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tv   Mad Money  CNBC  April 13, 2020 6:00pm-7:00pm EDT

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>> you know what, dan, we'll get yours later this week, we promise. thank you all for watching cnbc's fast money. nasdaq up, dow down, jim cramer's going to lay out all the market my mission is simple to make you money. i'm here to level the playing field for all investors. there's always a bull market somewhere, and i promise to help you find it. "mad money" starts now hey, i'm cramer. welcome to "mad money. welcome to cramerica other people want to make friends, i'm just trying to make you some money my job isn't just to entertain you but to educate and teach you. call me at 1-800-743-cnbc or tweet me @jimcramer. this market spent last three weeks roaring off its lows after not hot day, dow lost
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points, we were down more than that nasdaq inched up have we already bottomed that's big question i heard all weekend. i was operating that might be temporary, would revisit the march lows, perhaps even taking out that level figured retest was virtually inevitable there was just too much weakness in the system. all through here, just knew things were going very awry. now i'm feeling more confident about the future i said this morning i'm not going to be as negative. in part because the federal government has made unprecedented moves to prop up the economy. very good things in that $2.2 trillion rescue package, but fdic went nuclear, adopted a malcolm x approach to keep his economy alive by any means necessary. fed chief has unlimited
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firepower. sure it's great that the government is providing forgivable loans to small business owners to keep employees on payroll and great we expanded unemployment insurance to be collected by gig employees too. now we know fed won't let every retailer with merely okay credit go under during the lockdown those shares traded like they were finished before the historic moves that's what i was looking at with restaurants too this weekend president trump negotiated a deal with russians and saudi arabia, now probably won't go there oil industry is major employer and deal with opec gives producers more breathing room, maybe no more bankruptcies, and allows the fed to buy oil bonds
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if necessary because there's hope for the future. that will be a stretch chesapeake bonds, that's it, they're out of here. with the fed backstopping, bond investors won't get the bargains they were hoping for that's more money into stocks. especially with good dividend records. stocks might be less expensive than they seemed, especially fastest scorers like tesla, advance, netflix, all went crazy today. good strategists change their minds, don't dig in heels but look at facts. goldman sachs david costin wrote no longer likely, he continued the combination of unprecedented policy support and flattening of the viral curve have
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dramatically reduced downside risks for the u.s. economy and lifted s&p 500 out of bear market territory no longer bearish, he thinks go to 3,000 by year end, up nearly 9% to me that could be a bit of a stretch but kostin's reasoning is impeccable. lockdowns are starting to pay off, even still seeing horrific numbers of deaths we are starting to bend the curve and gillad's ren dover that's how it started with defeat of aids, can start going back to work although we need a lot of things to go right to happen.
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chairman of market investment strategy at j.p. morgan put out excellent piece where he noted it's possible many more of us have had the virus so we're closer to developing what is known as herd immunity than we thought. once immune, coronavirus has nowhere else to go that's herd immunity abbott labs doing bang-up job. if we have medication and testing, can reduce level of fear out there that's what matters to me. you reopen society when we're not as fearful we're not there yet, could it be by may, i think so biggest fear is open up too soon and see major spike in new feksz. without testing for everyone, can't know who is carrier and
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who isn't. apple and google tie-up, created their totally private system for contact tracing, which is crucial for shutting down the disease. i've been calling for manhattan project to contain this thing and get back to work apple and google are doing it on their own. system can give you heads up if person you came into contact with had the virus opt in government can't track you, only know you've been near someone who is sick. of course it involves the public health system. that's all right i've give them the information this partnership is huge probably only way to get contact tracing in america we're not going to do it the way chinese do it. and it's essential to stopping this thing beyond me why more people aren't talking about this amazing partnership between very
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competitive colleagues we absolutely need this if we're going to go back to some semblance of normal in the country. should be up and running by mid-may. may be something for antiviral, getting test, test, test it's coming together, people you should be more optimistic. finally one more reason i'm betting the bottom, that's the charts larry williams, most renowned technician of our time points out we've rallied 50% from the lows last nine bear markets back to 1962 we simply don't retest the lows after rallying more than 50% from the bottom. back to the '30s, 20 declines followed by 50% plus rallies and in none of those did we revisit the lows dow jones in '62, pull back hard, snap back rally, and smooth sailing, taking us to new
