final trade. tim. >> happy birthday, dad. >> buy snap. >> final. >> tsro. >> good luck on the lottery tonight! thanks for watching. ksor having me. watching "mad money" starts right now my mission is simple to make you money. i'm here to level the playing field for all investors. there's always a bull market somewhere, and i promise to help you find it. "mad money" starts now hey, i'm cramer. welcome to "mad money. welcome to cramerica other people want to make friends. i'm just trying to make you some money. my job is not just to entertain but to educate and teach you so call me at 1-800-743-cnbc or tweet me @jimcramer. how worried should we be about the stock of amazon? on a day where the dow lost 88

points, s&p dipped 0.35%, nasdaq climbed 0 .30% we have to wonder if amazon would be responsible for some of the real damage. it's come down 125 points from its high amazon stock off another $8.95, led us lower today it is the general -- >> sell sell sell. >> to the sell side. this one keeps standing out. standing out among the weakest i can see the bear case unfolding. a month ago, amazon seemed invincible, didn't it? the other day, the former ceo of home depot gave an interview with called amazon the dark star of retail. he said everyone needs a strategy to deal with alexa, because lexa may be driving

business to amazon instead of the competition. now we learned today that walmart has teamed up with google on its home assistant that's competing with alexa. you could probably ask her to book a vacation somewhere and she would know where you would want to stay from what she has in the past, she could do it better than you could and less time alexa knows everything about you. i wish i had her help to book my house and boat for the tarpon rodeo in grand island, louisiana last night for next july took me three hours to nail down that sucker. i bet she could do it in half. walmart is not going to be outdone with its google partnership. they have too much money riding on this fight, and the company keeps assuring me we haven't seen nothing yet out of these partnerships i like this battle royal

plus, google may know more about you than amazon does, at least on some topics, and i'm sure their technology will be just as good you combine google and walmart and maybe the first time ever it feels like amazon could have a real rival, someone to fear and loathe on the alexa trail. when we look at f.a.n.g., we know that amazon had the weakest quarter of the bunch it's not like you're about to get an earnings breakout either, because we know

amazon is going to do. it won't be pretty i think the distraction of this acquisition could challenge anyone, including jeff bazos, the wizard of retail but with a snip snip here, and a snip snip there, and a couple of trol-la-las, other companies are catching up. yesterday, macy's brought in a technologist to help their business they need that fresh pair of eyes everyone has a strategy that's been a little more effective lowe's are putting up a big amount of money to make a push on the web the real retail winners have an edge tjx and ross stores have lower prices than amazon, because they buy clothes from retailers and sell it at a discounted price or

if it's seasonal, they hold on to it until next year. and i don't know if you caught it last night, but the ceo of sales force told us the story of a bunch of luxury retailers that are uses sales force's platform to personalize the process touch and value are the two ways to debeat amazon. the big european designers and the boutique expensive ones, and then the merchants get the power of customer relation management. this is business that might otherwise perhaps been rolled over by amazon amazon may have ambitions for china. but the longer we watch the stock of alibaba, that matters consider the rest of f.a.n.g., of course, google is not allowed to be in china amazon has a powerful hosting business, aws, amazon web

services hosting has monster gross margins. any company serious about approaching the cloud, i often hear that amazon offers the best product and can't be overtaken but think about the tie-up between the google device and walmart after today's news what happens if walmart calls all the suppliers and says if you want in on this program with google, it only work it is you're using google's web services, not amazon's, what then? do the suppliers want to lose that business? how about if they offer you help to get off the amazon web services, would you refuse how about going to google web services before you take the pilgrimage to bentonville. of course, we know that amazon is not sitting still we had the ceo of cardinal health on last night how about if amazon decided it

was going to build out all the whole foods it needs, maybe a thousand, and have a pharmacy in them, replace everybody? can you imagine how much they could collect by selling you tickets to concerts and sporting events we keep hearing that amazon wants to be in auto parts, how about amazon credit card how about an amazon national bank the possibilities are endless. but amazon is in spend mode right there. this is one of the moments where earnings seem unimportant and the execution of its new brick and mortar concept has taken stage. you can see why so many prominent technicians have decided that amazon's chart has a bearish pattern! and the institutions may be figuring out the vulnerability of this monster and its chart and want to takea pauseuntil more institutions understand what could be wrong with the amazon story

here's the bottom line if stocks like amazon keep getting hit but reverberate through this whole market, especially in august where trading is just -- let's just say almost nonexistent, knowledge-term, i know, amazon, what a company, what a stock short-term, the "a" in f.a.n.g., by the end of this month, it could be belonging to the stock of apple robin in new york, robin >> caller: hi, jim >> hi, robin >> caller: i've been looking for some sage advice regarding the stock of bezune. >> i've analyzed that quarter and it was a good quarter, so i'm not as concerned as many other people mitchell in wisconsin, mitchell. >> caller: hello, mr. cramer i'm a 17-year-old investor

