> hi, everyone. welcome to "on the money." i'm becky quick. americans love their pickup trucks, but one group says buyer beware when it comes to safety. nfl linebacker knows the score when it comes to finance he lives on 10% of his salary and does something unexpected with the rest. the man who made the journey from monthly financial adviser and how his bout of poverty helped him manage money. the dave barry will join us with lessons from aging with his dog lucy "on the money" starts right now. >> this is "on the money," your

money, your life, your future. now, becky quick >> we begin with your safety on the road you may think you're better off in a collision in a pickup truck but that is not always the case. philip lebeau finds from the most recent crash test, not all trucks are created equal truck stop is this week's cover story. >> reporter: the impact of new crash tests from the insurance institute for highway safety is stunning some of the most popular pickup trucks struggle to protect test dummies riding in the front passenger seat >> in general, the pickup truck class of vehicles is not doing as good of a job as other classes of vehicle >> reporter: of the large pickups tested, the ford f-150, ram 1500, and nissan titan received the top possible rating of good. one notch above honda ridge line's acceptable grade. by comparison, the iihs says the chevy silverado 1500 and gmc sierra 1500 provided marginal

protection while the toyota tundra got the lowest possible grade of poor. the insurance institute believes these tests will prompt automakers to improve the safety of their pickups, especially as jeep and ford roll out mid-sized pickups to meet the growing demand for trucks. which have gone from being work and utility vehicles to becoming the everyday ride for more americans. because more people are buying pickup trucks, last year, sales of pickup trucks increased 4%, easily outpacing the market overall. something that is expected again in 2019. this love affair america has with pickup trucks, it continues to intensify and there's no sign of it slowing down because you have more new models coming out. >> especially with gas prices so low relative to what we've seen in the past. >> and it used to be a lifestyle vehicle. i'm in small business, a contractor, that's still a very important market for the pickup

truck segment but more people whether in the suburbs say i want to buy a pickup rather than an suv. >> i saw footage of the head-on collision or front end crash, whatever it was, it just goes up against basically a steel wall >> correct, and that allows them, it's standard so they can measure the impact and then they have, you know, a good way of saying, okay, how did it do with the crash test dummies here? and by the way, this is just one of several crash tests that the insurance institute does they do the front head on, the driver's side, the small overlap where the corner is, side impact, testing the strength of routes we see a much wider range of crash tests than we used to see. >> it's scientific and rigorous. >> correct. >> thank you very much >> philip lebeau clifford is east coast bureau editor at car driver magazine. thank you for being here. >> thanks, becky. >> let's talk about this i thought if i was in a pickup truck, i was a little safer, up higher, maybe feel like i've got a little bit more equipment

around me. is that just not the case? >> you still are, and relatively, but we're talking vehicles getting crashed against other vehicles of similar size and at that point, no, not all the time >> what should i be thinking about in terms of what i'm hearing from the manufacturers what incentives sell on safety and which ones should the public not pay as much attention to >> these are from the insurance institute. this is not government standards. these are tougher standards. more crash tests they do here that the government doesn't do what you're seeing is a dramatic improvement in safety over the years, versus what the government has done. >> if you buy a new car recently if you've upgraded like i have from a car more than ten years old, buy a new car, you can't believe all the bells and whistles from the lights that warn you if a car is coming up in your blind spot to the beeping to even in some cases, rumbling if you go over the line is that a good thing does that improve the statistics when you start looking at crashes or are we too reliant on some of these things >> the driver assistance systems, like blind spots, you

can be overreliant they're improving all the time but they're just aids, so you need to be paying attention. >> what surprised you the most looking through the results? >> some of these results are much better than just in 2016. tested pickup trucks also full-sized vehicles, so you had stuff from gm that wasn't doing as well. they're now better nissan, ford, ram, both have all the best good ratings. >> what other sort of safety features rank at the top of the list have in common? >> typically, really, you just need a strong body structure and years ago, for that small overlap test was there, no one was worried about say, you hit a tree what happens and at that point, the vehicles weren't as strong enough, so now they're reinforcing the metal, frames are stronger so passengers now better protected but not all vehicles, as you saw, are doing as well. >> one thing i remember phil reporting about in recent years, as we went to higher fuel economy standards, one thing