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highs a few months later 1970, pull back, we rally, we rally very hard from the lows, then stabilize at higher level toughest one, 2008, we all knew this was bad one pull back, rally more than 50%, same story could go on and on '74, '87, '03. if larry williams is right, worst could be over for stock market we know earnings are going to stink tomorrow but when you look at facts there's reason to be more hopeful than we have been, still under lockdown, thousands dying every day and economy getting hit hard but worst-case scenario is off the table. if apple and google can do contact tracing we all embrace -- i will -- while we roll out more testing, economy
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could reopen sooner than we thought three weeks ago. oscar in new york. >> caller: yo, jimmy jam you're probably not going to like this we but it's american airlines i know it has very poor balance sheet but some people i know are being very bullish on it i'm wondering if it's realistic to expect short-term gains on the biggest airline in the world if they make up -- post coronavirus economy, once they start flying again. >> i'm not going against it. going back and forth with jim stewart, saying real bargains are in the airlines. that's all the way down there. i'm not against it don't want to fight stocks like that at this very moment particularly when what is getting blown up are cruise ships and banks. steve in florida >> caller: yes, thank you for
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taking my call, mr. cramer >> of course >> caller: and keeping us informed about the virus. >> i do my best but remember, i'm just a guy who reads go ahead >> caller: yeah, i -- you speak a lot of truths, mr. cramer. here's my situation, i have a significant in bed bath and beyond i liked it a lot before the explosion took place there i bought about $12 a share, it's about $5 now is it too late to get out? >> no, no, just hold it for now. retail just got destroyed, there's no doubt about it. retail, as cpo of pvh said, retail is not built to close and that's what's happening, stores are closed, not the company. anthony in florida
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>> caller: boo-yah, watching the show for years, love it. >> thank you >> caller: i have two sons in nypd, nibbled on micron and amd. you interviewed micron ceo and now it's downgraded. what's your take >> i like both amd is just a horse. can't believe how well that stock acts also can't believe how well the company is doing nvidia is doing well too downgrade for micron by goldman sachs i thought was wrong but i'm more optimistic. nick in minnesota. >> caller: from eden prairie, minnesota. boeing what you thought about them? first would be primed to cut the work force 10% through layoffs, buyouts and early retirement, to
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keep for the government aid. but also production of aircraft restarting and some employees set to come back what does it mean? >> boeing had remarkable move from 90 to 180, now pulling back got back to 110, 120, it's a decent spec. hate to use that term for a great american company there are a lot of things that have to go right before boeing works, including the faa has got to say yes to the max. all right. i think there's reason to be a little more hopeful than we've been also think the worst-case scenario may be off the table. "mad money" tonight, levy strauss has seen bad times before, how is the company positioning itself in coronavirus pandemic, so hard on the industry
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talk with the ceo. president trump called abbott lab's rapid coronavirus test a whole new ball game, since faced criticism, is it warranted and c.a.r.e.s. contact is expanding student loan relief. stay with cramer >> announcer: don't miss a second of "mad money," follow @jimcramer on twitter have a question? tweet cramer, hashtag #madtweets send an e-mail to madmoney@cnbc.com or give us a call at 1-800-743-cnbc miss something? head to madmoney.cnbc.com. we cannot do all the good that the world needs. but right now, the world needs
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as we head into the most bizarrely momentous earning season in living memory, there's tremendous uncertainty in the economy, can't expect much in terms of guidance. but market come down so much in past months, maybe don't need forecast to send stocks high levi strauss, tumbled from $20 to $9 at lows. nearly all the stores carrying their merchandise has shut down. not a ton of demand for pants when hundreds of millions are in quarantine solid quarter, healthy top and bottom line and management reassured us they have liquidity to make it through the difficult period withdrew the forecast and suspended the buy back, the stock soared 45% last week, now
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up 50% from the lows can it keep climbing look at it with chip berg as, ceo of the company welcome back to "mad money." >> great to see you, be here, thanks for having me. >> here's my postulate, there's two kinds of company in crisis, those who just started, wish them best of luck. then there's iconic brands, 167 years old, banks are willing to lend to pause they're going to be here. does it matter, the word "iconic" >> absolutely. i believe through the crisis, strong brands are going to emerge stronger than ever. we had a strong first quarter, carried a lot of momentum coming into the crisis and we'll use the crisis to come out stronger. we've got a lot coming for us,
