hi, everyone welcome to "on the money." i'm becky quick. lidia bostianich you know her story connecting doctors and patients at a fraction of the price. the new app that could save you a whole lot of money and time. thinking about selling your house? there really is a best day to list what gives the way you contribute to charity could change a lot under the new tax laws and forget the flowers gifts and gadgets to make mom's life easier all year round "on the money" starts right now. >> announcer: this is "on the

money," your money, your life, your future. now, becky quick >> we begin with your health care just getting a doctor's appointment scheduled can take weeks, but for primary care, you can jump the line if you are willing to go online with virtual care, you can quickly see a physician and the doctor can see you on a digital device medical visits are moving the to the fast lane and this is week's cover story. if you need to see a primary care doctor, you'd better plan ahead and save up. patients are waiting an average of 24 days to schedule an appointment with a doctor. that's up from 18 1/2 days in 14 and costs are rising 81% of covered workers had to pay a deductible last year the average for single coverage was more than $1,500 plus, the average co-pay is $25. the long waits and high cost point to a shortage of primary care physicians. a growing solution is virtual care or telemedicine in non-emergency situations, a virtual visit with a physician

using text and video on a smartphone, tablet, or computer can be faster and cheaper than an in-person doctor's appointment. the average primary care visit costs $160 while the cost of a virtual visit is between $50 and $75. >> and you're available at all hours? >> major health care players are using remote visits for primary care and patient follow-ups. aetna use as teledoc, united health care as doctor on demand. but while 70% of consumers say they are interested in virtual health care, so far, some 20% have tried it. as virtual doctor's visits are getting more popular start-ups are offering on-demand health care. 98.6 is a text-based app that connects you with primary care physicians the cost is $20 a year for unlimited use for the first year robby cape is cofounder of 98.6. thanks for being here today. we just heard about some of these other things like virtual docs and other things. how is 98.6 different?

>> number one is quality it's very important to us to develop an ongoing relationship with our patients. so we want to be there, not only when they get sick, we want to be there for them in wellness. for example, after the first time we see them, we might discover something about them and follow up with them a few months later >> does that mean seeing the same doctor every time, or is it just, you keep records of all of this and whoever's getting back to me may differ >> we keep records in fact, what we're endeavoring you to do is have you build a relationship with the 98.6 service, so you'll feel like 98.6 is really putting its arms around you as a service and 98.6 is getting bac delivering the care. >> i know the app uses artificial intelligence. it uses some sort of screening to check my symptoms and see if i need to see a real doctor. >> we're using deep technology investments to enable the physician focus all of their time on the things they really love to do, which is dyiiagnosi

and treating all of the other elements of a doctor's typical set of responsibilities are handled by our automated assistant. >> which is basically what i get from the nurse when i walk into a doctor's appointment normally. they'll ask me a bunch of questions, take my temperature, they'll weigh me, those types of things >> it's some of those things, but also part of the diagnostic process. so there are some deeper questions that our artificial intelligence will be able to ask you based on our knowledge >> let me ask about that, i was trying to think that through if i'm not feeling well, if i have a headache, i'm told the worst thing to do is go online and google it to see my symptoms, it's going to tell me that i have cancer, i have appendicitis and a million different things how is your ai better than google >> typically when you go to google, they're not able to practice medicine, so they have to cover every possible scenario we actually have board-certified physicians that are behind all of the artificial intelligence that we're doing we're using artificial

intelligence not to replace the doctors, but to actually augment the doctors. >> but what i don't understand is why the doctors agree to do or how do you pay them for the time they spend. >> so by allowing them to focus on what it is they do best, we open it up so they can see way more patients in a given amount of time, by virtue of our investment in ai, we're making them incredibly, incredibly efficient. >> your service is available in 11 states right now. can the doctors prescribe in those states >> that's absolutely right they can call in a prescription to your local pharmacy and will be available in all 50 states by the end of this year >> wow >> is this a service for somebody who already has health care and is looking to kind of supplement that or for people who don't have health care insurance? >> this is for absolutely everyone if you have health care, this is still a more economical way for you to see primary care, because the cost of the first year is $20, which is as much as your co-p co-pay, if you have insurance if

