hi, everyone welcome to "on the money." i'm becky quick. help wanted. the industry that really, really needs workers, and why it could matter if you're trying to get anything done around your husband. >> sometimes good things happen after bad. how a robbery at a beach turned into a million dollar idea it sounds like a snooze, but this is really important the type of insurance you need to make sure you'll have a paycheck and if you could never figure out what kind of wine to choose for the barbecue, we have tips for you no matter your taste or price range "on the money" starts right now. >> announcer: this is "on the money" your money, your life, your future now, becky quick

we begin with home improvement. from maintenance to upgrades, spring is a good time to protect what is, for many of us, our biggest investment but finding workers to complete the projects can be a challenge. solar installers are in high demand housework is this week's cover story. >> the solar business is booming. panel installers are in high demand. >> everything is different every house is different everything always is different stkaoeu designs. you never see the same thing every day. >> the boost in business is due in part to a mandate out of california that requires all newly built homes, like the ones you see behind me here, to have solar power beginning in the year 2020. and after two years of job losses within the solar industry, the change is welcomed >> we're constantly hiring installers but that mandate is going to increase our need for installers by roughly 300%

just based on current install rates today. so translated into literal terms, we will need another 350 to 400 installers by year. >> industry experts are projecting job growth beyond the golden state, with a 7% gain, a total of 260,000 jobs. the 30% tariffs on imported solar panels leveed last year sent a ripple through the solar world. advocates blame it on uncertainty and the cost of tariffs and their implementation >> the vast majority to do it to save money for some people and some places, if you're in a state with low electricity prices, you're not going to have as much savings if solar becomes more expensive >> tariffs are set to decline 5% each year, and certain products are exempted from the taxment as

are the first 2.5 gig watts of cells. that drop in cost, coupled with corporate in investment, and utility companies turning to solar, should prove to be a boost for business now companies like peter's are working on finding skilled workers, a challenge industry-wide. peter offers 401(k), health insurance, and ongoing training to workers experienced installers can make up to $50 an hour. beyond just pay and benefits, the beauty is in seeing the finished product. >> just to see the work, how it looks, aesthetically, they always look good. >> peter is projecting some 11,000 to 12,000 solar installations this year alone. so finding workers is a top property they are facing challenges in recruiting, which is why the company is offering competitive

benefits, becky. >> is there anything else besides state mandates with the growth >> utility companies are starting to invest more in that because consumers are asking for it it's also a way to save them money. >> kate, thank you. >> thank you. >> kate rogers whether you need to work on your roof, or paint windows, neighborly you can hire for home maintenance. dina, thanks for being here. good to see. >> you thank you for having me back. >> neighborly is the umbrella brand. you oversee 3,600 independent franchises what do they get when they sign up with neighborly >> a whole array of things when you think about business today, it is really more complex than ever. we provide advanced technology and systems for franchisees to streamline profits, maximize revenues and organizing information. organizing information is very

difficult today. neighborly.com is a community of home service professionals that consists of our franchisees. again, close to 3,700 across 19 service brands >> i would thrat would give you good idea of the labor market. are they having trouble finding qualified workers? >> they are. this challenge has been around quite a while. nobody is -- many people are not growing the trades in him. it is our job to help educate people of the trades from being on the front lines to owning your own businesses. >> when you look at how homeowners are spending money, which of the skilled trade areas are in most high demand. >> when you think about it, becky, you think about all of them the aging people, the aging

housing stock and the millenn l millennia millennials. that bodes well. some of us don't want to do the tasks. we have the time, but we don't want to. the millennials haven't grown up with it. they don't know want to do it. we have this array of brands from plumbing, painting, landscaping and lawn services and everything in between. >> where are you finding more workers? have you had success with one sort of plan or anything in terms of bringing people into these markets? >> they are all challenging positions because people are not growing up in the trades they are independent business owners creating an environment that people want to be part of it comes from our values guided leadership model, being a place people want to work at because they want trust the owners to help them be better individuals, not just better at the trades they're doing. >> are your businesses something of a barometer when it comes to

the housing market, too? i don't know how it works. are people willing to spend more to fix up their house? >> we are pretty much a recession-resistant industry people need our services whether the economy is good or bad you may not replace it, but you will repair it because you need to be cool in the summer we find we are a barometer in fact, when you think about our businesses and this $450 billion home, it is only getting bigger because more and more folks don't want to do the work themselves and need to hire somebody that is a professional that they can trust. >> i would think if it is something like molly maids, if i lose a job, if i'm concerned about my future paycheck, that would be the first place i would cut. >> it is more discretionary when you think about the made service. thank you. >> thank you, becky. stash your cash.