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one of the most iconic brands not just in apparel but any industry levi's brand defines denim $1.8 billion of liquidity, and cash as of end of the first financial quarter. experienced executive team i've been here 8 1/2 years, ceo 7 years. we have had to take out loans before, and we'll have to do it again but we're financially disciplined and we go debt what we need to go debt. >> even though you had a good quarter you have to do it again? >> yeah. i mean i think fundamentally we're going to use this as an opportunity to right-size the organization and make ourselves stronger going to focus on coming out of this stronger than ever, and
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we're continuing to connect with consumers, super important at this point in time, festival season about to happen, coachella supposed to be past weekend, we brought music festivals to homes levi's 501 concert series, livestreaming from instagram live account and connecting with consumers that way every single day. doubling down on things that are working. not many companies have been around 167 years during that period of time seen it all, civil war, two world wars, great depression and we've come out strong other side going to do it again this time >> direct consumer, company i felt was most successful about it was nike, but i was shocked percentage of your sales direct to consumers.
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>> our owned and operated stores and e-commerce, and today over 40% of the total revenues. most of the stores are still run by franchise partners that rolls up into the wholesale revenue. our retail base is a big, growing, important part of our business it's strategic, third plank strategy to become a world-class retailer more than 40% now. wholesale percentage of total business and u.s. wholesale is down dramatically over that period of time when i joined, u.s. wholesale was almost 50% of the company business, today less than 30%. not because it hasn't been growing, been flat-ish for last couple of years. other channels and international markets are growing faster
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that's strategic, choice we made to diversify the company >> talk about the international, one of the themes of tonight's show, what it looks like when things open. you had a store in wuhan >> not only a store, biggest store in china, just opened in early october. i was in wuhan the third week of october with some of my team to see the store and meet the team and do a market visit. and that store was closed for ten weeks, we reopened monday of last week, very big moment but we have about 500 stores, including franchise partner stores, in china all about one of them now have reopened we're back in business trying to learn a lot from how to come back to business, what happens with traffic, how do we manage hours, store expenses, get the consumer back. and we're learning a lot through that that will inform how we go
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forward as some of the western markets begin to reopen hopefully real soon. >> in true chip bergh form, levi's launched philanthropic fund to support workers. you have to right-size, can't keep everybody but $3 million is going to help? >> definitely. included in that $3 million is a grant to our red tag foundation, first employee-funded foundation designed to help other employees and retirees who hit some important financial need historically totally driven by employee funding it's well-funded right now but recognizing we had to furlough almost all u.s. retail store staff this week. and you know, it he's going to create a financial hardship for a number of people
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so we made a company contribution to the foundation knowing there would be a need of additional support for employees. hopefully the stores will be reopened and we can bring those employees back soon. >> chip bergh, thank you, congratulations on good quarter. always good to see you sir >> good to see you, thanks for having me. >> "mad money" is back after the break. at&t has connected us every day for over 100 years.
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awe believe in education built for all people., - [woman] snhu was the best experience of my life. - [man] without snhu, i wouldn't be the leader i am today. - [woman] i graduated high school 19 years ago. i still finished. - [man] in the military, you feel that sense of accomplishment. that's what snhu is. - you will march from this arena and say to the world.. i did it. - [woman] you did it. i love you. - [graduate] i love you too. sooner or later as i said top of the show and will say many times, this is my theme for the next several months, we need to reopen this economy not going to be easy look, people are terrified of getting sick can't just snap your fingers and make them start going out to eat
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again. that's why we can't go back to normal without more testing, testing, testing something that speaker pelosi said on friday's show. we have to know for sure it's safe to go out couple of weeks ago, a major development, abbott labs created new molecular test that could return results in five minutes game changer you could screen people for the virus on the job, rather than making them wait days for results. but last week started hearing lots of criticism, being told aren't enough tests and rollout is too slow. i want to correct the record i think abbott is hammered for things not the company's fault what management told you to expect when they came on the show, they delivered what they said to us first the details. lot of nuance is lost in reporting. abbott has two different coronavirus tests.
