so the millennials have a chance to really present their positions and the parents have a chance to present their positions and they can communicate in an honest way.

>> and you can lay ow out how they're expected to pitch in at home financially and otherwise. when they move back home, does that mean they're failing to thrive as adults? >> not necessarily. it depends on the particular millennial and the family. sometimes nowadays there seems to be a lack of maturity in the younger millennials. they're getting older, becoming more adult later in life. 30 is becoming the new growing up time rather than in the 20s. so with the -- all the technology that keeps people connected, some of the times that's kept the millennials feeling a little more dependent. so it's really up to the parents if the kids do move back home, it's up to the parents help guide them toward more independence and more maturity. >> rosemary, thank you so much for joining us. appreciate that. >> you're welcome. it was my pleasure. up next, "on the money," a

look at the news for the week ahead. and they're not looking for love. the new website matching people up. there's just one requirement.

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minutes from its may meeting. on thursday facebook ceo mark zuckerberg will speak to harvard's graduating class 12 years after he dropped out. and friday we'll get another reading of the first quarter gdp. remember when you had your first roommate? maybe you were in your 20s? well, the roommate business is booming again, just not for that particular age group. jane wells has more on what you might call golden girls 2.0. these two women are strangers who moved in together. she needed a cheap room. >> i wok in the nonproctor sector. if you know anything about that, we don't make any money. >> and she needs someone to care for her pets if she's hospitalized or to call 911 if she falls and it's happened. >> that's a very frightening thing if you can't get up and nobody's there. >> it's great mostly.

think of them as the new golden girls. this home in los angeles was used as the exterior for the golden girls, but that '80s hit show is even more relevant today. airbnb says their're the fastest growing demographic with women in the majority. 50 and older are looking to share rooms. that's what brought these two together. >> i like it. >> silvernest charges. 70% of the homeowners on the sight are women. >> turns out she andry both originally from the midwest, we both like sy-fy movies. >> but they also learned moving together in their golden years is difference than in their 20s. >> you live by yourself, you get set in your ways, you don't have to deal with other personalities and issues.

really? >> me fwan has learned to deal with mar miami's cats and mar miami has learned to respect her privacy. >> i'm a cross between the wild child and rue mcclanahan and bea arthur. >> i'm bea arthur. can't you see that? >> these days there are a lot of bea arthurs out there. >> i think i'm more like estelle geddes, sophia. establish boundaries early and talk through disagreements. there are going to be disagreements. don't put a pot over your roommate's head and hit it with a spoon is that that's really great advice, jane. so we go into this matchmaching situation speaking of dating, how are roommates matched up on silv silvernest? how do they find the right fit? >> it's a little bit like e

harmony and they offer matches if you're the renter. in this case mar miami interviewed somebody else before she met me fwan. it didn't quite work out. she met me fwan, they're both from the midwest, both work with underprivileged people and they both like sy-fy moves and thought why not give it a shot. >> thank you so much. >> you bet. >> thanks a lot. i'm contessa brewer. becky will be back next week. she'll have the best bargains and sale over the holiday weekend. and keep it right here. we are "on the money." have a great weekend. we'll see you next weekend.

the guys are getting ready behind me. while they're doing that, here's what's coming up on the show. yeah. that's what happened to retail stocks this week, but one of them might be flashing a buy sign. we'll explain. plus, miss the move in nvidia? relax. we have a way to get under the stock in ten months. we'll explain. and one dow stock has gone parabolic, but there's something in the stocks that suggests the