>> hello >> caller: and that was my grand mother i'm talking about marathon oil >> no, no, we're not getting near marathon. marathon marathon me troll -- me trollian, that is a no-fly zone. but i say boo-yah to the 17-year-olds mark in ohio, mark >> caller: hi, jim, if you win the powerball tonight, are you going to show up tomorrow? >> let's see 48, 58, up -- no i'm out of here big time i'm going right to the house in tuskin with the wife then we're going fishing for like three months. >> caller: i want your opinion on the stock and do you think the board and management is

doing enough for shareholders. the stock is century link. >> no, no. another no-fly zone. that's just no way i know that they get the cash flow from level see, that's terrific but i'm not there for that stock. can i go to farrah in arizona, farrah >> caller: hi, jim thanks for everything that you do for all of us >> you're quite welcome. >> caller: many of us are lost without you. my question is about intel intel is one of the most influential tech companies who accomplished a lot they are much bigger and richer than amd, cisco, ibm -- >> absolutely. right. >> caller: they have over 200,000 employees all over u.s., which is great for our country their market cap is also a lot higher than many other tech companies. >> no fight here

>> caller: they reached their earnings almost every quarter. besides all of that, jim, intel owns 90% of the cloud. >> the ceo is not as into intel as you are you are a genuine intel-a-holic. but my problem is the stock cannot get off the snide the ceo is welcome to the show but i will tell you this, i like the stock and you've done some good homework. amazon does not sit still. so while institutions try to figure out the weak point, investors take a pause lo "mad money" tonight, i'm getting to the retail sector with the man behind calvin klein and

tommy hilfiger and should line technologies be placing for some competitionsome and i'm drilling down on the oil industry you do not want to miss that that is the most hot stock stick with cramer. >> don't miss a second of "mad money. follow @jimcramer at twitter have a question? tweet cramer at #madtweets send jim an e-mail to madmoney@cnbc.com or give us a call at 1-800-743-cnbc miss something head to madmoney.cnbc.com. i put everything into my business. and i had all these points from my chase ink card.

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revenue, up 7%, rising gross margins, increased by 200 base points the numbers were really strong another powerful quarter let's check in with the ceo of pbh and learn more about where the company is headed welcome back to "mad money." >> how are you >> i care more about the back-to-school season right now in china or in europe for you, because the numbers here are incredibly powerful overseas >> our international business is driving a lot of our growth. we're seeing it throughout europe, just very strong performance. in europe, speaking specifically, our comps are up our order book for tommy string and fall is up 10%, and calvin klein is up 25%. >> how is this happening i mean, first of all why is

europe so strong and i think it's coming back but also the channels really work so well there why is that? >> look, the department store channel there continues to be fairly strong. >> that's what people keep telling me our own commerce business is very strong. and some of the pure play e-commerce players where we had strong presentation there are always growing i have to be honest, we're clearly taking market share in market same thing in china. we're growing. >> are your store's destination store stores, people wind up there >> we don't have lines but we're seeing strong traffic growth traffic is up in tommy hilfiger.

calvin klein is also seeing some nice growth, as well and the comps speak for themselves >> we've been watching alibaba go up consistently the sales there are coming through. >> i think where we were early is our brands, both calvin and tommy, got to china early. and being first movers, we had that advantage being known to that consumer in that market plays a big advantage for us and then being a desired brand, you go where the consumer is, and the consumer is shopping brick and mortar, but also obviously on e-commerce and we're taking advantage >> calvin klein is on the front page of all these sites. >> it's having phenomenal growth and it's full-priced retail.