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approved in past few weeks not one, two lot of confusion stems from fact that people are mixing them up little less than a month ago, fda averaged abbott's "m" as in mother coronavirus test. shipping 150,000, scale production with goal of making 1 million tests a week used in hospitals and reference labs all over the country and company says they can run high volumes of tests, up to 470 in 24 hours another authorization from abbott, the five-minute point of care test that runs on i.d. now platform lightweight, portable machine most widely used in america. when it launched, said making 50,000 i.d. now tests per day for initial use in urgent care
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settings, with ramping up later. urgent care, lot of people think that's not where it's used m-2000, high volume lab test, have to send to lab, potentially takes days for results i.d. now platform, rapid fire test that can be run in your doctor's office. excuse me, no water. that's right just got approved two weeks ago and production is starting off very low basis from the very beginning abbott acknowledged they're not making enough these things and told us repeatedly they're working with the government to get the tests where they're needed criticism started. bloomberg reported that abbott's m-2000 tests aren't being run as frequently as position
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could have run a million tests, run less than 10% of that 91 then the "wall street journal" declared a slow start for the coronavirus test gist, while the white house has touted the tests as game changer, they haven't provided enough equipment to make them work governor of new hampshire got 15 machines but only 100 tests so most sitting idle. did the federal government drop the ball you know what, it's not clear. after spending time with this, unclear. if you read the end of the story, turns out abbott's new test has been very useful for local governments who went out of their way to order their own tests like detroit detroit has been hard hit by this virus but the mayor was shrewd enough to order a ton of these tests after approved and said it's the game changer we've been waiting for
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if cash-strapped city of detroit can afford them, imagine governors complaining they can't? i don't know i don't know whose fault it is that tens of thousands of tests are just out there and gathering dust but i can tell you whose fault it's not, not abbott's where i come out, lot of the criticism is people impatient with reality of course we need more tests they told us they hoped to make 2 million tested by june and planning to expand beyond that i think they'll get there but not overnight. june higher through-put tests it's clear there's a problem with the distribution of these, but it's not abbott's end, shipped over 1 million of the tests. maybe the federal government has the problem but real problem might be with the labs, not
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enough staffing. saw in excellent atlantic tlt article about test backlogs, recommend that article abbott's tests have been a godsend used at scale. they work when you have enough of them. we need more competition, more tests. faster ones to let you know if you've had the virus and become immune think the free market could solve this, although i wish the government was doing everything to expedite it, including reward money for whoever solves the vaccine. people are thinking it's going to be a drug company salk was from university secondary concern here, most important thing here is to contain the virus. abbott reports on thursday but these tests are no consequence for the first quarter.
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even if they avoid actively profiteering off the pandemic, which they will, it's hurt them. no one is getting elective surgery or nonelective surgery that can't be postponed, really just emergency procedures, so business is going to take a hit, although will bounce back. we'll know a lot more when abbott reports first quarter no need to jump the gun. even with all the criticism of abbott's coronavirus test, they're exactly what we need, just takes time to scale up production rapid-fire tests approved two weeks ago, of course there aren't enough of them. but we know the company is going all out to make more isn't that what matters? barbara in pennsylvania. >> caller: good evening, mr. cramer, how are you? >> good. how are you? >> caller: living the dream. my question is stock teledock,
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tdoc end of march i purchased 155, then plummeted to 147, ended up 154, is this a stock just around or covid-19 or something that's going to be here to stay >> great question, everybody wants to know. i think things are fundamentally changed. people realized that going to emergency rooms is place to get sick and i think teledoc is great service and here to stay mike from arkansas >> caller: boo-yah, as younger investor, i took your advice and got into pharma company, moderna after ip, with the covid-19 test excitement, healthy gain and
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thing of rolling into another? what is covid strategy >> good question if you took half moderna off, i think people won't like the stock. i just don't think thy they will they'll find something not to like that's process with j&j, then you pounce always comes back because the company is great kyle in california >> caller: how you doing >> good, how are you >> caller: well. vegas and most casinos are closed right now, recently acquired a stake in barstool sports, still got revenue coming in despite the pandemic, with states like colorado legalizing sports betting, could you see in $30 price range again? >> it was there. there's no sports to bet on. people don't want to congregate.
