erchts hi, everyone, welcome to "on the money. i'm becky quick. a helping paw. training the service animals to help veterans make a difficult transition too busy to make a healthy meal for your family the company that says it can help you put food on the table. in the car, how to find the best credit card points, cash back, or something else hot stuff, our jane wells tried the world's hottest peppers. everything was fine until. >> it's really good, isn't it? >> i need a kleenex. >> "on the money" starts right now. >> announcer: this is "on the

money. your money, your life, your future now becky quick. we begin with our veterans each year 250,000 veterans leave active duty and return to civilian life. for some that transition cannot only be physically difficult, but it could have a daily to service animals can provide support for those who suffer from ptsd and more kate rogers has more >> kiss. there. >> reporter: like so many people, matt has a special bond with his dog jason but for rabler jason is much more than a companion, he means freedom. >> independence. independence on a level you wouldn't believe if i was on the road and drop my car keys, there would be no one around, who's going to help me my service dog will.

>> reporter: the veteran had his spinal cord damaged when a mortar round landed next to his position while serving as a marine in vietnam. jason is his third service dog the program has more than 2,200 active graduate twaems acroeamsh country and they're trained to respond to more than 40 demands. >> he picks up items anything from a credit card to something about five pounds, a bag of groceries or something like that and he can tug anything from a desk drawer, a mini fridge, a regular-size fridge, open the door reason, a door, and he can open those doorps as well. >> it cost about $50,000 to raise and train these dogs k-9 for independence covers the cost of raising the dogs while under training, but once they've been matched, recipients are

responsible for vet car and food costs. and after each year of service, the dogs must go through a recertification with the instructors. >> these service dogs have been training for nearly two years and are getting ready to be placed with a person in need. >> veterans returning after having served are trying to navigate a very, very challenging transition, and a transition that probably a lot of us can't really imagine so the dogs are trained to do certain tasks to help them move through life without having to ask for help and wait for help and giving them that sense of security and availability to rejoin life. >> reporter: dogs at the facility are now being trained to help with people with ptsd. for rable, jason represents a partnership and unbreakable bond. >> he looks out for me, i look out for him. he has my back and i have his. >> rable says his dogs have

helped him to adjust to life in many ways. after retiring from the marines he went to graduate from college in computer science all the while with a trusted companion dog by his side. >> how do they pair. dogs with the veterans >> there's a lengthy interview process to match them up overnight they can board with their families to make sure both the new owner and the dog are a good match with each other, that they understand each other and that the commands are working. >> a lopping and arduous fro process, but we appreciate what they do. thank you. joining us now is mike abrams he served eight years in the marines. after active duty he launched four block that helps bridge the gap between service members and the community. thank you for your service. >> thank you. >> it's great to see you. >> thank you. >> after you served you went

back and got your mba. >> i did. >> what happens in terms of what that led you to, what this program is >> when i was on active duty i was in new york and was a recruiter. as part of that i got to go to a lot of events around the city and i had the honor of escorting an iwo jima survivor and through the relationship that i developed with him, he said to me one night, he goes i had post traumatic stress when i got home but there's no u.s. thing as post traumatic stress back then. and the only thing that saved me was my uncle got me out of bed one morning, he took me to stanford oil and he got me a job. he joked he was in the marine division and he finally had meaning and purpose in his life. it was that that got me think about how do we help these vets to give them meaning and purpose so they don't go down that spiral. >> what are some things for

veterans as they return home >> there are a couple things the first thing is really around underemployment. >> i mean, coming into a job that you may be overqualified for at first. >> transition is something we do throughout our entire lives, it's nothing new when you're a freshman in high school you get to be the senior you're the king of the school. then you go to college and you're the senior and you start a new job you're starting all over again we're constantly taking a step back, starting anew and then working our way up it's no different when you leave the military and start a new career you're starting over, you've got to prove yourself, earn your stripes and then move up. >> i've heard corporate leaders like jamie dimon and bobby coatic say people coming from the military are the perfect employees. they may not know what to do at your business place, but they know how to follow orders, they know how to achieve an objective

and they're incredibly hard workers. do you think people recognize that >> i think so. everything is built around taking care of one another, it's built into everything that we do, you eat together, sleep together, travel together, do missions together. and if you feel like you're failing and not keeping up, someone always has your back when you go into the civilian word and corpora world and corporate world, there's a lot less team work and it's a difficult transition for some to make. >> it's hard to think that having that in the work plates wouldn't -- place, that would be a great thing. >> absolutely. >> how different it is right now just given what a strong jobs market it is, how much has that helped things? >> i think it's fantastic. the overall veteran unemployment right now is 2.9%.

