tv Mad Money CNBC January 23, 2019 6:00pm-7:00pm EST
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>> that was mine. >> yesterday's. >> they're making a coming to america. it's not a remake. xilinx when there are three digits on that sucker tomorrow, remember i told you so. >> that does it for us see you tomorrow at 5:00 "mad money" starts right now my mission is simple, to make you money i'm here to level the playing field for all investors. there's always a bull market somewhere and i promise to help you find it. "mad money" starts now >> hey, i'm cramer, welcome to "mad money." welcome to cramerica i am trying to make you money, my job is to entertain, teach and put things in context so call or tweet me @ jimcramer. you know who wins on a day like today where the averaging see saw back and forth, s&p gaining.
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nasdaq gaining 0.8%. you know who wins? the giant hedge funds who treat stocks like play things, fliting in and out at a moments notice >> booo. >> oh, this is a rough environment for individual inventors who prefer to own stocks net rent them because hedge funds are in control and change the factors right now oil declined today because there was no news about china and into news is bad news so the s&p got hurried from its highs in the morning before rebounding later in the afternoon when oil which was going down did a u-turn today is a ridiculous example of the daily strangle the hooligans they have over the entire stock market the whole market surge at the
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opening bell for good reasons. mostly because four big cap companies reported incredible numbers. buyers flocked to buy those stocks and the pin action reverb rated all through the entire stock market by 9:51 dow up, s&p up then oil suddenly took a vicious turn for the worse, dipping more than a dollar. and you know what happened, soon after oil went down, yes of course, the s&p with it and dow following a bit later. in the navy oil battle the hedge fund high schoooligans sent then the red by as much as, well, it was up early in the day. that dropped the dow nearly 100 points into the red despite
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spectacular earnings from three of its members, this decline was linked to the price of crude during this period that i mon t monitored everything, during this period nothing else happened other than oil going down in price. so oil rebounded as if my magic, next thing the averages came back yeah this infuriates me 90% of the companies benefit the stock should go up when crude drops that's good. makes a mockery of what investment should be about hedge fund hooligans don't know anything about the company they trade because they're part of some s&p basket. to them stocks are ears of corn and all pretty much look alike pennsylvania silver queen that's an toed one. yeah that's why days can be discouraging but don't despair,
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longer term stocks behave more rationally oil plunged in early 2016. was good for the economy cheaper for plastic cost and consumption. most companies will be winners from oil prices and stocks be winners too. you got to be patient wait for the quarters shorter terms the hooligans will always win because you can't marshall the buying power to take the other side of the cell trade, you don't have the money, and even if you did, they go so fafrt wouldn't do much good. don't fight the hedge funds daily where they are strongest fight them over the long haul where they're at their weakest some firms make money every day, every hour, every quarter, their clients will leave if they don't but you don't have to leave every day, you can take your time for high quality stocks
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with amazing results including those who do better when oil goes lower how do you identify these long term leaders it's easier than you believe we have four reports today that stand out in strength. when it comes to these individual results we know the traders involved with the market minute to minute don't give a hoot or figure, i'm not sure what hoot or fig means, but my wife lisa says it to me when i don't know what the heck i'm talking about. often the hedge funds don't give a hoot or fig about the companies. longer term actually matters, ibm, procter and gamble and comcast all blew away the numbers. i like everything i heard from ibm's reportings last night. and best clean quarter in ages no hair on it so to speak. first the company is making
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major strides in hybrid stroud with private on premise cloud with off premise one so many markets have to migrate to the cloud it's huge, making strides and helping health care industry with good blockchain help meanwhile ibm businesses in true position with consumption of the merger with red hat to give ibm leg up in cloud business it did have a weak third quarter but made it back this quarter, quite impressive then procter and gamble with giant earnings with terrific i'd, skin and personal care grew in teens fabric and personal health care, mid digits each top markets experiencing growth with china up 15% thought we were supposed to be at war with them ante up 16%.