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i think you have to be willing to buy it and wait a long time now why would i say buy it at all? i have tremendous faith. i see what portnoy does. i follow him on twitter and youtube, he's entertainer. so penn is worth betting on but don't be in a hurry. testing is crucial takes time to scale up production but abbott's tests are exactly what we need give them a break. much more "mad money," $2 trillion stimulus for something bothering a lot of you, student loan debt. and behind the mask, telling you why wearing one matters. all your calls rapid fire in tonight's edition of the lightning round. stay with cramer when managing diabetes
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you can't always stop for a fingerstick. with the freestyle libre 14 day system, a continuous glucose monitor, you don't have to. with a painless, one-second scan you can check your glucose with a smart phone or reader so you can stay in the moment. no matter where you are or what you're doing. ask your doctor for a prescription for the freestyle libre 14 day system. you can do it without fingersticks. learn more at freestylelibre.us. for weeks now as pandemic questions our economy, i've been highlighting companies putting people over profits. we're in a national crisis, worth celebrating businesses that keep paying their employees
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even when there's no work to do. big business can do a lot to ease the pain of the pandemic. goodly, a san francisco-based start-up gives help to employees to pay down student loan debt as formal employment benefit like health care. even before covid-19 came along, massive problems with student loans in the country education getting more expensive and wages not kept up. google was picturing themselves as way to differentiate themselves but goodly has good new opening here rescue package makes it advantageous for companies to give student loan payments to employees. wouldn't be surprised if that becomes as ubiquitous as health insurance or retirement plans. greg poulen, cofounder and ceo of goodly, more about his service and what it means for people struggling under the
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weight of student loans, welcome to "mad money." >> thanks for having me, hello from san francisco >> thank you, greg user not been on the show and you're small and private, give us introduction. >> with goodly work with employers to help them set up student loan repayment programs, similar to 401(k), allow employers to make payments directly to their employee's student loan debt. partner directly with employers to customize a monthly contribution plan, $100 to $200 per participant typically per month. and work with their flow, hr systems, ten minutes to get up and running and we manage everything downstream, onboard the employees, verify the
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students one of the unique features is we take the employer contributions and apply it as secondary payment. if you're employer, any contributions go toward paying down the principal of the student loan and helping staff pay them off faster and save compounding interest unique thing about the system, you can help the average employee become debt-free 30% past faster than normal >> the provisions for student loans in c.a.r.e.s. act? >> one of the critical things is allows employers to make contributions tax-free for first time prior to the c.a.r.e.s. act, 8% of u.s.-basedemployers were providing these benefits but considered taxable for the employer and could be a blocker or barrier to employers implementing the systems with passage of the c.a.r.e.s. act, can contribute up to $5,250
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a year tax-free basis. employee contributions will go that much further and helping them become debt-free that much faster. >> what kind of companies? all tech >> we work with a lot of tech companies and start-ups, but it's a diverse range of employer clients. professional services, lot of law firms as well as other medical practices and folks with advanced degrees that often require you to take out a lot more student loan debt but also a lot of employers you would be surprised at lie level of student loan debt nonprofits, employees need at least a bachelors and often advanced degree to fill positions and taking out significant student loans to
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finance their education. also with manufacturing companies, retail, ben & jerry's franchises to everything in between that student loan debt affects employees of all walks of life and they've been coming to goodly to support the employees. >> i was with people involved in higher ed, in a zoom party talked about if you don't go to campus, hard for exclusive private schools to get $80,000 do you think there's change coming in how people go to school if we're not able to go to campus in is. >> truly what we've been seeing from higher education institutions is they're transitioning to platforms like zoom, all going remote for spring and might continue into fall significant changes coming to now higher education is administered will be interesting to see how
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the institutes continue adapt to the crisis and impact the cost of education and amount of student loan debt folks have to borrow as well >> going to be tough on some of the schools. i really do. staying at home, paying 80 gs, i don't know greg oulin, thanks for coming on the show. >> thanks so much. >> there's a novel way, wish i had that when i got out of school "mad money" is back after the break. there are times when our need to connect really matters. to keep customers and employees in the know. to keep business moving. comcast business is prepared for times like these. powered by the nation's largest gig-speed network. to help give you the speed, reliability, and security you need. tools to manage your business from any device, anywhere.