how getting robbed at the pool turned in a empty million dollar business idea. and there's one kind of insurance to make sure you will still get money even if you're sidelined. how the stock market ended the week ahow the stock market ended week how the stock market endedh week lhow the stock market ended the week ohow the stock market e the week ohow the stock market e the week khow the stock market ee the week how the stock market ended the week ahow the stock ma ended the week thow the stock ma ended the week how the stock ma ended the week

it's that time of the year when people will hit the pool or the beef but what do you do with your valuables when you want to take a dip? hide them and hope nobody takes them unform that didn't work out too well for jonathan. he and his friends decided to have had something about it.

they launched aqua vault in 2013, scored a deal on "shark tank" in 2015, and now have millions in revenue. jonathan, thanks for being here. it's good to see you. >> thank you for having me. >> first of all, tell me what led to this investigation. because necessity is the mother of all invention. >> correct a couple of friends of mine went to a wedding on south each first they decided they thought they would go for a swim you take your valuables, put it on a lounge chair, cover with a towel and hope when you get back everything is there. when we came back, everything was gone we thought there is a problem here we stumbled upon the answer. it is time to make something to help all of these people experience the same thing we did. >> aqua vault. for those who haven't heard of it, how does it work >> so you put your valuables inside, clamp it over the lounge

chair, cover it with a towel and gore a swim. >> and everything is in there. >> multiple phones, wallets, keys, jewelry. >> what happens if someone decides to steal the chair >> so it hasn't happened the reason we believe is it's so obvious that somebody is taking a lounge chair with a safe patch to it. thieves want to remain undetected they don't want to attract attention. they are going after the purse, the bookbag, the duffel bag. everybody knows it's not theirs. this is going to take a lot more effort they don't want that attention. >> it is not the only product. what are the differences now >> this is the flexsafe. water resistant. it is a lot less couple better some, easier to travel with. people are not only using this on lounge chairs, zip it up, lock it over

they are using it on strollers, boat railings, golf carts. it is turning into a much more universal safe than we originally amendment stpwhrd how much do they cost? >> this retails at $70 this retails at $50. >> who buys them who is in the market for these things. >> we sell them on our website, amazon the biggest are disney, bed, bath & beyond and bass pro we had a retail presence but a lot of business we do is still on our own >> how much of a following have you created? >> we have executed design and utility patents pending. to this point we have been lucky that nobody has entered into the market with anything like this. >> it is really nice meeting you. thank you for coming in. >> likewise.

thank you. >> thanks again, jonathan. up next "on the money", extra protection for your money. insurance that could cover you while you recover. and later, sipping into the summer find the best wines for your buck and what's worth a splurge

if you own a home or car, you know the importance of carrying insurance but one area often overlooked is

income and disability insurance to make sure you will still receive a paycheck senior personal finance expert sharon epperson joins us with more on this sharon, this is a good point if you need this, what are some of the most common forms of disability for those who aren't in the know. >> welsh i think it is one of the most common things that people have that they never think and plan for it saved my life when i had my brain aneurysm more than a quarter of people who are working today will be disabled at some point in their working career people start in their 20s. by 67, one in four will have some type of disability. but the tragic thing, about 51 million americans have no disability insurance coverage. and disabilities can range from short-term disability number one is pregnancy, believe it or not. a back or joint disorder something happens with your knee or hip

how many workers go out and have these types of surgeries and you need something to cover your income while you're unable to work. so that is what disability insurance does it gives you that coverage for your income. >> how do i make sure that i'm properly insured if something like this happens to me. what types of different disability insurance are there >> there is long-term disability insurance and short-term disability insurance you are getting a portion of your income is covered so you are receiving a paycheck on a regular basis. maybe not the same type of regular basis as your regular income but you are getting some of your income covered it will cover about 60% to 70% of your base salary. and you may have a short waiting time for this to kick in the long term insurance policy can vary depending on what you sign up for. usually it's 40% to 60% covered in long-term disability insurance. and the benefits actually end when the disability ends