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japan up 9%. who would have thunk it. and e-messier increased by 30% i can see it going up 5% when everybody upgrades tomorrow. how about -- aero space where whitney gave you 22% organic groij, they spent $10 billion to construct aircraft engine that sold more than a thousand and saw its stock shoot up and has much further to run comfortable grew faster than anticipated. company's disruptive technology. see a theme. the platforms brought a new flock of subs. best all, sky acquisition giving comcast a boost. so much of europe is under penetrated u.s. is tapped out makes it all the more amazing comcast has so many new
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countries here but it is when can comcast racked up a 5% gain and we told members of of the club they should keep buying the shares of this charitable trust. will oil companies report win tomorrow we have great numbers. -- bottom line on a moment to moment basis this market may be control bid trader who's only seem to care about the price of oil it's why we sold off this morning and bounce back over the day over the long haul individual companies do matter so we heard from ibm, united technology and comcast so encouraging for the future of these great american companies mark in florida. mark >> hi there, jim i want to thank you for all of the great advice over the years. >> welcome. >> i like the quote, the banks lead us out of at businebyss
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which i hope i do. i've been buying key bank, started buying when it dropped to 2010 and last time i bought it was 13.85 with average cost of 17.71 i know the earnings per share fell a little below expectations but their revenues were good what do you recommend doing now? >> sometimes what i like to do is read the quote without seeing the stock. i thought it was quite good i thought the key did good i think the stock was wrong, it's since bounced back. i want you to reinvest that dividend and thank you for those nice words let's go to matt in virginia. >> jim, it hurt mez but going to give a big chicago bears booya. >> what can i say doink doink booya. >> my question what is your take on lumber liquidators. >> why do we need to do that,
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why not just buy home depot. big buy back we're all drawn to slow-dollar stocks and i also know by the way how hard this industry has become but i do like home depot. let's go to everett in connecticut. >> i was going to say boya but think i will say hooya i was invited to be on the salute for veterans show and thank you again. >> thank you for serving terrific. >> when i was on the show i asked about monster beverage and how the share price was demolished after the arbitration case was closed with coke during the last earnings call listened to investor on webcast of the 17th of this month and very little was mentioned except the negotiations were ongoing and more to follow in quarter two. >> yeah you're right. >> so my question for you, jim. >> yeah. >> is with the price of the stock rising now and the stock
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repurchase plan in place by monster, should have i my own stock repurchase plan in place >> i didn't like that call that much i don't like the fact, james quincy is the greatest guy, this coca-cola guy. by the way there was a 5:15 interview with him was stellar, replay it. i say the stock is too dicey why not buy stock of coca-cola it's doing good job. moment to moment is controlled by oil but over the long haul earnings do better tonight, we'll talk about stunning miscall by officials that kept a team out of the super bowl i'm explaining why the market can learn a thing or two from the uproar the idea apple should buy epic causes epic questions and twitter went nuts on if and i'm telling you what i learned and i'm turning in tonight's homework so stay with cramer. >> don't miss a second of "mad
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. . you almost never hear me say this but i wish the stock market was half as regulated as the nfl. when football ref has a fumble like the call against the saints, the fans have a immediate outcry for better officiating, instant replay, new rules, anything to make a clueless ref can't prevent great teams from going to the super bowl only if only we had similar outcry about the rules of the majority unlike nfl who cares about its reputation people who run the changes clearly don't care about their
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reputation there's so many blown calls no one does a thing. the exchanges are far from alone in their disinterest the companies themselves seem oblvious what happens to their own shares and the stock market market seats grow empty every time there's some crazy action to make investors believe the game is rigged against them. take a look at the august 25th, february 2018 under mining our trust in the asset class. the swift nature of decline in couple hours as well as four occasions before, had far more to do with lack of officiating than the fundamentals of the actual companies that the stock is supposed to reflect when stocks went into free fall the day before christmas should have prompted maybe treasury or sec to ask what happened how could it crash on day
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there's so few players simple the rest let -- the refs let the whole game get out of hand and the investor gets blast to kingdom come there was no reason for the crash of 2010. i knew there were no refs on the field to stop the play i was on tv august 2015, i could see the machines couldn't adapt to 8% decline in china of all things, faint whisper from a official on saturday light station on friday that few heard of that maybe there's need for interest rate. the oil go to the 20s turned out great. -- and the half day before christmas, what was that crash about? sure, treasury secretary's bone head attempt to reassure the markets that the banks had liquidity by calling the banks