post-9/11 it's 3.1%. companies have done a good job in identifying those service members that have been a good fit for their company. the thing that's really starting to improve is the retention. about half veterans leave their first post military job within the first year and we're starting to see that's improving. so there's a better decision for veterans and companies when they come together for hire. >> i want to thank you yore your time tomorrow and more importantly your service to the country. >> thank you. up next, some meal projects keep like complicated gourmet kitchen projects if you'd rather just heat and eat, there's a box member option for you. and later, if you pay your credit card bill, is cash back, a card like that, is that a smart way to save you some money? we'll talk all about it. right now, take a look at

how the stock market ended the week

. milk gets delivered, dinner in a box to your door, but with raw incregredients, it maybe moe than you have time for this idea is that a meal can go from box to stove to table in 15 minutes. thanks for joining me today. >> thanks for having me. >> i love the idea behind this because while i've tried meal kits i'm in the category of people who just doesn't have an hour to make dinner every night. >> absolutely. >> how did you come one this concept and how does it work >> gobble is a meal prepping service that's designed to make cooking easy for busy families i came up with this because in

2010 i was working on my first internet start-up company, just working 24/7 and relying on takeout. >> this is awful, right? >> awful my dad visited and actually brought a suitcase full of his home-cooked, northern indian food. >> yea, dad. >> and he stayed with me back at this time back in 2010 and basically healed me with his home-cooked food and i realized that it wasn't just that food is nutrition, but actually in my life food is family. >> family and comfort i think for a lot of us. how do you do it in 15 anyone's? it's all chopped up, ready to go, fresh ingredients? >> we have an army of sue chefs around the country that are preparing and chopping vegetables so that you can make dinner in 15 minutes and one pan. with gobble you can get a fresh sauce or a yellow curry or a pulled pork, barbecue, a

shredded chicken encha lota that we've been stewing for three days you can't get that with any other service. >> my complaint first of all was there's so much prep that goes into it, you've take that he off the table. the second one is they make you sign up so that you're going to use them two or three times a work do you do that >> we don't. we allow you to order as much as you want we allow a minimum of two nights. >> okay. >> most busy families are home and they want a quick, home cooked meal two nights a week, but we have people who are ordering seven nights a week and that's important for busy folks. >> the third issue, which you have a big family like i do, the price point can be high. it's a lot of times $12 per portion. >> that's right. our executive chef is a family man and these are large, generous portions, so a lot of people using gobble is they get

only two portions and they feed a family of three or four for $24. >> and it's available on walmart now. how did that work? >> it is a game changer. just partnering with the largest retailer in the world has taken us to a next level. >> i want to thank you so much for being here it's great to see you. >> it's great to see you. >> and thanks for the update. up next we are on the money with sign-up deals double points and all kinds of offers credit cards are getting more rewarding. but what's the best way to save you the most money we'll let you know and later how one man is making millions with the help of the world's hottest pepper xfinity mobile is a new wireless network

designed to save you money. even when you've got serious binging to do. wherever your phone takes you, your wireless bill is about to cost a whole lot less. use less data with a network that automatically connects you to the most wifi hotspots in millions of places and the best 4g lte everywhere else. saving you hundreds of dollars a year. and ask how you get xfinity mobile included with your internet. plus, get $200 back when you when you buy a new smartphone.

xfinity mobile. it's simple. easy. awesome. click, call or visit a store today. what's in your wallet? most americans who carry california credit cards have at least one rewards card and many who switch cards do so for better rewards but they may not understand how to maximize what's being offered. senior personal finance correspondent chersharon joins us tips. there are some changes taking place. what are they? >> some of the biggest changes have to do with millennials. a lot of credit card companies want to cater to them that want that experience rather than buying a bunch of stuff. so they're looking at how they can reward them for fancy dinners and they're party nerg with companies like uber to provide them those experience dollars. we're talking about american

express, citi, barclay's chase really started this with this group and now it's taking off. >> how do i go about measuring credit cards >> a lot of people are trying to decide should i get a cash back card or a travel rewards card. with a cash back card you'll get a base amount for every purchase, maybe 1% or more and then you'll get more back for certain cat gords of spending on groceries or gas stations then also you may get more cash back during certain times of the year for spending on certain categories so it's really changed a lot and what's also changed with cash back cards is that you can use some of those points or that cash back to pay your bill right away >> you know, i always kind of looked at it was wanting the cash back because i don't want to figure out the rewards program. >> most people want cash back but those who want travel rewards card are looking at the fact they maybe able to get one point equaling one cent.

