hi, everyone welcome to "on the money." i'm becky quick. the checkup of your future, how your visit to the doctor can change radically what it might mean to your health and your wallet deadlines to watch and conversations to have. how you can save some cash. design on a budget ideas from the stars of "queer eye for the straight guy" on how to make your home look like a million dollars. toy story, a gift guide no matter your kid's age. to furry friends, "on the money"

starts right now. >> this is "on the money." your money your life, your future now, becky quick. >> we begin with your health and a new type of checkup. with virtual reality, doctors at new york's mt. sinai hospital have given the typical medical exam a high-tech upgrade in this week's cover story, our christina farr went to check up the checkup of the future. >> lab 100 is a hybrid clinic and research lab where we're prototyping the clinic visit of the future. >> before i got to the clinic i filled out a questionnaire so the doctor knew about my lifestyle. first on to do list, a photo then we went on to do the preliminary exam. >> high level of physical activity and you're getting about equal amounts of vigorous, moderate and walking activity. and your sleep efficiency is fair which means that the time that

you're in bed you're not asleep. >> there are eight stations at the clinic they checked my blood pressure first and took a little blood to measure my overall health. i watched a video to see how the exam works i'm learning about blood 2 million blood cells are produced by the blood marrow every second. >> if you go to your primary care visit you have typically about 18 minutes and most of that time is spent screening for and diagnosing and treating disease and that leaves us ill equipped to talk to patients about their behavior and lifestyle factors. which we know are critically important. in fact, your behavior and lifestyle account for more premature deaths than medical factors. >> other stations tested my balance, strength, cognition and there's even a dexterity test after the test, i met with the doctor to discuss the results and find out what i can do to stay healthy. >> your balance was low/average.

we recommend physical activities that strengthen your core. and will it will improve your balance. >> still, it won't replace your family doctor. >> potentially it's a self-service kiosk or stand in your local pharmacy. a way of getting a more lightweight health assessment that provides a complement to what you'd get from your primary care visit. >> dr. david stark who led me through the tests and results was appointed the chief medical officer at morgan stanley. the first ever time they have appointed someone to that role. >> it's been a few months since you did this have you been doing what the doctor recommended based on the test they took >> well, i'm happy to report i did some yoga last night so i'm definitely doing something about my core. i was told i had terrible balance. this really gave me a sense that i needed to be doing more now so i can preserve my health for

later when it matter. >> thank you joel dudley is from mt. sinai and created the lab 100. by the way we should tell people you're a ph.d. not only did you go through medical school but you went through engineering school so you're combining the two things. >> correct. >> when you looked at the traditional checkup for people, what was missing >> what was missing was actually data all right, so we're obviously on this convergence of sort of artificial intelligence and health care and there's a lot of news articles about it but the current health care system collects almost no data and when it does it goes out the chimney. the current health care systems are not set up to do it. >> what about a cognitive test, sleeping patterns, what do they tell you about what my future health will look like? >> sure. one of the key answers we're trying to answer is what if we

had a health record. in lab 100 we try to measure your cognitive and your mental state. >> do people actually listen when they go through -- as we just heard from christina, yeah, i haven't done enough, i did do yoga last night. when you're getting a prognosis like this how many other patients say okay, i'm going to do this and stick to it? >> one thing we're finding at lab 100 when people see all of their information in one spot they're more -- at least they tell us in the experience they're more compelled to act on that information this is an ongoing thing, we just opened up lab 100 but when they see the big picture of the story of their health from your brain to your body and everything they're more likely to act on it. >> this doesn't replace a doctor but it works with what your doctor is telling you. who picks up the tab a health care company? >> that's a good question.

we have a living prototype out in the wild. who pays for it now, we're testing a model with the current lab 100 where of course someone pays out of pocket insurance doesn't pay for this but as we build the outcomes that this is improving health and outcomes that insurers will pick it up we have to build the body of evidence. >> where are you testing it? major cities on the coast? >> we are testing it right now one in new york, upper east side and we're actually planning different versions of ones, more smaller versions something that looks like a shipping crate that you drop in the self-insured insurer why mount sinai is doing this, this is moving the health care to where they work we have cvs and aetna coming together and they'll present a whole new type of opportunity to experience health care in your neighborhood this is something we're trying to prepare for with lab 100. >> what life expect -- how does

your life expectancy chart change if you're sleeping well, core strength, shows you're exercising, what does that do? >> people wonder why it's useful, it's the hand grip strength one of the largest stu des ever published that your hand grip strength correlates with all types of morbidity and mortality. it's something i didn't want to believe to be true because your hand grip encompasses your physical strength and your neurological function and the ability to contract the muscles >> if somebody has a strong hand shake it means something >> it means something. >> this is a lot of personal information that you're gathering. you're not the only one doing it how do you safeguard that information? >> well, the good news is we're building this inside mount sinai and we are under the hipaa regulations so the benefit of doing this within mount sinai versus saying a garage in