so you may have also a waiting period that may be a couple months before it kicks in you want to get as much disability insurance as possible and even paying a little bit into it now will really benefit you when something happens to you. >> about 40% of your may check. >> exactly >> but maybe max it out. >> as much as you can. >> do you have to pay taxes. >> this was the biggest surprise to me. that is that it can be a tax-free benefit if you pay for it with after-tax dollars, then the benefit that you get and those paychecks that you get are goingto be tax-free it is definitely something to consider but look at how your employer offers it. as many people that are starting new jobs, especially recent grads thinking this is not something i need to look into. i'm perfectly healthy. make sure you sign up for every benefit, including disability insurance. >> sharon, thank you >> sure. up next, a look at the news

from the week ahead. and cheers we have the best wines for your backyard barbecue that won't bust your budget m line. crest gum detoxify, voted product of the year. it works below the gum line to neutralize harmful plaque bacteria and help reverse early gum damage. gum detoxify, from crest.

here are the stories that may impact your money this week. on monday, we will see how busy factories were for the month of may with the purchasing managers index. tuesday, auto sales will be

released and on wednesday, the beige book is out that's a report on regional economic conditions. thursday, the anniversary of d-day. it has been 75 years since allied forces land on normandy in world with war 2. friday, the jobs report. how many jobs were gained or lost last month. >> are you looking for the perfect wine for the summer season whether it's red, white or even canned we have picks your your palate ray, it's great to see you. >> great to be back as always. >> my favorite time of the year. with the summer season, we need thoughts about what to do. >> absolutely. barbecues, cookouts. even going to the beach. i brought some cool, affordable things i think are great the first is nortico alvarino. it sounded good.

it's portugese you have heard it from spain they just swim out the b for a v. it is alvarino it is a great, crisp white from the coast. pino verde. >> green grapes. >> citrusy good for summer. >> really good >> sauvignon blanc in new zealand you get the pepper note. people like it a lot or hate it a lot. >> i like this, too. >> you just like everything. >> i'm a lush. moving on. >> next this is what i wrote for our june issue this is matthew fritz pino noir

from california. $15 a bottle it is hard to find good pinot for under $25. i taufted a bunch tasted a buncr $25. >> wow i usually don't like pinot >> it has that beautiful berry fruit. it is light bodied great. you can chill it down a little for summer it is a steal. 15 bucks for a great bottle of wine >> you brought me great options. i don't even like red. >> canned wines. i was here a year ago. i should have mentioned sparkling canned wine in this case sorry about that i was on a year ago saying they were this up and coming trend. you can drink from the can or the glass. >> i will drink from the glass. >> this is a sparkling rose.

it is nomikai. it has this tangerine-y fruit. it is crisp. tiny cans, single serving. take it on a beach or hike, open it next to your face and spray yourself with wine do whatever you like >> how big are cans? >> they are a tiny market but the growth is like this. you will see more and more of them >> next. >> back to portugal. this suggested retail is 10 bucks a bottle. >> 10 bucks? >> i found it for $8 people forget about portugal wine the european country that is a major wine country that people never think about it. >> that is good. >> there are weird portugese varieties. >> i don't typically like red wines but this is light enough >> take it to a picnic have it with a burger.

and then my splurge. tequila. because you have to have good tequila for a summer. >> i am not a tequila drinker. sell me on this. >> this is a new brand called crystalina it takes out the woody notes so you get the agave >> i don't smell the paint thinner. >> it is 65 bucks a bottle it has that beautiful agave note it is incredibly smooth. you think of tequila as burning and harsh. >> yeah. it is not nearly as awkward as i thought it would be. it is very, very light why is that? why doesn't it take with the nastiness? >> it is artis hral. blue agave

a craft production tequila that has been aged and filtered back. so it loses the color you keeps the smoothness you get from oak aging. >> i will give you smooth. >> it is a beautiful sipping tequila or 15 bottle of pinot noir good choices thank you for being here >> folks, that is the show for today. i'm becky quick. next week, as the busy travel season takes off, who is going to upgrade america's airports and who pays each week, keep it right here. we're "on the money. have a great one and we will see you next weekend there is wisdom in how nature protects and it inspired an all-new toothpaste from burt's bees®. it fights cavities and freshens breath. made with ingredients you can trust. for a smile that's a true force of nature. new burt's bees® toothpaste.

hey, there live at the nasdaq on times square the guys are getting ready for a big show here's what's coming up. apple shares are rotting this month if you lost money in the stock, don't worry. because dan nathan has a way to trade it on the cheap. and he will tell you how to do it >> plus, doesn't that look refreshing cohen carter thinks so why coca-cola could be the ultimate summer sizzler. and later. >> my name is bond, james bond >>