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something no one was worried about had you not put it in their help, it didn't help there just weren't enough buyers on the other side of the trade maybe we shouldn't have open that day geez do we have make money every single day after the crash fewer players trust the asset class, deservedly so, yet nobody with authority seems to care about this the other crashes occurred when cd rates weren't competitive listen up leaders of the universe who run the stock market that's no longer the case cds are great. i think there should be investigation what happened to the american stock dream how do we let mechanics drive individual investors away from the market why do we care more about football than retirement funds for now nobody seems to be upset then me. maybe they'll care when seats in the stadium are almost empty that's what will happen if we get few more of these events we
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know these events are inevitable when the players run wild without a care for what happens to the individual investor horse collar tackles. it really doesn't matter yeah, helmet, to helmet, you usually without the helmet listen, if we want a capitalist democracy the stock market need to work for ordinary people not just hedge funds when regular investors can't participate in the greatest engine of wealth creation let's just say something has gone very, very wrong stay with cramer
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what apple could do to bring some life back to its stock. investors can't appreciate the real story, apple's fabulous ecosystem fueled by innovation giving them rapidly growing revenue stream i suggest they turn the iphone and apple watch for small monthly fee for electronic medical records empowering you and maybe the company should buy epic system, a privately held company, that's one of the two leading players in the industry and by far the best. turns out the story is more provocative than i accept anticipated. we received a lot of feedback much of it negative about the idea and about apple other ideas were constructive. this is a example. it's what i was going for to start the discussion to figure
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how apple stock could possibly put its technology to work to innovate the health care industry on behalf of you the customer so going back to my feed giving more attention than any other story on the start of the show every day there's new stuff and i think it's worth getting deep into the weeds here. i challenge you to continue to focus on the notion of apple, innovation, empower play and health care. we aired this last tuesday and news broke about ways to use the apple watch to help seniors. includes features like fall detection and heart monitor and could help patients catch various issues early resulting in better outcomes with fewer costly visits to the doctor's office second, the very next day
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johnson and johnson announced a research study where they're collaborating with apple, negotiate, using the watch's electro cardiogram function to monitor heart patients j & j is testing a new outto see if it can improve outcomes to people with atriole fib rilation could improve the outcomes of 33 million people living with this condition that leads to strokes and other devastating complications 150,000 deaths and hospital stays every year. it is over looked by everyone. one more about apple's inover ap innovation and what it means for you and ceo called for more regulation of tech companies,
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argue and we need comprehensive regulation and here's my favorite line. right now all of the secondary markets exist in a shadow unchecked outside consumers, regulators and lawmakers he said we're living in a giant episode of black mirror. last week i told you apple would have advantage in leblgt relectc space because they're unhackable than most tech companies but many don't want to trust apple with something as sensitive as their medical records. sooner or later some gigantic tech company will be compatible with many software systems used by doctors and hospitals i bet you alpha bet is coming up with something like this.bet is with something like this apple seems like the right
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choice we trust them with our credit card information, family photos and theoretically not safe for work photos apple is not a facebook in disguise, not looking to sell your information to any bidder let's get to more reactions, some wonder why apple would want to get into the messy electronic health care business that's why it's a mess because there's no inceptive to cooperate so the hospital may not cooperate with your doctor it can't talk to other systems it doesn't matter so there's a huge need for outside player to come in and create like say the iphone or the apple watch. that the opportunity plus two weeks ago tim told us he wants apple to be integral narita health care in part to break the company's reliance on iphone sells and to empower the
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custer to innovate. >> our business has always been about enriching people's lives and as we've gotten into health care more and more through the watch and other things we created with research kit and care kit and putting your medical records on the iphone, this is a huge deal and it's something that is very important for people we are democratizing it. we are taking what has been with the institutions and empower the individual to manage their health we're just at the front end of this >> that's what an epic buyer would do, empower you. now other critics pointed out historically and i quote apple isn't good at the enterprise, end quote. that's why i want them to buy epic which has great product for enterprise i know it's not for sale but apple brings scale to the
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consumer, the patient, you some argue big combination will be difficult to integrate when talking about two companies with famouslily closed operating system apple has more resources than any other company and epic systems isn't even that big. wouldn't be surprised it would caught $20 billion and apple is sitting on $123 billion in cash they crushed the music industry with itunes how much more important is your health we got the dismissive answer ceo controlling sharer of epic said she would never, ever, ever sale okay in fact they have provisions to keep it private even if she retires or passes on fair point maybe she can't be persuaded e to sale. fine, epic didn't want to sell should go to certainer publicly trainer company worth $17 million. they can revolutionize the electronic medical space and give their own business a boost.