silicon valley we are leveraging the secure infrastructure that's in place in our health system. we take that very seriously. and because we're computer science people, we are trying to integrate next generation cryptography and security into the system. >> have you done it yourself >> i have. >> what did it tell you to do? >> i have terrible balance like christina had up one of the surprising things it showed i had a good attention span and everybody who works for me thought i had the attention span of a 2-year-old so the numbers sort of belied everybody's experience with me. >> well, joel, thank you we appreciate your type. >> thank you up next, we are "on the money. the countdown to the new year is on we have tips on how to take care of your finances before 2019 rolls around. later, interior design 101 budget friendly ideas to create a beautiful home right now though let's look at how the stock market ended the week

with only a few weeks left in 2018, right now is the time to give yourself a financial checkup. senior financial correspondent sharon epperson has tips on what you can do to take control of your finances and save some money before the end of the year this is stuff we should be doing throughout the year, but what should we be doing now as we get closer to december 31? >> let's talk about the concerns that people had going into 2018 and it starts with unexpected expenses four out of ten folks say that's what i'm worried about a lot of people were worried about making ends meet and health care, of course as we close out 2018 how do you rectify this if you're still concerned about it in terms of the unexpected expenses you need that emergency

fund the great news is that we have seen interest rates rise on savings accounts and so this is the time to shop around, make sure you're getting the best rate that you can for your savings for that emergency fund. you also want to take a look at budgeting. there's no way to make ends meet if you don't know what's coming in or going out. you can do it on the phone and who can help you to figure out how to keep to that budget as we close out this year. check in with the financial adviser too. >> you mentioned health care expenses that's one that people are thinking about not only what they have paid this year but what they do next year what should people be focusing in if you're worried about next year's costs can >> one of the things that's very good to do, make sure that you kind of bundle or schedule as many appointments as possible before the year ends if you have a flexible spending account with your job, know that you'll lose that money if you don't lose it. some will let you carry over $500 to next year, but some won't.

in terms of the health savings account which is a separate account you may want to make sure you get reimbursed by the end of the year. >> especially if you have a big issue, like a surgery or a pregnancy. something you'll be using the dollars for. >> exactly. >> the holidays, you know, doesn't expect put you in the holiday mood to start to think about having conversations with your parents and kids about budgeting. >> well, i'm a little strange so i think it's exciting. >> well, you are strange. >> well, it's an important time to set it the legacy this is the time of the year you're with loved ones getting a copy of your credit report and your credit score is an important thing to do the other thing to do is check your beneficiaries if you had a divorce or a death in your family, you want to make sure the beneficiaries are who you want on your insurance, on your retirement accounts then the other part is the estate planning and it's not just because i'm going to pass away it may be as we have talked about a lot if something happens to you and you get ill i think it's a strengthening

exercise it's not -- you know, i'm so sad exercise you're laughing. >> you're a grinch and a weirdo. >> no, i'm not >> but i put my own finances in order, so i hear you. >> you know, i will say when my son complains because i gave him a money lesson gift instead of a money gift for the holiday, i'll say becky said i shouldn't have done this. but i didn't listen. >> it's great advice i have a lot of the stuff in the order. so i'm with you. >> thank you. >> sharon, thank you always good to see you. >> good to see you too up next, "on the money," does your home need an update? we have the tips and tricks to make your home look great without spending a fortune later, are you stumped on that to get the kiddos this year we have a holiday toy gift guide that's fun and wallet friendly ♪ there's no place like home ♪

argh! i'm trying... ♪ yippiekiyay. ♪

mom. ♪ whether you have moved into a new space or you're just looking to spruce up an old one, how can you make it look like a million bucks without breaking the bank joining us right now are carson kressley and tom -- of course you recognize them from bravo's "queer eye for the straight guy. now they have teamed up for bravo's new design show called "get a room." >> thank you we're psyched to be here. >> everything you do comes with a very great appeal. i love even the name of the show that's out there i need your help very badly. >> okay. why, what do you need to do?

>> i'm like everybody else out there who is stuck in the position where i'm just moving through life i have rooms that i -- we moved in, we renovated, we did stuff and now i have done nothing. it has been years. >> i think the design part -- the architectural renovation is maybe a little bit more -- there's more by the book. >> well, there are people who walk you through this. >> and then it's the design part, what we do on our show, that's really about your personality, your sensibility. >> your style. >> it becomes very personal and people start to look -- they almost become paralyzed. >> here's the problem, i don't know what my style is. tell me. >> a lot of times you don't know what your style is tom had a fantastic show called "dress my nest." he took people into their closets and said this is a great way to find style cues everything is roughly in floral and kind of bohemian, then you might want a shabby chic kind of