for people who don't have any insurance, this is a phenomenal option and for the people on hhsa, on a high-deductible plan, this is also a great option. >> lastly, do you make money or do you have to wait until you've lots and lots of people sign up. >> we are capable of making mei money even at the rates we're seeing today our board-certified physicians are capable of seeing a large number of patients >> great robby, thank you for your time today. >> thank you so much it was a pleasure. now here's a look at what's making news as we head into a new week "on the money." consumer prices rose by less than expected last month the consumer price index or cpi increased 0.2% that was below what economists were expecting prices for gasoline and rental housing increased. the modest hike is a sign that inflation is not heating up. that news sent stocks higher on thursday, with the dow on a six-day winning streak for the first time since february. the nasdaq had its best close since march.

the stocks were mixed on friday. sears is partnering up with amazon again if you order any tire on amazon, you can get it installed at your local sears store. the store also plans to make its auto center locations a pickup point for amazon tire orders they already sell their kenmore appliances on amazon up next, we're "on the money. you want to sell your home and get the best price there's a best day to list we'll tell you what it is. and how the tax law is making it harder to write off those charitable donations and what you can do it about it. right now, a look at how the stock market ended the week.

heavy demand and lead supply make this spring a seller's market for housing, but that

does not mean that every house is going to sell quickly or for top dollar there are strategies that every seller should know our diana olick explains from washington >> reporter: even in a housing market with next to nothing for sale, timing is everything listing your home on a certain day and even a certain time of day may make it sell faster and for more money >> thursday. >> thursdays >> our market is programmed to look at houses thursday. >> yes, most agents agree, if you list your house on thursday, it will sell faster. and release brokage redfin ran the numbers on each day of the week, also finding thursday is best why? >> you really want to have the most eyes on your property and thursday seems to be the day to do that >> reporter: most buyers today shop online first and then decide which homes to visit. and most do that just before the weekend, planning on sunday open houses some agents, though, think friday gets you more buzz and urgency at the open house. >> tons of people, all excited, whispering to each other so

that, you know, they don't tell the other people that they're really interested in it. >> timing the debut for your listing is vital, because a listing will get five times more view on its first day than on the next few that's because most listing sites offer alerts to potential buyers when something new comes on but even the timinge ining of t alert can make a difference. >> the afternoon is better on thursdays, all of us are listing. so if you list in the morning, you end up actually on page two of the listings, you end up further down, and you want to be on the top >> myers says she actually likes to put her listings up at 5:00 p.m., because that's when people are leave work or they're done with work and they start their searchings online and that puts her listings on the top of the list and you always want to be on the top to get the most eyeballs becky? >> diana, thank you very much. diana olick. giving to charity, whether you do it to help out a good cause, get a tax break, or maybe a little bit of both, things are changing with this year's tax overhaul, deducting those donations could

be harder to do. sharon epperson joins us right now to explain all of this and sharon, i guess, first of all, what's changing why is it more to difficult to deduct those donations >> well, you know, we've had a lot of changes to the tax code and one of the ones that is the most -- the biggest one that people are looking at is the increase in standard deductions. and that increase is going to cause a lot of people perhaps not to itemize that standard deduction is now $12,000, if you're single. $24,000 if you're a married couple and that means that in order to take a charitable contribution, you have to itemize your taxes that means your itemized deductions will have to be greater than that for you to really want to do that >> for it to move the needle the good news is, if you're not itemizing, it means your taxes will be much simpler to fill out. but if you want to get that, if it's a $200 deduction, it may not be worth it for you. >> exactly exactly. >> so what kind of options are there if someone does want to make that donation >> first of all, a lot of people will say, the reason why i give the not just to get a tax break.