they'll be able to add that up and get free luggage or something and they'll be able to get double points or flights or hotel stays. if there's some a line or hotel you stay at frequently, that can make sense. >> so it's worth it if you go through and do the steps behind it. >> you need to know what you are going to be spending your money on and what you want to get for it if you do a ton of grocery shopping, you're not traveling that much, you've got a lot of small kids, a big family to feed, then you want to get that cash back card but if you're a frequent traveller and you're going to rack up a lot of points and miles, then you may want to get the travel card. thing you need to remember when it comes to an annual fee, there are many cards that don't have fees but the travel cards usually have the biggest annual fee. >> is it worth the rewards is it worth the annual fee or not? >> the thing you have to think about are some of the pitfalls that can be with those cards one of the biggest ones is

carrying a balance month to month. you want the rewards but you're not paying your bill in full so that doesn't make any sense because the average credit card interest vate 17%. but for a rewards card it would be 24% or higher that's noting some y something o do some of them will say in the first three months spend 3,000 to $4,000, do not overspend to get this rewards card. the last thing people need to think about is that annual fee do the imagimath, figure out ift makes sense. if you're going to get a free companion ticket, or some other service that you use a lot, but if you're not going use it, don't waste the money. >> thank you. >> sure. up next, "on the money" a look at the news ahead and later, the carolina reaper, it's been named the hottest pepper in the world and our brave jane wells actually gave it a try. >> how do you feel

>> that's good

here are the stories coming up that may impact your money this week. on monday, veterans are day will be observed. the consumer price index will be released on wednesday. we'll get to see if there are more signs of inflation. then on thirst closely watched retail sales number is out and import and export prices for the month of october will be

reported on friday, a look at the manufacturing sector with the industrial production report and toy lovers take note fao schwartz is making a come back in the rockefeller center the previous location was closed back in 2015. you usually don't think of hot peppers as something that will change lives. but it helped one man go from a drug addict to a hotshot millionaire. jane has more open this unusual story. >> these seedlings will grow into peppers which will turn into the hottest hot sauce on earth. >> you feeling it? >> yeah. 55-year-old ed curry loves hurting people he created pucker butt pepper company in 2003 making sauces out of pepper he grows in south carolina guinness world hot peppers like the carolina reaper. >> how hot is hot? like jalapenos, 3,000 skoalville

heat units the middest wounds are about 1.6 million so heville heat millions you're talking about stupid hot. >> he started playing around with peps back in michigan during his college years and while his perp seats and hot sauce are legendary, he says none of this might have happened drugs took over his life both personally and professionally and one night he wanted to end it >> there was a blizzard going on in michigan and i had opened up all the doors and windows in my condo and i was letting the snow in and i wanted to just end my life and i saw this angel, it was a white april perration. and that apperration told me to go to a certain place. i was like oh, crap. i packed my camero up with a bunch of booze and drugs and gunds and guns and i drove out moo this blizzard to find this place. >> he said the sign he was told

to findlet led him to a rehab place. he then created pepper butt company 15 years ago 50 year revenues were $89,000. last year, 1.5 million so how i do? it was the hottest thing i've ever tasted. >> how do you feel >> that's good so i had more, and more. but i was handling it well he says women can take the heat better. >> she's a pro. >> turns out a wasn't such a pro. two hours later i found myself inka pass tated in the woods with cramps i haven't had since childbirth. >> i won't lie, it's like eating lava but that endorphin rush takes over and it feels good. >> he says they also have medicinal properties that may save lives

they've certainly saved his. >> i can show no matter how low in life you get, there's always a chance to succeed, you just got to ask for help. >> his pepper butt peppers have been made famous because they're the sauces on that youtube hit show called hot ones where celebrities eat hotter and hotter sauces on chicken wings he even created the last dab, which is the ultimate sauce. i tried that, becky, don't need to do that again back to you. >> you are a braver woman than i am i would never in a million years try it what was it like tasting it eating it? >> it's the hottest thing ever, but it still has flavor because he's a real botanist in creating these peppers. you just kind of absorb it and think i'll have some more then it's an hour or two later when it works it's way down in your system that you think i'm going to die. >> so is pucker butt the appropriate name for it. >> well that's even further down later on that's a year later, that's

where the name came from, i had a little bit of that too too much information, i know. >> that's all right. i asked for it how much did he spend to start the business >> well, he wasn't banking after he got out of -- stopped being a drug addict. it's an incredible life. so he maxed out all his credit cards and used about $400,000 of his own money to start it and he's been an owner the whole time. >> wow jane, thank you as always. you bring us the best stories. we really appreciate it. >> you're welcome '. >> that is the show for today, everybody, i'm becky quick thank you so much for joining us next week, what do if after you retire you want a doover you might call it a retirement reset. each week keep it right here we're on the money, have a great one and we will see you next weekend.

we're live on the market this friday afternoon getting ready for the big show in the meantime, here's what's coming up. >> announcer: ge shares are getting slaughtered. but if you think the glad bath could be nearing an end, dan nay on this has a way to play for a bounce plus, attention walmart shoppers the chart of the dow stock has been breaking out. and carter worth says there's more gains in store for the retailer when it reports earnings next week he'll break it down. and,