vibe. >> that was pre-pinterest. >> that was in 1947. >> the wheel was just invented >> a lot of chintz. >> now with pinterest and other apps like this, you can create the vision boards that tell your story. >> just flipping through i like this looks. this looks find a theme. >> use the feature, you start liking things -- >> it starts to bring -- >> retailer site or a pinterest, you will see a through line. and you'll be like, wow, i'm kind of -- my vibe is like equestrian chic or boho, whatever. >> i think that might be yours. >> yeah, mine. >> tell me the biggest mistakes that people make when they design rooms. >> i have done this too and this is how the show kind of came to be that i bought a house in pennsylvania i have always lived in new york so i was used to designing one room is pretty easy. put all your stuff in there and there's nothing more you can do i have my bed and my table, i'm good but when i was designing a larger space, i was like i can

do this, this is easy. i just bought stuff that i liked. but i didn't have a plan so i had a bunch of stuff that didn't really relate rooms that kind of didn't feel connected. so i think having -- that's what i've learned from tom on the show have an overall plan that you can follow as a road map. >> i think the great way to do it, to understand the location of where you are the architecture of what you're dealing with also understand your lifestyle your point of view how you want to use the space. how you entertain and live then you start to connect the dots you look inward. look at yourself and your architecture and your own point of view, that should be -- >> like when people are doing santa fe in the '80s, wait, you live in new jersey this is weird. >> people want to be thematic, you might like things that lean in a direction and have that aesthetic, but you live in the suburb in boston.

>> your house might be a colonial probably not going to work with the architecture. >> thank you, this has been therapy for me. >> you're so welcome you're awesome. >> my producer will pay you. carson, tom, thank you both. >> thank you by the way, you can catch them on "get a room" on bravo at 10:30 eastern time are you looking for something fun this holiday season guess what we have the hottest holiday toys that will entertain the entire family stick around

here are the stories coming up that may impact your money this week. on monday, we'll get construction spending for october. and we'll see how many cars were purchased in november. on wednesday, the beige book will be released on economic conditions and walt disney was born on this date in 1901 this month by the way also marks 90 years since the debut of mickey mouse on friday we'll see how much credit card debt americans had in october and how many jobs were added or lost for the month of november. consumers are planning to spend more than $1,000 this holiday season on everything from decor to gifts according to the national retail federation if you have some kids to shop for though and are stuck on what to get, guess what, we have some answers. joining is jackie breyer, from toy insider. thanks so much for being here. >> thanks for having me. >> i was just saying it's so much harder to pick toys now

that i don't have a national toy store like toys "r" us that i can hang out in. i need somebody to curate this stuff for me so gross stuff is big, it's big in my house. >> kids love to talk about bodily functions, fart and smells players have to sniff the cards -- >> i was trying to smell one. >> these are not the gross ones, don't worry. >> yeah. >> peel it open. then you have to take a whiff and guess what it smells like. >> feet. that's - >> that's crayons. >> that's not crayons. >> no? >> you smell. >> it's a tough one. but then the person who guesses the most correctly gets to pick any player of their choice to smell one of the stinky, awful cards. don't even open it up. >> diaper blowout.

ugh. here's another one, smothered in b.o. that is horrible >> imagine it was opened we don't want to go there. >> the next one is collectibles. radical reveals. so toy companies are taking products, you know how kids like to unwrap and unbox products these make it so much more fun these are party pop teenies. it's a party when you reveal your product you follow the arrows. >> oh! >> so you reveal a little ball a little accessory they come in these two packs so in each two pack you get -- it's so cute and fun. >> what is this thing? >> fun pets for kids pomsies. you can wrap it around your arm, put it on a backpack if you press down on their little nose, you will see the eyes light up. makes cute sounds.

then if you hold it down one second longer -- >> they vibrate. >> they go into dance party mode there you go shake her up and she'll sing faster and faster and tell you to freeze. >> dance party, i like it. >> so fun. >> i'll shut her off >> all right. >> this is our retro trend remember oregon trail from when you were a kid >> no. >> it's a fun computer game from the '80s this game you take the covered wagon, you're crossing the country in the oregon trail trying not to die of dysentery. >> so, there's a good goal to have. >> so this is just like the original. >> what's old is new again dysentery for everyone, great. >> what is hand-ammonium >> so you put the tiny hands on. you try to complete challenges >> high five yeah. >> you have to do things like

try to untie your shoe flip a coin. pick up cards. >> are you kidding me? >> there you go. >> all right, i get it. >> so it's a lot of fun for the whole family you know, around the holidays. >> i like it. >> silly, lots of laughs. >> these nonboard game games are pretty cool. >> there are so many, so popular. we love it. >> thank you so much for coming in great to have you here like i said i need all your lists for curating the stuff. that's the show for today. i'm becky quick. thank you for joining us next week we'll have some money moves you can make right now to keep your tax bill as low as possible before the end of the year each week keep it right here we're "on the money. have a great week. see you next weekend

leigh, there we're live in times square the band is back together tonight. here's what's coming up. >> it's been a wild few months for the market as wall street hopes for a year-end rally, dan nathan says there's one group that could be left in the dust plus -- athleisure stocks are soaring. but michael khouw says one name looks a little stretched he'll give us the trade. and later -- investors are