but if you want to get something back in return for what you're giving, you'd want to look at how you can perhaps give differently this year. maybe you'll want to bundle your donations. give a little bit more money one year and not give anything or less another year. >> so you itemize this year and not the next >> exactly or maybe you give highly appreciated assets like mutual funds or stock you can do that, as well and a great way thoat is use a vehicle call a donor advised fund it is a charitable vehicle, but you're pufti ingputting a contri there for a certain amount of money. you can set this up and the money can be doled out over time >> just to drill down a little bit. this means, maybe i have stock i bought 10 to 20 years ago. i would like to donate that stock because it's appreciated so much in value, if i sell it, i'm going to pay a big tax hit on the appreciation. i can avoid that by just giving it away. >> that's exactly right. >> so what are the pros and cons to these funds >> there are a number of pros and cons to consider

you can start with as little as $5,000, but you do have to pay an administrative fee of about 100, and then you can give it out in increments of $50 or so and many who set up these donor advised funds or at least some say, i want to have an endowment or a legacy and they don't give right away and the charity needs your money probably right away that's something to consider one of the things you want to do is make sure you're still giving in the manner you had intended to in the first place and give it to the charity when they need it for the things they need at that time. >> sharon was recognized this week with the survivor champion word by the brain aneurysm foundation if you haven't heard her story, if you're a viewer here, you have heard her story and know about the battle she's gone through the last two years, maybe a little less than that. sharon, i just have to tell you, we are so proud of you, what you've accomplished in your journey, but also what you are

doing now to make sure that other people have prevention and awareness and activism of taking on this cause. >> it's a very important cause for me, because it was my life but it also is really important for so many people out there who don't even know that they may possibly have a brain aneurysm or do know someone and want to know more. so bafound.org is where you can go to find out so much information. >> sharon, we love you and are so glad you're here. >> thank you thank you. >> thank you up next, we are "on the money. she escaped communism with her family and emigrated to america. chef and author lydia bastianich shares her inspiring success story. later, can't find your keys? have a dead cell phone and no charger? the technology that aims to help busy moms on the go. stick around new cascade platinum lets your dishwasher be the dish washer. three cleaning agents dissolve, lift and rinse away food the first time. new cascade platinum.

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simply say, "vote for the voice" or your favorite artist's name into your x1 voice remote. come on! lydia baidia bastianich is known for her italian restaurants, cookbooks, and television series, but what you probably don't know is her journey includes escaping communism with her family and coming to this country as a refugee. she shares her story in her new book, "my american dream: my life of love, family, and food." thank you for being here your story is an amazing one i have loved the book. and i just wonder, why choose now to share your story, your immigration background >> well, becky, you know, i have 13 cookbooks and i thought everybody always wanted recipes from me. but as we went along, i think

people wanted to know more about lidia and get really personal with me and the whole story of being an immigrant i almost kept it kind of hidden, you know you don't -- and i knew that i wanted to write it for my family so i had already begun this. mine is a story of immigration and it ends up very positively >> let's talk about that you say you almost wanted to keep it hidden for a while, but you should be so proud of what you accomplished, where you came from you were 11 years old when you came to this country talk about your journey. >> i was born in croatia, but it was italy, was given to the newly formed communism yugoslavia, italy lost the war from there, we escaped back into italy. we stayed for two years in a political refugee camp, awaiting an opportunity to go someplace in the world that's free that would take us. and i came to the united states with my immediate family, four of us, in 1958, actually and i was 12 and we had nobody here, we were brought here by the catholic

relief services, the catholic charities, the red cross they helped us, found a home so i am a product of people that cared, of an aftermath of a war, troubles, and how one kind of tries to better their life for their children and you know, coming to the united states was my american dream. >> you have built this incredible empire and family has always been central to that. is that really key to your business, being so involved with your family? >> for me, it is it's also very italian, you know the italians, they're family but also in this journey it was only the family all the time, so really, that nucleus of the family gave me strength. and going on into opportunities and business, i needed that nucleus all the time so it was always the family, the support, and then going out there and feeling strong enough to take the opportunities that

america gave me and there were many and maybe my growth is precisely that >> you talk about opportunity and i think back to the story that you've told about julia child coming to your restaurant. what did she say to you? what was it like to have her there? >> well, in 1981, after te years of restaurants in the periphery, if you will, we opened for lidia on 58th street in new york and i became the chef and julia child, lots of journalists and james beard came one day and she was interested in my risotto. we became friends. i taught her how to make risotto, she invited me on her show, i got my own pbs show, and opportunities that came. but the great opportunity about her being a friend until the end was her encouragement. said, lidia, you do for italian food what i did for french food. and she really encouraged me to go up there and kind of mentored me in a way on how to present.