that a lot of truck makers were doing is moving to an aluminum body or finding other lighter material that they could use as a way to improve the fuel economy. does that end up hurting your safety >> not necessarily, no ford switched to primarily aluminum body panels but high frame steel. we're not taking away the strength lighter, materials get stronger. so it's kind of a double whammy effect in a good way. >> that's how they engineer it and put it together. >> absolutely. these are things you can't necessarily see as a consumer. you are trusting that the vehicle is in tact the toyota tundra, that vehicle is older but because it's a decade old at this point, the frame does not protect passengers as good as a new ram. >> clifford, thank you very much for joining us appreciate your time up next, we're "on the money. pro football player and college professor. how a new york jets linebacker is tackling his finances and teaching others. later, why are dogs so happy all the time

author dave barry decided to try and figure it out. we'll talk to him about that right now though, take a look at how the stock market ended the week

♪ when it comes to making plays, nfl linebacker brendan copeland is a success. sharon epperson shares his

story. >> reporter: on the field, brandon copeland plays to win. off the field, he's changing the game >> the conversation is changed from what do i have now to how can i use what i have now so that i don't have to depend on anyone else to give me a paycheck for the rest of my life >> reporter: a baltimore native, copeland grew up surrounded by the sport. his grandfather spent 11 years in the nfl. >> my grandfather made it cool for me to be smart, be educated, and push to get a's and b's. >> reporter: it was that ethic that landed him at one of the most prestigious high schools around. >> i was fortunate to go to a high school called gilman in baltimore, and the head coach of my football team, he ran his own hedge fund one summer, i went to work for him. >> reporter: a summer that would help shape his future love of finance. he quickly learned that making money and understanding how to take it to make more would be his ticket to financial freedom. an ideology he fine tuned when he attended the prestigious wharton school of business at

pennsylvania. >> basically, don't try to keep up with the jones. if it's not of value to you, don't chase it. >> reporter: it's that lesson that copeland wanted to share with others. a basic conversation about money that he said many are not being taught even at the highest levels so he reached out to his alma mater. now known at upenn as professor cope students may learn about economics and finance but many leave this campus with little understanding about how to manage their own personal finances copeland aims to change that he calls this course life 101. >> the premise is to talk about stuff you actually will use in your lifetime. right? and my goal is that you don't come to that decision for the first time and you're trying to learn on the fly >> reporter: the course focuses on everyday finances like how to budget yourself based on your salary

the basics, really >> if i have to use it, i break out a ti-84 or google the answer players talking about money but not just talking about, oh, i'm going to buy this or i'm going to get this. it's more about, what are you investing in, right? how do i get access to that? >> reporter: now your conversations with teammates are not just about what you get but how you get there. >> exactly >> reporter: many professional athletes go broke after years of making millions, but copeland vowed to never share that fate he lives on just 10% of his salary and whether scoping out real estate investments or planning ahead for growing family, he tackles his own finances with even more forc than he does on the playing field and becky, he co-teaches this class with another u-penn teacher and wants kids to get as much access to those doing this. >> an excellent example and super impressive but it's not realistic for most people to live on 10% of salary.

you can do that if you're a pro athlete making millions. what does he say to the rest of the folks? >> he's an aggressive saver, definitely he believes that everyone, to matter what your income level is, should be with aggressive saver. strive to save 50% of what you make >> before or after taxes >> well, a way to do that is to create multiple income streams he wants people to be creating their own income, their own wealth, and not have to be financially dependent on anyone else that is the key. >> thank you for the story up next, we're "on the money. from spiritual advice to financial adviser. one former monk found his true calling by helping people fix their finances. author dave barry helps people find the humor in life but his latest book helps people find more than just laughs and jokes. termites.

we're on the move. hey rick, all good? oh yeah, we're good. we're good. terminix. defenders of home. ♪lean on me, when you're not strong.♪ ♪and i'll be your friend.♪ ♪i'll help you carry on.♪

♪lean on me. mno kidding.rd. but moving your internet and tv? that's easy. easy?! easy? easy. because now xfinity lets you transfer your service online in just about a minute with a few simple steps. really? really.