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and a team of experts - here for you 24/7. we've always believed in the power of working together. that's why, when every connection counts... you can count on us.
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but when allergies attack,f any the excitement fades. allegra helps you say yes with the fastest non-drowsy allergy relief and turning a half hearted yes, into an all in yes. allegra. live your life, not your allergies. - [spokesman] if you've tried colleg(group cheering)shed, snhu lets you transfer up to 90 credits toward you bachelor's degree. - [woman] it doesn't matter how old you are, you can do it, you can finish. - [spokesman] finish your degree at snhu.edu >> announcer: lightning round is sponsored by td ameritrade [ bell ringing ] >> it is time. it is time for the lightning round.
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you say the name of the stock. i don't know the calls or the name of the stock ahead of time. i tell you whether to buy or sell. when you hear this sound -- [ buzzer ] -- then the lightning round is over are you ready, skee-daddy? that, ladies and gentlemen, is frank in new jersey. >> caller: thanks for taking my call >> of course >> caller: thoughts on dine brands. >> don't like restaurants here let's go to steve in iowa. >> caller: hey mr. cramer, question about boo-yah, some of the people don't talk a lot about families and stuff, bright horizons. >> zschools -- too many working parts with work at home. carl in colorado. >> how's it going? >> not bad, thank you, you >> caller: good. mgm stock, heard it's good buy >> no, no.
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look, i just can't go there. i think that penn national is only one i'm recommending and don't want anything to do with china either brock in ohio. >> caller: boo-yah, akron, ohio. good to talk to you again. otis elevator carrier spuno off defense player raytheon? >> came down hard, half, i would buy, good stock. let's go to jen, jennifer in new york >> caller: hey jim, very special boo-yah. >> i like that. >> caller: to the essential workers out there. >> okay. >> just curious overall thoughts on starbucks >> keeps getting picked on i think starbucks is a buy i got a conference call this
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week, going to address it and explain why i think you have to buy it because of china. shaheen in oklahoma. >> caller: professor cramer, boo-yah from tulsa, oklahoma, my friend. >> what's up >> caller: i have a question for you for specific stock i know you're not really into oil and gas right now. >> no. >> caller: but thinking of it from petroleum -- companies that do petrochemicals, i'm sorry i was wondering what you thought of epd, enterprise products. >> that's the best house - >> the house of pain >> -- in a neighborhood being plowed under by everyone be careful there that group laid wealthy people to waste lori in pennsylvania >> caller: hi jim.
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how are you? >> keep reading philly papers, just okay news right now what's up? >> caller: it's just okay, you know it. first let me just say i hope you and your family are staying safe and everybody is healthy >> we do a lot of zoom parties had a boozy brunch on sunday should have been there, man. holy cow, good >> caller: i know, thankful for zoom and -- let me say this, really thankful to be able to call in to you >> thank you >> caller: all -- really am thankful for everything you do and all the people on the front lines, doing amazing job >> lot of people doing great stuff. as i keep looking, great piece in the philadelphia inquirer tlt about temple university hospital, must-read, incredible. >> caller: they are doing amazing job.