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apple could give a way for every hospital and doctors hospital in the country and charge you $10 to maintain your health database we want this on your watch who wouldn't pay for that to avoid heart failure or stroke. the clinic needs a hand shake between their people and the makers of apple watches could save 7 million people by heart failure by giving them this. it's not innovation, it's like a timex. finally, while we get hundreds of responses, i want to call it the single most thoughtful response, came from john lynn at tech guy on twitter. founder of health care scene which is a network of health care i.t. blogs, a world i discovered that man is cool. i will read one. juldy is the owner of epic if she was to sell apple is an
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interesting acquire. apple has more trust in handling data than most technology companies. is it enough probably not today i think judy still trusts her accept and epic to protect their clients data a thousand times more than trusting apple to do so end quote. that was so thoughtful and constructive point, really liked it. if you are running electronic health care apple is ideal because they're trusted by consumers and they want you not the doctors or hospitals, but you to be empoured at the end of the day the electronic health records won't work the way they're supposed to, something many critics refuse to admit. it's plain as day to anyone in the system not that you can't transfer directly from one system to another. this also means you can't track outcomes to measure what works and what doesn't because you
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have separate silos of data and there's no incentive for any players to create a universal silo and apple could solve that by creating universal health data on your device on your watch you wear it, something happens, boom they scan it, go to the doctor, boom, you scan it what's the matter with that? bottom line one way or another apple is uniquely positioned to revolution the health care position they can make a acquisition, could build their own system, focus purely on the repository of data. anyway to approach it will be a win for patients and apple shareholders and huge for those who claim apple no longer innovates. that's hog wash if coming up with a brand new device that could save millions of lives isn't innovation what the heck is sean in california, sean >> jim, i got a question about
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facebook. >> sure. >> in the past two weeks it's been on an uptrend and broke over 152 but couldn't hold i notice in the past few days there's significant selling, i'd like to know your take, is it a buy, hold or sell going into earnings >> huge gain should have sold more when it was higher. does sell some i'm going to be honest, but facebook stock was down three and change and one point down four today here's what karen cramer would say, hey, jim, somebody knows something that you don't know. she was always right apple's position revolutionized the position of electronic health care records there's many ways to approach it, start being more constructive on twitter much more "mad money" ahead. including under the radar biotech working to disrupt the global market for cancer
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treatments expecting $150 billion by 2020 i say a under the radar biotech will disrupt it and then sparks flying in one stock kvm an opportunity to plug in your province and all your calls. tonight's edition of the lightning round. so stay with krarnl. cramer. cramer cramer. your brain is an amazing thing. but as you get older, it naturally begins to change, causing a lack of sharpness, or even trouble with recall. thankfully, the breakthrough in prevagen helps your brain and actually improves memory. the secret is an ingredient originally discovered... in jellyfish. in clinical trials, prevagen has been shown to improve short-term memory. prevagen. healthier brain. better life.
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time to play stump the chump. every time i get a question about a company i'm not familiar with or i haven't been following closely i always admit to be stumped then i circle back and do the homework and give you the considerate response you deserve. this is most self proclaimed interactive show on television but not a show you cuff the answer let's get to work. october 29th, that long i sat on this homework, an f for when i handed it in smart global holdings, i said i need to do more digs, it's a tiny company that makes special memory stores in hybrid chips, ram components, think flash
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building blocks of modern devices. exposed to many systems. we've talked about it about 13 months ago at the time the stock exploded higher and there was a partial exit of their sponsor. and the fact it is a boom or bust business. i gave you speculation if you liked it buy it but warned be careful. don't want to you get burned was a smart trade but dumb investment in next few months up 70% since then the stock has plummeted you need to take your products while you still have it. what make wrong simple smart makes commodity chip and last year had a splash in d ram to crush the the ire group. this is boom and bust industry same happened to micon and
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industry down a third. just two weeks down talking about earnings 73 cents per share wall street looking for 1.32 today 21 bucks you can say smart is cheap four or five times the earnings only if they can make the answerings estimate which seems unlikely if you want to bet on d rams i'd much rather stay away from smart. bet on a higher quality cop maybe like micron but really want you to own lamb research. reported tonight, stocks up big, nasa mon stefr buy back. if you look where this stock is versus where it was it is dirt cheap and up 10, 11, 12. i would be a buyer of lamb research much better than smart.