that was easy. yup. plus, with two-hour appointment windows, it's all on your schedule. awesome. now all you have to do is move...that thing. [ sigh ] introducing an easier way to move with xfinity. it's just another way we're working to make your life simple, easy, awesome. go to xfinity.com/moving to get started. changing careers isn't unusual but it's not every day you hear a story like this doug used to be a monk but found a new calling. financial adviser. he's also the author of the book "from monk to money manager: a former monk's financial guide to becoming a little bit wealthy and why that's okay. doug, thank you for being here. >> thank you for having me >> the book is fascinating i want to dig into this deeper you grew up in a wealthy family. why did you decide to become a monk and take a vow of poverty >> growing up in wealth, it was used to control and manipulate

people i ran away to a monastery and took a vow of poverty where i thought i'd be free of the grip of materialism it didn't work out so well >> right what changed your path and changed your mind? what kind of made you think, okay, maybe a little bit of wealth is okay >> when the monastery went bankrupt that was catastrophic and devastating and i vowed to learn everything about money management to make sure that i didn't repeat the mistakes of the monastery or my family both extremes are problematic and something really curious is that monastery guests who would come with spiritual problems often had financial problems lurking behind that. and i realize i had some skills to help, so they would ask me to pray for them, which i do, right, but god not going to work a miracle to solve a problem that you have the power to fix. >> when did you draw cartoons along the away >> about a year ago. dave hall, an illustrator and then worked on those projects

and had fun with it. >> some people think that embracing wealth can be unvirtuous and even bible verses point to this but if you want to be truly embracing god to give everything away. how do you reconcile those two thoughts >> some people in the past argued that money is the root of all evil i completely disagree. turns out money is the root of everything good and evil, but i think much of our fear around money comes from an old world understanding of economics right? so in the old days, wealth was pretty much zero sum, right? so for one person to become wealthy, they almost always had to oppress somebody else in a modern economy, that's not true no one has to suffer for me to ethically invest my money. it's not zero sum anymore and so there's no reason why we should be scared of wealth or afraid of money because money is not the problem. poverty is >> honestly, that's a pretty spirited defense of capitalism, ethical capitalism, making sure people are taking money, reinvesting to help other people's lives

what are the most common problems people have come to you faced in terms of finances and how have you fixed them? >> i think the biggest problem i see is they don't understand what i call the holy trinity of finance, which is earning, saving, and investing. so even if you make a lot of money, obviously, if you spend all of it, you're still going to be broke i mean, a lot of folks save but scared to invest it. so if you don't get the compound growth that comes through investing, you're never going to have the kind of wealth necessary to retire comfortably. >> and you're losing money as inflation picks up along the way. the value of your dollar is going down >> the biggest misnomer in all of finance is the idea to save your way to retirement unless you can save millions of dollars, you're never going to get to a comfortable retirement by saving your money in the bank you have to be able to invest it as you go along the way. but i see a lot of clients who either stay in cash or investments and their wealth never grows and end up in a bad spot when it comes to retirement.

>> doug, thank you excellent words of wisdom. i really appreciate your time and good luck with the book. doug lynam we teach puppies how to behave but can an old dog teach us new tricks? best selling author dave barry says yes in his new book unpredictable crohn's symptoms following you? for adults with moderately to severely active crohn's disease, stelara® works differently. studies showed relief and remission, with dosing every 8 weeks. stelara® may lower your ability to fight infections and may increase your risk of infections and cancer. some serious infections require hospitalization. before treatment, get tested for tb. tell your doctor if you have an infection or flu-like symptoms or sores, have had cancer, or develop new skin growths, or if anyone in your house needs or recently had a vaccine.

alert your doctor of new or worsening problems, including headaches, seizures, confusion and vision problems. these may be signs of a rare, potentially fatal brain condition. some serious allergic reactions and lung inflammation can occur. talk to your doctor today, and learn how janssen can help you explore cost support options. remission can start with stelara®.