>> let me just ask you i know it must be like asking you how to choose between your children, but if there's one favorite dish, what would it be? >> that's exactly the truth. you know win love pasta, so i would have to say that pasta is at the basis but i love seasonality you know, whatever's in the garden, that's what we ate so i still, this is what i long for. what's new what's coming out? the asparagus, the fava beans, the artichokes, all of these things and i mix them into pasta and make a great pasta dish, whatever but the seasonality of the products is really what pulls me in the kitchen >> lidia, thank you so much for sharing your story it's a pleasure to have you here >> thank you very much for reading it and liking it >> the book is "an american dream. up next "on the money," a look at the news for the week ahead. and for all you moms out there, gadgets and apps to help make life a little bit easier

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with a unique strain that re-aligns your system. re-align yourself, with align. first of all, happy mother's day to all the moms out there. we all know that a mom's job can be hectic and chaotic to say the very least, but today we have some technology that might just help make your life a little bit easier joining us right now is kristen chase. she is the publisher of coolmomtech.com and she's going to show us some of her favorite gadgets and it is great to have you here thank you very much. >> happy mother's day. >> thank you happy mother's day to you. we each have four kids

>> we do, we have eight between us and we needs our lives easier. >> so start me on this, tile i'm familiar this, because my husband loses everything >> they're like a second brain which we all need and our spouses need maybe more than us. you attach it to things you may lose or you want to keep track of you know, i love attaching it to my kid's security blankets, lovies when i'm traveling. so you just go to your phone on their app, push a button and it rings or press the tile and it finds your phone for you >> i like this idea. >> portable battery charges are a necessity these days jackery always wins out for us in particular, this one has n t multiple usb charges it charges phones and ipads. and it can get you, you know, within two hours, a couple of iphone 8 charges >> we talked about this off-camera, but you and i both have the issue of making a cup

of cough tffee in the morning ao getting it until it's cold i call it unintentionaled ice coffee this is the ember smart coming up -- smart cup. it keeps your coffee the temperature you want it at for the entire time you're drinking it >> how does it work? >> just awesome technology it's got this right here, it's built into the cup so you use the app to control what temperature you want it at. you can preset it, so if you know you like your tea in the morning to be extra hot and your coffee in the morning to be warm it's great for the on the go >> and finally, all these pictures i take of my kids i have thousands and thousands of them in my phone. what do i do about that? >> hp sprocket it is my new best friend i have 9,000 photos on my phone. it's ridiculous. get them off your phone. save your phone memory it works so easily

sync it with blue tooth to your own fun, it grabs your photos from your phone gallery and you can do lots of fun things, i've got stickers on these. >> and the paper's not all that cheap, right >> the paper isn't super cheap, but you're not replacing cartridges and it's great for kids' parties. kind of think of it at that angle. also, getting the grandparents off your back. >> kristen, thank. i love all of these, in fact, a couple of these i might buy for myself for mother's day. thank you. thank you for joining us today that is the show next week, a sport with a strange name and growing popularity grab a paddle for pickleball that's right, pickleball each week, keep it right here, we're "on the money. i'm becky quick. have a great weekend why did i want a crest 3d white smile?

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hey, there, we're live at the nasdaq market site on a beautiful friday afternoon the guys getting ready behind me while they're doing that, here's what's coming up on the show >> we must guard against the acquisition of unwarranted influence, whether sought or unsought, by the military industrial complex >> and according to carter worth, investors need to be on guard against a sharp pullback in industrial stocks he'll tell you what to watch for. plus -- >> a million dollars suspect co - isn't cool you know what's cool >> how about making four times your money in facebook in just fo