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another company i talk about before but don't follow regularly. athenex is focused on new ways to fight cancer with few early stage programs last phase before getting fda approval they have a oral agent drug repackaged to be taken by mouth, seems better than injection. it a treatment for -- a precancerous skin condition now october 2017 i told you to speculate with this stock only with money you can lose because these are risky, sometimes in the morning will be down 10 from 13 to 3 that's the what we're talking about. at time was $13 stock and now $11 stock. not good to be completely honest i don't have a great read on the signs but there was a lot of positive
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commentary late last year. plunged from $20 to $11 on very little news. i don't see that much risk early stage biopharma is always dicey proposition. so if you speculate only do it with your discretionary "mad money" portfolio not your retirement portfolio it doesn't deserve to be there it just doesn't. "mad money" back in a moment makes it beautiful. state of the art technology makes it brilliant. the visionary lexus nx. lease the 2019 nx 300 for $339/mo. for 36 months. experience amazing at your lexus dealer.
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lightning round sponsored by td amertrade ♪ >> it is time! it's time for the lightning round! buy buy buy buy buy >> i'll play this sound and the lightning round will be over are you ready? we will start with cesar in california cesar! >> hey how you doing jim. >> couldn't be better, how about you. >> doing great go birds. >> go birds. >> can i get your thoughts on pg and e. >> too hard for me anyone who thinks they know is dreaming i say stay away.
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how about abdul in california. >> hello how you doing mr. cramer. >> dog okay how about you partner? >> i'm doing awesome, thank you for taking my call really appreciate it. >> of course. >> for many years i listen to you, this is the first time i'm calling you. >> yeah my company is china he's electrical called nio. >> well look that is a total dice roll. i'm not recommending chinese stocks, $6 non-retirement money roll the dice i prefer the casino but thank you for your inquir inquiry. tom in colorado. tom! >> cramer hooyah. >> hooyah. >> at one time you made a very good comment about the ceo of visa what do you think of the stock. >> i think al kelly is doing great, i liked the previous guy, he did a good job too. here's the problem of the thin tech stocks, visa, i prefer
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halftime e -- mastercard and then paypal and then visa. but they're all, look, i think visa is terrific let's go to richard in new jersey >> hey i love your show. listen, i have caterpillar and down a big chunk earnings come out monday. >> it years 3.6. doubt it will go to 3% it's going to do fine. caught in a web of trade talks with china which isn't that important but it is important i like caterpillar but i'd wait to see what happens this is one wild market. i want to go to will in texas. will >> hey jim, how's it going >> it's going okay i got a big dinner tonight with a company i am interested in, i recommended on the show, find out more about what's going on. >> i've been looking at tenneco
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stop. >> keep looking. i don't want you to touch oil. i mean, auto is the kiss of death in this market even a good one like tennaco that ladies and gentlemen is the conclusion of the lightning round.co that ladies and gentlemen is the conclusion of the lightning round.eco that ladies and gentlemen is the conclusion of the lightning round.co that ladies and gentlemen is the conclusion of the lightning round.nco that ladies and gentlemen is the conclusion of the lightning round.eco that ladies and gentlemen is the conclusion of the lightning round. >> lightning round sponsored by td amertrade i want to know what i'm paying upfront.itrade yes, absolutely. do you just say yes to everything? hm. well i say no to kale. mm. yeah, they say if you blanch it it's better, but that seems like a lot of work. no hidden fees. no platform fees. no trade minimums. and yes, it's all at one low price. td ameritrade. ♪ ♪ hawaii is the first state in the u.s. to have a hundred percent renewable energy goal. if we don't make this move we're going to have changes in our environment, and have a negative impact to hawaii's economy. ♪
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to own the industrials or not own the industrials that is the question when the federal reserve announced they were willing to strangle the life out of the economy, to stamp out inflation back in october the whole industrial cohort started rolling over these are companies that rely on strong economy any that causes a slow down puts their stocks through the meat grinder then the fed eased up and talked about the need for patience when itcomes to the needs for raising interest rates to create a benign environment but now data suggests the rest of the world is in bad shape china with a slow down going to european union and government shut down doesn't help does it how to approach the smoke stack or heavy tech manufacturers that are very much hostage to the business cycle want you to consider the curious case of emerson electric, emr
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for you home gamers, this is a diversified industry conglomerate spent most of last year creating big gains for shareholder. s. by the way, i mentioned this, you can follow along with all of the trust moves before we make them by joining the club this was a good one. wait a second. emerson is what i like to call a manufacturer's manufacturer. they're a major player in industrial automation, fluid handling tools, climate control systems for a wide variety of sectors but especially the oil and gas business before the whole stock market started rolling over in october, emerson stock had a terrific story to tell. the company rolled out major restructure effort in 2017 and it worked as long as the company kept humming, emer son kept going hard even before the president declared trade war on