humorous author dave barry has written more than 30 books

but the new one is a little different. he realized he and his dog lucy are the same age in dog years but lucy seems to be aging more gracefully "lessons from lucy: the simple joys of an old happy dog." thank you for being here a bit of a teaser on the back, there is a blurb who says he cried a little steven king. he loved the book. people should read into this there are lessons. dogs are always happier. why do you think that is >> they start happy and we do as kids, we have fun. we don't try to do anything but have fun and then get older and start getting responsibilities and we have families and careers and children, all of which is important, but then that becomes everything to us and we stop having fun dogs don't do any of those things they just keep having fun. like if you kind of look at what

they're doing, like, my idea was i'm going to see what it is my dog does that makes her so happy. even though she and i are both old. she's still chasing the ball it's still fun for her i'm not saying i chase the ball nor do i drink from the toilet i draw the line. >> thank you for that clarification. not sharing my water cup with you. >> some doctor somewhere sooner or later will determine drinking from the toilet is one reason dogs are happy and california is where it will start. but anyway >> one of the things i think we hear so often is live in the moment, blah blah, all this it sounds like, but you're right that dogs did this first what lesson did you take from lucy on that >> you think about it, probably been to a restaurant and think, two people at a restaurant together presumably, they know each other because they're sitting right there and looking at their phones.

you know, they're not, you know, and why even go to a restaurant? why not just stay home and eat a pizza alone? i think we get distracted so easily this is not new information that i'm imparting here we get really distracted and we look at our phones and right there in the room with us are the people that we love. >> that we care about the most. >> exactly and when you go to a funeral, you go, oh, man. i should have, you know, reached out to that person more often and here i am, i'm going to be better about this and walk out and your phone rings or buzzes or tweets and you're back to it. dogs don't do those things. >> they don't have social media. >> they don't have thumbs. it's an advantage. i'm not saying cut your thumb off. or drink from the toilet get that little tip out there. >> lessons lucy taught you, make new friends and have fun do you really know how to embrace that have you figured that out from watching her >> the friends part is harder

because i'm a guy. guys tend to, i think, as they get older, especially not, like, i have friends, really good friends i'm not sure are still alive. i would need to call them up and say, are you still alive, bob? >> i don't think that's just guys i do that too. i care i care deeply about people but don't stay in touch often and don't have time for new people because i can't make time for the old people. >> yes, and dogs have time always for whoever i made a point since i started thinking about this. i will make a list of people this week,ly call these people and talk to them even though we're both guys and all we can say is, what did you think of that game but at least we'll be talking, you know >> the best lesson i think is the one you save for the end be thankful for what you have because it's probably more than you think and that is where this book takes a hard turn >> yes i finished this book last year

it was supposed to come out in october and write about it, i mean, talk about it. and just as i was getting ready to go on a book tour, my daughter, sofie, developed an auto immune disorder, rare and severe disorder that left her paralyzed. she's okay i want to stress, she recovered and is now a happy college student. but there was just a horrible bleak time where if you're a parent and you know, there's nothing more important to you. you suddenly realize, all the stuff you were thinking about and caring about doesn't matter. what matters is your child and your child's health. and so when it was time to talk about this book, i asked the publisher, can i write one more chapter about this last where basically, it's weird to say the lesson was gratitude a horrible thing happened but what came out of it is realizing how thankful i was, first of all, that she got better and second of all, how unimportant all these things are i've been worrying about and how important it is, do you wake up in the new

morning? can you stand up do you have your loved ones with you? your family around you if you do, you should be grateful those are great things forget about all the stuff you're freaking about all the time the country is freaking out, but so many things we can be grateful for and that's the lesson >> i'm so thankful your daughter is okay. >> you and me both >> thank you very much i appreciate your time today and i love the book. >> thank you so much i enjoyed being on the show with you. >> great to see you. dave barry folks, that's the show for today. i'm becky quick. thank you so much for joining us next week, spring housing season is now the time to buy, sell or wait each week, keep it here. we're "on the money. see you back here then have a great one and see you next weekend ♪

♪ >> hello there we're live at the nasdaq marketsite the guys are getting ready for a big show while they're doing that, here's what's coming up >> i'm so excited! i'm so excited i'm so -- scared >> big banks kick off earnings season next week, but after you hear what dan has to say about one name, you might want to curb your enthusiasm. he'll break down the trade plus -- lyft options just started trading. >> that's cool and all, but dude, where's my car >> after a wild week for

investors, mike ko