we're not talking discounted retail we're seeing full-priced selling, every once in a while a big promotion will be across the alibaba platform that drives traffic. >> single day was big. >> exactly, jim. >> can we put this in perspective? let's say five years ago, what would be the mosaic? we would be talking about macy's and jcpenney >> i want to be clear, those are key department stores. >> still great >> and 58% of our sales is still here in north america. the difference is that only 20% of our business would have been overseas today it's closer to 45% and profitability is over 50% overseas so we have that advantage as a u.s. business with strong international -- with a strong international presence, and

that's helping to drive our business but i have to take a step back and say our north american business, both our heritage business as you can see the numbers, is extraordinary. and you look at our calvin and tommy business in north america, we're clearly taking market share. you hear a lot of people saying reducing our exposure to some department stores, but we're not. we're getting full-priced selling like macy's, and we're continuing to support them >> why did they say it was a very promotional environment >> because it was. and we've been able to be, i think -- we were called out by terry before and now jeff, the tommy business, which was exclusive at macy's and the calvin business as being top performers in his portfolio. >> how is back-to-school >> off to a strong start

in north america, in our own stores, we've seen the trend of business in our retail stores improve significantly in the last four weeks. >> weaker dollar >> i think the consumer is spending so we've seen the tommy comps, which were flattish second quarter, up mid single digits. and calvin, which was minus two to being flat. so we're seeing some acceleration macy's talked about they're seeing good back-to-school stuff for the season kohl's also had positive numbers. so we're big parts of that, and i think we're taking advantage of it. >> one last question, you're now in a position where you're generating a lot of cash and it's working

s is it best to do an acquisition? >> acquisitions happen when they happen i think what you will see from us is a continuation of us buying back and directly operating more and moreof our calvin and tommy businesses, using the cash to do that. which has beenvery creative. just look at china, as we took that all back over the years secondarily, we're going to hook for another brand to put into the portfolio. >> there's two giants squaring off against'm other, walmart and amazon impact for you >> i think they're both great customers that we want to grow with my job is to create demand and with our brands. and the consumer wants our brands, and where they want our brands, we have to have our brands there >> it's sure working chairman and ceo of pvh, it's coming together again for this stock and company. "mad money" is back after the break.

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♪ what do you do, when you own a red hot stock and it gets hit with a piece of seemingly bad news -- >> the house of pain >> and its share price tumbles that's the question with a line technology, algn the company is best known as the maker of invisiline. a total necessity in the new vain selfie generation they've given you 50% rally since i recommended it in march. it's been on fire because of what i'm calling this evening the insta imperative the need to have perfect teeth for your instagram postings. but last week, they hit a speed

lump and another dental equipment company is buying clear correct, and that is a competitor line stock fell more than 5% on the news, based on worries their deep pockets and technology could represent a real competitive threat to the business of ivnisiline we've seen this happen periodically does the clear correct deal represent a serious challenge to align's pure dominance or did this give you a rare buying opportunity in a high quality stock? for those of you who aren't familiar, align has been a power house, because its products helps dentists build an image of your teeth without taking impressi impressions. anyone who has had normal braces as a kid knows it's an unpleasant experience.

going through puberty is bad enough without all that metallic in your mouth. these braces are see-through so you don't look ridiculous they're removable so you can floss normally they're a heck of a lot more comfortable, and you spend a lot less time at the orthodontist. plus, they have software that allows orthodontists to show you a selllat latsimulated demo of teeth will look like afterwards. about 10 million people need braces every year. half of them can use invisiline. worldwide, though, clear braces only have about 10% market share, but there's a ton of room for expansion. i was way ahead of the pack,

they got a ten-year start on the industry when it comes to manufacturing, customer relationships and patents to say nothing of brand recognition four years ago, they won a patent infringement lawsuit against clear correct, and as a result, align just isn't facing that much competition. this past february, they beat back another attempt by clear correct that could challenge three patents. but a handful of align's u.s. patents are set to expire. and they'll expire this year that has some people worry about a surge in competition at the low end of the clear braces market align, they've had a high end, low end, it was all theirs but most of these patents were issued between 1999 and 2004 when they were in the process of figuring out how to make it a viable alternative to wire braces the thing is, it wasn't until