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but you have been helping us navigate the turmoil, let me tell you something, really looking forward to the day you start talking eagles nation again. but for now, look forward to action alerts conference call. >> good call coming up. >> caller: looking forward to it i've been looking at company, does well in when the economy does well, reliable dividend, think down for a few years until we come out of recession or depression but willing to hold on to it for long term, iron mountain. >> see what she did? lori talked about willing to hold on for long term. that means willing to ride vicissitudes of a tough time they do information management but most importantly destruction. they shred and if there's fewer offices, there's less shredding
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alexandra in connecticut. >> caller: i've been research on blue print medicine corporation. how do you like the stock? >> i like that spec, $3 billion spec but it is a spec and i like it i like biotechs, you can own one, no more than one. rodney in florida. >> caller: professor boo-yah, how are you, jim >> good to go. what's happening with you? >> caller: we appreciate all you do for us, sending sunshine and love up to you >> what's going on >> caller: trgp, you talked about them, at this time >> midstream, no i mean no, absolutely not, no. not even no, no, no, all right sorry. lori had nice comments, didn't thank lori from philadelphia that, ladies and gentlemen, is the conclusion of the lightning round. [ buzzer ]
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>> announcer: the lightning round is sponsored by td ameritrade so you can quickly check the markets? yeah, actually i'm taking one last look at my dashboard before we board. excellent. and you have thinkorswim mobile- -so i can finish analyzing the risk on this position. you two are all set. have a great flight. thanks. we'll see ya. ah, they're getting so smart. choose the app that fits your investing style. ♪ but when allergies attack,f any the excitement fades. allegra helps you say yes with the fastest non-drowsy allergy relief and turning a half hearted yes, into an all in yes. allegra. live your life, not your allergies. but in my mind i'm still 35. that's why i take osteo bi-flex, to keep me moving the way i was made to. it nourishes and strengthens my joints for the long term. osteo bi-flex. because i'm made to move.
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osteo bi-flex. what's up?eard? for the first time ever you can watch the brand new trolls world tour movie... wait for it. at home. what, what, what? oh! what a troll. the world premiere is now in your home. from the very beginning of this outbreak we've heard ridiculously false things about masks. first the world health organization and cdc told us that they won't really protect you from the virus then all sorts of knuckleheads argue they don't really fit, what's the point, or can't be
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found, hoarded by chinese, it's all nonsense, everybody wear a mask outside not only protect you, more importantly protect everyone else along with you. most frightening thing about the coronavirus is you can have it without showing symptoms for weeks. even if you have symptoms, you have to behave as though you have t, wearing a mask to protect the people around you. notion there are none to be had, four words, do you have amazon selection is better and faster than february. always be people who don't want to wear masks, including the president of the united states, and droplets can get through, nothing is perfect but no coincidence that countries when you're expected to wear a mask when sick have done much better job slowing the spread masks work essential workers need masks riding subway to work, you need a mask
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even only partially effective, better than nothing. physical distancing is working to slow the spread, we're finally flattening the coronavirus surv but still physical distancing situations impossible, public transport, voting in election. it's nuts we're not requiring masks. osha, used to be important arm of the government that helped protect people from workplace injuries, now occupational hazard or workers. require mask wearing, any place that does will get more customers. and employees themselves, who wants to chance it i don't understand why osha isn't more proactive, why the stores are willing to risk employees and customers. not super optimal, may not wear
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them correctly and put them on right way. may not be perfect so what. can't afford to let the perfect be the enemy of the good put your masks on, save some lives. it's just common sense stick with cramer. . a non-drowsy antihistamine plus a powerful decongestant. so you can always say "yes" to putting your true colors on display. say "yes" to allegra-d. to putting your true colors on display. our retirement plan with voya gives us confidence. they help us with achievable steps along the way...
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...so we can spend a bit today, knowing we're prepared for tomorrow. wow dad, do you think you overdid it maybe? i don't think so... what do you think, peanut? nope! honey, do you think we overdid it? overdid what? see? we don't think so, son. technically, grandparents can't overdo it. it's impossible. well planned, well invested, well protected. voya. be confident to and through retirement. we're committed to making college more affordable., that's why we're keeping our tuition the same through the year 2021. - [woman] i knew snhu was the place for me when i saw how affordable it was. - [narrator] find your degree at snhu.edu. i like to say, there's always a bull market somewhere and i promise to find it for you right here at "mad money. i'm jim cramer see you tomorrow market's in turmoil but my friend scott begins right now.
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>> the medical prognosis and the latest updates markets in turmoil tonight 7:00 eastern watch and listen live on the cnbc app good evening, i'm scott wapner on what is now day 106 of the coronavirus crisis are we moving closer to reopening the economy. >> stocks are selling off to start this post easter week. >> the rally hits a roadblock. >> a rough day for banks, builders, airlines >> stocks take a hit >> we're looking at a date >> i think it could probably start at least in some ways maybe next month >> this is a new debate begins about when it will be time t

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