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china the stock rebounded. bought the trust in late april, that was pretty good, in early may before interviewing the ceo here on the show when high 60 s., by late december ran to 77 and change, then started to ring the register nobody started taking the profit that's one of my presets i started to worry about what might be up to i wish we had sold more at those levels we ended sells bulk of the position with miniscule gain in november better late than never plunged from october 4th down to 50, oh, hi jay, well, jay caused it, right here is when he spoke, okay hey, like that j, jjjj. and then j and right there we decided to have a more real trade war. okay
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where things are really hurting. so even though jay caused this decline we still were not -- by the way 30.5% decline, thanks jay. next thing you know the china trade talks really caused problems, in part because of the macron the fact planning to tighten aggressively here we go the bouncing ball. look at that aggressive trade war with china had no end in sight and global economy was clearly slowing. emerson gets 11% of sales from china but roughly 20% of its growth okay didn't help the quarter mid november those results were mixed with solid earnings lighter than expected sales however the guidance for the next year was weaker than anticipated. he sounded cautious on the conference call, talking about the tail winds turning into cross winds thanks to the slow down in asia and europe and a
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lot of that was code for -- well, trade war. lots of trade wars but what about now well since the christmas eve woes, emerson rebounded more than 12% climbing to 62 today it sports 3.15% yield even though the outlook for global economy is sub dividable in the beginning of the year we got a pair of dualing analysts credit suites upgrades december 3rd when rd stock down graded. they face off and tend to be like lightning you pick the best bullish thesis sense the best bearish or anti thesis and hopefully arrive at more modern synthesis. now before we get into specifics, you need to know both
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analysts did cut the price targets because of, yes, the trade war. credit suites from 74 to 70 and rbc 68 to 61 rbc bull point up 12 from where currently trading and bear case down by $8 let's hold off on adjustmejudgmt first. what's the bull case emerson has 25% of revenues of energy oil and gas cycle still has steam w. even with crude down $52. they predict continued investment in mid stream and downstream and look to natural gas facilities, all businesses emerson dominates. and they like the outlook for petrol another major customers. they look to bolster smart acquisition and based on free
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flow of company expect $2 billion this stock is too cheap to ignore. that sounds pretty compelling to me, right. listen to the bear case from rbc. this is more focused on the big picture. rbc points out the outlook for 2019 is very uncertain they expect emerson automation vision to slow from so10% organ growth to 8% this year oil gain expect to turn down that makes sense think where oil is going the heating and air-conditioning business gets 10% of its sales from china you got me okay and that's not good considering the chinese slow down and of course the continued trade war and the pile of container ships on this graph. imagine they said going to dial down on acquisition means fewer chances for emer son to boost its earnings.son to boost it
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earnings likely won't be until 2020 or '21 and only see part of the upside based on the valuation. where do i come down credit suites right, i'm using this company as arc type, but man i think rbc makes very good point s about the macro environment. a lot of things need to go right for the stock to make sense, a deal with china, oil prices to rebound, and the global economy to reacceleration and we need j to not be this jay but to be this j okay if emerson were genuinely cheap like it was after j, after j became converted to the
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positive side. i feel more confident. but it sells for 15 times more with slight premium to average stock on s&p 500 bottom line between oil exposure and china exposure i think it's too soonl soon to by even though i like this company so much. even it's the best of the best it's just too much on again off again trade talks. i recommend staying on the side lines for now. i hope they will tell a good story but hope is not part of the equation stick with me. this is not a bed.
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i'm jim cramer see you tomorrow male announcer: thewon't be intimidated.nker - her job is strictly business. it's numbers. she doesn't give you a gift. announcer: but will businesswoman ally teixeira stand strong with her mba strategy? - be nice, ms. banker. - there's guarantee and there's risk. - i'm willing to take the risk. announcer: can she cut through the ice... - one case could change everything. - my gut tells me there's more money. i'm gonna say no deal. - wow. announcer: and make her sweetest dreams come true? - i'm starting a diary-free ice cream business. - you say it's gluten-free, it's diary-free, so it might be goodness-free. announcer: or will her shot at a million melt away?
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