2009 when the company released invisiline 1 poib.5 the patents that expirethis year, only their express product might be in danger of more competition. that's a cheaper version of the system that's only used on teeth with minor issues. which brings me to the acquisition of clear correct, which makes their own removable braces although generally at a lower price point. strawman wants to break into the growing dental esthetics business, because most of the dental businesses are not growing. at the same time, they're boosting stakes in temperature -- dental wings this is another area that touches on align's business and the stock dropped like a stone

this stock i've never seen have this kind of pullback. so does the selloff make sense should we be more worried? most of align's products are protected by patents and the patents they're losing this year only represent 10% of the company's sales. clear correct hasn't been much of a threat as an independent company. they've been around ten years and have a limited market share. strauman built around selling implants to dentists to start cross selling clear correct braces but i'm not all that concerned most braces are sold by orthodontists, not the general dental practitioners that strauman focus on. after align gets 60% of its

sales from orthodontists, and strauman has zero exposure to this market. and to the extent regular dentists give clear braces, it would be good. more important, align's best products are still covered by the patents. highly elastic substance they use to make their braces plus, thanks to its innovation, align's products can fix more. the stock isn't cheap, it's much more expensive than other dental plays. the thing is, align is undisputed best in technology, fabulous growth, which has come in around the high teens over the last decade. some people feel they're just getting started with the younger

market i know that competition is agnat -- anethema to profits. alex in west virginia, alex. >> caller: hi, jim, love the show >> thank you what's happening >> caller: not much. i have a question about one of my favorite stocks, all tra beauty they had good runs until the end of may they beat on their earnings on the 25th, and then since then, it's been in a freefall. the stock is down about 70 per share. i was wondering what is going on >> i talked about it this morning. the department stores got very serious about discounting for cosmetics, and for what these

guys sell. they realized they were losing too much to ulta so it's gotten cut throat out there. i think the stock is down a lot, but i would wait to see after they report. lewis in illinois, lewis >> caller: hey, jim, love your show love all that you do for us. >> thank you >> caller: should i keep ew, and isrg >> ew, i think ew is fantastic just fantastic and i like intuitive surgical. these are the stocks i like to go to in any selloff, because they work regardless of the economy. align technology still looks pleasing to the eye. it just hit a bump in the road wait for a pullback and feel free to sink your teeth into this one much more "mad money" ahead, including my one on one with an oil producer i'm eyeing pioneer natural resources, after its over 18%

decline in month alone and i have some advice you need to hear about managing everything from jackpots to nest eggs and all your calls, rapid fire in tonight's edition of the lightning round. so stick with cramer she can't become a guitar legend just by playing air guitar. the baby's room won't build itself. and her paw won't heal on its own. we're all working forward to something. synchrony financial can help your customers make it happen sooner. so she can plug into her dreams... and they'll have a new addition for their new addition. whatever you're working forward to, even if it's chasing squirrels, synchrony financial can help you get there.

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♪ when will the stocks of the oil producers find their footing? the price of crude rallied today, taking theoil complex with it. the producers are still trading at low levels. take pioneer natural resources, a terrific company that owns vast amounts of acreage in the permian basin. when they reported earlier this month, the stock lost 13% in a single day management cut their four-year production growth from 24 to 18%. after this decline, analysts have argued the stock has gotten oversold, which is the thought behind today's $1.65 rally could they be right?

some shell assets respect worth as much as we thought. i spoke with tim doug, the ceo of pioneer resources after the company rang the bell to the new york stock exchange. >> i think people need to know that your company is one of the leading exporters of oil in this country. >> absolutely. if you look back the last couple of quarters, we've been exporting a million barrels each quarter. that is going to grow. all this oil is going to get exported and we'll be a leader in that regard >> and there's a nice price differential >> if you look at the type of oil we produce, it's low sulfur, it's high quality as to the yield of transportation fuels. so it's right down the alley of almost every single refining complex. >> people should understand that even though we trade every tick

of crude, that you are hedged to the point where your very lucrative. >> exactly if you look at our structure, it's put in place to be two things one is, it gives upside. our ten-year plan is based on a $55 oil case the fact is, our whole ten-year growth profile is based on that. so we protect scenarios where we can get up to that but we also protect below 50 so we have 90% of a hedge for this year. so we're well protected. so if we go to the $39 case, we're going to be achieving more like 45 to 50 because of our hedge position so it is important to be protective of our spending, because we're running a process organization and want to keep the rpms constant. >> do you think that the oil industry in america is its own worst enemy? i keep seeing people say the

more we pump, the more we keep the price down >> you look at today's production in the united states of oil, it's about 9.5 million barrels a day. from all analysis, it will go to something like 10.7 million barrels a day. so we're filling the gap of demand what you can say is we're providing a tremendous value to the united states in doing so, as well as it relates to the exports and the job creation >> but it wasn't supposed to happen we always heard if oil went from 100 to say 45, our industry was supposed to shut down. >> it's a bit like waking the sleeping giant challenging the u.s. industry to improve in the face of adversity, in this case price adversity, is something that we all stood up to and accepted that challenge so we have been able to have our cost reduced somewhat by our company, but by our own productivity, improving how the wells are drilled and completed,

increasing the amount each produces is a stre valtremendoue so our returns are strong. it's a return-based industry so we're drilling wells that make money and that's going to continue what we're saying right now, we thought 45 to 50 was a downturn. now it's just the status quo >> now, your stock fell when you reported i've parsed every single word of that conference call i don't want to say here's a do-over. but there was a level of consistency with what you said over the long haul versus some of the analysts that have said listen, what they did is take their growth rate down from 26% down to 17% to 18% i can't ask you to refute what they say, but i want to reiterate you had to have been

surprised given the consistency of what you offer with the downturn >> yeah, if you look in the news of what i had to say that day, the part of how people would have been impacted by this is to say we're moving 30 well s that will not produce this year the oil is there it's going to be produced in january and february versus november and december of this year so i don't think there's much to that however, the market is the market >> now, there was the sense that the gas-to-oil ratio was a little higher. some people felt that meant oil was down am i being a pie-eyed optimist >> no, jim if you look at the history of the company starting from 1962, we've drilled thousands of wells. we have tens of thousands of wells we could point to. it's a known fact that the gas

as a component of the well increases over time. through time as the pressure is drawn down, gas is liberated so we expect gas production increase it does not affect the oil curve. the oil curve is right spot on where we expect. the earlier than we thought, though, because of the nature of how well we're completing these wells. it's a revenue adder >> do we have to worry that the higher percentage of what we referred to as train wreck wells, which did send chills down by spine, mean there is's not much oil left in the permian? >> what i refer to as train wreck wells -- >> that was the do-over i was hoping for >> a train wreck well is 10% to 20% over its afe we run a tight ship. so if something is 10% over its

afe, we're all over it we think it's a bad problem when we're 10% over it has nothing to do with oil production oil production is spot-on. the idea that permian oil production is affected by this is not the case. in fact, it's the other way around we had a record number of wells that have been drilled and not put on production. 2300 wells drilled and not yet on production. so this is a huge catalyst for oil growth for the second half of the year. >> one of the things that concerns me is that even though the permian has this tremendous legacy of pipeline, both natural gas, and i know this is the case, and oil are trapped, because the pipelines haven't been able to keep up will that change in the next few years, and did the president have anything to do with the ability to make it that you can get it faster? >> use natural gas as an example. we do not have any bottlenecks for taking natural gas out of

the basin. the permian basin has widened a bit. in 2019, about the first time expect the need for a pipeline there are three pipelines in the offing right now problem solved now if you look at oil, as an example, there's an enterprise pipeline going on next year. >> magellan's got some room. >> and i don't think oil is an issue either i think we're okay >> do you think that these people who thought that it could go to 65 to 80 are history >> well, it's hard to make that high of a bull case. we know as an industry what we can do we're going to show it over the next few quarters. we're the principal reason that the reason inventories are shrinks on one hand, which is a good thing, but our production is coming up on the other. but we're -- the permian basis is going to be affecting us the

most 42% of the rigs are in the permian basin. so that said, i think it's the fact that we're going to become -- as we started the talk here -- pretty much one of the swing producers. >> i think it's a big change stock got hit, i don't get that. but i hs knalso know it's a touh market tim dove, thank you so move. >> always a pleasure

lightning round is sponsored by td ameritrade it is time for the lightning round. [ indiscernible [ buzzer ] and then the lightning round is over are you ready, skedaddy. time for the long round. rick in nevada, rick >> caller: are you kidding me? boo-yah, skedaddy. >> boo-yah >> caller: listen, i'm a real money subscriber, so a shoutout to mr. sesebastien i'm a fan of t-mobile and

looking to take out that 52-week high any hope >> i think you do. remember, i think that verizon has got -- i don't know, they're talking about their network is overwhelmed. how about rich in pennsylvania, rich >> caller: jim, high, this is rich from the steel city asking you about vod. >> i like vodo phone very much i trust the yield and i trust the steel city and i trust iron city beer why? because it tastes like coming home don in massachusetts, don. >> caller: boo-yah, jim. >> what's up, don? >> caller: what are your thoughts on ormon snrvegs >> i think there's a place for geothermal diane in florida, diane. >> caller: hi, cramer, boo-yah >> boo-yah >> caller: how are you >> good, thank you how about you?

>> caller: i'm fine. i have a question about -- [ inaudible >> no, no, no. >> sell sell sell. >> commodity player. we're not there. nolan in georgia, i'm going to be in georgia this weekend maybe we'll get together what's up? >> caller: not a lot boo-yah to you and i enjoy your show and i wanted to get your opinion on dollar tree >> a gun to my head, because they report tomorrow ladies and gentlemen, that is the conclusion of the lightning round. >> the lightning round is sponsored by td ameritrade with? i'm crazy stressed trying to figure out this complex trade so i brought in my comfort pony, warren, to help me deal. isn't that right warren? well, you could get support from thinkorswim's in-app chat. it lets you chat and share your screen directly with a live person right from the app, so you don't need a comfort pony. oh, so what about my motivational meerkat?

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♪ okay, so you just won powerball. actually, that's not possible, because i have the two winning tickets in my hand but let's say you won the $700 million jackpot and i didn't what should you do, lucky person first and foremost, you take the money all at once. don't let them string it out you want the time value of that cash working for you second, pay your taxes immediately so you never, ever have to worry about the one thing that destroys wealth more than anything, the government. third, the most important cardinal rule of winning $700

million, you only need to get rich once. that mean it is you want to take the money and buy u.s. treasuries with it, i am fine with that. once you've got that level of wealth, i just don't want you invested in something reckless or someone promises a big return you don't need it. you already won the lottery. fourth, this is important. you will now be known as wealthy by your friends and acquaintances. that means you'll constantly be asked for money. i don't care how good the business is or good the credit is, don't do it. if you don't listen to me, you will get scrammed left and right. that's what happens to people who suddenly got rich. i'm urging you not to fall for it don't be gullible. fifth, give some money to charity. i prefer local charities because i can have more impact 10% would be my money. sixth, diversify, diversify, diversify.

i would put 10% in gold. we don't know what's going to happen in the world. by bullion, because gold has kept its value over at time. don't store it in one bank the u.s. government confiscated gold in 1933 in addition, buy an older mansion with lots of land and feel it with masterpiece art why? mansions and master works have been known to maintain their value, even in the worst periods of hyper inflation in any country you name you should buy tax free government bonds backed up by the authorities. if you won the lottery, you don't need a lot more income i would advise no stocks whatsoever, because they can go down who needs that however, if you want some equity exposure, do it with index funds and do it overseas diversify it by nation

however, the most you would put here is 20%. after all that, take 5% and buy stocks no more than that ever, though you don't even need to be diversified. have some fun then get speculative. but never put more than 5% of your wealth into individual stocks ever, because stocks are risky. and once you have won $700 million in the lottery, there's no reason to ever take that kind of risk again. stick with cramer. plus, get 4 unlimited lines for 40 bucks a month, taxes and fees included. more reasons why t-mobile is america's best unlimited network. it's time for the biggest sale of the year with the new sleep number 360 smart bed. it senses your every move and automatically adjusts on both sides to keep you effortlessly comfortable.

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if only the signs were as obvious when you trade. fidelity's active trader pro can help you find smarter entry and exit points and can help protect your potential profits. fidelity -- where smarter investors will always be. okay so we have to understand that now that this whole food business is consummated with amazon, you'll see numbers come down most likely for amazon. that's going to put pressure on the stock. i like to say there's always a bull market somewhere, and i promise to find it for you right here on "mad money." i'm jim cramer, and i'll see you tomorrow

>> welcome to the shark tank, where entrepreneurs seeking an investment will face these sharks. if they hear a great idea, they'll invest their own money or fight each other for a deal. this is "shark tank." ♪ a stay-at-home mom who began her business in order to support her family. ♪ my name is kiersten and i live in los angeles, california, with my husband and my 12-year-old son and my 8-year-old daughter. i left my job to stay home with my kids, and then my husband lost his job, and so we desperately needed something to help pay the bills.